Information — United States v. Marcgenson Marc, Southern District of Florida (Document 45)
Summary
Information entered on July 16, 2021 as Document 45 in Case 0:21-cr-60199-KAM in the U.S. District Court for the Southern District of Florida, charging Marcgenson Marc with conspiracy to commit bank fraud and wire fraud under Title 18, United States Code, Section 1349. It charges that the defendant and co-conspirators submitted fraudulent PPP loan applications for Company 1 and Company 2 through Bank Processor 1's online portal, supported by falsified payroll-tax forms. It alleges that Bank 1 and Bank 2 then disbursed PPP loan proceeds to depository accounts of Company 1, Company 2 and others, and that the defendant and others received kickbacks of approximately 10% to 25% of the loan proceeds. The forfeiture allegations cite Title 18, United States Code, Section 982(a)(2)(A), and an attached penalty sheet lists a maximum of 30 years' imprisonment.
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“Information — United States v. Marcgenson Marc, Southern District of Florida (Document 45).”
Original at archive.org. Archived at Pandemic Darlings, https://pandemicdarlings.com/source-documents/information-no-0-21-cr-60199-dkt-45-s-d-fla-8f9c64a47d/
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Case 0:21-cr-60199-KAM Document 45 Entered on FLSD Docket 07/16/2021 Page 1 of KS
10
Jul 16, 2021
U NITED STA TE S D ISTRICT C O UR T
SO U TH ERN D ISTR ICT O F FLO RID A
21- 60199-CR-MARRA/VALLE
Case N o.
18U.S.C.j1349
18U.S.C.j982
UNITED STATES OF AM ERICA
VS.
M A R C G EN SO N M A R C ,
D efendant.
/
INFO RM ATION
The A cting United StatesA ttoznley chargesthat:
GEN EM L A LLE G A TIO N S
A ta11tim esm aterialto thislnform ation:
The Pavcheck Protection Prozram
1. TheCoronavirusAid,Relief,andEconomicSeclzrity (LCCARES'')Actwasafederal
law enacted in or arotm d M arch 2020 and designed to provide em ergency financialassistance to
the millions of Am ericans who are suffering the econom ic effects caused by the COVID-19
pandem ic. One source ofrelief provided by the CA RES A ctw as the authorization of forgivable
loanstosmallbusinessesforjobretentionand certainotherexpenses,throughaprogrnm referred
toasthePaycheckProtectionProgram (çTPP'').
2. ln orderto obtain a PPP loan,aqualifying business subm itted aPPP loan application,
w llich w as signed by an authorized representative of the business.The PPP loan application
requiredthebusiness(throughitsauthorizedrepresentative)toacknowledgetheprogrnm rulesand
m ake certain affirm ative certifications in order to be eligible to obtain the PPP loan. In the PPP
Case 0:21-cr-60199-KAM Document 45 Entered on FLSD Docket 07/16/2021 Page 2 of 10
loanapplication(Smal1BusinessAdministration((çSBA'')Fonn2483),thesmallbusiness(through
itsauthorizedrepresentative)wasrequiredtoprovide,amongotherthings,its:(a)averagemonthly
payrollexpenses;and(b)numberofemployees.Thesefigtlreswereusedtocalculatetheamolmt
ofm oney the sm allbusinesswaseligibleto receivetmderthePPP.
3. Businesses applying for a PPP loan were required to provide docum entation
confnning theirpayrollexpenses.ln general,an em ployer is obligated to reportto the Internal
RevenueService(ç&IRS''),withan IRS Form 941,thenumberofsalariedemployeeswhoreceive
IRS W -2s.
4. A PPP loan application was processed by a participating lender.lf a PPP loan
application w as approved,the participating lender funded the PPP loan using its own m onies.
W hile itw as the participating lenderthatissued the PPP loan,the loan w as 100% guaranteed by
theSBA . Data9om the application,including inform ation aboutthe borrower,thetotalnm otmt
oftheloan,and thelisted num berofemployees,wastransmitted by thelenderto the SBA in the
cotlrse ofprocessing the loan.
