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S. 3833, Paycheck Protection Program Extension Act

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Bills Bills 116S3833Pcs Bills 116S3833Pcs
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Bills Bills 116S3833Pcs Bills 116S3833Pcs

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                                                                                                                                                                           II




                                                                                                                                         Calendar No. 454
                                                                       116TH CONGRESS
                                                                          2D SESSION
                                                                                                              S. 3833
                                                                          To extend the loan forgiveness period for the paycheck protection program,
                                                                                                    and for other purposes.




                                                                                   IN THE SENATE OF THE UNITED STATES
                                                                                                   MAY 21, 2020
                                                                       Mr. RUBIO (for himself, Mr. CARDIN, Ms. COLLINS, Mrs. SHAHEEN, Mr.
                                                                           DURBIN, Mr. GARDNER, Mr. DAINES, Mr. TILLIS, Mr. BRAUN, and Mrs.
                                                                           BLACKBURN) introduced the following bill; which was read the first time

                                                                                                                 JUNE 1, 2020
                                                                                                Read the second time and placed on the calendar




                                                                                                                 A BILL
                                                                              To extend the loan forgiveness period for the paycheck
                                                                                   protection program, and for other purposes.

                                                                         1              Be it enacted by the Senate and House of Representa-
                                                                         2 tives of the United States of America in Congress assembled,
                                                                         3     SECTION 1. SHORT TITLE.

                                                                         4              This Act may be cited as the ‘‘Paycheck Protection
                                                                         5 Program Extension Act’’.




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                                                                         1     SEC. 2. AMENDMENTS TO THE PAYCHECK PROTECTION

                                                                         2                             PROGRAM AND LOAN FORGIVENESS.

                                                                         3              (a) COVERED PERIOD AND ALLOWABLE USES FOR
                                                                         4 LOANS.—Section 7(a)(36) of the Small Business Act (15
                                                                         5 U.S.C. 636(a)(36)) is amended—
                                                                         6                        (1) in subparagraph (A)(iii), by striking ‘‘June
                                                                         7              30, 2020’’ and inserting ‘‘December 31, 2020’’; and
                                                                         8                        (2) in subparagraph (F)—
                                                                         9                                 (A) in subclause (VI), by striking ‘‘and’’ at
                                                                       10                         the end;
                                                                       11                                  (B) in subclause (VII), by striking the pe-
                                                                       12                         riod at the end and inserting ‘‘; and’’; and
                                                                       13                                  (C) by adding at the end the following:
                                                                       14                                                   ‘‘(VIII) covered worker protection
                                                                       15                                          expenditures, as defined in section
                                                                       16                                          1106(a) of the CARES Act (Public
                                                                       17                                          Law 116–136).’’;
                                                                       18               (b) LOAN FORGIVENESS.—Section 1106 of the
                                                                       19 CARES Act (Public Law 116–136) is amended—
                                                                       20                         (1) in subsection (a)—
                                                                       21                                  (A) in paragraph (3), by striking ‘‘8-week’’
                                                                       22                         and inserting ‘‘16-week’’;
                                                                       23                                  (B) by redesignating paragraphs (6), (7),
                                                                       24                         and (8) as paragraphs (7), (8) and (9), respec-




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                                                                       25                         tively;


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                                                                         1                                 (C) by inserting after paragraph (5) the
                                                                         2                        following:
                                                                         3                        ‘‘(6) the term ‘covered worker protection ex-
                                                                         4              penditure’—
                                                                         5                                 ‘‘(A) means an operating or a capital ex-
                                                                         6                        penditure, as determined in accordance with
                                                                         7                        generally accepted accounting principles, that is
                                                                         8                        required to facilitate the adaptation of the busi-
                                                                         9                        ness activities of an eligible recipient to comply
                                                                       10                         with requirements established or guidance
                                                                       11                         issued by the Department of Health and
                                                                       12                         Human Services, the Centers for Disease Con-
                                                                       13                         trol, or the Occupational Safety and Health Ad-
                                                                       14                         ministration during the period beginning on
                                                                       15                         March 1, 2020 and ending December 31, 2020
                                                                       16                         related to the maintenance of standards for
                                                                       17                         sanitation, social distancing, or any other work-
                                                                       18                         er or customer safety requirement related to
                                                                       19                         COVID–19;
                                                                       20                                  ‘‘(B) may include—
                                                                       21                                          ‘‘(i) the purchase, maintenance, or
                                                                       22                                  renovation of assets that create or ex-
                                                                       23                                  pand—




