Plea Agreement — United States v. Ford (W.D. Okla., Document 8)
Summary
Plea Agreement filed January 20, 2022 as Document 8 in United States v. Jill Nicole Ford, Case 5:22-cr-00009-JD, in the U.S. District Court for the Western District of Oklahoma. It states that it contains the entire agreement between Defendant Jill Nicole Ford and the United States concerning Defendant's plea. Defendant agrees to plead guilty to a two-count Information charging bank fraud (Title 18, United States Code, Section 1344(2)) and money laundering (Section 1957(a)). The agreement sets out maximum penalties, restitution of $241,543.35 to Citizens Bank of Edmond and $10,600 to the U.S. Small Business Administration, forfeiture, financial disclosures, Sentencing Guidelines stipulations and a waiver of the right to appeal.
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Cite this document
“Plea Agreement — United States v. Ford (W.D. Okla., Document 8).”
Original at archive.org. Archived at Pandemic Darlings, https://pandemicdarlings.com/source-documents/court-filing-w-d-okla-no-5-22-cr-00009-dkt-8-06c71928cf/
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Case 5:22-cr-00009-JD Document 8 Filed 01/20/22 Page 1 of 15
IN THE T]NITED S1'AI'I'S DISTRI('I'COURT I.'OR'I'HE
WESTERN DISTRICT OF OKLAHOMA
UNITED STATES oF AMERICA, )
)
Plaintiff, )
)
-\'s- ) AD
)
JILL NICOLE FORD. )
)
Defe ntla n t. )
PLEA AGREEMI'NI'
lntroduction
l. This Plea Agreement. t conjunction with a Plea Supplemenr filed
contemporaneously undcr scal. contains the entirc agrcement bctween Defendant Jill
Nicole Iiord and the lJnited States conceming Defendant's plea ol-guilq,.in this casc. No
other agreement or promise exists, nor ma1, any additional agreement be entered into unless
in u,riting and signed by all parties. Any unilateral modilication ol'rhis Plea Agreemenr is
hereby rejected bl the llnited States.
'l'his Plea Agreement
applies onl1., to the crirninal
violations described and does not appl)' to any civil matler or any civil lbrl'citure
proceeding cxcept as specificalll' sot lbrth. This Plca Agreement binds onlv the l.lnited
States nttomey's Ofllcc for the Western District oi'Oklahoma and does not bind anv other
federal. state, or local prosecuting, adnr inistrative. or regulatory authoriry. If Del'cndant
does not accept the tcrms of this Plca Agreement by December 29,2021,lhe oll'er is
u,ithilrarvn.
Case 5:22-cr-00009-JD Document 8 Filed 01/20/22 Page 2 of 15
Guilty Plea
2. Defendant agrees to enter a plea of guilty to a two-count lnformation
charging: ( I ) bank fraud, a violation of Title 18. United States Code, Section 1344(2); and
(2) money laundering. a violation ofTitle 18, United States Code, Section 1957(a).
To be found guilty of violating Count I (bank fraud), as charged in the Information,
Defendant must admit. and does admit. that liom on or about September 11.2020. through
on or aboul November 5,2020, in the Westem District of Oklahoma, Defendant: (l)
knolingly executed a scheme or artifice to obtain money under the custody and control of
a financial institution by means of materially false and fiaudulent pretenses.
representations. or promises: (2) the financial institution u,as insured by the Federal
Deposit Insurance Corporation; (3) Defendant acted rvith the intent to defraud: and (4) the
false or liaudulent pretenses. representations. or promises made by Defendant were
material, meaning that the), rvould naturally tend to influence. or \\,ere capable of
influencing the decision ofthe financial institution.
To be lbund guilty of violaring count 2 (monev laundering). as charged in the
Information. Defendant must admit. and does admit, that on or about october 23,2020, in
the western District of oklahorna. Defendant: ( I ) engaged (or attempred to engage
) in a
monetary transaction: (2) the monetary transaction involved crirninalll,, derived properlvl
(3) Defendant knerv that the property was derived from bank fraud; (4) the property
was,
in fact, derivcd from bank fraud: (5) the monetary transaction u,as ofa yalue grealcr than
$10,000; and (6) the monetary transaction took place within the United Srates.
