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Congressional Record — Senate, December 29, 2020, Page S7965

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Senate page of the Congressional Record dated December 29, 2020, with remarks on the National Defense Authorization Act and the COVID–19 relief bill. One speaker says the President delayed in signing the bill, and that enhanced unemployment benefits of $300 a week through March 14 will bring relief to many millions of families. The speaker states that $325 billion in the relief bill went to small businesses and that the Paycheck Protection Program was renewed. The speaker also says the fiscal year 2021 NDAA creates a new Pacific Deterrence Initiative and that the speaker will support it again to override the President's veto. Other remarks state that an antiquated exemption from Federal antitrust laws has let insurance companies collude to drive up prices.

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“Congressional Record — Senate, December 29, 2020, Page S7965.” Original at www.govinfo.gov. Archived at Pandemic Darlings, https://pandemicdarlings.com/source-documents/crec-crec-2020-12-29-crec-2020-12-29-pt1-pgs7965-534e03034c/, SHA-256 d228377f107a147be2af7f021ebb5555f14ca21902a32930ff454cdafdd0b4eb.

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                                             December 29, 2020                                 CONGRESSIONAL RECORD — SENATE                                                                 S7965
                                             never mind that tech company liability                    Many of us returned to Washington                    bill and the COVID–19 relief bill. There
                                             matters have nothing to do with the                     this week. As I said, we are celebrating               were complaints about the size of the
                                             National Defense Authorization Act.                     the holidays in a fashion like never be-               bill. Well, the entire Federal budget
                                             He just doesn’t like that there was                     fore with social distancing, Zooms,                    was included in that bill, as well as the
                                             criticism coming down for some of the                   FaceTime, and calls with family and                    COVID–19 relief undertaking, as well as
                                             misstatements       and      lies    and                loved ones. It is no substitute for the                many other bills, such as the Water Re-
                                             disinformation he has been spreading                    kids being there to open their gifts on                sources Development Act. All of these
                                             on social media.                                        Christmas morning, but it is the re-                   are major pieces of legislation, and
                                               The President also fails to recognize                 ality of what we face today.                           they were combined in one bill that
                                             that this Defense authorization bill, in                  There is some hope on the horizon,                   went way beyond 5,000 pages.
                                             fact, does get tough on China. It cre-                  and though I have been many times                        Unfortunately, the President delayed
                                             ates a new Pacific Deterrence Initia-                   critical of the Trump administration, I                in signing the bill and created needless
                                             tive that puts America back in the seat                 do want to give the President credit for               uncertainty in America, particularly
                                             of leadership in that region, where we                  the Warp Speed Program. It is amaz-                    among the unemployed and others who
                                             need to be. The Trump administration                    ing, as I read the stories, of what they               are suffering from this public health
                                             could have started this initiative on its               were able to achieve in discovering two                and economic crisis. This agreement
                                             own, but it did not, so Congress stepped                vaccines that can treat Americans and                  provides much needed support for
                                             up and created this security partner-                   people around the world and keep them                  many of them, but they will have some
                                             ship because the White House was                        safe as they face this coronavirus. It                 delay in receiving their checks because
                                             asleep at the wheel. At the end of the                  broke all the records in the discovery                 of the President’s period of indecision.
                                             day, I suppose we can’t expect any-                     of these vaccines. As I read about it, I               Enhanced unemployment benefits of
                                             thing more from a President who has                     continue to be grateful and want to                    $300 a week and an extension of the un-
                                             denigrated our troops by calling them                   make sure America recognizes the doc-                  employment program, created under
                                             suckers and losers.                                     tors, the scientists, and the research-
                                                                                                                                                            the CARES Act, through March 14 will
                                               I voted to support the fiscal year 2021               ers.
                                                                                                                                                            bring more relief to many millions of
                                             NDAA. I will support it again to over-                    Barney Graham—I didn’t know his
                                                                                                     name until yesterday—came out of a                     families.
                                             ride this President’s unforgivable and                                                                           Possibly the largest single item in
                                             reckless veto. I am glad the House did                  story published in the New Yorker. He
                                                                                                                                                            the COVID relief bill—$325 billion—
                                             so on Monday. I hope we in the Senate                   works at the National Institutes of
                                                                                                                                                            went to provide our Nation’s ailing
                                             do the same. Coming back to Wash-                       Health. He is given a great deal of cred-
                                                                                                                                                            small businesses another chance at sur-
                                             ington was not something I looked for-                  it for the breakthrough in the first two
                                                                                                                                                            vival. The Paycheck Protection Pro-
                                             ward to this week. I wanted to stay                     vaccines that have been approved.
                                                                                                                                                            gram worked in the initial CARES Act,
                                             home. Yet I knew, when it came to                       There are others just like him. I salute
                                                                                                                                                            and it was renewed in this under-
                                             funding our troops, I had to be here.                   Dr. Francis Collins, of the National In-
                                                                                                     stitutes of Health, and Dr. Anthony                    taking.
