Treasury Recovery Programs Supporting Housing Stability and Supply (October 2023)

Summary

Treasury guide titled Treasury Recovery Programs Supporting Housing Stability and Supply, dated October 2023, to assist local, state, territorial and Tribal governments in using American Rescue Plan funds to help households stay in their homes. It describes the Emergency Rental Assistance Program, the Homeowner Assistance Fund and the State and Local Fiscal Recovery Funds, and says it includes examples of communities using the funds to provide emergency shelter, utility relief, home repairs and new homes. A footnote says ERA1 provided $25 billion and ended in late 2022, while ERA2 provides $21.55 billion and remains ongoing. These are Treasury's own statements.

Summary drafted by a model from the document's text below and checked by script against that text before publication. It is a navigation aid, not a reading of what the document proves. Where AI is used

Issuer: Congressional materials
Document type: Department Of The Treasury Playbook For Recipient Governments To Increase Housing Stabilit
Case: Department Of The Treasury Playbook For Recipient Governments To Increase Housing Stability Home Tre 6F80052F3C

Cite this document

“Treasury Recovery Programs Supporting Housing Stability and Supply (October 2023).” Original at home.treasury.gov. Archived at Pandemic Darlings, https://pandemicdarlings.com/source-documents/department-of-the-treasury-playbook-for-recipient-governments-to-increase-housing-stability-home-tre-6f80052f3c/, SHA-256 5e9cc152e0e22a6eb7bfb35ce26e1a5314069182798b6914275def70484622cd.

Full text

TREASURY RECOVERY PROGRAMS
SUPPORTING HOUSING STABILITY AND SUPPLY

October 2023
TREASURY RECOVERY PROGRAMS
SUPPORTING HOUSING STABILITY AND SUPPLY

The central goal of the Biden-Harris Administration’s housing policy is an economy where everyone has access
to a safe and affordable home. The goal is to help renters who are struggling with high rental costs, with a
particular focus on building and preserving rental housing for low- and moderate-income families as well as
bringing homeownership within reach for Americans who, today, cannot find an affordable home because
there are too few homes for sale in their communities. Three programs within the American Rescue Plan -- the
Emergency Rental Assistance Program (ERA)1 , the Homeowner Assistance Fund (HAF), the State and Local Fiscal
Recovery Funds (SLFRF) -- support families by providing much needed resources to keep them in safe, stable,
healthy homes in thriving communities. These programs are at the center of the Department of the Treasury’s
(Treasury) efforts to support renters and homeowners as part of the economic recovery from the COVID-19
pandemic.

Since access to affordable and stable homes remains a critical challenge, the purpose of this guide is to assist
local, state, territorial, and Tribal governments in effectively using American Rescue Plan funds to help more
households stay in their homes now and in the future. Within the guide there are examples of how communities
across the country are using ERA2, HAF, and SLFRF funds (either individually or in combination) to provide
emergency shelter, wraparound services, utility relief, home repairs, and new homes. Additionally, the guide
includes ways program administrators and recipient governments can layer American Rescue Plan funds
with other federal sources and their own funds to spur further investments in housing security. By following
the examples and best practices in this guide local, state, territorial, and Tribal governments can identify
opportunities to use different funding sources in complementary ways to help ensure that their residents have
stable homes for years to come.3

Treasury Recovery Housing Programs
Emergency Rental Assistance (ERA): Homeowner Assistance Fund (HAF): State and Local Fiscal Recovery Fund (SLFRF):
Financial assistance and housing Financial assistance and other Flexible funds for governments to respond
stability support for eligible tenants; housing assistance for eligible to and recover from the COVID-19 public
a portion of funds may be used for homeowners. health emergency, including for emergency
affordable housing purposes. housing and affordable housing purposes.

