Indictment — United States v. Lindsley Chambers Jr et al., Southern District of Florida (Document 3)
Summary
An indictment in United States of America v. Lindsley Chambers Jr, et al., No. 0:25-cr-60273, in the U.S. District Court for the Southern District of Florida, entered on the docket November 14, 2025 as Document 3. Count 1 charges the defendants, residents of Broward County, Florida, with conspiracy to commit bank fraud and wire fraud through in or around May 2022, and Counts 2-22 charge bank fraud through individual ATM withdrawals. The grand jury alleges that conspirators used identity theft victims' personal information and counterfeit IDs, including real-time selfie photographs for identity verification, to file Pandemic UI Benefits claims with the California Employment Development Department. It alleges that approximately $2,095,831 was deposited to Bank of America debit accounts and withdrawn at ATMs in the district.
Summary drafted by a model from the text of the original file linked on this page and checked by script against that text before publication. It is a navigation aid, not a reading of what the document proves. Where AI is used
Cite this document
“Indictment — United States v. Lindsley Chambers Jr et al., Southern District of Florida (Document 3).”
Original at ecf.flsd.uscourts.gov. Archived at Pandemic Darlings, https://pandemicdarlings.com/source-documents/indictment-usa-v-chambers-et-al-dkt-3-s-d-fla-90af54a9d1/
, SHA-256 7b61fe486a5fb25651f4eee8abc5f166d0b234125ed0a0a1fc385e51584a436d.Full text
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 1 of 24
IJNITED STATES DISTRICT C OU RT
SO UTH ER N DISTRICT O F FLO RIDA
cwsE No . -
A -- 71-6 FILEDBY DC. .
18U.S.C.j1349
18lcs.c.j1344 ygy !3 2225
18c-s-c.j1e28A(a)(1) '
18v-s-c.j982(a)(2) scotlok,kS
. .
llî?fr.
,o . .
.. , o.
UNITED STA TES O F A M ER ICA
VS.
LIN DSLEY CH AM BERS JR ,
R OBERT M CK IN LEY TH O M A S,
JU STIN AN TH O NY SEIV RIGH T,
TACA VEO N TR W O N CAR SO N ,
PH ILLIP M ICH AEL VALCIN JR,
BM N DO N JERO M E SM DER ,and
PATRICK M ARQUIS AYTON JR,
Defendants.
/
IN DICTM ENT
The Grand Jury chargesthat:
GEN ER AL A LLEG A TION S
Atalltim esrelevantto thisIndictm ent:
FinancialInstitution
Bank ofAmerica,N.A.(dsBank ofAmerica'')was afinancialinstitution whose
accountswereinsuredbytheFederalDepositlnsuranceCorporationCTD1C'').
U nem plovm entlnsurance
2. Unemployment lnsurance CtU1'') was a joint state and federalprogram that
provided m onetary benefits to eligible benetk iaries. Ul benefits were intended to provide
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 2 of 24
temporary financialassistanceto law fulw orkerswho w ere unem ployed through no faultoftheir
OW n.
Beginning in or around M arch 2020,in response to the CO VID-19 pandem ic,the
CoronavirusAid,Relief,andEconomicSecurity (CARES)Actof2020 created severalfederal
program s, including the Pandem ic Unem ploym ent A ssist nce Program , Federal Pandem ic
Unem ploym ent Com pensation, and the Lost W ages A ssistance Program ,w hich expanded U1
eligibility and increased U lbenefitsto individualsw ho were unemployed because ofthe COV ID -
19 pandem icCûpandemicUIBenefits'').
California Em plovm entD evelopm entD epartm ent
4. The California Employment Development Department (CSCA-EDD'') was an
agency ofthe SGteofCaliforniathatadm inistercd UlbenefitsforresidentsofCalifornia,including
Pandem ic Ul Benefits. Persons applying for Ul benefits in California,including Pandem ic Ul
Benefits,were required to reside in the State ofCalifornia and subm itto CA-ED D an application
forthe benefits. ApplicationsforPandem ic UlBenefitsw ere subm itted online.
5. A claim antforPandem ic UlBenefitsw asrequired to answ ervariousquestions on
the claim ant's application to establish the claim ant's eligibility for the benefits. Am ong other
things,theclaimantwasrequiredtoprovidepersonallyidentifiableinfonnation (ETlI''),including
the claim ant's nam e, date of birth,and social security num ber,and certify to CA -EDD under
penaltyofperjurythattheCOVlD-19pandemichaddirectlyandadverselyaffectedtheclaimant's
em ploym ent. Claim ants applying for Pandem ic U l Benefits did not need to subm it any
supporting docum ents to CA-EDD w ith their applications. Individuals who were em ployed,
retired,or incarcerated were noteligible for Ulbenetits,including Pandem ic U 1Benefits. The
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 3 of 24
CA-EDD relied upon the information in the application to determ inethe claim ant'seligibility for
benefks.
Additionally,to successfully fileaclaim forPandemicUlBenetitswith CA-EDD,
theclaimanthadtopassanidentityverifkationprovidedbylD.me,Inc.(ttlD.me''),athird-party
online identity verification service. The 1D .m e. identity verification process required the
claim antto provide the claim ant's P1l,a governm ent-issued form of identification,and a selfie
photograph taken in real-tim e. During the lD .m e identity veritk ation process,a textm essage
was sentto the phone num ber provided by the applicantthat contained a link that allow ed the
claim ant to provide the required photograph of the claim ant's governm ent-issued form of
identification and take a real-tim e selfie photograph. lD .m e's facialrecognition software w as
then used to com pare the applicant's real-tim e selfie photograph with the photograph on the
claim ant'sgovernm ent-issued form ofidentification.
lf CA -EDD approved an application and granted Pandem ic U1 Benefits to the
claimant,aprepaiddebitaccountatBankofAmericawascreated intheclaimant'sname(CCBOA
DebitAccounf')into which CA-EDD deposited the claimant'sPandemic UlBenefits. The
Pandem ic Ul Benetits deposited in the BOA DebitA ccount were m oneys and funds underthe
custody and controlofBank ofAm erica.
