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Home Source documents House Proceedings on S. 461 and S. 1153, December 7, 2020 — Congressional Record

House Proceedings on S. 461 and S. 1153, December 7, 2020 — Congressional Record

Summary

Page H6880 of the House section of the Congressional Record for December 7, 2020, from debate on S. 461, a bill to strengthen the capacity and competitiveness of historically Black colleges and universities through public-sector and private-sector partnerships. Ms. Adams says she is a two-time graduate of North Carolina A&T State University who spent 40 years teaching at an HBCU, thanks Senator Tim Scott for introducing the bill and urges a yes vote, which is her view. Mr. Smucker offers support and Mr. Scott, chairman of the Education and Labor Committee, is yielded 3 minutes, and a roll call list follows.

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“House Proceedings on S. 461 and S. 1153, December 7, 2020 — Congressional Record.” Original at www.govinfo.gov. Archived at Pandemic Darlings, https://pandemicdarlings.com/source-documents/crec-crec-2020-12-07-crec-2020-12-07-pt1-pgh6880-92296a825b/, SHA-256 ee7f4ffbf32db094e34cb6cea5e612d31389c23160415ba6f2e2d9e24b3349f7.

Full text

                                            H6880                                             CONGRESSIONAL RECORD — HOUSE                                                    December 7, 2020
                                            serving students, families, and commu-                  duced by my friend from South Caro-                      The SPEAKER pro tempore. The gen-
                                            nities across the United States.                        lina in the Senate, Senator TIM SCOTT;                 tlewoman from North Carolina has 131⁄2
                                              Mr. Speaker, I strongly urge my col-                  and my good friend here in the House,                  minutes remaining.
                                            leagues to join me in voting ‘‘yes’’ on                 Congresswoman ALMA ADAMS of North                        Ms. ADAMS. Mr. Speaker, I yield
                                            this bill, and I reserve the balance of                 Carolina; and a strong bipartisan                      myself such time as I may consume.
                                            my time.                                                group, including my good friend from                     I would like to thank both of the gen-
                                              Ms. ADAMS. Mr. Speaker, I thank                       Virginia, our chairman of the Edu-                     tlemen for their support of this bill.
                                            the gentleman from Pennsylvania (Mr.                    cation & Labor Committee.                                Clearly, I have to put on the record,
                                            SMUCKER) for his kind remarks and                         Mr. Speaker, HBCUs play a critical                   as I continue to do, that I am a proud
                                            support.                                                role in the education of our young peo-                two-time graduate of an HBCU, North
                                              Mr. Speaker, I yield 3 minutes to the                 ple in this country. Throughout their                  Carolina A&T State University, and I
                                            gentleman from Virginia (Mr. SCOTT),                    history, they have helped students                     spent 40 years teaching at an HBCU in
                                            the chairman of the Committee on                        achieve the dream of a college edu-                    Greensboro, North Carolina, Bennett
                                            Education & Labor and a tremendous                      cation and their unique start to that                  College. It was an HBCU that made a
                                            supporter of education.                                 pursuit of happiness.                                  committed investment in me as I pre-
                                              Mr. SCOTT of Virginia. Mr. Speaker,                     In our central Arkansas region, we                   pared to come to college and molded
                                            I thank the gentlewoman for yielding.                   are blessed with four outstanding                      and shaped me into what they knew I
                                              I rise in support of S. 461, as amend-                HBCUs, including Arkansas Baptist                      could become.
                                            ed, the HBCU PARTNERS Act.                              College, Philander Smith College,                        Mr. Speaker, despite limited means,
                                              Since their inception, HBCUs have                     Shorter College, and the University of                 HBCUs have always generously served
                                            been engines of social mobility and a                   Arkansas at Pine Bluff.                                their communities because they under-
                                            cornerstone of secondary education for                    As the vice chairman of the Bipar-                   stand the critical role that they play in
                                            underserved     students,    particularly               tisan Congressional HBCU Caucus, I                     advancing equity and access. They
                                            Black students from low-income back-                    am encouraged by the legislation that                  build on the philosophy of W.E.B.
                                            grounds.                                                we consider today because it draws on                  DuBois, who talked about education
                                              Today, HBCUs account for no more                      partnerships—public, private, commu-                   and said: ‘‘Of all the civil rights for
                                            than 3 percent of all colleges and uni-                 nity—to strengthen our HBCUs. This                     which the world has struggled and
                                            versities in the country, yet these in-                 has been a key for success of our                      fought for 5,000 years, the right to
                                            stitutions, as we have heard, produce                   HBCUs in Arkansas.                                     learn is undoubtedly the most funda-
                                            nearly 20 percent of all Black under-                     Inspired by the strong Federal con-                  mental.’’
                                            graduates, half of all Black profes-                    sensus both in the executive branch                      The HBCU PARTNERS Act recog-
                                            sionals, and one-third of all Black                     and the legislative branch, last year I                nizes these fundamental rights and
                                            STEM degree earners.                                    sponsored and hosted the first regional                these contributions in the most impor-
                                              Despite this outsized role in expand-                 HBCU Summit in Little Rock to foster                   tant way possible, by affording these
                                            ing access to higher education, HBCUs                   public- and private-sector partnerships                institutions the ongoing support and
                                            continue to be underresourced com-                      to enhance our HBCUs for philan-                       investment needed to deepen their
                                            pared to other institutions of higher                   thropy, student recruitment and ad-                    transformational work.