1 Treasury administers two separate ERA programs, ERA1 and ERA2: the ERA1 program is authorized by the Consolidated Appropriations Act,
2021 and provided $25 billion for assistance to eligible households. The ERA1 program ended in late 2022. The ERA2 program is authorized by
the American Rescue Plan Act of 2021 and provides $21.55 billion for assistance to eligible households. The ERA2 program remains ongoing.
ERA1 and ERA2 funds were provided directly to states, the District of Columbia, U.S. territories, certain local governments, and, in the case of
ERA1 only, Indian Tribes or their Tribally Designated Housing Entities (TDHEs), and the Department of Hawaiian Homelands (DHHL).
2 Tribes, TDHEs, and DHHL are not eligible entities under the ERA2 program authorized by the American Rescue Plan Act, therefore the Tribal
examples in this guide are meant to showcase efforts of how these entities used their ERA1 award funds authorized by the Consolidated
Appropriations Act, 2021 in conjunction with the funding they received from programs authorized by the American Rescue Plan Act to
maximize the assistance for eligible households.
3 The investments, commitments, and expenditure figures in this guide represent data submitted to Treasury by recipients of ERA, HAF, and
SLFRF awards through June 30, 2023. For the SLFRF program, Tribally reported information is included in aggregate statistics (e.g., the
total number of governments using funds for a specific eligible use, and total projects reported); however due to privacy considerations,
Treasury does not release complete information on all Tribal projects.

TREASURY RECOVERY PROGRAMS: SUPPORTING HOUSING STABILITY AND SUPPLY 1
American Rescue Plan Supporting the Housing Continuum
Emergency Rental Assistance, Homeowner Assistance Fund, and State and Local Fiscal Recovery Funds
programs can provide support for a household at multiple points of the housing continuum and relieve pressure
on services by keeping households in their homes through direct financial assistance. These American Rescue
Plan-funded programs have allowed communities to be innovative in finding housing solutions and exploring
ways to improve existing housing stability and affordable housing infrastructure.

Housing Continuum

* Many communities have built prior housing infrastructure on the model of the housing continuum, which support a variety of housing
stability needs and presents a path towards housing stability.

Treasury is committed to supporting housing stability for renters and
homeowners by:
• Delivering flexible aid to state, local, Tribal, and territorial governments to respond to the pandemic.
• Promoting critical investments in a strong and equitable recovery, with a focus on ensuring that those with
the greatest need have access to relief.
• Encouraging the development and preservation of affordable housing, especially through layering American
Rescue Plan dollars with other available sources of federal funding.

2 TREASURY RECOVERY PROGRAMS: SUPPORTING HOUSING STABILITY AND SUPPLY
SUPPORTING HOUSING STABILITY
Treasury funds have supported tens of billions of dollars in housing stability services across the areas of rental
assistance, mortgage assistance, utility assistance, housing counseling, and eviction or foreclose prevention
services. Through providing these services to tenants and homeowners most in need of assistance, jurisdictions
are helping provide housing stability to low- and moderate - income households and socially disadvantaged
individuals. The following examples illustrate how communities have successfully used American Rescue Plan
funding from ERA, HAF, and SLFRF to provide similar services to residents.