8. To accessthe Pandem icU lBenefitsthatweredeposited in theB OA D ebitA ccount,
BankofAmericaissuedadebitcard CEBOA DebitCard'')inthenameof.
theclaimantthatwas
linked to the claim ant'sBOA DebitA ccountcontaining them oney and fundsfrom the Pandem ic
U IBenefits. The BOA D ebitCard w asm ailed to an addressprovided by the claim antand could
be activated by telephone or online. Once activated,the BOA Debit Card could be used to
w ithdraw Pandem ic U lBenefits from theBOA D ebitAccountin theform ofcash dispensed from
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 4 of 24
automatedtellermachines(W TM s''),includingATMSthatBankofAmericaoperated. TheBOA
DebitCardscould also beusedto m akepurchasesby debiting the claim ant'sPandem icU lBenefks
from the BOA D ebitAccountin point-of-saletransactions.
9. VisaDebtProcessingSolutions(tdvisaDPS'')wasavendorcontractedbyBankof
Am erica to processalltransactionson U1prepaid debitcards,including those issued by the CA -
EDD . V isa DPS had two platform processor data centersthathoused a11oftheU 1prepaid card
data forBank ofAm erica. Those data centersw ere located in Ashburn,V irginia and H ighlands
Ranch,Colorado. Any transaction m ade on a Bank ofA m erica U1prepaid debitcard,including
loading of funds,point-of-sale transactions,and A TM w ithdraw als,passed through one ofthose
two dataprocessorcenters.
TheD efendants
10. LIND SLEY CH AM BERS JR wasa residentofBrow ard County,Florida.
1l. RO BER T M C K INLEY TH OM AS wasa residentofBrow ard County,Florida.
JUSTIN A NTH O NY SEIVR IG H T wasa residentofBrow ard County,Florida.
13. TA CAV EON TM V ON CAR SO N wasa residentofBrow ard County,Florida.
14. PH ILLIP M ICH A EL VA LCIN JR w asa residentofBrow ard County,Florida.
15. BR AND ON JER OM E SN IDER w asa residentofBrow ard County,Florida.
16. PATRICK M ARQUIS AYTON JR wasaresidentofBroward County,Florida.
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 5 of 24
CO UNT 1
C onspiracy to Com m itBank Fraud and W ire Fraud
(18U.S.C.j1349)
17. The G eneral A llegations section of this lndictm ent is re-alleged and fully
incorporated herein by reference.
l8. From inoraround September2020,andcontinuingthroughinoraroundM ay 2022,
in Brow ard County,in the Southern D istrictofFlorida,and elsewhere,the defendants,
LIND SLEY CH Am ERS JR ,
R O BERT M CK IN LEY TH O M AS,
JUSTIN AN TH O NY SEIVR IG H T,
TA CAVEO N TR AV O N CAA SO N ,
PH ILLIP M ICH AEL V ALCIN JR
BR ANDO N JERO M E SNIDER,and
PATW CK M ARQUISAYTON JR,
did willfully,thatis,with the intentto furtherthe objects ofthe conspiracy,and knowingly
com bine,conspire,confederate,and agreew ith each otherand w ith othersknow n and unknow n to
the Grand Jury to com m itcertain offenses againstthe United States,thatis:
a) to knowingly,and with intenttodefraud,execute,and causetheexecution of,a
schem e and artifice to obtain m oneys and fundsowned by,and underthe custody and controlof,
one or m ore financialinstitutions,including Bank ofA m erica,by m eansof false and fraudulent
pretenses,representations,andprom isesrelating to a m aterialfact,in violation ofTitle l8,United
StatesCode,Section 1344(2),
.and
b) to knowingly,andwith intenttodefraud,devise,andintend to devise,ascheme
and artifice to defraud, and to obtain m oney and property by m eans of m aterially false and
fraudulentpretenses,representations,and prom ises,knowing thatthey were false and fraudulent
i when m ade,and,forthepurpose ofexecuting the schem e and artifice,transm itting and causing to
i
' be transm itted in interstate and foreign com m erce,by m eans of w ire com m unication,certain
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 6 of 24
writings,signs,signals,picturesand sounds,in violation ofTitle 18,United States Code,Section
1343.
PURPO SE O F THE C ON SPIM CY
19. ltwasthepurpose ofthe conspiracy forthe defendantsand theirco-conspiratorsto
unlawfullyenrichthemselvesby,amongotherthings,(a)submittingandcausingthesubmission
of applications to CA -EDD for U l benefits,including Pandem ic U1 Benefits,which contained
materiallyfalseandfraudulentpretenses,representations,andpromises;(b)causingCA-EDD to
disburse and deposit UI benefits, including Pandem ic U 1 Benefits,to financial institutions,
including Bank ofA m erica,based upon m aterially false and fraudulentpretenses,representations,
andpromises;(c)obtainingUlbenefits,including PandemicU1Benefits,in theform ofmoneys
and funds owned by,and underthe custody and controlof,financialinstitutions,including Bank
ofA m erica,by m eansoffalse and fraudulentpretenses,represent tions,and prom isesrelating to
amaterialfact;and(d)usingfraudulentlyobtainedUlbenefits,includingPandemicU1Benefits,
fortheirpersonaluse and theuse and benefitofothers.
