Identity Verification: IDV for KYC & AML compliance

Summary

A Plaid product page for Identity Verification, a KYC and AML tool that checks identity data against regulated data sources, authenticates ID documents and confirms liveness by matching a face to the ID image. Plaid claims verification in as little as 10 seconds, pass rates of 90% or greater, and support for 16,000+ ID types in 200 countries and territories. The page describes risk signals from behavioral analytics, email and phone, device and network checks and synthetic identity detection, a no-code editor for verification flows, and Autofill and Remember Me features on the Plaid Network.

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identity verification

More customers, minus the fraudsters

Verify real users and flag fraudulent ones in seconds.

Talk with our team Get started

- Verify identity data Confirm identity information against regulated data sources in seconds.
- Authenticate IDs Verify that global ID documents are authentic and valid.
- Confirm liveness Ensure a person is present and their face matches the image on the provided ID.

Protect your bottom line

Identity Verification prevents sophisticated attacks and reduces fraud losses with an anti-fraud engine that analyzes hundreds of risk signals.

Behavioral analytics

Monitor how users enter PII and catch behavior consistent with bad actors, fraud rings, and bots.

Email and phone risk

Check if the number and address are new, disposable, registered with external accounts, or compromised in breaches.

Device and network risk

Detect the use of VPN or Tor, IP geolocation and timezone mismatch, incognito browsers, or repeat sessions from the same device.

Synthetic and stolen identities

Understand whether identity information is fabricated, manipulated, or stolen.

- Verify identities in as little as 10 seconds
- Consistently achieve pass rates of 90% or greater
- Support for 16,000+ ID types and 200 countries and territories

Switching providers or want a fast start? Migrate in weeks, not months.

See launch package

More coverage, more users

From the front-end UI to the back-end data sources, Identity Verification is built to quickly verify users no matter where they're from.

- Guided document capture experience improves success by 10%
- Available in English, Español, Français, Português, or 日本語
- Dedicated data source coverage for unbanked and thin-file consumers
- Support for permanent residency cards and B1/B2 temporary visas

More coverage, more users

From the front-end UI to the back-end data sources, Identity Verification is built to quickly verify users no matter where they're from.

- Guided document capture experience improves success by 10%
- Available in English, Español, Français, Português, or 日本語
- Dedicated data source coverage for unbanked and thin-file consumers
- Support for permanent residency cards and B1/B2 temporary visas

Manage KYC, without writing code

Easy for Product, Compliance, and Risk teams - from set up to ongoing management.

- No-code editor to create and change verification flows
- Customize risk rules and success criteria to your tolerance levels
- Comprehensive user and session information for record keeping, investigations, and future audits
- Compliance agent dashboard to override failures and handle exceptions

Faster verification on the Plaid Network

- Autofill When users provide a phone number and date of birth, we autofill other details to speed up completion to under 10 seconds.
- Remember Me Improve your user experience with "one-click" verification. When users save their identity data, it fast-tracks verification across Plaid-powered apps.

Experience Plaid Identity Verification

View API Docs

Experience Plaid Identity Verification

View API Docs

Deploy out-of-the-box or integrate flexibly

- No-code Start verifying identities with one click. Generate verification links from the Plaid dashboard, no integration needed.
- Hybrid Verify users via API and dynamically handle fallbacks and exceptions with our UI.
- Fully integrated Use our conversion-optimized, embeddable interface for all aspects of user verification.

Questions about how Plaid can fit into your business?

Let’s get started

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