States Icon Legend: ERA Program HAF Program SLFRF Program
The State of Alabama’s HAF Program developed a lien extinguishment program to assist owners of manufactured
homes. Eliminating these liens removed a burden on homeowners who were facing financial hardship related to the
COVID pandemic and were vulnerable to displacement, helping many remain in their homes. A high percentage of the
manufactured housing properties in the lien-extinguishment program were in persistent poverty counties. As of June 30,
2023, the state had expended approximately $60 million in HAF funding.
The State of Alaska has expended over $230 million of ERA funds serving over 25,000 households providing rental and
utility assistance and housing stability services. The Alaska Housing Stabilization and Recovery Program, starting in February
2022, has served households experiencing homelessness find stable and long-term rental housing.
The State of Indiana’s HAF program, implemented by the state’s Housing and Community Development Authority
(IHCDA), reduced application burden on low-income homeowners by developing a process to use an applicant’s proof of
receiving federal benefits as a proxy to verify an applicant’s income. Program administrators used “lessons learned” from
Indiana’s ERA program to inform its implementation of this more efficient and equitable application process, which has
helped Indiana’s HAF program expend approximately $61 million in HAF funding as of June 30, 2023.
The State of Kansas created a division within its ERA program to address evictions, shared information about available
ERA funds to district courts and partnered closely with the Kansas Bar Association and legal services. The state continues to
be involved in the Kansas Supreme Court’s ad hoc committee on best practices in evictions, which was established in October
2021 and is continuing to work on various issues that come up in evictions in Kansas.
The State of Minnesota’s HAF Program contracted with nearly a dozen non-profits that had existing relationships in
different underserved communities and housing developments. These non-profits knocked on doors, put up flyers, and
hosted in-person events and workshops to increase awareness and build trust among interested homeowners. In turn, the
state helped these grantees build capacity and provided training to ensure compliance with federal requirements of the
HAF program.
The State of Nebraska’s HAF Program, in response to advocacy from community organizations and the program’s
application reviewers, expanded to include utilities (water, electricity, propane, oil, gas, and internet) as a program offering
in September of 2022. The Nebraska HAF Program also coordinates with the Low-Income Home Energy Assistance Program
(LIHEAP) to reach to eligible homeowners with incomes too high to qualify for LIHEAP.
The State of New Jersey is committing nearly $790 million of SLFRF funds to rental and utility assistance for
households affected by the pandemic. The State is also funding an Office of Eviction Prevention to provide services to
support housing stability and help households avoid eviction. Over 24,000 households have been assisted.
The State of West Virginia’s HAF Program is addressing the need to ensure accessibility for its aging population to age in
place and avoid unsafe living conditions. The State has added home repairs as an option to homeowners as a result of data
analysis and other evidence from its city centers and persistent poverty areas. Many applicants had indicated that a critical
home repair was necessary to stay in the home. West Virginia has a high rate of grandparents raising their grandchildren.
Additional family members in aging homes can add stress to the structure of the home, making critical home repairs a
necessity to keep the young and aging alike in a safe, habitable environment.

TREASURY RECOVERY PROGRAMS: SUPPORTING HOUSING STABILITY AND SUPPLY 3
Territories:
The Commonwealth of Puerto Rico
The Puerto Rico HAF Program prioritized outreach to the most vulnerable homeowners through partnerships
to increase awareness of HAF and utilized outreach events that were pivotal in reaching socially disadvantaged
communities that enabled on-site enrollment. Puerto Rico’s internal reporting shows that, to date, the HAF program has
disbursed 100% of its $75.6 million HAF allocation. Puerto Rico’s HAF program estimates it assisted 8,983 homeowners
overall, including 1,014 homeowners who were previously on a waiting list, allowing the program to extend its support
to an even larger number of individuals and families.
To serve renters, the Commonwealth used ERA funds to deliver rental and utility assistance to residents negatively
impacted by the pandemic. The financial assistance is intended to avoid service suspension, reconnect utilities services,
pay for temporary housing for displaced families, and prevent evictions for renters. Additionally, staff were placed
within the courts to process applications and disburse funding more efficiently for those at imminent risk of eviction.
The Commonwealth committed $50 million in SLFRF funding to the Low-Income Housing Repairs Program to
improve the living conditions of Puerto Rican families by removing health and safety hazards from housing units. This
program will provide funds to help low-income homeowners to afford necessary repairs or replace deteriorated roofing
systems that cause a serious threat to their health, safety, and welfare.
The Arecibo Municipality of Puerto Rico will provide temporary housing for people who have experienced displacement
from their homes due to economic problems, health, inadequate housing, lack or loss of employment, and other reasons,
while they are referred to relevant agencies and/or support services and relocated to appropriate permanent housing. In
addition, the Municipality will provide health, psychological and other support services to enable them to re-integrate into
society in a dignified and acceptable manner. They have budgeted over $600,000 of SLFRF for this program.
The Caguas Municipality of Puerto Rico’s Household Assistance Utility Aid Program is aimed at families who have
been negatively economically impacted since the pandemic and had utilities payments overdue between March 1, 2022,
until March 31, 2023. The financial assistance is intended to avoid service suspension or to reconnect utilities services,
including by providing the security deposit. The municipality budgeted $1 million in SLFRF for this program.
The U.S. Virgin Islands conducted in-person HAF outreach in various neighborhoods through “pop-up centers” to ensure
that homeowners were aware of the program and could apply for assistance on-site with the help of HAF staff. The Virgin
Islands supported outstanding expenses for delinquent mortgages, property taxes, hazard insurance,and homeowner
association fees.