M ANNER A ND G AN S O F CO N SPIR ACY
The naanner and nneans by xvhich the defendants and their co-conspirators sought to
accomplishtheobjectsandpurposeoftheconspiracyincluded,amongothers,thefollowing:
20. One or m ore m em bersofthe conspiracy obtained w ithoutlawfulauthority Pll of
victimsofidentity theft(ûçldentity TheftVictims''),includingnames,datesofbirth,and social
security num bers.
One or m ore m em bers of the conspiracy created counterfeit driver licenses and
otherfictitiousformsofidentification(collectively,ûtcounterfeit1Ds'')usingPI1ofIdentityTheft
i
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 7 of 24
V ictim s and photographs of co-conspirators, including LIN D SLEY C ER S JR and
R OBERT M CK IN LEY TH O M AS.
22. One orm ore m embersofthe conspiracy subm itled and caused the subm ission of
false and fraudulentapplicationsto CA-EDD forPandem icUlBenefitsusing,am ong otherthings,
PI1ofldentity TheftV ictim s.
23. In connection w ith the subm ission offalse and fraudulentapplicationsto CA -ED D
forPandem ic U1Benefitsand identity verification related thereto,LIN DSLEY CH AM BER S JR
and one or m ore m em bers ofthe conspiracy subm itted to ID .m e real-tim e selfie photographs of
LIN DSLEY CH A M BER S JR and photographs of Counterfeit ID s bearing a picture of
LINDSLEY CH AM BER S JR and Pllofldentity TheftV ictim s.
24. Based upon false and fraudulentapplicationsforPandem ic U lBenefts subm itted
to CA -EDD using PIlofIdentity TheftV ictim s,one orm ore m em bers ofthe conspiracy caused
CA -ED D to disburse such Pandem icU lBenefitsto financialinstitutions,including Pandem ic UI
Benefitsin theapproxim ate amountof$2,095,831depositedto Bank ofAmericain BOA Debit
A ccounts forw hich Bank of Am erica issued BOA D ebit Cards in the nam es of Identity Theft
V ictim s.
25. LIND SLEY CH AM BER S JR, RO BERT M CK IN LEY TH O M AS,JUSTIN
A NTH O NY SEIV RIG H T, TA CAV EON TR AVO N CAR SON , PH ILLIP NHC HA EL
VALCIN JR,BRANDON JEROM E SNIDER,PATRICK M ARQUISAYTON JR,and other
co-conspirators know n and unknown to the Grand Jury, fraudulently obtained and received
Pandem ic U1 Benefits from CA -EDD in the form of moneys and funds under the custody and
controloffinancialinstitutions,including Bank ofAm erica,by using BOA DebitCards issued in
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 8 of 24
the nam es of ldentity TheftV ictim s w ithoutlaw fulauthority to m ake cash w ithdrawals ofsuch
m oneysand fundsfrom BOA DebitAccountsatATM Slocated in the Southern D istrictofFlorida.
26. BR ANDO N JER OM E SNIDER and otherco-conspirators known and unknown
to the Grand Jul'y fraudulently obtained and received Pandem ic U1Beneftsfrom CA -EDD in the
form ofm oney and fundsunderthe custody and controloffinancialinstituticms,including Bank
of Am erica,by using BOA D ebit Cards issued in the nam es of ldentity Thefl Victim s w ithout
lawfulauthority to (a)make purchasesof goodsand services,including commercialairline
reservations,atpointof sale transactions that debited such m oneys and funds from BOA Debit
Accounts;and(b)transfersuchmoneyandfundsfrom BOA DebitAccountsatBankofAmerica
to accounts atotherfinancialinstitutions.
A 1lin violation ofTitle 18,United States Code,Section 1349.
CO UNTS 2-22
Bank Fraud
(18U.S.C.j 1344)
27. The General A llegations section of this lndictm ent is re-alleged and fully
incorporated herein by reference.
28. From in oraround Septem ber2020,and continuing through in oraround M ay 2022,
in Broward County,in the Southern D istrictofFlorida,and elsew here,the defendants,
LIND SLEY CH AM BERS JR ,
R O BER T M CK INLEY TH O M AS,
JUSTIN AN TH O NY SEIV RIG H T,
TA CAVEO N TR AV O N CU SON ,
PH ILLIP M ICH AEL VA LCIN JR ,
BR AND ON JER OM E SN IDER ,and
PATRICK M ARQUIS AYTON JR,
as specified in each countbelow ,did knowingly,and w ith intentto defraud,execute,and cause
the execution of,a schem e and artifice to obtain m oneys and funds ow ned by,and under the
8
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 9 of 24
custody and controlof,one orm ore financialinstitutions,including Bank ofAm erica,by means
of false and fraudulent pretenses,representations, and prom ises relating to a m aterial fact,in
violationofTitle18,UnitedStatesCode,Section 1344(2).
PVRPO SE ().
