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Implications of COVID-19 for State Government Tax Revenues

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Implications of the Covid-19 Pandemic for State Government Tax Revenues is NBER Working Paper No. 27426 by Jeffrey Clemens and Stan Veuger, dated June 2020. The authors estimate that economic declines implied by Congressional Budget Office forecasts will produce a shortfall of roughly $106 billion in state sales and income tax revenues for the 2021 fiscal year, and that shortfalls from the second quarter of 2020 may amount to roughly $42 billion. The paper describes state and local revenue streams, Covid-19's effects on employment, income and consumption, and CBO's January and May 2020 forecasts. It also covers balanced-budget rules, rainy-day funds and federal relief for state and local governments. The paper closes with tables, including Table 5 on state rainy day funds in FY 2019 and FY 2020.

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                             NBER WORKING PAPER SERIES




                   IMPLICATIONS OF THE COVID-19 PANDEMIC FOR
                       STATE GOVERNMENT TAX REVENUES

                                       Jeffrey Clemens
                                         Stan Veuger

                                     Working Paper 27426
                             http://www.nber.org/papers/w27426


                    NATIONAL BUREAU OF ECONOMIC RESEARCH
                             1050 Massachusetts Avenue
                               Cambridge, MA 02138
                                    June 2020




We thank Philip Hoxie for excellent research assistance. We thank Daniel Shoag and Naomi
Feldman for comments. The views expressed herein are those of the authors and do not
necessarily reflect the views of the National Bureau of Economic Research.

NBER working papers are circulated for discussion and comment purposes. They have not been
peer-reviewed or been subject to the review by the NBER Board of Directors that accompanies
official NBER publications.

© 2020 by Jeffrey Clemens and Stan Veuger. All rights reserved. Short sections of text, not to
exceed two paragraphs, may be quoted without explicit permission provided that full credit,
including © notice, is given to the source.
Implications of the Covid-19 Pandemic for State Government Tax Revenues
Jeffrey Clemens and Stan Veuger
NBER Working Paper No. 27426
June 2020
JEL No. H10,H12,H71,H79

                                         ABSTRACT

We assess the Covid-19 pandemic’s implications for state government sales and income tax
revenues. We estimate that the economic declines implied by recent forecasts from the
Congressional Budget Office will lead to a shortfall of roughly $106 billion in states’ sales and
income tax revenues for the 2021 fiscal year. This is equivalent to 0.5 percent of GDP and 11.5
percent of our pre-Covid sales and income tax projection. Additional tax shortfalls from the
second quarter of 2020 may amount to roughly $42 billion. We discuss how these revenue
declines fit into several pieces of the broader economic context. These include other revenues
(e.g., university tuition and fees) that are also at risk, as well as assets (e.g., pension plan
holdings) that are at risk. Further dimensions of context include support enacted through several
pieces of federal legislation, as well as spending needs necessitated by the public health crisis
itself.


Jeffrey Clemens
Department of Economics
University of California, San Diego
9500 Gilman Drive #0508
La Jolla, CA 92093
and NBER
jeffclemens@ucsd.edu

Stan Veuger
American Enterprise Institute
stan.veuger@aei.org
I       INTRODUCTION


        During economic downturns, the budgets of state and local governments come under stress.

Stress arises due to contractions in revenues and increases in expenditure needs. While the same is

broadly true of federal, state, and local governments alike, the U.S. federal government is empowered

to issue both short- and long-term general obligation debt. State and local governments, by contrast,

have restrictions of varying degrees of severity on their legal authority to issue debt in response to

unexpected spending or revenue shocks (Poterba, 1994; Clemens and Miran, 2012; Driessen, 2020).

Local governments also face legal, in addition to economic, limits on their ability to raise tax rates

(Shoag, Tuttle, and Veuger, 2019). Together, these constraints place downward pressure on

expenditures during downturns, precisely when many expenditures are most valuable. Our purpose in

this paper is to provide an initial look at the shocks to state governments’ revenue streams during the

initial months of the Covid-19 pandemic.


        Broadly speaking, the size of states’ revenue contractions can be analyzed through the lens of

three factors. The first factor is the severity of the Covid-19 crisis per se. The second is the sensitivity of

states’ revenue bases to the crisis. The third is the sensitivity of states’ revenues to their revenue bases.

Put differently, the first factor involves the rise in health risks and associated declines in employment

and consumption, the second maps these declines into states’ revenue bases, and the third maps

revenue bases into revenues.


        We compare the pandemic’s likely impact on state governments’ revenues to more typical

economic contractions. Unlike typical contractions, during which income declines more dramatically

than consumption (Canova, 1998), the Covid-19 lockdowns generated unusually large declines in

consumption relative to income. This is in no small part because incomes have been buoyed by fiscal

stimulus, some of which is taxable and some of which is not. Further, Covid-19 has resulted in a dramatic


                                                       2
decline in personal consumption expenditures on health care, restaurants, and lodgings. Short-run

revenue strains were thus particularly severe in states that rely to a significant degree on sales taxes,

and in particular on sales in exposed industries. As in most recessions, property tax bases are unlikely to

contract significantly during the downturn itself because property values are typically reassessed with

substantial lags (Lutz, Molloy, and Shan, 2011).


        Our discussion and analysis proceed as follows. In section 2 we answer the question: on what

tax bases do states and localities tend to rely and how do those tax bases vary across states? In section 3

we tackle multiple issues. We first present health and macroeconomic data that describe the magnitude

of the Covid-19 shock during its initial months. Next, we analyze how the pandemic has altered

economics forecasts produced by the Congressional Budget Office. We then assess what these forecast

revisions imply for state revenues. This analysis draws on existing research on the responsiveness of

revenue to changes in economic activity. The focus of section 4 is the broader institutional environment

of state-level balanced-budget rules and rainy-day funds. Section 5 discusses the federal government,

including an overview of federal relief for state and local governments that has been enacted during the

downturn’s early stages. Section 6 concludes with a discussion of additional issues related to the design

of the American system of fiscal federalism.




II      STATE AND LOCAL GOVERNMENT REVENUE STREAMS


        In our analysis of state and local governments’ revenue streams, we begin by presenting data on

the breakdown of each state’s revenues across major revenue bases. Table 1 provides summary

statistics for localities as well as for states. While states will be the main focus of our analysis, we

present data for localities for purposes of contrast and illustration. In a similarly motivated discussion,




                                                       3
Dye (2004) presents a similar set of statistics and descriptions of state governments’ tax bases at the

time of the 2001 U.S. recession.


        Table 1 shows that states’ degrees of reliance on different revenue streams varies widely. State

governments’ reliance on sales and gross-receipt taxes (both “general” and “selective”) varies from

20.5% of own-source general revenues in the 10th percentile state to 55.3% at the 90th percentile. Local

governments’ reliance on sales taxes is dramatically lower; it varies from 0.7% of own-source general

revenues at the 10th percentile to 22.5% at the 90th. Income taxes are another important source of

revenue for some states; the 90th percentile state raises nearly 40% of its own-source general revenue

from personal income taxes. A relatively small number of local governments assess taxes on personal

income at all. Property taxes follow a dramatically different pattern: the 90th-percentile state relies on

property taxes less heavily (only 7.0% of own-source general revenues) than do the local governments in

the 10th-percentile state (33.0% of own-source general revenues).