5. PPP loan proceedswere required to beused by the businesson certain perm issible
expenses- payrollcosts,interest on m ortgages,rent,and utilities. The PPP allow ed the interest
and principalon the PPP loan to be entirely forgiven ifthe businessspentthe loan proceedson
theseexpenseitem swithin adesignated period oftim eand used adefined podion ofthePPP loan
proceeds on payrollexpenses.
The FinancialInstitutions
6. Bank 1 w asa financialinstitm ion based in SaltLake City,U tah,thatw as insured by
theFederalDepositInsurr ceCorporation(û1FDIC'').Bank1wasanapprovedSBA lenderofPPP
loans.
2
Case 0:21-cr-60199-KAM Document 45 Entered on FLSD Docket 07/16/2021 Page 3 of 10
7. Bnnk2 wasafinancialinstitutionbasedinFortLee,N ew Jersey,thatwasinsuredby
the FDIC.Bank 2 w as an approved SBA lenderofPPP loans.
8. B nnk Processor 1 w as a third-party com pany processor,based in Redw ood City,
California,thatprocessed PPP loan applicationsthrough aserverlocated in N orthem Virginiafor
Bank 1and Bank 2.Smallbusinessesseeldng PPP loanscould apply eleckonically through Bank
Processor 1 for PPP loans.Bnnk Processor 1 w ould review the loan application atld,if approved,
a partnerbank disbursed the loan fundsto the applicant.
The D efendant.R elated Entities.and Individuals 1 and 2
M AR C G EN SON M A R C wasa residentofBrow ard Cotm ty,Flodda.
W ally Dorlus,aresidentofBroward County,Florida,w asa registered tax preparer.
11. Com pany 1 w as a Florida corporation with its listed principal address in M iam i
Beach,Florida.
12. Company 2 wasaFloridalim ited liability company with itslistedprincipaladdress
in Lauderllill,Florida.
lndividual1,aresidentofBrow ard Cotmty,Florida,w as am anager of Com pany 2.
C O N SPIM CY TO C O M M IT BA N K FM U D Ae W lltE FM U D
(18U.S.C.j1349)
From in or around M ay 2020,through in or around August2020,in M iami-Dade and
Broward Counties,in theSouthern DistrictofFlorida,and elsewhere,thedefendant,
M AR C G EN SO N M A R C ,
did willfully,thatis,with the intentto furtherthe objeots ofthe conspiracy,and knowingly
com bine,conspire,confederate,and agreew ith W ally D orlus,Individual1,and w ith othersknow n
and unknow n to the U nited States,to com m itoffenses againstthe U nited States,thatis:
Case 0:21-cr-60199-KAM Document 45 Entered on FLSD Docket 07/16/2021 Page 4 of 10
a. to lcnow ingly,and w ith theintentto defraud,execute,and causethe execution of,a
schem eand artificeto defraud oneorm orefinancialinstitutions,which schem eandadificew ould
employ am aterialfalsehood,andtoknowingly,and with intentto defraud,execute,and causethe
execution of,a schem e and artifice to obtain m oneysand funds ow ned by,and tm derthe custody
and controlof,one or m ore financialinstitutions,by m eans of materially false alld fraudulent
pretenses,representations,and prom isesrelating to a m aterialfact,in violation ofTitle 18,United
StatesCode,Sections1344(1)alld(2),
.and
to knowingly,andwith theintentto defraud,devise,andintend to devise,ascheme
and artifiee to defraud,and to obtain money and property by m eans of m aterially false and
fraudulentpretenses,representations,and prom ises,knowing thatthe pretenses,representations,
andpromiseswere false and fraudulentwhen m ade,and,forthepurpose ofexecutingthe scheme
and artifice,didknowinglytransmitand causeto betransmitted,by m eansofwirecomm llnication
in interstate and foreign com m erce, certain m itings, signs, signals, pictures, and sotm ds, in
violation ofTitle 18,U nited States Code,Section 1343.
