Indictment — United States v. Conrad Brandon Bernard, Southern District of Florida (Document 3)
Summary
An indictment in United States v. Conrad Brandon Bernard, Case No. 24-60168-CR-DIMITROULEAS/HUNT, in the U.S. District Court for the Southern District of Florida, entered on the docket August 29, 2024 as Document 3. Count 1 charges conspiracy to commit access device fraud under Section 1029(b)(2), and Counts 2-14 charge bank fraud under Section 1344 for ATM withdrawals from TD Bank accounts using debit cards in the names of other people. Count 15 charges use of an unauthorized access device, Count 16 charges possession of fifteen (15) or more unauthorized access devices on or about May 13, 2022, and Counts 17-23 charge aggravated identity theft under Section 1028A(a)(1). The penalty sheet lists a maximum of 30 years for each bank fraud count, and forfeiture allegations follow.
Summary drafted by a model from the text of the original file linked on this page and checked by script against that text before publication. It is a navigation aid, not a reading of what the document proves. Where AI is used
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“Indictment — United States v. Conrad Brandon Bernard, Southern District of Florida (Document 3).”
Original at archive.org. Archived at Pandemic Darlings, https://pandemicdarlings.com/source-documents/indictment-no-0-24-cr-60168-dkt-3-s-d-fla-1ae62d34c1/
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Case 0:24-cr-60168-WPD Document 3 Entered on FLSD Docket 08/29/2024 Page 1 of 14
U N ITED STATE S D ISTRIC T C O UR T
SOUTHERN DISTRICT O F FLORIDA
CA SE N O . 24-60168-CR-DIMITROULEAS/HUNT
18U.S.C.j 1029(b)(2)
18U.S.C.j1344 AT
18U.S.C.j 1029(a)(2)
18U.S.C.j1029(a)(3)
18U.S.C.j1028A(a)(1) Aug 29, 2024
18U.S.C.j982(a)(2)(B)
18U.S.C.j1029(c)(1)(C) FTL
18U.S.C.j981(a)(1)(C)
UN ITED STA TES O F A M ERIC A
VS.
C O NR AD BR AN D O N BER NA R D ,
D efendant.
/
IND ICTM ENT
The G rand Jury charges that:
C O UN T 1
Conspiracy to C om m itA ccessD evice Fraud
(18U.S.C.j1029(b)(2))
From in orarotmd July 2021thzough in oraboutDecember2022,in the Southem
DistrictofFlorida and elsew here,the defendant,
CO N R AD BR AN D O N BERN AR D ,
did know ingly and willfully com bine,conspire,confederate and agree w ith otherpersons know n
and lmknown to the Grand Jury,to com mitviolationsofTitle 18,United States Code,Section
1029(a),nnmely,to:(a)to knowingly,and with intentto defraud,use onemore unauthorized
access devices, during any one-year period, and by such conduct obtain anything of value
aggregating $1,000 or m ore during thatperiod,said conduct affecting interstate and foreign
commerce,inviolationofTitle18,United StatesCode,Section 1029(a)(2);and(b)toknowingly,
Case 0:24-cr-60168-WPD Document 3 Entered on FLSD Docket 08/29/2024 Page 2 of 14
and with intentto defraud,possess tm een (15)ormore unauthorized and counterfeitaccess
devices,thatis,nam es,datesofbirth,socialsecuritynum bers,driver'slicensenum bers,and debit
card num bers issued to otherpersons,said conductaffecting interstate and foreign com m erce,in
violation ofTitle18,UnitedStatesCode,Section 1029(a)(3).
A C TS IN FUR TH ER ANC E O F TH E C O N SPIR A CY
ln furtherance ofthe conspiracy,atleastone ofthe conspirators com mitted and
caused to be com mitted,in the Southez'
n DistrictofFlorida,and elsewhere,atleastone ofthe
following acts,am ong others:
On or about M arch 29, 2022, CO N R AD BM N DO N BERN AR D ptlrchased
m oney ordersused to leasearesidencein W eston,Florida.