        A large share of states’ own-source revenues falls outside of the conventional sales, income, and

property tax bases. The Census Bureau labels these sources “Charges and Miscellaneous General

Revenue.” Under this heading, the largest well-specified category involves tuition and fees for public

institutions of higher learning. The second largest involves payments to hospitals. Shortfalls in these fees

(or “user fees”) will tend to be borne by the associated hospitals and institutions of higher education.

This differentiates these sources of revenue from sales and income taxes, which are less commonly

earmarked to specific agencies or institutions. The Census Bureau categorizes roughly 10% of states'

own-source general revenues as either "Current Charges: Other Charges" or "Miscellaneous General

Revenue: Other General Revenue." While these headings are not particularly informative, they reflect

the substantial variation in states' non-tax revenue instruments.




                                                     4
        Columns 6 and 7 of Table 1 provide perspective on how the revenue raising of state and local

governments relates to the size of the overall economy. Aggregated to the national level, states raised

roughly $1.3 trillion in own-source general revenues in 2017, while localities raised roughly $1.1 trillion.

Combined, these revenues were equivalent to just over 12% of U.S. GDP. The state sales and income tax

revenues on which we focus are equivalent to just over 4% of GDP. Both the absolute and relative size of

state governments, as well as their degree of reliance on sales and income taxes, are substantially

greater than several decades ago (Baicker, Clemens, and Singhal, 2012).




III     THE COVID-19 SHOCK TO STATE GOVERNMENT TAX REVENUES


        Covid-19 has impacted the economies of all 50 states on a substantial scale (Bureau of Labor

Statistics, 2020a; Bureau of Economic Analysis, 2020). Through early June, the pandemic has been felt

more intensely in the Northeast than in other regions.2 Nonetheless, through June 9th there had been

more than 1 recorded case per 1,000 residents in all states but Alaska, Hawaii, and Montana (Smith et

al., 2020). While the severity of the public health crisis has varied substantially across states, effects on

states’ labor markets and economic output have all been quite dramatic.


        This section proceeds in four parts. First, we present data on Covid-19’s immediate and

projected impacts on economic activity. Second, we discuss key aspects of states’ tax bases that are

relevant for mapping changes in economic activity into changes in revenues. Third, we present our

estimates of Covid-19’s recent and impending impact on state government sales and income tax

revenues. Fourth, we discuss key factors our calculations leave out, as well as sources of uncertainty.




2
 Covid-19 deaths have been disproportionately concentrated in the Northeast, which accounts 60 percent of
deaths and just 17 percent of the US population (Smith et al., 2020).

                                                      5
III A.    COVID-19’S EFFECTS ON ECONOMIC ACTIVITY


          Table 2 presents national data on the magnitude of shocks associated with Covid-19. At the time

of our writing, employment data were available through May, while data on personal income and

consumption expenditures were available through April. Through April, the number of employed

persons was down by roughly 13% relative to its level from the previous year. The corresponding rise in

the unemployment rate was roughly 11 percentage points, with a slight recovery in May. Also through

April, wage and salary income had declined by just over 8% relative to a year before. Across the

available metrics, contractions were historically unprecedented in April, following a significant

worsening in the economic environment in March.


          Aggregate consumption expenditures declined by roughly 17% from April 2019 to April 2020.

While consumption declines were similar, in aggregate, for goods and services, there was considerable

variation across each aggregate’s sub-categories. Spending on food from restaurants, for example, fell

roughly in half from April 2019 to April 2020. Spending on groceries rose significantly in March, then

reverted to trend. Spending on health care and durable goods both declined substantially, while

spending on professional services outside of health care (e.g., legal and financial services) was relatively

stable.


          How will shocks from Covid-19 translate into shocks to state government revenues? This

question can be usefully divided into two components, both of which require careful consideration. The

first question is how Covid-19 will affect future economic activity, which in turn determines the size of

states’ tax bases. As detailed below, we answer this question using May 2020 forecasts from the

Congressional Budget Office. The second question is how changes in states’ tax bases will translate into




                                                     6
changes in revenues. On this point, as also explained below, we draw on a combination of pandemic-

specific insights and past research on the relationship between revenues and tax bases.


        Estimates of changes in tax bases are the key source of uncertainty faced by efforts to forecast

revenue declines during downturns. We set out to quantify two tax shortfalls. The first is the shortfall

that emerged in the last quarter of most states’ 2020 fiscal years. The second is the tax shortfall states

will likely encounter in the 2021 fiscal year, which begins on July 1, 2020, for the vast majority of states.

Conveniently for this purpose, the Congressional Budget Office (CBO) released a 10-year economic

outlook in January (Congressional Budget Office, 2020a), then revised that outlook in May

(Congressional Budget Office, 2020b). The January 2020 forecast predated meaningful Covid-19

concerns as they pertained to forecasts for the U.S. economy. The May revision incorporated CBO’s

assessment of the Covid-19 pandemic’s potential effects on the economy.


        Figures 1 and 2 present key projections from CBO’s January and May reports for the first quarter

of 2019 through the fourth quarter of 2021. Figure 1 presents CBO’s forecast for nominal GDP. As in

CBO’s reports, quarterly values are expressed on an annualized basis. That is, the $21 trillion level of

GDP in the first quarter of 2019 reflects a year’s worth of GDP if the economy were to remain fixed in

size. The decline in GDP from the fourth quarter of 2019 to the first quarter of 2020 reflects data that

have been collected and largely finalized by the relevant statistical agencies. At the time of our writing,

as well as the time of CBO’s report, values for the second quarter of 2020 were forecasts based on data

available through May. Values for subsequent quarters are entirely forecast-driven. As of May, CBO

forecast a substantial decline in GDP from the first to the second quarter of 2020, followed by a

resumption of growth from levels that are depressed substantially relative to prior forecasts.


        Figure 2 presents time series that connect more directly to our revenue estimates along two

dimensions. The first dimension involves the underlying series. Rather than GDP, Figure 2 presents data


                                                      7
on aggregate personal income and aggregate personal consumption expenditures. These aggregates are

relevant for thinking about shocks to states’ personal income and sales tax bases, respectively. Second,

we normalize (or “index”) each series relative to its value for the fourth quarter of 2019. This makes it

easier to visually translate changes in each series into percent terms.


         Two details of the series presented in Figure 2 have high relevance for assessing Covid-19’s

effects on state government revenues. First, public health measures including stay-at-home-orders and

the closure of restaurants, retail outlets, and other businesses contributed to a substantial decline in

consumption relative to income. Consumption for the second quarter is forecast to decline roughly 10%

more than income, which is unusual relative to typical recessionary patterns.3 Second, both the income

and consumption series were projected to “stabilize” at levels roughly 8 to 9% below their January

forecast values for the quarters associated with states’ 2021 fiscal years. Percent differences in the

January and May forecasts for these macroeconomic aggregates are the primary input into our

estimates of Covid-19’s effects on states’ tax bases.


         Figure 3 below presents comparable, indexed series on income and consumption for the period

associated with the Great Recession. The key difference between the pandemic and Great Recession is

that consumption evolved more smoothly during the Great Recession, as has historically been the case

during economic downturns. The pandemic’s effect on the economy, by contrast, is associated with an

unusually sharp decline in consumption, which non-trivially exceeds the expected decline in income.

