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Fundbox, "Fundbox — The capital layer behind the small business economy"

Summary

This Fundbox web page markets embedded financing that platforms can offer their small business customers, claiming 99% automated underwriting and 40+ partners supported. It lists six products: line of credit, term loan, purchase financing, invoice financing, SMB card and revenue based financing. The page says a platform can launch a financing product in as little as two weeks, that 94% of businesses that took a loan were still with the platform after 6 months, and that $65M in revenue share payments went to partners. Its answers say platforms need not provide their own capital or take on credit risk, and that Fundbox has helped businesses unlock more than $7 billion in capital since 2013. Fundbox is available in the United States, Canada, the United Kingdom and Australia.

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Full text

Fundbox — The capital layer behind the small business economy

Global capital funded $7,000,000,000

Fast, flexible funding backed by 12+ years of proven experience backed by 12+ years of proven experience powered by modular capital infrastructure trusted by hundreds of thousands of businesses backed by 12+ years of proven experience

Launch with Fundbox Apply now

Trusted by our partners & small business customers

Unlock growth with built-in capital

Expand what your platform can offer with capital products designed around how your businesses operate.

Product Suite

Products across the cash-flow cycle

Capital infrastructure

End-to-end capabilities, right out of the box

$7B+

total capital funded

99%

automated underwriting

40+

partners supported

PRODUCTS

Make capital a core offering in your platform

6+ products

to meet your customers’ needs

Launch with Fundbox

Line of Credit

Term Loan

Purchase Financing

Invoice Financing

SMB Card

Revenue Based Financing

PLATFORM BENEFITS

Help businesses move forward. Keep your platform at the center.

Launch or expand your capital offering with flexible products, modular modern infrastructure, and over a decade of proven SMB lending expertise.

- Launch fast 2 w e e k s to launch a capital product in your platform.
- Strengthen customer retention 94% of businesses stay. Platforms report businesses that took a loan were still with the platform after 6 months.
- Increase your recurring revenue $65M of revenue share payments made directly to partners.

Frequently Asked Questions

Have questions about terms, compliance, or developer infrastructure integrations? We are here to support.

What capital products can platforms offer with Fundbox?

Platforms can offer a full suite of embedded capital products through Fundbox. This includes revenue-based financing and invoice financing for Receivables Capital; lines of credit and term loans for Working Capital; and business cards, purchase financing for Spend Capital.

Partners can start with one product or expand to multiple products over time without separate integrations or rebuilding their capital infrastructure.

How does Fundbox integrate with a partner’s platform?

Fundbox powers partners via APIs and configurable, white-labeled technology to embed financing directly into their platforms. Partners can integrate the complete customer journey; from prequalification, application, funding and account management; or select components that fit their existing infrastructure’s needs.

What does Fundbox manage for embedded financing partners?

Fundbox can manage an embedded financing program end-to-end, including all UX, underwriting, credit decisioning, capital markets, compliance, legal, originating, repayments, servicing, and customer support. This allows platforms to offer financing without building and operating the underlying lending infrastructure themselves.

Do platforms need to provide capital or take on credit risk themselves?

No. Platforms do not need to provide their own capital or take on credit risk to offer financing through Fundbox. Fundbox can provide the capital and manage underwriting, funding, and credit risk end-to-end. For platforms that want to leverage their own capital, Fundbox can support that structure as well.

How quickly can a platform launch embedded financing with Fundbox?

A platform can launch a Fundbox-powered financing product in as little as two weeks, depending on the product, integration, and level of customization. Fundbox’s modular infrastructure can support both new program launches and the expansion of existing programs.

How is Fundbox different from other embedded financing providers?

Fundbox gives platforms more ways to build the financing program they need. With 6+ financing products, 12+ years of experience underwriting small businesses, and modular infrastructure, Fundbox can adapt to a platform’s customers, data, workflows, and funding model. Since 2013, Fundbox has helped businesses unlock more than $7 billion in capital.

STORIES

Embedded capital in action

Discover how partners use Fundbox to increase retention, expand access, and create new revenue.

- Relay Capital Relay taps Fundbox so SMBs can unlock access to capital Read blog post
- Autobooks Capital Autobooks and Fundbox help banks better serve SMBs Read case study
- EverCommerce EverCommerce embeds Fundbox to power service SMBs Read press release

Fundbox is global

Talk to our team about bringing embedded capital to your platform.

Fundbox is available in the United States, Canada, the United Kingdom and Australia.

Contact us

Ready to get started?

Unlock growth with built-in capital

Launch with Fundbox

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