SBA Semiannual Regulatory Agenda (Dec. 7, 2009)
Archived source: E9 28586 Pdf 71b2ace42afd692d. Captured from www.govinfo.gov.
Cited in: Martin "Sparky" Conrey
Full text
Monday,
December 7, 2009
Part XV
Small Business
Administration
Semiannual Regulatory Agenda
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64510 Federal Register / Vol. 74, No. 233 / Monday, December 7, 2009 / Unified Agenda
SMALL BUSINESS ADMINISTRATION (SBA)
SMALL BUSINESS ADMINISTRATION of the agenda. SBA is combining the in this agenda. The dates listed in the
publication of its agenda as required by timetables for specific actions are
13 CFR Ch. I statute and Executive order, and estimates and not commitments to act
conforming them to the Unified Agenda on or by the particular date.
Semiannual Regulatory Agenda of Federal Regulatory and Deregulatory
Actions format developed by the For this edition of the SBA’s
AGENCY: U.S. Small Business regulatory agenda, the most important
Administration (SBA). Regulatory Information Service Center.
significant regulatory actions and a
ACTION: Semiannual regulatory agenda. The purpose of the agenda is to Statement of Regulatory Priorities are
provide information to the public on included in The Regulatory Plan, which
regulations currently under review, appears in both the online Unified
SUMMARY: The Regulatory Flexibility Act being proposed, completed, or
Agenda and in part II of the Federal
(RFA) and Executive Order 12866 withdrawn by SBA. Accordingly, Register that includes the Unified
require each agency to publish rulemaking action in SBA’s agenda is Agenda.
semiannually a regulatory agenda grouped according to its stage of
(agenda) that includes an inventory of development. The stages of Beginning with the fall 2007
all current and projected rulemakings, development are pre-rulemaking, publication, the Internet has become the
including regulations the agency proposed rules, final rules, and basic means for disseminating the
expects to develop during the next 12 rulemaking actions completed since the Unified Agenda. The complete Unified
months and regulations completed since spring 2009 agenda. The agenda is Agenda will be available online at
the last publication of the agency’s intended to facilitate comments and www.reginfo.gov, in a format that offers
agenda. SBA is publishing this Agenda views by interested members of the users a greatly enhanced ability to
to provide the public with notice about public. SBA encourages public obtain information from the Agenda
SBA’s regulatory activities and to participation in its rulemaking process database.
provide specific information about those through various mediums including
activities. This information will Because publication in the Federal
www.regulations.gov. This website
promote the public’s participation in Register is mandated for the regulatory
allows SBA to place rules on the
SBA’s regulatory activities. flexibility agenda required by the RFA
website and receive public comments
(5 U.S.C. 602), SBA’s printed agenda
FOR FURTHER INFORMATION CONTACT: For though that medium. SBA also provides
entries include only rules that are in the
additional information about specific a link from www.sba.gov to that
Agency’s regulatory flexibility agenda,
regulatory actions listed in the Agenda, website.
in accordance with the RFA, because
you should direct your comments and SBA’s regulations promote statutory they are likely to have a significant
inquiries to the appropriate agency mandates and Presidential directives economic impact on a substantial
contact identified in each entry. For linked to SBA’s goals to improve the number of small entities.
general information about the Agenda, economic environment for small
you should direct your comments or business; drive business formation, job Printing of these entries is limited to
inquiries to Martin ‘‘Sparky’’ Conrey, growth, and economic expansion, fields that contain information required
Assistant General Counsel for particularly in underserved markets; by the RFA’s agenda requirements.
Legislation and Appropriations, U.S. restore homes and businesses affected Additional information on these entries
Small Business Administration, 409 by disaster; and to operate and manage is available in the Unified Agenda
Third Street SW., Washington, DC SBA’s programs and resources published on the Internet. In addition,
20416, (202) 619-0638, efficiently and effectively. for fall editions of the Agenda, the entire
martin.conrey@sba.gov. Regulatory Plan will continue to be
Publication of proposed rulemaking printed in the Federal Register, as in
SUPPLEMENTARY INFORMATION: This actions in the agenda does not impose past years, including SBA’s regulatory
agenda announces the proposed any obligation on SBA to take any final plan.
regulatory actions that SBA plans for the action with regard to any specific item.
next 12 months and those that were Furthermore, SBA is not precluded from Karen G. Mills,
completed since the spring 2009 edition rulemaking activities that are not listed Administrator.
