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H.R. 5385, Affordable Housing Opportunities Made Equitable Act

Summary

H.R. 5385 was introduced in the House of Representatives on September 27, 2021 by Ms. Omar and referred to the Committee on Financial Services, and in addition to the Committees on Ways and Means, the Judiciary, and Energy and Commerce. It is a bill to make housing affordable, and for other purposes. Section 1 gives the short title as the Affordable Housing Opportunities Made Equitable Act or the Affordable HOME Act. Title I, Homeownership, lists direct down payment assistance, a mortgage interest tax credit, a shared equity homeownership initiative, no cause evictions, and Right to Counsel. Not more than 10 percent of appropriated amounts may be used for administrative costs.

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Issuer
Congressional materials
Document type
Bills Bills 117Hr5385Ih Bills 117Hr5385Ih
Case
Bills Bills 117Hr5385Ih Bills 117Hr5385Ih

Cite this document

“H.R. 5385, Affordable Housing Opportunities Made Equitable Act.” Original at www.govinfo.gov. Archived at Pandemic Darlings, https://pandemicdarlings.com/source-documents/bills-bills-117hr5385ih-bills-117hr5385ih/, SHA-256 4e40405eb078d3278ec2baab23ccd2d587d8e9ebbe1f9f4dfb724cd008f0aed5.

Full text

                                                                                                                                                                          I




                                                                       117TH CONGRESS
                                                                          1ST SESSION
                                                                                                            H. R. 5385
                                                                                           To make housing affordable, and for other purposes.




                                                                                     IN THE HOUSE OF REPRESENTATIVES
                                                                                                   SEPTEMBER 27, 2021
                                                                       Ms. OMAR introduced the following bill; which was referred to the Committee
                                                                           on Financial Services, and in addition to the Committees on Ways and
                                                                           Means, the Judiciary, and Energy and Commerce, for a period to be sub-
                                                                           sequently determined by the Speaker, in each case for consideration of
                                                                           such provisions as fall within the jurisdiction of the committee concerned




                                                                                                                 A BILL
                                                                               To make housing affordable, and for other purposes.

                                                                         1              Be it enacted by the Senate and House of Representa-
                                                                         2 tives of the United States of America in Congress assembled,
                                                                         3     SECTION 1. SHORT TITLE; TABLE OF CONTENTS.

                                                                         4              (a) SHORT TITLE.—This Act may be cited as the
                                                                         5 ‘‘Affordable Housing Opportunities Made Equitable Act’’
                                                                         6 or the ‘‘Affordable HOME Act’’.
                                                                         7              (b) TABLE OF CONTENTS.—The table of contents for
                                                                         8 this Act is as follows:




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                                                                               Sec. 1. Short title; table of contents.
                                                                               Sec. 2. Findings.
                                                                               Sec. 3. Definitions.




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                                                                                                              TITLE I—HOMEOWNERSHIP

                                                                               Sec. 101. Direct down payment assistance.
                                                                               Sec. 102. Mortgage interest tax credit.
                                                                               Sec. 103. Positive rental history credit enhancement.
                                                                               Sec. 104. Individual development accounts.
                                                                               Sec. 105. Shared equity homeownership initiative.
                                                                               Sec. 106. National right of first refusal.
                                                                               Sec. 107. No cause evictions.
                                                                               Sec. 108. Right to Counsel.
                                                                               Sec. 109. Landlord Guarantee Program.
                                                                               Sec. 110. Including all forms of housing in HUD consolidated plan.
                                                                               Sec. 111. Prohibiting discrimination against voucher holders.
                                                                               Sec. 112. Fair market rent appeal.
                                                                               Sec. 113. Office of restorative housing justice.

                                                                                                TITLE II—CONSTRUCTION AND PRESERVATION
                                                                               Sec. 201. Housing Trust Fund.
                                                                               Sec. 202. Rural housing trust fund construction of USDA multifamily housing
                                                                                               for low-income families.
                                                                               Sec. 203. Strategy and investment in rural housing.
                                                                               Sec. 204. Manufactured housing preservation strategy and investment.
                                                                               Sec. 205. Community energy savings program.
                                                                               Sec. 206. Public housing.

                                                                                   TITLE III—HOUSING ASSISTANCE FOR HOMELESS AND LOW-
                                                                                                     INCOME FAMILIES

                                                                               Sec. 301. Increasing direct rental assistance.
                                                                               Sec. 302. Supportive tiny housing village innovation pilot program.
                                                                               Sec. 303. Permanent supportive housing.
                                                                               Sec. 304. Navigation center pilot program.

                                                                                        TITLE IV—HOUSING AND HOMELESSNESS INNOVATION

                                                                               Sec. 401. Housing and homelessness innovation research centers.

                                                                                                  TITLE V—EMERGENCY HOUSING PROGRAM

                                                                               Sec. 501. Definitions.
                                                                               Sec. 502. Emergency assistance.
                                                                               Sec. 503. Authorization of appropriations.

                                                                         1     SEC. 2. FINDINGS.

                                                                         2              Congress finds the following:
                                                                         3                       (1) The United States is experiencing an ongo-
                                                                         4              ing affordable housing crisis that the Federal Gov-




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                                                                         5              ernment has failed to adequately or proportionately
                                                                         6              address. The Harvard Housing Center found that


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                                                                         1              about half of all renters in the United States spent
                                                                         2              more than 30 percent of their incomes on rent and
                                                                         3              utilities, while 1 in 4 renters spent more than half
                                                                         4              their incomes on housing in 2018. Although devel-
                                                                         5              opers have increased new home construction in re-
                                                                         6              cent years, the impacts of increased supply have not
                                                                         7              alleviated pricing pressures evenly across income dis-
                                                                         8              tributions. Often, housing developers focus new de-
                                                                         9              velopment on the most profitable sectors, increasing
                                                                       10               construction in the luxury housing market and leav-
                                                                       11               ing a void in affordable home construction. The most
                                                                       12               disadvantaged populations are left defenseless, with-
                                                                       13               out affordable housing options and at risk of eviction
                                                                       14               and displacement due to rising rents.
                                                                       15                        (2) In 2019, an average of 568,000 people ex-
                                                                       16               perienced homelessness at a single point in time. De-
                                                                       17               spite this large number of unhoused people in the
                                                                       18               United States, the housing choice voucher program,
                                                                       19               one of our most essential housing safety nets, had
                                                                       20               multi-year wait lists in many areas. The public hous-
                                                                       21               ing agencies that administer these vouchers continue
                                                                       22               to experience serious underfunding since Congress
                                                                       23               has only provided funding for administrative ex-
                                                                       24               penses prorated at 80 percent.



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                                                                         1                       (3) The current housing affordability crisis does
                                                                         2              not impact all Americans equally—it is felt most
                                                                         3              acutely by people of color, and in particular African
                                                                         4              Americans, a testament to the lingering impacts of
                                                                         5              discriminatory housing policies. African Americans
                                                                         6              represent 40 percent of all people experiencing
                                                                         7              homelessness in the United States, while only ac-
                                                                         8              counting for 13 percent of the United States popu-
                                                                         9              lation.
                                                                       10                        (4) In 1933, the Federal Government created
                                                                       11               the Home Owners’ Loan Corporation, which played
                                                                       12               a pivotal role in the development and racial segrega-
                                                                       13               tion of the United States housing market, also
                                                                       14               known as redlining. By deeming certain neighbor-
                                                                       15               hoods as hazardous and limiting investment in oth-
                                                                       16               ers, the Federal Government firmly established ra-
                                                                       17               cially segregated neighborhoods throughout the
                                                                       18               United States.
                                                                       19                        (5) Predatory use of eminent domain in pre-
                                                                       20               dominantly African-American neighborhoods was
                                                                       21               coupled by Federal urban renewal projects in the
                                                                       22               latter half of the 20th century, which cleared out
                                                                       23               homes and businesses throughout many of these
                                                                       24               communities.



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                                                                         1                       (6) Several areas of the United States saw an
                                                                         2              influx of African Americans migrating from the
                                                                         3              Deep South in pursuit of better economic opportuni-
                                                                         4              ties. The Federal Government and State and local
                                                                         5              municipalities and their policies heavily influenced
                                                                         6              where this population settled.
                                                                         7                       (7) Historical restrictions on homeownership
                                                                         8              have driven disparate impacts for Black Americans,
                                                                         9              indigenous people, and people of color across most
                                                                       10               sectors of social existence. In the fourth quarter of
                                                                       11               2018, the homeownership rate among Black Ameri-
                                                                       12               cans was 43.6 percent, while the Hispanic homeown-
                                                                       13               ership rate was 46.9 percent. In comparison, the
                                                                       14               White (non-Hispanic) homeownership rate was 73.6
                                                                       15               percent in the fourth quarter of 2018, more than the
                                                                       16               all-minority homeownership rate. Creating policies
                                                                       17               and programs that encourage homeownership for the
                                                                       18               most disadvantaged is necessary to achieve equitable
                                                                       19               outcomes for all people in the United States.
                                                                       20                        (8) Generations of African Americans have been
                                                                       21               systematically displaced and that legacy is still felt
                                                                       22               by descendants today.
                                                                       23                        (9) Despite these clear and documented pat-
                                                                       24               terns, the Federal Government has not dedicated



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                                                                       25               significant attention and resources to remedy the


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                                                                         1              historical legacies of redlining, urban renewal, and
                                                                         2              other explicitly and intentionally racist housing poli-
                                                                         3              cies.
                                                                         4                       (10) Housing impacts education policy and out-
                                                                         5              comes. Low-income students who lack a quality edu-
                                                                         6              cation are less likely to pursue education or training
                                                                         7              beyond high school, and thus more likely to live in
                                                                         8              low-income neighborhoods. Schools with a large con-
                                                                         9              centration of low-income students are classified as
                                                                       10               title I schools, and in 2016, the largest racial demo-
                                                                       11               graphic in those schools were African-American chil-
                                                                       12               dren, followed by White children. Generally, school
                                                                       13               districts are largely funded by local property taxes,
                                                                       14               and low-income neighborhoods have lower home val-
                                                                       15               ues. School districts are therefore unable to provide
                                                                       16               a high quality education to their students. The prop-
                                                                       17               erty value funding mechanism perpetuates a system-
                                                                       18               atic cycle that keeps low-income African-American
                                                                       19               people in poverty, with very little opportunity for up-
                                                                       20               ward mobility. Some States have tried to wrestle
                                                                       21               with this systematic cycle by redesigning the funding
                                                                       22               formula, yet the lasting implications of inequitable
                                                                       23               funding structures remain.
                                                                       24                        (11) Data demonstrates that communities of



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                                                                       25               color and low-income families experience the adverse


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                                                                         1              consequence of displacement the most due to Fed-
                                                                         2              eral, State, and local inequitable housing policies. As
                                                                         3              a result, disparities have occurred, diminishing or
                                                                         4              outright denying opportunities to obtain homeowner-
                                                                         5              ship and access to generational wealth within these
                                                                         6              means. As living preferences change, current trends
                                                                         7              demonstrate that urban areas once comprised of
                                                                         8              higher concentrations of low income people and peo-
                                                                         9              ple of color have become more desirable and sought
                                                                       10               after by affluent people with different identities of
                                                                       11               those displaced—this is also known as gentrification.
                                                                       12                        (12) Congress should address and continue to
                                                                       13               study the ramifications of structural racism and so-
                                                                       14               cial class disparities within Federal housing policies.
                                                                       15               This can be done by targeting displacement, home-
                                                                       16               lessness, housing affordability, enforcing tenant pro-
                                                                       17               tections, providing landlords with incentives to par-
                                                                       18               ticipate in affordable housing programs, and facili-
                                                                       19               tating access to resources that lead to homeowner-
                                                                       20               ship.
                                                                       21                        (13) This Act aims to address the shortcomings
                                                                       22               of our current housing policies and funding levels by
                                                                       23               holistically addressing disparities and systematic ob-
                                                                       24               stacles and ensuring an equitable outcome for the



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                                                                       25               most vulnerable Americans.


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                                                                         1     SEC. 3. DEFINITIONS.

                                                                         2              In this Act:
                                                                         3                       (1) INDIAN COUNTRY.—The term ‘‘Indian coun-
                                                                         4              try’’ has the meaning given the term in section 1151
                                                                         5              of title 18, United States Code.
                                                                         6                       (2) INDIAN TRIBE.—The term ‘‘Indian Tribe’’
                                                                         7              has the meaning given the term ‘‘Indian tribe’’ in
                                                                         8              section 102 of the Federally Recognized Indian
                                                                         9              Tribe List Act of 1994 (25 U.S.C. 5130).
                                                                       10                        (3) MANUFACTURED HOME.—The term ‘‘manu-
                                                                       11               factured home’’—
                                                                       12                                  (A) has the meaning given the term in sec-
                                                                       13                        tion 603 of the National Manufactured Housing
                                                                       14                        Construction and Safety Standards Act of 1974
                                                                       15                        (42 U.S.C. 5402);
                                                                       16                                  (B) includes a home described in subpara-
                                                                       17                        graph (A) without regard to whether the home
                                                                       18                        was built before, on, or after the date on which
                                                                       19                        the construction and safety standards estab-
                                                                       20                        lished under section 604 of that Act (42 U.S.C.
                                                                       21                        5403) became effective; and
                                                                       22                                  (C) shall not include any self-propelled rec-
                                                                       23                        reational vehicle.
                                                                       24                        (4) MANUFACTURED HOUSING COMMUNITY.—




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                                                                       25               The         term        ‘‘manufactured                   housing            community’’
                                                                       26               means a community comprised primarily of manu-
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                                                                         1              factured homes used primarily for residential pur-
                                                                         2              poses.
                                                                         3                       (5) PUBLIC                  HOUSING              AGENCY.—The               term
                                                                         4              ‘‘public housing agency’’ has the meaning given the
                                                                         5              term in section 3(b) of the United States Housing
                                                                         6              Act of 1937 (42 U.S.C. 1437a(b)).
                                                                         7                       (6) SECRETARY.—The term ‘‘Secretary’’ means
                                                                         8              the Secretary of Housing and Urban Development.
                                                                         9                       (7) STATE.—The term ‘‘State’’ means—
                                                                       10                                  (A) a State;
                                                                       11                                  (B) the District of Columbia;
                                                                       12                                  (C) the Commonwealth of Puerto Rico;
                                                                       13                        and
                                                                       14                                  (D) any other territory or possession of the
                                                                       15                        United States.
                                                                       16               TITLE I—HOMEOWNERSHIP
                                                                       17      SEC. 101. DIRECT DOWN PAYMENT ASSISTANCE.

                                                                       18               (a) DEFINITIONS.—In this section:
                                                                       19                        (1) ELIGIBLE HOUSEHOLD.—The term ‘‘eligible
                                                                       20               household’’ means a household with an income that
                                                                       21               is less than 140 percent of the area median income.
                                                                       22                        (2) SHARE                EQUITY              HOME;       SHARED          EQUITY

                                                                       23               HOMEOWNERSHIP                       PROGRAM.—The                      terms ‘‘shared
                                                                       24               equity home’’ and ‘‘shared equity homeownership



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                                                                         1              program’’ have the meanings given those terms in
                                                                         2              section 105(a).
                                                                         3              (b) ESTABLISHMENT.—The Secretary shall establish
                                                                         4 a program to provide grants to State housing finance
                                                                         5 agencies to establish new or supplement existing down
                                                                         6 payment assistance programs for eligible households lo-
                                                                         7 cated within the State.
                                                                         8              (c) REQUIREMENTS FOR ELIGIBLE HOUSEHOLDS.—
                                                                         9 An eligible household receiving assistance from a grant
                                                                       10 provided under this section shall—
                                                                       11                        (1) participate in housing counseling provided
                                                                       12               by—
                                                                       13                                  (A) an organization approved by the De-
                                                                       14                        partment of Housing and Urban Development;
                                                                       15                        or
                                                                       16                                  (B) a culturally specific nonprofit organi-
                                                                       17                        zation; and
                                                                       18                        (2) use the assistance for a down payment on
                                                                       19               a property to be used by the eligible household as a
                                                                       20               primary residence for a period of not less than 10
                                                                       21               years.
                                                                       22               (d) NO RESTRICTION                            ON      HOUSING.—An eligible
                                                                       23 household may use assistance received from a grant pro-
                                                                       24 vided under this section for a down payment on any type



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                                                                       25 of dwelling that shall be used as a primary residence, in-


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                                                                         1 cluding a manufactured housing unit, residential property
                                                                         2 under 400 square feet, a condominium, or a cooperative.
                                                                         3              (e) UNRESTRICTED CO-BORROWERS PILOT.—There
                                                                         4 shall be reserved 2 percent of the funds made available
                                                                         5 under this section for grantees to carry out a pilot down
                                                                         6 payment assistance program serving more than 2 co-bor-
                                                                         7 rowers receiving assistance from a grant provided under
                                                                         8 this section.
                                                                         9              (f) SUPPLEMENT FOR SHARED EQUITY HOME PUR-
                                                                       10      CHASES.—A grantee shall establish a 25-percent supple-

                                                                       11 mental bonus down payment for eligible households that
                                                                       12 are seeking to purchase an existing shared equity home
                                                                       13 or cooperative or bring a property into a shared equity
                                                                       14 homeownership program or cooperative with funds made
                                                                       15 available under this section.
                                                                       16               (g) LIMITATION.—The aggregate amount treated as
                                                                       17 acquisition indebtedness for purposes of this section for
                                                                       18 any period shall not exceed the limitation governing the
                                                                       19 maximum original principal obligation for a mortgage se-
                                                                       20 cured by a single-family residence, as determined and ad-
                                                                       21 justed annually under section 302(b)(2) of the Federal
                                                                       22 National Mortgage Association Charter Act (12 U.S.C.
                                                                       23 1717(b)(2)) and section 305(a)(2) of the Federal Home
                                                                       24 Loan Mortgage Corporation Act (12 U.S.C. 1454(a)(2)).



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                                                                       25               (h) AUTHORIZATION OF APPROPRIATIONS.—


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                                                                         1                       (1) IN GENERAL.—There is authorized to be
                                                                         2              appropriated                   to         carry            out            this    section
                                                                         3              $1,000,000,000 for each of fiscal years 2022
                                                                         4              through 2031.
                                                                         5                       (2) SET ASIDE FOR FUND.—An amount equal
                                                                         6              to 20 percent of the funds appropriated under para-
                                                                         7              graph (1) in a fiscal year shall be set aside and
                                                                         8              transferred to the Restorative Housing Justice Fund
                                                                         9              established under section 113(h).
                                                                       10                        (3) SET ASIDE FOR INDIAN TRIBES.—Of the
                                                                       11               amount appropriated under paragraph (1) for each
                                                                       12               fiscal year, the Secretary shall allocate as grant
                                                                       13               funds—
                                                                       14                                  (A) 98 percent to be provided to States;
                                                                       15                        and
                                                                       16                                  (B) 2 percent to be provided to Indian
                                                                       17                        Tribes in accordance with paragraph (4).
                                                                       18                        (4) ALLOCATION TO INDIAN TRIBES.—Of the
                                                                       19               amount allocated for Indian Tribes under paragraph
                                                                       20               (3)(B), the Secretary shall allocate funds to each In-
                                                                       21               dian Tribe participating in the program during that
                                                                       22               fiscal year based on a formula established by the
                                                                       23               Secretary that takes into account any factor that the
                                                                       24               Secretary determines to be appropriate.



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                                                                         1                       (5)        PUBLICATION                   OF         ALLOCATION             FOR-

                                                                         2              MULAS.—Not later than 90 days before the begin-

                                                                         3              ning of each fiscal year for which grants are pro-
                                                                         4              vided to States and Indian Tribes under this section,
                                                                         5              the Secretary shall publish in the Federal Register
                                                                         6              the formulas for allocation established under this
                                                                         7              subsection.
                                                                         8     SEC. 102. MORTGAGE INTEREST TAX CREDIT.

                                                                         9              (a) ALLOWANCE OF CREDIT.—
                                                                       10                        (1) IN GENERAL.—Subpart A of part IV of sub-
                                                                       11               chapter A of chapter 1 of the Internal Revenue Code
                                                                       12               of 1986 is amended by inserting after section 25D
                                                                       13               the following new section:
                                                                       14      ‘‘SEC. 25A–1. MORTGAGE INTEREST.