Counties:
Gwinnett County, GA has expended over $90 million in ERA funds to operate a program known as RESET 2.0, which
has seen success processing financial assistance ensuring that over 10,000 households did not have to face an eviction or
utility disconnection. RESET 2.0 embedded a court liaison for the ERA program among court staff to ensure courtrooms
have a direct line to rental assistance information to help ensure that eligible renters could receive assistance.
Jefferson County, Alabama has established a strong eviction prevention and housing stability infrastructure that did
not exist before ERA developing a landlord/tenant meeting which is a partnership among the district courts, local legal
aid services, the volunteer lawyers, landlord attorneys, Jefferson County Sheriff’s Office, Jefferson County Department of
Community Services, and community-based organizations. Additionally, mediation clinics have been implemented and ERA
program information has been added to tenants’ seven-day eviction notice.
Polk County, Iowa has expended over $70 million in ERA funds contracting with its local community action agency
to process applications and leveraging existing resources to provide wraparound services, such as housing stability case
management and direct connection to rental housing specialists. The county has also worked closely with the local judicial
system to provide real-time data to judges about ERA application status, prompting tenant/landlord mediation services
with the goal of preventing court-ruled evictions.
St. Louis County, Missouri is using $5 million of SLFRF funds to supplement its emergency rental assistance program,
expanding rent and utility assistance.

4 TREASURY RECOVERY PROGRAMS: SUPPORTING HOUSING STABILITY AND SUPPLY
Cities:
Chicago, Illinois was highlighted by the White House for its innovations in preventing eviction. Since October 2021,
Chicago’s Department of Housing has coordinated with Cook County and the Cook County Courts to allow tenants who
are facing eviction apply for ERA on site at the courts. Free legal services to tenants in eviction court are offered through
the Right to Counsel Pilot Program, a three-year partnership with the Law Center for Better Housing and Beyond Legal Aid,
obligating $3.2 million of housing stability services funding through ERA.
Columbus, Ohio has invested ERA funds to contract with over 30 agencies providing application assistance and wrap-
around services for tenants. In addition, they’ve partnered with legal and mediation services to help tenants develop
payment plans or moveout plans with landlords, as well as have staff directly in the courts to check real time application data
and facilitate continuations. In 2023 the City of Columbus and Franklin County established the Central Ohio Stable Housing
Network to provide a community-wide coordinated approach to keep individuals and families stably housed, utilizing
housing resource specialists to assist tenants in a housing crisis connect to available resources.
North Miami, Florida is committing SLFRF program funds to assist nearly 1,000 households with rent and mortgage
payments.
Oakland, California partnered with nine community-based organizations to conduct outreach for their ERA program
to renters and provide tenant protection and other wraparound services, such as financial counseling and landlord-tenant
mediation. Through developing a relationship with Stanford University, the city plans to identify and develop long term solutions
for servicing vulnerable households and keeping more Oakland families in their homes. Additionally, Oakland has leveraged its
experience with ERA to pilot a homelessness prevention program that complements its eviction prevention efforts.
Union City, New Jersey is committing $2.1 million in SLFRF for rent and utility assistance and has served over 1,000
households to date.