Small Business Administration—Proposed Rule Stage
Regulation
Sequence Title Identifier
Number Number
442 Small Business Development Centers (SBDC) Program Revisions ............................................................................ 3245–AE05
443 8(a) Business Development (Reg Plan Seq No. 158) ................................................................................................. 3245–AF53
444 Small Business Size Regulations; Business Status Determinations; Protest and Appeal Regulations ....................... 3245–AF65
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445 Small Business Size Standards: Retail Trade Industries (Reg Plan Seq No. 159) .................................................... 3245–AF69
446 Small Business Size Standards: Other Services (Reg Plan Seq No. 160) ................................................................. 3245–AF70
447 Small Business Size Standards: Accommodations and Food Service Industries (Reg Plan Seq No. 161) ............... 3245–AF71
448 Women-Owned Small Business Federal Contract Assistance Procedures—Eligible Industries ................................. 3245–AF80
449 SBA Express Loan Program ......................................................................................................................................... 3245–AF85
450 Implementation of Energy Independence and Security Act of 2007 ............................................................................ 3245–AF86
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Federal Register / Vol. 74, No. 233 / Monday, December 7, 2009 / Unified Agenda 64511
SBA
Small Business Administration—Proposed Rule Stage (Continued)
Regulation
Sequence Title Identifier
Number Number
451 Implementation of Military Reservist and Veteran Small Business Reauthorization and Opportunity Act of 2008 ..... 3245–AF87
452 Implementation of Small Business Disaster Response and Loan Improvement Act of 2008: Expedited Disaster As-
sistance Program ......................................................................................................................................................... 3245–AF88
453 Implementation of Small Business Disaster Response and Loan Improvement Act of 2008: Private Loan Disaster
Program ....................................................................................................................................................................... 3245–AF99
454 Implementation of Small Business Disaster Response and Loan Improvement Act of 2008: Immediate Disaster
Assistance Program ..................................................................................................................................................... 3245–AG00
455 Interest Rate—Resetting Fixed Interest Rate ............................................................................................................... 3245–AG03
456 504 Program Governance Regulations ......................................................................................................................... 3245–AG04
457 Small Business Size Standards for Loan, Investment, and Surety Programs ............................................................. 3245–AG05
458 Women-Owned Small Business Federal Contract Program (Reg Plan Seq No. 162) ............................................... 3245–AG06
References in boldface appear in the Regulatory Plan in part II of this issue of the Federal Register.
Small Business Administration—Final Rule Stage
Regulation
Sequence Title Identifier
Number Number
459 Lender Oversight Program ............................................................................................................................................ 3245–AE14
Small Business Administration—Completed Actions
Regulation
Sequence Title Identifier
Number Number
460 Definition of ‘‘Employee’’ for Purposes of the HUBZone Program ............................................................................... 3245–AF44
461 Implementation of American Recovery and Reinvestment Act of 2009 ....................................................................... 3245–AF89
Small Business Administration (SBA) Proposed Rule Stage
442. SMALL BUSINESS submission facility; and (5) provisions 443. 8(A) BUSINESS DEVELOPMENT
DEVELOPMENT CENTERS (SBDC) regarding the collection and use of
Regulatory Plan: This entry is Seq. No.
PROGRAM REVISIONS individual SBDC client data. 158 in part II of this issue of the
Legal Authority: 15 USC 634(b)(6); 15 Federal Register.