                                                                       15               ‘‘(a) IN GENERAL.—There shall be allowed as a cred-
                                                                       16 it against the tax imposed by this chapter for the taxable
                                                                       17 year an amount equal to 15 percent of the qualified mort-
                                                                       18 gage interest paid or accrued by the taxpayer during the
                                                                       19 taxable year.
                                                                       20               ‘‘(b) QUALIFIED MORTGAGE INTEREST.—For pur-
                                                                       21 poses of this section—
                                                                       22                        ‘‘(1) IN GENERAL.—The term ‘qualified mort-
                                                                       23               gage interest’ means interest paid or accrued on ac-
                                                                       24               quisition            indebtedness               (as        defined           in   section



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                                                                       25               163(h)(3)(B)(i)) with respect to a residence of the


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                                                                         1              taxpayer which is the principal residence (within the
                                                                         2              meaning of section 121) of the taxpayer.
                                                                         3                       ‘‘(2)        LIMITATION.—The                         aggregate            amount
                                                                         4              treated as acquisition indebtedness for purposes of
                                                                         5              this section for any period shall not exceed the limi-
                                                                         6              tation governing the maximum original principal ob-
                                                                         7              ligation for a mortgage secured by a single-family
                                                                         8              residence, as determined and adjusted annually
                                                                         9              under section 302(b)(2) of the Federal National
                                                                       10               Mortgage Association Charter Act (12 U.S.C.
                                                                       11               1717(b)(2)) and section 305(a)(2) of the Federal
                                                                       12               Home Loan Mortgage Corporation Act (12 U.S.C.
                                                                       13               1454(a)(2)).
                                                                       14                        ‘‘(3) TREATMENT OF MORTGAGE INSURANCE
                                                                       15               PREMIUMS.—Rules                      similar to the rules of section
                                                                       16               163(h)(3)(E) shall apply.
                                                                       17                        ‘‘(4) COOPERATIVE                       HOUSING CORPORATIONS;

                                                                       18               UNENFORCEABLE                      SECURITY              INTERESTS;               ESTATES

                                                                       19               AND TRUSTS.—Rules similar to the rules of subpara-

                                                                       20               graphs (B), (C), and (D) of section 163(h)(4) shall
                                                                       21               apply.
                                                                       22               ‘‘(c) ELECTION.—A taxpayer may elect not to have
                                                                       23 this section apply with respect to qualified mortgage inter-
                                                                       24 est paid or accrued by the taxpayer for any taxable year.



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                                                                         1              ‘‘(d) COORDINATION WITH OTHER PROVISIONS.—No
                                                                         2 credit shall be allowed under this section for any taxable
                                                                         3 year with respect to any residence if—
                                                                         4                       ‘‘(1) a deduction is allowed for such taxable
                                                                         5              year under section 163 with respect to such resi-
                                                                         6              dence, or
                                                                         7                       ‘‘(2) a credit is allowed for such taxable year
                                                                         8              under section 25 with respect to such residence.’’.
                                                                         9                       (2) CLERICAL AMENDMENT.—The table of sec-
                                                                       10               tions for subpart A of part IV of subchapter A of
                                                                       11               chapter 1 of such Code is amended by inserting
                                                                       12               after the item relating to section 25 the following
                                                                       13               new item:
                                                                               ‘‘Sec. 25A–1. Mortgage interest.’’.

                                                                       14               (b) COORDINATION WITH EXISTING CREDIT.—
                                                                       15                        (1) IN GENERAL.—Section 25 of the Internal
                                                                       16               Revenue Code of 1986 is amended by adding at the
                                                                       17               end the following new subsections:
                                                                       18               ‘‘(j) ELECTION.—A taxpayer may elect not to have
                                                                       19 this section apply for any taxable year.
                                                                       20               ‘‘(k) COORDINATION.—No credit shall be allowed
                                                                       21 under this section for any taxable year with respect to if
                                                                       22 a credit is allowed for such taxable year under section
                                                                       23 25A–1 with respect to such residence.’’.




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                                                                         1                       (2)          CONFORMING                        AMENDMENT.—Section

                                                                         2              6501(m) of such Code is amended by inserting
                                                                         3              ‘‘25(j), 25A–1(c),’’ before ‘‘30B(h)(9)’’.
                                                                         4              (c) EFFECTIVE DATE.—The amendments made by
                                                                         5 this section shall apply to taxable years beginning after
                                                                         6 December 31, 2020.
                                                                         7     SEC. 103. POSITIVE RENTAL HISTORY CREDIT ENHANCE-

                                                                         8                             MENT.

                                                                         9              Not later than 180 days after the date of enactment
                                                                       10 of this Act, the Director of the Federal Housing Finance
                                                                       11 Agency shall issue supervisory guidance requiring, to the
                                                                       12 greatest extent practicable, that not less than 5 percent
                                                                       13 of mortgages securitized by the Federal Home Loan Mort-
                                                                       14 gage Corporation or the Federal National Mortgage Asso-
                                                                       15 ciation by 2024 factor borrower opt-in positive rental pay-
                                                                       16 ment history in the credit rating and underwriting process
                                                                       17 with respect to those mortgages.
                                                                       18      SEC. 104. INDIVIDUAL DEVELOPMENT ACCOUNTS.

                                                                       19               (a) IN GENERAL.—Section 416 of the Assets for
                                                                       20 Independence Act (42 U.S.C. 604 note) is amended by
                                                                       21 striking ‘‘$25,000,000 for each of fiscal years 1999, 2000,
                                                                       22 2001, 2002, and 2003,’’ and inserting ‘‘$100,000,000 for
                                                                       23 each of fiscal years 2022 through 2031,’’.
                                                                       24               (b) SET ASIDE.—An amount equal to 10 percent of



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                                                                         1 for Independence Act (42 U.S.C. 604 note) in a fiscal year
                                                                         2 shall be set aside and transferred to the Restorative Hous-
                                                                         3 ing Justice Fund established under section 113(h).
                                                                         4     SEC. 105. SHARED EQUITY HOMEOWNERSHIP INITIATIVE.

                                                                         5              (a) DEFINITIONS.—In this section:
                                                                         6                       (1) ELIGIBLE ENTITY.—The term ‘‘eligible enti-
                                                                         7              ty’’ means—
                                                                         8                                 (A) a participating jurisdiction; and
                                                                         9                                 (B) an entity certified as a community de-
                                                                       10                        velopment financial institution by the Commu-
                                                                       11                        nity Development Financial Institutions Fund
                                                                       12                        established under section 104(a) of the Riegle
                                                                       13                        Community Development and Regulatory Im-
                                                                       14                        provement Act of 1994 (12 U.S.C. 4703(a)).
                                                                       15                        (2) ELIGIBLE HOUSEHOLD.—The term ‘‘eligible
                                                                       16               household’’ means a household described in sub-
                                                                       17               section (e).
                                                                       18                        (3) PARTICIPATING JURISDICTION.—The term
                                                                       19               ‘‘participating jurisdiction’’ has the meaning given
                                                                       20               the term in section 92.2 of title 24, Code of Federal
                                                                       21               Regulations, or any successor regulation.
                                                                       22                        (4) SHARED EQUITY HOME.—The term ‘‘shared
                                                                       23               equity home’’ means a dwelling unit serving an eligi-
                                                                       24               ble household that utilizes a ground lease, deed re-



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                                                                         1              striction, subordinate loan, or similar legal mecha-
                                                                         2              nism that includes provisions stating that—
                                                                         3                                 (A) the dwelling unit is intended to be kept
                                                                         4                       affordable for subsequent eligible households;
                                                                         5                                 (B) the affordability term is not less than
                                                                         6                       60 years after recordation;
                                                                         7                                 (C) a resale formula applies that limits the
                                                                         8                       proceeds of the homeowner upon resale; and
                                                                         9                                 (D) the shared equity homeownership pro-
                                                                       10                        gram, its agent, or its assignee has a preemp-
                                                                       11                        tive option to purchase the dwelling unit from
                                                                       12                        the homeowner at resale.
                                                                       13                        (5) SHARED                 EQUITY HOMEOWNERSHIP PRO-

                                                                       14               GRAM.—The                 term ‘‘shared equity homeownership
                                                                       15               program’’ means a program that—
                                                                       16                                  (A) provides access to shared equity homes
                                                                       17                        for eligible households; and
                                                                       18                                  (B) is administered by community land
                                                                       19                        trusts, other nonprofit organizations, or State
                                                                       20                        or local governments or instrumentalities.
                                                                       21                        (6) SUBSIDY TO COVER THE AFFORDABILITY
                                                                       22               GAP.—The term ‘‘subsidy to cover the affordability

                                                                       23               gap’’ means the subsidy amount needed to make a
                                                                       24               dwelling unit affordable at a targeted area median



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                                                                       25               income level in a targeted market, such as a census


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                                                                         1              tract, neighborhood, county, city, or metropolitan
                                                                         2              statistical area, that—
                                                                         3                                 (A) accounts for the number of bedrooms
                                                                         4                       in a dwelling unit and the area median income
                                                                         5                       adjusted for family size; and
                                                                         6                                 (B) shall be not be less than 20 percent of
                                                                         7                       the median sales price in the targeted market.
                                                                         8              (b) ESTABLISHMENT.—The Secretary shall provide
                                                                         9 grants to eligible entities to establish and expand shared
                                                                       10 equity homeownership programs and shared equity homes,
                                                                       11 including through partnerships with nonprofit entities,
                                                                       12 community land trusts, or State or local governments or
                                                                       13 instrumentalities.
                                                                       14               (c) TYPES OF GRANTS.—
                                                                       15                        (1) GRANTS                 FOR        PLANNING              AND          CAPACITY

                                                                       16               BUILDING.—The Secretary may award 3-year grants

                                                                       17               under this section to eligible entities to provide
                                                                       18               grants to nonprofit entities, community land trusts,
                                                                       19               or State or local governments or instrumentalities to
                                                                       20               develop shared equity homeownership programs or
                                                                       21               community land trusts or to plan and build capacity
                                                                       22               related to carrying out grant activities under this
                                                                       23               section.
                                                                       24                        (2) GRANTS FOR EXPANDING THE NUMBER OF



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                                                                         1              grants under this section to eligible entities to ex-
                                                                         2              pand the number of shared equity homes in existing
                                                                         3              shared equity homeownership programs, which may
                                                                         4              include—
                                                                         5                                 (A) grants for acquisition and rehabilita-
                                                                         6                       tion or new construction to create shared equity
                                                                         7                       homes and includes subsidy to cover the afford-
                                                                         8                       ability gap; and
                                                                         9                                 (B) grants to implement a buyer-initiated
                                                                       10                        program, where eligible households identify
                                                                       11                        homes in the market and bring them into the
                                                                       12                        shared equity homeownership program, which
                                                                       13                        may include subsidy to cover the affordability
                                                                       14                        gap and funds necessary for rehabilitation or
                                                                       15                        repair of the property.
                                                                       16                        (3) LIMITATION.—The amount of grants pro-
                                                                       17               vided under paragraph (1) in a fiscal year shall be
                                                                       18               limited to not more than 25 percent of the amount
                                                                       19               appropriated in the fiscal year under subsection (h).
                                                                       20               (d) ELIGIBLE GRANT EXPENSES.—An eligible entity
                                                                       21 receiving a grant under (c)(2) may use the funds—
                                                                       22                        (1) to provide a developer with a subsidy to
                                                                       23               cover the affordability gap, which funds may be used
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                                                                         1              construct new homes before the property is con-
                                                                         2              verted to shared equity homeownership;
                                                                         3                       (2) for acquisition, rehabilitation, and develop-
                                                                         4              ment expenses that are not covered by a subsidy
                                                                         5              provided under paragraph (1), including a developer
                                                                         6              fee;
                                                                         7                       (3) for capitalization of repair and replacement
                                                                         8              reserves, which funds may be used for repair and re-
                                                                         9              placement expenses between resales to repair or im-
                                                                       10               prove a property so that a subsequent eligible house-
                                                                       11               holds is not financially vulnerable due to deferred
                                                                       12               maintenance;
                                                                       13                        (4) to provide initial stewardship funds to sup-
                                                                       14               port the operations of the shared equity homeowner-
                                                                       15               ship program; and
                                                                       16                        (5) for the cost of administering the shared eq-
                                                                       17               uity homeownership program, such as identifying
                                                                       18               and qualifying eligible households.
                                                                       19               (e) ELIGIBLE HOUSEHOLDS.—Shared equity home-
                                                                       20 ownership programs receiving funds under this section
                                                                       21 may serve households with an income under 120 percent
                                                                       22 of the area median income, as adjusted for household size,
                                                                       23 based upon the needs of the targeted market.
                                                                       24               (f) TECHNICAL ASSISTANCE AND CAPACITY BUILD-



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                                                                       25      ING       HUB.—The Secretary shall establish a dedicated


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                                                                         1 shared equity housing professional technical assistance
                                                                         2 hub entity to educate and engage with local partners to
                                                                         3 share best practices and otherwise facilitate the shared eq-
                                                                         4 uity homeownership model.
                                                                         5              (g) ANNUAL REPORT.—The Secretary shall establish
                                                                         6 a data collection hub to which all eligible entities receiving
                                                                         7 a grant under this section shall report on an annual
                                                                         8 basis—
                                                                         9                       (1) the number of shared equity homes created;
                                                                       10                        (2) the number of households served;
                                                                       11                        (3) eligible household demographic characteris-
                                                                       12               tics; and
                                                                       13                        (4) any other relevant demographic information
                                                                       14               required at the discretion of the Secretary.
                                                                       15               (h) AUTHORIZATION OF APPROPRIATIONS.—
                                                                       16                        (1) IN GENERAL.—There is authorized to be
                                                                       17               appropriated                   to         carry            out            this    section
                                                                       18               $1,000,000,000 for each of fiscal years 2022
                                                                       19               through 2031.
                                                                       20                        (2) SET ASIDE FOR FUND.—An amount equal
                                                                       21               to 20 percent of the funds appropriated under para-
                                                                       22               graph (1) in a fiscal year shall be set aside and
                                                                       23               transferred to the Restorative Housing Justice Fund
                                                                       24               established under section 113(h).



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                                                                         1     SEC. 106. NATIONAL RIGHT OF FIRST REFUSAL.

                                                                         2              (a) FANNIE MAE.—Section 302 of the Federal Na-
                                                                         3 tional Mortgage Association Charter Act (12 U.S.C. 1717)
                                                                         4 is amended by adding at the end the following:
                                                                         5              ‘‘(d) RIGHT OF FIRST REFUSAL.—The corporation
                                                                         6 may not sell or transfer any mortgage that is secured by
                                                                         7 a single-family or multi-family residential property that is
                                                                         8 a rental property unless the current tenant or the most
                                                                         9 recent tenant within the preceding 12-month period was
                                                                       10 given—
                                                                       11                        ‘‘(1) not less than 20 days to indicate interest
                                                                       12               in purchasing the single-family home or dwelling
                                                                       13               unit in which the tenant resides; and
                                                                       14                        ‘‘(2) not less than 45 additional days to initiate
                                                                       15               the application process of securing financing to pur-
                                                                       16               chase the home or dwelling unit.’’.
                                                                       17               (b) FREDDIE MAC.—Section 305 of the Federal
                                                                       18 Home Loan Mortgage Corporation Act (12 U.S.C. 1454)
                                                                       19 is amended by adding at the end the following:
                                                                       20               ‘‘(e) RIGHT OF FIRST REFUSAL.—The Corporation
                                                                       21 may not sell or transfer any mortgage that is secured by
                                                                       22 a single-family or multi-family residential property that is
                                                                       23 a rental property unless the current tenant or the most
                                                                       24 recent tenant within the preceding 12-month period was




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                                                                       25 given—


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                                                                         1                       ‘‘(1) not less than 20 days to indicate interest
                                                                         2              in purchasing the single-family home or dwelling
                                                                         3              unit in which the tenant resides; and
                                                                         4                       ‘‘(2) not less than 45 additional days to secure
                                                                         5              financing to purchase the home or dwelling unit.’’.
                                                                         6              (c) SPECIAL RULE FOR MANUFACTURED HOUSING
                                                                         7 COMMUNITIES.—
                                                                         8                       (1) DEFINITIONS.—
                                                                         9                                 (A) MANUFACTURED HOUSING COMMUNITY
                                                                       10                        COOPERATIVE                  OR       CORPORATION.—The                   term
                                                                       11                        ‘‘manufactured housing community cooperative
                                                                       12                        or corporation’’ means a cooperative or non-
                                                                       13                        profit corporation established pursuant to the
                                                                       14                        laws of the State in which the property used as
                                                                       15                        a manufactured housing community.
                                                                       16                                  (B) QUALIFIED GAIN.—The term ‘‘quali-
                                                                       17                        fied gain’’ means the gain from the sale or ex-
                                                                       18                        change of real property comprised primarily of
                                                                       19                        manufactured housing used solely for residen-
                                                                       20                        tial purposes.
                                                                       21                        (2) RESIDENT RIGHT TO PURCHASE.—
                                                                       22                                  (A) IN GENERAL.—A taxpayer who is a
                                                                       23                        party to a manufactured housing community
                                                                       24                        sale or transfer or ownership shall be assessed



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                                                                         1                       the tax penalty described in subparagraph (B)
                                                                         2                       unless—
                                                                         3                                        (i) the residents of a manufactured
                                                                         4                                 housing community were given 60 days to
                                                                         5                                 form a manufactured housing community
                                                                         6                                 cooperative or corporation if no such entity
                                                                         7                                 currently exists; and
                                                                         8                                        (ii) the manufactured housing commu-
                                                                         9                                 nity cooperative or corporation subjected to
                                                                       10                                  sale or exchange is given 90 days to ini-
                                                                       11                                  tiate the application process of securing fi-
                                                                       12                                  nancing to purchase the manufactured
                                                                       13                                  housing community.
                                                                       14                                  (B) TAX PENALTY.—The tax penalty de-
                                                                       15                        scribed in this subparagraph for any taxable
                                                                       16                        year is an amount equal to 15 percent of the
                                                                       17                        qualified gain received by the taxpayer during
                                                                       18                        the taxable year.
                                                                       19               (d) TECHNICAL ASSISTANCE AND CAPACITY BUILD-
                                                                       20      INGS GRANTS.—

                                                                       21                        (1) IN GENERAL.—The Secretary shall award
                                                                       22               grants             to    organizations                 described             in   section
                                                                       23               501(c)(3) of the Internal Revenue Code and exempt
                                                                       24               from taxation under section 501(a) of such Code



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                                                                         1              housing and resident-owned manufactured housing
                                                                         2              communities.
                                                                         3                       (2) APPROPRIATIONS.—There is authorized to
                                                                         4              be appropriated $10,000,000 for each of fiscal years
                                                                         5              2022 to 2031 to carry out this subsection.
                                                                         6     SEC. 107. NO CAUSE EVICTIONS.

                                                                         7              (a) DEFINITIONS.—In this section:
                                                                         8                       (1) LANDLORD.—The term ‘‘landlord’’—
                                                                         9                                 (A) means the owner, lessor, or sublessor
                                                                       10                        of a residence; and
                                                                       11                                  (B) includes an individual who is author-
                                                                       12                        ized by an owner, lessor, or sublessor of a resi-
                                                                       13                        dence to—
                                                                       14                                         (i) manage the residence; or
                                                                       15                                         (ii) enter into a lease agreement for
                                                                       16                                  the residence.
                                                                       17                        (2) RESIDENCE.—The term ‘‘residence’’—
                                                                       18                                  (A) means a non-commercial—
                                                                       19                                         (i) plot of real property; or
                                                                       20                                         (ii) dwelling; and
                                                                       21                                  (B) includes—
                                                                       22                                         (i) a tiny home that has not more
                                                                       23                                  than 400 square feet of living space;
                                                                       24                                         (ii) an accessory dwelling unit;



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                                                                         1                                        (iv) a manufactured home on a plot of
                                                                         2                                 real property leased from the landlord.
                                                                         3                       (3) TENANT.—The term ‘‘tenant’’ means an in-
                                                                         4              dividual who—
                                                                         5                                 (A) is not less than 18 years of age; and
                                                                         6                                 (B) has leased a residence for not fewer
                                                                         7                       than 6 months.
                                                                         8              (b) PROHIBITION.—Subject to subsection (e), a land-
                                                                         9 lord may not evict a tenant from a residence, unless—
                                                                       10                        (1) there is not less than one just cause for the
                                                                       11               eviction under subsection (c); and
                                                                       12                        (2) the landlord has followed the notice proce-
                                                                       13               dure established under subsection (d).
                                                                       14               (c) JUST CAUSES FOR EVICTION BY A LANDLORD.—
                                                                       15 The following situations constitute just cause for a land-
                                                                       16 lord to evict a tenant:
                                                                       17                        (1) The intentional or negligent actions of the
                                                                       18               tenant cause substantial physical damage to the resi-
                                                                       19               dence of the tenant.
                                                                       20                        (2) The intentional actions of the tenant meas-
                                                                       21               urably and demonstrably inhibit the quality of life of
                                                                       22               an individual who lives—
                                                                       23                                  (A) in the building where the residence of
                                                                       24                        the tenant is located; or



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                                                                         1                                 (B) in the immediate vicinity of the resi-
                                                                         2                       dence of the tenant.
                                                                         3                       (3) The tenant does not pay rent owed to the
                                                                         4              landlord for the residence of the tenant.
                                                                         5                       (4) The tenant, in the residence of the tenant
                                                                         6              or in the immediate vicinity of the residence of the
                                                                         7              tenant, commits a crime—
                                                                         8                                 (A) that involves—
                                                                         9                                        (i) prostitution; commercial sexual so-
                                                                       10                                  licitation, or the promotion of prostitution;
                                                                       11                                         (ii) the unlawful manufacture, deliv-
                                                                       12                                  ery, or possession of a controlled sub-
                                                                       13                                  stance;
                                                                       14                                         (iii) the manufacture of a cannabinoid
                                                                       15                                  extract, unless the tenant holds a license to
                                                                       16                                  manufacture the cannabinoid extract under
                                                                       17                                  Federal, State, or Tribal law; or
                                                                       18                                         (iv) burglary; and
                                                                       19                                  (B) which, at a trial for damages under
                                                                       20                        this section, the landlord of the residence can
                                                                       21                        prove by a preponderance of the evidence.
                                                                       22                        (5) The tenant commits a crime that impacts—
                                                                       23                                  (A) the health or safety of individuals who
                                                                       24                        live within the immediate vicinity of the resi-



