Homeowner Assistance Fund | U.S. Department of the Treasury

Summary

U.S. Department of the Treasury program page for the Homeowner Assistance Fund (HAF), which the American Rescue Plan Act authorized to provide $9.961 billion to support homeowners facing financial hardship associated with COVID-19. HAF funds were distributed to states, U.S. Territories and Indian Tribes and may be used for mortgage payments, homeowner's insurance, utility payments and other specified purposes. A list of recent updates runs from March 2025 to May 2026, including quarterly compliance data releases and closeout resources. On May 4, 2026, Treasury released the HAF Standard Closeout Checklist for participants preparing for closeout after the end of the period of performance.

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U.S. Department of the Treasury

Looking for homeowner assistance?

Homeowners can find out what homeowner assistance covers, how it works, and who’s eligible on the interagency housing portal hosted by the Consumer Financial Protection Bureau (CFPB).

Homeowner Assistance Fund

The Homeowner Assistance Fund (HAF) authorized by the American Rescue Plan Act, provides $9.961 billion to support homeowners facing financial hardship associated with COVID-19. HAF funds were distributed to states, U.S. Territories, and Indian Tribes. Funds from HAF may be used for assistance with mortgage payments, homeowner’s insurance, utility payments, and other specified purposes.

Find homeowner assistance

View information about how to connect with homeowner assistance near you.

Find homeowner assistance in your area

Questions?

Program recipients with questions about reporting, technical issues, eligible uses of funds, or other items visit the self-service resources.

Highlighted Resources

Treasury offers a variety of resources to support successful HAF program implementation and increase program transparency.

RECENT UPDATES

May 2026

- Guidance : On May 4, 2026, Treasury released the HAF Standard Closeout Checklist to support HAF participants preparing for closeout after the end of the period of performance.

April 2026

- Reporting (Tribes) : On April 22, Treasury published a resource supporting Tribal Governments preparing to closeout their HAF Award .
- Reporting: On April 13, 2026, Treasury released HAF Quarterly Compliance Data through Q4 2025

February 2026

- Reporting: On February 9, 2026, Treasury released HAF Quarterly Compliance Data through Q3 2025

December 2025

- Guidance: OMB published the 2025 Compliance Supplement. To view the relevant section on the Treasury website please see the 2025 HAF Compliance Supplement .

November 2025

- Reporting: On November 19, 2025, Treasury released HAF Quarterly Compliance Data through Q2 2025 .
- Reporting (Tribes) : On November 3, Treasury published a resource supporting Tribal Governments considering closing out their HAF Award before September 30, 2026 .

October 2025

- Reporting (Tribes) : On October 30, Treasury published a resource supporting Tribal Governments submitting the HAF Quarterly and Annual Reports .
- Reporting : On October 15, 2025, Treasury updated the following HAF resources related to the HAF reporting requirements: HAF Closeout Reporting User Guide ; HAF Quarterly Report User Guide ; and HAF Annual Report User Guide .

July 2025

- Reporting : On July 21, 2025, Treasury released HAF Quarterly Compliance Data through Q1 2025 .
- Reporting: On July 15, 2025, Treasury updated the following HAF resources related to the HAF reporting requirements to align with Executive Order 14168 : HAF Closeout Reporting User Guide ; HAF Quarterly Report User Guide ; Homeowner Assistance Fund Reporting FAQs ; and HAF Guidance on Participant Compliance and Reporting Responsibilities .

May 2025

- Reporting : On May 29, 2025, Treasury released HAF Quarterly Compliance Data through Q4 2024
- Promising practice : On May 9, 2025, Treasury published Implementing Enhanced Program Integrity Measures

April 2025

- Guidance : On April 11, 2025, Treasury updated the HAF Closeout Resource with clarifications to information related to record retention, audit thresholds, and repayment of HAF award funds.

March 2025

- Guidance : On March 5, 2025, Treasury released the HAF Closeout Checklist to support HAF participants considering closing out their HAF Award before September 30, 2026.

Resources for Tribes

Treasury has developed resources to help Tribes implement their programs.

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