Consequently, sales tax revenues will suffer far greater losses, relative to income tax revenues, during

the second quarter of calendar year 2020 than they would at the beginning of a typical recession.4




3
  Strikingly, personal income data for the month of April revealed that the Economic Impact Payments and
expanded unemployment insurance benefits enacted through the CARES Act were sufficiently large that aggregate
income rose even as output and consumption declined dramatically (Bureau of Economic Analysis, 2020).
4
  Note, however, that the timing of income tax receipts is highly uncertain due to changes in federal and state filing
deadlines.

                                                          8
III B.   TRANSLATING ECONOMIC SHOCKS INTO CHANGES IN STATE GOVERNMENT REVENUES


         How will shocks to economic activity translate into shocks to state government revenues? To

answer this question, we combine three sets of information. The first is information on the magnitude

and composition of macroeconomic shocks, as presented in the previous section. The second is

information on key institutional characteristics of state governments’ tax bases. The third consists of the

research literature’s evidence on the historical sensitivity of tax revenues to economic shocks.


         The economic aggregates presented in the previous section are proxies for state governments’

income and sales tax bases. They are imperfect proxies, however, since some sales and some forms of

income are untaxed, while some sales and forms of income and are taxed at different rates than others.

In our calculations, for example, we account for the fact that the Economic Impact Payments included in

the March 2020 CARES Act legislation are not taxable, while expanded unemployment insurance

benefits, in contrast, are taxable. States’ income tax bases exhibit more uniformity than sales tax bases,

due in large part to states’ tendency to conform their income tax bases to the federal income tax base.5


         The relationship between personal income tax revenues and changes in the size of the

applicable tax base depends on the degree of the tax structure’s progressivity. Progressive tax bases will,

in general, have revenue elasticities in excess of one. This reflects the fact that the average applicable

rate will tend to decline as the tax base contracts. Research on elasticities of tax revenues with respect

to tax bases has long been consistent with this intuition.6 Our reading of the literature leads us to


5
  As summarized in a report disseminated by the Tax Foundation (Walczak, 2018), among the states with some
form of personal income tax, the vast majority conform in key respects to the federal income tax base. Walczak
(2018) codes only 5 states as starting from bases other than the federal income tax base. Among the others,
roughly half maintain conformity with the federal income tax on a rolling basis, while the other half conform to a
static (though occasionally updated) historical version of the federal income tax code.
6
  See, for example, papers by Holcombe and Sobel (1997), by Bruce, Fox, and Tuttle (2006), by Reed, Rogers, and
Skidmore (2011), by Dye (2004), by Anderson and Shimul (2018), and by Hawkins (2000). Recent papers by Seegert

                                                        9
assume that the average state’s personal income tax revenues will decline by roughly 1.6 percent for

each one percent decline in personal income. This elasticity draws most directly on estimates from

Holcombe and Sobel (1997), Kodrzycki (2014), and Anderson and Shimul (2018). Note that our income

tax shortfall estimates would shift proportionally with changes in this assumed elasticity.


        State sales tax bases exhibit far more variation than their income tax bases. For a recent

overview of state sales tax bases and rates, we refer readers to Walczak (2019). Translating changes in

aggregate consumption into changes in states’ sales tax bases is challenging due to variations in states’

exemptions. A limitation is that exemption categories do not translate seamlessly into consumption

categories tracked by the Bureau of Economic Analysis. Some relevant patterns are clear, however.

Legal, financial, and accounting services are exempt from sales taxation in the vast majority of states, for

example, as are groceries (Walczak, 2019). Hence most states’ sales tax bases exempt some of the more

resilient consumption categories over the early stages of the Covid-19 pandemic. At the same time,

medical care is also exempt in the vast majority of states, meaning states’ tax bases exclude a large

category that has experienced disproportionately large consumption declines. A key lesson is that

states’ tax bases are far narrower than consumption as an economic aggregate, making it difficult to

work backwards on the basis of exemptions. Kaeding (2017), for example, reports that state sales tax

bases in 2017 were equivalent to roughly 23% of personal income.


        Mechanically, flat-rate sales tax revenues will fluctuate proportionally with changes in the sales

tax base. Because consumption declines appear, in aggregate, to be moderately more concentrated

among taxed (vs. exempt) categories of consumption, we assume that each 1 percent change in the

aggregate consumption base generates a 1.1 percent change in sales tax revenues. There are two key



(2016) and Kodrzycki (2014) document that the cyclical sensitivity of states’ revenues has increased over time.
Clemens (2012) shows that states’ expenditures exhibit greater sensitivity to changes in aggregate income when
their revenues rely to a greater degree on relatively volatile tax bases, as would be expected in light of their
balanced budget requirements.

                                                        10
caveats to the resulting calculations. First, there is uncertainty about the appropriate adjustment for

projecting total sales tax collections around the country. Second, our calculation will explicitly fail to

capture variations driven by differences in exemptions across states.




III C.   THE COVID-19 SHOCK TO STATE AND LOCAL GOVERNMENT REVENUES


         In this section we present our estimates of the Covid-19 pandemic’s effect on state government

tax revenues. To facilitate comparisons across states, the revenue figures that form the basis of our

calculations come from the Annual Survey of State and Local Government Finances. The Census Bureau

goes to great effort to harmonize broad revenue categories across states, which is useful for our

purposes. A key caveat, of course, is that the harmonized figures may clash with what one might expect

based on an inspection of a given state’s budget documents. At the time of our writing, 2017 was the

last year for which the Census Bureau had harmonized and reported state government finance data

(United States Census Bureau, 2019).


         We compute two distinct shortfall estimates. The first is a shortfall for the second quarter of

2020, which corresponds to the final quarter of the 2020 fiscal year for the vast majority of states. The

second is a shortfall for the third quarter of 2020 through the second quarter of 2021, which

corresponds to the 2021 fiscal year for the vast majority of states.


         We calculate the shortfall (𝑅𝑒𝑣𝑒𝑛𝑢𝑒 𝑆ℎ𝑜𝑟𝑡𝑓𝑎𝑙𝑙𝑖,𝑏 ) for state i from tax base b as follows:

   𝑅𝑒𝑣𝑒𝑛𝑢𝑒 𝑆ℎ𝑜𝑟𝑡𝑓𝑎𝑙𝑙𝑖,𝑏 = 𝐶𝑜𝑢𝑛𝑡𝑒𝑟𝑓𝑎𝑐𝑡𝑢𝑎𝑙 𝑅𝑒𝑣𝑒𝑛𝑢𝑒𝑖,𝑏 × 𝐵𝑎𝑠𝑒 𝐷𝑒𝑐𝑙𝑖𝑛𝑒𝑏 × 𝑅𝑒𝑣𝑒𝑛𝑢𝑒 𝐸𝑙𝑎𝑠𝑡𝑖𝑐𝑖𝑡𝑦𝑏 .