Tribes:
The Bering Straits Regional Housing Authority in Alaska The Bering Straits Regional Housing Authority in Alaska
expended $8 million in ERA funds, serving over 750 households, executing a multi-phase program to deliver rental, utility,
fuel, and internet assistance to its tribal and non-tribal community members .
The Blackfeet Housing Authority has used a large portion of their $5.3 million HAF allocation for housing stability
by funding home repairs to prevent overcrowding or homeowner displacement, a common use of funds among Tribes
participating in HAF. While mortgage payment assistance represents another large portion of Blackfeet Housing Authority’s
budget, payment assistance for utilities, internet, insurance, and taxes are other uses of funds made available for eligible
Tribal members to ensure that homeowners are on a path towards housing stability.
The Fort Peck Assiniboine and the Sioux Tribes are using their SLFRF program funds to provide emergency
assistance to households for home repairs and weatherization. Priority is given to elders in the community and those with
a low-to-moderate income.
The Keweenaw Bay Indian Community in Michigan expended $1.5 million in ERA, serving 260 households with utility
and rent assistance. Additionally, ERA was used to provide emergency housing options for nearly 20 households while they
obtained permanent housing.
The Northern Circle Indian Housing Authority (NCIHA) in California expended over $7.4 million in ERA funds, serving
570 households. The housing authority executed an extensive outreach strategy, holding Tribal listening sessions and
webinars, partnering with PALA Housing Resource Center, and marketing with Butte and Mendeocino County Social
Services. In addition, NCIHA provided housing counseling services to prevent evictions.
The Turtle Mountain Band of Chippewa Indians is located in an area where temperatures often dip below -20°F. The
Tribe budgeted SLFRF program funds to ensure that Tribal members have a reliable water supply line and to assist with other
emergency plumbing services.

TREASURY RECOVERY PROGRAMS: SUPPORTING HOUSING STABILITY AND SUPPLY 5
Layering and Braiding Funds to Support Housing Stability
Utilizing multiple American Rescue Plan program funds and combining them with other state, local, and federal
resources strengthen existing infrastructure to help prevent eviction and provide services to support housing
stability. Layering flexible SLFRF funds with ERA initiatives has enhanced the impact of these funds, expanding
the lifespan of initiatives started under ERA and fortifying longer term housing stability infrastructure. The
following examples illustrate how communities layered and/or braided American Rescue Plan funding, or other
state and local funding, to promote and implement housing stability strategies.

States Icon Legend: ERA Program HAF Program SLFRF Program
The State of Connecticut expended over $375 million in ERA funds to provide rental/utility assistance, and to improve
eviction prevention services across the state, serving nearly 70,000 households. For example, the right to counsel program,
launched in January 2022, provides free legal representation to income-eligible tenants in certain zip codes facing
eviction or the loss of a housing subsidy. Layering additional federal and state funding has allowed the state to prioritize
households most at risk of eviction and homelessness.
The State of New Jersey has spent over $800 million in ERA funds and has committed an additional $790 million
through SLFRF, bringing rental and utility assistance to eligible renters. The State is also using SLFRF to fund an Office of
Eviction Prevention to provide services supporting housing stability and helping households avoid eviction. Over 24,000
households are being assisted.
The State of Oregon has supplemented its ERA funding with $100 million of SLFRF funding, as well as state funds,
to operate the Eviction Prevention Rapid Response Program, which provides rapid financial assistance to prevent eviction
and homelessness.

Cities:
Atlanta, Georgia Atlanta, Georgia worked with counselors integrated into the school system to identify low-income
renter households where children were not attending their classes through remote platforms. Braiding ERA with other
funding, local officials were able to offer these households funds for internet services and computer equipment for their
children to access the remote classroom, in addition to providing financial support for rent and utilities.
Denver, Colorado supplemented its ERA program with an additional $5.5 million in SLFRF funds in 2023. Leveraging
its experience with ERA, the city is planning to increase the annual budget of its locally funded temporary rental and utility
assistance program primarily funded through Denver’s Affordable Housing Fund and other city resources.
Louisville, Kentucky has expended over $71 million in ERA funds to help residents with rent and utility assistance, as
well as utilized a multi-pronged approach to eviction diversion. Since 2021, the city has allocated ERA and general funds to
enact a right to counsel program for tenants with children who are facing eviction. To aid tenants who “self-evict”, moving
when they receive an eviction notice, the city has put in place a rapid-rehousing program that provides a rental deposit
and first month’s rent to help people relocate.
Washington, D.C. added $5.5 million in SLFRF to its ERA program, serving over 8,600 households. Additionally,
it leveraged $43 million in local funds to continue a rental assistance program, and recently worked with a task force of
community leaders across sectors to release a framework for further efforts to strengthen eviction prevention.
Wichita, Kansas: The City of Wichita leveraged $250,000 in SLFRF with its ERA program to develop and implement
landlord incentives including a lease signing bonus and risk mitigation fund. To date, over $150,000 has been spent and
nearly 500 low-income households have been assisted with securing tenancy.