Timetable:
USC 648
Action Date FR Cite RIN: 3245–AF53
Abstract: This rule would propose
amendments to SBA’s SBDC program NPRM 08/00/10
regulations for the purpose of 444. SMALL BUSINESS SIZE
conforming the regulations to existing Regulatory Flexibility Analysis REGULATIONS; BUSINESS STATUS
statutory requirements. This rule would Required: Yes DETERMINATIONS; PROTEST AND
amend: (1) Procedures for approving APPEAL REGULATIONS
and funding of SBDCs; (2) approval Agency Contact: Antonio Doss,
Director, Office of Small Business Legal Authority: 15 USC 632; 15 USC
procedures for travel outside the
Development Centers, Small Business 634
continental U.S. and U.S. territories; (3)
procedures and requirements regarding Administration, 409 Third Street SW, Abstract: SBA is proposing to
findings and disputes resulting from Washington, DC 20416 standardize protest and appeal
financial exams, programmatic reviews, Phone: 202 205–6766 regulations across all small business
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accreditation reviews, and other SBA Email: antonio.doss@sba.gov programs and clarify the effect of a
oversight activities; (4) requirements for negative determination on the
new and renewal applications for SBDC RIN: 3245–AE05 procurement in question. SBA’s
awards, including the requirements for proposed rule will clarify that an award
electronic submission through the should not be made to an ineligible
approved electronic Government concern, and in cases where an award
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64512 Federal Register / Vol. 74, No. 233 / Monday, December 7, 2009 / Unified Agenda
SBA Proposed Rule Stage
has been made prior to an SBA final 448. WOMEN–OWNED SMALL Regulatory Flexibility Analysis
decision finding a business to be BUSINESS FEDERAL CONTRACT Required: Yes
ineligible, the contracting agency shall ASSISTANCE PROCEDURES— Agency Contact: Grady Hedgespeth,
either terminate the contract, not ELIGIBLE INDUSTRIES Director, Office of Financial Assistance,
exercise an option, or not award further Legal Authority: Not Yet Determined Small Business Administration, 409 3rd
task or delivery orders to the ineligible Street SW, Washington, DC 20416
concern. SBA is also proposing to Abstract: The U.S. Small Business
Administration (SBA) is prohibited Phone: 202 205–7562
clarify how contracting officers select Email: grady.hedgespeth@sba.gov.
NAICS codes for multiple award task from using funding in Fiscal Year 2009
to implement the program relating to RIN: 3245–AF85
and delivery order contracts. The
Women-Owned Small Business (WOSB)
changes recommended were prompted
Federal Contract Assistance Procedures
by recent bid protest litigation, a survey 450. IMPLEMENTATION OF ENERGY
published on October 1, 2008, by the
of cases handled by SBA’s Government INDEPENDENCE AND SECURITY ACT
Omnibus Appropriations Act, 2009,
Contracting Area Offices, and recent OF 2007
Div. D, title V, section 522 (Mar. 11,
rulings by SBA’s Office of Hearings and
2009). SBA plans to withdraw this Legal Authority: 15 USC 636(a)(32)
Appeals.
proposed rule and promulgate a new
rule in order to establish and Abstract: SBA plans to issue
Timetable: regulations to implement the small
implement an effective WOSB
Action Date FR Cite procurement program. SBA is business energy provisions in the
committed to moving forward to Energy Independence and Security Act
NPRM 12/00/09
implement a successful WOSB of 2007. The new regulations will
Regulatory Flexibility Analysis procurement program. provide guidance on several program
Required: Yes changes, including larger 504 loan
Timetable: limits to help small businesses develop
Agency Contact: Khem Sharma, Action Date FR Cite energy efficient technologies,
Division Chief, Division of Size NPRM 10/01/08 73 FR 57014 investments in energy saving small
Standards, Office of Government NPRM Comment 10/31/08 businesses, and an energy saving
Contracting/Business Development, Period End debenture program.
Small Business Administration, 409 Reopening of 01/12/09 74 FR 1153 Timetable:
Third Street SW, Washington, DC Comment Period
20416 Comment Period End 03/13/09 Action Date FR Cite
Phone: 202 205–7189 Withdrawal and New 02/00/10 NPRM 05/00/10
Fax: 202 205–6390 Rule
Regulatory Flexibility Analysis
Regulatory Flexibility Analysis Required: Yes
RIN: 3245–AF65
Required: Yes
Agency Contact: James W.
Agency Contact: Dean R. Koppel, Hammersley, Deputy Assistant
445. SMALL BUSINESS SIZE Acting Director for Government
STANDARDS: RETAIL TRADE Administrator, Office of Policy and
Contracting, Office of Policy, Planning Strategic Planning, Small Business
INDUSTRIES and Liaison, Small Business Administration, 409 Third Street SW,
Administration, 409 3rd Street SW, Washington, DC 20416
Regulatory Plan: This entry is Seq. No. Washington, DC 20416
159 in part II of this issue of the Phone: 202 205–6490
Phone: 202 205–7322
Federal Register. Fax: 202 481–1540 RIN: 3245–AF86
RIN: 3245–AF69 RIN: 3245–AF80
451. IMPLEMENTATION OF MILITARY
449. SBA EXPRESS LOAN PROGRAM RESERVIST AND VETERAN SMALL
446. SMALL BUSINESS SIZE
BUSINESS REAUTHORIZATION AND
STANDARDS: OTHER SERVICES Legal Authority: 15 USC 636(a)(31) OPPORTUNITY ACT OF 2008
Regulatory Plan: This entry is Seq. No. Abstract: SBA plans to issue Legal Authority: 15 USC 632(q); 15
160 in part II of this issue of the regulations for the SBA Express loan USC 636(j)
Federal Register. program codified in section 7(a)(31) of
the Small Business Act. The SBA Abstract: SBA plans to issue
RIN: 3245–AF70 Express loan program reduces the regulations to implement section 205 of
number of Government mandated forms the Military Reservist and Veteran
and procedures, streamlines the Small Business Reauthorization and
447. SMALL BUSINESS SIZE processing and reduces the cost of Opportunity Act. These regulations will
STANDARDS: ACCOMMODATIONS smaller, less complex SBA loans. SBA provide guidance on tolling of time
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AND FOOD SERVICE INDUSTRIES Express loans carry a maximum SBA limitations for veteran-owned small
guaranty of 50 percent. businesses.