                                             Many of my colleagues feel the same. I                                                                           An extension of the Federal eviction
                                             hope, tomorrow, we can take that up                     Fauci, both of whom have become my
                                                                                                                                                            moratorium through January 2021, cou-
                                             quickly.                                                friends over the years—and what a job
                                                                                                                                                            pled with $25 billion in emergency rent-
                                                              f                                      they have done for America. So many
                                                                                                                                                            al assistance, will literally mean that
                                                                                                     more deserve recognition, and I hope
                                                           CORONAVIRUS                                                                                      people will not be evicted right after
                                                                                                     there will be an opportunity to give it
                                               Mr. DURBIN. Mr. President, there                                                                             Christmas. Approximately, $850 million
                                                                                                     to them.
                                             was then the drama around the COVID–                      The fact is, these doses of vaccines                 is going to Illinois to help keep fami-
                                             19 relief bill.                                         are starting to move across the coun-                  lies in their homes during this pan-
                                               It was hard to describe what we went                  try. Last week, Illinois—I am proud to                 demic.
                                             through in the last week to 10 days                     say—led the Nation. I congratulated                      The 15-percent increase in nutrition
                                             with messages from the White House. I                   our Governor, J.B. Pritzker, yesterday.                assistance is certainly needed. It goes
                                             wish that the President and those                       More than 100,000 healthcare workers                   through the SNAP program, which was
                                             around him, advising him, would have                    received their first shots last week. I                historically known as food stamps, to
                                             called to mind the 335,000 Americans                    asked him why we led, and he said: I                   make sure that families have some-
                                             who have lost their lives due to this                   don’t know. We just put together our                   thing on the table. I can tell you that
                                             deadly pandemic and the many more                       own program of distribution, and it                    I woke up this morning in Springfield,
                                             who have lost a family member, friend,                  worked. Thank goodness it did. Lives                   IL, to look at the front page of the
                                             or loved one. In Illinois, we have lost                 will be saved because of it, but there is              newspaper and learn that an anony-
                                             16,000 lives to COVID–19—tragic, his-                   so much more to do.                                    mous donor had given our local food
                                             toric. I extend my deepest condolences                    Progress in administering the vac-                   bank $500,000. The people at the food
                                             to the friends and families of those who                cine has been slow as we still struggle                bank were, of course, appreciative and
                                             have died or who are fighting this                      to reach the hardest hit areas. The rosy               said they desperately needed it in my
                                             virus. Many are my friends.                             projections from the administration                    hometown and towns all across Amer-
                                               More than 121,000 Americans spent                     have not come to fruition yet, but the                 ica. This increase in food stamp assist-
                                             last night in the hospital—a grim new                   fact is, we have two viable vaccines.                  ance is long overdue, and I am glad it
                                             record of hospitalizations as our heroic                That is miraculous. I look forward to                  was included.
                                             nurses and doctors face unrelenting                     the new administration’s—the Biden                       The bill includes a number of impor-
                                             stress from this crisis. I just think, as               administration’s—new management in                     tant measures, but we have to go to
                                             I reflect on the interviews of these men                this effort, and I am glad Congress                    work to make sure that we deal with
                                             and women who are on the frontline of                   came together to pass a relief bill that               the sharp turn of an emergency re-
                                             healthcare, how stoic they usually are,                 included $30 billion for vaccine develop-              sponse to this bill and do more. We ad-
                                             how controlled they usually are, and                    ment and distribution.                                 dress the needs required to respond to
                                             how they are losing it now. With the                      When the President said he wasn’t                    this pandemic immediately, but more
                                             overwhelming numbers they are facing                    going to sign this bill, I thought: How                will follow. It was a tough negotiation
                                             and the terrible prospect of someone’s                  can he say that? He should be taking                   and an honest compromise, and I was
                                             dying with a member of the family                       credit, rightfully, for the Warp Speed                 happy to be part of a bipartisan group
                                             being unable to even enter the room in                  Program and his role in seeing that                    of Senators who may have gotten the
                                             the last minutes of one’s life has got to               program move forward instead of com-                   ball rolling—at least we think we did—




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                                             be heartbreaking on a scale that none                   plicating the distribution of the vac-                 in order to hand it over to the leaders
                                             of us can imagine. Think about doing                    cines by threatening to veto the bill.                 to finish the job. I think what we have
                                             that every single day. They have done                   Fortunately, for us, in the end, he                    achieved, on a bipartisan basis, was
                                             it. I will tell you we will never be able               signed the bill.                                       largely included in the final bill, and it
                                             to repay them with our gratitude. They                    On Sunday evening, the President                     addressed the major elements that
                                             are true American heroes.                               signed the bipartisan annual spending                  were necessary.



