Auth: Instant bank verification API
Summary
Product page for Auth, a Plaid service that verifies bank accounts and retrieves account and routing numbers for ACH payments. The page says customers can share bank account information from over 12,000 financial institutions, including in Canada and Europe, and link checking and savings accounts in as little as 7 seconds. It claims 23% higher conversion in head-to-head tests and an average saving of 40% on processing fees with pay by bank. It also lists uses in lending and digital banking and customer stories from Robinhood, Affirm, Adyen, Chime, Carvana and Varo Bank.
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AUTH Instantly verify any bank account, anywhere For faster and easier account funding, pay by bank, loan repayments, and everything in between. Talk with our team View API Docs - Maximize conversion Stand out with a user experience proven to convert 23% higher in head-to-head tests. - Never miss a connection Reach more customers with account coverage for 99.9% of U.S. banks and credit unions. - Configure it your way Stay in control by selecting the processor and authorization types that work best for you. MORE SHORTCUTS, LESS DETOURS Get account and routing numbers in seconds, not days, with a single API Connect with every customer Make it easy for customers to verify account ownership and share bank account information from over 12,000 financial institutions in the U.S., Canada, and Europe. - Link checking and savings accounts in as little as 7 seconds - Set up ACH transfers from any bank or credit union in the U.S. - Use with any ACH processor, including Adyen and Nuvei Learn more Connect with every customer Make it easy for customers to verify account ownership and share bank account information from over 12,000 financial institutions in the U.S., Canada, and Europe. - Link checking and savings accounts in as little as 7 seconds - Set up ACH transfers from any bank or credit union in the U.S. - Use with any ACH processor, including Adyen and Nuvei Learn more Expand your capabilities Instant account authentication is just the beginning. From there, you can easily power more use cases and unlock new revenue streams–all on the industry’s most trusted platform. Pay by bank Save an average of 40% on processing fees with pay by bank, the internet's lowest cost way to pay. Learn more Lending Build a complete picture of a borrower while providing a better user experience, reducing manual review, and fighting fraud. Digital banking Level up your digital banking experience with faster account funding, better risk management, and secure data connectivity. Ship next week, not next quarter Save engineering time and start authenticating accounts in more places with our powerful, easy-to-use APIs. View API docs U.S. Retrieve account number and routing number to authenticate a checking or savings account for ACH payments. Canada Authenticate an account for EFT payments with easy access to account, institution, and branch numbers. U.K./E.U. Get the account number and sort code to power seamless debit withdrawals using Faster Payments Service. POWERED BY PLAID Move faster on a single platform - Payments Get the biggest advantages of bank payments without the bad authentication experiences, returns, and settlement delays. Learn more - Fraud and compliance Stop fraudsters earlier and faster with robust fraud detection tools designed to boost conversion and protect your bottom line. Learn more CUSTOMER STORIES See how today’s leading companies use Plaid - Robinhood unlocked $100 million in instant funding with Plaid Read story - Affirm pioneered a new way to mitigate risk Read story - Adyen accelerated pay by bank adoption Read story - Chime increased customer engagement 5X in 12 months Read story - Carvana enabled ACH payments for customers in seconds Read story - Varo Bank helped customers re-connect their bank accounts Read story Instantly verify any bank account, anywhere Let’s get started
File and source
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- c02-30.html
- Size
- 380,076 bytes
- SHA-256
- fb049d1b0d8da7424c83d29a444681f08c609e2c7722ac85d7ad26486c8536ee
- Our copy
- c02-30.html
- Original
- plaid.com