Regulatory Plan: This entry is Seq. No.
161 in part II of this issue of the Timetable: Timetable:
Federal Register. Action Date FR Cite Action Date FR Cite
RIN: 3245–AF71 NPRM 02/00/10 NPRM 03/00/10
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Federal Register / Vol. 74, No. 233 / Monday, December 7, 2009 / Unified Agenda 64513
SBA Proposed Rule Stage
Regulatory Flexibility Analysis may guarantee timely payment of Email: james.rivera@sba.gov
Required: Yes principal and interest, as scheduled, on RIN: 3245–AG00
Agency Contact: Dean R. Koppel, any loan made to an eligible small
Acting Director for Government business concern located in a disaster
Contracting, Office of Policy, Planning area and to an eligible individual. SBA 455. ∑ INTEREST RATE—RESETTING
and Liaison, Small Business may guarantee up to 85 percent of any FIXED INTEREST RATE
Administration, 409 3rd Street SW, loan under this program and the Legal Authority: 15 USC 634
Washington, DC 20416 maximum amount of a loan under this
program is $2 million. Abstract: SBA currently offers either a
Phone: 202 205–7322 fixed or variable interest rate for 7(a)
Fax: 202 481–1540 Timetable: loans. In addition to these rates, the
RIN: 3245–AF87 Action Date FR Cite Agency is working to develop a shorter
term fixed interest rate with the ability
NPRM 12/00/09 to be re-set periodic intervals. This type
452. IMPLEMENTATION OF SMALL of rate is currently available in the
Regulatory Flexibility Analysis
BUSINESS DISASTER RESPONSE commercial market place and will help
Required: Yes
AND LOAN IMPROVEMENT ACT OF provide additional options for small
2008: EXPEDITED DISASTER Agency Contact: James E. Rivera,
business borrowers. By authorizing this
ASSISTANCE PROGRAM Acting Associate Administrator for
option, SBA is recognizing a need to
Legal Authority: PL 110–246, sec 12085 Disaster Assistance, Small Business
allow lenders to utilize market
Administration, 409 Third Street SW,
Abstract: This proposed rule would opportunities. For example, SBA
Washington, DC 20416
establish and implement an expedited recently revised section 120.214 to
Phone: 202 619–0005
disaster assistance business loan allow the use of LIBOR.
Fax: 202 205–7728
program under which the SBA may, on Email: james.rivera@sba.gov Timetable:
an expedited basis, guarantee timely
RIN: 3245–AF99 Action Date FR Cite
payment of principal and interest, as
scheduled on any loan made to an NPRM 03/00/10
eligible small business concern under 454. ∑ IMPLEMENTATION OF SMALL Regulatory Flexibility Analysis
paragraph (9) of section 7(b) of the BUSINESS DISASTER RESPONSE Required: Yes
Small Business Act (15 U.S.C. 636(b)), AND LOAN IMPROVEMENT ACT OF
as added by this Act. Paragraph (9) of Agency Contact: Grady Hedgespeth,
2008: IMMEDIATE DISASTER Director, Office of Financial Assistance,
section 7(b) of the Small Business Act ASSISTANCE PROGRAM
provides that if the President declares Small Business Administration, 409 3rd
a major disaster, the Administrator of Legal Authority: 15 USC 636(b), 636(c), Street SW, Washington, DC 20416
the SBA may declare eligibility for 636(d) Phone: 202 205–7562
additional disaster assistance if certain Email: grady.hedgespeth@sba.gov.