F THE SCH EM E AND ARTIFICF
ltwasapurposeoftheschem eandartificeforthedefendantsand theiraccomplices
tounlawfullyenrichthemselvesby,amongotherthings,(a)submittingandcausingthesubmission
of applications to CA -ED D for U 1 benetits, including Pandem ic U l B enefits, that contained
materiallyfalseandfraudulentpretenses,representations,andpromises;(b)causing CA-EDD to
disburse and deposit U1 benefits, including Pandem ic Ul Benefits, to financial institutions,
includingBankofAmerica,based upon materially falseand fraudulentpretenses,representations,
andpromises;(c)obtaining U1benefits,includingPandemicU1Benefits,intheform ofmoneys
and funds ow ned by,and underthe custody and controlof,tinancialinstitm ions,including Ballk
ofAm erica,by m eansof false and fraudulentpretenses,representations,and prom isesrelating to
amaterialfact;and (d)usingfraudulentlyobtainedUIbenefits,including PandemicUIBenefits,
fortheirpersonaluseand theuseand benefitofothers.
TH E SCH EM E A N D A R TIFICE
30. The M anner and M eans section of Cotm t 1 of the lndictm ent is re-alleged and
incorporated by reference as though fully set forth herein as a description ofthe scheme and
artifice.
i
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 10 of 24
EXEC UTIO N O F TH E SCH EM E AN D AR TIFICE
On oraboutthe datesspecified asto each countbelow ,the defendants,asspecified
in each countbelow ,did execute,and cause the execution of,the above-described schem e and
artificeto defraud,asm ore particularly described below :
C OU NT A PPRO X . DEFENDA NT EX ECUTIO N
DA TE
2 01/17/2021 BRANDON JEROM E ATM withdrawalof$1,000 from a
SNIDER prepaid debit account at Bank of
Am erica using a Bank of Am erica
V isa debitcard ending in 0540 issued
in the nam e ofS.E.
01/19/2021 ROBERT M CKINLEY ATM withdrawalof $1,000 from a
TH O M AS prepaid debit account at Bank of
A m erica using a Bank of Am erica
V isa debitcard ending in 8562 issued
in the nam e ofN .R.
4 01/23/2021 BRANDON JEROM E ATM withdrawalof $1,000 from a
SN IDER prepaid debit account at Ballk of
A m erica using a Bank of A m erica
V isa debitcard ending in 0540issued
in the nam e ofS.E.
01/27/2021 BIG NDON JEROM E ATM withdrawalof $1,000 from a
SN IDER prepaid debit account at Bank of
A m erica using a Bank of A m erica
V isadebitcard ending in 0540issued
in the nam e ofS.E.
6 01/30/2021 ROBERT M CKINLEY ATM withdrawalof $1,000 from a
TH O M AS prepaid debit account at Bank of
A m erica using a Bank of A m erica
V isadebitcard ending in 5157 issued
in the nam e ofR .H .
7 01/31/2021 TACAVEON TIU VON ATM withdrawalof $1,000 from a
CA R SO N prepaid debit account at Bank of
Am erica using a Bank of A m erica
Visadebitcard ending in 5157 issued
in the nam e ofR.H .
10
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 11 of 24
CO UN T APPR O X. DEFEN DAN T EXECUTIO N
D ATE
8 05/18/2021 TACAVEON TM VON ATM withdrawalof $1,000 from a
CAR SO N prepaid debit account at Bank of
A m erica using a Bank of A m erica
Visadebitcardending in 1318 issued
in thenam eofJ.M .
9 05/18/2021 PHILLIP M ICHAEL ATM withdrawalof$1,000 from a
V AI,CIN JR prepaid debit account at Balzk of
Am erica using a Bank of Am erica
V isadebitcard ending in 2734 issued
in the nam e ofJ.E.
10 06/02/2021 TACAVEON TIU VON ATM withdrawalof$1,000 from a
CAR SO N prepaid debit account at Bank of
Am erica using a Bank of Am erica
V isa debitcard ending in 0660 issued
in the nam e ofM .S.
06/10/2021 LINDSLEY CHAM BERSJR ATM withdrawalof$1,000 from a
prepaid debit account at Bank of
A m erica using a Bank of A m erica
V isadebitcard ending in 7242 issued
in the nam e ofE.B .
12 06/18/2021 LINDSLEY CHAM BERS JR ATM withdrawalof$1,000 from a
prepaid debit account at Bank of
A m erica using a Bank of A m erica
V isa debitcard ending in 7242 issued
in the nam e ofE.B .
13 06/27/2021 PHILLIP M ICH AEL ATM withdrawalof$1,000 from a
V ALCIN JR prepaid debit account at Bank of
A m erica using a Bank of A m erica
V isa debitcard ending in 5217 issued
in the nam e ofG.F.
14 06/29/2021 PATRICK M ARQUIS ATM withdrawalof $1,000 from a
AY TON JR prepaid debit account at Bank of
A m erica using a Bank of A m erica
V isadebitcard ending in 3502 issued
in the nam eofM .T.
11
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 12 of 24
CO UN T A PPR OX . DEFEN DA NT EXEC UTIO N
D ATE
15 07/04/2021 PATRICK M ARQUIS ATM withdrawalof $1,000 from a
A YTO N JR prepaid debit account at Bank of
Am erica using a Bank of Am erica
V isadebitcard ending in 2007 issued
in thename ofR.A .
16 07/9/2021 PATRICK M ARQUIS ATM withdrawalof$1,000 from a
AYTO N JR prepaid debit account at Bank of
Am erica using a Bank of Am erica
V isa debitcard ending in 2007 issued
in the nam e ofR.A .
17 07/15/2021 ROBERT M CKINLEY ATM withdrawalof$1,000 from a
TH O M A S prepaid debit account at Bank of
Am erica using a Bank of Am erica
V isa debitcard ending in 3502 issued
in the nam e ofM .T.