PURPO SE OF THE CONSPIM CY
Itwas the purpose ofthe conspiracy for the defendantand his co-conspiratorsto
unlawfully enrich themselvesby,amongotherthings:(a)submittingandeausingthesubmission
offalseandfraudulentapplicationsforloansandgrantsm adeavailablethroughtheSBA toprovide
reliefforthe economic effectscaused by the COVID-19 pandemic,including PPP loans;(b)
offering, paying, and receiving kickbacks in return for refening other individuals for the
submission offalse and fraudulentloan applications;and (c) diverting fraud proceeds forthe
defendants'and co-conspirators'personaluse,the use and benefitof others,and to furtherthe
fraud.
Case 0:21-cr-60199-KAM Document 45 Entered on FLSD Docket 07/16/2021 Page 5 of 10
M AM E R AN D M EAN S OF TH E CO N SPIR ACY
The m nnner and m eans by which the defendant and llis co-conspirators sought to
accomplishtheobjectsandpurposeoftheconspiracyincluded,nmongothers,thefollowing:
M AR C G EN SO N M A R C ,W ally D orlus,lndividual 1,and other co-conspirators
subm itted and caused the subrnission of fraudulentPPP loan applications for Com panies 1 and 2,
and otherentities,viainterstatewirecom munications,through Bank Processor 1'sonlineportal.
16. M ARCGENSON M ARC,W ally Dorlus,Individual 1,and other co-conspirators
subm itted and caused to be subm itted num erous false and fraudulent docum ents and m ade false
and fraudulentrepresentationsin supportofthePPP loan applications.N am ely,theco-conspirators
subnlitted and caused to besubmitted falsified payroll-tax form sthatfalsely stated'theborrowing
entities'ntlmberofemployeesand am otmtofmonthly payroll,a11intended to m akeitappearthat
theapplicantsqualised forthePPP loan program andweresupposedly entitled to loansin excess
ofw hatthey otherw ise m ay have been entitled tm derthe PPP progrnm .
M ARCGENSON M ARC,lndividual 1,and other co-conspirators recruited co-
conspiratorsto subm itadditionalfraudulentPPP loan applications,often in exchangeforkiokbaoks
from theproceedsreceivedthrough the fraudulently obtained PPP loans.
18. As a result ofsuch false and fraudulentPPP loan applications submitted to Bnnk
Processor 1 aspartofthisschem e,Bank 1 and Bartk 2 disbursed m illionsofdollarsin PPP loan
proceedsto depository accountsheldby Company 1,Com pany 2,and otheraccom plicesand co-
conspirators.Thereafter,M AR C G EN SON M A R C ,W ally D orlus,and othersreceived kickbacks
in the am ountofapproxim ately 10% to 25% ofthe loan proceeds.
A llin violation ofTitle 18,U nited States Code,Section 1349.
Case 0:21-cr-60199-KAM Document 45 Entered on FLSD Docket 07/16/2021 Page 6 of 10
FO RFEIT UR E ALLE G AT ION S
1. The allegations contained in this Infbrmation are hereby re-alleged and by this
reference fully incorporated herein for the purpose of alleging forfeiture to the United States of
certain property in w hich the defendant,M A R CG EN SO N M A R C,hasan interest.
Upon conviction ofa violation ofTitle 18,United States Code,Section 1349,as
alleged in this Information, the defendant shall forfeit to the United States atly property
constituting,or dedved f'
rom ,any proceeds the defendant obtained,directly or indirectly,as the
resultofsuchviolation pttrsuanttoTitle18,UnitedStatesCode,Section982(a)(2)(A).
lfany oftheproperty subjectto forfeiture,asaresultofany actoromission ofthe
defendant:
cnnnotbe located upon the exercise ofdue diligence'
,
b. hasbeen transferred orsold to,ordeposited w ith,a third party;
hasbeenplacedbeyondthejtlrisdictionofthecourt;
d. hasbeen substantially diminished in value;or
has been com mingled with other property which cnnnot be divided without
difficulty.
the U nited States shallbe entitled to the forfeiture of substitute property underthe provisions of
Title21,UnitedStatesCode,Section 853ù9.