6 TREASURY RECOVERY PROGRAMS: SUPPORTING HOUSING STABILITY AND SUPPLY
Counties:
Franklin County, Ohio Franklin County, Ohio has administered its ERA funds through two primary partner agencies, the
Department of Job and Family Services, and a local community action agency. The Department of Job and Family Services
primarily serves households with children and can braid funding resources to offer additional rent and utility assistance
if necessary. The Department also contracts with several community partners to offer services ranging from behavioral
health, workforce, and food insecurity to refer and secure additional wrap-around resources for families.
Maricopa County, Arizona has expended over $150 million in ERA funds to provide rental/utility and eviction prevention
services. These services include navigators in the courts to prevent evictions, as well as a landlord coordinator to work with
landlords to prevent the eviction process from starting, and a coordination of services with the help of community legal services.
Montgomery County, Pennsylvania, has a coordinated housing crisis response system administering the ERA program.
This means that tenants applying for ERA can also have access and referrals to a variety of other programs that can
help prevent homelessness and maintain housing stability. Similar to nearby Philadelphia, this region has been highly
successful in using ERA funds to build and strengthen infrastructure for eviction prevention programs that will likely
continue long after ERA funding has been exhausted.
Pierce County, Washington conducted far-reaching outreach to stand up its ERA program, as the county had not
previously invested in rental assistance infrastructure. The county conducted more than 200 outreach events at libraries, sent
postcards to residents in 45 languages with information on rental assistance, and pursued targeted outreach to underserved
communities. Washington State has now funded a permanent rental assistance program.

TREASURY RECOVERY PROGRAMS: SUPPORTING HOUSING STABILITY AND SUPPLY 7
Construction and Preservation of Affordable Homes
Using American Rescue Plan funds, communities across the country have invested billions in housing supply in
areas such as construction, preservation, acquisition, and rehabilitation. The following examples illustrate how
communities use funding from ERA and SLFRF, either separately or in combination, to invest in expanding and
preserving housing supply.

States Icon Legend: ERA Program HAF Program SLFRF Program
The State of Maryland plans to use ERA funds to expand affordable housing supply, leveraging ERA with 9% Low-
Income Housing Tax Credits (LIHTC) for 12 projects slated to create or preserve almost 800 units, with over 600 of the units
assisting households at 50% AMI or below.
The Commonwealth of Massachusetts plans to use SLFRF to expand affordable housing supply in Boston. This initiative
will combine SLFRF with 4% LIHTC, Federal Housing Administration (FHA) Risk-Sharing, HUD project-based rental assistance,
and other state and local resources to preserve and redevelop two affordable properties. When complete, this initiative will
provide 223 new homes for households ranging from 30-100% Area Median Income.

Cities:
Detroit, Michigan is using SLFRF funds to invest in housing preservation and homeownership incentives. The Renew
Detroit program provides free major home repairs to qualifying homeowners. The goal is to provide roof or window
repairs to over 2,000 households, with a focus on those with the greatest need, primarily low-income senior citizens and
homeowners with a disability.
Fort Worth, Texas is using $4.2 million of SLFRF funding to purchase 36 properties in a low-income neighborhood, as part
of a $70 million redevelopment investment to include affordable housing in addition to retail, commercial units, parks, and
other public spaces.
St. Petersburg, Florida plans to use both its ERA and SLFRF funds toward the construction of a 75-unit affordable
housing development named Burlington Post II.

Counties:
Cuyahoga County, Ohio Cuyahoga County, Ohio will invest $6.5 million in ERA funds for the construction, preservation,
and rehabilitation of affordable housing units spanning 8 projects. The projects are located primarily in the city of
Cleveland and will serve a variety of households, including transition aged youth aging out of foster care.
Spokane County, Washington will invest ERA funds for the preservation of 50 units at Pine Villa Apartments , including
the construction of 4 additional units. The funds will be used to replace building exteriors, unit interiors, and accessibility,
providing safe and affordable housing for families with children.
Faulkner County, Arkansas is leveraging SLFRF funds to build CoHO Hope Village, a small home community
development for unhoused individuals and veterans who will be provided general and mental health services, workforce
training, and case management.