18 07/29/2021 PIIILLIP M ICHAEL ATM withdrawalof$1,000 from a
V AI,CIN JR prepaid debit account at Bank of
A m erica using a Bank of A m erica
V isa debitcard ending in 5530 issued
in the nam e ofA .S.
19 08/19/2021 JUSTIN ANTHONY ATM withdrawalof$1,000 from a
SEIVR IGH T prepaid debit account at Barlk of
A m erica using a Bank of A m erica
V isadebitcard ending in 0321 issued
in the nam e ofK .M .
20 08/19/2021 JUSTIN ANTH ONY ATM withdrawalof $1,000 from a
SEIV RIGH T prepaid debit account at Bank of
A m erica using a Bank of A m erica
V isadebitcardending in 4028 issued
in the nam e ofT.H.
21 08/25/2021 LINDSLEY CHAM BERS JR ATM withdrawalof $1,000 from a
prepaid debit account at Bank of
A m erica using a Bank of A m erica
Visadebitcard ending in 9454 issued
in thenam e ofR.S.
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 13 of 24
C OU NT APPRO X . DEFENDA NT EX ECUTIO N
DA TE
22 09/06/2021 JUSTIN ANTH ONY ATM withdrawalof $1,000 from a
SEIV RIGH T prepaid debit account at Bank of
Am erica using a Bank of Am erica
V isa debitcard ending in 4187 issued
in the nam e ofB .Z.
lnviolation ofTitle18,UnitedStatesCode,Section 134342).
CO UNTS 23-43
A ggravated Identity Theft
(18U.S.C.j1028A(a)(1))
32. On or aboutthe dates specified in each countbelow ,in Brow ard County,in the
Southern D istrictofFlorida,and elsew here,the defendants,
LIND SLEY CH AM BERS JR,
R O BERT M CK INLEY TH O M A S,
JUSTIN AN TH O N Y SEIO GH T,
TA CAVEO N TR AV O N CA RSON ,
PIIILLIP M ICH A EL vA lwc lN JR
BRANDONJEltom SNIDER,anâ
PATRICK M ARQUIS AYTON JR,
as specified in each countbelow,during and in relation to a felony violation ofTitle 18,United
StatesCode,Section 1344,thatis,bank fraud ascharged in thisindictm ent,didknowingly transfer,
possess,and use,withoutlawfulauthority,the m eansofidentifk ation ofanotherperson,thatis:
CO UN T A PPRO X . DEFEND ANT M EAN S O F ID EN TIFICATIO N
DA TE
23 01/17/2021 BR AND O N JERO M E Bank ofA m erica V isa debitcard
SN ID ER ending in 0540 issued in thenam e
ofS.E.
24 01/19/2021 RO BERT M CK INLEY Bank ofA m erica V isadebitcard
TH O M A S ending in 8562 issued in the nam e
ofN .R .
1
i
!
I
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 14 of 24
CO UNT APPR OX . DEFEN DAN T M EA NS OF IDENTIFICATION
D ATE
25 01/23/2021 BR AN D ON JERO M E Bank ofAm ericaV isadebitcard
SM D ER ending in 0540 issued in the nam e
of S.E.
26 01/27/2021 BR AND ON JER OM E Bank ofAm erica Visa debitcard
SN ID ER ending in 0540 issued in the nam e
ofS.E.
27 01/30/2021 R OBERT M CK INLEY Bank of A m erica Visa debit card
TH O M A S ending in 5157 issued in the nam e of
R.H .
28 01/31/2021 TA CA VEON TITAV ON Bank of A m erica Visa debit card
CA RSON ending in 5157 issued in the nam e of
R.H .
29 05/18/2021 TA CAV EON TR AVO N Bank ofA m erica V isa debitcard
CAR SO N ending in 1318 issued in the nam e
ofJ.M .
30 05/18/2021 PH ILLIP M ICH AEL Bank ofA m erica V isa debitcard
V AT.CIN JR ending in 2734 issued in the nam e
ofJ.E.
1 ?j tl6/()w z(u j TACA VEO N TR AV O N Bank ofAm ericaV isadebitcard
CA RSON ending in 0660 issued in the nam e
ofM .S.
32 06/10/2021 LIND SLEY CH AM BER S JR Bank ofA m erica V isadebitcard
ending in 7242 issued in the nam e
ofE.B .
33 06/18/2021 LIND SLEY CH AM BER S JR Bank ofA m erica V isadebitcard
endingin7242issuedinthename l
ofE.B .
34 06/27/2021 PIH LLIP M ICH AEL Bank of Am erica V isa debit card
VA LCIN JR ending in 5217 issued in thenam eof
G .F.
35 06/29/2021 PATRICK M A RQ UIS Barlk ofAm ericaV isa debitcard
AYTO N JR ending in 3502 issued in the nam e
ofM .T.
l4
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 15 of 24
CO UN T A PPRO X. DEFENDA NT M EAN S O F IDENTIFICA TIO N
DATE
36 07/04/2021 PATRICK M ARQUIS Bank of America Visa debit card
AYTO N JR ending in 2007 issued in the nam eof
R.A .
37 07/9/2021 PATRICK M ARQUIS Bank of America Visa debit card
AY TON JR ending in 2007 issued in the nam e of
R.A .
38 07/15/2021 R O BERT M CK IN LEY Bank ofAm ericaV isadebitcard
TH O M AS ending in 3502 issued in the nam e
ofM .T.