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Case 5:22-cr-00009-JD Document 8 Filed 01/20/22 Page 3 of 15
Maximum Pcnaltt,, Restitution, and Special Assessment
3. The maximum penalty that could be imposed as a result of this plea as to
Count I (bank fraud) is no more than thirty years of imprisonment or a fine ol'
$ 1,000.000.00. or both such fine and imprisonment. as well as a mandatory special
assessment of $100.00 and a term of supervised release ofno more than five years.
The maximum penalq, that could be imposed as a result of this plea as to Count 2
(money laundering) is no more than ten years of irnprisonment or a fine of $250,000.00, or
both such fine and imprisonment. as well as a mandatory special assessment of $100.00
and a term ofsupervised release ofno more than three years.
Defendant is pleading guilty to rnultiple counts ol' convicrion. and Defendant
understands that the Court may impose the sentence as to each count to run consecutively
to one another. so that the total imprisonment that Defendant may face is greater than the
maximum punishment for any one offense.
4. In addition to the punishment described above. a plea of guilty can affect
immigration status. If Defendant is not a citizen of the United States. a guilt_v plea may
result in deportation and removal from the l-lnited States. mav prevent Defendant from ever
lawfully reentering or remaining in the united States. and may result in the deniat of
naturalization. Il Defendant is a naturalized citizen of the llnited states. a guilt1,.plca may
result in denaturalization.
5. In addition. the court nrust order thc payrnent ofrestitution to any
'ictim(s)
of the ofrensc. Pursuanr to l8 U.S.C. g$ 3663(a)(3) and 36634. thc parties further agrce
J
Case 5:22-cr-00009-JD Document 8 Filed 01/20/22 Page 4 of 15
that, as parl of the sentence resulting from Defendant's plea, the Court rrvill enter an order
of restitution as follows:
a. $241,543.35 to Citizens Bank of Edmond, Attention: Whitney Randall, I
East lst Street, Edmond, Oklahoma 73034: and
b. $10,600 to the U.S. Small Business Administration, Denver Finance Office.
721 l9'h Street, 3'd Floor Room 301 , Denver, Colorado 80202. All paynrents
should reference loan number is 74808670-05.
6. Defendant agrees to pay the special assessment due the United States to the
Office of the United States Court Clerk immediately following sentencing. Defendant
understands that any fine or restitution ordered by the Court is immediatelS' due unless the
Court provides for payment on a date certain or in installments. If the Cou( imposes a
schedule for pal,ment of restitution. Defendant agrees that such a schedule represents a
minimum payment obligation and does not preclude the United States Attorney's Office
from pursuing other means by rvhich to satis$r Defeldant's full and immediately
enforceable financial obligations. Defendant accepts a continuing obligation to pay in full.
as soon as possible, any financial obligation imposed by the court. Defendant further
understands that a failurc to abide b)'the terms ofany restitution schedule imposed by the
Court may result in lurther action by thc Court.
7. For certain statutory of'lbnses, the Court must also impose a term of
supen,ised release. rvhich Defendant rvill begin to sen/e after being released from custody.
For all olhcr offenses, the Court ma1, impose a tenn of supervised release to be sen,ed
following release fi'om custody. During the term oi'supervised release, Defendant will be
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Case 5:22-cr-00009-JD Document 8 Filed 01/20/22 Page 5 of 15
subject to conditions that will include prohibitions against violating local, state, or I'ederal
larv. reporting requirements. restrictions on travel and residence. and possible testing for
controlled substance use. If Defendant violates the conditions of supcrvised release, the
Court may revoke De1'endant's supervised release and sentence Def'endant to an additional
term ol imprisonment. This additional term of imprisonment rvould be sened without
credit for the time Defendant successfully spent on supervised release. When combined,
the original term of imprisonment and anl. subsequent term of imprisonment the Court
imposes may exceed the statutory maximum prison tenn allowable for the offense.
Financial Disclosures
8. Defendant agrees to disclose all assets in u,hich Defendant has an). interest
or over which Defendant exercises control, directly or indirectly, including those held by a
spouse. nominee, or an), other third party. Upon requcst b1' the tJnited States. Dcl'endant
agrees ( I ) to complete truthfully and sign under penalty of perjurl, a F inancial Statement
ofDebtor by the change-of-plea hearing, or a date othcrwise agreed to by the United States,
and (2) to provide updates with any material changes in circumstanccs. as described in 18
U.S.C. $ 3664(k), within seven days ol'the evenr giving rise to the changes. Defendant
understands that the lJnited slates u,ill take Defendanl's compliancc u,ith these rcquests
into account u,hen it nlakes a reconrmendation lo the courl rcearding Dcfendant's
acceptancc of responsibility.