O n oraboutM ay 13,2022,C O N R AD BR AN DO N BER NA R D m aintained in his
possession the personalidentitk ation inform ation of another person,that is,the nam e,date of
birth, and social seclzrity num ber of victim J.B ., without J.B .'S perm ission, knowledge, or
authority.
On oraboutM ay 13,2022,CONRAD BRANDO N BERNARD m aintainedin his
possession the personalidentifcation inform ation of another person,that is,the nnm e,date of
birth,and socialsectlrity nllm ber of victim C.M .,without C.M .'S permission,knowledge,or
authority.
d) OnoraboutM ay 13,2022,CONRAD BRANDON BERNARD maintainedinhis
possession fifteen (15)ormore unauthorized accessdevices,thatis,names,datesofbirth,and
socialsectlrity num bers issued to otherpersons,w ithouttheirperm ission or authority.
Allin violation ofTitle 18,United StatesCode,Section 1029(b)(2).
Case 0:24-cr-60168-WPD Document 3 Entered on FLSD Docket 08/29/2024 Page 3 of 14
CO U N TS 2-14
Bank Fraud
(18U.S.C.j 1344)
TD Bank,N.A.CETD Bank''lwasa financialinstitution with depositsinsured by
theFederalDepositInstlranceCorporation.
4. TD Bank allowed individualsto open bnnk accountsforthepurposeofconducting
bnnkingactivitiessuch asmakingdeposits,transfening funds,withdrawing funds,and using bnnk
issued cardsto withdraw ftmds.
Begilm ing atleastas early as in or arotm d N ovem ber 2021,the exact date being
unknown totheGrandJury,through in oraboutDecem ber2022,intheSouthern DistrictofFlorida
and elsew here,the defendant,
CO N R AD BR AN D O N B ERN AR D ,
did know ingly and w ith the intentto defraud,execute,and cause the exeeution of a schem e and
artitice to defraud a financial institm ion,that is,TD Bank,w hich schem e and artifice would
em ploy a m aterialfalsehood,and to lcnow ingly and with the intentto defraud,execute,and cause
theexecution ofa schem eand artificeto obtain moneys,funds,credits,assets,and otherproperty
owned by,and underthe custody and controlofsaid financialinstitution,by m eansofmaterially
false and fraudulentpretenses,representationsand prom isesrelating to a m aterialfact,in violation
ofTitle 18,UnitedStatesCode,Section 134441)and(2).
Purpose ofthe Schem e and A rtifice
Itwasthepurpose ofthe schem e and artifice forthe defendantto defraud TD Bnnk
forpersonalgain by using tm authorized TD Bnnk debitcards issued in the nam es ofvictim D .E.
and victim U .S.to im personate D .E.and U .S.forthe purpose of w ithdraw ing ftm ds ow ned by or
lm derthe custody orcontrolofT.D .Bank.
Case 0:24-cr-60168-WPD Document 3 Entered on FLSD Docket 08/29/2024 Page 4 of 14
The Sehem e and Artifice
The defendantpossessed the personalidentification inform ation ofD .E.,including
D.E.'Snam e,date ofbirth,and socialsecurity num berwithoutthe knowledge,authorization,or
consentofD .E. The defendantpossessed the personalidentification ofU.S.,including U.S.'
nam e,date of birth,alzd socialsecurity num ber w ithoutthe know ledge,authorization,or consent
ofU .S.
8. The defendantalso poàsessed a TD Bnnk debitcard ending in 3854,which wasin
thenameofD.E. TD Bank debitcard ending in 3854 wasableto withdraw ftmdsfrom TD Bnnk
accotmtending in 5429 and TD Bnnk accotmtending in 3737,both ofwhich werein thenam eof
D .E. D .E.did notauthorize the use ofhispersonalidentitk ation inform ation to open oruse TD
B nnk accounts ending in 5429 and 3727 orTD Bank debitcard ending in 3854.