39 07/29/2021 PH ILLIP M ICH AEL Bank ofA m ericaV isadebitcard
V AI,CIN JR ending in 5530 issued in thenam e
ofA .S.
40 08/19/2021 JU STIN AN TH ON Y Bank of Am erica V isa debit card
SEIVRIG H T ending in 0321issued in the nam eof
K .M .
41 08/19/2021 JUSTIN ANTH O NY Bank of Am erica Visa debit card
SEIVR IGH T ending in 4028 issued in the nam e of
T.H .
42 08/25/2021 LIND SLEY CH AM BERS JR Bank of Am erica V isa debit card
ending in 9454 issued in the nam e of
R.S.
43 09/06/2021 JUSTIN AN TH O N Y Bank ofAm ericaV isadebitcard
SEIVRIG H T ending in 4187 issued in the nam e
ofB.Z.
lnviolationofTitle18,UnitedStatesCode,Section 1028A(a)(1).
l
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 16 of 24
FO RFEITUR E
18U.S.C.j982(a)(2))
1. The allegations of this Indictm ent are re-alleged and by this reference fully
incorporated herein forthe purpose ofalleging forfeiture to the U nited States ofcertain property
inwhich oneormoreofthedefendants,LINDSLEY CHAM BERS.IR ROBERT M CIG NLEY
THOM AS, JUSTIN ANTH ONY SEIVRIGHT, TACAVEON TRW ON CARSON
PH ILLIP M ICH AEL VA LC IN JR, BRAN DO N JER OM E SM DER , and PATRICK
M ARQUIS AYTON JR,havean interest.
Upon convictionofaviolationotloraconspiracytoviolate,Title 18,United States
Code, Section 1343; and/or Title 18, United States Code, Section 1344, as alleged in this
Indictm ent,the defendantso convicted shallforfeitto the United States ofA m erica any property
constituting, or derived from ,proceeds obtained directly or indirectly, as the result of such
violation,pursuanttoTitle18,UnitedStatesCode,Section982(a)(2)(B).
A1lpursuanttoTitle 18,UnitedStatesCode,Section982(a)(2)(B),andtheproceduresset
forth atTitle21,U nited StatesCode,Section 853,m adeapplicableby Title 18,United StatesCode,
Section 982(b).
l x vpus sm u
i
:
FU E-RSON -
a .a -o. .
* JAsox A REDm G QUIRONES
.
UN ITED STA TES ATTORNEY
D ID A . N IDER
A SSISTAN T UN ITED STA TES A TTORN EY
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 17 of 24
U NITED STA TE S D ISTRICT CO UR T
SO UTH ER N DISTRICT O F FLO RIDA
UNITEDSTATESOFAMERICA cwssxo.,= > -:uz7+-1lu+ A4tt
o
CER TIFICA TE O F TIZIAI,A TTO RNE Y
LIND SLEY CHA M BER S .
1R etal.,
/ Superseding C ase Inform ation:
D efendants. New Defendantts)(YesorNo)
CourtDivision(selectone) N um berofN ew D efendants
L Miami L lteyWest L FTP Totalnum berofnew counts
Lz.FTL L WPB
1do hereby certify that:
1. lhave carefully considered the allegationsofthe Indictment,the numberofdefendants,the numberofprobable
witnessesandthelejalcomplexitiesofthelndictment/lnformationattachedhereto.
lam awarethatthelnformationsupgliedonthissGtementwillberelieduponbytheJudgesofthisCottrtinsetting
theircalendarsandschedulingcrimlnaltrialsunderthemandateoftheSpeedyTrialAct,28U.S.C.j3l61.
Interpreter:(YesorNo)No
Listlanguage and/ordialect:
Thiscasewilltake 7 daysforthepartiestotry.
Please check appropriate category and type ofoffense listed below :
(checkonlyone) (Checkonlyone)
I L 0to 5days L'Petty
11 Lz 6to l0days L Minor
lIl L 11to20days Z Misdemeanor
IV L'21to60days S,Felony
V L 61daysandover
6. HasthiscasebeenpreviouslyfiledinthisDistrictCourt?(YesorNolNo
lfyes,Judge CaseN o.
Hasacomplaintbeenfiledinthismatter?(YesorNo)No
Ifyes,Judge M agistrate CaseN o.
8. DoesthiscaserelatetoapreviouslyfiledmatterinthisDistrictCourt?(YesorNo)No
Ifyes,Judge CaseN o.