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                                                                         1                                 (B) the right of individuals who live within
                                                                         2                       the immediate vicinity of the residence of the
                                                                         3                       tenant to peacefully enjoy the property of those
                                                                         4                       individuals.
                                                                         5                       (6) The landlord or an immediate relative of the
                                                                         6              landlord makes a measurable, demonstrable, and
                                                                         7              bona fide plan to occupy the residence.
                                                                         8                       (7)(A) Local or State housing inspectors deter-
                                                                         9              mine that the residence of the tenant is unsuitable
                                                                       10               for occupancy; and
                                                                       11                        (B) the unsuitability of the residence is not a
                                                                       12               result of deferred maintenance of the residence by
                                                                       13               the landlord.
                                                                       14               (d) NOTICE PROCEDURE.—Before a landlord may
                                                                       15 evict a tenant, the landlord shall provide the following no-
                                                                       16 tice:
                                                                       17                        (1) The landlord shall provide the tenant with
                                                                       18               an initial eviction notice not fewer than 6 months
                                                                       19               before the eviction takes place that—
                                                                       20                                  (A) states the just cause for the eviction
                                                                       21                        under subsection (c); and
                                                                       22                                  (B) if the just cause stated under subpara-
                                                                       23                        graph (A) is described in paragraphs (1)
                                                                       24                        through (3) of subsection (c) and the tenant



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                                                                         1                       with 15 days to correct the actions of the ten-
                                                                         2                       ant.
                                                                         3                       (2) Not sooner than 30 days after providing the
                                                                         4              initial eviction notice under paragraph (1), the land-
                                                                         5              lord shall provide the tenant with a second eviction
                                                                         6              notice that—
                                                                         7                                 (A) states the just cause for the eviction
                                                                         8                       under subsection (c); and
                                                                         9                                 (B) if the just cause stated under subpara-
                                                                       10                        graph (A) is described in paragraphs (1)
                                                                       11                        through (3) of subsection (c) and the tenant
                                                                       12                        can remedy the just cause, provides the tenant
                                                                       13                        with 15 days to correct the actions of the ten-
                                                                       14                        ant.
                                                                       15               (e) EXCEPTIONS.—A landlord may evict a tenant
                                                                       16 from a residence without a just cause for the eviction
                                                                       17 under subsection (c) or providing the notice required
                                                                       18 under subsection (d) for one or more of the following rea-
                                                                       19 sons:
                                                                       20                        (1)(A) The tenant intentionally provided a sub-
                                                                       21               stantial amount of false information relating to a
                                                                       22               criminal conviction of the tenant on a rental applica-
                                                                       23               tion for the residence;




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                                                                         1                       (B) the conviction described in subparagraph
                                                                         2              (A) occurred not less than 1 year before the date of
                                                                         3              the submission of the application;
                                                                         4                       (C) the landlord would not have entered into a
                                                                         5              rental agreement for the residence with the tenant
                                                                         6              if the landlord had known that the information de-
                                                                         7              scribed in subparagraph (A) was false; and
                                                                         8                       (D) the landlord terminates the rental agree-
                                                                         9              ment of the tenant not later than 30 days after the
                                                                       10               date on which the landlord discovered that the infor-
                                                                       11               mation described in subparagraph (A) was false.
                                                                       12                        (2) The tenant commits domestic violence, dat-
                                                                       13               ing violence, sexual assault, or stalking against a
                                                                       14               member of the household of the tenant.
                                                                       15               (f) PENALTY.—A landlord who violates subsection (b)
                                                                       16 shall pay to the tenant a sum not less than 6 times the
                                                                       17 median monthly rent price for the area in which the resi-
                                                                       18 dence of the tenant is located.
                                                                       19               (g) DUTY TO EVICT.—
                                                                       20                        (1) If a landlord knows that a tenant has com-
                                                                       21               mitted domestic violence, dating violence, sexual as-
                                                                       22               sault, or stalking against a member of the household
                                                                       23               of the tenant, the landlord shall—




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                                                                         1                                 (A) take steps to exclude, evict, or other-
                                                                         2                       wise expel the tenant from the residence of the
                                                                         3                       tenant; and
                                                                         4                                 (B) permit the member of the household of
                                                                         5                       the tenant to continue living in the residence.
                                                                         6              (h) TENANT RIGHT TO TERMINATE LEASE.—
                                                                         7                       (1) IN GENERAL.—A tenant may terminate the
                                                                         8              lease agreement for the residence of the tenant and
                                                                         9              any immediate family members of the tenant if—
                                                                       10                                  (A) the tenant provides the landlord of the
                                                                       11                        residence written notice not less than 14 days
                                                                       12                        before the date on which the tenant terminates
                                                                       13                        the lease agreement;
                                                                       14                                  (B)(i) the tenant is protected by a valid
                                                                       15                        order of protection; or
                                                                       16                                  (ii) not more than 90 days before the date
                                                                       17                        on which the tenant provides the landlord the
                                                                       18                        notice described in subparagraph (A), the ten-
                                                                       19                        ant has been the victim of domestic violence,
                                                                       20                        dating violence, sexual assault, or stalking;
                                                                       21                                  (C) the tenant provides the landlord with
                                                                       22                        a document that verifies the condition described
                                                                       23                        in subparagraph (B), which includes the signa-
                                                                       24                        ture or seal of—



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                                                                         1                                        (ii) a State or local governmental au-
                                                                         2                                 thority; or
                                                                         3                                        (iii) an entity that serves victims of—
                                                                         4                                                 (I) domestic violence;
                                                                         5                                                 (II) dating violence;
                                                                         6                                                 (III) sexual assault; or
                                                                         7                                                 (IV) stalking; and
                                                                         8                                 (D) the tenant vacates the residence not
                                                                         9                       later than 14 days after the date on which the
                                                                       10                        tenant provides the notice described in subpara-
                                                                       11                        graph (A).
                                                                       12                        (2) EFFECT OF TERMINATION.—If a tenant ter-
                                                                       13               minates a lease agreement for the residence of the
                                                                       14               tenant under paragraph (1)—
                                                                       15                                  (A) the tenant is not liable for any unpaid
                                                                       16                        rent for the period of time beginning on the
                                                                       17                        date that is—
                                                                       18                                         (i) 14 days after the tenant gives the
                                                                       19                                  landlord notice under paragraph (1)(A); or
                                                                       20                                         (ii) agreed upon in the lease agree-
                                                                       21                                  ment; and
                                                                       22                                  (B) not later than 21 days after receiving
                                                                       23                        the notice described in paragraph (1)(A), the
                                                                       24                        landlord shall return to the tenant—



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                                                                         1                                        (i) the appropriate share of a security
                                                                         2                                 deposit of the tenant; and
                                                                         3                                        (ii) in the case that it is not possible
                                                                         4                                 to discern the appropriate share of a secu-
                                                                         5                                 rity deposit of the tenant to be returned,
                                                                         6                                 not less than 20 percent of the security de-
                                                                         7                                 posit of the tenant.
                                                                         8              (i) SAVINGS CLAUSES.—Nothing in this section shall
                                                                         9 be construed to supersede or preempt—
                                                                       10                        (1) any provision of law enacted by a State or
                                                                       11               local government that provides greater protections
                                                                       12               for tenants than provided in this section; or
                                                                       13                        (2) any provision of section 41411 of the Vio-
                                                                       14               lence Against Women Act of 1994 (34 U.S.C.
                                                                       15               12491) that offers greater protections to individuals
                                                                       16               residing in federally assisted housing that are vic-
                                                                       17               tims of—
                                                                       18                                  (A) domestic violence;
                                                                       19                                  (B) dating violence;
                                                                       20                                  (C) sexual assault; or
                                                                       21                                  (D) stalking.
                                                                       22      SEC. 108. RIGHT TO COUNSEL.

                                                                       23               (a) PURPOSE.—The purpose of this section is to—
                                                                       24                        (1) establish funding for State governments,



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                                                                       25               local governments, or Indian Tribes that have estab-


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                                                                         1              lished a Right to Counsel through legislation for cov-
                                                                         2              ered individuals who are facing—
                                                                         3                                 (A) eviction;
                                                                         4                                 (B) a termination of a housing subsidy; or
                                                                         5                                 (C) foreclosure;
                                                                         6                       (2) provide counsel to the most vulnerable pop-
                                                                         7              ulations;
                                                                         8                       (3) allow governing bodies to tailor the Right to
                                                                         9              Counsel to fit the unique needs of the community of
                                                                       10               the governing body, including by setting eligibility
                                                                       11               requirements for individuals who receive the Right to
                                                                       12               Counsel; and
                                                                       13                        (4) guarantee that—
                                                                       14                                  (A) covered individuals have a legal right
                                                                       15                        to receive full legal representation at no cost;
                                                                       16                                  (B) covered individuals are not denied a
                                                                       17                        Right to Counsel for discretionary reasons; and
                                                                       18                                  (C) funding for a State government, a
                                                                       19                        local government, or an Indian Tribe with a
                                                                       20                        Right to Counsel continues as long as the State
                                                                       21                        government, local government, or Indian Tribe
                                                                       22                        complies with—
                                                                       23                                         (i) the plan outlined in the application
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                                                                         1                                        (ii) the reporting requirements de-
                                                                         2                                 scribed in subsection (f).
                                                                         3              (b) DEFINITIONS.—In this section:
                                                                         4                       (1) AFFIRMATIVE CASE.—The term ‘‘affirma-
                                                                         5              tive case’’ means any housing-related lawsuit in
                                                                         6              which a covered individual is not a defendant, which
                                                                         7              may include a lawsuit designed to—
                                                                         8                                 (A) compel a landlord to make a necessary
                                                                         9                       repair to a residence;
                                                                       10                                  (B) enjoin the harassment of a tenant by
                                                                       11                        a landlord;
                                                                       12                                  (C) remedy mortgage or rental lease fraud;
                                                                       13                        and
                                                                       14                                  (D) remedy—
                                                                       15                                         (i)      an        instance           of        discrimination
                                                                       16                                  against a tenant or prospective tenant by
                                                                       17                                  a landlord;
                                                                       18                                         (ii) discrimination in lending;
                                                                       19                                         (iii) discrimination under the Fair
                                                                       20                                  Housing Act (42 U.S.C. 3601 et seq.); or
                                                                       21                                         (iv) any other instance of discrimina-
                                                                       22                                  tion that is directly related to housing.
                                                                       23                        (2) COVERED INDIVIDUAL.—The term ‘‘covered
                                                                       24               individual’’—



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                                                                         1                                        (i) meets the eligibility requirements
                                                                         2                                 of an eligible entity established in the
                                                                         3                                 Right to Counsel legislation of the eligible
                                                                         4                                 entity; and
                                                                         5                                        (ii) is a defendant or plaintiff in a
                                                                         6                                 covered proceeding that takes place within
                                                                         7                                 the geographic boundaries of the eligible
                                                                         8                                 entity described in clause (i); and
                                                                         9                                 (B) includes any individual described in
                                                                       10                        subparagraph (A) who is—
                                                                       11                                         (i) a tenant of any type of rental
                                                                       12                                  housing, including public housing;
                                                                       13                                         (ii) a homeowner of any type of home,
                                                                       14                                  including a tiny home or a manufactured
                                                                       15                                  home;
                                                                       16                                         (iii) a tenant or homeowner with a
                                                                       17                                  terminated housing subsidy; or
                                                                       18                                         (iv) a tenant or homeowner who has
                                                                       19                                  received notice that the housing subsidy of
                                                                       20                                  the tenant or homeowner will be termi-
                                                                       21                                  nated.
                                                                       22                        (3) COVERED PROCEEDING.—The term ‘‘cov-
                                                                       23               ered proceeding’’ means a civil action in a court or
                                                                       24               administrative forum—



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                                                                         1                                         (i) eviction from the primary residence
                                                                         2                                 of a tenant;
                                                                         3                                         (ii) the termination of a housing sub-
                                                                         4                                 sidy;
                                                                         5                                         (iii) foreclosure on the primary resi-
                                                                         6                                 dence of a homeowner; and
                                                                         7                                         (iv) an affirmative case, if the eligible
                                                                         8                                 entity meets the requirement under sub-
                                                                         9                                 section (c)(2)(B); and
                                                                       10                                  (B) that an eligible entity chooses to cover
                                                                       11                        in the Right to Counsel legislation of the eligi-
                                                                       12                        ble entity.
                                                                       13                        (4) ELIGIBLE ENTITY.—The term ‘‘eligible enti-
                                                                       14               ty’’ means a State government, a local government,
                                                                       15               or an Indian Tribe with a Right to Counsel.
                                                                       16                        (5) HOUSING-RELATED                             LEGAL            REPRESENTA-

                                                                       17               TION.—The term ‘‘housing-related legal representa-

                                                                       18               tion’’—
                                                                       19                                  (A) means full legal representation by a
                                                                       20                        Right to Counsel attorney for a covered indi-
                                                                       21                        vidual in a covered proceeding; and
                                                                       22                                  (B) includes full legal representation on an
                                                                       23                        appeal from a covered proceeding.
                                                                       24                        (6) HOUSING                  SUBSIDY.—The                    term ‘‘housing



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                                                                         1              assistance for a rental or mortgage payment, such as
                                                                         2              a voucher.
                                                                         3                       (7) IMPLEMENTATION PERIOD.—The term ‘‘im-
                                                                         4              plementation period’’ means the 5-year period dur-
                                                                         5              ing which an eligible entity gradually increases the
                                                                         6              capacity of the eligible entity to provide housing-re-
                                                                         7              lated legal representation to covered individuals.
                                                                         8                       (8) LEGAL                 SERVICE             PROVIDER.—The               term
                                                                         9              ‘‘legal service provider’’ means a nonprofit organiza-
                                                                       10               tion that—
                                                                       11                                  (A) provides housing-related legal rep-
                                                                       12                        resentation on behalf of an eligible entity to
                                                                       13                        covered individuals; and
                                                                       14                                  (B) receives compensation from the eligible
                                                                       15                        entity for providing the housing-related legal
                                                                       16                        representation described in subparagraph (A).
                                                                       17                        (9) LOCAL                GOVERNMENT.—The                           term ‘‘local
                                                                       18               government’’ includes the government of a city,
                                                                       19               town, township, county, parish, village, or any other
                                                                       20               subdivision of a State.
                                                                       21                        (10) PUBLIC                  HOUSING.—The                        term ‘‘public
                                                                       22               housing’’ has the meaning given the term in section
                                                                       23               3(b) of the United States Housing Act of 1937 (42
                                                                       24               U.S.C. 1437a(b)).



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                                                                         1                       (11) RIGHT TO COUNSEL.—The term ‘‘Right to
                                                                         2              Counsel’’ means a right established by a State gov-
                                                                         3              ernment, a local government, or an Indian Tribe
                                                                         4              that—
                                                                         5                                 (A) is created through Right to Counsel
                                                                         6                       legislation;
                                                                         7                                 (B) guarantees housing-related legal rep-
                                                                         8                       resentation at no cost to—
                                                                         9                                        (i) during the implementation period,
                                                                       10                                  the amount of covered individuals the eligi-
                                                                       11                                  ble entity identifies in the plan required
                                                                       12                                  under subsection (d)(2)(B); and
                                                                       13                                         (ii) after the implementation period
                                                                       14                                  ends, every covered individual; and
                                                                       15                                  (C) may be contingent upon the receipt of
                                                                       16                        a certification by the Secretary under sub-
                                                                       17                        section (e).
                                                                       18                        (12) RIGHT                 TO       COUNSEL              ATTORNEY.—The

                                                                       19               term ‘‘Right to Counsel attorney’’ means an attor-
                                                                       20               ney—
                                                                       21                                  (A) employed by a legal service provider; or
                                                                       22                                  (B) who, under the supervision of a legal
                                                                       23                        service provider—
                                                                       24                                         (i) provides housing-related legal rep-



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                                                                       25                                  resentation to a covered individual; or


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                                                                         1                                        (ii) works on an affirmative case.
                                                                         2                       (13) RIGHT TO COUNSEL LEGISLATION.—The
                                                                         3              term ‘‘Right to Counsel legislation’’ means legisla-
                                                                         4              tion of a State government, a local government, or
                                                                         5              an Indian Tribe that—
                                                                         6                                 (A) establishes a Right to Counsel;
                                                                         7                                 (B) identifies eligibility requirements for
                                                                         8                       covered individuals, which may not—
                                                                         9                                        (i) discriminate against any individual
                                                                       10                                  on the basis of—
                                                                       11                                                  (I) the criminal record, gender
                                                                       12                                         identity, gender expression, sexual ori-
                                                                       13                                         entation, family status, age, national
                                                                       14                                         origin, disability, genetic information,
                                                                       15                                         family medical history, eviction his-
                                                                       16                                         tory, or foreclosure history of the indi-
                                                                       17                                         vidual;
                                                                       18                                                  (II) the immigration status or
                                                                       19                                         prior immigration status of the indi-
                                                                       20                                         vidual, except as required by Legal
                                                                       21                                         Services Corporation law and regula-
                                                                       22                                         tions; or
                                                                       23                                                  (III) any other protected status;




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                                                                         1                                 (C) identifies the type of covered pro-
                                                                         2                       ceedings the eligible entity will include in the
                                                                         3                       Right to Counsel; and
                                                                         4                                 (D) provides for a not more than 5-year
                                                                         5                       implementation period.
                                                                         6              (c) FEDERAL REIMBURSEMENTS.—
                                                                         7                       (1) IN GENERAL.—Each fiscal year, the Sec-
                                                                         8              retary shall reimburse an eligible entity for the total
                                                                         9              cost of implementing and maintaining a Right to
                                                                       10               Counsel if the Right to Counsel has a certification
                                                                       11               from the Secretary under subsection (e).
                                                                       12                        (2) USE OF FUNDS.—
                                                                       13                                  (A) IN GENERAL.—The cost described in
                                                                       14                        paragraph (1) may include—
                                                                       15                                         (i) personnel costs;
                                                                       16                                         (ii) operational costs;
                                                                       17                                         (iii) administrative costs; and
                                                                       18                                         (iv) the cost of support services.
                                                                       19                                  (B) LIMITATION.—
                                                                       20                                         (i) AFFIRMATIVE CASES.—Not more
                                                                       21                                  than 5 percent of the cost described in
                                                                       22                                  paragraph (1) may be used to provide rep-
                                                                       23                                  resentation for covered individuals in an
                                                                       24                                  affirmative case.