                                            learning.                                               vancement, and workforce partnerships                    Advancing the mission of HBCUs and
                                              This historic lack of support is being                and apprenticeships.                                   the prosperity of the communities they
                                            further exacerbated by the COVID–19                       I am committed to supporting our                     serve must be on the minds of our
                                            pandemic, as HBCUs disproportion-                       HBCUs to help them continue to grad-                   country’s leaders. More importantly, it
                                            ately suffer from dramatically lower                    uate Americans who are prepared for a                  must be part of their agendas.
                                            enrollment and State funding.                           competitive global environment.                          If America wants to deliver on its
                                              Mr. Speaker, there is simply no bet-                    Every student in America deserves                    promises of equal opportunity for all,
                                            ter time to support these critical insti-               the opportunity to succeed. For thou-                  investing in HBCUs is certainly one of
                                            tutions than by passing this legislation                sands of students in Arkansas and                      the most important ways to do so.
                                            before us today.                                        across the country, HBCUs offer those                    Mr. Speaker, I urge my colleagues to
                                              The HBCUs PARTNERS Act would                          young people the key tools to help                     support this legislation, and I yield
                                            ensure that our Federal agencies ac-                    them succeed in that opportunity.                      back the balance of my time.
                                                                                                      Mr. Speaker, I thank my friends on                     The SPEAKER pro tempore. The
                                            tively work with HBCUs to advance
                                                                                                    the HBCU Caucus, Chair ADAMS; our                      question is on the motion offered by
                                            their critical mission of opening the
                                                                                                    friend from Pennsylvania; and, of                      the gentlewoman from North Carolina
                                            door to higher education for students
                                                                                                    course, the chairman.                                  (Ms. ADAMS) that the House suspend
                                            across the country.
                                                                                                                                                           the rules and pass the bill, S. 461, as
                                              This bipartisan bill demonstrates                                        b 1345                              amended.
                                            that regardless of political affiliation,                  Ms. ADAMS. Mr. Speaker, I am pre-                     The question was taken.
                                            we can all agree that during this dark                  pared to close. I reserve the balance of                 The SPEAKER pro tempore. In the
                                            hour in our higher education system,                    my time.                                               opinion of the Chair, two-thirds being
                                            our Nation’s HBCUs are an investment                       Mr. SMUCKER. Mr. Speaker, I yield                   in the affirmative, the ayes have it.
                                            worth making.                                           myself the balance of my time.                           Ms. ADAMS. Mr. Speaker, on that I
                                              Mr. Speaker, I thank the gentle-                         The HBCU PARTNERS Act is a cul-                     demand the yeas and nays.
                                            woman from North Carolina (Ms.                          mination of leadership from both Re-                     The SPEAKER pro tempore. Pursu-
                                            ADAMS), the gentleman from North                        publican and Democrat administra-                      ant to section 3 of House Resolution
                                            Carolina (Mr. WALKER), and the gen-                     tions. This bill has been crafted with                 965, the yeas and nays are ordered.
                                            tleman     from    Pennsylvania      (Mr.               bipartisan, bicameral input and, more                    Pursuant to clause 8 of rule XX, fur-
                                            SMUCKER), and the entire bipartisan                     importantly, with input from HBCU                      ther proceedings on this motion will be
                                            HBCU Caucus for their work on this                      groups themselves.                                     postponed.
                                            bill.                                                      HBCUs are a critical part of Amer-                                    f
                                              Mr. Speaker, I urge my colleagues to                  ica’s postsecondary education system.
                                            support the legislation.                                Today’s legislation will renew our com-                   STOP STUDENT DEBT RELIEF
                                              Mr. SMUCKER. Mr. Speaker, I yield 2                   mitment to these institutions and em-                            SCAMS ACT OF 2019
                                            minutes to the gentleman from Arkan-                    power HBCUs to continue providing                        Ms. STEVENS. Mr. Speaker, I move
                                            sas (Mr. HILL).                                         countless men and women opportuni-                     to suspend the rules and pass the bill




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                                              Mr. HILL of Arkansas. Mr. Speaker, I                  ties to pursue their dreams.                           (S. 1153) to explicitly make unauthor-
                                            thank the gentleman from Pennsyl-                          I strongly urge my colleagues to vote               ized access to Department of Education
                                            vania (Mr. SMUCKER), my friend, for                     ‘‘yes’’ on this bill, and I yield back the             information technology systems and
                                            yielding.                                               balance of my time.                                    the misuse of identification devices
                                              I rise today in strong support of S.                     Ms. ADAMS. Mr. Speaker, how much                    issued by the Department of Education
                                            461, the HBCU PARTNERS Act, intro-                      time do I have remaining?                              a criminal act.



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                                            December 7, 2020                                  CONGRESSIONAL RECORD — HOUSE                                                                     H6881
                                              The Clerk read the title of the bill.                 the data system and any other system used              improper use in order to warn those bor-
                                              The text of the bill is as follows:                   to administer a program under this title if            rowers of suspicious activity or potential
                                                                                                    that access—                                           fraud regarding their Federal student loan
                                                                 S. 1153                              ‘‘(A) is in compliance with terms of serv-           accounts; and
                                              Be it enacted by the Senate and House of Rep-         ice, information security standards, and a               ‘‘(iv) providing clear and simple disclosures
                                            resentatives of the United States of America in         code of conduct which shall be established by          in communications with borrowers who are
                                            Congress assembled,                                     the Secretary and published in the Federal             applying for or requesting assistance with
                                            SECTION 1. SHORT TITLE.