In the expression above, 𝐶𝑜𝑢𝑛𝑡𝑒𝑟𝑓𝑎𝑐𝑡𝑢𝑎𝑙 𝑅𝑒𝑣𝑒𝑛𝑢𝑒𝑖,𝑏 is the estimated revenue from tax base b for

state i in the absence of the COVID-19 pandemic. We obtain these estimates by straightforwardly

projecting forward the Census Bureau’s most recent estimates. Since these estimates are of 2017

revenue collections, we account for three years of nominal revenue growth by multiplying the 2017

                                                      11
values by one plus each state’s nominal GDP growth from the fourth quarter of 2016 to the fourth

quarter of 2019. The 𝐵𝑎𝑠𝑒 𝐷𝑒𝑐𝑙𝑖𝑛𝑒𝑏 term corresponds to our estimate of the Covid 19-induced decline

in either the income or sales tax base, as described in Section III A. We express 𝐵𝑎𝑠𝑒 𝐷𝑒𝑐𝑙𝑖𝑛𝑒𝑏 in

percent terms. Finally, 𝑅𝑒𝑣𝑒𝑛𝑢𝑒 𝐸𝑙𝑎𝑠𝑡𝑖𝑐𝑖𝑡𝑦𝑏 is an estimate of the elasticity of revenues with respect to

size of the tax base, as described in Section III B. The product of the percent decline in the base

(𝐵𝑎𝑠𝑒 𝐷𝑒𝑐𝑙𝑖𝑛𝑒𝑏 ) and the elasticity (𝑅𝑒𝑣𝑒𝑛𝑢𝑒 𝐸𝑙𝑎𝑠𝑡𝑖𝑐𝑖𝑡𝑦𝑏 ) yields an estimated percent shortfall in

revenues. Multiplying this percent shortfall by counterfactual revenues (𝐶𝑜𝑢𝑛𝑡𝑒𝑟𝑓𝑎𝑐𝑡𝑢𝑎𝑙 𝑅𝑒𝑣𝑒𝑛𝑢𝑒𝑖,𝑏 )

yields shortfalls expressed in dollar terms (𝑅𝑒𝑣𝑒𝑛𝑢𝑒 𝑆ℎ𝑜𝑟𝑡𝑓𝑎𝑙𝑙𝑖,𝑏 ).


        Table 3 presents the shortfalls we estimate at the national level. The estimated shortfalls appear

in Panel B and the underlying inputs, which are described in detail in the previous section, appear in

Panel A. In aggregate across the country, we estimate that the Covid-19 pandemic will reduce states’ tax

collections by $42 billion in the second quarter of 2020, with $23 billion coming from reduced sales tax

collections and $19 billion coming from reduced income tax collections.7 This reflects the relative size of

typical sales and income tax collections as well as the severity of the second quarter shock to

consumption relative to income. For the year extending from the third quarter of 2020 through the

second quarter of 2021, we estimate that states’ sales and income tax revenues will fall roughly $106

billion short of what one would have projected in January. Over the coming fiscal year, the average

revenue decline per quarter is $27 billion. This is substantially less than our shortfall estimate for the

second quarter of 2020, reflecting the severity of the short-run downturn as projected by CBO. The

decline for fiscal year 2021 comes to a moderately greater degree from income taxes relative to sales




7
 Note that actual income tax collections in the second quarter of 2020 may be dramatically lower due to
pandemic-driven changes in states’ filing deadlines. Our estimates are meant to capture shortfalls that would
remain in the absence of any timing effects associated with states’ filing deadlines.

                                                        12
taxes. This reflects the convergence of CBO’s forecasts for personal income and personal consumption

expenditures as the forecast shifts from the second quarter of 2020 into later quarters.


        We next consider variations in exposure to revenue declines across states. Broadly speaking,

variations in exposure to sales and income tax declines reflect two factors we can capture in our

calculations. The first is the fact that a larger fraction of some states’ revenues come from these sources

rather than other sources. The second is the fact that some states’ total revenues are greater than

others, such that a given percent decline generates a greater absolute decline. To make large and small

states comparable, we begin by converting their revenue figures into per capita terms. As before, we

inflate 2017 values to account for three years of growth. We present the resulting counterfactual

projections of states’ per capita sales plus income tax revenues in Figure 4. There is substantial variation,

with the 90th percentile state collecting just under $4,000 in combined sales and income tax revenue per

capita and the 10th percentile state collecting just under $1,900 in such revenues per capita. The 90th

and 10th percentile states thus differ by a factor of 2.


        Table 4 presents state-level variations in the per capita revenue shocks we estimate. The mean

of the projected revenue shortfalls we estimate for sales and income taxes combined are $119 per

capita for the second quarter of 2020 and $303 per capita for the subsequent fiscal year. In per capita

terms, these numbers may sound modest. It is thus important to keep in mind that they extrapolate to

the aggregate declines of $42 billion and $106 billion presented in Table 3. The revenue shortfalls we

estimate for the 2021 fiscal year exhibit substantial variation across states. This largely reflects two

facts: income is a volatile revenue source and states’ reliance on personal income taxation varies quite

extensively across states. States that do not collect personal income taxes tend to be states with

relatively small projected shortfalls per capita. Notable examples include Florida and Texas.




                                                      13
III D.   CAVEATS FOR INTERPRETING OUR CALCULATION


         It is important to be clear regarding sources of uncertainty underlying our calculations. In this

section, we discuss sources of uncertainty along with an overview of what our calculations are intended

to capture and what they leave out. Two initial factors involve the pandemic’s economic effects. If the

CBO’s May 2020 forecast turns out to be overly optimistic, for example, then our calculations will tend

to understate shortfalls to states’ sales and income tax revenues. Further, the pandemic’s course may

differ significantly across states. Our estimates do not attempt to account for cross-state variations in

the pandemic’s severity, either to date or in expectation.8 Through May, for example, the count of

employed persons in New York was down by substantially more (18.3 percent) relative to May 2019

than employment in relatively lightly hit Montana (down 8.6 percent).9


         Additional factors relate specifically to our sales tax estimates. Our mapping of CBO’s forecast

for consumption expenditures into sales tax bases may either over or understate changes in state-

specific sales tax bases. This mapping can impact both our aggregate figures and the variations we

estimate across states. Hawaii, New Mexico, and South Dakota, for example, are unusual in their

taxation of professional services, for which consumption has been stable (Walczak, 2019). These states’

sales tax revenues may thus be more resilient than other states’ sales tax revenues. Nevada, by contrast,

has tax revenues connected to its extensive leisure and hospitality sector, and may thus have a less

resilient sales tax base than the typical state.


         Further factors relate to our income tax estimates. The elasticity we apply to CBO’s forecast for

personal income may either over or understate states’ exposure to declines in income tax revenues. On


8
  In addition to fluctuations in revenue streams, economic downturns can affect states’ fiscal positions through
changes in asset prices. In particular, state pension asset holdings are large enough that disappointing investment
returns can cause shortfalls of substantial size (Farrell et al., forthcoming). Asset prices fluctuated wildly over the
first half of 2020, and their future path will have important implications for state budgets through this channel.
9
  Both figures come from the June release of the “State Employment and Unemployment Summary” for May,
which are subject to revision in subsequent months (Bureau of Labor Statistics, 2020b).

                                                          14
the one hand, states’ income tax revenues have become more volatile over time (Seegert, 2016).

Historical estimates of revenue elasticities may thus understate what we should presently project. All

else equal, the nine states with flat-rate income taxes may tend to experience smaller declines in

revenue than those with progressive structures (Loughead, 2020).10 On the other hand, lost jobs have

been concentrated disproportionately in relatively low-income retail and food service industries. In this

environment, income tax progressivity may lead aggregate income tax revenues to decline less

dramatically than one would predict if incomes were to fall proportionally across the distribution.