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                                                                         1                                        (ii)            OTHER             PROCEEDINGS           FA-

                                                                         2                                 VORED.—An eligible entity may only pro-

                                                                         3                                 vide representation for a covered individual
                                                                         4                                 in an affirmative case if the provision does
                                                                         5                                 not interfere with the ability of the eligible
                                                                         6                                 entity to provide representation to covered
                                                                         7                                 individuals for covered proceedings that
                                                                         8                                 are not affirmative proceedings.
                                                                         9              (d) APPLICATION.—
                                                                       10                        (1) IN GENERAL.—An eligible entity that de-
                                                                       11               sires a reimbursement from the Secretary under
                                                                       12               subsection (c) shall submit to the Secretary an appli-
                                                                       13               cation at such time, in such manner, and accom-
                                                                       14               panied by such information as the Secretary may
                                                                       15               reasonably require.
                                                                       16                        (2) CONTENTS.—Each application submitted
                                                                       17               under paragraph (1) shall include the following:
                                                                       18                                  (A) If the Right to Counsel of the eligible
                                                                       19                        entity covers actions for eviction, statistical
                                                                       20                        data that shows, within the geographic bound-
                                                                       21                        aries of the eligible entity—
                                                                       22                                         (i) the number of actions for eviction
                                                                       23                                  that were filed against individuals;




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                                                                         1                                        (ii) the number of orders for eviction
                                                                         2                                 that were granted as a result of an action
                                                                         3                                 described in clause (i);
                                                                         4                                        (iii) the number of actions for fore-
                                                                         5                                 closure that were filed against individuals;
                                                                         6                                        (iv) the number of foreclosures that
                                                                         7                                 were granted as a result of an action de-
                                                                         8                                 scribed in clause (iii);
                                                                         9                                        (v) the percentage of the individuals
                                                                       10                                  described in clauses (i) and (iii) that were
                                                                       11                                  represented by an attorney in the eviction
                                                                       12                                  or foreclosure proceeding; and
                                                                       13                                         (vi) to the greatest extent practicable,
                                                                       14                                  the household income level of the individ-
                                                                       15                                  uals described in clauses (i) and (iii).
                                                                       16                                  (B) A detailed plan for the implementation
                                                                       17                        period of the Right to Counsel of the eligible
                                                                       18                        entity that includes—
                                                                       19                                         (i) a timeline that describes the grad-
                                                                       20                                  ual increase in the number of covered indi-
                                                                       21                                  viduals who receive housing-related legal
                                                                       22                                  representation at no cost;
                                                                       23                                         (ii) an assurance that key stake-
                                                                       24                                  holders, including legal service providers



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                                                                       25                                  and community organizations—


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                                                                         1                                                 (I) were included in the formula-
                                                                         2                                        tion of the plan; and
                                                                         3                                                 (II) will be included in the execu-
                                                                         4                                        tion of the plan; and
                                                                         5                                        (iii) proposed methods to increase the
                                                                         6                                 rate of housing-related legal representation
                                                                         7                                 for covered individuals.
                                                                         8              (e) CERTIFICATION.—
                                                                         9                       (1) IN GENERAL.—The Secretary shall certify
                                                                       10               the Right to Counsel of an eligible entity if the eligi-
                                                                       11               ble entity submits an application meeting the re-
                                                                       12               quirements under subsection (d).
                                                                       13                        (2) 3-YEAR REVIEW.—
                                                                       14                                  (A) IN GENERAL.—A certification of the
                                                                       15                        Secretary under paragraph (1) shall be effective
                                                                       16                        for a 3-year period.
                                                                       17                                  (B)         RECERTIFICATION.—The                               Secretary
                                                                       18                        shall extend the certification of the Right to
                                                                       19                        Counsel of an eligible entity for an additional 3-
                                                                       20                        year period if—
                                                                       21                                         (i) the eligible entity submits an addi-
                                                                       22                                  tional application under subsection (d);
                                                                       23                                  and
                                                                       24                                         (ii) the additional application meets



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                                                                         1              (f) REPORTS.—
                                                                         2                       (1) IN GENERAL.—Not less frequently than an-
                                                                         3              nually, each eligible entity receiving a reimbursement
                                                                         4              from the Secretary under subsection (c) shall submit
                                                                         5              to the Secretary each of the following reports:
                                                                         6                                 (A) For an eligible entity that is under an
                                                                         7                       implementation period, a report summarizing
                                                                         8                       the progress of the plan described in subsection
                                                                         9                       (d)(2)(B).
                                                                       10                                  (B) A report that includes—
                                                                       11                                         (i) an estimation of the number of
                                                                       12                                  covered individuals who live in the geo-
                                                                       13                                  graphic boundaries of the eligible entity;
                                                                       14                                  and
                                                                       15                                         (ii) statistical information relating to
                                                                       16                                  eviction and foreclosure proceedings han-
                                                                       17                                  dled by Right to Counsel attorneys of the
                                                                       18                                  eligible entity, including, to the greatest
                                                                       19                                  extent practicable, for each proceeding—
                                                                       20                                                  (I) the race of each covered indi-
                                                                       21                                         vidual;
                                                                       22                                                  (II) the age of each covered indi-
                                                                       23                                         vidual;
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                                                                         1                                                 (IV) the number of individuals
                                                                         2                                        included in the household of the cov-
                                                                         3                                        ered individual;
                                                                         4                                                 (V) the type of property at issue;
                                                                         5                                        and
                                                                         6                                                 (VI) whether the covered indi-
                                                                         7                                        vidual or a member of the household
                                                                         8                                        of the covered individual was a victim
                                                                         9                                        of domestic violence, dating violence,
                                                                       10                                         sexual assault, or stalking.
                                                                       11                                  (C) For an eligible entity with covered pro-
                                                                       12                        ceedings that include actions for eviction, a re-
                                                                       13                        port that includes, for the previous year—
                                                                       14                                         (i) information with respect to the eli-
                                                                       15                                  gible entity on—
                                                                       16                                                  (I) the rate of eviction filings;
                                                                       17                                                  (II) the number of evictions that
                                                                       18                                         were ordered;
                                                                       19                                                  (III) the number of evictions that
                                                                       20                                         were executed; and
                                                                       21                                                  (IV) the percentage of individuals
                                                                       22                                         who were represented by an attorney
                                                                       23                                         of an eviction proceeding;
                                                                       24                                         (ii) information on the resolution of



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                                                                         1                                 to Counsel attorneys on behalf of the eligi-
                                                                         2                                 ble entity, including—
                                                                         3                                                 (I) whether the covered indi-
                                                                         4                                        vidual was permitted to stay in the
                                                                         5                                        residence of the covered individual;
                                                                         6                                                 (II) whether the covered indi-
                                                                         7                                        vidual was displaced from the resi-
                                                                         8                                        dence of the covered individual; and
                                                                         9                                                 (III) in the case of a covered in-
                                                                       10                                         dividual who was permitted to stay in
                                                                       11                                         the residence of the covered indi-
                                                                       12                                         vidual—
                                                                       13                                                            (aa) whether the landlord
                                                                       14                                                  was ordered to perform repairs;
                                                                       15                                                  and
                                                                       16                                                            (bb) the amount of damages
                                                                       17                                                  either party to the proceeding
                                                                       18                                                  was ordered to pay; and
                                                                       19                                         (iii) information on eviction pro-
                                                                       20                                  ceedings handled by Right to Counsel at-
                                                                       21                                  torneys on behalf of the eligible entity in
                                                                       22                                  which the Right to Counsel attorney with-
                                                                       23                                  drew or was discharged from the pro-
                                                                       24                                  ceeding.



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                                                                         1                                 (D) For an eligible entity with covered pro-
                                                                         2                       ceedings that include actions for foreclosure, a
                                                                         3                       report that includes, for the previous year—
                                                                         4                                        (i) information with respect to the eli-
                                                                         5                                 gible entity on—
                                                                         6                                                 (I) the number of individuals who
                                                                         7                                        were defendants in a foreclosure pro-
                                                                         8                                        ceeding; and
                                                                         9                                                 (II) the percentage of the individ-
                                                                       10                                         uals described in subclause (I) that
                                                                       11                                         were represented by an attorney; and
                                                                       12                                         (ii) information on the resolution of
                                                                       13                                  each foreclosure proceeding handled by
                                                                       14                                  Right to Counsel attorneys on behalf of the
                                                                       15                                  eligible entity, including—
                                                                       16                                                  (I) whether the covered indi-
                                                                       17                                         vidual retained possession of the resi-
                                                                       18                                         dence of the covered individual;
                                                                       19                                                  (II) whether the covered indi-
                                                                       20                                         vidual was displaced from the resi-
                                                                       21                                         dence of the covered individual;
                                                                       22                                                  (III) whether any payment plans
                                                                       23                                         were agreed upon;
                                                                       24                                                  (IV) the default amount at issue;



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                                                                         1                                                 (V) the value of the home on the
                                                                         2                                        date on which the foreclosure pro-
                                                                         3                                        ceeding began; and
                                                                         4                                                 (VI) if applicable, the sale price
                                                                         5                                        of the home at foreclosure sale.
                                                                         6                       (2) PERSONALLY                      IDENTIFYING INFORMATION

                                                                         7              REMOVED.—In                    each report submitted under para-
                                                                         8              graph (1), an eligible entity shall remove the person-
                                                                         9              ally identifying information of any covered indi-
                                                                       10               vidual.
                                                                       11               (g) PLANNING GRANTS.—
                                                                       12                        (1) IN GENERAL.—Each fiscal year, the Sec-
                                                                       13               retary shall award grants in the amount of $100,000
                                                                       14               to each eligible entity that submits an application
                                                                       15               under paragraph (3) for the purpose of preparing an
                                                                       16               application under subsection (d).
                                                                       17                        (2) LIMITATION.—The total amount of grants
                                                                       18               made          under            paragraph              (1)      shall        not   exceed
                                                                       19               $2,500,000 in a fiscal year, to be provided to eligible
                                                                       20               entities described in that paragraph on a first-come,
                                                                       21               first-served basis.
                                                                       22                        (3) PLANNING GRANT APPLICATION.—
                                                                       23                                  (A) IN GENERAL.—An eligible entity that
                                                                       24                        desires a grant under paragraph (1) shall sub-



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                                                                         1                       time, in such manner, and accompanied by such
                                                                         2                       information as the Secretary may reasonably
                                                                         3                       require.
                                                                         4                                 (B) CONTENTS.—An application submitted
                                                                         5                       under subparagraph (A) shall include an esti-
                                                                         6                       mation of the number of covered individuals the
                                                                         7                       Right to Counsel of the eligible entity will serve.
                                                                         8              (h) INDEPENDENT COMMISSION STUDY.—The Sec-
                                                                         9 retary shall conduct a study to analyze the feasibility of
                                                                       10 establishing an independent commission or another inde-
                                                                       11 pendent regulatory body to administer Right to Counsel
                                                                       12 funding under this section.
                                                                       13               (i) ESTABLISHMENT OF FUND.—
                                                                       14                        (1) IN GENERAL.—There is established in the
                                                                       15               Treasury of the United States a fund consisting of
                                                                       16               the amounts authorized to be appropriated under
                                                                       17               paragraph (2).
                                                                       18                        (2) DEPOSITS TO THE FUND.—There are au-
                                                                       19               thorized to be appropriated and there are appro-
                                                                       20               priated to the fund established under paragraph (1)
                                                                       21               such sums as may be necessary for each fiscal year
                                                                       22               for the cost of—
                                                                       23                                  (A) the reimbursements required under
                                                                       24                        subsection (c);



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                                                                         1                                 (B) the grants required under subsection
                                                                         2                       (g); and
                                                                         3                                 (C) the study required under subsection
                                                                         4                       (h).
                                                                         5     SEC. 109. LANDLORD GUARANTEE PROGRAM.

                                                                         6              (a) ESTABLISHMENT.—The Secretary shall develop
                                                                         7 and implement a Landlord Guarantee Program (in this
                                                                         8 section referred to as the ‘‘Program’’), to be administered
                                                                         9 by public housing agencies, to provide financial assistance
                                                                       10 to landlords to mitigate damages caused by tenants receiv-
                                                                       11 ing tenant-based rental assistance under section 8(o) of
                                                                       12 the United States Housing Act of 1937 (42 U.S.C.
                                                                       13 1437f(o)).
                                                                       14               (b) ELIGIBILITY.—In order to receive assistance
                                                                       15 under the Program, a landlord shall—
                                                                       16                        (1) obtain judgment against the tenant from
                                                                       17               the public housing agency with jurisdiction over the
                                                                       18               property;
                                                                       19                        (2) submit to the Secretary an application to
                                                                       20               receive assistance under the Program not later than
                                                                       21               1 year after the date on which the landlord obtains
                                                                       22               judgment under paragraph (1); and
                                                                       23                        (3) rent to a tenant with a valid guarantee.
                                                                       24               (c) USE OF FUNDS.—Amounts received under the



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                                                                         1 a judgment described in subsection (b) that are related
                                                                         2 to property damage, unpaid rent, or other damages, in-
                                                                         3 cluding damages—
                                                                         4                       (1) caused as a result of the occupancy of the
                                                                         5              tenant, including where the tenant is a victim of do-
                                                                         6              mestic violence, dating violence, sexual assault, or
                                                                         7              stalking;
                                                                         8                       (2) that exceed normal wear and tear; and
                                                                         9                       (3) that are in excess of $500 but not more
                                                                       10               than $5,000 per tenancy.
                                                                       11               (d) FEES.—The Secretary shall assess and collect a
                                                                       12 fee from each landlord that participates in the Program
                                                                       13 that is equal to 1 percent of the rental value of the prop-
                                                                       14 erty for which the landlord seeks to mitigate damages
                                                                       15 caused by tenants.
                                                                       16               (e) TENANT ACCOUNTABILITY.—A tenant shall be el-
                                                                       17 igible for not more than 2 claims under the Program every
                                                                       18 10 years.
                                                                       19               (f) LANDLORD ACCOUNTABILITY.—A landlord shall
                                                                       20 be eligible for not more than 1 claim under the Program
                                                                       21 per dwelling unit every 10 years.
                                                                       22               (g) FUND.—There is established in the Treasury of
                                                                       23 the United States a fund to be known as the Landlord
                                                                       24 Guarantee Program Fund, into which shall be deposited—



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                                                                         1                       (2) all amounts collected as fees under sub-
                                                                         2              section (d).
                                                                         3              (h) REGULATIONS.—The Secretary shall issue regu-
                                                                         4 lations to implement the Program, including regulations
                                                                         5 relating to—
                                                                         6                       (1) additional qualifications and requirements
                                                                         7              that a landlord is required to meet to receive assist-
                                                                         8              ance under the Program; and
                                                                         9                       (2) the form of application that a landlord shall
                                                                       10               submit to the Secretary to receive assistance under
                                                                       11               the Program.
                                                                       12      SEC. 110. INCLUDING ALL FORMS OF HOUSING IN HUD

                                                                       13                              CONSOLIDATED PLAN.

                                                                       14               (a) DEFINITION OF CONSOLIDATED PLAN.—In this
                                                                       15 section, the term ‘‘consolidated plan’’ means a comprehen-
                                                                       16 sive housing affordability strategy and community devel-
                                                                       17 opment plan required under part 91 of title 24, Code of
                                                                       18 Federal Regulations, or any successor regulation.
                                                                       19               (b) ISSUANCE OF GUIDELINES RELATING TO NON-
                                                                       20 TRADITIONAL FORMS OF AFFORDABLE HOUSING.—The
                                                                       21 Secretary shall issue regulations that require that each
                                                                       22 grantee that is required to submit a consolidated plan
                                                                       23 shall include, to the greatest extent practicable, actionable
                                                                       24 plans to incorporate and preserve in the overall affordable



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                                                                       25 housing stock—


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                                                                         1                       (1) modular housing constructed in accordance
                                                                         2              with State, local, or regional site-built building
                                                                         3              codes;
                                                                         4                       (2) single room occupancy units;
                                                                         5                       (3) emergency shelters, including dwelling units
                                                                         6              under 400 square feet and supportive tiny housing
                                                                         7              villages;
                                                                         8                       (4) shared equity homes, including community
                                                                         9              land trusts; and
                                                                       10                        (5) cooperative housing ownership models.
                                                                       11      SEC. 111. PROHIBITING DISCRIMINATION AGAINST VOUCH-

                                                                       12                              ER HOLDERS.

                                                                       13               (a) IN GENERAL.—The Fair Housing Act (42 U.S.C.
                                                                       14 3601 et seq.) is amended—
                                                                       15                        (1) in section 802 (42 U.S.C. 3602), by adding
                                                                       16               at the end the following:
                                                                       17               ‘‘(p) ‘Source of income’ means lawful, verifiable in-
                                                                       18 come paid directly to a tenant or to a representative of
                                                                       19 a tenant, or paid to a housing owner or landlord on behalf
                                                                       20 of a tenant, including Federal rent subsidy payments
                                                                       21 under section 8 of the United States Housing Act of 1937
                                                                       22 (42 U.S.C. 1437f) and any other local, State, or Federal
                                                                       23 housing or financial assistance.’’;




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                                                                         1                       (2) in section 804 (42 U.S.C. 3604), by insert-
                                                                         2              ing ‘‘source of income,’’ after ‘‘familial status,’’ each
                                                                         3              place that term appears;
                                                                         4                       (3) in section 805 (42 U.S.C. 3605)—
                                                                         5                                 (A) in subsection (a), by inserting ‘‘source
                                                                         6                       of income,’’ after ‘‘familial status,’’; and
                                                                         7                                 (B) in subsection (c), by inserting ‘‘source
                                                                         8                       of income,’’ after ‘‘handicap,’’;
                                                                         9                       (4) in section 806 (42 U.S.C. 3606), by insert-
                                                                       10               ing ‘‘source of income,’’ after ‘‘familial status,’’; and
                                                                       11                        (5) in section 808(e)(6) (42 U.S.C. 3608(e)(6)),
                                                                       12               by inserting ‘‘source of income,’’ after ‘‘handicap,’’.
                                                                       13               (b) PREVENTION OF INTIMIDATION IN FAIR HOUS-
                                                                       14      ING CASES.—Section 901 of the Civil Rights Act of 1968

                                                                       15 (42 U.S.C. 3631) is amended by inserting ‘‘source of in-
                                                                       16 come (as defined in section 802),’’ before ‘‘or national ori-
                                                                       17 gin’’ each place that term appears.
                                                                       18               (c) AUTHORIZATION OF APPROPRIATIONS.—There is
                                                                       19 authorized to be appropriated to carry out this section
                                                                       20 $50,000,000 for each of fiscal years 2022 through 2031.
                                                                       21      SEC. 112. FAIR MARKET RENT APPEAL.

                                                                       22               (a) DEFINITIONS.—In this section:
                                                                       23                        (1) FAIR MARKET RENT.—The term ‘‘fair mar-
                                                                       24               ket rent’’ means the applicable fair market rental es-



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                                                                         1              tablished under section 8(c) of the United States
                                                                         2              Housing Act of 1937 (42 U.S.C. 1437f(c)).
                                                                         3                       (2) SUCCESSFUL                       FAIR         MARKET             RENT   AP-

                                                                         4              PEAL.—The               term ‘‘successful fair market rent ap-
                                                                         5              peal’’ means a reevaluation of a fair market rent re-
                                                                         6              sulting in a revised fair market rent that is not less
                                                                         7              than 3 percent higher than the fair market rent for
                                                                         8              the preceding year.
                                                                         9              (b) FAIR MARKET RENT APPEAL.—In the case of an
                                                                       10 appeal made by a public housing agency of a fair market
                                                                       11 rent established by the Secretary, the Secretary shall—
                                                                       12                        (1) calculate and publish estimates of historical
                                                                       13               underfunding over the preceding 10-year period due
                                                                       14               to fair market rents that are below true market
                                                                       15               value; and
                                                                       16                        (2) if the Secretary determines that the fair
                                                                       17               market rent calculation was below true market
                                                                       18               value, reimburse the public housing agency or non-
                                                                       19               profit owner of a residential dwelling unit subject to
                                                                       20               fair market rent an amount equal to 75 percent of
                                                                       21               the estimated underpayment caused by the inac-
                                                                       22               curate fair market rent calculation.
                                                                       23               (c) SURVEY.—The Secretary shall enter into a memo-
                                                                       24 randum of agreement with a State housing finance agency



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                                                                         1 periences more than 2 successful fair market rent appeals
                                                                         2 within the preceding 5 calendar years.
                                                                         3              (d) REIMBURSEMENT FOR SUCCESSFUL FAIR MAR-
                                                                         4     KET        RENT APPEALS.—The Secretary shall grant an
                                                                         5 amount equal the actual direct expenses incurred by a
                                                                         6 public housing agency associated with a successful fair
                                                                         7 market rent appeal.
                                                                         8              (e) AUTHORIZATION OF APPROPRIATIONS.—There is
                                                                         9 authorized to be appropriated such sums as may be nec-
                                                                       10 essary to carry out this section for each of fiscal years
                                                                       11 2022 through 2031.
                                                                       12      SEC. 113. OFFICE OF RESTORATIVE HOUSING JUSTICE.

                                                                       13               (a) DEFINITION OF COVERED GEOGRAPHIC AREA.—
                                                                       14 In this section, the term ‘‘covered geographic area’’ means
                                                                       15 a geographic area that is—
                                                                       16                        (1) within 20 miles of—
                                                                       17                                  (A) an area that was subject to an Urban
                                                                       18                        Renewal Loan and Grant Contract from the
                                                                       19                        Department of Housing and Urban Develop-
                                                                       20                        ment; or
                                                                       21                                  (B) an area designated by the Home Own-
                                                                       22                        ers’ Loan Corporation as ‘‘C—Definitely De-
                                                                       23                        clining’’ or ‘‘D—Hazardous’’; and
                                                                       24                        (2) within the service area of a single public



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                                                                       25               housing agency.


