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Senate Commerce Committee Statement to Senate, No. 2428 — State of New Jersey (December 19, 2022)

Summary

A Senate Commerce Committee statement to the Senate on Senate Bill No. 2428, State of New Jersey, dated December 19, 2022, reporting the bill favorably with committee amendments. As amended, the bill prohibits medical creditors from reporting any portion of a medical debt alleged to be unpaid to any credit reporting agency, bureau, or data collection facility. A "medical creditor" is defined as a health care provider to whom the consumer owes money for health care services, or any person who purchases a debt arising from the receipt of health care services. The committee amendments removed language that would also have barred reporting such debt to a collection agency.

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“Senate Commerce Committee Statement to Senate, No. 2428 — State of New Jersey (December 19, 2022).” Archived at Pandemic Darlings, https://pandemicdarlings.com/source-documents/s2428-scm-statement-12-15-22-1622b75a7a/, SHA-256 09aaaf3fe4b98bad7c4ce4c661257095eaea6a215aa5627aec375684b6ed9b83.

Full text

SENATE COMMERCE COMMITTEE

STATEMENT TO

SENATE, No.
2428

with
committee amendments

STATE
OF NEW JERSEY

DATED: DECEMBER
19, 2022

The
Senate Commerce Committee reports favorably and with committee amendments
Senate Bill No. 2428.

As
amended, this bill prohibits medical creditors from reporting any portion of a
medical debt which is alleged to be unpaid, to any credit reporting agency,
bureau, or data collection facility.

Under
the bill, a “medical creditor” is any health care provider that provides health
care services and to whom the consumer owes money for health care services, or
any person who purchases a debt arising from the receipt of health care
services.

COMMITTEE AMENDMENTS:

The committee amended the bill to remove language
prohibiting medical creditors from reporting any portion of a medical debt which
is alleged to be unpaid to a collection agency.

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