9. Defendant also expressll, authorizes thc Ljnited Stalcs n ttomey.s Olllce to
obtain a credit repofl on Defendant. in order to evaluare Defendanl's abiliry to satisly any
financial obligations irnposed by the court. Finally. Defendant agrees to notify the
Case 5:22-cr-00009-JD Document 8 Filed 01/20/22 Page 6 of 15
Irinancial I-itigation Program ("FLt'''; of the lJnited Statcs Attorney's Olllcc and to obtain
permission lrom FLP before Delendant transfers any interest in property rvith a value
cxceeding $1,000, orvned directly, indirectly, individually, or jointly by Defendant.
including any interest held or orvned under any name. including trusls. partnerships. or
corporalions. Del'endant acknorvledges a continuing obligation to notily and obtain
permission liom FLP for any lransl'ers ol' the above-described propert) until full
satisl'action ol any restitution. fine, special assessrnent. or other financial obligations
imposcd by the ('outt.
Forfeiturc
10. Dclbndant agrccs to lbrfeit to thr: United States volunlarill, and imrrediately
all ofl)cfcndant's right. titlc. and interest in and to all asscls u,hich are subjcct to lbri'eiture
pursuarrt to'l'itle 18, United States Code. Sections 9{12(a)( l) and (a)(2) and'l'itle 28, United
States Code. Section 2461, including but not limited to a mont;y judgment in the amount
ol$252.143.35. which represcnts the amount o{'proceeds obtaincd by Defcndant as a result
of thc offenses.
a. Defendant understands and agrees that the tbrfeiture will takc the form ofa
moncy judgment against her for that amounl.
b. Defcndant knou'ingly and voluntarilv agrecs to the amount olthe forfeiture
money judgment imposed against her by thc Courl.
c. Defbndant agrees to the forfeiture ol'substilute assets as authorized hercin
and pursuant to 2l U.S.c. $ 853. Defendanr agrees that thc elenrents lor
forlciting subsritute assets as set forth in 2l LJ.S.C.
$ g53(p) ha'e been
6
Case 5:22-cr-00009-JD Document 8 Filed 01/20/22 Page 7 of 15
satisfied. Defendant agrees that the forfeiture olsubstitute assets pursuant to
2l tl.S.C. S 853(p) shall not be deemed an alteration of Defendant's
sentence. l-he value ofeach forfeited substitute asset, less costs and expenses
in forfeiting and disposing of the asset, shall be oflset against the balance of
Defendanl's forfeiture monel' judgment.
I l. Defendant knowingly and voluntarill, rvaives Defendant's right to ajurl' trial
on the lorfeiture ofassets. Defendant knorvingll,and r,oluntarilv waives all constitutional.
legal, and equitable defenses to the forfeiture ofthese assets in any proceeding. and further
u,aives any claim or defense under the Eighth Amendment to the United States
Constitution, including any claim ofcxcessive fine. to the forfeiture or disposition ofassets
b1'the [)nited States, the State of Oklahoma. or its subdivisions. Defendant knorvingly and
volunlarily consents to the entry of a final order of lorfciture before sentencing as to
Defendant's interest in the assets. Forfeiture ofDefendanl's assets shall not be treated as
satisfaction of any fine. restitution. cost of imprisonment, or any other penalty the Court
may impose upon Defendant in addition to forfeiture.
12. Defendant knorvingly and voluntarily rvaivcs an1, right to appeal or
collaterally attack an), rratter in connection with the forfciturc provided for herein.