                                                                                                    Register;                                              Federal Direct Loan programs (including as-
                                                                                                      ‘‘(B) is obtained using an access device (as         sistance or applications regarding income-
                                              This Act may be cited as the ‘‘Stop Stu-
                                                                                                    defined in section 1029(e)(1) of title 18, United      driven repayment, forbearance, deferment,
                                            dent Debt Relief Scams Act of 2019’’.
                                                                                                    States Code) issued by the Secretary to the            consolidation, rehabilitation, cancellation,
                                            SEC. 2. CRIMINAL PENALTIES.
                                                                                                    authorized person or entity; and                       and forgiveness) to ensure that borrowers are
                                              (a) IN GENERAL.—Section 490 of the Higher               ‘‘(C) is obtained without using any access           aware that the Department will never re-
                                            Education Act of 1965 (20 U.S.C. 1097) is               device (as defined in section 1029(e)(1) of title      quire borrowers to pay for such assistance or
                                            amended by adding at the end the following:             18, United States Code) issued by the Sec-             applications.’’.
                                              ‘‘(e) ACCESS TO DEPARTMENT OF EDUCATION               retary to a student, borrower, or parent.              SEC. 6. EFFECTIVE DATE.
                                            INFORMATION TECHNOLOGY SYSTEMS FOR                        ‘‘(2) AUTHORIZED PERSON OR ENTITY.—An                  This Act, and the amendments made by
                                            FRAUD, COMMERCIAL ADVANTAGE, OR PRIVATE                 authorized person or entity described in this          this Act, shall take effect on the date that is
                                            FINANCIAL GAIN.—Any person who knowingly                paragraph means—                                       180 days after the date of enactment of this
                                            uses an access device, as defined in section              ‘‘(A) a guaranty agency, eligible lender, or         Act.
                                            1029(e)(1) of title 18, United States Code,             eligible institution, or a third-party organi-
                                            issued to another person or obtained by                                                                          The SPEAKER pro tempore. Pursu-
                                                                                                    zation acting on behalf of a guaranty agency,
                                            fraud or false statement to access Depart-              eligible lender, or eligible institution, that is
                                                                                                                                                           ant to the rule, the gentlewoman from
                                            ment information technology systems for                 in compliance with applicable Federal law              Michigan (Ms. STEVENS) and the gen-
                                            purposes of obtaining commercial advantage              (including regulations and guidance); or               tleman    from     Pennsylvania   (Mr.
                                            or private financial gain, or in furtherance of           ‘‘(B) a licensed attorney representing a             SMUCKER) each will control 20 minutes.
                                            any criminal or tortious act in violation of            student, borrower, or parent, or another indi-           The Chair recognizes the gentle-
                                            the Constitution or laws of the United States           vidual who works for a Federal, State, local,          woman from Michigan.
                                            or of any State, shall be fined not more than           or Tribal government or agency, or for a                                 GENERAL LEAVE
                                            $20,000, imprisoned for not more than 5 years,          nonprofit organization, providing financial
                                            or both.’’.                                                                                                      Ms. STEVENS. Mr. Speaker, I ask
                                                                                                    or student loan repayment counseling to a
                                              (b) GUIDANCE.—The Secretary shall issue               student, borrower, or parent, if—
                                                                                                                                                           unanimous consent that all Members
                                            guidance regarding the use of access devices              ‘‘(i) that attorney or other individual has          have 5 legislative days in which to re-
                                            in a manner that complies with this Act, and            never engaged in unfair, deceptive, or abu-            vise and extend their remarks and to
                                            the amendments made by this Act.                        sive practices, as determined by the Sec-              include any extraneous material on S.
                                              (c) EFFECTIVE DATE OF PENALTIES.—Not-                 retary;                                                1153, the Stop Student Debt Relief
                                            withstanding section 6, the penalties de-                 ‘‘(ii) that attorney or other individual does        Scams Act of 2019.
                                            scribed in section 490(e) of the Higher Edu-            not work for an entity that has engaged in               The SPEAKER pro tempore. Is there
                                            cation Act of 1965 (20 U.S.C. 1097), as added           unfair, deceptive, or abusive practices (in-
                                            by subsection (a), shall take effect the day                                                                   objection to the request of the gentle-
                                                                                                    cluding an entity that is owned or operated
                                            after the date on which the Secretary issues                                                                   woman from Michigan?
                                                                                                    by a person or entity that engaged in such
                                            guidance regarding the use of access devices,           practices), as determined by the Secretary;
                                                                                                                                                             There was no objection.
                                            as described in subsection (b).                           ‘‘(iii) system access is provided only                 Ms. STEVENS. Mr. Speaker, I yield
                                            SEC. 3. LOAN COUNSELING.                                through a separate point of entry; and                 myself such time as I may consume.
                                              Section 485(b) of the Higher Education Act              ‘‘(iv) the attorney or other individual has            Mr. Speaker, I rise in strong support
                                            of 1965 (20 U.S.C. 1092(b)) is amended—                 consent from the relevant student, borrower,           of S. 1153, the Stop Student Debt Relief
                                              (1) in clause (viii), by striking ‘‘and’’ after       or parent to access the system.’’; and                 Scams Act, today.