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                                                                         1              (b) ESTABLISHMENT.—The Secretary shall establish
                                                                         2 within the Department of Housing and Urban Develop-
                                                                         3 ment an Office of Restorative Housing Justice (in this sec-
                                                                         4 tion referred to as the ‘‘Office’’) to execute an affordable
                                                                         5 housing assistance preference policy for individuals and
                                                                         6 the parents, grandparents, or primary caretakers of people
                                                                         7 who—
                                                                         8                       (1)(A) lost title to a personal residential prop-
                                                                         9              erty or at any point possessed title to real property
                                                                       10               in a covered geographic area; or
                                                                       11                        (B) were displaced from a tenancy or estab-
                                                                       12               lished residence in a covered geographic area; and
                                                                       13                        (2) seek to return to an area that was histori-
                                                                       14               cally a covered geographic area.
                                                                       15               (c) PUBLIC HOUSING AGENCIES.—
                                                                       16                        (1) IN GENERAL.—Each public housing agency
                                                                       17               with a geographic service area that includes a cov-
                                                                       18               ered geographic area shall be eligible to receive fund-
                                                                       19               ing from the Office to carry out an affordable hous-
                                                                       20               ing assistance preference policy in accordance with
                                                                       21               subsection (h).
                                                                       22                        (2) ADDITIONAL EXPENSES.—A public housing
                                                                       23               agency may use not more than 10 percent of the
                                                                       24               funding received from the Office in a fiscal year for



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                                                                         1              (d) DIRECTOR.—The Office shall be headed by a Di-
                                                                         2 rector, who shall be appointed by the Secretary.
                                                                         3              (e) OFFICE OF THE OMBUDSPERSON.—
                                                                         4                       (1) ESTABLISHMENT.—There is established
                                                                         5              within the Office an Office of the Ombudsperson,
                                                                         6              which shall be—
                                                                         7                                 (A) responsible for—
                                                                         8                                        (i) ensuring that the National Advi-
                                                                         9                                 sory Council and the Community Advisory
                                                                       10                                  Council established under subsections (f)
                                                                       11                                  and (g), respectively, are carrying out the
                                                                       12                                  intended mission of the Office; and
                                                                       13                                         (ii) advocating for individuals who are
                                                                       14                                  seeking housing assistance through the
                                                                       15                                  housing assistance preference policy estab-
                                                                       16                                  lished under subsection (h); and
                                                                       17                                  (B) an impartial, confidential resource that
                                                                       18                        is fully independent of the Department of
                                                                       19                        Housing and Urban Development and the Of-
                                                                       20                        fice.
                                                                       21                        (2) OMBUDSPERSON.—
                                                                       22                                  (A) IN           GENERAL.—The                      Office of the
                                                                       23                        Ombudsperson                     shall         be        headed          by   an
                                                                       24                        Ombudsperson, who shall—



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                                                                         1                                        (i) be a career employee in the Senior
                                                                         2                                 Executive Service, as defined in section
                                                                         3                                 3132(a) of title 5, United States Code; and
                                                                         4                                        (ii) have demonstrated experience in
                                                                         5                                 housing law and racial equity work.
                                                                         6                                 (B) DUTIES.—The Ombudsperson shall—
                                                                         7                                        (i) monitor the National Advisory
                                                                         8                                 Council and the Community Advisory
                                                                         9                                 Council established under subsections (f)
                                                                       10                                  and (g), respectively, and the Office for
                                                                       11                                  compliance with applicable laws and stand-
                                                                       12                                  ards, including by investigating—
                                                                       13                                                  (I) claims of—
                                                                       14                                                            (aa)         inadequate              use   of
                                                                       15                                                  funds;
                                                                       16                                                            (bb) inequitable implementa-
                                                                       17                                                  tion of the preference policy es-
                                                                       18                                                  tablished under subsection (h);
                                                                       19                                                  and
                                                                       20                                                            (cc) inaccurate covered geo-
                                                                       21                                                  graphic areas; and
                                                                       22                                                  (II) complaints against the Office
                                                                       23                                         and each of the Councils;
                                                                       24                                         (ii) not less frequently than quarterly,



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                                                                         1                                 rights organizations, and others to partici-
                                                                         2                                 pate in a meeting to ensure that Ombuds-
                                                                         3                                 person is aware of stakeholder concerns
                                                                         4                                 and priorities and to provide feedback on
                                                                         5                                 stakeholder requests; and
                                                                         6                                        (iii) establish regional offices to the
                                                                         7                                 Office of the Ombudsperson to sure the in-
                                                                         8                                 clusion of pertinent local and regional
                                                                         9                                 issues, trends, and challenges for consider-
                                                                       10                                  ation by the Ombudsperson.
                                                                       11                                  (C) SUBPOENA POWER.—The Ombudsper-
                                                                       12                        son may—
                                                                       13                                         (i) issue a subpoena to require the
                                                                       14                                  production of all information, reports, and
                                                                       15                                  other documentary evidence necessary to
                                                                       16                                  carry out the duties of the Ombudsperson;
                                                                       17                                  and
                                                                       18                                         (ii) invoke the aid of any appropriate
                                                                       19                                  court of the United States.
                                                                       20                                  (D) REPORTING MECHANISMS.—The Om-
                                                                       21                        budsperson shall establish and maintain—
                                                                       22                                         (i) a toll free telephone number to re-
                                                                       23                                  ceive complaints and reports of matters for
                                                                       24                                  investigation;



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                                                                         1                                         (ii) an email address to receive com-
                                                                         2                                 plaints, such reports, and requests for re-
                                                                         3                                 view of housing preference determinations;
                                                                         4                                 and
                                                                         5                                         (iii) a website to receive complaints
                                                                         6                                 and reports for matter of investigation.
                                                                         7              (f) NATIONAL ADVISORY COUNCIL.—
                                                                         8                       (1) IN GENERAL.—The Director of the Office
                                                                         9              shall establish within the Office an advisory council,
                                                                       10               which shall—
                                                                       11                                  (A) be composed of 10 members, of
                                                                       12                        whom—
                                                                       13                                          (i) one shall be the Director of the Of-
                                                                       14                                  fice;
                                                                       15                                          (ii) two shall be representatives from
                                                                       16                                  national nonprofit civil rights organizations
                                                                       17                                  and appointed by the Director;
                                                                       18                                          (iii) two shall be representatives from
                                                                       19                                  national tenant rights organizations and
                                                                       20                                  appointed by the Director;
                                                                       21                                          (iv) three shall be individuals eligible
                                                                       22                                  for assistance under this section and ap-
                                                                       23                                  pointed by the Director; and
                                                                       24                                          (v) two shall be appointed by the Sec-



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                                                                         1                                 (B) submit to Congress an annual report
                                                                         2                       in partnership with a housing and homelessness
                                                                         3                       innovation research center established under
                                                                         4                       section 401;
                                                                         5                                 (C) provide technical assistance to annual
                                                                         6                       action plans submitted by a community advi-
                                                                         7                       sory council established under subsection (g);
                                                                         8                       and
                                                                         9                                 (D) submit annual recommendations relat-
                                                                       10                        ing to the policies and regulations of the Office.
                                                                       11               (g) COMMUNITY ADVISORY COUNCIL.—
                                                                       12                        (1) IN GENERAL.—Each public housing agency
                                                                       13               shall establish a community advisory council, which
                                                                       14               shall—
                                                                       15                                  (A) establish an annual action plan, which
                                                                       16                        shall—
                                                                       17                                         (i) be submitted to the National Advi-
                                                                       18                                  sory Council established under subsection
                                                                       19                                  (f);
                                                                       20                                         (ii) govern the release of funds under
                                                                       21                                  this section and administer the preference
                                                                       22                                  scale established under subsection (h); and
                                                                       23                                         (iii) include demographic data and in-
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                                                                         1                                 this section were used during the preceding
                                                                         2                                 year; and
                                                                         3                                 (B) be composed of 10 members with a 2-
                                                                         4                       year term limit, of whom—
                                                                         5                                        (i) one shall be the Executive Director
                                                                         6                                 of the public housing agency or an ap-
                                                                         7                                 pointee from the public housing agency;
                                                                         8                                        (ii) two shall be representatives from
                                                                         9                                 a local nonprofit civil rights organizations
                                                                       10                                  and appointed by the Director of the coun-
                                                                       11                                  cil;
                                                                       12                                         (iii) two shall be representatives from
                                                                       13                                  local tenant rights organizations and ap-
                                                                       14                                  pointed by the Director of the council;
                                                                       15                                         (iv) three shall be individuals eligible
                                                                       16                                  for displacement compensation under this
                                                                       17                                  section and appointed by the Director of
                                                                       18                                  the council; and
                                                                       19                                         (v) two shall be appointed by the Di-
                                                                       20                                  rector of the council at the discretion of
                                                                       21                                  the Executive Director of the public hous-
                                                                       22                                  ing agency.
                                                                       23                        (2) DIRECTOR.—
                                                                       24                                  (A) APPOINTMENT IN FIRST YEAR.—Dur-



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                                                                         1                       which a community advisory council is estab-
                                                                         2                       lished under paragraph (1), the member de-
                                                                         3                       scribed in paragraph (1)(B)(i) shall serve as
                                                                         4                       Director of the council.
                                                                         5                                 (B) AFTER FIRST YEAR.—After the 1-year
                                                                         6                       period described in subparagraph (B), the Di-
                                                                         7                       rector of a community advisory council shall be
                                                                         8                       appointed on an annual basis by majority vote
                                                                         9                       of the council.
                                                                       10                                  (C) DUTIES.—The Director of a commu-
                                                                       11                        nity advisory council shall submit to the council
                                                                       12                        established under subsection (e) on an annual
                                                                       13                        basis—
                                                                       14                                         (i) the action plan required under
                                                                       15                                  paragraph (1)(A) and an accompanying re-
                                                                       16                                  port; and
                                                                       17                                         (ii) policy proposals for the commu-
                                                                       18                                  nity advisory council.
                                                                       19                        (3) INCORPORATION BY STATES.—Each State
                                                                       20               shall, to the greatest extent possible, incorporate the
                                                                       21               action plan established by the applicable community
                                                                       22               advisory council into all applicable sections of the
                                                                       23               annual consolidated plan, as defined in section
                                                                       24               110(a).



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                                                                         1                       (4) FUNDING.—Each public housing agency
                                                                         2              shall allocate $100,000 on an annual basis to the
                                                                         3              community advisory council established under this
                                                                         4              subsection.
                                                                         5              (h) PREFERENCE SCALE.—
                                                                         6                       (1) IN          GENERAL.—The                       community advisory
                                                                         7              council of a public housing agency established under
                                                                         8              subsection (f) shall determine individual preference
                                                                         9              for funds made available under this section to appli-
                                                                       10               cants on a scale of 1 to 5, with 1 point awarded for
                                                                       11               each of the following factors:
                                                                       12                                  (A) Whether the applicant lost title or pos-
                                                                       13                        sessed title to a property or was displaced, as
                                                                       14                        described in subparagraphs (A) and (B) of sub-
                                                                       15                        section (b)(1).
                                                                       16                                  (B) Whether the applicant is a descendant
                                                                       17                        of someone who lost title or possessed title to
                                                                       18                        a property or was displaced, as described in
                                                                       19                        subparagraphs (A) and (B) of subsection
                                                                       20                        (b)(1).
                                                                       21                                  (C) Whether the income of the applicant is
                                                                       22                        below 30 percent of the median income in the
                                                                       23                        area in which the applicant resides.




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                                                                         1                                 (D) Whether the income of the applicant is
                                                                         2                       below 60 percent of the median income in the
                                                                         3                       area in which the applicant resides.
                                                                         4                                 (E) Whether the applicant attended a
                                                                         5                       school designated as a title I school for more
                                                                         6                       than 5 years.
                                                                         7              (i) FUND.—There is established in the Treasury of
                                                                         8 the United States a fund to be known as the Restorative
                                                                         9 Housing Justice Fund, into which shall be deposited—
                                                                       10                        (1) amounts appropriated to the fund; and
                                                                       11                        (2) all amounts set aside for the Restorative
                                                                       12               Housing Justice Fund under any other provision of
                                                                       13               law.
                                                                       14               (j) AUTHORIZATION OF APPROPRIATIONS.—There is
                                                                       15 authorized to be appropriated to the Secretary to carry
                                                                       16 out this section such sums as may be necessary each of
                                                                       17 fiscal years 2022 through 2031.
                                                                       18          TITLE II—CONSTRUCTION AND
                                                                       19                 PRESERVATION
                                                                       20      SEC. 201. HOUSING TRUST FUND.

                                                                       21               (a) IN GENERAL.—Section 1338 of the Federal
                                                                       22 Housing Enterprises Financial Safety and Soundness Act
                                                                       23 of 1992 (12 U.S.C. 4568) is amended by adding at the
                                                                       24 end the following:



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                                                                         1              ‘‘(j) INCLUSION                   OF       SUPPLEMENTAL APPROPRIA-
                                                                         2     TIONS IN             CONGRESSIONAL JUSTIFICATION.—Beginning
                                                                         3 for fiscal year 2022 and each fiscal year thereafter, the
                                                                         4 Secretary shall include, in the annual budget justification
                                                                         5 submitted by the Secretary, a recommended supplemental
                                                                         6 appropriation level for the Housing Trust Fund, which
                                                                         7 shall be in an amount that is sufficient to eliminate the
                                                                         8 shortage of affordable and available rental dwelling units
                                                                         9 over a 10-year period.
                                                                       10               ‘‘(k) SUPPLEMENTAL APPROPRIATION FOR 2021.—
                                                                       11 Out of amounts not otherwise appropriated, there is ap-
                                                                       12 propriated to the Housing Trust Fund $45,000,000,000
                                                                       13 for fiscal year 2021.’’.
                                                                       14      SEC. 202. RURAL HOUSING TRUST FUND CONSTRUCTION

                                                                       15                              OF USDA MULTIFAMILY HOUSING FOR LOW-

                                                                       16                              INCOME FAMILIES.

                                                                       17               The Housing Act of 1949 (42 U.S.C. 1471 et seq.)
                                                                       18 is amended by adding at the end the following:
                                                                       19      ‘‘SEC. 545. MULTIFAMILY HOUSING CONSTRUCTION FOR

                                                                       20                              LOW-INCOME FAMILIES.

                                                                       21               ‘‘(a) ESTABLISHMENT.—The Secretary shall carry
                                                                       22 out a program under this section for the construction of
                                                                       23 multifamily rental housing projects financed with a loan
                                                                       24 under section 515 and with rental assistance provided



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                                                                         1              ‘‘(b) AUTHORIZATION OF APPROPRIATIONS.—There
                                                                         2 is authorized to be appropriated to the Secretary to carry
                                                                         3 out this section $100,000,000 for each of fiscal years 2022
                                                                         4 through 2031.’’.
                                                                         5     SEC. 203. STRATEGY AND INVESTMENT IN RURAL HOUSING.

                                                                         6              (a) IN GENERAL.—Title V of the Housing Act of
                                                                         7 1949 (42 U.S.C. 1471 et seq.), as amended by section 202
                                                                         8 of this Act, is amended by adding at the end the following:
                                                                         9     ‘‘SEC. 546. HOUSING PRESERVATION AND REVITALIZATION

                                                                       10                              PROGRAM.

                                                                       11               ‘‘(a) ESTABLISHMENT.—The Secretary shall carry
                                                                       12 out a program under this section for the preservation and
                                                                       13 revitalization of multifamily rental housing projects fi-
                                                                       14 nanced with loans under sections 514, 515, and 516.
                                                                       15               ‘‘(b) NOTICE OF MATURING LOANS.—
                                                                       16                        ‘‘(1) TO OWNERS.—On an annual basis, the
                                                                       17               Secretary shall provide written notice to each owner
                                                                       18               of a property financed under section 515 or both
                                                                       19               sections 514 and 516 that will mature within the 4-
                                                                       20               year period beginning upon the provision of such no-
                                                                       21               tice, setting forth the options and financial incen-
                                                                       22               tives that are available to facilitate the extension of
                                                                       23               the loan term or the option to decouple a rental as-
                                                                       24               sistance contract pursuant to subsection (f).



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                                                                       25                        ‘‘(2) TO TENANTS.—


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                                                                         1                                 ‘‘(A) IN GENERAL.—For each property fi-
                                                                         2                       nanced with a loan made or insured under sec-
                                                                         3                       tion 514, 515, or 516, not later than the date
                                                                         4                       that is 2 years before the date that such loan
                                                                         5                       will mature, the Secretary shall provide written
                                                                         6                       notice to each household residing in such prop-
                                                                         7                       erty that informs them of the date of the loan
                                                                         8                       maturity, the possible actions that may happen
                                                                         9                       with respect to the property upon such matu-
                                                                       10                        rity, and how to protect their right to reside in
                                                                       11                        Federally assisted housing after such maturity.
                                                                       12                                  ‘‘(B) HOLD HARMLESS.—If the Secretary
                                                                       13                        fails to provide households with the notice re-
                                                                       14                        quired under subparagraph (A), the residents
                                                                       15                        shall be held harmless from rent increases until
                                                                       16                        the required notice period elapses.
                                                                       17                                  ‘‘(C) LANGUAGE.—Notice under this para-
                                                                       18                        graph shall be provided in plain English and
                                                                       19                        shall be translated to other languages in the
                                                                       20                        case of any property located in an area in which
                                                                       21                        a significant number of residents speak such
                                                                       22                        other         languages,              consistent             with        guidance
                                                                       23                        issued by the Secretary in accordance with Ex-
                                                                       24                        ecutive Order 13166 (42 U.S.C. 2000d–1 note;



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                                                                         1                       relating to access to services for persons with
                                                                         2                       limited English proficiency).
                                                                         3              ‘‘(c) LOAN RESTRUCTURING.—Under the program
                                                                         4 under this section, the Secretary may restructure such ex-
                                                                         5 isting housing loans, as the Secretary considers appro-
                                                                         6 priate, for the purpose of ensuring that such projects have
                                                                         7 sufficient resources to preserve the projects to provide safe
                                                                         8 and affordable housing for low-income residents and farm
                                                                         9 laborers, by—
                                                                       10                        ‘‘(1) reducing or eliminating interest;
                                                                       11                        ‘‘(2) deferring loan payments;
                                                                       12                        ‘‘(3) subordinating, reducing, or reamortizing
                                                                       13               loan debt; and
                                                                       14                        ‘‘(4) providing other financial assistance, in-
                                                                       15               cluding advances, payments, and incentives (includ-
                                                                       16               ing the ability of owners to obtain reasonable re-
                                                                       17               turns on investment) required by the Secretary.
                                                                       18               ‘‘(d) RENEWAL OF RENTAL ASSISTANCE.—When the
                                                                       19 Secretary offers to restructure a loan pursuant to sub-
                                                                       20 section (c), the Secretary shall offer to renew the rental
                                                                       21 assistance contract under section 521(a)(2) for a 20-year
                                                                       22 term that is subject to annual appropriations, provided
                                                                       23 that the owner agrees to bring the property up to such
                                                                       24 standards that will ensure its maintenance as decent, safe,



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                                                                         1 and sanitary housing for the full term of the rental assist-
                                                                         2 ance contract.
                                                                         3              ‘‘(e) RESTRICTIVE USE AGREEMENTS.—
                                                                         4                       ‘‘(1) REQUIREMENT.—As part of the preserva-
                                                                         5              tion and revitalization agreement for a project, the
                                                                         6              Secretary shall obtain a restrictive use agreement
                                                                         7              that obligates the owner to operate the project in ac-
                                                                         8              cordance with this title.
                                                                         9                       ‘‘(2) TERM.—
                                                                       10                                  ‘‘(A) NO EXTENSION OF RENTAL ASSIST-
                                                                       11                        ANCE CONTRACT.—Except                               when the Secretary
                                                                       12                        enters into a 20-year extension of the rental as-
                                                                       13                        sistance contract for the project, the term of
                                                                       14                        the restrictive use agreement for the project
                                                                       15                        shall be consistent with the term of the restruc-
                                                                       16                        tured loan for the project.
                                                                       17                                  ‘‘(B) EXTENSION OF RENTAL ASSISTANCE
                                                                       18                        CONTRACT.—If the Secretary enters into a 20-

                                                                       19                        year extension of the rental assistance contract
                                                                       20                        for a project, the term of the restrictive use
                                                                       21                        agreement for the project shall be extended for
                                                                       22                        20 years.
                                                                       23                                  ‘‘(C) TERMINATION.—The Secretary may
                                                                       24                        terminate the 20-year use restrictive use agree-



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                                                                         1                       if the 20-year rental assistance contract for the
                                                                         2                       project with the owner is terminated at any
                                                                         3                       time for reasons outside the owner’s control.
                                                                         4              ‘‘(f) DECOUPLING OF RENTAL ASSISTANCE.—
                                                                         5                       ‘‘(1) RENEWAL OF RENTAL ASSISTANCE CON-
                                                                         6              TRACT.—If the Secretary determines that a matur-

                                                                         7              ing loan for a project cannot reasonably be restruc-
                                                                         8              tured in accordance with subsection (c) and the
                                                                         9              project was operating with rental assistance under
                                                                       10               section 521, the Secretary may renew the rental as-
                                                                       11               sistance contract, notwithstanding any provision of
                                                                       12               section 521, for a term, subject to annual appropria-
                                                                       13               tions, of not less than 10 years but not more than
                                                                       14               20 years.
                                                                       15                        ‘‘(2) RENTS.—Any agreement to extend the
                                                                       16               term of the rental assistance contract under section
                                                                       17               521 for a project shall obligate the owner to con-
                                                                       18               tinue to maintain the project as decent, safe and
                                                                       19               sanitary housing and to operate the development in
                                                                       20               accordance with this title, except that rents shall be
                                                                       21               based on the lesser of—
                                                                       22                                  ‘‘(A) the budget-based needs of the project;
                                                                       23                        or
                                                                       24                                  ‘‘(B)(i) the operating cost adjustment fac-



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                                                                         1                       section 524 of the Multifamily Assisted Hous-
                                                                         2                       ing Reform and Affordability Act of 1997 (42
                                                                         3                       U.S.C. 1437 note).
                                                                         4                       ‘‘(3) INITIAL DECOUPLED RENT.—At the time
                                                                         5              of an agreement to extend the term of rental assist-
                                                                         6              ance contract under section 521, the initial rent
                                                                         7              shall established as conventional rents for com-
                                                                         8              parable units by appraisal or market study.
                                                                         9                       ‘‘(4) RURAL HOUSING VOUCHERS FOR MATUR-
                                                                       10               ING MORTGAGES.—Residents                                  of projects originally
                                                                       11               financed with a loan made or insured under section
                                                                       12               514 or 515 that has matured shall be eligible for
                                                                       13               voucher assistance under section 542 if a rental as-
                                                                       14               sistance contract under section 521 is not extended
                                                                       15               beyond the term of the underlying loan made or in-
                                                                       16               sured under section 514 or 515.
                                                                       17               ‘‘(g) AUTHORITY.—If the Secretary determines that
                                                                       18 additional voucher funds under section 542 are needed,
                                                                       19 funds for the revitalization program under this section
                                                                       20 may be used for those vouchers for any low-income house-
                                                                       21 hold (including those not receiving rental assistance) re-
                                                                       22 siding in a property financed with a loan under this sec-
                                                                       23 tion that has been prepaid after September 30, 2005.
                                                                       24               ‘‘(h) MULTIFAMILY HOUSING TRANSFER TECHNICAL



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                                                                       25 ASSISTANCE.—