        Finally, the pandemic will affect states’ revenue sources other than income and sales taxes. As

shown in Table 1, substantial state revenues come through miscellaneous charges and fees. Minor

sources of fees include tolls, airport charges, and parks. Several states derive significant amounts of

revenue from various sources related to the extraction of natural resources. These states may

experience substantial declines in revenue due to declines in commodity prices. Publicly run hospitals

are a substantial source of fees that, paradoxically, have likely declined during the pandemic due to

significant declines in overall healthcare consumption. The single largest source of charges and fees is

higher education. We now present more detail on tuition charges and other higher education fees.


        The map in Figure 5 displays variations in states’ exposure to declines in tuition and fees. The

Covid-19 pandemic subjects tuition and fee revenues to far greater uncertainty than typical recessions.

Substantial declines may come from several sources. First, non-residential learning models reduce

revenues through residential and dining fees. Second, the pandemic may depress total enrollments, and

thus total tuition revenues. Third, the pandemic may shift enrollments towards in-state students and

away from out-of-state students (both international and domestic). This compositional change has the



10
  As enumerated by Loughead (2020), the 9 states with flat-rate (or single-rate) income tax systems are Colorado,
Kentucky, Illinois, Indiana, Massachusetts, North Carolina, Pennsylvania, Tennessee, and Utah. Loughead (2020)
reports that New Hampshire has a flat-rate system that applies exclusively to interest and dividend income.

                                                       15
potential to reduce tuition revenues substantially. States vary considerably in their exposure to declines

in tuition and fees. Exposure at the 10th percentile amounts to moderately under $300 per capita

(roughly 6.5% of the average state’s total own-source revenues), while exposure at the 90th percentile

amounts to moderately over $600 per capita (roughly 13% of the average state’s total own-source

revenues).




IV      THE INSTITUTIONAL ENVIRONMENT


        The revenue shortfalls discussed in the previous section are a key input for decisions regarding

the allocation of resources to the states by the federal government. Two additional factors deserve

attention before we turn to the initial wave of federal legislation enacted in response to the pandemic.

First, 49 of 50 states face a constitutional or statutory balanced-budget requirement of some kind,

which constrains their ability to respond to economic downturns. At the same time, states can

accumulate rainy-day funds that allow them some flexibility as they adjust to depressed revenues.


        States’ balanced-budget requirements come in a variety of different forms. Key differences

across states involves factors like whether the governor must submit a balanced budget; whether the

legislature must pass a balanced budget; and whether the state may realize and carry over deficits that

arise due to unanticipated shocks. Around 40 states have adopted each of these provisions and Vermont

is the only state lacking all three types of requirements (National Conference of State Legislatures,

2010). Research has shown that limitations on the ability to carry unexpected deficits across fiscal years

have empirically important effects on the pace at which states cut spending or raise taxes following

unexpected, mid-year shocks (Poterba, 1994; Clemens and Miran, 2012).11 These rules may thus be


11
  Specifically, Poterba (1994) and Clemens and Miran (2012) find that states with strong requirements enact
budget cuts that are three times greater than the cuts implemented by states with weak restrictions per dollar of
unexpected deficit.

                                                        16
quite relevant for states’ short-run responses to the revenue shocks they have experienced during the

second quarter of 2020. Because this was the last quarter of most states’ fiscal years, restrictions on

carrying over deficits will, at least in principle, require prompt action.


         While balanced-budget requirements impose restrictions on states’ fiscal-policy options, rainy-

day funds provide some flexibility (Zhao, 2016). Totaled across the country, states’ rainy-day fund

balances have reached $70 billion in recent years (National Association of State Budget Officers, 2019).

Two factors complicate states’ ability to offset Covid-19’s budgetary fallout through rainy day funds

(National Conference of State Legislatures, 2018). First, in part because some states face caps on the

reserves they can accumulate, their rainy-day funds are unlikely to be sufficient to offset pandemic-

induced revenue shortfalls. Table 5 shows that states’ rainy-day funds can typically cover less than 10%

of annual expenditures. In several of the largest states, the funds are substantially smaller. Second,

there are restrictions on how funds can be accessed and when they must be paid back. A few examples

may be helpful to illustrate these restrictions. Colorado’s fund can only be used to address revenue

shortfalls triggered by natural disasters (Tax Policy Center, 2018). Iowa and Rhode Island require

repayment by the end of the next fiscal year (The Pew Charitable Trusts, 2017). Withdrawals

overwhelmingly require the legislative branch’s stamp of approval; in Hawaii, for example, they require

a two-thirds majority in both legislative chambers (Department of Budget and Finance, State of Hawaii,

2020).




V        THE FEDERAL GOVERNMENT


         The federal government has responded to the Covid-19 pandemic and the concomitant

economic crisis by passing a number of pieces of emergency legislation. In addition and relatedly, the

Federal Reserve has taken a number of dramatic actions in credit markets and through monetary policy.


                                                      17
This section gives a brief overview of the most significant provisions and facilities that have been

established to assist state governments. This is not intended to be a comprehensive overview, but

instead highlights, for each bill, the parts that most significantly increase state revenues. We note that a

significant share of these funds will flow directly to households and service providers through joint

federal-state programs.


        The first piece of Covid-19 related federal legislation was H.R. 6074, the Coronavirus

Preparedness and Response Supplemental Appropriations Act. H.R. 6074 was signed into law on March

6. It enacted an $8.3 billion package focused heavily on funding the initial public health response to the

pandemic. Of these monies $950 million was appropriated to states and localities for public health

activities. A week after this bill passed, the president declared Covid-19 an emergency under Section

501(b) of the Stafford Act, which, among other things, makes certain federal funds available to state

governments in the form of Public Assistance grants (Schaengold, 2020). Earlier, on January 31, the

Secretary of Health and Human Services had declared a public health emergency under Section 319 of

the Public Health Service Act (42 U.S.C. 247d).12


        The first bill was followed less than two weeks later, on March 18, by H.R. 6201, the Families

First Coronavirus Response Act. H.R. 6201 provides $1 billion in emergency grants to the states’

Unemployment Trust Fund accounts, as well as interest-free loans to assist the states in funding

unemployment benefits. It also provides full federal funding of extended unemployment insurance

benefits, rather than the usual 50%, at an estimated cost of $3.7 billion in the current calendar year.

More significant federal funds are linked to H.R. 6201’s health care provisions. A key provision increases

the federal matching assistance percentage (FMAP) for the bulk of states’ Medicaid expenditures by 6.2


12
   In principle, this declaration creates authority for dispensing public health resources through many channels,
including through the Medicare and Medicaid programs. Included among these channels is the Public Health
Emergency Fund, which has, perhaps unfortunately, maintained a zero balance since at least the year 2012 (Katz et
al., 2017; Alton and Carlin, 2020).

                                                       18
percentage points for the duration of the public health crisis. The CBO estimates that this provision will

cost the federal government $50 billion from 2020 through 2022 (Congressional Budget Office, 2020c).


        The third bill passed by Congress in response to the crisis was, at the time of writing, the largest

yet. H.R. 748, the Coronavirus Aid, Relief, and Economic Security (CARES) Act, became law on March 27.