The defendantdefrauded TD Bnnk by im personating D .E.w hen using TD Bank
debitcard ending in 3854 to withdraw fundsf'
rom TD B nnk accotm tending in 5429 and TD Bank
accolm tending in 3737.
10. The defendantalso possessed a TD Bank debitcard ending in 9603,w hich wasin
the nam e ofU.S. TD Bank debitcard ending in 9603 wasable to withdraw fundsfrom a TD
Bank accotmtendingin 9833,which alsowasin thenameofU.S. U .S.didnotauthorizetheuse
ofhispersonalidentification inform ation to open or use TD Bank accountending in 9833 or TD
Bnnk debitcard ending in 9603
11. The defendantdefrauded TD Bank by impersonating U.S.when using TD Bank
debitcard ending in 9603 to withdraw fundsfrom TD Bank accountending in 9833.
Case 0:24-cr-60168-WPD Document 3 Entered on FLSD Docket 08/29/2024 Page 5 of 14
Execution ofthe Schem eandArtitice
On oraboutthedates listed asto each cotmtbelow,thedefendantdid knowingly
andwith theintenttodefraud,execute,and causetheexecution ofaschemeandartificeto defraud
a financialinstitution,namely TD Bank,which schem e alzd artifice would employ a m aterial
falsehood,and did knowingly and with the intentto defraud,execute,and cause the execution of
a scheme and artifice to obtain m oneys,funds,creditassets,and otherproperty om zed by,and
underthe custody and controlofa financialinstitution,by m eansofm aterially false and fraudulent
pretenses,representations alad prom isesrelating to a m aterialfact,as specified below ;
Case 0:24-cr-60168-WPD Document 3 Entered on FLSD Docket 08/29/2024 Page 6 of 14
Count A pproxim ate Transaction A ccountthatw as Approxim ate
Transpçtipn Ino lvod Am ppnflnvplved
D ate
2 04/9/2022 ATM W ithdrawal TD Balzk Accotmt $1,000.00
in the nam e ofD .E.
ending in 5429
3 04/9/2022 ATM W ithdrawal TD Bank Accotmt $200.00
in thenam e ofD .E.
ending in 5429
4 04/10/2022 ATM W ithdrawal TD Bank Account $1,000.00
in the nam e ofD .E.
ending in 5429
5 04/10/2022 ATM W ithdrawal TD Barlk Account $240.00
in the nam e ofD .E.
ending in 5429
6 04/11/2022 ATM W ithdrawal TD Bank Accotmt $1,000.00
in thenam eofD.E.
ending in 5429
7 04/11/2022 ATM W ithdrawal TD Balzk Accotmt $200.00
in the nam e ofD .E.
ending in 5429
8 04/12/2022 ATM W ithdrawal TD Bank Accotmt $1,000.00
in the nam e ofD .E.
ending in 5429
9 04/12/2022 ATM W ithdrawal TD Bank Accotmt $240.00
in the nam e ofD .E.
ending in 5429
10 04/13/2022 ATM W ithdrawal TD Bartk Account $1,000.00
in thenam e ofD .E.
ending in 5429
11 04/13/2022 ATM W ithdrawal TD Bnnk Accotmt $200.00
in thenam e ofD .E.
ending in 5429
6
Case 0:24-cr-60168-WPD Document 3 Entered on FLSD Docket 08/29/2024 Page 7 of 14
12 04/24/2022 ATM W ithdrawal TD Bnnk Accotmt $150.00
in the nnm e ofD .E.
ending in 5429
13 07/05/2022 ATM W ithdrawal TD Bank Account $1,003.00
in thenam eofU .S.
ending in 9833
14 07/07/2022 ATM W ithdrawal TD Bnnk Account $983.00
in thenam eofU .S.
ending in 9833
inviolation ofTitle18,United StatesCode,Section 1344(1)and(2).