Defendant rvaives l)efendant's right to notice ofany forfeiture proceeding and agrees not
to file a claim to any of the above-listed property or propertv involved in thc underlying
criminal conduct. or other$'ise to contest forfeiture in an1'civil. adrninistrativc. orjudicial
proceeding that may be initiated. Delbndant further agrees not to assisl others in
filing a
claim in a forlbiture proceeding or otherwise assist others who challcnge a forfeiture
aclion
7
Case 5:22-cr-00009-JD Document 8 Filed 01/20/22 Page 8 of 15
involving the abovc-listed property or property involved in the underll,ing crirrinal
conduct. [)efcndant also voluntarilv and immediatell' u'aives all right. title. and intcrcsr irr
and 1o the above-listed propcrt)' in order that appropriate disposition mav be rnade bv lhe
appropriate ledcral or slate lau' enlbrcement agency
Sentencins Guidelines
13. The parties acknou,ledge that l8 U.S.C. $ 3553(a) directs thc Court ro
consider ccrtain lirctors in irnposing scntence. including the Guidelincs prornulgaled b1, lhe
United Stalcs Scnlcrrcing Cornrtrission. Consequentll'. although thc parlies recognizc lhal
the Guidelines arc only'advisory,. thcy have entered into certain stipulations and agrccmcnts
u,ith respecl to the Guidelincs. IJased upon the information knorvn 1o the partics on thc
date that this l)lca Agrccmcnt is cxecuted. they expect to take, but are not limiled to, the
follorving positions at scntencing:
a. Thc parties agree the loss for purposes of U.S.S.G. g 281.l(bxl) is more
than $250.000 but less than $550,000, resulting in an increase of l2 levels;
b. 1'he parties agree the 2-level enhancement in U.S.S.G. g2Bl.l(bX12)
(related to offense conduct described in 18 U.S.C. 0 I040) does not apply:
c. 'l'he parties agrec that the 2-level enhancement under ll.S.S.G.
A 28 l.l(b)(gXB) (related ro a misrepresentation or other fraudulenl acrion in
a bankruplc), proceeding) applies.
d. 'l'he parries agree Delendant should receive a nvo-level downward
adjustrnent lor l)efbndant's acceptance of responsibilit)-, pursuanl to
tl.S.S.G. g 3l) L I (a), if Defendant commits no further crimes. doe s nor
8
Case 5:22-cr-00009-JD Document 8 Filed 01/20/22 Page 9 of 15
falsely deny or lrivolously contest relevant conduct, and full1'complies with
all other terms of this Plea Agreement. Further. to the extent the Court finds
I)el'endant qualifies for that trvo-level dorvnrvard adjustment and U.S.S.G.
$ 3E I . I (b) is applicable, the United States agrees to move for the additional
one-level dorvnrvard ad.justment of $ 3E 1 .l (b) if Defendant accepts the terms
of'this Plea Agreemenl by the deadline established in Paragraph l.
Apart lrom anv expressed agreements and stipulations. the parties reserve the right
to advocate for, and present evidence relevant to, other Guidelines adjustments and
sentencing factors lbr consideration by the United States Probation Office and the Court.
14. The partics have entered into this Plea Agreement under the provisions of
Rule I l(c)(l)(A) & (B). Defendant acknowledges and understands that the Cou( is not
bound by, nor obligated to accept. these stipulations, agreements, or recommendations of
the United States or Defendant. And. even if the Court rejects one or more of these
stipulations. agrecments. or recommendations. that fact alone lvould not allow Defendant
to withdrarv Delendant's plea olguilty. Upon Defendant's signing of this PIea Agreement.
the United States intends to end its investigation ofthe allegations in the Infonnation. as to
Defendant. excepl insofar as required lo prepare for further hearings in this case. including
but not Iimited to sentencing. and to prosecute others. if any. involved in Defendant's
conduct. l'he [Jnited States agrees to end any investigation directed specilically at the
foregoing stipulations, agreements, or recommendations as to Defendant. I lorvever.
subject to the lenns and conditions ofthis Plea Agreement and plea Supplernent, thc Ilnited
States expressly reserves the right to take positions that deviate from thc loregoing
9
Case 5:22-cr-00009-JD Document 8 Filed 01/20/22 Page 10 of 15
stipulations. agreemcnts. or rocomulcndations in tlro cvenl that malcrial crcdible evidence
requiring such a dcviation is discovcred during thc course ol its invcstigation alter the
signing of this PIea Agreemcrlt or arises from sourccs indepcndent of'the ljnited States.