H.R. 748 dramatically expanded unemployment insurance benefits through a supplemental, federally

funded, $600 weekly benefit. The bill also funded and expanded benefits for certain categories of self-

employed workers who are not usually eligible for unemployment insurance. Further, H.R. 748 creates a

$150 billion Coronavirus Relief Fund, $110 billion of which is earmarked for the reimbursement of state

government expenses related to the pandemic. It also appropriates $100 billion in supplemental

reimbursements for hospitals and other health care providers through the Public Health and Social

Service Emergency Fund. A significant share of these costs would otherwise have been borne by state

governments. The Senate Appropriations Committee has identified a further $174 billion in funds

appropriated in the Cares Act that will flow, in its words, “to state and local governments and

communities” (Senate Appropriations Committee, 2020). It is arguable and not obvious, however, how

much of this $174 billion constitutes additional revenue for state governments and how much of it can

replace lost revenue. Significant elements of this $174 billion aggregate include $45 billion for the FEMA

Disaster Relief Fund, $30.9 billion for the Education Stabilization Fund, and $25 billion for transit

infrastructure grants.


        Finally, the Cares Act appropriates $454 billion for the Treasury Department to backstop lending

facilities operated by the Federal Reserve. For state governments, the most important lending facility is

the Municipal Liquidity Facility. This facility will purchase up to $500 billion of short-term notes directly

from U.S. states, counties, and cities (Board of Governors of the Federal Reserve System, 2020).




                                                      19
        Less than a month after the Cares Act passed, Congress decided it had not appropriated

sufficient funds for certain elements of the federal crisis response. H.R. 266, the Paycheck Protection

Program and Health Care Enhancement Act, became law on April 24. It adds $75 billion to the Public

Health and Social Service Emergency Fund. It also provides $11 billion for states and localities to develop

so-called “test and trace” programs.


        At the time of writing, additional funding for state and local governments, especially funding to

make up for revenue shortfalls as opposed to new Covid-19 related spending, had become a topic of

heated political debate. The Democratic Party-controlled House of Representatives passed H.R. 6800,

the Heroes Act, on May 15. H.R. 6800 would provide over $1 trillion to state and local governments,

including $915 billion in flexible funds that can be used to make up for revenue losses. Such an amount

would far exceed our estimates of the income and sales tax revenue lost in fiscal years 2020 and 2021,

which sum to just under $150 billion ($42 billion for the second quarter of 2020 and $106 billion for the

subsequent four quarters). As discussed above, however, the shortfalls we estimate are clearly not the

only revenue losses to consider. The Senate, controlled by a Republican majority, appears to be skeptical

of legislation on this scale. This skepticism has been rhetorically connected to concerns about states’

unfunded pension liabilities.




VI      DISCUSSION


        We conclude by discussing the roles of the local, state, and federal levels of government in the

American system of fiscal federalism. State and local governments play substantial roles in the

administration and financing of a rich set of public services. These services span education, health care,

public safety, public utilities, and income support. To deliver these services, state and local governments

have employed just under 20 million workers in recent years (Shoag and Veuger, forthcoming).


                                                    20
        In the financing of public services, states’ balanced budget requirements are a key feature of the

institutional landscape. These requirements often date to the 19th century. While balanced budget

requirements can have benefits with regard to fiscal discipline, they render states unable to contribute

to counter-cyclical policy during recessions. Indeed, downturn-induced revenue declines confront states

with an array of undesirable options. In the current environment, offsetting a $106 billion decline in

projected sales and income tax revenues can require a painful mix of wage freezes, hiring freezes, and

layoffs. Reductions in public employment risk exacerbating the macroeconomic and labor market

declines that have already taken place.


        In the U.S. institutional environment, the burden of counter-cyclical policy falls on the federal

government. In practice, recessionary aid for state and local governments has been enacted on an ad

hoc basis. During the financial crisis, this support came primarily through the American Recovery and

Reinvestment Act of 2009. In the current crisis, this support has come piecemeal through the legislation

discussed above.


        We close by noting that the need for ad hoc legislation is a policy choice. This need could largely

be avoided by converting existing federal transfers to states, which have exceeded 3% of GDP in recent

years, into grants that adjust counter-cyclically. Possibilities along these lines have been discussed in the

context of Medicaid financing reforms (Clemens and Ippolito, 2018; Fiedler, Furman, and Powell, 2020)

as well as general intergovernmental support (Bartik, 2020). In each case, the key adjustment is to link

federal transfers to states’ unemployment rates (or to other measures of macroeconomic well-being).

Perennial uncertainties regarding the measurement of unemployment during recessions, which have

been heightened during the current pandemic, suggest that broader measures of economic

performance might be better suited for this purpose. The risks of Congressional gridlock suggest that

reforms of this sort, which blunt the necessity of active fiscal policy, may have substantial benefits. On

the other hand, a risk associated with such reforms is that funds will not ultimately be allowed to decline

                                                     21
during subsequent expansions, such that federal transfers are expected to support state governments at

permanently elevated levels.




                                                 22
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                                                   26
                          Figure 1: Updates to CBO’s Macroeconomic Forecasts: GDP




Note: The figure displays data and projections for U.S. GDP. The series labeled “Jan Forecast” comes from the Congressional
Budget Office’s January 2020 economic outlook (2020a). The series labeled “May Forecast” comes from the Congressional Budget
Office’s May 2020 economic outlook (2020b). A comparison of the “Jan Forecast” and “May Forecast” series thus reveals the
extent to which the Covid-19 pandemic has reduced the Congressional Budget Office’s projections for economic activity.




                                                            27
              Figure 2: Updates to CBO’s Macroeconomic Forecasts: Income and Consumption




Note: The figure displays straightforward transformations of data and projections for personal income and personal consumption
expenditures. The series labeled “Jan Forecast” come from the Congressional Budget Office’s January 2020 economic outlook
(2020a). The series labeled “May Forecast” come from the Congressional Budget Office’s May 2020 economic outlook (2020b). A
comparison of the “Jan Forecast” and “May Forecast” series thus reveals the extent to which the Covid-19 pandemic has reduced
the Congressional Budget Office’s projections for economic activity. Each series is indexed relative to its value from the second
quarter of 2008.




                                                              28
                 Figure 3: Realizations Relative to CBO Forecast Prior to the Great Recession




Note: The figure displays straightforward transformations of data and projections for personal income and personal consumption
expenditures. The series labeled “Projected” are taken from a 2007 Congressional Budget Office economic outlook (2007). The
series labeled “Actual” are from the Bureau of Economic Analysis. A comparison of the “Actual” and “Projected” series thus
reveals the extent to which the Great Recession reduced economic activity relative to pre-recession projections. Each series is
indexed relative to its value from the second quarter of 2008.




                                                             29
                          Figure 4: Projected FY 2020 Sales and Income Tax Exposure




Note: The figure displays data on the sum of state government revenues from “Individual income” and “Sales and gross receipts”
taxes, as categorized by the Annual Survey of State and Local Government Finances. The data are taken from the 2017 survey,
which was the last year available at the time we conducted our analysis. We account for three years of nominal growth from
2017 to 2020 by multiplying the 2017 values by one plus each state’s nominal GDP growth from the fourth quarter of 2016 to the
fourth quarter of 2019. The data are presented on a per capita basis.




                                                             30
                              Figure 5: Projected FY 2020 Tuition and Fee Exposure




Note: The figure displays data on state government revenue from the Education sub-category of Current Charges, as categorized
by the Annual Survey of State and Local Government Finances. The source data are taken from the 2017 survey, which was the
last year available at the time we conducted our analysis. We account for three years of nominal growth from 2017 to 2020 by
multiplying the 2017 values by one plus each state’s nominal GDP growth from the fourth quarter of 2016 to the fourth quarter
of 2019. The data are presented on a per capita basis.