C O UN T 15
Use ofU nauthorized AccessD evice
(18U.S.C.j 1029(a)(2))
ln or aboutApril2022,in the Southem Districtof Florida and elsewhere,the
defendant,
CO N R AD BR AN D O N BERN A RD ,
did know ingly,and w ith intentto defraud,use one m ore unauthorized access devices,thatis TD
Bank DebitCard nllm berending in 3854 in the nnm e ofD .E.,withoutthe consentofD .E.,during
any one-yearperiod,and by such conductdidobtain anythingofvalueaggregating$1,000orm ore
during thatperiod,said conductaffecting interstate and foreign com m erce,in violation ofTitle 18,
United StatesCode,Section 1029(a)(2).
Case 0:24-cr-60168-WPD Document 3 Entered on FLSD Docket 08/29/2024 Page 8 of 14
C O UN T 16
Possession ofFifteen or M ore U nauthorized A ccessD evices
(18U.S.C.j1029(a)(3))
On oraboutM ay 13,2022,in Broward Cotm ty,in the SouthenlDistrictofFlorida,
the defendant,
CO NR XD BR ANDON BERNARD ,
didknowingly,andwithintenttodefraud,possessfifteen(15)ormorecounterfeitaccessdevices
and unauthorized access devices,that is,nam es, dates of birth, social sectlrity num bers,state
driver'slicensenum bers,United StatesPassportCardNum bers,andbank debitcardnumbers,said
conductaffecting interstate and foreign commerce,in violation ofTitle 18,United StatesCode,
Section 1029(a)(3).
CO U N TS 17 -23
A ggravated Identity Theft
(18U.S.C.j1028A(a)(1))
Paragraphs3through 12 and Paragraph 14withinthisindictm entarere-allegedand
incorporated by referenceasthough fully setforth herein.
16. On or aboutthe dateslisted in the table below ,in the Southern DistrictofFlorida,
and elsew here,the defendant,
C O NR AD BR AN D O N BERN A RD ,
during and inrelationtoafelonyviolationofTitle 18,United StatesCode,Section 1344(1)and
(2),thatis,knowinglyandwiththeintenttodefraud,execute,andcausetheexecutionofascheme
and artifice to defraud a financialinstitm ion,thatis,TD Bank,which schem e and artifice would
employ am aterialfalsehood,atld to knowingly and with theintentto defraud,execute,and cause
the execution ofa schem e and artifice to obtain m oneys,funds,credits,assets,and otherproperty
ow ned by,and tm derthe custody and controlofsaid financialinstitution,by m eans of m aterially
8
Case 0:24-cr-60168-WPD Document 3 Entered on FLSD Docket 08/29/2024 Page 9 of 14
false and fraudulentpretenses,representationsand prom isesrelating to a m aterialfact,in violation
ofTitle 18,United StatesCode,Section 134441)and (2)aschargedin Counts2through 14,and
during and in relation to afelony violationofTitle 18,UnitedStatesCode,Section 1029(a)(3),
thatis,knowingly,andwith intentto defraud,possessfifteen (15)ormore unauthorized access
devices,that is,nam es,dates ofbirth,social sectzrity ntlmbers,state driver's license num bers,
creditcard numbers,and debit card num bers issued to other persons,said conduct affecting
interstateandforeigncommerce,in violation ofTitle18,UnitedStatesCode,Section 1029(a)(3)
ascharged in Cotmt 16,did knowingly transfer,possess,and use,withoutlawfulauthority,the
meansofidentification ofanotherperson,asspecified in each colmtbelow;
CO IJN T A PPR O M M ATE M EAN S O F ID EN TIFIC ATIO N
D ATE
17 04/24/2022 TD Bnnk Card no.ending 3854 in thenam eofD.E.
18 05/13/2022 N am e,D ate ofBirth,and SocialSecurity N um berof
U .S.
19 05/13/2022 Name,DateofBirth,and SocialSeclzrityNtzm berof
J.B .
20 05/13/2022 Name,DateofBirth,and SocialSecurityN umberof
B.S.
21 05/13/2022 N am e,Date ofBirth,and SocialSeclzrity N um berof
C.M .