including thc [Jnited States Probation Olfice
Waivcr of Righl to Appeal and Bring Collalcral Challenec
I 5. Defendant understands that the Court will consider the factors set forth in I 8
U.S.C. $ 3553(a) in determining Defendant's sentence. Defendant also understands that
the Court has jurisdiction and authority to impose any sentence within the statutory
maximum for the offense(s) to which Defendant is pleading guilty. Defendant further
understands that 28 U.S.C. $ I 291 and I 8 tl.S.C. g 3742 give Defendant the right to appeal
the judgment and sentence imposed b1, the Court. Acknorvledging all of'this. and in
exchange for the prornises and concessions made by the United States in this Plea
Agreement, Defendant knowingly and voluntarily waives the following rights:
a. Defendant waives the right to appeal Defendant's guiltl,plea. and any
other aspect of Defendant's conviction. including but not limited to any rulings on pretrial
suppression motions or any other pretrial dispositions of motions and issues:
b. [ixcept as stated immediately below. Defendant waives the right to
appeal Defendant's sentence as imposed by the court. including any reslitution. and the
manner in which the sentence is determined. If the sentence is above thc advisory
Guidelines range determined by the court to apply to Defendant's case, this waiver does
not include Defendanl's right to appeal specifically the substantive reasonableness of
Defendant's sentence;
l0
Case 5:22-cr-00009-JD Document 8 Filed 01/20/22 Page 11 of 15
Defendant waives the right to collatcrally challenge or nrovc to
modill,(undcr28 U.S.C. $ 2255. l8 U.S.C. $ 3582(cl(2). oran,v- otherground) f)efcndant's
conr.iction or sentence, including an1, reslitution. excepl u,ith re'spect to claims of
ineffective assistance of counsel.
Dcl'endant acknou,ledges that thcse u aivcrs remain in lull eflbct and are
enforceable, even if thc Court rejects one or morc olthe positions ol-thc United Statcs or
l)efendant set lbrth in paragraph 13.
16. Exccpt as stated imnrediatel;- belou,, the [Jnited Statcs agrees Io q,aivc its
right undor l8 U.S.C. s\ 37.12 to appeal the scntcncc inrposed bv the ('ourt and thc manner
in which lhe scntcncc u,as determined. II'lhe senlcncc is belou thc advison, Guidelines
range detcnnined hl the ('oul'l to applv to this casc. this rvaiver does not includc thc risht
oI'the United States to appcal specilicalll,the substantive reasonablcness of the sentence.
Waiver of Claim to Prevailins Partv Status
1'1 . Defendant expressly acknowledges that Defendant is not a "prevailing party"
within the meaning of l8 U.S.C. $ 30064 with respect to the count of conviction or any
other count or charge that may be dismissed pursuant to this Plea Agreement. If Defendant
is represented by retained counsel. Dcf'endanr voluntarily. knou,ingly. and intelligentll,
waives any rights Defendant may have lo seek reasonable attomey's fees and other
litigation cxpenses under l8 U.S.C. $ 3006A.
Waiver of FOIA and Priva c1' Act Riehls
18. Defendant wait'es all righls. whether asserted directly or by a represcntative.
to request ofor receive from an1, department or agenc), of the tjnited States any records
il
Case 5:22-cr-00009-JD Document 8 Filed 01/20/22 Page 12 of 15
perlaining to the investigation or pnrseculion of lhis casc. including hut not linrilccl to
records that Delbndant may seck under the l"reedom of Inlbrmation Ac1. 5 U.S.C. $ 552.
or the Privac-,- Acl of 1974. 5 l.t.S.C. $ 522a
Oblisations of Defendant
19. Defendant shall commit no further crimes. Should Defendant commit an),
further crimes. kno*'ingly givc false. incomplete. or rnisleading testimony or information.
or othenvise violate any provision ol- this Plea Agreemcnt, the United States rvill be
released from any obligations. agreements. or restrictions imposed on it under this Plea
Agreement, and the United States may prosecute Delbndant for any and all of Defendant's
federal criminal violations, including perjury and obstruction of justice. Any prosecution
within the scope of this investigation that is not time-barred by the applicable statute of
Iimitations on the date of the signing of this Plea Agreement ma), be brought aeainsr
Defendant, nonvithstanding the expiration ofthe statute of limitations betrveen thc signing
of this Plea Agreement and the commencement of that prosecution. Defendant hereby
waives all defenses based on the slatute of lirnitations with respect to any prosecution that
is not time-barred on the date that this Plea Agreement is signed.