Territories:
The Commonwealth of Puerto Rico has committed $50 million in SLFRF funding to improve the living conditions
of Puerto Rican families by removing health and safety hazards from housing units. The program provides funds for
homeowners to make necessary repairs or replace deteriorated roofing systems.

Tribes:
The Menominee Indian Tribe of Wisconsin is using SLFRF to implement a tiny homes project intended for low-income
elders, Tribal members in transitional living situations, or those facing homelessness. With housing costs rising, the Tribe
saw tiny homes as a solution to get people in homes safely, especially during the winter months.
The Omaha Tribe of Nebraska is using SLFRF to address overcrowding and housing shortages. The Pe’zhitu Village
Project will provide more than 20 homes to individuals and encourage gainful employment through a partnership with social
services. Tribal citizens facing homelessness and other at-risk populations will be prioritized.

8 TREASURY RECOVERY PROGRAMS: SUPPORTING HOUSING STABILITY AND SUPPLY
Investing for the Future
The American Rescue Plan provided funding to implement recovery programs supporting one of the most
equitable recoveries on record. The infusion of funds for emergency and affordable housing complements an
existing set of federal programs to help keep people in their homes. Utilizing promising practices encouraged
by Treasury, communities across the country have built an infrastructure promoting housing stability for both
renters and homeowners. Through partnerships, collaborations, and layering funds, this infrastructure will
continue to strengthen, providing a long- term response system for households in need.

Treasury released several resources to help communities effectively utilize American Rescue Plan funding to
support the housing continuum for the long term. In addition, using American Rescue Plan funds, recipients
can augment existing investments from other federal programs to further build and strengthen infrastructure.
Treasury’s federal partners continue supporting this growth with a variety of resources.

For More Information:
U.S. Department of the Treasury Resources
State and Local Fiscal Recovery Funds: www.treasury.gov/SLFRF
Please see the SLFRF Affordable Housing How-To Guide, fact sheet, and visit the State and Local Fiscal
Recovery Funds website for more information. All questions can be sent to slfrf@treasury.gov.

Emergency Rental Assistance: www.treasury.gov/ERA
Please visit the Emergency Rental Assistance website for Guidance, Program and Service Design, and
Promising Practices. All questions can be sent to emergencyrentalassistance@treasury.gov.

Homeowner Assistance Fund: www.treasury.gov/HAF
Please visit the Homeowner Assistance Fund website for Guidance, Program and Service Design and
Promising Practices. All questions can be sent to haf@treasury.gov.

Department of Housing and Urban Development (HUD) Resources
Low-Income Housing Tax Credit Recapitalization of Public Housing through HUD’s
Mortgage Insurance for Purchase or Refinancing of Rental Assistance Demonstration (RAD)
Existing Multifamily Rental Housing Community Development Block Grants
Housing Finance Agency Risk Sharing Section 108 Loan Guarantee Program
HOME Investment Partnerships Program HOME-ARP
Housing Trust Fund Housing Counseling - HUD Exchange
Project Based Vouchers

Consumer Financial Protection Bureau (CFPB) Resources for Households

Housing Insecurity resources Homeowner Assistance Fund
Find a Housing Counselor interactive tool Submit a Complaint about a financial product
Get Help Paying Rent or Bills or service

TREASURY RECOVERY PROGRAMS: SUPPORTING HOUSING STABILITY AND SUPPLY 9

File and source

File: department-of-the-treasury-playbook-for-recipient-governments-to-increase-housing-stability-home-tre-6f80052f3c.pdf
Size: 1,505,741 bytes
SHA-256: 5e9cc152e0e22a6eb7bfb35ce26e1a5314069182798b6914275def70484622cd
Our copy: department-of-the-treasury-playbook-for-recipient-governments-to-increase-housing-stability-home-tre-6f80052f3c.pdf
Original: home.treasury.gov