                                            the semicolon; and                                        (4) in subsection (f)(1), as redesignated by           I would like to thank my colleague,
                                              (2) by adding at the end the following:               paragraph (1)—                                         Congressman SMUCKER, for cointro-
                                              ‘‘(x) an explanation that—                              (A) in subparagraph (A), by striking ‘‘stu-          ducing this bill with me and for his ef-
                                              ‘‘(I) the borrower may be contacted during            dent and parent’’ and inserting ‘‘student,
                                                                                                                                                           forts to end these debt relief scams. We
                                            the repayment period by third-party student             borrower, and parent’’;
                                            debt relief companies;                                    (B) by redesignating subparagraphs (C) and           all know that our country faces a
                                              ‘‘(II) the borrower should use caution when           (D) as subparagraphs (D) and (E), respec-              mounting student debt crisis, with
                                            dealing with those companies; and                       tively;                                                Americans now holding more than $1.5
                                              ‘‘(III) the services that those companies               (C) by inserting after subparagraph (B) the          trillion in student loan debt.
                                            typically provide are already offered to bor-           following:                                               Predatory scammers are increasingly
                                            rowers free of charge through the Depart-                 ‘‘(C) the reduction in improper data system          taking advantage of student loan bor-
                                            ment or the borrower’s servicer; and’’.                 access as described in subsection (d)(7);’’; and       rowers, who face a complicated loan re-
                                            SEC. 4. PREVENTION OF IMPROPER ACCESS.                    (D) by striking subparagraph (E), as redes-          payment process. These unscrupulous
                                              Section 485B of the Higher Education Act              ignated by subparagraph (B), and inserting
                                                                                                    the following:
                                                                                                                                                           scams defraud student borrowers by
                                            of 1965 (20 U.S.C. 1092b) is amended—                                                                          providing deceptive information to
                                              (1) by redesignating subsections (e)                    ‘‘(E) any protocols, codes of conduct, terms
                                            through (h) as subsections (f) through (i), re-         of service, or information security standards          mislead them into paying thousands of
                                            spectively;                                             developed under paragraphs (6) or (7) of sub-          dollars for services that the Federal
                                              (2) in subsection (d)—                                section (d) during the preceding fiscal                Government already provides for free.
                                              (A) in paragraph (5)(C), by striking ‘‘and’’          year.’’.                                                 These scams come by way of
                                            after the semicolon;                                    SEC. 5. AGENCY PREVENTION AND DETECTION.               robocalls. They are harassing and men-
                                              (B) in paragraph (6)(C), by striking the pe-            Section 141(b)(2) of the Higher Education            acing, and the victims of these schemes
                                            riod at the end and inserting ‘‘; and’’; and            Act of 1965 (20 U.S.C. 1018(b)(2)) is amended          are not only defrauded but, unknow-
                                              (C) by adding at the end the following:               by adding at the end the following:                    ingly, become delinquent on their pay-
                                              ‘‘(7) preventing access to the data system              ‘‘(C) Taking action to prevent and address
                                                                                                                                                           ments and default on their loans, fall-
                                            and any other system used to administer a               the improper use of access devices, as de-
                                            program under this title by any person or en-           scribed in section 485B(d)(7), including by—           ing even deeper into debt.
                                            tity for the purpose of assisting a student in            ‘‘(i) detecting common patterns of im-                 We hear this time and time again be-
                                            managing loan repayment or applying for                 proper use of any system that processes pay-           cause these phone calls come to your
                                            any repayment plan, consolidation loan, or              ments on Federal Direct Loans or other De-             personal cell phone even if you don’t
                                            other benefit authorized by this title, unless          partment information technology systems;               have a student loan.
                                            such access meets the requirements de-                    ‘‘(ii) maintaining a reporting system for              In 2007, I took out $9,000 of student
                                            scribed in subsection (e).’’;                           contractors involved in the processing of              loans to finish my last semester of




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                                              (3) by inserting after subsection (d) the fol-        payments on Federal Direct Loans in order              graduate school. I was able to repay
                                            lowing:                                                 to allow those contractors to alert the Sec-
                                                                                                                                                           that loan within 6 years. Years later, I
                                              ‘‘(e) REQUIREMENTS FOR THIRD-PARTY DATA               retary of potentially improper use of Depart-
                                            SYSTEM ACCESS.—                                         ment information technology systems;                   still receive these very types of men-
                                              ‘‘(1) IN GENERAL.—As provided in paragraph              ‘‘(iii) proactively contacting Federal stu-          acing phone calls, to my personal cell
                                            (7) of subsection (d), an authorized person or          dent loan borrowers whose Federal student              phone, of scams asking me to go
                                            entity described in paragraph (2) may access            loan accounts demonstrate a likelihood of              through these programs.



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                                            H6882                                             CONGRESSIONAL RECORD — HOUSE                                                        December 7, 2020
                                              These are individuals who receive in-                    This bill and the House companion                       This is an attempt today to shut
                                            formation through the Department of                     bill would help Federal and State offi-                down predatory scammers who are tar-
                                            Education. This is what we are trying                   cials    take    action    against  these              geting our student borrowers, for the
                                            to stop. They are accessing your per-                   scammers. Specifically, the bill clari-                financial health of the American peo-
                                            sonal information to scam you.                          fies that it is a Federal crime to access              ple.
