Business Loan Program Temporary Changes; Paycheck Protection Program-Nondiscrimination and Additional Eligibility Criteria
Summary
A Small Business Administration interim final rule, "Business Loan Program Temporary Changes; Paycheck Protection Program-Nondiscrimination and Additional Eligibility Criteria", published in the Federal Register, Vol. 85, No. 90, on Friday, May 8, 2020, under docket number SBA–2020–0024 and effective May 8, 2020. It supplements earlier PPP interim final rules on discrete issues, including whether PPP loan recipients are entitled to exemptions from SBA's nondiscrimination provisions, and addresses a discrepancy between SBA's religious employer exemption at 13 CFR 113.3–1(h) and Title VII of the Civil Rights Act. It states that, for purposes of the PPP, SBA regulations do not bar a religious nonprofit entity from making decisions about the membership or employment of individuals.
Summary drafted by a model from the document's text below and checked by script against that text before publication. It is a navigation aid, not a reading of what the document proves. Where AI is used
Full text
27287 Rules and Regulations Federal Register Vol. 85, No. 90 Friday, May 8, 2020 This section of the FEDERAL REGISTER made available for this purpose are individuals, families, and businesses contains regulatory documents having general exhausted. affected by the coronavirus pandemic. applicability and legal effect, most of which Comment date: Comments must be The Small Business Administration are keyed to and codified in the Code of received on or before June 8, 2020. (SBA) received funding and authority Federal Regulations, which is published under through the CARES Act to modify ADDRESSES: You may submit comments, 50 titles pursuant to 44 U.S.C. 1510. identified by number SBA–2020–0024 existing loan programs and establish a The Code of Federal Regulations is sold by through the Federal eRulemaking Portal: new loan program to assist small the Superintendent of Documents. http://www.regulations.gov. Follow the businesses nationwide adversely instructions for submitting comments. impacted by the COVID–19 emergency. SBA will post all comments on Section 1102 of the CARES Act SMALL BUSINESS ADMINISTRATION www.regulations.gov. If you wish to temporarily permits SBA to guarantee submit confidential business 100 percent of 7(a) loans under a new 13 CFR Parts 113 and 120 information (CBI) as defined in the User program titled the ‘‘Paycheck Protection Notice at www.regulations.gov, please Program.’’ Section 1106 of the CARES [Docket Number SBA–2020–0024] send an email to ppp-ifr@sba.gov. Act provides for forgiveness of up to the RIN 3245–AH40 Highlight the information that you full principal amount of qualifying consider to be CBI and explain why you loans guaranteed under the Paycheck Business Loan Program Temporary believe SBA should hold this Protection Program (PPP). On April 24, Changes; Paycheck Protection information as confidential. SBA will 2020, the President signed the Paycheck Program—Nondiscrimination and review the information and make the Protection Program and Health Care Additional Eligibility Criteria final determination whether it will Enhancement Act (Pub. L. 116–139), publish the information. which provided additional funding and AGENCY: U.S. Small Business FOR FURTHER INFORMATION CONTACT: A authority for the PPP. Administration. Call Center Representative at 833–572– Prior to the CARES Act, nonprofit ACTION: Interim final rule. 0502, or the local SBA Field Office; the organizations were not eligible to list of offices can be found at https:// participate in SBA’s 7(a) Loan Program SUMMARY: On April 2, 2020, the U.S. www.sba.gov/tools/local-assistance/ (15 U.S.C. 636(a)). Section 1102 of the Small Business Administration (SBA) districtoffices. CARES Act expanded eligibility, limited posted an interim final rule announcing to PPP, to include certain nonprofit the implementation of the Coronavirus SUPPLEMENTARY INFORMATION: organizations, among other Aid, Relief, and Economic Security Act I. Background Information organizations. (CARES Act). The CARES Act SBA regulations at 13 CFR part 113 On March 13, 2020, President Trump temporarily adds a new program, titled impose regulatory requirements ‘‘to declared the ongoing Coronavirus the ‘‘Paycheck Protection Program,’’ to reflect to the fullest extent possible the Disease 2019 (COVID–19) pandemic of the SBA’s 7(a) Loan Program. The nondiscrimination policies of the sufficient severity and magnitude to CARES Act also provides for forgiveness Federal Government as expressed in the warrant an emergency declaration for all of up to the full principal amount of several statutes, Executive Orders, and States, territories, and the District of qualifying loans guaranteed under the messages of the President dealing with Columbia. With the COVID–19 Paycheck Protection Program (PPP). The civil rights and equality of emergency, many small businesses PPP is intended to provide economic opportunity.’’ 