9. Defendantts)in federalcustody asof
10. Defendantts)in statecustody asof
11. Rule 20 from the D istrictof
l2. lsthisapotentialdeathpenal tycase?(YesorNo)No
l3. Doesthiscase originate from a m atterpending in the CentralRegion ofthe U.S.Attorney'sO ffk e
priortoOctober3,2019(M ag.JudgeJaredM .Strauss)?(YesorNo)No
l Didthismatterinvolvetheparticipation oforconsultation with MagistrateJudgeEduardo 1.Sanchez
during histenure atthe U .S.A ttorney's Office,which concluded on January 22,2023? NO
15. D id this m atter involve the participation of or consultation w ith M agistrate Judge M arty Fulgueira
Elfenbein during hertenure atthe U .S.A ttorney'sO ffice,w hich concluded on M arch 5,2024?N 0
16. D id this m atter involve the participation of or consultation w ith M agistrate Judge Ellen F.D 'A ngelo
during hertenureatthe U .S.Attorney'sO ffice,w hich concluded on October7,2024?NO
By: -*
DA V D A .SN IDER
AssisGntUnited StatesA ttorney
SD FL CourtID N o. A 5502260
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 18 of 24
UN ITED STATES DISTRICT C O URT
SO UTH ERN D ISTRICT O F FLOR ID A
PEN ALTY SHEET
D efendant'sNam e: LIND SLEY CHAM BERS JR
C ount#:1
Conspiracy to Com m itBank Fraud and W ire Fraud
Title 18,United StatesCode,Section 1349
* M ax.Term oflm prisonm ent:30 Years
*M in.Term ofIm prisonment(ifapplicable):N/A
* M ax.Supervised R elease:5 Years
*M ax.Fine:$1,000,000
Counts #:11,12,21
Title 18.United StatesCode.Section 1344
* M ax.Term oflm prisonm ent:30 Years
*M in.Term oflmprisonment(ifapplicable):N/A
* M ax.Supervised R elease:5 Y ears
*M ax.Fine:$1,000,000
Counts #:32,33,42
A aaravated ldentity Theft
Title 18.United StatesCode,Section 1028A(a)(1)
* M ax.Term ofIm prisonm ent:2 YearsConsecutiveto A ny OtherSentence lmposed
* M in.Term ofIm prisonm ent:2 YearsConsecutiveto A ny Other Sentence lmposed
* M ax.Supervised Release:1 Year
*M ax.Fine:$250,000
'
(
1 *Refersonly to possible term ofincarceration,supervised releaseand fines.Itdoesnotinclude restitution,
specialassessm ents,paroleterm s,or forfeituresthatm sy beapplieable.
Revised 5/16/2022
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 19 of 24
UNITED STA TE S D ISTRICT CO UR T
SO UTH ERN D ISTRICT O F FLOR ID A
PENALTY SH EET
D efendant'sNam e: ROBERT M CIU NLEY THOM AS
Count#:1
Conspiracy to Com m itBank Fraud and W ire Fraud
Title 18.United StatesCode.Section 1349
* M ax.Term oflm prisonm ent:30 Years
*M in.Term ofImprisonment(ifapplicablel:N/A
* M ax.Supervised Release:5 Years
*M ax.Fine:$1,000,000
Counts#:3,6,17
Title 18,United States CodesSection 1344
* M ax.Term oflm prisonm ent:30 Y ears
*M in.Term ofImprisonment(ifapplicable):N/A
* M ax.Supervised Release:5 Years
* M ax.Fine:$1,000,000
Counts#:24,27,38
A aaravated ldentity Theft
Title 18.United StatesCode.Section 1028A(a)(1)
* M ax.Term oflm prisonm ent:2 Y earsConsecutive to Any OtherSentence lm posed
* M in.Term ofIm prisonm ent:2 Y earsConsecutive to Any OtherSentence lm posed
* M ax.Supervised Release:1 Year
* M ax.Fine:$250,000
1
1 WRefersonlytopossibleterm ofincarceration,supervisedreleaseandfines.Itdoesnotincluderestitution,
specislsssessm ents,parole term s,or forfeituresthatm sy be applieable.
Revised 5/16/2022
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 20 of 24
UN ITED STATES DISTRICT C O URT
SO UTH ER N DISTRICT OF FLO RIDA
PEN ALTY SHEET
D efendant'sNam e: JU STIN AN THON Y SEIVRIGH T
C ount#:1
Conspiracy to Com m itBank Fraud and W ireFraud
Title 18.U nited SutesCode.Section 1349
* M ax.Term oflm prisonm ent:30 Years
*M in.Term ofImprisonment(ifapplicable):N/A
* M ax.Supervised R elease:5 Years
*M ax.Fine:$1,000,000
C ounts#:19,20,22
Bank Fraud
Title 18,United StatesCode,Section 1344
* M ax.Term oflm prisonm ent:30 Years
*M in.Term ofImprisonment(ifapplicable):N/A
* M ax.Supervised Release:5 Y ears
*M ax.Fine:$1,000,000
Counts #:40,41,43
A aaravated ldentity 'Iheft
Title 18.United StatesCode.Section 1028A(a)(1)
* M ax.Term oflm prisonm ent:2 Y earsConsecutive to Any OtherSentence Im posed
* M in.Term oflm prisonm ent:2 YearsConsecutive to Any OtherSentence lm posed
* M ax.Supervised Release:1Y ear
*M ax.Fine:$250,000
WRefers only to possibleterm ofincarceration,supervised releaseand fines.Itdoesnotinclude restitution,
specialassessm ents,paroleterm s,or forfeituresthatm ay be spplicable.
Revised 5/16/2022
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 21 of 24
UN ITED STATES DISTRICT CO URT
SO UTH ER N DISTRICT O F FLO W DA
PEN ALTY SHEET
D efendantfsNam e: TACAVEON TRAVON CA RSON
C ount#:1
Conspiracy to Com m itBank Fraud and W ire Fraud
Title 18,United StatesCode,Section 1349
* M ax.Term ofIm prisonm ent:30 Years
*M in.Term oflmprisonment(ifapplicable):N/A
* M ax.Supervised Release:5 Y ears
*M ax.Fine:$1,000,000
Counts #:7,8,10
Title 18.United StatesCode.Section 1344
* M ax.Term oflm prisonm ent:30 Years
*M in.Term oflmprisonment(ifapplicable):N/A
* M ax.Supervised Release:5 Y ears
*M ax.Fine:$1,000,000
Counts #:28,29,31
A aaravated ldentity Thefl
Title 18.United StatesCode.Section 1028A(a)(1)
* M ax.Term ofIm prisonm ent:2 Y earsConsecutive to Any OtherSentence lm posed
* M in.Term ofIm prisonm ent:2 YearsConsecutive to Any OtherSentence lm posed
* M ax.Supervised Release:1Y ear
*M ax.Fine:$250,000
*ltefers only to possible term ofincarceration,supervised releaseand fines.Itdoesnotinclude restitution,
specialassessm ents,paroleterm s,or forfeituresthatm ay beapplicable.