                                                            31
               Table 1: Percentage of Total Revenue from Selected Sources for States and Localities
                                                                                                                       Category as
                                                                                        National                        Percent of
                                                                   10th       90th     Aggregate                         National
                    Observations               Mean       Median Percentile Percentile ($ Billions)                       Total
   Panel A: States      (1)                     (2)        (3)      (4)        (5)         (6)                             (7)
   General Revenue from Own
   Resources                                   100.0       100.0          100.0          100.0            1317             100.0
   Taxes:
      Individual
      Income Tax        50                      22.2        22.7           0.0            38.3             351              26.7
      Sales Tax         50                      33.8        32.2          20.5            55.3             457              34.7
      Property Tax      50                      2.2         0.1            0.0             7.0             16                1.2
      Corporate
      Income Tax        50                      3.1          2.8           0.5             4.9             45               3.4
      Other Taxes       50                      7.3          5.2           3.0            13.7             76               5.8
   Charges and
   Misc. Revenue        50                      31.5        29.6          21.8            41.7             371              28.2

   Panel B:
   Localities           (1)                      (2)         (3)           (4)             (5)             (6)               (7)
   General Revenue from Own
   Resources                                   100.0       100.0          100.0          100.0            1091             100.0
   Taxes:
      Individual
      Income Tax        50                      1.8         0.0            0.0             6.5             32                2.9
      Sales Tax         50                      10.5        8.9            0.7            22.5             123              11.3
      Property Tax      50                      48.4        45.9          33.0            77.0             509              46.7
      Corporate
      Income Tax        50                      0.2          0.0           0.0             0.5             8                0.7
      Other Taxes       50                      2.9          1.9           1.1             6.4             32               2.9
   Charges and
   Misc. revenue        50                      36.2        37.4          20.6            50.6             384              35.2
Note: This table reports summary statistics for the percentage of tax revenue by source for the 50 US states and their various localities.
These data are from the 2017 US Census Annual Survey of State and Local Government Finances. Panel A includes statistics for the 50
US states and Panel B shows statistics for the municipalities, school districts, and other local governments within the 50 states,
aggregated up to the state level. Columns 6 and 7 differ from earlier columns in that they present national aggregates rather than data
equally weighted across the 50 states. “Sales Tax” refers to the Census Bureau’s line item “Sales and gross receipts,” which includes
both General and Selective sales taxes. Other category names correspond more obviously with their Census Bureau counterparts.
Sources: US Census Annual Survey of State and Local Government Finances (2019).




                                                                   32
                          Table 2: COVID Shocks at the National Level
                                            Δ Feb -    Δ March Δ April -                          Δ April '19-
                                            March       - April      May                           April '20
                                               (1)         (2)         (3)                            (4)
   Deaths per 100,000 People                 12.5        81.9
   New Cases per 100,000 People              57.4       270.3       220.4
   Employment (% Change)                      -0.1       -13.7         1.9                           -13.3
   Unemployment Rate (P.P. Change)             0.9       10.3         -1.4                           11.1
   Income (% Change)                          -2.2       10.5                                        11.7
   Wages and Salaries (% Change)              -3.5        -8.0                                        -8.5
   Consumption (% Change)                     -6.9       -13.6                                       -16.9
    Goods (% Change)                          -1.6       -16.5                                       -16.3
     Non-Durables Goods (% Change)             3.9       -16.2                                       -11.6
      Food off Premises (% Change)           22.6        -15.2                                         5.6
     Durable Goods (% Change)                -12.1       -17.3                                       -25.5
     Services (% Change)                      -9.3       -12.2                                       -17.2
      Food on premises (% Change)            -27.4       -34.6                                       -50.9
      Health Care (% Change)                 -16.3       -28.7                                       -37.8
      Other Prof. Services (% Change)         -3.8        -4.3                                        -4.1
Notes: This table reports changes in a set of health and macroeconomic proxies for the magnitude of shocks associated
with the COVID-19 pandemic. Column 1 reports changes from February 2020 to March 2020, column 2 reports changes
from March 2020 to April 2020, column 3 reports changes from April 2020 to May 2020, and column 4 reports changes
from April 2019 to April 2020. Excess deaths per 100,000 people are deaths above predicted trends, as calculated by
the Center for Disease Control. New COVID cases per 100,000 people are new reported cases for each month from
the New York Times’ “Coronavirus Data in the United States,” accessed through GitHub, and reported on a per 100,000
persons basis. Employment refers to total non-farm employment, as reported by the Bureau of Labor Statistics. The
unemployment rate is also taken from the Bureau of Labor Statistics. All data on changes in income, wages and
salaries, and consumption come from the National Income and Product Accounts compiled by the Bureau of Economic
Analysis. Note that the unemployment rate is the only economic series for which we present changes in percentage
point terms rather than percentage terms.
Sources: National Center for Health Statistics, 2020; Smith et al (2020); Bureau of Labor Statistics (2020a); Bureau of
Economic Analysis (2020).




                                                         33
         Table 3: Estimated Shortfalls in State Sales and Income Tax Revenues Aggregated across All States
                                                                                                              Tax Base
                                                     Actual 2017       Counterfactual         Tax Base        Shock for
                                                      Revenues         2020 Revenues          Shock for      Q3 2020-Q2       Assumed
                                                     ($ Billions)        ($ Billions)         Q2 2020           2021          Elasticity
   Panel A: Calculation Inputs                           (1)                 (2)                 (3)              (4)            (5)
   Individual Income Tax                                 352                 400              -0.119*           -0.089           1.6
   Sales Tax                                             457                 525               -0.155           -0.085           1.1

                                                      Aggregate           Aggregate
                                                       Projected           Projected
                                                       Revenue             Revenue
                                                     Shortfall for     Shortfall for Q3
                                                       Q2 2020          2020-Q2 2021
                                                      ($ Billions)        ($ Billions)
   Panel B: Estimated Shortfalls                          (1)                 (2)
   Individual Income Tax                                  -19                 -57
   Sales Tax                                              -23                 -49
Note: The entries in column 1 of Panel A were taken directly from the 2017 US Census Annual Survey of State and Local Government
Finances. The entries in column 2 of Panel A accounts for three years of nominal revenue growth from 2017 to 2020. We do this by taking
each state’s sales and income tax revenues from 2017 and projecting them forward by multiplying by one plus each state’s nominal GDP
growth from the fourth quarter of 2016 to the fourth quarter of 2019. We then add the projected state sales and income tax revenues
together to arrive at the projected national totals reported in the table. The entries in column 3 and 4 of Panel A were calculated using
forecasts of personal income and personal consumption expenditures in Congressional Budget Office reports from January 2020 and May
2020; the relevant series are also reported in Figure 2. The entries in column 5 of Panel A are tax revenue elasticities that are estimated
based on a combination of existing research and contemporary knowledge of state tax bases and the Covid-19 pandemic. The entries in
Panel B are computations made using the entries in Panel A. The entries in column 1 of Panel B are the product of columns 2, 3, and 5 of
the corresponding rows in Panel A, which are then multiplied by 0.25 to account for the fact that the estimates correspond with a single
quarter out of the fiscal year. The entries in column 2 of Panel B are the product of the entries in columns 2, 4, and 5 of the corresponding
rows in Panel A. Note that the estimated shortfalls will move proportionately with the assumed elasticities. Our assumed elasticities draw
most directly on estimates from Holcombe and Sobel (1997), Kodrzycki (2014), and Anderson and Shimul (2018 ).
* Note that the tax base shock for Q2 2020 accounts for the fact that CBO’s projection of personal income includes $300 billion ($1,200
billion annualized) in Economic Impact Payments through the CARES Act. Because these payments will not be considered taxable income,
we subtract them from aggregate personal income to obtain our estimate of the income tax base. We thus estimate that the income tax
base declines by 11.9% while personal income per se declines by 5.6%.
Sources: US Census Annual Survey of State and Local Government Finances (2019); Congressional Budget Office (2020a,b).