22 05/13/2022 N am e,Date ofBirth,and SocialSectlrity N tlm berof
R.L.
23 05/13/2022 N am e,Date ofBirth,and SocialSectlrity N um berof
J.C.
inviolationofTitle 18,UnitedStatesCode,Section 1028A(a)(1)and Title18,UnitedStates
Code,Section 2.
9
Case 0:24-cr-60168-WPD Document 3 Entered on FLSD Docket 08/29/2024 Page 10 of 14
FO R FEITU R E ALLE GA TIO N S
The allegations of the lndictm ent are re.alleged and by this reference fully
incorporated herein forthepurpose ofalleging forfeiture to theUnited Statesofcertain property
in which thedefendant,CONRAD BRAND ON BERNARD,hasan interest.
Upon conviction ofa violation ofTitle 18,United StatesCode,Section 1029,as
alleged in this Indictment,the defendantshallforfeitio the United States:(a) any property
constituting,orderivedfrom ,proceedsobtained,directlyorindirectly,astheresultofsuch offense,
pursuanttoTitle18,UnitedStatesCode,Section982(a)(2)(B);and(b)anypersonalpropertyused,
orintended to beused,to com mitsuch offense,plzrsuard to Title 18,United StatesCode,Section
1029(c)(1)(C).
Upon conviction of a violation ofTitle 18,U nited States Code,Section 1344,as
alleged in this Indictment,the defendantshallforfeitto the United States any property,realor
personal,wllich constitutes or is derived from proceeds traceable to the commission of the
offenses,in violation ofTitle 18,United StatesCode,Section 1344,pursuantto Title 18,United
States Code,Section 981(a)(1)(C),as incorporated by Title 28,United States Code,Section
2461(c),andtheprovisionsofTitle21,UnitedStatesCode,Section 853.
10
Case 0:24-cr-60168-WPD Document 3 Entered on FLSD Docket 08/29/2024 Page 11 of 14
Allplzrsuantto Title 18,United StatesCode,Sections982(a)(2)(B),1029(c)(1)(C),and
981(a)(1)(C),and the procedures set forth at Title 21,United States Code,Section 853,as
incorporated by Title 18,United StatesCode,Sections982(b)(1)and 1029(c)(2),and Title28,
United StatesCode,Section2461(c).
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Case 0:24-cr-60168-WPD Document 3 Entered on FLSD Docket 08/29/2024 Page 12 of 14
U NITED STATES DISTRICT CO URT
SO UTH ERN DISTRIC T O F FLO RID A
UM TED STA TE S OF A M ERICA CA SE N O.:
CERTIFICA TE O F TR IA L A TTO RNE Y
CON RA D BR AN DON BERNA RD,
/
Defendant. Superseding Case Inform ation:
CourtDivision(selectone) New Defendantts)(YesorNo)
n M iam i r Key W est r FTP Num berofN ew Defendants
S FTL L W PB Totalnum berofnew counts
1do hereby certify that:
1. Ihave carefully considered the allegations ofthe indictm ent,the num berofdefendants,the numberofprobable
witnessesandthelegalcomplexitiesofthe Indictm ent/lnfonuation attached hereto.
Iam awarethattheinform ation suppliedon thisstatementwillberelied upon by theJudgesofthisCourtin setting
theircalendarsandscheduling criminaltrialsunderthemandateoftheSpeedyTrialAct,Title28U.S.C.j3161.
lnterpreter:(YesorNo)No
Listlanguage and/ordialect:English
Thiscasewilltake 7 daysforthepartiestotry.
Please check appropriate category and type ofoffense listed below :
(Checkonly one) (Check onlyone)
I L 0to 5days L Petty
11 Z 6to 10days n M inor
III L l1to 20days L M isdemeanor
Iv D 21to 60days E Felony
V L'6ldaysandover
Hasthiscasebeen previously filed in thisDistrictCourt?(YesorNo) No
Ifyes,Judge CaseN o.
Hasacomplaintbeenfiledinthismatter?(YesorNo)No
lfyes,M agistrate Case N o.