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                                                                       24                                                   ‘‘(I) a drive-through window fa-
                                                                       25                                          cility;


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                                                                         1                                                  ‘‘(II) an indoor, outdoor, or com-
                                                                         2                                         bined air or air pressure ventilation or
                                                                         3                                         filtration system;
                                                                         4                                                  ‘‘(III) a physical barrier such as
                                                                         5                                         a sneeze guard;
                                                                         6                                                  ‘‘(IV) an indoor, outdoor, or com-
                                                                         7                                         bined commercial real property;
                                                                         8                                                  ‘‘(V) an onsite or offsite health
                                                                         9                                         screening capability; or
                                                                       10                                                   ‘‘(VI) other assets relating to the
                                                                       11                                          compliance with the requirements or
                                                                       12                                          guidance described in subparagraph
                                                                       13                                          (A), as determined by the Adminis-
                                                                       14                                          trator in consultation with the Sec-
                                                                       15                                          retary of Health and Human Services
                                                                       16                                          and the Secretary of Labor; and
                                                                       17                                          ‘‘(ii) the purchase of—
                                                                       18                                                   ‘‘(I) covered materials described
                                                                       19                                          in section 328.103(a) of title 44, Code
                                                                       20                                          of Federal Regulations, or any suc-
                                                                       21                                          cessor regulation;
                                                                       22                                                   ‘‘(II) particulate filtering face-
                                                                       23                                          piece respirators approved by the Na-




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                                                                       24                                          tional Institute for Occupational Safe-
                                                                       25                                          ty and Health, including those ap-


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                                                                         1                                         proved only for emergency use author-
                                                                         2                                         ization; or
                                                                         3                                                  ‘‘(III) other kinds of personal
                                                                         4                                         protective equipment, as determined
                                                                         5                                         by the Administrator in consultation
                                                                         6                                         with the Secretary of Health and
                                                                         7                                         Human Services and the Secretary of
                                                                         8                                         Labor; and
                                                                         9                                 ‘‘(C) does not include residential real prop-
                                                                       10                         erty or intangible property.’’; and
                                                                       11                                  (D) in paragraph (8), as so redesignated—
                                                                       12                                          (i) in subparagraph (C), by striking
                                                                       13                                  ‘‘and’’ at the end; and
                                                                       14                                          (ii) by adding at the end the fol-
                                                                       15                                  lowing:
                                                                       16                                  ‘‘(E) covered worker protection expendi-
                                                                       17                         tures; and’’;
                                                                       18                         (2) in subsection (b), by adding at the end the
                                                                       19               following:
                                                                       20                         ‘‘(5) Any covered worker protection expendi-
                                                                       21               ture.’’;
                                                                       22                         (3) in subsection (d)—
                                                                       23                                  (A) in paragraph (5)(B)—




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                                                                       24                                          (i) by striking ‘‘date of enactment of
                                                                       25                                  this Act’’ each place that term appears and