                                              This is what we are here today to                     the Department of Education informa-                       Again, I strongly encourage my col-
                                            stop. This problem, unfortunately, dur-                 tion technology systems for fraud,                     leagues on both sides of the aisle to
                                            ing COVID–19 has only exacerbated.                      commercial advantage, or for private                   join us here today in passing this crit-
                                            During this pandemic, the relief that                   financial gain.                                        ical piece of legislation.
                                            was provided to help Federal student                       The bill also penalizes scammers                        Mr. Speaker, I yield back the balance
                                            loan borrowers under the CARES Act                      with a fine of up to $20,000, imprison-                of my time.
                                            has created additional opportunities                    ment of up to a 5-year sentence, or                        Ms. JACKSON LEE. Mr. Speaker, as a sen-
                                            for scammers to target desperate                        some combination of both. These meas-                  ior member of the Judiciary, Homeland, and
                                            Americans.                                              ures ensure that there are strong deter-               Budget Committees, I rise in strong support of
                                              This bill will ensure that the Depart-                rents set in place to prevent wide-                    S. 1153, the ‘‘Stop Student Debt Relief Scams
                                            ment of Education and law enforce-                      spread abuse from debt scammers.                       Act,’’ which helps protect borrowers from de-
                                            ment agencies have the tools they need                     Our bill also improves student loan                 ceptive student debt relief scams by enhanc-
                                            to crack down on these predatory                        exit counseling by warning Federal                     ing law enforcement and administrative abili-
                                            fraudsters. It will also empower stu-                   loan borrowers about debt relief scams                 ties to identify and shut down such student
                                            dent borrowers by providing counseling                  and informing them that these third-                   debt relief scams.
                                            and resources to make sure that all                     party companies charge money for                           With ordinary Americans facing nearly $1.5
                                            borrowers are aware of these potential                  services that are already provided to                  trillion in student loan debt, borrowers are
                                            scams and receive accurate informa-                     borrowers for free by the Department                   looking for relief wherever they can find it but
                                            tion about the repayment options.                       of Education.                                          unfortunately many borrowers do not receive
                                              Knowledge is power here. It is time                      Creating awareness will significantly               the right information about how to find out and
                                            to stop these scammers from jeopard-                    aid students’ ability to spot a scam.                  qualify for opportunities to get help with low-
                                            izing the financial future of student                   Importantly, this legislation requires                 ering or postponing their payments or applying
                                            borrowers, and I urge my colleagues to                  the Department of Education to main-                   for relief, nearly all of which is available for
                                            support the passage of this bill.                       tain commonsense reporting, detec-                     free.
                                              Mr. Speaker, I reserve the balance of                 tion, and prevention activities to stop                    These include income-driven repayment,
                                            my time.                                                potential or known debt relief scams.
                                              Mr. SMUCKER. Mr. Speaker, I yield                                                                            deferment, forbearance, consolidation, reha-
                                                                                                       Student loan borrowers face many                    bilitation, and even some programs for loan
                                            myself such time as I may consume.                      obstacles in our generous yet com-
                                              Mr. Speaker, I rise today in support                                                                         forgiveness.
                                                                                                    plicated student loan system. Congress                     Debt relief scams falsely promise borrowers
                                            of S. 1153, the Stop Student Debt Relief                must see to it that the malicious ac-
                                            Scams Act. I was proud to have intro-                                                                          a quick fix with little hassle and their business
                                                                                                    tors who seek to con students and line
                                            duced the companion bill to this, H.R.                                                                         model is to robocall student loan borrowers
                                                                                                    their own pockets are stopped.
                                            2888, with Representative STEVENS.                                                                             until they agree to pay thousands of dollars in
                                                                                                       Mr. Speaker, the Stop Student Debt
                                              We cointroduced this bill, and I want                 Relief Scams Act is bipartisan legisla-                unnecessary and exorbitant fees for services
                                            to thank the gentlewoman for her lead-                  tion that holds third-party debt collec-               that are already available for free.
                                            ership on this bill and for her work on                                                                            They claim to reduce or forgive borrowers’
                                                                                                    tion scammers accountable for their
                                            this important issue. This is bipar-                    predatory schemes to line their pock-                  student debt and take care of all the paper-
                                            tisan, bicameral legislation that will                  ets at the expense of hardworking fam-                 work.
                                            crack down on third-party debt collec-                                                                             Some even purport to be associated with
                                                                                                    ilies.
                                            tion scammers who exploit vulnerable                       At a time when Americans are feel-                  the federal government.
                                            students.                                               ing the financial impact of the                            Most victims of these deceptive debt relief
                                              Over 40 million Americans today, Mr.                  coronavirus pandemic, this legislation                 scams are not only defrauded by the compa-
                                            Speaker, owe a collective $1.5 trillion                 is even more important and is a com-                   nies that promised to help them, but unknow-
                                            in Federal student loan debt. Students                  monsense measure to prevent bor-                       ingly become delinquent on their payments
                                            are working hard to pay off their loans,                rowers from falling victim to these                    and default on their loans, miss communica-
                                            but many are struggling to make ends                    scams.                                                 tions with their servicers, and fall even deeper
                                            meet. To that end, Congress offers bor-                    Today’s     legislation    will   help              into debt.
                                            rowers an array of options to relieve                   strengthen the tools Federal and State                     S. 1153, the Stop Student Debt Relief
                                            the financial pressure of their debt.                   officials need to combat these bad ac-                 Scams Act of 2019 would accelerate the end
                                              The Department of Education hires                     tors while also educating student loan                 to this rampant misconduct.