Doesthiscaserelatetoapreviously filed matterin thisDistrictCourt?(YesorNo)No
lfyes,Judge CaseN o.
9. Defendantts)infederalcustodyasof
10. Defendantts)instatecustodyasof
11. Rule 20 from the Districtof
l2. lsthisapotentialdeath penalty case?(YesorNo) No
l3. D oesthiscase originate from a m atterpending in theN orthel.n Region ofthe U .S.Attorney's Office
priortoAugust8,2014(Mag.JudgeShaniekM aynard?(YesorNo)No
D oesthis case originate from a m atterpending in the CentralRegion ofthe U .S.Attorney'sOffice prior
toOctober3,2019(Mag.JudgeJaredStrauss?(YesorNo)No
15. Did this m atter involve the participation of or consultation with M agistrate Judge Eduardo 1.Sanchez
duringhistenureattheU.S.Attorney'sOffice,whichconcludedonJanuary22,2023? No
l6. D id thism atter involve the participation oforconsultation w ith now M aglstrate Judge M art.
a Fulgueira
Elfenbein during hertenure atthe U.S.A ttorney'sOffice,which concluded on M arch 5,2024? N O
B ' .
eric Zacca
sslstantUnited StatesA ttorney
FL BarN o. 151378
Case 0:24-cr-60168-WPD Document 3 Entered on FLSD Docket 08/29/2024 Page 13 of 14
UM TED STAT ES D ISTR IC T C O U RT
SO U TH ER N D ISTR ICT OF FLO RIDA
PEN A LTY SHEET
D efendant's N am e:Conrad Brandon B ernard
Cotm t#;1
Conspiraey to Comm itAccessDeviceFraud,in violation ofTitle 18sUnited StatesCode.
Section 1029(b)(2) . -.--
* M ax.Term ofIm prisonm ent:5 years
*M andatoryM in.Term ofImprisonment(ifapplicable):
* M ax.Supervised R elease:3 years
*M ax.Fine: $250,9.
90.
Cotm ts#:2 - 14
Balzk Fraudsin violation ofTitle 18sUnited States CodesSection 1344
* M ax.T erm oflm prisonm ent:30 years
*M andatoryM in.Term ofImprisonment(ifapplicable):N/A
* M ax.Supervised R elease:5 years
*M ax.Fine:$1,000,000
Count#:15
U se ofUnauthorized A ccessD evicesin violation ofTitle 18sU nited States CodesSection
1029(a)(2)
* M ax.Term oflm prisonm ent: 10 years
*M andatoryM in.Term ofImprisonm ent(ifapplicable):N/A
* M ax.Supervised R elease:3 years
* M ax.Fine:$250,000
eR efersonly to possibleterm ofincarceration,supervised release and lines.Itdoesnotinclude
restitution,specialassessm ents,paroleterm s,or forfeituresthatm ay be applicable.
Case 0:24-cr-60168-WPD Document 3 Entered on FLSD Docket 08/29/2024 Page 14 of 14
Count#:16
Possession ofFifteen orM ore U nauthorized A ccess Devicesein violation ofTitle 18.U nited
StatesCodesSection 1029(4)(3)
* M ax.Term oflm prisonm ent:10 years
*M andatoryM in.Term ofImprisonment(ifapplicable):N/A
* M ax.Supervised R elease:3 years
*M ax.Fine:$250,000
Counts#:17 -23
Ag/ravatedIdentity Thelk in violationofTitle18eUnited StatesCodeeSection 1028A(a)(1)
* M ax.T erm oflm prisonm ent:2 years
*M andatoryM in.Term ofImprisonment(ifapplicable):2years,consecutivetoany other
sentence
* M ax.Supervised R elease:2 years,consecutive to any othersentence
*M ax.Fine:$250,000
'
è
1
i
Wltefersonly to possibleterm ofincarceration,supervised release and fines.Itdoes notinclude
restitution,specialassessm ents,paroleterm s,orforfeituresthatm ay be applicable.
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