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                                                                         1                       ‘‘(1) IN GENERAL.—Under the program under
                                                                         2              this section, the Secretary may provide grants to
                                                                         3              qualified nonprofit organizations, public housing
                                                                         4              agencies, and tribal housing authorities to provide
                                                                         5              technical assistance, including financial and legal
                                                                         6              services, to borrowers under loans under this title
                                                                         7              for multifamily housing to facilitate the acquisition
                                                                         8              of such multifamily housing properties in areas
                                                                         9              where the Secretary determines there is a risk of
                                                                       10               loss of affordable housing.
                                                                       11                        ‘‘(2) PROHIBITION.—The Secretary shall not
                                                                       12               categorically exclude previously initiated acquisitions
                                                                       13               from the provision of technical assistance funding
                                                                       14               under this subsection.
                                                                       15               ‘‘(i) TRANSFER OF RENTAL ASSISTANCE.—After the
                                                                       16 loan or loans for a rental project originally financed under
                                                                       17 section 515 or both sections 514 and 516 have matured
                                                                       18 or have been prepaid and the owner has chosen not to
                                                                       19 restructure the loan pursuant to subsection (c), a tenant
                                                                       20 residing in such project shall have 18 months prior to loan
                                                                       21 maturation or prepayment to transfer the rental assist-
                                                                       22 ance assigned to the tenant’s unit to another rental project
                                                                       23 originally financed under section 515 or both sections 514
                                                                       24 and 516, and the owner of the initial project may rent



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                                                                         1 the tenant’s previous unit to a new tenant without income
                                                                         2 restrictions.
                                                                         3              ‘‘(j) ADMINISTRATIVE EXPENSES.—Of any amounts
                                                                         4 made available for the program under this section for any
                                                                         5 fiscal year, the Secretary may use not more than
                                                                         6 $1,000,000 for administrative expenses for carrying out
                                                                         7 such program.
                                                                         8              ‘‘(k) RURAL HOUSING SERVICE STAFFING.—The
                                                                         9 Secretary—
                                                                       10                        ‘‘(1) shall not carry out any policy reducing the
                                                                       11               number of full-time equivalent employees of the
                                                                       12               Rural Housing Service without explicit authorization
                                                                       13               in an Act of Congress;
                                                                       14                        ‘‘(2) shall produce, not later than 90 days after
                                                                       15               the date of enactment of this section, a comprehen-
                                                                       16               sive, actionable, and measurable staffing plan to in-
                                                                       17               crease staffing levels at rural development field of-
                                                                       18               fices to levels sufficient to approve ownership trans-
                                                                       19               fers of multifamily housing projects under section
                                                                       20               515 of this Act within 90 days of receipt of the
                                                                       21               transfer;
                                                                       22                        ‘‘(3) shall hire and on-board not less than 100
                                                                       23               full-time equivalent employees of the Rural Housing
                                                                       24               Service in each of fiscal years 2022, 2023, and



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                                                                         1                       ‘‘(4) shall delegate primary and final hiring au-
                                                                         2              thority to each Rural Development State Director
                                                                         3              for all vacant Rural Housing Service staff positions
                                                                         4              until the Secretary certifies that the staff vacancy
                                                                         5              rate for the Rural Housing Service in the respective
                                                                         6              State is under 3 percent.
                                                                         7              ‘‘(l) AUTHORIZATION OF APPROPRIATIONS.—
                                                                         8                       ‘‘(1) IN GENERAL.—There is authorized to be
                                                                         9              appropriated for the program under this section
                                                                       10               $220,000,000 for each of fiscal years 2022 through
                                                                       11               2031.
                                                                       12                        ‘‘(2) SET ASIDE.—Of amounts authorized to be
                                                                       13               appropriated for each fiscal year under paragraph
                                                                       14               (1)—
                                                                       15                                  ‘‘(A) $10,000,000 shall be set aside and al-
                                                                       16                        located for activities carried out under sub-
                                                                       17                        section (h); and
                                                                       18                                  ‘‘(B) $10,000,000 shall be set aside and
                                                                       19                        allocated for activities carried out under sub-
                                                                       20                        section (k).’’.
                                                                       21               (b) MULTIFAMILY PRESERVATION AND REVITALIZA-
                                                                       22      TION PROGRAM.—Section 515 of the Housing Act of 1949

                                                                       23 (42 U.S.C. 1485) is amended by adding at the end the
                                                                       24 following:



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                                                                         1              ‘‘(bb) MULTIFAMILY PRESERVATION AND REVITAL-
                                                                         2     IZATION PROGRAM.—

                                                                         3                       ‘‘(1) IN GENERAL.—The Secretary shall estab-
                                                                         4              lish a multifamily preservation and revitalization
                                                                         5              program to preserve and revitalize multifamily hous-
                                                                         6              ing projects financed under section 514, 515, or
                                                                         7              516.
                                                                         8                       ‘‘(2) OPTIONS.—In carrying out paragraph (1),
                                                                         9              the Secretary may—
                                                                       10                                  ‘‘(A) with respect to the loans provided
                                                                       11                        under sections 514, 515, and 516—
                                                                       12                                         ‘‘(i) reduce or eliminate interest;
                                                                       13                                         ‘‘(ii) defer loan payments; and
                                                                       14                                         ‘‘(iii) subordinate, reduce, or reamor-
                                                                       15                                  tize loan debt; and
                                                                       16                                  ‘‘(B) provide other financial assistance, in-
                                                                       17                        cluding—
                                                                       18                                         ‘‘(i) advances; and
                                                                       19                                         ‘‘(ii) payments and incentives (includ-
                                                                       20                                  ing the ability of owners to obtain reason-
                                                                       21                                  able returns on investment).
                                                                       22                        ‘‘(3) REQUIREMENTS.—In exchange for assist-
                                                                       23               ance provided pursuant to this subsection, the Sec-
                                                                       24               retary shall enter into a restrictive use agreement



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                                                                         1              remains subject to low-income use restrictions for an
                                                                         2              additional period of time consistent with the terms
                                                                         3              of the restructuring.
                                                                         4                       ‘‘(4) USE OF VOUCHER FUNDS FOR REVITAL-
                                                                         5              IZATION            PROGRAM.—If                  the Secretary determines
                                                                         6              that additional funds for the revitalization program
                                                                         7              under this subsection are needed, funds for the rural
                                                                         8              housing voucher program under section 542 may be
                                                                         9              used for the revitalization program under this sub-
                                                                       10               section.’’.
                                                                       11      SEC.        204.       MANUFACTURED                      HOUSING               PRESERVATION

                                                                       12                              STRATEGY AND INVESTMENT.

                                                                       13               (a) DEFINITION OF ELIGIBLE ENTITY.—In this sec-
                                                                       14 tion, the term ‘‘eligible entity’’ means—
                                                                       15                        (1) a nonprofit organization, including a com-
                                                                       16               munity land trust;
                                                                       17                        (2) a public housing agency or other State or
                                                                       18               local government agency, including a State housing
                                                                       19               finance agency;
                                                                       20                        (3) an Indian Tribe;
                                                                       21                        (4) a cooperative resident organization formed
                                                                       22               in compliance with State law in which homeowners
                                                                       23               are members and have open and equal access to
                                                                       24               membership; and



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                                                                         1                       (5) any entity that the Secretary determines to
                                                                         2              have sufficient capacity and demonstrated history of
                                                                         3              maintaining long term housing affordability in man-
                                                                         4              ufactured housing communities.
                                                                         5              (b) ESTABLISHMENT.—The Secretary shall establish
                                                                         6 a grant program to make grants to eligible entities for
                                                                         7 acquiring and preserving manufactured housing commu-
                                                                         8 nities.
                                                                         9              (c) GRANTS.—Amounts from a grant under this sec-
                                                                       10 tion may be used only for—
                                                                       11                        (1) the acquisition and preservation of manu-
                                                                       12               factured housing communities;
                                                                       13                        (2) such acquisition and preservation, together
                                                                       14               with costs for making improvements to infrastruc-
                                                                       15               ture, including roads, water, and sanitary systems,
                                                                       16               common areas, and community property for acquired
                                                                       17               manufactured housing communities; or
                                                                       18                        (3) the demolition, removal, and replacement of
                                                                       19               dilapidated homes from a manufactured housing
                                                                       20               community.
                                                                       21               (d) TERM OF AFFORDABILITY AND PURPOSE.—The
                                                                       22 Secretary shall ensure any grantee under this section
                                                                       23 maintains a manufactured housing community for a pe-
                                                                       24 riod of not less than 60 years following receipt of the



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                                                                         1              (e) GRANT AMOUNT.—The amount of any grant
                                                                         2 under this section may not exceed an amount that is equal
                                                                         3 to $30,000 multiplied by the number of manufactured
                                                                         4 home lots in the manufactured housing community for
                                                                         5 which the grant is made.
                                                                         6              (f) TECHNICAL ASSISTANCE AND CAPACITY BUILD-
                                                                         7     ING GRANTS.—The Secretary shall establish a manufac-

                                                                         8 tured housing technical assistance hub to make grants to
                                                                         9 eligible entities seeking to promote best practices, project
                                                                       10 planning assistance and manufactured housing community
                                                                       11 preservation.
                                                                       12               (g) AUTHORIZATION OF APPROPRIATIONS.—There is
                                                                       13 authorized to be appropriated for the program under this
                                                                       14 section $500,000,000 for each of fiscal years 2022
                                                                       15 through 2031.
                                                                       16      SEC. 205. COMMUNITY ENERGY SAVINGS PROGRAM.

                                                                       17               (a) IN GENERAL.—The Energy Policy and Conserva-
                                                                       18 tion Act (42 U.S.C. 6201 et seq.) is amended by inserting
                                                                       19 after section 362 (42 U.S.C. 6322) the following:
                                                                       20      ‘‘SEC. 362A. COMMUNITY ENERGY SAVINGS PROGRAM.

                                                                       21               ‘‘(a) PURPOSE.—The purpose of this section is to
                                                                       22 help households and small businesses achieve cost savings
                                                                       23 by providing loans to implement cost-effective energy effi-
                                                                       24 ciency measures.



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                                                                       25               ‘‘(b) DEFINITIONS.—In this section:


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                                                                         1                       ‘‘(1) COMMUNITY DEVELOPMENT FINANCIAL IN-
                                                                         2              STITUTION.—The term ‘community development fi-

                                                                         3              nancial institution’ means a financial institution cer-
                                                                         4              tified by the Community Development Financial In-
                                                                         5              stitutions Fund administered by the Secretary of the
                                                                         6              Treasury.
                                                                         7                       ‘‘(2) ELIGIBLE ENTITY.—The term ‘eligible en-
                                                                         8              tity’ means—
                                                                         9                                 ‘‘(A) a public power group;
                                                                       10                                  ‘‘(B) a community development financial
                                                                       11                        institution; and
                                                                       12                                  ‘‘(C) an eligible unit of local government.
                                                                       13                        ‘‘(3) ELIGIBLE                    UNIT          OF       LOCAL           GOVERN-

                                                                       14               MENT.—The term ‘eligible unit of local government’

                                                                       15               means any agency or political subdivision of a State.
                                                                       16                        ‘‘(4) ENERGY                     EFFICIENCY              MEASURES.—The

                                                                       17               term ‘energy efficiency measures’ means, with re-
                                                                       18               spect to a property served by or in the service area
                                                                       19               or jurisdiction, as applicable, of an eligible entity,
                                                                       20               structural improvements and investments in cost-ef-
                                                                       21               fective commercial technologies to increase energy
                                                                       22               efficiency (including cost-effective on- or off-grid re-
                                                                       23               newable energy, energy storage, or demand response
                                                                       24               systems).



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                                                                         1                       ‘‘(5) HOUSEHOLD WITH A HIGH ENERGY BUR-
                                                                         2              DEN.—

                                                                         3                                 ‘‘(A) IN GENERAL.—The term ‘household
                                                                         4                       with a high energy burden’ means a low-income
                                                                         5                       household the residential energy burden of
                                                                         6                       which exceeds the median energy burden for all
                                                                         7                       low-income households in the State in which the
                                                                         8                       low-income household is located.
                                                                         9                                 ‘‘(B) CALCULATION.—The residential en-
                                                                       10                        ergy burden referred to in subparagraph (A) is
                                                                       11                        the quotient obtained by dividing residential en-
                                                                       12                        ergy expenditures by the annual income of the
                                                                       13                        low-income household.
                                                                       14                        ‘‘(6) INDIAN TRIBE.—The term ‘Indian Tribe’
                                                                       15               has the meaning given the term ‘Indian tribe’ in sec-
                                                                       16               tion 4 of the Indian Self-Determination and Edu-
                                                                       17               cation Assistance Act (25 U.S.C. 5304).
                                                                       18                        ‘‘(7) MANUFACTURED HOME.—The term ‘man-
                                                                       19               ufactured home’—
                                                                       20                                  ‘‘(A) has the meaning given the term in
                                                                       21                        section 603 of the National Manufactured
                                                                       22                        Housing Construction and Safety Standards
                                                                       23                        Act of 1974 (42 U.S.C. 5402); and
                                                                       24                                  ‘‘(B) includes a home described in sub-



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                                                                         1                       home was built before, on, or after the date on
                                                                         2                       which the construction and safety standards es-
                                                                         3                       tablished under section 604 of that Act (42
                                                                         4                       U.S.C. 5403) became effective.
                                                                         5                       ‘‘(8) PROGRAM.—The term ‘program’ means
                                                                         6              the program established under subsection (c).
                                                                         7                       ‘‘(9) PUBLIC POWER GROUP.—The term ‘public
                                                                         8              power group’ means—
                                                                         9                                 ‘‘(A) a public utility;
                                                                       10                                  ‘‘(B) an electric or energy cooperative;
                                                                       11                                  ‘‘(C) a public power district; and
                                                                       12                                  ‘‘(D) a group of one or more public utili-
                                                                       13                        ties or electric or energy cooperatives (com-
                                                                       14                        monly referred to as a ‘joint action agency’,
                                                                       15                        ‘generation and transmission cooperative’, ‘mu-
                                                                       16                        nicipal power association’, or ‘State cooperative
                                                                       17                        association’).
                                                                       18                        ‘‘(10)         QUALIFIED                     CONSUMER.—The                 term
                                                                       19               ‘qualified consumer’ means a consumer served by or
                                                                       20               in the service area or jurisdiction, as applicable, of
                                                                       21               an eligible entity that has the ability to repay a loan
                                                                       22               made under subsection (f), as determined by the eli-
                                                                       23               gible entity.
                                                                       24                        ‘‘(11)         SECRETARY.—The                           term         ‘Secretary’



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                                                                         1                       ‘‘(12) STATE.—The term ‘State’ means—
                                                                         2                                 ‘‘(A) a State;
                                                                         3                                 ‘‘(B) the District of Columbia;
                                                                         4                                 ‘‘(C) the Commonwealth of Puerto Rico;
                                                                         5                       and
                                                                         6                                 ‘‘(D) any other territory or possession of
                                                                         7                       the United States.
                                                                         8              ‘‘(c) ESTABLISHMENT.—Not later than 120 days
                                                                         9 after the date of enactment of this section, the Secretary
                                                                       10 shall establish a program under which the Secretary shall
                                                                       11 provide grants to States and Indian Tribes to provide
                                                                       12 loans to eligible entities in accordance with this section.
                                                                       13               ‘‘(d) GRANT FUND ALLOCATION.—
                                                                       14                        ‘‘(1) IN              GENERAL.—Of                  the amount appro-
                                                                       15               priated under subsection (k) for each fiscal year, the
                                                                       16               Secretary shall allocate as grant funds—
                                                                       17                                  ‘‘(A) 98 percent to be provided to States in
                                                                       18                        accordance with paragraph (2); and
                                                                       19                                  ‘‘(B) 2 percent to be provided to Indian
                                                                       20                        Tribes in accordance with paragraph (3).
                                                                       21                        ‘‘(2) ALLOCATION TO STATES.—Of the amount
                                                                       22               allocated for all States under paragraph (1)(A), the
                                                                       23               Secretary shall—




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                                                                         1                                 ‘‘(A) allocate not less than 1 percent to
                                                                         2                       each State described in subparagraphs (A)
                                                                         3                       through (C) of subsection (b)(12);
                                                                         4                                 ‘‘(B) allocate not less than 0.5 percent to
                                                                         5                       each State described in subparagraph (D) of
                                                                         6                       that subsection; and
                                                                         7                                 ‘‘(C) of the amount remaining after the al-
                                                                         8                       locations under subparagraphs (A) and (B), al-
                                                                         9                       locate funds to States based on the population
                                                                       10                        of each State as determined in the latest avail-
                                                                       11                        able decennial census conducted under section
                                                                       12                        141(a) of title 13, United States Code.
                                                                       13                        ‘‘(3) ALLOCATION TO INDIAN TRIBES.—Of the
                                                                       14               amount allocated for Indian Tribes under paragraph
                                                                       15               (1)(B), the Secretary shall allocate funds to each In-
                                                                       16               dian Tribe participating in the program during that
                                                                       17               fiscal year based on a formula established by the
                                                                       18               Secretary that takes into account any factor that the
                                                                       19               Secretary determines to be appropriate.
                                                                       20                        ‘‘(4)        PUBLICATION                     OF      ALLOCATION          FOR-

                                                                       21               MULAS.—Not later than 90 days before the begin-

                                                                       22               ning of each fiscal year for which grants are pro-
                                                                       23               vided to States and Indian Tribes under this section,
                                                                       24               the Secretary shall publish in the Federal Register



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                                                                         1              the formulas for allocation established under this
                                                                         2              subsection.
                                                                         3                       ‘‘(5) ADMINISTRATIVE COSTS.—Of the amount
                                                                         4              allocated to a State or Indian Tribe under this sub-
                                                                         5              section, not more than 15 percent shall be used by
                                                                         6              the State or Indian Tribe for the administrative
                                                                         7              costs of administering loans.
                                                                         8              ‘‘(e) LOANS BY STATES AND INDIAN TRIBES TO ELI-
                                                                         9     GIBLE ENTITIES.—

                                                                       10                        ‘‘(1) IN              GENERAL.—Under                     the program, a
                                                                       11               State or Indian Tribe shall make loans to eligible en-
                                                                       12               tities to make loans to qualified consumers—
                                                                       13                                  ‘‘(A) to implement cost-effective energy ef-
                                                                       14                        ficiency measures; and
                                                                       15                                  ‘‘(B) in accordance with subsection (f).
                                                                       16                        ‘‘(2) STATE ENERGY OFFICES.—A State shall
                                                                       17               carry out paragraph (1) through the State energy
                                                                       18               office that is responsible for developing a State en-
                                                                       19               ergy conservation plan under section 362.
                                                                       20                        ‘‘(3) PRIORITY.—In making loans under para-
                                                                       21               graph (1), a State or Indian Tribe shall give priority
                                                                       22               to public power groups.
                                                                       23                        ‘‘(4) REQUIREMENTS.—




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                                                                         1                                 ‘‘(A) IN GENERAL.—Subject to subpara-
                                                                         2                       graph (C), as a condition of receiving a loan
                                                                         3                       under this subsection, an eligible entity shall—
                                                                         4                                        ‘‘(i) establish a list of energy effi-
                                                                         5                                 ciency measures that are expected to de-
                                                                         6                                 crease the energy use or costs of qualified
                                                                         7                                 consumers;
                                                                         8                                        ‘‘(ii) prepare an implementation plan
                                                                         9                                 for use of the loan funds, including the use
                                                                       10                                  of any interest to be received under sub-
                                                                       11                                  section (f)(4);
                                                                       12                                         ‘‘(iii) establish an appropriate meas-
                                                                       13                                  urement and verification system to en-
                                                                       14                                  sure—
                                                                       15                                                  ‘‘(I) the effectiveness of the en-
                                                                       16                                         ergy efficiency loans made by the eli-
                                                                       17                                         gible entity; and
                                                                       18                                                  ‘‘(II) that there is no conflict of
                                                                       19                                         interest in any loan provided by the
                                                                       20                                         eligible entity;
                                                                       21                                         ‘‘(iv) demonstrate expertise in the ef-
                                                                       22                                  fective implementation of energy efficiency
                                                                       23                                  measures;
                                                                       24                                         ‘‘(v) ensure that a portion of the loan



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                                                                         1                                 State or Indian Tribe, are used to provide
                                                                         2                                 loans to qualified consumers that are
                                                                         3                                 households with a high energy burden; and
                                                                         4                                        ‘‘(vi) give priority to providing loans
                                                                         5                                 to qualified consumers that own homes or
                                                                         6                                 other real property that pose health risks
                                                                         7                                 to the occupants of the property that may
                                                                         8                                 be mitigated by energy efficiency measures,
                                                                         9                                 as determined by the State or Indian
                                                                       10                                  Tribe.
                                                                       11                                  ‘‘(B) REVISION OF LIST OF ENERGY EFFI-
                                                                       12                        CIENCY MEASURES.—Subject to the approval of

                                                                       13                        the State or Indian Tribe, as applicable, an eli-
                                                                       14                        gible entity may update the list required under
                                                                       15                        subparagraph (A)(i) to account for newly avail-
                                                                       16                        able efficiency technologies.
                                                                       17                                  ‘‘(C) EXISTING ENERGY EFFICIENCY PRO-
                                                                       18                        GRAMS.—An eligible entity that has established