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                                             S7966                                             CONGRESSIONAL RECORD — SENATE                                                  December 29, 2020
                                               One of the most important items                       colleagues in the Republican caucus                    tificially inflate healthcare costs. As a
                                             that Congress failed to reach agree-                    will join us and allow us to pass this                 result, consumers are paying higher
                                             ment on was funding for State and                       bill quickly this week. Let’s step up to               prices to get basic healthcare services,
                                             local governments. States and local-                    the plate and get this done. The Amer-                 which couldn’t be a worse outcome in
                                             ities are struggling with increased                     ican people have waited too long for                   the middle of a major pandemic.
                                             costs and decreased revenues due to the                 this relief.                                             I recognize concerns have been raised
                                             pandemic. By this summer, my home                         I, for one, am proud of my colleagues                about whether this legislation might
                                             State of Illinois will have lost more                   on both sides of the aisle for coming to-              impair or create uncertainty regarding
                                             than $5 billion in revenues. I can tell                 gether and passing a meaningful relief                 the authority of State insurance regu-
                                             you that this is going to cause pain and                bill, but the time for patting one an-                 lators. I appreciate hearing from all
                                             cutbacks. This is not money that was                    other on the back is over. Let’s finish                stakeholders and wish to put those
                                             lost in our pension system, which has                   the job. Let’s make sure that we have                  concerns to rest by making clear the
                                             its own share of troubles; it is money                  this authorization bill for the Depart-                intent and scope of the bill. This legis-
                                             that was directly attributable to the                   ment of Defense and that we come to                    lation merely amends a peripheral pro-
                                             downturn in revenues because of the                     the rescue of our families across Amer-                vision of the McCarran-Ferguson Act
                                             COVID–19 pandemic. It isn’t just hap-                   ica who need defense against the vagar-                containing an antiquated exemption
                                             pening in Illinois; it is happening all                 ies of this pandemic and this economy.                 from Federal antitrust laws as it ap-
                                             around the country—in red and blue                      We can finally see a slight glimmer of                 plies to health insurance companies. It
                                             States. Our neighboring State of Ken-                   light at the end of this tunnel. If we                 does not in any way interfere with, su-
                                             tucky, to the south of us, is facing the                want to address the needs of Americans                 persede, or abrogate the authority pro-
                                             same hardships we are.                                  in crisis, it starts with passing this leg-            vided and guaranteed by the McCarran-
                                               Federal funding for States and local-                 islation.                                              Ferguson Act to State insurance regu-
                                             ities needs to be done for our great cit-                 I yield the floor.                                   lators to regulate the health insurance
                                             ies and great States that are strug-                      I suggest the absence of a quorum.                   industry.
                                             gling, and I certainly hope that the                      The PRESIDING OFFICER. The                             This legislation would ensure that
                                             next President, when he is sworn in on                  clerk will call the roll.                              health insurance companies would be
                                             January 20, will take this up as one of                   The senior assistant legislative clerk               subject to Federal antitrust laws in the
                                             his highest priorities. Our Nation’s eco-               proceeded to call the roll.                            same way as the rest of the American
                                             nomic recovery is slowed down by                          Mr. MCCONNELL. Mr. President, I                      economy, including other regulated
                                             budget cuts that will be necessary in                   ask unanimous consent that the order                   sectors. Most importantly, as this bill
                                             States and localities because of this                   for the quorum call be rescinded.                      does not disturb any of the authority
                                             cutback in revenues.                                      The PRESIDING OFFICER. Without                       provided to State insurance regulators
                                               Now, the most widely discussed                        objection, it is so ordered.                           under the McCarran-Ferguson Act, it
                                             measure of the COVID–19 relief bill is a                                  f                                    does not empower Federal authorities
                                             second round of economic impact pay-                                                                           to interfere with, supersede, or prevent
                                             ments. Just yesterday, the House of                     COMPETITIVE HEALTH INSURANCE
                                                                                                                                                            states from regulating the health in-
                                             Representatives passed the CASH Act,                                 REFORM ACT
                                                                                                                                                            surance industry however they see fit.
                                             which is a measure that would increase                    Mr. DAINES. Mr. President, I rise                      Simply put, this legislation would