20. Thc partics also recosnize that if the Court detennines Del'endant has
violated anv provision ol'this l)lea Agreement or authorizes Defcndant to u,ithdrarv from
Defendant's knowing and voluntary guilty plea entered pursuant to this plea Agreement:
(a) all written or oral statements made by Defendanl to the Court or to I'ederal or other
designated lavv enforcement agenls, any testimony given by Defendant belbre a grand.jury
or other tribunal, whether before or aller tre signing olthis plea Agreement, and any leads
t2
Case 5:22-cr-00009-JD Document 8 Filed 01/20/22 Page 13 of 15
fronr those statcnrenls tlr testirtronr'. shall be admissiblc in evidencc irr anr criminal
proceeding brought against Dcl'endant: and (b) Defendant shall assert no clairn under the
llnited States Conslitution. an-v statute. liederal Rulc of C'rirninal Procedure I l(l). Fcdcral
Rule ofEvidencc 410. or any other lederal rule or la*'that thosc statemcnts or anv leads
fiom thosc statements should he supprcssed. Defendant knouingly and voluntarill,u'aives
Del-endant's rights described in this paragraph as ol'the time I)cf'endant siens this Plea
Agreement
Oblieations of the United Stalcs
21. If Defendant enters a plea of guilty as described above and fully meets all
obligations under this Plea Agreement, the llnited States Attomey's Office lor the Westem
District of Oklahoma rvill not further prosecute Del'endant lbr any crimes relatcd to: (l)
Defendant's participalion in a schernc to defraud Citizens Bank of Edmond. Mid|irst Bank.
the U.S. SmallBusiness Administration. and the Federal Reserve Board in connection rvith
loans issued pursuant to the Paycheck Protection Program. the Economic lnjury Disaster
Loan program, and the Main Street l,ending Prograrn during the period from January l,
2020, through the datc of this I'lea Agreement: (2) Del'endant's false and lraudulent
statements to MidFirst Bank in conncction with a rnortgage loan application for the
properb' located ar 16813 I-ittle Leaf l.ane. Edrnond. oklahoma as of thc date ol.this plea
Agreement: and (3) misreprescntalions and fhlse statements made in the hankruptcy
proccedings In re oliver and olivia ('hildren's Apparel, /nc.. (w.D. okla.
Case No. 2l-
10572) and ln re Tre l-ord ond Jill For d (W.D. Okla. Casc No. 2 l _ 10574
) as ol.the dare
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Case 5:22-cr-00009-JD Document 8 Filed 01/20/22 Page 14 of 15
ol'this PIea ngreement. 'l'his Plea Agreement does no1 provide any protection againsl
prosecution lbr any crime not spccillcally described above
22. [)efendant understands that the sentence to be inrposed upon l)efendant is
rvithin the sole discretion of the (loun. The tlnited States does not make anv promise or
representation as to what sentence l)efendant s,ill receive. The tJnited States reserves the
right to inlonn the United States l)robation Olllce and the Court ol'the nature and extenl
of Def'endant's activities s'ith rcspect to this case and all other activities of Del'endanl that
the United States deems relevant to sentencing.
Sisnat u res
23. By signing this Plea Agreement. Defendant acknou,lcdges that Defendant
has discusscd the terms of the Plca Agreement rvith Del'endant's afiorne1, and understands
and accepls those tenns. Further. I)et'endant acknou'lcdges that this Plea Asreernent. in
coniunction u.'ith the I'lea Supplemcnt filed contemporaneously under seal, contains the
only terms ol'the agrecrncnt conccrning Dcl'cndant's plca of guilty in this casc. and thal
there are no other deals. bargains, agreements, or understandings which modi{y or alter
these tenrts.
l.{
Case 5:22-cr-00009-JD Document 8 Filed 01/20/22 Page 15 of 15
I)ated this ] aay ot' .202L-
ROBhR f J. 'I'ROIISTIIR
API'ROVIiD: Unilcd States Attomev
-42
snfwDbN uar.p JII L. PLRRY
Depury Chiefl Criminal Division As I Unite Slates Au
Wcstcrn District ol' Oklahoma
2 I 0 I'ark Avenue. Ste. 400
Oklahoma Ciq'. Oklahoma 73102
(40s) s53-8743 (Officc)
(40s) ss3-8888 (FAX)
.llLt. NICOLL FORI) J. PA CK QIJII,LIAN
I)efendant Atlorne)' for Delendant
t5
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