                                                                       19                        an energy efficiency program for qualified con-
                                                                       20                        sumers before the date of enactment of this sec-
                                                                       21                        tion may use an existing list of energy efficiency
                                                                       22                        measures, implementation plan, and measure-
                                                                       23                        ment and verification system for that program
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                                                                         1                       as applicable, determines that the list, plan, or
                                                                         2                       system, as applicable, is consistent with the
                                                                         3                       purposes of this section.
                                                                         4                       ‘‘(5) NO INTEREST.—A loan under this sub-
                                                                         5              section shall bear no interest.
                                                                         6                       ‘‘(6) TERM.—The term of a loan provided to an
                                                                         7              eligible entity under paragraph (1) shall not exceed
                                                                         8              20 years after the date on which the loan is issued.
                                                                         9                       ‘‘(7) ADVANCE.—
                                                                       10                                  ‘‘(A) IN GENERAL.—In providing a loan to
                                                                       11                        an eligible entity under paragraph (1), a State
                                                                       12                        or Indian Tribe may provide an advance of loan
                                                                       13                        funds on request of the eligible entity.
                                                                       14                                  ‘‘(B) AMOUNT LIMITATION.—Any advance
                                                                       15                        provided to an eligible entity under subpara-
                                                                       16                        graph (A) in any single year shall not exceed 50
                                                                       17                        percent of the approved loan amount.
                                                                       18                                  ‘‘(C) REPAYMENT.—The repayment of an
                                                                       19                        advance under subparagraph (A) shall be amor-
                                                                       20                        tized for a period of not more than 10 years.
                                                                       21                        ‘‘(8) SPECIAL ADVANCE FOR START-UP ACTIVI-
                                                                       22               TIES.—

                                                                       23                                  ‘‘(A) IN GENERAL.—In providing a loan to
                                                                       24                        an eligible entity under paragraph (1), a State



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                                                                         1                       on request of the eligible entity for assistance in
                                                                         2                       defraying the start-up costs of the eligible enti-
                                                                         3                       ty, as determined by the State or Indian Tribe,
                                                                         4                       as applicable, of providing loans to qualified
                                                                         5                       consumers under subsection (f).
                                                                         6                                 ‘‘(B)       LIMITATION.—A                       special        advance
                                                                         7                       shall be provided to an eligible entity under
                                                                         8                       subparagraph (A) only during the 10-year pe-
                                                                         9                       riod beginning on the date on which the loan is
                                                                       10                        issued to that eligible entity.
                                                                       11                                  ‘‘(C) AMOUNT.—The amount of a special
                                                                       12                        advance provided under subparagraph (A) shall
                                                                       13                        not be greater than 5 percent of the approved
                                                                       14                        loan amount.
                                                                       15                                  ‘‘(D) REPAYMENT.—Repayment of a spe-
                                                                       16                        cial advance provided under subparagraph
                                                                       17                        (A)—
                                                                       18                                          ‘‘(i) shall be required during the 10-
                                                                       19                                  year period beginning on the date on which
                                                                       20                                  the special advance is made; and
                                                                       21                                          ‘‘(ii) may be deferred to the end of the
                                                                       22                                  10-year period described in clause (i) at
                                                                       23                                  the election of the eligible entity.
                                                                       24                        ‘‘(9) REVOLVING LOAN FUND.—



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                                                                         1                                 ‘‘(A) IN GENERAL.—As a condition of par-
                                                                         2                       ticipating in the program, a State or Indian
                                                                         3                       Tribe shall use the funds repaid to the State or
                                                                         4                       Indian Tribe under loans offered under this
                                                                         5                       subsection to issue new loans under this sub-
                                                                         6                       section.
                                                                         7                                 ‘‘(B) ADMINISTRATIVE COSTS.—Not more
                                                                         8                       than 10 percent of the repaid funds described
                                                                         9                       in subparagraph (A) may be used for the ad-
                                                                       10                        ministrative cost of issuing new loans from
                                                                       11                        those repaid funds under this subsection.
                                                                       12               ‘‘(f) LOANS BY ELIGIBLE ENTITIES TO QUALIFIED
                                                                       13 CONSUMERS.—
                                                                       14                        ‘‘(1) USE OF LOAN.—
                                                                       15                                  ‘‘(A) IN GENERAL.—A loan made by an el-
                                                                       16                        igible entity to a qualified consumer using loan
                                                                       17                        funds provided by a State or Indian Tribe
                                                                       18                        under subsection (e)—
                                                                       19                                         ‘‘(i) shall be used to finance energy ef-
                                                                       20                                  ficiency measures for the purpose of de-
                                                                       21                                  creasing the energy use or costs of the
                                                                       22                                  qualified consumer by an amount that en-
                                                                       23                                  sures, to the maximum extent practicable,
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                                                                         1                                 nancial burden on the qualified consumer,
                                                                         2                                 as determined by the eligible entity;
                                                                         3                                         ‘‘(ii) shall not be used to fund pur-
                                                                         4                                 chases of, or modifications to, personal
                                                                         5                                 property unless the personal property is or
                                                                         6                                 becomes attached to real property as a fix-
                                                                         7                                 ture;
                                                                         8                                         ‘‘(iii) may be used to upgrade a man-
                                                                         9                                 ufactured home, regardless of the classi-
                                                                       10                                  fication of the home as real or personal
                                                                       11                                  property; and
                                                                       12                                          ‘‘(iv) may be used to finance the re-
                                                                       13                                  placement of a manufactured home—
                                                                       14                                                  ‘‘(I) if the cost of upgrading the
                                                                       15                                          manufactured home is excessive, as
                                                                       16                                          determined by the eligible entity; and
                                                                       17                                                  ‘‘(II) with priority given to a
                                                                       18                                          manufactured home that was con-
                                                                       19                                          structed before June 15, 1976.
                                                                       20                                  ‘‘(B) LOAN TERM DESCRIBED.—The loan
                                                                       21                        term referred to in subparagraph (A)(i) is—
                                                                       22                                          ‘‘(i) in the case of a manufactured
                                                                       23                                  home replacement, not more than 20
                                                                       24                                  years; and



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                                                                         1                                        ‘‘(ii) in the case of any other energy
                                                                         2                                 efficiency measure, not more than 15
                                                                         3                                 years.
                                                                         4                       ‘‘(2) REPAYMENT.—
                                                                         5                                 ‘‘(A) IN GENERAL.—Subject to subpara-
                                                                         6                       graph (B), a loan described in paragraph (1)(A)
                                                                         7                       shall be repaid by the qualified consumer
                                                                         8                       through charges added to an existing or new
                                                                         9                       electric or recurring service bill for the property
                                                                       10                        of the qualified consumer for, or at which, en-
                                                                       11                        ergy efficiency measures are being implemented.
                                                                       12                                  ‘‘(B) ALTERNATIVE REPAYMENT.—Repay-
                                                                       13                        ment under subparagraph (A) shall not pre-
                                                                       14                        clude—
                                                                       15                                         ‘‘(i) the voluntary prepayment of the
                                                                       16                                  loan by the qualified consumer; or
                                                                       17                                         ‘‘(ii) the use of any additional repay-
                                                                       18                                  ment mechanism, including a tariffed on-
                                                                       19                                  bill mechanism, that—
                                                                       20                                                  ‘‘(I) has appropriate risk mitiga-
                                                                       21                                         tion features, as determined by the el-
                                                                       22                                         igible entity; or
                                                                       23                                                  ‘‘(II) is required due to the quali-
                                                                       24                                         fied consumer no longer being a cus-



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                                                                         1                       ‘‘(3) ENERGY ASSESSMENT.—
                                                                         2                                 ‘‘(A) IN GENERAL.—Prior to the installa-
                                                                         3                       tion of energy efficiency measures at the prop-
                                                                         4                       erty of a qualified consumer that receives a loan
                                                                         5                       from an eligible entity under this section, and
                                                                         6                       to assist in the selection of the energy efficiency
                                                                         7                       measures to be installed, the eligible entity shall
                                                                         8                       conduct an energy assessment or audit to deter-
                                                                         9                       mine the impact of proposed energy efficiency
                                                                       10                        measures on—
                                                                       11                                         ‘‘(i) the energy costs and consumption
                                                                       12                                  of the qualified consumer; and
                                                                       13                                         ‘‘(ii) the health and safety of the occu-
                                                                       14                                  pants of the property on which the energy
                                                                       15                                  efficiency measures are to be installed.
                                                                       16                                  ‘‘(B) FIELD OR ONLINE ASSESSMENT.—An
                                                                       17                        energy assessment or audit under subparagraph
                                                                       18                        (A) may be conducted in the field or online, as
                                                                       19                        determined by the State or Indian Tribe that
                                                                       20                        has issued a loan to the eligible entity under
                                                                       21                        subsection (e).
                                                                       22                        ‘‘(4) INTEREST.—A loan described in para-
                                                                       23               graph (1)(A) may bear interest, not to exceed 5 per-
                                                                       24               cent, which may be used—



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                                                                         1                                 ‘‘(A) to establish a loan loss reserve for the
                                                                         2                       eligible entity;
                                                                         3                                 ‘‘(B) to offset the personnel and program
                                                                         4                       costs of the eligible entity in providing the loan;
                                                                         5                       and
                                                                         6                                 ‘‘(C) for any other related purpose, as de-
                                                                         7                       termined by the eligible entity, in consultation
                                                                         8                       with the State or Indian Tribe that has issued
                                                                         9                       a loan to the eligible entity under subsection
                                                                       10                        (e).
                                                                       11                        ‘‘(5) OUTSIDE CONTRACTS.—An eligible entity
                                                                       12               may enter into one or more contracts with one or
                                                                       13               more qualified entities, as determined by the State
                                                                       14               or Indian Tribe that has issued a loan to the eligible
                                                                       15               entity under subsection (e)—
                                                                       16                                  ‘‘(A) to assist the eligible entity in admin-
                                                                       17                        istering the loans described in paragraph
                                                                       18                        (1)(A); and
                                                                       19                                  ‘‘(B) to carry out any of the requirements
                                                                       20                        of the eligible entity described in subsection
                                                                       21                        (e)(4)(A).
                                                                       22               ‘‘(g) DIRECT LOANS FROM STATES AND INDIAN
                                                                       23 TRIBES.—A State or Indian Tribe may act as an eligible
                                                                       24 entity under subsection (f) to provide loans directly to



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                                                                         1                       ‘‘(1) in accordance with that subsection; and
                                                                         2                       ‘‘(2) if the State or Indian Tribe satisfies the
                                                                         3              requirements under subsection (e)(4), as determined
                                                                         4              by the Secretary.
                                                                         5              ‘‘(h) PROGRAM ADMINISTRATION.—
                                                                         6                       ‘‘(1) PLAN.—Not later than 120 days after the
                                                                         7              date of enactment of this section, the Secretary shall
                                                                         8              establish and begin carrying out a plan to—
                                                                         9                                 ‘‘(A) measure and verify the success of the
                                                                       10                        program in implementing energy efficiency
                                                                       11                        measures;
                                                                       12                                  ‘‘(B) provide training to the employees of
                                                                       13                        eligible entities relating to carrying out the re-
                                                                       14                        quirements of eligible entities under this sec-
                                                                       15                        tion; and
                                                                       16                                  ‘‘(C) provide technical assistance to States,
                                                                       17                        Indian Tribes, and eligible entities relating to
                                                                       18                        carrying out the requirements of this section.
                                                                       19                        ‘‘(2) PUBLIC AWARENESS.—Not later than 120
                                                                       20               days after the date of enactment of this section, the
                                                                       21               Secretary shall establish and begin carrying out a
                                                                       22               plan to make eligible entities and the general public
                                                                       23               aware of the program, including by developing a
                                                                       24               marketing program to raise awareness of the pro-



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                                                                         1                       ‘‘(3) OUTSIDE CONTRACTS.—
                                                                         2                                 ‘‘(A) IN GENERAL.—The Secretary may
                                                                         3                       enter into one or more contracts with one or
                                                                         4                       more qualified entities, as determined by the
                                                                         5                       Secretary, to carry out paragraphs (1) and (2).
                                                                         6                                 ‘‘(B) USE OF SUBCONTRACTORS AUTHOR-
                                                                         7                       IZED.—A               qualified entity that enters into a
                                                                         8                       contract with the Secretary under subparagraph
                                                                         9                       (A) may use one or more subcontractors to as-
                                                                       10                        sist the qualified entity in carrying out the con-
                                                                       11                        tract.
                                                                       12                        ‘‘(4) ACCOUNTING.—The Secretary, and each
                                                                       13               State and Indian Tribe participating in the program,
                                                                       14               shall take appropriate steps to streamline the ac-
                                                                       15               counting requirements for eligible entities under the
                                                                       16               program while maintaining adequate assurances of
                                                                       17               the repayment of the loans made to those eligible en-
                                                                       18               tities under the program.
                                                                       19               ‘‘(i) EFFECT ON AUTHORITY.—Nothing in this sec-
                                                                       20 tion shall impede, impair, or modify the authority of the
                                                                       21 Secretary to offer loans or grants under any other law.
                                                                       22               ‘‘(j) REPORT.—
                                                                       23                        ‘‘(1) IN GENERAL.—Not later than 15 months
                                                                       24               after the date on which the program is established,



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                                                                         1              each fiscal year thereafter, the Secretary shall sub-
                                                                         2              mit to the appropriate committees of Congress and
                                                                         3              make publicly available a report that describes, with
                                                                         4              respect to the program—
                                                                         5                                 ‘‘(A) the number of applications received
                                                                         6                       by each State and Indian Tribe from eligible
                                                                         7                       entities for that fiscal year;
                                                                         8                                 ‘‘(B) the number of loans made by each
                                                                         9                       State and Indian Tribe for that fiscal year—
                                                                       10                                         ‘‘(i) to eligible entities; and
                                                                       11                                         ‘‘(ii) directly to qualified consumers;
                                                                       12                                  ‘‘(C) the eligible entities that are the re-
                                                                       13                        cipients of the loans described in subparagraph
                                                                       14                        (B)(i); and
                                                                       15                                  ‘‘(D) the manner in which the program
                                                                       16                        was advertised to eligible entities and the gen-
                                                                       17                        eral public.
                                                                       18                        ‘‘(2) CONSULTATION.—The Secretary shall con-
                                                                       19               sult with and obtain information from States and
                                                                       20               Indian Tribes in preparing the report submitted
                                                                       21               under paragraph (1).
                                                                       22               ‘‘(k) AUTHORIZATION OF APPROPRIATIONS.—
                                                                       23                        ‘‘(1) IN GENERAL.—There is authorized to be
                                                                       24               appropriated to the Secretary to carry out this sec-



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                                                                         1              tion $150,000,000 for each of fiscal years 2022
                                                                         2              through 2027.
                                                                         3                       ‘‘(2) SUPPLEMENT NOT SUPPLANT.—The fund-
                                                                         4              ing provided to a State or Indian Tribe under sub-
                                                                         5              section (d) for each fiscal year shall be used to sup-
                                                                         6              plement, not supplant, any Federal, State, or other
                                                                         7              funds otherwise made available to that State or In-
                                                                         8              dian Tribe under—
                                                                         9                                 ‘‘(A) a State energy conservation plan es-
                                                                       10                        tablished under part D of title III of the En-
                                                                       11                        ergy Policy and Conservation Act (42 U.S.C.
                                                                       12                        6321 et seq.); or
                                                                       13                                  ‘‘(B) the Weatherization Assistance Pro-
                                                                       14                        gram for Low-Income Persons established
                                                                       15                        under part A of title IV of the Energy Con-
                                                                       16                        servation and Production Act (42 U.S.C. 6861
                                                                       17                        et seq.).’’.
                                                                       18               (b) STATE ENERGY CONSERVATION PLANS.—Section
                                                                       19 362(d)(5) of the Energy Policy and Conservation Act (42
                                                                       20 U.S.C. 6322(d)(5)) is amended—
                                                                       21                        (1) in subparagraph (A), by striking ‘‘or’’ at
                                                                       22               the end;
                                                                       23                        (2) in subparagraph (B), by inserting ‘‘or’’
                                                                       24               after the semicolon; and



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                                                                       25                        (3) by adding at the end the following:


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                                                                         1                                 ‘‘(C) which may include the community en-
                                                                         2                       ergy savings program under section 362A;’’.
                                                                         3              (c) TECHNICAL AMENDMENT.—The table of contents
                                                                         4 for the Energy Policy and Conservation Act (Public Law
                                                                         5 94–163; 89 Stat. 872) is amended by inserting after the
                                                                         6 item relating to section 362 the following:
                                                                               ‘‘Sec. 362A. Community energy savings program.’’.

                                                                         7     SEC. 206. PUBLIC HOUSING.

                                                                         8              (a) REPEAL OF FAIRCLOTH AMENDMENT.—Section
                                                                         9 9(g) of the United States Housing Act of 1937 (42 U.S.C.
                                                                       10 1437g(g)) is amended by striking paragraph (3).
                                                                       11               (b) AUTHORIZATION OF APPROPRIATIONS FOR PUB-
                                                                       12      LIC HOUSING CAPITAL FUND.—Section 9(c)(2)(A) of the

                                                                       13 United States Housing Act of 1937 (42 U.S.C.
                                                                       14 1437g(c)(2)(A)) is amended to read as follows:
                                                                       15                                  ‘‘(A) CAPITAL FUND.—For allocations of
                                                                       16                        assistance                from               the         Capital         Fund,
                                                                       17                        $70,000,000,000 for fiscal year 2022, to re-
                                                                       18                        main available until expended.’’.
                                                                       19 TITLE   III—HOUSING  ASSIST-
                                                                       20    ANCE FOR HOMELESS AND
                                                                       21    LOW-INCOME FAMILIES
                                                                       22      SEC. 301. INCREASING DIRECT RENTAL ASSISTANCE.

                                                                       23               (a) IN GENERAL.—Section 8(o) of the United States




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                                                                       24 Housing Act of 1937 (42 U.S.C. 1437f(o)) is amended
                                                                       25 by adding at the end the following:
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                                                                         1                       ‘‘(21)          EMERGENCY                     RENTAL               ASSISTANCE

                                                                         2              VOUCHER PROGRAM.—

                                                                         3                                 ‘‘(A) DEFINITION OF INDIAN TRIBE.—In
                                                                         4                       this paragraph, the term ‘Indian Tribe’ has the
                                                                         5                       meaning given the term ‘Indian tribe’ in section
                                                                         6                       102 of the Federally Recognized Indian Tribe
                                                                         7                       List Act of 1994 (25 U.S.C. 5130).
                                                                         8                                 ‘‘(B) VOUCHERS.—The Secretary shall set
                                                                         9                       aside, from amounts made available for rental
                                                                       10                        assistance under this subsection, the amount
                                                                       11                        specified in subparagraph (F) to provide vouch-
                                                                       12                        ers to tenants that are eligible for tenant-based
                                                                       13                        assistance under this subsection.
                                                                       14                                  ‘‘(C) SET ASIDE.—Of the amount appro-
                                                                       15                        priated under subparagraph (F) for each fiscal
                                                                       16                        year, the Secretary shall allocate as grant
                                                                       17                        funds—
                                                                       18                                         ‘‘(i) 98 percent to be provided to
                                                                       19                                  States; and
                                                                       20                                         ‘‘(ii) 2 percent to be provided to In-
                                                                       21                                  dian Tribes in accordance with subpara-
                                                                       22                                  graph (D).
                                                                       23                                  ‘‘(D) ALLOCATION TO INDIAN TRIBES.—Of
                                                                       24                        the amount allocated for Indian Tribes under



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                                                                         1                       cate funds to each Indian Tribe under this
                                                                         2                       paragraph during that fiscal year based on a
                                                                         3                       formula established by the Secretary that takes
                                                                         4                       into account any factor that the Secretary de-
                                                                         5                       termines to be appropriate.
                                                                         6                                 ‘‘(E) PUBLICATION OF ALLOCATION FOR-
                                                                         7                       MULAS.—Not later than 90 days before the be-

                                                                         8                       ginning of each fiscal year for which grants are
                                                                         9                       provided to States and tribal housing authori-
                                                                       10                        ties under this paragraph, the Secretary shall
                                                                       11                        publish in the Federal Register the formulas for
                                                                       12                        allocation established under this paragraph.
                                                                       13                                  ‘‘(F) AMOUNTS.—The amount specified in
                                                                       14                        this subparagraph is—
                                                                       15                                         ‘‘(i) for fiscal year 2022, the amount
                                                                       16                                  necessary to provide 100,000 vouchers for
                                                                       17                                  rental assistance under this subsection;
                                                                       18                                         ‘‘(ii) for fiscal year 2023, the amount
                                                                       19                                  necessary to provide 200,000 vouchers for
                                                                       20                                  rental assistance under this subsection;
                                                                       21                                         ‘‘(iii) for fiscal year 2024, the amount
                                                                       22                                  necessary to provide 300,000 vouchers for
                                                                       23                                  rental assistance under this subsection;