                                            Federal student loan servicers to assist                borrowers.                                                 Specifically, the Stop Student Debt Relief
                                            borrowers in repaying their loans by                       Mr. Speaker, I strongly urge my col-                Scams Act of 2019 will enhance law enforce-
                                            helping the borrower select the best op-                leagues to vote ‘‘yes’’ on this bill, and              ment and administrative abilities to identify
                                            tion for their specific situation.                      I yield back the balance of my time.                   and shut down student debt relief scams by:
                                              These services are all provided at no                    Ms. STEVENS. Mr. Speaker, I yield                       Clarifying that it is a federal crime to access
                                            cost to borrowers. Unfortunately, there                 myself the balance of my time.                         U.S. Department of Education information
                                            are hundreds of malicious third-party                      He is called the gentleman from                     technology systems for fraud, commercial ad-
                                            debt collection companies that are                      Pennsylvania, but some of us also call                 vantage, or private financial gain, and fines
                                            seizing on students’ vulnerability and                  him the gentleman from Lancaster.                      scammers up to $20,000, up to 5 years im-
                                            engaging in predatory schemes by sell-                     I truly want to thank my colleague                  prisonment, or both, for violations of the law;
                                            ing students on the notion that their                   on the other side of the aisle, Mr.                        Directing the U.S. Department of Education
                                            company will reduce or make the stu-                    SMUCKER, for his leadership on this                    to create a new form of third-party access,
                                            dent loan debt disappear.                               critical piece of bipartisan legislation               akin to the current ‘‘preparer’’ function on the
                                              These are scammers who trick bor-                     to stand up for hardworking Ameri-                     Free Application for Student Aid (FAFSA) for
                                            rowers into paying an exorbitant fee                    cans, to stand up for our students, and                those applying on behalf of a student and their
                                            for a service that is already available                 to put into place a clarified law declar-              family, in order to protect legitimate organiza-
                                            for free through the Federal student                    ing that it is a Federal crime to access               tions—such as legal aid groups—that help
                                            loan servicer. Even worse, the victims                  U.S. Department of Education informa-                  borrowers navigate repayment;




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                                            of the scheme usually become delin-                     tion technology systems for purposes                       Requiring the U.S. Department of Education
                                            quent and enter default because their                   of fraud, commercial advantage, or pri-                to maintain commonsense reporting, detection,
                                            payments are no longer going to reduce                  vate financial gain, and that fines                    and prevention activities to stop potential or
                                            their loan balance but are, instead, lin-               these scammers up to $20,000, or up to                 known debt relief scams; and
                                            ing the pockets of these debt relief                    5 years of imprisonment, as my col-                        Requiring student loan exit counseling to
                                            scammers.                                               league so nicely articulated.                          warn federal loan borrowers about debt relief



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                                            December 7, 2020                                     CONGRESSIONAL RECORD — HOUSE                                                                                    H6883
                                            scams, in recognition of the fact that bor-                Davids (KS)        Keller                Porter           Webster (FL)         Williams             Yarmuth
                                                                                                       Davidson (OH)      Kelly (IL)            Posey            Welch                Wilson (FL)          Yoho
                                            rowers may fall prey to false promises be-                 Davis (CA)         Kelly (MS)            Pressley         Wenstrup             Wilson (SC)          Young
                                            cause they lack sufficient information on legiti-          Davis, Danny K.    Kelly (PA)            Price (NC)       Westerman            Wittman              Zeldin
                                            mate programs to help them manage repay-                   Davis, Rodney      Kennedy               Quigley          Wexton               Womack
                                            ment.                                                      Dean               Khanna                Raskin           Wild                 Woodall
                                                                                                       DeFazio            Kildee                Reed
                                               This is needed legislation and I am pleased                                                                                               NAYS—3
                                                                                                       DeGette            Kilmer                Rice (NY)
                                            it has been endorsed by Education Finance                  DeLauro            Kim                   Rice (SC)        Biggs                Massie               Roy
                                            Council, Generation Progress, National Con-                DelBene            Kind                  Riggleman
                                                                                                                                                                           ANSWERED ‘‘PRESENT’’—1
                                            sumer Law Center (on behalf of its low income              Delgado            King (NY)             Roby
                                                                                                       Demings            Kinzinger             Roe, David P.                         Amash
                                            clients), National Council of Higher Education             DeSaulnier         Kirkpatrick           Rogers (AL)
                                            Resources, Student Loan Servicing Alliance,                                                                                              NOT VOTING—39
                                                                                                       DesJarlais         Krishnamoorthi        Rogers (KY)
                                            The Institute for College Access and Success,              Deutch             Kuster (NH)           Rose (NY)        Abraham              Gaetz                McHenry
                                                                                                       Diaz-Balart        Kustoff (TN)          Rose, John W.    Aderholt             Gallego              Mitchell
                                            and Young Invincibles.                                     Dingell            LaHood                Rouda            Allen                Gianforte            Neguse
                                               I urge all Members to join me in voting for             Doggett            LaMalfa               Rouzer           Bishop (GA)          Gibbs                Reschenthaler
                                            S. 1153, the ‘‘Stop Student Debt Relief Scams              Doyle, Michael     Lamb                  Roybal-Allard    Brady                Gosar                Richmond
                                                                                                         F.               Lamborn               Ruiz             Buchanan             Graves (LA)          Rodgers (WA)
                                            Act.’’                                                                                                               Buck                 Higgins (LA)         Rooney (FL)
                                                                                                       Duncan             Langevin              Ruppersberger
                                                                                                       Emmer              Larsen (WA)           Rush             Byrne                Holding              Scott, Austin
                                                             b 1400                                    Engel              Latta                 Rutherford       Calvert              Huizenga             Sensenbrenner
                                                                                                       Escobar            Lawrence              Ryan             Carter (TX)          King (IA)            Shimkus
                                              The SPEAKER pro tempore. The                                                                                       Collins (GA)         Larson (CT)          Walker
                                                                                                       Eshoo              Lawson (FL)           Sánchez
                                            question is on the motion offered by                       Espaillat          Lee (CA)              Sarbanes         Dunn                 Marchant             Walorski
                                            the gentlewoman from Michigan (Ms.                         Estes              Lee (NV)              Scalise          Gabbard              McClintock           Wright
                                            STEVENS) that the House suspend the                        Evans              Lesko                 Scanlon
                                                                                                                                                                                     b 1500
                                            rules and pass the bill, S. 1153.                          Ferguson           Levin (CA)            Schakowsky
                                              The question was taken; and (two-
                                                                                                       Finkenauer         Levin (MI)            Schiff              Messrs. GREEN of Tennessee and
                                                                                                       Fitzpatrick        Lieu, Ted             Schneider        STAUBER changed their vote from
                                            thirds being in the affirmative) the                       Fleischmann        Lipinski              Schrader
                                                                                                                                                                 ‘‘nay’’ to ‘‘yea.’’