Abstract: This proposed rule would
conditions are satisfied. establish and implement an immediate RIN: 3245–AG03
Timetable: disaster assistance program under
which the Administration participates 456. ∑ 504 PROGRAM GOVERNANCE
Action Date FR Cite
on a deferred (guaranteed) basis in 85 REGULATIONS
NPRM 12/00/09 percent of the balance of the financing
outstanding at the time of disbursement Legal Authority: 15 USC 695 et seq
Regulatory Flexibility Analysis
Required: Yes of the loan if such balance is less than Abstract: Title V of the Small Business
or equal to $25,000 for businesses Investment Act of 1958 (the ‘‘Act’’)
Agency Contact: James E. Rivera, affected by a disaster. To receive a loan authorizes SBA to assist development
Acting Associate Administrator for under section 42(a) of the Small company financings of small businesses
Disaster Assistance, Small Business Business Act, the applicant must also in order to foster economic
Administration, 409 Third Street SW, apply for, and meet basic eligibility development and to create or preserve
Washington, DC 20416 standards for, a loan under section 7(b) job opportunities in both urban and
Phone: 202 619–0005 or 7(c) of the Small Business Act. rural areas. SBA intends to propose a
Fax: 202 205–7728
Timetable: regulatory framework by analyzing the
Email: james.rivera@sba.gov
best CDC structure to improve the
RIN: 3245–AF88 Action Date FR Cite growth of CDC’s and their ability to
NPRM 12/00/09 provide capital to small businesses by
453. ∑ IMPLEMENTATION OF SMALL reducing the regulatory burden while
Regulatory Flexibility Analysis maintaining appropriate controls to
BUSINESS DISASTER RESPONSE Required: Yes
AND LOAN IMPROVEMENT ACT OF mitigate risk, and to encourage the
2008: PRIVATE LOAN DISASTER Agency Contact: James E. Rivera, expansion of CDC financings into
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PROGRAM Acting Associate Administrator for communities not currently served. As
Disaster Assistance, Small Business part of this project, SBA will review
Legal Authority: PL 110–246, sec 12083 Administration, 409 Third Street SW, existing regulations to determine what
Abstract: This proposed rule would Washington, DC 20416 will be deleted or amended based upon
establish and implement a private loan Phone: 202 619–0005 the proposed regulatory framework.
disaster program under which the SBA Fax: 202 205–7728 Also, SBA will review existing CDC
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64514 Federal Register / Vol. 74, No. 233 / Monday, December 7, 2009 / Unified Agenda
SBA Proposed Rule Stage
loan program regulations unrelated to Abstract: SBA currently sets different Agency Contact: Khem Sharma,
CDC corporate governance to identify size standards for participation in its Division Chief, Division of Size
any needed technical changes and financial assistance programs. 7(a) Standards, Office of Government
appropriate clarifications. borrowers use the standards set out for Contracting/Business Development,
Timetable: procurement programs or a temporary Small Business Administration, 409
alternate standard; 504 borrowers may Third Street SW, Washington, DC
Action Date FR Cite
use the 7(a) standards or an alternate 20416
NPRM 03/00/10 standard; SBIC investment may be Phone: 202 205–7189
Regulatory Flexibility Analysis made to small businesses that qualify Fax: 202 205–6390
Required: Yes through another standard; and Surety
Bond program participants must meet RIN: 3245–AG05
Agency Contact: Grady Hedgespeth,
Director, Office of Financial Assistance, still different requirements. As part of
Small Business Administration, 409 3rd an overall Agency program, SBA will
review financial program eligibility 458. WOMEN–OWNED SMALL
Street SW, Washington, DC 20416 BUSINESS FEDERAL CONTRACT
Phone: 202 205–7562 regulations in order to update size
eligibility requirements among these PROGRAM
Email: grady.hedgespeth@sba.gov.
programs. Regulatory Plan: This entry is Seq. No.
RIN: 3245–AG04
Timetable: 162 in part II of this issue of the
Federal Register.