13 CFR 113.1(a). But nationwide are experiencing economic relief to small businesses nationwide because SBA’s loan programs previously hardship as a direct result of the adversely impacted by the Coronavirus served business entities, these Federal, State, tribal, and local public Disease 2019 (COVID–19). SBA posted regulations did not restate certain health measures that are being taken to additional interim final rules on April 3, limitations and exemptions under minimize the public’s exposure to the 2020, April 14, 2020, April 24, 2020, federal law primarily pertinent to virus. These measures, some of which April 28, 2020, and April 30, 2020 and certain faith-based or nonprofit are government-mandated, are being the Department of the Treasury posted organizations. In particular, Title IX of implemented nationwide and include an additional interim final rule on April the Education Amendments of 1972 the closures of restaurants, bars, and 28, 2020. This interim final rule permits single-sex admissions practices gyms. In addition, based on the advice supplements the previously posted by preschools, non-vocational of public health officials, other interim final rules by providing elementary or secondary schools, and measures, such as keeping a safe guidance on nondiscrimination private undergraduate higher education distance from others or even stay-at- obligations and additional eligibility institutions. See 20 U.S.C. 1681(a)(1). home orders, are being implemented, requirements, and requests public Additionally, the Fair Housing Act of resulting in a dramatic decrease in comment. 1968 allows religious organizations to economic activity as the public avoids DATES: malls, retail stores, and other reserve housing for coreligionists, see 42 Effective date: This rule is effective businesses. U.S.C. 3607, and allows for single-sex May 8, 2020. On March 27, 2020, the President emergency shelters that provide refuge Applicability date: This interim final signed the Coronavirus Aid, Relief, and to abused women (or abused men), see rule applies to applications submitted Economic Security Act (the CARES Act) 24 CFR 5.106; see also Johnson v. Dixon, under the Paycheck Protection Program (Pub. L. 116–136) to provide emergency 786 F. Supp. 1, 4 (D.D.C. 1991) (‘‘It is through June 30, 2020, or until funds assistance and health care response for . . . doubtful [that] ‘emergency VerDate Sep<11>2014 15:57 May 07, 2020 Jkt 250001 PO 00000 Frm 00001 Fmt 4700 Sfmt 4700 E:\FR\FM\08MYR1.SGM 08MYR1 27288 Federal Register / Vol. 85, No. 90 / Friday, May 8, 2020 / Rules and Regulations overnight shelter,’ . . . can be economic activity nationwide, provides and the full principal amount of the characterized as a ‘dwelling’ within the good cause for SBA to dispense with the loans and any accrued interest may meaning of the [Fair Housing] Act.’’). 30-day delayed effective date provided qualify for loan forgiveness. Additional Finally, the Indian Child Welfare Act of in the Administrative Procedure Act. information about the PPP is available 1978 requires certain placement Specifically, it is critical to meet in interim final rules published by SBA preferences in the foster care and lenders’ and borrowers’ need for clarity and the Department of the Treasury in adoptions of Indian children. See 25 concerning program requirements as the Federal Register (85 FR 20811, 85 U.S.C. 1915. The broadly worded SBA rapidly as possible because the last day FR 20817, 85 FR 21747, 85 FR 23450, regulations do not articulate these eligible borrowers can apply for and 85 FR 23917, 85 FR 26321 and 85 FR limitations on the application of the receive a loan is June 30, 2020. 26324) (collectively, the PPP Interim relevant nondiscrimination provisions. This interim final rule supplements Final Rules). In addition, there is a technical previous regulations and guidance on discrepancy between SBA’s religious certain important, discrete issues. The 1. Non-Discrimination employer exemption at 13 CFR 113.3– immediate effective date of this interim Are recipients of PPP loans entitled to 1(h) and Title VII of the Civil Rights Act, final rule will benefit lenders so that exemptions on the grounds provided in which allows religious employers to they can swiftly close and disburse Federal nondiscrimination laws for sex- make hiring decisions according to their loans to small businesses. This interim specific admissions practices, sex- religious beliefs with respect to all final rule is effective without advance specific domestic violence shelters, ‘‘activities,’’ not just ‘‘religious notice and public comment because coreligionist housing, or Indian tribal activities.’’ See An Act to further section 1114 of the Act authorizes SBA preferences in connection with adoption promote equal employment to issue regulations to implement Title or foster care practices? opportunities for American workers, I of the Act without regard to notice Yes. With respect to any loan or loan Public Law 92–261, 86 Stat. 103, 104 requirements. In addition, SBA has forgiveness under the PPP, the (1972), codified at 42 U.S.C. 2000e–1(a). determined that there is good cause for nondiscrimination provisions in the Given these various discrepancies, dispensing with advance public notice applicable SBA regulations incorporate organizations have accordingly faced and comment on the ground that it the limitations and exemptions uncertainty about whether their would be contrary to the public interest. provided in corresponding Federal participation in the PPP program would Specifically, SBA has determined that statutory or regulatory require them to substantially change advance public notice and comment nondiscrimination provisions for sex- their operations for a short period of would delay the ability of certain specific admissions practices at months. These types of changes are organizations to implement their preschools, non-vocational elementary impossible for some organizations, and nondiscrimination obligations in a or secondary schools, and private impractical for many. This uncertainty manner consistent with the limitations undergraduate higher education risks frustrating the purpose of the contained in existing Federal laws, and institutions under Title IX of the CARES Act, which was to afford swift potentially force such organizations to Education Amendments of 1972 (20 stopgap relief to Americans who might change their operations until SBA U.S.C. 1681 et seq.), for sex-specific otherwise lose their jobs or businesses adopted a final or interim final rule. emergency shelters and coreligionist because of the economic hardships Rather than change their operations, the housing under the Fair Housing Act of wrought by the response to the COVID– affected organizations could elect not to 1968 (42 U.S.C. 3601 et seq.), and for 19 public health emergency. To provide apply for PPP loans and lay off adoption or foster care practices giving certainty to applicants and recipients of employees, which would defeat the child placement preferences to Indian loans and loan forgiveness under the paycheck protection purposes of the tribes under the Indian Child Welfare PPP, and to address the large-scale PPP. This rule is being issued to allow Act of 1978 (25 U.S.C. 1901 et seq.). burdens that SBA regulations may for immediate implementation of this In addition, for purposes of the PPP, impose on recipients participating only program. Although this interim final SBA regulations do not bar a religious on a short-term basis, this interim final rule is effective immediately, comments nonprofit entity from making decisions rule provides guidance that for purposes are solicited from interested members of with respect to the membership or the of the PPP, nonprofits must meet their the public on all aspects of the interim employment of individuals of a nondiscrimination obligations under final rule, including section III below. particular religion to perform work existing Federal laws and Executive These comments must be submitted on connected with the carrying on by such Orders. This interim final rule also or before June 8, 2020. SBA will nonprofit of its activities. provides guidance with respect to the consider these comments and the need religious employer exemption to ensure 2. Student Workers and PPP Loan for making any revisions as a result of Eligibility harmony with Section 702 of Title VII. these comments. In addition, as described below, to Do student workers count when enable certain eligible small educational III. Paycheck Protection Program determining the number of employees institutions to participate in PPP, this Nondiscrimination and Additional for PPP loan eligibility? interim final rule provides that Eligibility Criteria Yes, student workers generally count institutions of higher education shall as employees, unless (a) the applicant is Overview exclude work study students when an institution of higher education, as determining the number of employees The CARES Act was enacted to defined in the Department of for purposes of PPP loan eligibility. provide immediate assistance to Education’s Federal Work-Study individuals, families, and organizations regulations, 34 675.2, and (b) the II. Comments and Immediate Effective affected by the COVID–19 emergency. Date student worker’s services are performed Among the provisions contained in the as part of a Federal Work-Study Program The intent of the Act is that SBA CARES Act are provisions authorizing (as defined in those regulations 1) or a provide relief to America’s small SBA to temporarily guarantee loans businesses expeditiously. This intent, under the PPP. Loans under the PPP 1 The Department of Education’s Federal Work- along with the dramatic decrease in will be 100 percent guaranteed by SBA, Study Programs described at 34 CFR part 675 are VerDate Sep<11>2014 15:57 May 07, 2020 Jkt 250001 PO 00000 Frm 00002 Fmt 4700 Sfmt 4700 E:\FR\FM\08MYR1.SGM 08MYR1 Federal Register / Vol. 85, No. 90 / Friday, May 8, 2020 / Rules and Regulations 27289 substantially similar program of a State receiving PPP loans due solely to their Paperwork Reduction Act, 44 U.S.C. or political subdivision thereof. provision of financial aid to students in Chapter 35 Institutions of higher education must the form of work study. Second, it SBA has determined that this rule exclude work study students when would result in the exclusion of small will not impose new or modify existing determining the number of employees educational institutions whose part-time recordkeeping or reporting requirements for PPP loan eligibility, and must also work study headcount dwarfs their full- under the Paperwork Reduction Act. exclude payroll costs for work study time faculty and staff headcounts. students from the calculation of payroll Educational institutions that filed loan Regulatory Flexibility Act (RFA) costs used to determine their PPP loan applications prior to the issuance of the The Regulatory Flexibility Act (RFA) amount. regulation are not bound by this generally requires that when an agency The Administrator, in consultation interpretation but may rely on it. issues a proposed rule, or a final rule with the Secretary, has determined that Lenders may continue to rely on pursuant to section 553(b) of the APA or this is a reasonable interpretation of borrower certifications as part of their another law, the agency must prepare a section 1102(a) of the CARES Act’s good faith review process. regulatory flexibility analysis that meets reference to ‘‘individuals employed on a 3. Additional Information the requirements of the RFA and full-time, part-time, or other basis.’’ publish such analysis in the Federal Such programs generally provide part- SBA may provide further guidance, if Register. 5 U.S.C. 603, 604. Specifically, time jobs for students with financial needed, through SBA notices that will the RFA normally requires agencies to need, and their services are incident to be posted on SBA’s website at www.sba.gov. Questions on the describe the impact of a rulemaking on and for the purpose of pursuing a course small entities by providing a regulatory of study. Work study students are Paycheck Protection Program may be directed to the Lender Relations impact analysis. Such analysis must excluded from the definition of address the consideration of regulatory employees in other areas of federal law. Specialist in the local SBA Field Office. The local SBA Field Office may be options that would lessen the economic For example, in the regulations effect of the rule on small entities. The implementing the Affordable Care Act, found at https://www.sba.gov/tools/ local-assistance/districtoffices. RFA defines a ‘‘small entity’’ as (1) a Treasury defined an employee’s ‘‘hours proprietary firm meeting the size of service’’ to exclude work study Compliance With Executive Orders standards of the Small Business hours.2 Explaining this exclusion, the 12866, 12988, 13132, 13563, and 13771, Administration (SBA); (2) a nonprofit regulation’s preamble states that ‘‘[t]he the Paperwork Reduction Act (44 U.S.C. organization that is not dominant in its federal work study program, as a Ch. 35), and the Regulatory Flexibility field; or (3) a small government federally subsidized financial aid Act (5 U.S.C. 601–612). jurisdiction with a population of less program, is distinct from traditional than 50,000. 5 U.S.C. 601(3)–(6). Except Executive Orders 12866, 13563, and employment in that its primary purpose for such small government jurisdictions, 13771 is to advance education.’’ 3 Similarly, neither State nor local governments are student work is generally exempt from This interim final rule is ‘‘small entities.’’ Similarly, for purposes Federal Insurance Contribution Act economically significant for the of the RFA, individual persons are not (FICA) and Federal Unemployment purposes of Executive Orders 12866 and small entities. The requirement to taxes.4 13563, and is considered a major rule conduct a regulatory impact analysis For similar reasons, the under the Congressional Review Act. does not apply if the head of the agency Administrator, in consultation with the SBA, however, is proceeding under the ‘‘certifies that the rule will not, if Secretary of the Treasury, has emergency provision at Executive Order promulgated, have a significant determined that a limited exception for 12866 Section 6(a)(3)(D) based on the economic impact on a substantial work study is appropriate here. In need to move expeditiously to mitigate number of small entities.’’ 5 U.S.C. particular, the Administrator recognizes the current economic conditions arising 605(b). The agency must, however, that requiring institutions of higher from the COVID–19 emergency. This publish the certification in the Federal education to count work study students rule’s designation under Executive Register at the time of publication of the towards employee headcount would Order 13771 will be informed by public rule, ‘‘along with a statement providing result in an anomalous outcome in two comment. the factual basis for such certification.’’ respects. First, it would prevent some Executive Order 12988 If the agency head has not waived the small educational institutions from requirements for a regulatory flexibility SBA has drafted this rule, to the extent practicable, in accordance with analysis in accordance with the RFA’s (1) the Federal Work-Study Program, (2) the Job waiver provision, and no other RFA Location and Development Program, and (3) Work the standards set forth in section 3(a) Colleges Program. and 3(b)(2) of Executive Order 12988, to exception applies, the agency must 2 26 CFR 54.4980H–1(a)(24) (‘‘Hour of service minimize litigation, eliminate prepare the regulatory flexibility . . . (ii) Excluded hours . . . (B) Work-study ambiguity, and reduce burden. The rule analysis and publish it in the Federal program. The term hour of service does not include Register at the time of promulgation or, any hour for services to the extent those services has no preemptive or retroactive effect. are performed as part of a Federal Work-Study if the rule is promulgated in response to Executive Order 13132 an emergency that makes timely Program as defined under 34 CFR 675 or a substantially similar program of a State or political SBA has determined that this rule compliance impracticable, within 180 subdivision thereof.’’). will not have substantial direct effects days of publication of the final rule. 5 3 79 FR 8544, 8550 (Feb. 12, 2014). 4 Internal Revenue Code Section 3121(b)(10) on the States, on the relationship U.S.C. 604(a), 608(b). Rules that are excepts from FICA tax ‘‘service performed in the between the National Government and exempt from notice and comment are employ of—(A) a school, college, university . . . if the States, or on the distribution of also exempt from the RFA requirements, such service is performed by a student who is power and responsibilities among the including conducting a regulatory enrolled and regularly attending classes at such various layers of government. Therefore, flexibility analysis, when among other school, college, university.’’ Student workers, who are not full time, are excepted where the services SBA has determined that this rule has things the agency for good cause finds are ‘‘incident to and for the purposes of pursuing no federalism implications warranting that notice and public procedure are a course of study.’’ 26 CFR 31.3121(b)(10)–2(d)(3)(i). preparation of a federalism assessment. impracticable, unnecessary, or contrary VerDate Sep<11>2014 15:57 May 07, 2020 Jkt 250001 PO 00000 Frm 00003 Fmt 4700 Sfmt 4700 E:\FR\FM\08MYR1.SGM 08MYR1 27290 Federal Register / Vol. 85, No. 90 / Friday, May 8, 2020 / Rules and Regulations to the public interest. SBA Office of FOR FURTHER INFORMATION CONTACT: goal of the Administration to alleviate Advocacy guide: How to Comply with Brenda Fernandez, U.S. Small Business the regulatory burdens placed on the the Regulatory Flexibility Act, Ch.1. p.9. Administration, Office of Policy, public. Under Executive Order 13777, Accordingly, SBA is not required to Planning and Liaison, 409 Third Street agencies must evaluate their existing conduct a regulatory flexibility analysis. SW, Washington, DC 20416; (202) 205– regulations to determine which ones 7337; brenda.fernandez@sba.gov. should be repealed, replaced, or Jovita Carranza, SUPPLEMENTARY INFORMATION: modified. In doing so, agencies should Administrator. focus on identifying regulations that, [FR Doc. 2020–09963 Filed 5–7–20; 8:45 am] Small Disadvantaged Business Program among other things: Eliminate jobs or BILLING CODE 8026–03–P The government promotes contracting inhibit job creation; are outdated, and subcontracting with small unnecessary or ineffective; impose costs disadvantaged businesses (SDBs) by that exceed benefits; create a serious SMALL BUSINESS ADMINISTRATION setting government-wide and agency- inconsistency or otherwise interfere specific goals for the percentage of with regulatory reform initiatives and 13 CFR Part 124 Federal contract and subcontract dollars policies; or are associated with awarded to SDBs each fiscal year. The Executive Orders or other Presidential RIN 3245–AH13 government-wide goal is that not less directives that have been rescinded or Regulatory Reform Initiative: Small than 5 percent of the total value of all substantially modified. Disadvantaged Businesses prime contract and subcontract awards In response to the President’s be made to SDBs. At one time, SDBs had directive, SBA initiated a review of its AGENCY: U.S. Small Business to be certified by the SBA, or by a regulations to determine which might be Administration. private certifying entity acting in revised or eliminated. Based on this ACTION: Direct final rule. compliance with SBA regulations, to analysis, SBA has identified qualify for certain Federal programs as unnecessary provisions that can be SUMMARY: The U.S. Small Business prime contractors. However, all Federal removed from the CFR. First, this rule Administration (SBA) is removing from programs for SDB prime contractors removes 13 CFR 124.516—which states the Code of Federal Regulations (CFR) have been discontinued, with only the that the procuring activity decides all 16 regulations that are no longer government-wide and agency-specific contract disputes arising between an necessary because they are either goals for the percentage of Federal 8(a) Participant and a procuring activity redundant or obsolete. This action will contract and/or subcontract dollars contracting officer after the award of an assist the public by simplifying SBA’s awarded to SDBs each year remaining. 