                                            rules were suspended and the bill was                      Fletcher           Loebsack              Schrier
                                                                                                                                                                    So (two-thirds being in the affirma-
                                            passed.                                                    Flores             Lofgren               Schweikert
                                                                                                       Fortenberry        Long                  Scott (VA)       tive) the rules were suspended and the
                                              A motion to reconsider was laid on                       Foster             Loudermilk            Scott, David     resolution, as amended, was agreed to.
                                            the table.                                                 Foxx (NC)          Lowenthal             Serrano             The result of the vote was announced
                                                                                                       Frankel            Lowey                 Sewell (AL)
                                                               f                                       Fudge              Lucas                 Shalala
                                                                                                                                                                 as above recorded.
                                                                                                       Fulcher            Luetkemeyer           Sherman             A motion to reconsider was laid on
                                            CALLING FOR GLOBAL REPEAL OF                               Gallagher          Luján                Sherrill         the table.
                                              BLASPHEMY,         HERESY,        AND                    Garamendi          Luria                 Simpson             MEMBERS RECORDED PURSUANT TO HOUSE
                                                                                                       Garcia (CA)        Lynch                 Sires                  RESOLUTION 965, 116TH CONGRESS
                                              APOSTASY LAWS                                            Garcı́a (IL)       Malinowski            Slotkin
                                                                                                       Garcia (TX)        Maloney,              Smith (MO)       Barragán (Beyer)    Kind (Beyer)         Pingree
                                              The SPEAKER pro tempore. Pursu-                                                                                    Bera (Aguilar)       Kirkpatrick            (Cicilline)
                                                                                                       Gohmert              Carolyn B.          Smith (NE)
                                            ant to clause 8 of rule XX, the unfin-                     Golden             Maloney, Sean         Smith (NJ)       Bonamici (Clark        (Stanton)          Pocan (Raskin)
                                            ished business is the vote on the mo-                      Gomez              Marshall              Smith (WA)         (MA))              Kuster (NH)          Porter (Wexton)
                                                                                                                                                                 Brownley (CA)          (Clark (MA))       Pressley
                                            tion to suspend the rules and agree to                     Gonzalez (OH)      Mast                  Smucker
                                                                                                                                                                   (Clark (MA))
                                                                                                       Gonzalez (TX)      Matsui                Soto                                  Lamb (Crow)            (Cicilline)
                                            the resolution (H. Res. 512) calling for                   Gooden             McAdams                                Cárdenas            Lawson (FL)          Price (NC)
                                                                                                                                                Spanberger
                                            the global repeal of blasphemy, heresy,                    Gottheimer         McBath                Spano              (Cisneros)           (Demings)            (Butterfield)
                                            and apostasy laws, as amended, on                          Granger            McCarthy              Speier           Castor (FL)          Lieu, Ted (Beyer)    Rouda (Aguilar)
                                                                                                       Graves (MO)        McCaul                Stanton            (Demings)          Lipinski             Roybal-Allard
                                            which the yeas and nays were ordered.                                                                                Cohen (Beyer)
                                                                                                       Green (TN)         McCollum              Stauber                                 (Schrader)           (Garcia (TX))
                                              The Clerk read the title of the resolu-                  Green, Al (TX)     McEachin              Stefanik         Costa (Cooper)       Lofgren (Jeffries)   Ruiz (Dingell)
                                            tion.                                                      Griffith           McGovern              Steil            Cunningham
                                                                                                                                                                                      Lowenthal            Rush
                                                                                                                                                                   (Murphy (FL))
                                              The SPEAKER pro tempore. The                             Grijalva           McKinley              Steube
                                                                                                                                                                 Dean (Scanlon)
                                                                                                                                                                                        (Beyer)              (Underwood)
                                            question is on the motion offered by                       Grothman           McNerney              Stevens                               Lowey (Tonko)        Schneider
                                                                                                       Guest              Meeks                 Stewart          DeSaulnier
                                                                                                                                                                                      McEachin               (Casten (IL))
                                            the gentleman from Maryland (Mr.                           Guthrie            Meng                  Stivers            (Matsui)
                                                                                                                                                                                        (Wexton)           Schrier
                                            RASKIN) that the House suspend the                         Haaland            Meuser                Suozzi           Deutch (Rice
                                                                                                                                                                   (NY))              Meng (Clark            (DelBene)
