Get an Advance on Your ERC — ERC Advance

Summary

The page offers an advance of up to 85% of an expected Employee Retention Tax Credit (ERTC) refund from the IRS, and says it is powered by Valiant Capital. It lists four documents to provide, including an ERTC Provider's Report, 941Xs of quarters filed, quarterly P/L for 2019 – 2021 and 2019 – 2021 tax returns. The stated criteria are an ERTC claim of $250,000 or more, no bankruptcies, no current material litigation and no felony convictions. It says the funders purchase the anticipated ERC credits for a discounted price, so there are no interest or principal payments after the purchase, and that the IRS stopped accepting Form 7200 after January 31, 2022.

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Get an Advance on Your ERC

Unlock Up to 85% of Your ERC in Days

Waiting on your Employee Retention Tax Credit (ERTC) refund from the IRS? Don’t wait months – get up to 85% of your expected refund now with ERC Advance. Keep your business running smoothly while you wait for your refund, ensuring healthy cash flow and peace of mind!

Apply in Minutes

Why Get an Advance on Your ERC?

First, think about how guaranteed money today could transform your business in 2025. Many businesses have waited a year, or more, for the IRS to release their money, and they have neither the experience or the tools to move the government to honor its commitment. You need your money now. We can equip you with the lion’s share of what you’re owed to do incredible things for your business this year. Why wait?

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Ready to Get Started?

Simple steps to access your funds
in just days

1

Apply Online

5-10 minutes

Apply online in minutes to get pre-approved today

2

Provide Documentation

Supply 4 documents

- ERTC Provider’s Report w/ ERC Eligibility and Calculations
- 941Xs of quarters filed
- Quarterly P/L for 2019 – 2021
- 2019 – 2021 Tax Returns

3

Accept Your Terms

7 days or less

Once approved you’ll receive your terms to accept

4

Receive Your Funds

Less than 30 days

Access your funds quickly and effortlessly

1

Apply Online

5-10 minutes

Receive a fast, no-commitment quote from our team just hours after you reach out.

2

Provide Documentation

Provide the required documents, and our specialists will promptly review and prequalify you for funding.

3

Receive Tailored Financing Options

We review your application and offer two customized financing solutions, so you can pick the perfect match.

4

Choose & Receive Your Funds

Choose your ideal option, complete the paperwork, and access your funds quickly and effortlessly.

Apply Online

Get Your Funds Fast

How do I know if I qualify for ERC Loan Financing?

If you meet these criteria, you’re likely eligible for Fast ERC Loan Financing!

- Have an ERTC claim of $250,000 or more
- No bankruptcies
- No current material litigation
- No felony convictions

Claim Your ERC Loan

How do I Apply for ERC
Loan Financing?

Applying for ERC Loan Financing is easy. Simply fill out our online form, providing details about your business and ERT claim, and we’ll take it from there. Our team will review your application and get back to you within 24-48 hours to discuss the next steps.

Powered by Valiant Capital

Why secure an ERC Advance from the most trusted ERC funding experts nationwide?

We fund the most ERC Advances in the United States

25 Years of Commercial Lending Experience

Our Team Has Funded Over Half a Billion in Transactions

Fastest Growing Companies in the U.S.

25 Years of Commercial Lending Experience

Our Team Has Funded Over Half a Billion in Transactions

25 Years of Commercial Lending Experience

Still Unsure?

Browse some commonly asked questions
from business owners just like you

Is an ERC Advance a loan?

No, our funders are purchasing the anticipated ERC Credits for a discounted price. Given that this is a purchase vs note there aren’t interest or principal payments after the purchase has been completed.

Do I have to sell all of my ERC or can I only sell a portion?

You have to sell all of the ERC’s as IRS payments need to be redirected to the buyer and the IRS does not allow for different quarters to be sent to different addresses. You can choose how much of advance you want to take and the discount will only be applied to the amount advanced. For example, if your tax claims equal $1MM and you only want to advance on $250K of the claim then the discount fee of 15% would be $37,500 and you would net $212,000. After the IRS has paid out this amount and the buyer has collected, the remaining tax credit IRS payments will be sent to you.

What happens if the IRS does payout the claims after I’ve agreed and funded on the advance?

In this case, the funds advanced will be needed to be paid back on negotiated terms.

How does advance payment for ERC work?

Several lenders provide ERC loan advance payments so businesses can access their funds sooner. As a business owner, you essentially sign over your rights to the ERC in exchange for the advance.

When the IRS issues the ERC refund check, it goes to the lender to repay the advance. Some lenders will charge a small monthly interest rate until the check is received, while others might charge a one-time fee.

Ensure you fully understand the advance payment policy before signing over ownership of the credit. Remember that this is not a loan. You may see some providers call it an “ERC bridge loan” or “ERC Advance Loan,” but it is not a loan in the traditional sense. ERC advance funding is a program where you receive the funds for ERC claims sooner in exchange for a fee.

Does the IRS offer advance payment for an expected tax credit?

The IRS allowed certain advance payments during the COVID-19 pandemic using Form 7200. However, it stopped accepting Form 7200 after January 31, 2022.

Since businesses could no longer receive advance payments from the IRS, private lenders and some hedge funds began offering advances for employer credits. They filled the gap with an Employee Retention Credit advance payment.

The advance fee structures for hedge funds are currently higher than fees from direct lenders.

Most Businesses Qualify

Check Your Eligibility for ERC Loan Financing

- Have you filed an ERTC claim with the IRS?
- Is the business financially solvent and operational?
- Are the business owners free of bankruptcies or felony convictions?

Apply Now

Have More Questions?

Schedule a Call With Our Expert Team

Our experts are happy to provide a free consultation to help your business get the ERC Advance it deserves.

Book a Meeting

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