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                                                                         1                                 inserting ‘‘date of enactment of the Pay-
                                                                         2                                 check Protection Program Extension Act’’;
                                                                         3                                 and
                                                                         4                                         (ii) by striking ‘‘June 30, 2020’’ each
                                                                         5                                 place that term appears and inserting ‘‘the
                                                                         6                                 date that is 16 weeks after the date of the
                                                                         7                                 origination of the covered loan’’;
                                                                         8                                 (B) by redesignating paragraph (6) as
                                                                         9                        paragraph (7); and
                                                                       10                                  (C) by inserting after paragraph (5) the
                                                                       11                         following:
                                                                       12                         ‘‘(6) HOLD HARMLESS.—
                                                                       13                                  ‘‘(A) IN GENERAL.—The amount of loan
                                                                       14                         forgiveness under this section received by an eli-
                                                                       15                         gible recipient of a covered loan shall not be re-
                                                                       16                         duced because of a reduction in number of em-
                                                                       17                         ployees described in paragraph (2) or a reduc-
                                                                       18                         tion relating to salary and wages described in
                                                                       19                         paragraph (3) that occurs outside of the 8-week
                                                                       20                         safe harbor period of the eligible recipient de-
                                                                       21                         scribed in subparagraph (B).
                                                                       22                                  ‘‘(B) 8-WEEK SAFE HARBOR PERIOD.—An
                                                                       23                         eligible recipient of a covered loan may elect a




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                                                                       24                         contiguous 8-week period that occurs during the




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                                                                         1                        covered period for purposes of the safe harbor
                                                                         2                        period described in subparagraph (A).
                                                                         3                                 ‘‘(C) APPLICATION DATE.—An eligible re-
                                                                         4                        cipient that has a forgiveness amount under
                                                                         5                        this section that is equivalent to the amount of
                                                                         6                        the covered loan received by the recipient and
                                                                         7                        that elects an 8-week safe harbor period de-
                                                                         8                        scribed in subparagraph (B) may apply for loan
                                                                         9                        forgiveness at the end of the 8-week safe harbor
                                                                       10                         period elected by the eligible recipient.’’;
                                                                       11                         (4) in subsection (e)—
                                                                       12                                  (A) in paragraph (2), by inserting ‘‘covered
                                                                       13                         worker protection expenditures,’’ after ‘‘lease
                                                                       14                         obligations,’’; and
                                                                       15                                  (B) in paragraph (3), by inserting ‘‘make
                                                                       16                         payments on covered worker protection expendi-
                                                                       17                         tures,’’ after ‘‘rent obligation,’’; and
                                                                       18                         (5) by amending subsection (h) to read as fol-
                                                                       19               lows:
                                                                       20               ‘‘(h) HOLD HARMLESS.—
                                                                       21                         ‘‘(1) IN GENERAL.—A lender may rely on any
                                                                       22               certification or documentation submitted by an ap-
                                                                       23               plicant for a covered loan or an eligible recipient of




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                                                                       24               a covered loan that—




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                                                                         1                                 ‘‘(A) is submitted pursuant to any statu-
                                                                         2                        tory requirement relating to covered loans or
                                                                         3                        any rule or guidance issued to carry out any ac-
                                                                         4                        tion relating to covered loans; and
                                                                         5                                 ‘‘(B) attests that the applicant or eligible
                                                                         6                        recipient, as applicable, has accurately verified
                                                                         7                        any certification or documentation provided to
                                                                         8                        the lender.
                                                                         9                        ‘‘(2) NO ENFORCEMENT ACTION.—With respect
                                                                       10               to a lender that relies on a certification or docu-
                                                                       11               mentation described in paragraph (1)—
                                                                       12                                  ‘‘(A) an enforcement action may not be
                                                                       13                         taken against the lender acting in good faith re-
                                                                       14                         lating to origination or forgiveness of a covered
                                                                       15                         loan based on such reliance; and
                                                                       16                                  ‘‘(B) the lender acting in good faith shall
                                                                       17                         not be subject to any penalties relating to origi-
                                                                       18                         nation or forgiveness of a covered loan based on
                                                                       19                         such reliance.’’.




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                              Calendar No. 454
116TH CONGRESS
   2D SESSION       S. 3833
                                                                                       S3833
                  A BILL
                                                                                       E:\BILLS\S3833.PCS




To extend the loan forgiveness period for the pay-
  check protection program, and for other pur-
  poses.
                   JUNE 1, 2020
                                                                                       Sfmt 6651
   Read the second time and placed on the calendar
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