                                             the direct payments to individuals—                     today to speak about my bipartisan                     give the Department of Justice and the
                                             adults and children—from $600 to $2,000                 legislation, the Competitive Health In-                Federal Trade Commission authority
                                             for those who earn less than $75,000 a                  surance Reform Act, which I intro-                     to apply antitrust laws to anticompeti-
                                             year. The measure passed in the House                   duced with my colleague Senator PAT-                   tive practices in the health insurance
                                             by a vote of 275 to 174. Over the past                  RICK LEAHY. This is important legisla-                 industry. Furthermore, it is the intent
                                             several months, we have heard time                      tion that will protect consumers from                  of the authors of this legislation that
                                             and again from economists that we run                   anticompetitive practices by repealing                 the DOJ and FTC notify and work with
                                             the risk of doing too little, which far                 the outdated antitrust exemption for                   states on investigations they have re-
                                             outweighs the risk of doing too much                    the health insurance industry. This bill               ceived or are undertaking that involve
                                             when it comes to this economic recov-                   has wide bipartisan support, as well as                health insurance entities in their state.
                                             ery.                                                    a strong history of near-unanimous                       The Competitive Health Insurance
                                               The head of the Federal Reserve,                      congressional consensus, having passed                 Reform Act will restore full trans-
                                             Chairman Powell, has really instructed                  the House of Representatives three                     parency, promote oversight, and en-
                                             us to keep the foot on the accelerator                  times, most recently this September.                   courage competition within the health
                                             so that our economy doesn’t slump                         In 1944, the Supreme Court ruled in                  insurance industry. I look forward to
                                             into a recession. At a time when so                     United States v. South-Eastern Under-                  this legislation being signed into law
                                             many American families are laid off,                    writers that the business of insurance                 by the President.
                                             unemployed, and simply struggling to                    was a form of interstate commerce.                       Ms. COLLINS. Mr. President, I appre-
                                             get by, there is nothing more invig-                    This meant that the health insurance                   ciate Senator DAINES joining me to
                                             orating to the economy than to have a                   industry would be subject to Federal                   clarify the intent of the Competitive
                                             cash infusion. Those with limited re-                   antitrust laws under the Commerce                      Health Insurance Reform Act of 2019.
                                             sources who are battling to pay bills                   Clause of the Constitution. The insur-                 This legislation, which Senator DAINES
                                             turn around and spend that money                        ance industry began raising uncertain-                 has introduced with Senator LEAHY,
                                             quickly. They don’t salt it away for                    ties about whether this meant that                     would modify the McCarran-Ferguson
                                             some future rainy day. They need it                     States would no longer have authority                  Act by eliminating the health insur-
                                             now. That is why we should seriously                    to regulate insurance. When Congress                   ance industry’s exemption from Fed-
                                             consider this.                                          acted to reaffirm this State authority,                eral antitrust laws. That sounds like a
                                               By passing this enhanced measure,                     in the McCarran-Ferguson Act, the in-                  good idea, but it has implications for
                                             we can restore the American public’s                    surance industry managed to add a                      longstanding State regulation of the
                                             confidence in Washington and by the                     last-minute special-interest loophole                  insurance industry.
                                             fact that we are listening and working                  that exempted the business of insur-                     States have had the primary respon-
                                             together, on a bipartisan basis, to re-                 ance from Federal antitrust laws.                      sibility for the regulation of health in-
                                             spond. This measure that passed the                       It has become clear that this anti-                  surance since the 1940s. Given my past
                                             House of Representatives has the sup-                   quated exemption has effectively given                 experience as commissioner of Maine’s




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                                             port of the President, Speaker PELOSI,                  insurance companies the power to                       Department of Professional and Finan-
                                             House Democrats, as well as many                        collude to drive up prices, restrict com-              cial Regulation, I know firsthand that
                                             House Republicans. Leader SCHUMER                       petition, and deny consumers choice.                   State insurance regulators do a good
                                             and my Senate Democratic colleagues                     The large health insurance companies                   job of responding to the needs and con-
                                             support it. So I hope Senator MCCON-                    of today have taken advantage of this                  cerns of their insurance consumers. To
                                             NELL—the Republican leader—and his                      exemption to abuse the market and ar-                  protect consumers, State insurance



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