457. ∑ SMALL BUSINESS SIZE Action Date FR Cite
STANDARDS FOR LOAN, RIN: 3245–AG06
NPRM 04/00/10
INVESTMENT, AND SURETY
PROGRAMS Regulatory Flexibility Analysis
Legal Authority: Not Yet Determined Required: Yes
Small Business Administration (SBA) Final Rule Stage
459. LENDER OVERSIGHT PROGRAM minimum capital standards for SBLCs, Action Date FR Cite
to issue cease and desist orders, and
Legal Authority: 15 USC NPRM Comment 02/29/08
revoke or suspend lending authority of
634(b)(6),(b)(7),(b)(14),(h), and note; Period End
SBLCs and NFRLs; (4) establishes the
687(f),697(e)(c)(8), and 650. Interim Final Rule 12/11/08 73 FR 75498
Bureau of Premier Certified Lender
Program Oversight in the Office of Interim Final Rule 03/11/09
Abstract: This rule implements the
Comment Period
Small Business Administration’s (SBA) Credit Risk management; (5) transfers End
statutory authority under the Small existing SBA enforcement authority Interim Final Rule 01/12/09
Business Reauthorization and over CDCs from the Office of Financial Effective
Manufacturing Assistance Act of 2004 Assistance to the appropriate official in Final Action 06/00/10
(Reauthorization Act) to regulate Small the Office of Capital Access; and (6)
Business Lending Companies (SBLCs) defines SBA’s oversight and Regulatory Flexibility Analysis
and non-federally regulated lenders enforcement authorities relative to all Required: Yes
(NFRLs). It also conforms SBA rules to SBA lenders participating in the 7(a) Agency Contact: Bryan Hooper,
various changes in the section 7(a) and CDC programs and intermediaries Director, Office of Credit Risk
Business Loan Program and the in the Microloan program. Management, Small Business
Certified Development Company (CDC) Administration, 409 3rd Street SW,
Program. Timetable: Washington, DC 20416
In particular, this rule (1) Defines Action Date FR Cite Phone: 202 205–3049
SBLCs and NFRLs; (2) clarifies SBA’s Fax: 202 205–6831
NPRM 10/31/07 72 FR 61752
authority to regulate SBLCs and NFRLs; Email: bryan.hooper@sba.gov
NPRM Comment 12/20/07 72 FR 72264
(3) authorizes SBA to set certain Period Extended RIN: 3245–AE14
Small Business Administration (SBA) Completed Actions
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460. DEFINITION OF ‘‘EMPLOYEE’’ Abstract: The purpose of this rule is concern is eligible for certification as
FOR PURPOSES OF THE HUBZONE to amend the definition of ‘‘employee’’ a HUBZone small business concern. On
PROGRAM under 13 CFR 126.103. The definition May 13, 2004, SBA issued an Advance
of ‘‘employee’’ in part 126 is relevant Notice of Proposed Rulemaking
Legal Authority: 15 USC 657 (a) to SBA’s determination of whether a requesting comments on, among other
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Federal Register / Vol. 74, No. 233 / Monday, December 7, 2009 / Unified Agenda 64515
SBA Completed Actions
things, specific issues related to the Email: guy.torres@sba.gov to systemically important SBA
definition of ‘‘employee,’’ including the RIN: 3245–AF44 secondary market broker-dealers. In
status of part-time, leased, and addition, new regulations will increase
temporary employees, and the use of the maximum leverage limits for small
the term ‘‘full-time equivalent’’ in the 461. IMPLEMENTATION OF business investment companies, and
definition of ‘‘employee.’’ After careful AMERICAN RECOVERY AND will increase the maximum contract
consideration of the comments REINVESTMENT ACT OF 2009 amount in the Surety Bond Guarantee
received, SBA has decided to amend Legal Authority: 15 USC 636; 15 USC program.
the definition of ‘‘employee’’ to reflect 683(b); 15 USC 686(a); 15 USC 695,697
Completed:
current business operations, market Abstract: SBA plans to issue
conditions, and personnel practices regulations to implement the American Reason Date FR Cite
within the small business community. Recovery and Reinvestment Act of Withdrawn—Duplicate 10/10/09
Completed: 2009. The new regulations will make
conforming changes to existing Regulatory Flexibility Analysis
Reason Date FR Cite regulations and establish several new Required: Yes
Final Action 11/03/09 74 FR 56699
programs. These programs include a Agency Contact: Eric R Zarnikow
secondary market guarantee program Phone: 202 205–6657
Final Action Effective 05/03/10
for 504 first mortgages, a refinancing Fax: 202 481–0797
Regulatory Flexibility Analysis program for community development Email: eric.zarnikow@sba.gov
Required: Yes loans, a business stabilization loan
program for small businesses RIN: 3245–AF89
Agency Contact: Guy A. Torres experiencing immediate financial [FR Doc. E9–28586 Filed 12–04–09; 8:45 am]
Phone: 202 205–7583 hardship, and a program to make loans BILLING CODE 8025–01–S
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