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                                                                         1                                        ‘‘(iv) for fiscal year 2025, the amount
                                                                         2                                 necessary to provide 400,000 vouchers for
                                                                         3                                 rental assistance under this subsection;
                                                                         4                                        ‘‘(v) for fiscal year 2026, the amount
                                                                         5                                 necessary to provide 500,000 vouchers for
                                                                         6                                 rental assistance under this subsection;
                                                                         7                                        ‘‘(vi) for fiscal year 2027, the amount
                                                                         8                                 necessary to provide 600,000 vouchers for
                                                                         9                                 rental assistance under this subsection;
                                                                       10                                         ‘‘(vii) for fiscal year 2028, the amount
                                                                       11                                  necessary to provide 700,000 vouchers for
                                                                       12                                  rental assistance under this subsection;
                                                                       13                                         ‘‘(viii) for fiscal year 2029, the
                                                                       14                                  amount necessary to provide 800,000
                                                                       15                                  vouchers for rental assistance under this
                                                                       16                                  subsection;
                                                                       17                                         ‘‘(ix) for fiscal year 2030, the amount
                                                                       18                                  necessary to provide 900,000 vouchers for
                                                                       19                                  rental assistance under this subsection;
                                                                       20                                  and
                                                                       21                                         ‘‘(x) for fiscal year 2031, the amount
                                                                       22                                  necessary to provide 1,000,000 vouchers
                                                                       23                                  for rental assistance under this subsection.
                                                                       24                                  ‘‘(G) AMOUNT OF VOUCHER.—A voucher



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                                                                         1                       be in an amount that is not more than 110 per-
                                                                         2                       cent of the small area fair market rental estab-
                                                                         3                       lished under section 8(c) for the area in which
                                                                         4                       the tenant resides.
                                                                         5                                 ‘‘(H) ADMINISTRATIVE FEE.—Each public
                                                                         6                       housing agency or tribal housing authority that
                                                                         7                       administers a voucher provided under this para-
                                                                         8                       graph shall be provided with amounts necessary
                                                                         9                       to cover all related administrative fees.
                                                                       10                                  ‘‘(I) ADMINISTRATION OF VOUCHERS.—
                                                                       11                                         ‘‘(i) PRIORITY.—The Secretary shall
                                                                       12                                  give priority to public housing agencies
                                                                       13                                  over State housing finance agencies with
                                                                       14                                  respect to the administration of vouchers
                                                                       15                                  provided under this paragraph.
                                                                       16                                         ‘‘(ii) STATE HOUSING FINANCE AGEN-
                                                                       17                                  CIES.—A            State housing finance agency
                                                                       18                                  may apply for and administer a voucher
                                                                       19                                  provided under this paragraph on the same
                                                                       20                                  terms as a public housing agency if the
                                                                       21                                  Secretary determines that public housing
                                                                       22                                  agencies in that State lack the capacity to
                                                                       23                                  administer the voucher.
                                                                       24                                  ‘‘(J) NO                                                LIMIT.—The




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                                                                         1                       voucher holder is eligible to receive rental as-
                                                                         2                       sistance under this paragraph, except by an in-
                                                                         3                       dividualized determination that ending rental
                                                                         4                       assistance serves the best interest of the vouch-
                                                                         5                       er holder.’’.
                                                                         6              (b) SET ASIDE.—An amount equal to 20 percent of
                                                                         7 the funds appropriated to carry out paragraph (21) of sec-
                                                                         8 tion 8(o) of the United States Housing Act of 1937 (42
                                                                         9 U.S.C. 1437f(o)), as added by subsection (a), in a fiscal
                                                                       10 year shall be set aside and transferred to the Restorative
                                                                       11 Housing Justice Fund established under section 113(h).
                                                                       12               (c) PROHIBITION ON DENIAL OF ASSISTANCE BASED
                                                                       13      ON NON-VIOLENT CRIMINAL CONVICTIONS.—Section 8(o)

                                                                       14 of the United States Housing Act of 1937 (42 U.S.C.
                                                                       15 1437f(o)), as amended by subsection (a) of this section,
                                                                       16 is amended by adding at the end the following:
                                                                       17                        ‘‘(22)         PROHIBITION.—Each                           public        housing
                                                                       18               agency or tribal housing authority that administers
                                                                       19               a voucher provided under this subsection shall not
                                                                       20               establish eligibility criteria for the voucher that ex-
                                                                       21               cludes individuals with non-violent criminal convic-
                                                                       22               tions, except for—
                                                                       23                                  ‘‘(A) registered sex offenders; and
                                                                       24                                  ‘‘(B) a person described in section 16(f).’’.



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                                                                         1     SEC. 302. SUPPORTIVE TINY HOUSING VILLAGE INNOVA-

                                                                         2                             TION PILOT PROGRAM.

                                                                         3              (a) DEFINITION OF ELIGIBLE ENTITY.—In this sec-
                                                                         4 tion, the term ‘‘eligible entity’’ means—
                                                                         5                       (1) a public housing agency;
                                                                         6                       (2) a religious organization;
                                                                         7                       (3) an Indian Tribe that has jurisdiction over
                                                                         8              Indian country; and
                                                                         9                       (4) a nonprofit housing entity.
                                                                       10               (b) ESTABLISHMENT.—The Secretary shall establish
                                                                       11 a pilot program to provide grants to eligible entities to
                                                                       12 promote innovation and increased capacity of tiny housing
                                                                       13 village programs.
                                                                       14               (c) PRIORITY.—In awarding grants under this sec-
                                                                       15 tion, the Secretary shall prioritize funding for public hous-
                                                                       16 ing agencies, religious organizations, Indian Tribes that
                                                                       17 have jurisdiction over Indian country, and nonprofit hous-
                                                                       18 ing entities to construct and operate gate-controlled tiny
                                                                       19 home villages or community spaces that—
                                                                       20                        (1) have a per unit cost of not more than
                                                                       21               $25,000, including all necessary construction mate-
                                                                       22               rials, labor, shared infrastructure, dining, laundry,
                                                                       23               and sanitation facilities;
                                                                       24                        (2) require residents to receive not less than 1




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                                                                         1                       (3) permit residents to bring and share their
                                                                         2              housing unit with a partner, an assistance animal,
                                                                         3              or a pet.
                                                                         4              (d) CASE MANAGERS.—In hiring case managers to
                                                                         5 provide assistance to residents in the tiny home village or
                                                                         6 community space under this section, a public housing
                                                                         7 agency shall give priority to applications submitted by
                                                                         8 former residents.
                                                                         9              (e) MATCHING FUNDING.—A recipient of a grant
                                                                       10 under this section shall provide matching non-Federal
                                                                       11 funds in an amount equal to 50 percent of the grant
                                                                       12 amount.
                                                                       13               (f) AUTHORIZATION OF APPROPRIATIONS.—There is
                                                                       14 authorized to be appropriated to carry out this section
                                                                       15 $100,000,000 for each of fiscal years 2022 through 2031.
                                                                       16      SEC. 303. PERMANENT SUPPORTIVE HOUSING.

                                                                       17               (a) IN GENERAL.—Out of funds in the Treasury not
                                                                       18 otherwise appropriated, there is appropriated to the Sec-
                                                                       19 retary $1,000,000,000 for each of fiscal years 2022
                                                                       20 through 2031 to provide grants under title IV of the
                                                                       21 McKinney-Vento Homeless Assistance Act (42 U.S.C.
                                                                       22 11360 et seq.) to support permanent supportive housing,
                                                                       23 including capital costs, rental subsidies, and services.
                                                                       24               (b) TECHNICAL ASSISTANCE.—Of amounts appro-



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                                                                         1 the Secretary $25,000,000 in each fiscal year for under-
                                                                         2 capacity jurisdictions to develop comprehensive whole-of-
                                                                         3 local government plans to build capacity for permanent
                                                                         4 supportive housing in a rural area, as defined in section
                                                                         5 1282.1 of title 12, Code of Federal Regulations, or any
                                                                         6 successor regulation.
                                                                         7              (c) EQUITY EVALUATION.—Of amounts appropriated
                                                                         8 under subsection (a), there shall be allocated to the Sec-
                                                                         9 retary $25,000,000 in each fiscal year for housing innova-
                                                                       10 tion research centers to evaluate access barriers impacting
                                                                       11 people of color within existing permanent supportive hous-
                                                                       12 ing implementation criteria.
                                                                       13      SEC. 304. NAVIGATION CENTER PILOT PROGRAM.

                                                                       14               (a) ESTABLISHMENT.—The Secretary shall establish
                                                                       15 a grant program to provide funding to State and local gov-
                                                                       16 ernments to create low-barrier navigation centers for indi-
                                                                       17 viduals and families experiencing homelessness.
                                                                       18               (b) USE OF FUNDS.—A low-barrier navigation center
                                                                       19 created by a grant recipient shall—
                                                                       20                        (1) provide intensive management services, in-
                                                                       21               cluding connections to health care, employment,
                                                                       22               legal aid, and permanent housing, to individuals and
                                                                       23               families experiencing homelessness; and




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                                                                         1                       (2) allow an individual or family experiencing
                                                                         2              homelessness to stay at the center for not more than
                                                                         3              90 continuous days per 180-day period.
                                                                         4              (c) MATCHING FUNDING.—A recipient of a grant
                                                                         5 under this section shall provide matching non-Federal
                                                                         6 funds in an amount equal to 100 percent of the grant
                                                                         7 amount.
                                                                         8              (d) AUTHORIZATION OF APPROPRIATIONS.—There is
                                                                         9 authorized to be appropriated to carry out this section—
                                                                       10                        (1) $50,000,000 for each of fiscal years 2022
                                                                       11               through 2026; and
                                                                       12                        (2) $100,000,000 for each of fiscal years 2027
                                                                       13               through 2031.
                                                                       14              TITLE IV—HOUSING AND
                                                                       15            HOMELESSNESS INNOVATION
                                                                       16      SEC. 401. HOUSING AND HOMELESSNESS INNOVATION RE-

                                                                       17                              SEARCH CENTERS.

                                                                       18               (a) ESTABLISHMENT.—The Secretary shall establish
                                                                       19 not less than 1 housing and homelessness innovation re-
                                                                       20 search center in each region of the Department of Housing
                                                                       21 and Urban Development.
                                                                       22               (b) REPORTS.—Each center established under sub-
                                                                       23 section (a) shall, on an annual basis, submit a report to
                                                                       24 the Secretary and Congress that includes—



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                                                                         1                       (1) recommendations for changes to Federal
                                                                         2              policy surrounding housing and homelessness; and
                                                                         3                       (2) a study of best practices to preserve low-
                                                                         4              and middle-cost housing and expand low-cost hous-
                                                                         5              ing options in the region served by the center, in-
                                                                         6              cluding single room occupancy units, manufactured
                                                                         7              housing, shelters, housing units under 400 square
                                                                         8              feet, stacked flats, and accessory dwelling units.
                                                                         9              (c) AUTHORIZATION OF APPROPRIATIONS.—There is
                                                                       10 authorized to be appropriated to carry out this section
                                                                       11 $100,000,000 for each of fiscal years 2022 through 2031.
                                                                       12      TITLE V—EMERGENCY HOUSING
                                                                       13               PROGRAM
                                                                       14      SEC. 501. DEFINITIONS.

                                                                       15               In this title:
                                                                       16                        (1) ELIGIBLE INDIVIDUAL.—The term ‘‘eligible
                                                                       17               individual’’ means an individual renter or home-
                                                                       18               owner who—
                                                                       19                                  (A) is, or is expected to be, unable to make
                                                                       20                        payments, correct a rental, mortgage, tax, or
                                                                       21                        insurance delinquency within a reasonable time,
                                                                       22                        or resume full rent of mortgage payments due
                                                                       23                        to a reduction in the income of the individual
                                                                       24                        due to—



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                                                                         1                                        (i) involuntary loss of, or reduction in,
                                                                         2                                 the employment income of the individual or
                                                                         3                                 the self-employment income of the indi-
                                                                         4                                 vidual;
                                                                         5                                        (ii) any similar loss or reduction in in-
                                                                         6                                 come experienced by any person who con-
                                                                         7                                 tributes to the income of the individual;
                                                                         8                                        (iii) a significant reduction in the in-
                                                                         9                                 come of the household due to divorce or
                                                                       10                                  death; or
                                                                       11                                         (iv) a significant increase in basic ex-
                                                                       12                                  penses of the individual or an immediate
                                                                       13                                  family member of the individual (including
                                                                       14                                  the spouse, child, parent, or immediate
                                                                       15                                  family member for whom the individual
                                                                       16                                  provides substantial care of financial as-
                                                                       17                                  sistance) due to—
                                                                       18                                                  (I) an unexpected or significant
                                                                       19                                         increase in medical expenses;
                                                                       20                                                  (II) an initiating event;
                                                                       21                                                  (III) a personal or national eco-
                                                                       22                                         nomic crisis; or
                                                                       23                                                  (IV) an unexpected increase in
                                                                       24                                         rent by the individual; and



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                                                                         1                                 (B) is not otherwise receiving housing
                                                                         2                       counseling provided by an organization ap-
                                                                         3                       proved by the Department of Housing and
                                                                         4                       Urban Development.
                                                                         5                       (2) INITIATING EVENT.—The term ‘‘initiating
                                                                         6              event’’ means—
                                                                         7                                 (A) a major disaster declared by the Presi-
                                                                         8                       dent under section 401 of the Robert T. Staf-
                                                                         9                       ford Disaster Relief and Emergency Assistance
                                                                       10                        Act (42 U.S.C. 5170);
                                                                       11                                  (B) an increase in statewide unemployment
                                                                       12                        of not less than 8 percent for 2 consecutive
                                                                       13                        months;
                                                                       14                                  (C) an increase in statewide unemployment
                                                                       15                        of not less than 10 percent for 2 consecutive
                                                                       16                        months; or
                                                                       17                                  (D) an emergency declaration issued by
                                                                       18                        the Secretary of Housing and Urban Develop-
                                                                       19                        ment with respect to a housing disaster emer-
                                                                       20                        gency.
                                                                       21      SEC. 502. EMERGENCY ASSISTANCE.

                                                                       22               (a) IN GENERAL.—After the occurrence of an initi-
                                                                       23 ating event, the Secretary of Housing and Urban Develop-
                                                                       24 ment or the Secretary of the Treasury, as appropriate,



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                                                                         1 vide assistance to eligible individuals described in this sec-
                                                                         2 tion, provided that—
                                                                         3                       (1) the Governor of a State submits to the Sec-
                                                                         4              retary of Housing and Urban Development or the
                                                                         5              Secretary of the Treasury, as appropriate, a request
                                                                         6              for assistance to be provided under this section; and
                                                                         7                       (2) half of the amount allocated for a State
                                                                         8              shall be provided if the State is only experiencing an
                                                                         9              initiating event described in section 501(2)(B), with
                                                                       10               the full amount provided if the State experiences an
                                                                       11               initiating event described in section 501(2)(C).
                                                                       12               (b) EMERGENCY ASSISTANCE AND HOUSING COUN-
                                                                       13      SELING.—

                                                                       14                        (1) IN GENERAL.—The Secretary of the Treas-
                                                                       15               ury shall, through a program established by the De-
                                                                       16               partment of the Treasury that is similar to the
                                                                       17               Emergency Rental Assistance Program established
                                                                       18               under section 501 of division N of the Consolidated
                                                                       19               Appropriations Act, 2021 (Public Law 116–133),
                                                                       20               provide—
                                                                       21                                  (A) direct monthly rental or mortgage pay-
                                                                       22                        ment assistance to eligible individuals for the
                                                                       23                        duration of the initiating event; and




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                                                                         1                                 (B) grants to nonprofit housing counseling
                                                                         2                       organizations to provide counseling to eligible
                                                                         3                       individuals with respect to—
                                                                         4                                        (i) personal financial budgeting and
                                                                         5                                 personal debt management;
                                                                         6                                        (ii) available community resources, in-
                                                                         7                                 cluding public assistance programs, rental
                                                                         8                                 assistance programs, credit assistance pro-
                                                                         9                                 grams, food programs, and social services;
                                                                       10                                  and
                                                                       11                                         (iii) employment training and place-
                                                                       12                                  ment.
                                                                       13                        (2) AVAILABILITY OF HOUSING COUNSELING.—
                                                                       14               The Secretary of the Treasury shall ensure that
                                                                       15               grants described in paragraph (1)(B) are made
                                                                       16               available throughout the areas affected by the initi-
                                                                       17               ating event, with priority given to areas that—
                                                                       18                                  (A) are experiencing high rates of evic-
                                                                       19                        tions, foreclosures, or any other indicators of
                                                                       20                        renter or homeowner distress determined by the
                                                                       21                        Secretary of the Treasury to be appropriate; or
                                                                       22                                  (B) are not already adequately served by
                                                                       23                        housing counseling organizations.
                                                                       24                        (3) AUTHORIZATION                                   APPROPRIATIONS.—




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                                                                       25               There is authorized to be appropriated $25,000,000,


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                                                                         1              to remain available until expended, to carry out this
                                                                         2              subsection.
                                                                         3              (c) NATIONAL HOUSING TRUST FUND.—Out of
                                                                         4 amounts appropriated under section 503, the Secretary of
                                                                         5 Housing and Urban Development may transfer not more
                                                                         6 than $10,000,000,000 to the Housing Trust Fund estab-
                                                                         7 lished under section 1338 of the Federal Housing Enter-
                                                                         8 prises Financial Safety and Soundness Act of 1992 (12
                                                                         9 U.S.C. 4568) to provide assistance described in such sec-
                                                                       10 tion 1338.
                                                                       11               (d) CDFI FUND.—Out of amounts appropriated
                                                                       12 under section 503, the Secretary of the Treasury may
                                                                       13 transfer not more than $10,000,000,000 to the Commu-
                                                                       14 nity Development Financial Institutions Fund established
                                                                       15 under section 104 of the Riegle Community Development
                                                                       16 and Regulatory Improvement Act of 1994 (12 U.S.C.
                                                                       17 4703) to provide assistance described in section 108 of
                                                                       18 such Act (12 U.S.C. 4707).
                                                                       19               (e) RURAL HOUSING SERVICE.—Out of amounts ap-
                                                                       20 propriated under section 503, the Secretary of Housing
                                                                       21 and Urban Development may transfer not more than
                                                                       22 $10,000,000,000 to provide rental assistance redetermina-
                                                                       23 tions and supplemental rental assistance payments to resi-
                                                                       24 dents of housing assisted under section 514 or 515 of the



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                                                                         1 Housing Act of 1949 (42 U.S.C. 1484, 1485) who do not
                                                                         2 receive rental assistance.
                                                                         3              (f) EMERGENCY VOUCHERS.—Out of amounts appro-
                                                                         4 priated under section 503, the Secretary of Housing and
                                                                         5 Urban Development may provide vouchers authorized
                                                                         6 under section 301 in an amount that is not more than
                                                                         7 $10,000,000,000.
                                                                         8              (g) EMERGENCY SOLUTIONS GRANTS.—Out of
                                                                         9 amounts appropriated under section 503, the Secretary of
                                                                       10 Housing and Urban Development may transfer not more
                                                                       11 than $10,000,000,000 to provide assistance under the
                                                                       12 Emergency Solutions Grants program under subtitle B of
                                                                       13 title IV of the McKinney-Vento Homeless Assistance Act
                                                                       14 (42 U.S.C. 11371 et seq.) for uses authorized under that
                                                                       15 program and for non-congregate shelters, including shel-
                                                                       16 ters designed with a multi-year life expectancy.
                                                                       17               (h) CDBG-DISASTER RECOVERY.—
                                                                       18                        (1) IN           GENERAL.—Out                      of amounts appro-
                                                                       19               priated under section 503, the Secretary of Housing
                                                                       20               and Urban Development may transfer not more than
                                                                       21               $50,000,000,000 to the community development
                                                                       22               block grant disaster recovery program established
                                                                       23               under title I of the Housing and Community Devel-
                                                                       24               opment Act of 1974 (42 U.S.C. 5301 et seq.) to pro-



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                                                                         1                       (2) PRIORITY.—In providing assistance under
                                                                         2              paragraph (1), the Secretary of Housing and Urban
                                                                         3              Development shall—
                                                                         4                                 (A) establish primary priority for pre-
                                                                         5                       serving, rehabilitating, or rebuilding housing
                                                                         6                       units (including non-titled manufactured hous-
                                                                         7                       ing), providing short-term bridge lending for
                                                                         8                       property acquisitions, and funding public utility
                                                                         9                       and infrastructure projects serving residents
                                                                       10                        below 30 percent of the area median income;
                                                                       11                        and
                                                                       12                                  (B) establish secondary priority for pre-
                                                                       13                        serving, rehabilitating, or rebuilding housing
                                                                       14                        units (including non-titled manufactured hous-
                                                                       15                        ing), providing short-term bridge lending for
                                                                       16                        property acquisitions, and funding public utility
                                                                       17                        and infrastructure projects serving residents
                                                                       18                        below 60 percent of the area median income.
                                                                       19               (i) DISBURSEMENT OF AMOUNTS.—
                                                                       20      SEC. 503. AUTHORIZATION OF APPROPRIATIONS.

                                                                       21               (a) IN GENERAL.—There is authorized to be appro-
                                                                       22 priated to the Secretary of Housing and Urban Develop-
                                                                       23 ment and the Secretary of the Treasury such sums as may
                                                                       24 be necessary to carry out this title, to remain available



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                                                                       25 until expended.


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                                                                         1              (b) ADMINISTRATIVE COSTS.—Not more than 10
                                                                         2 percent of amounts appropriated under subsection (a) may
                                                                         3 be used for administrative costs related to carrying out
                                                                         4 this title.
                                                                                                                                  Æ




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