8(a) contract—because this provision is regulations. Pursuant to the SDB subcontracting redundant. 13 CFR 124.512 already DATES: This rule is effective on August program, Federal agencies must delegates 8(a) contract administration 6, 2020 without further action, unless negotiate subcontracting plans with the functions to procuring agencies and significant adverse comment is received apparent successful bidder or offeror on contract dispute resolution is an by July 7, 2020. If significant adverse qualifying prime contracts prior to element of contract administration. comment is received, SBA will publish awarding the contract. Subcontracting plans set goals for the percentage of Second, this rule removes 13 CFR a timely withdrawal of the rule in the 124.1002 through 124.1016. As Federal Register. subcontract dollars to be awarded to SDBs, among others, and describe discussed below, these provisions ADDRESSES: You may submit comments, efforts that will be made to ensure that pertain to the Small Disadvantaged identified by RIN 3245–AH13 by any of SDBs have an equitable opportunity to Business Program, which is no longer a the following methods: compete for subcontracts. Federal viable program. Section 1207 of the • Federal eRulemaking Portal: http:// agencies may also consider the extent of 1987 Defense Authorization Act (Pub. L. www.regulations.gov. Follow the subcontracting with SDBs in 99–661, codified in 10 U.S.C. 2323) instructions for submitting comments. determining to whom to award a established a statutory 5 percent goal for • Mail or Hand Delivery/Courier: contract or whether to give contractors all Department of Defense (DOD) Brenda Fernandez, U.S. Small Business monetary incentives to subcontract with contracts to be awarded to small Administration, Office of Policy, SDBs. disadvantaged businesses (SDBs). To Planning and Liaison, 409 Third Street Firms do not need to be certified this end, the statute authorized the SW, 8th Floor, Washington, DC 20416. SDBs to qualify for Federal programs for award of contracts to SDBs using less SBA will post all comments on http:// subcontractors. Rather, a firm may than full and open competitive www.regulations.gov. If you wish to represent that it qualifies as an SDB for procedures. Specifically, DOD submit confidential business any Federal subcontracting program if it implemented regulations requiring a information (CBI), as defined in the User believes in good faith that it is owned contracting officer to set-aside a Notice at http://www.regulations.gov, and controlled by one or more socially procurement for exclusive competition please submit the information to Brenda and economically disadvantaged among SDBs whenever market research Fernandez, U.S. Small Business individuals. In addition, 8(a) identified two or more SDBs that could Administration, Office of Policy, Participants are deemed to be SBDs for perform the contract at a fair and Planning and Liaison, 409 Third Street Federal contracting purposes. As of reasonable price. In addition, SDBs SW, 8th Floor, Washington, DC 20416, August 8, 2019, the SBA’s Dynamic would receive a 10 percent price or send an email to brenda.fernandez@ Small Business Search database evaluation adjustment for offers sba.gov. Highlight the information that included 125,616 self-certified SDBs. submitted in an unrestricted or full and you consider to be CBI and explain why open competition. DOD’s SDB program you believe SBA should hold this Background Information was initially a self-certification program. information as confidential. SBA will On February 24, 2017, President SBA established eligibility criteria, but review the information and make the Trump issued Executive Order 13777, firms self-certified their SDB status for final determination on whether it will Enforcing the Regulatory Reform particular procurements. However, SBA publish the information. Agenda, which further emphasized the was responsible for processing SDB VerDate Sep<11>2014 15:57 May 07, 2020 Jkt 250001 PO 00000 Frm 00004 Fmt 4700 Sfmt 4700 E:\FR\FM\08MYR1.SGM 08MYR1
File and source
- File
- ppr-0cb3073e5113fb86-2020-05-08_2020-09963-e7a5713678.txt
- Size
- 29,096 bytes
- SHA-256
- ac2702adeb2f640718545c9f3ec3d96978856311cf07ddac40cc891215c0dfaa
- Original
- www.federalregister.gov