Revised 5/16/2022
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 22 of 24
U NITED STATES DISTRICT C O URT
SOU TH ERN D ISTRIC T O F FLO RID A
PEN ALTY SH EET
D efendant'sNam e: PH ILLIP M ICH AEL VA LCIN JR
Count#:1
Conspiracy to Com m itBank Fraud and W ire Fraud
Title 18.United States CodesSection 1349
* M ax.Term ofIm prisonm ent:30 Years
*M in.Term ofImprisonment(ifapplicable):N/A
* M ax.Supervised Release:5 Years
*M ax.Fine:$1,006,000
Counts#:9,13,18
Bank Fraud
Title 18.United StatesCode.Section 1344
i
l * M ax. Term ofIm prisonm ent:30 Y ears
*M in.Term ofIm prisonm ent(ifapplicable):N/A
* M ax.Supervised R elease:5 Years
*M ax.Fine:$1,000,000
C ounts#:30,34,39
A ggravated ldentitv Theft
Title 18sUnited StatesCodesSection 1028A(a)(1)
* M ax.Term oflm prisonm ent:2 YearsConsecutiveto Any Other Sentence Imposed
* M in.Term ofIm prisonm ent:2 YearsConsecutive to Any Other Sentence lm posed
* M ax.Supervised R elease: 1Year
*M ax.Fine:$250,000
*Refersonly to possibleterm ofincarceration,supervised release and fines.Itdoesnotinclude restitution,
specialassessm ents,paroleterm s,or forfeituresthatm ay be applicable.
Revised 5/16/2022
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 23 of 24
U NITED STATES DISTRICT CO UR T
SOU TH ERN DISTR IC T O F FLO RIDA
PEN ALTY SHEET
D efendant'sNam e: BR AN D ON JEROM E SN IDER
Count#:1
Conspiracy to Cornm itBank Fraud and W ire Fraud
Title 18sUnited States Code.Section 1349
* M ax.Term oflm prisonm ent:30 Y ears
* M in.Term oflm prisonm ent(ifapplicablel:N/A
* M ax.Supervised Release:5 Years
* M ax.Fine:$1,000,000
Counts#:2,4,5
Bank Fraud
Title 18.United States Code.Section 1344
* M ax.Term oflm prisonm ent:30 Y ears
i *M i
n Term oflmprisonment(ifapplicablel:N/A
* M ax.Supervised R elease:5 Years
*M ax.Fine:$1,000,000
C ounts#:23,25,26
A caravated ldentity Theft
Title 18.United StatesCode.Section 1028A(a)(1)
* M ax.Term oflm prisonm ent:2 YearsConsecutiveto Any Other Sentence lmposed
* M in.Term ofIm prisonm ent:2 YearsConsecutive to Any Other Sentence lm posed
* M ax.Supervised R elease:1 Year
*M ax.Fine:$250,000
WRefersonly to possibleterm ofincarceration,supervised release and fines.Itdoesnotinclude restitution,
specialassessm ents,paroleterm s,orforfeituresthatm ay be applicable.
Revised 5/16/2022
Case 0:25-cr-60273-PCH Document 3 Entered on FLSD Docket 11/14/2025 Page 24 of 24
U NITED STATES DISTRICT CO UR T
SO UTH ER N D ISTRICT O F FLOR IDA
PEN ALTY SHEET
Defendant'sNam e: PATRICK M AROUIS AYTON .
TR
Count#:1
Conspiracy to Com m itBank Fraud and W ire Fraud
Title 18.U nited SltesCode.Section 1349
* M ax.Term oflm prisonm ent:30 Years
*M in.Term oflm prisonm ent(ifapplicable):N/A
* M ax.Supervised Release:5 Y ears
*M ax.Fine:$1,000,000
Counts #:14,15,16
Bank Fraud
Title 18.United States Code.Section 1344
* M ax.Term oflm prisonm ent:30 Y ears
*M in.Term oflmprisonment(ifapplicable):N/A
* M ax.Supervised R elease:5 Years
*M ax.Fine:$1,000,000
C ounts#:35,36,37
A ggravated ldentitv Theft
Title 18.U nited StatesCode.Section l028A (a)(1)
* M ax.Term ofIm prisonm ent:2 Years Consecutiveto Any Other Sentence lm posed
* M in.Term ofIm prisonm ent:2 Years Consecutive to Any OtherSentence lm posed
* M ax.Supervised R elease: 1Year
*M ax.Fine:$250,000
WRefersonly to possible term ofincarceration,supervised releaseand fines.Itdoesnotinclude restitution,
specialassessm entsaparoleterm s,orforfeituresthatm ay be applicable.
Revised 5/16/2022
File and source
- File
- 3-indictment-43-counts.pdf
- Size
- 998,899 bytes
- SHA-256
- 7b61fe486a5fb25651f4eee8abc5f166d0b234125ed0a0a1fc385e51584a436d
- Our copy
- 3-indictment-43-counts.pdf
- Original
- PACER (login required)