                                                                     34
                   Table 4: Distribution of Expected Sales and Income Tax Shortfalls ($ Per Capita)
                                                                                             10th   90th
                                                     Observations Mean        Median Percentile Percentile
   Panel A: Last Quarter of Fiscal Year 2020              (1)         (2)        (3)          (4)    (5)
   Taxes:
    Sales Tax                                             50          67         69           37     88
    Individual Income Tax                                 50          52         53            0    108
    Combined Sales and Income Tax                         50          119       117           81    182
   Panel B: Fiscal Year 2021                                              (1)              (2)           (3)            (4)             (5)
   Taxes:
    Sales tax                                                             50              147           151            81              193
    Individual Income Tax                                                 50              156           160             0              325
    Combined Sales and Income Tax                                         50              303           297            177             496
   Panel C: Counterfactual Revenue Projection                             (1)              (2)           (3)            (4)             (5)
   Taxes:
    Sales tax                                                             50             1,572         1,612           862            2,069
    Individual Income Tax                                                 50             1,094         1,121            0             2,279
    Combined Sales and Income Tax                                         50             2,666         2,628          1,893           3,986
   Fees and Miscellaneous Revenue                                         50             1,937         1,621          1,120           3,160
    Higher Education Revenue                                              50              438           415            277             621

Note: This table reports summary statistics from calculations of projected revenue shortfalls for each of the 50 US states on a per capita
basis. The shortfalls are calculated as follows:                                                                                               :
                          𝑅𝑒𝑣𝑒𝑛𝑢𝑒 𝑆ℎ𝑜𝑟𝑡𝑓𝑎𝑙𝑙𝑖,𝑏 = 𝐶𝑜𝑢𝑛𝑡𝑒𝑟𝑓𝑎𝑐𝑡𝑢𝑎𝑙 𝑅𝑒𝑣𝑒𝑛𝑢𝑒𝑖,𝑏 × 𝐵𝑎𝑠𝑒 𝐷𝑒𝑐𝑙𝑖𝑛𝑒𝑏 × 𝑅𝑒𝑣𝑒𝑛𝑢𝑒 𝐸𝑙𝑎𝑠𝑡𝑖𝑐𝑖𝑡𝑦𝑏
In the expression above, 𝑅𝑒𝑣𝑒𝑛𝑢𝑒 𝑆ℎ𝑜𝑟𝑡𝑓𝑎𝑙𝑙𝑖,𝑏 is the calculated per capita revenue shortfall for state “i” from tax base “b.” In Panel A,
the presented shortfalls correspond to estimates for the second quarter of 2020, which is the last quarter of most states’ 2020 fiscal years.
In Panel B, the presented shortfalls correspond to estimates for the third quarter of 2020 through the second quarter of 2021, which
corresponds to the entirety of most states’ 2021 fiscal years. For various revenues bases, Panel C presents our estimates of
𝐶𝑜𝑢𝑛𝑡𝑒𝑟𝑓𝑎𝑐𝑡𝑢𝑎𝑙 𝑅𝑒𝑣𝑒𝑛𝑢𝑒𝑖,𝑏 which is the estimated revenue for state “i” from tax base “b” in the absence of the COVID-19 pandemic.
We obtain these estimates by straightforwardly multiplying 2017 revenue collections (as reported in the Census Bureau's 2017 Survey of
State and Local Government Finances) by one plus each state’s nominal GDP growth from the fourth quarter of 2016 to the fourth quarter
of 2019. This accounts for three years of nominal revenue growth from 2017 to 2020. The 𝐵𝑎𝑠𝑒 𝐷𝑒𝑐𝑙𝑖𝑛𝑒𝑏 term corresponds to our
estimate of the Covid 19-induced shortfall in either the income or sales tax base, expressed in percent terms. The calculation of the
relevant values of 𝐵𝑎𝑠𝑒 𝐷𝑒𝑐𝑙𝑖𝑛𝑒𝑏 is further described in the main text and in the note to Table 3. The estimates of 𝐵𝑎𝑠𝑒 𝐷𝑒𝑐𝑙𝑖𝑛𝑒𝑏 are
driven by CBO’s forecasts for our proxies for the income and sales tax bases. As noted previously, our projection of the income tax base
for the second quarter of 2020 excludes the Economic Impact Payments enacted through the March 2020 CARES Act because these
payments are not taxable at the federal level. Finally, 𝑅𝑒𝑣𝑒𝑛𝑢𝑒 𝐸𝑙𝑎𝑠𝑡𝑖𝑐𝑖𝑡𝑦𝑏 is an estimate of the elasticity of revenues with respect to
size of the tax base. For sales taxes we use an elasticity of 1.1 and for income taxes we use an elasticity of 1.6, both of which are motivated
by the literature. Note that the estimated shortfalls will move proportionately with the assumed elasticities. Our assumed elasticities
draw most directly on estimates from Holcombe and Sobel (1997), Kodrzycki (2014), and Anderson and Shimul (2018).
Sources: US Census Annual Survey of State and Local Government Finances (2019); Congressional Budget Office (2020a,b).




                                                                          35
                                   Table 5: State Rainy Day Funds in FY 2019 and FY 2020
                                                  FY 2019 (Preliminary)                    FY 2020 (Enacted)
                                                                 Rainy Day                              Rainy Day
                                          Rainy Day Funds          Funds/          Rainy Day Funds       Funds/
                           FY Start          ($ Millions)       Expenditures         ($ Millions)     Expenditures
   State                      (1)                (2)                 (3)                  (4)              (5)
   California               July 1             20,646               14.5               19,204             13.0
   New York                 April 1             2,048                2.8                2,476              3.2
   Texas                 September 1           10,089               19.3                7,830             12.9
   Florida                  April 1             1,483                4.4                1,574              4.6
   Pennsylvania             July 1               23                  0.1                 340               1.0
   Ohio                     July 1              2,692                8.0                2,692              7.7
   Illinois                 July 1                4                  0.0                   4               0.0
   New Jersey               July 1               401                 1.1                 401               1.0
   Michigan               October 1             1,149               11.0
   North Carolina           July 1              1,254                5.3
   Washington               July 1              1,671                7.3                1,948              8.0
   US Median                                                         7.6                                   8.0
Note: This table shows balances of rainy-day funds for selected states (the largest ten by revenue, plus Washington) in fiscal years 2019 and
2020. Column 1 reports the start of the fiscal year in each state. Column 2 and column 3 report the total balance of rainy-day funds for each
state in millions of nominal US dollars and the rainy-day fund balance as a percentage of state expenditures for FY 2019. Columns 4 and 5
report the total balance of rainy-day funds and rainy-day funds as a percentage of state expenditures for FY 2020. Values for FY 2019 are
preliminary numbers reported in the fall of 2019. FY 2020 numbers are from enacted budgets.
Sources: National Association of State Budget Officers (2019).




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