                                            rules and agree to the resolution, as                      Hagedorn           Mfume                 Swalwell (CA)                           (MA))              Serrano
                                                                                                       Hall               Miller                Takano           Doggett (Raskin)
                                            amended.                                                                                                             Frankel (Clark       Moore (Beyer)          (Jeffries)
                                                                                                       Harder (CA)        Moolenaar             Taylor                                Mucarsel-Powell      Titus (Connolly)
                                              The vote was taken by electronic de-                     Harris             Mooney (WV)           Thompson (CA)      (MA))
                                                                                                                                                                 Garamendi              (Wasserman         Tlaib (Dingell)
                                            vice, and there were—yeas 386, nays 3,                     Hartzler           Moore                 Thompson (MS)
                                                                                                                                                                   (Sherman)            Schultz)           Trahan
                                            answered ‘‘present’’ 1, not voting 39, as                  Hastings           Morelle               Thompson (PA)
                                                                                                                                                                 Grijalva (Garcı́a    Nadler (Jeffries)      (McGovern)
                                                                                                       Hayes              Moulton               Thornberry
                                            follows:                                                   Heck               Mucarsel-Powell       Tiffany            (IL))              Napolitano           Vargas (Correa)
                                                                                                                                                                 Hastings               (Correa)           Velázquez
                                                                [Roll No. 236]                         Hern, Kevin        Mullin                Timmons
                                                                                                                                                                   (Wasserman         Pascrell               (Clarke (NY))
                                                                                                       Herrera Beutler    Murphy (FL)           Tipton
                                                                 YEAS—386                              Hice (GA)          Murphy (NC)           Titus              Schultz)             (Pallone)          Watson Coleman
                                            Adams               Boyle, Brendan     Cisneros            Higgins (NY)       Nadler                Tlaib            Jayapal (Raskin)     Payne                  (Pallone)
                                            Aguilar               F.               Clark (MA)          Hill (AR)          Napolitano            Tonko            Johnson (TX)           (Wasserman         Welch
                                            Allred              Brindisi           Clarke (NY)         Himes              Neal                  Torres (CA)        (Jeffries)           Schultz)             (McGovern)
                                            Amodei              Brooks (AL)        Clay                Hollingsworth      Newhouse              Torres Small     Kim (Davids          Peters (Kildee)      Wilson (FL)
                                            Armstrong           Brooks (IN)        Cleaver             Horn, Kendra S.    Norcross                (NM)             (KS))              Peterson (Craig)       (Hayes)
                                            Arrington           Brown (MD)         Cline               Horsford           Norman                Trahan                               f
                                            Axne                Brownley (CA)      Cloud               Houlahan           Nunes                 Trone
                                            Babin               Bucshon            Clyburn             Hoyer              O’Halleran            Turner           HBCU PROPELLING AGENCY RELA-
                                            Bacon               Budd               Cohen               Hudson             Ocasio-Cortez         Underwood          TIONSHIPS TOWARDS A NEW
                                            Baird               Burchett           Cole                Huffman            Olson                 Upton
                                            Balderson           Burgess            Comer               Hurd (TX)          Omar                  Van Drew
                                                                                                                                                                   ERA OF RESULTS FOR STU-
                                            Banks               Bustos             Conaway             Jackson Lee        Palazzo               Vargas             DENTS ACT
                                            Barr                Butterfield        Connolly            Jacobs             Pallone               Veasey             The SPEAKER pro tempore (Mrs.
                                            Barragán           Carbajal           Cooper              Jayapal            Palmer                Vela
                                            Bass                Cárdenas          Correa              Jeffries           Panetta               Velázquez       DAVIS of California). Pursuant to
                                            Beatty              Carson (IN)        Costa               Johnson (GA)       Pappas                Visclosky        clause 8 of rule XX, the unfinished
                                            Bera                Carter (GA)        Courtney            Johnson (LA)       Pascrell              Wagner           business is the vote on the motion to
                                            Bergman             Cartwright         Cox (CA)            Johnson (OH)       Payne                 Walberg          suspend the rules and pass the bill (S.




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                                            Beyer               Case               Craig               Johnson (SD)       Pence                 Walden
                                            Bilirakis           Casten (IL)        Crawford            Johnson (TX)       Perlmutter            Waltz            461) to strengthen the capacity and
                                            Bishop (NC)         Castor (FL)        Crenshaw            Jordan             Perry                 Wasserman        competitiveness of historically Black
                                            Bishop (UT)         Castro (TX)        Crist               Joyce (OH)         Peters                  Schultz        colleges and universities through ro-
                                            Blumenauer          Chabot             Crow                Joyce (PA)         Peterson              Waters
                                            Blunt Rochester     Cheney             Cuellar             Kaptur             Phillips              Watkins
                                                                                                                                                                 bust public-sector, private-sector, and
                                            Bonamici            Chu, Judy          Cunningham          Katko              Pingree               Watson Coleman   community partnerships and engage-
                                            Bost                Cicilline          Curtis              Keating            Pocan                 Weber (TX)       ment, and for other purposes, as



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