SREM AINDER OF PAGE W TENTIONALLY BLANK.I
Case 0:21-cr-60199-KAM Document 45 Entered on FLSD Docket 07/16/2021 Page 7 of 10
4. AllpursuanttoTitle18,UnitedStatesCode,Sedion982(a)(7),andtheprooedures
setforth in Title21,Urlited StatesCode,Section 853,asincorporated by Title 18,United States
Code,Section 982(b)(1).
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Case 0:21-cr-60199-KAM Document 45 Entered on FLSD Docket 07/16/2021 Page 8 of 10
UNITED STATESD ISTRICT COURT
SOUTH ERN DISTR ICT OF FLOR IDA
W TED STATESOF W W CA
C ER T W ICA T E O F T R TM ,A TT O R N E Y A
M CGENSO N NDURC, Superseding CaseInform ation:
Defendant. /
courtDivision:tselectOne) Newdefendantts) I--IYes I--INo
N Miami N KeyWest EZ FTL Numberofnewdefendants
N WPB N FTP Totalnumberofcotmts
1.1havecarefully consideredtheallegationsoftheindictm ent,thenum berofdefendants,thenumberofproG ble
witnessesand thelegalcom plexitiesofthelndictment/lnformation attachedhereto.
2.Iam awarethattheinfolnnation suppliedonthisstatem entwillberelieduponbytheJudgesofthisCourtin
settingtheircalendarsandscheduling crim inaltrialsunderthem andateoftheSpeedy TrialAct,
Title28 U.S.C.Section 3161.
3.Interpreter:(YesorNo) No
Listlanguageand/ordialect
4.Thiscmqewilltake 0 daysforthepartiestotry.
5.Ple%echeck appropriatecategory andtypeofoffenselistedbelow:
(Checkonlyone) (Checkonlyone)
l 0to5days Iz Petty E71
11 6to10days EqI Minor (7I
1l1 11to20days I71 Misdemeanor EEI
IV 21to60days (71 Felony Lz
V 61daysandover (71
6.HasthiscasepreviouslybeenfiledinthisDistrictCourt? (YesorNo) No
Ifyes:Judge CaseN o.
(Attach copyofdispositiveorder)
Hasacomplaintbeenfiledintllismatter? (YesorNo) Yes
Ifyes:M agistrateCaseN o. 21-m i-06175-PM H
Relatedm iscellaneousnumbers:
Defendantts)infederalcustodyasof
Defendantts)instatecustodyasof
Rule20 from theD istrictof
Isthisapotentialdeathpenaltycase?(YesorNo) No
7. Doesthiscase originatefrom amatterpending in theCentralRegion oftheU .S.Attorney'sOfficepriorto
August9,2013(Mag.JudgeAlicia0.Valle)?(YesorNo) No
8. Doesthiscase originatefrom am atterpending in theN orthern Region oftheU .S.Attorney'sOfficepriorto
August8,2014(Mag.JudgeShaniekMaynard?(YesorNo) No
9. Doesthiscase originatefrom am atterpending in theCentralRegion oftheU .S.Attorney'
sOfficepriorto
October3,2019(M ag.JudgeJaredStrauss)?(YesorNo) No
+
S PHAN IE H AU SER
AssistantUnited StatesAttorney
FLA BarNo. 92765
*penaltySheetts)attachM REV 3/19/21
Case 0:21-cr-60199-KAM Document 45 Entered on FLSD Docket 07/16/2021 Page 9 of 10
UN ITED STATES DISTRICT C OUR T
SO UTH ERN DISTRICT O F FLOR IDA
PENA LTY SH EET
D efendant'sNam e: M ARCGEN SON M AR C
Case No:
Count#:1
Conspiracy to Com m itBank and W ire Fraud
Title 18.United States Code.Section 1349
* M ax.Penalty: 30 years'imprisonm ent
*R efers only to possible term of incarceration,does not include possible fines,restitution,
specialassessm ents,paroleterm s,or forfeitures thatm ay be applicable.
Case 0:21-cr-60199-KAM Document 45 Entered on FLSD Docket 07/16/2021 Page 10 of 10
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