Pandemic Darlings The pandemic economy, in original documents
Home Source documents Additional Information About the Updated Budget and Economic Outlook: 2021 to 2031 — CBO

Additional Information About the Updated Budget and Economic Outlook: 2021 to 2031 — CBO

Summary

Additional Information About the Updated Budget and Economic Outlook: 2021 to 2031 is a Congressional Budget Office report dated July 2021 that details the agency's baseline budget and economic projections under current law. CBO projects a federal deficit of $3.0 trillion in 2021, or 13.4 percent of GDP, and says the increase since February 2021 stems mostly from the American Rescue Plan Act. It projects federal debt held by the public at 103 percent of GDP at the end of 2021, reaching 106 percent of GDP in 2031, and a cumulative 2022–2031 deficit of $12.1 trillion. On the economy, it projects real GDP growth of 7.4 percent in 2021 and a 10-year Treasury note rate of 3.5 percent in 2031. The report has two chapters, on the budget and economic outlooks, plus three appendixes, and it closes with staff credits for writing, reviewing and publishing.

Summary drafted by a model from the document's text below and checked by script against that text before publication. It is a navigation aid, not a reading of what the document proves. Where AI is used

Full text

                                                                                                 Additional Information
                                                                                              About the Updated Budget
                                                                                                 and Economic Outlook:
                                                                                                          2021 to 2031
                                                                                                                        40

                                                                         cted
                                                                    Proje
                                                                                                                    30                                                                                                        Projected



                                                                                                                                                                    Average Out
                                                                                                               nual 20ge in:                                         1971 to 20lays,
4                                                                                                      ge An an                                                                 20               Outlays
                                                                                                 Averaentage Ch
                                                                                                  Perc                Force
                                                                                                                 abor
                                                                                                         tial L
                                                                                                   Potenuctivity
        3                                                                                           Prod           10
                                                                                                                          Force                               Average Re
                                                                                                                     abor                                                ve
                                                                                                         t e n tial L                                           1971 to 20 nues,              Revenues
                                                                                                      Po                                                                   20
            2
                                                                                                   −
                                                                                              2026              0
                                                                                          −    2031
                                                                                     2021                       1971
                                                                                 −    2025
                                                                            2008                                                    1981
                                                                                                                                                       1991
                                                                   −         2020
                1                                             2002                                                                                                        2001
                                                          −    2007
                                                     1991                                                                                                                                     2011
                                                −     2001
                                           1982                                                                                                                                                                   2021
                                      −     1990                                                                                                                                                                                      2031
                                 1974                                                              Projected
                             −    1981
                    0   1950                                                                                                                                                                               d Expansion   s
                         1973                                                                                                                                                 Range of   All Recessions an
                                                  it
5                                   Primary Defic                                                                16
                                        or Surplus
                                                                                                                  12
                                                                                                                                                       ds of the Range
    0                                                                                                               8                   Middle Two-Thir and Expansions
                                                                                                                                         of Recessions
                                                     Net Interest                                                     4                     Mean
    −5                                    Total Deficit                                                                0
                                           or Surplus
                                                                                                                                                                                                              tion of Real GDP
                                                                                                                      −4                                                                 July 2021 Projecrker
                                                                                                                                                                  ed                              tenntial Wo
                                                                                                                                                                                               Potio
                                                                                                                                                                                         Pror jec
                                                                                                                                                                                         pe
    −10                                                                                                                                            Pandemic-Induc covery
                                                                                                                       −8                          Recession and Re                                               9          10      11      12
                                                                                                                             2031                                                            7         8
                                                                                                       2021                                                               5        6
                                                                                     2011                             −12                              3        4
                                                                2001                                                                1         2                                          vious Peak
    −15                                       1991                                                                           0                                        Quarters Since Pre
                            1981
            1971




                                                                                                                                                                                                     JULY | 2021
At a Glance

The Congressional Budget Office regularly publishes its baseline projections of what the federal
budget and the economy would look like in the current year and over the next 10 years if current laws
governing taxes and spending generally remained unchanged. This report provides additional detail
about the agency’s latest baseline projections, which were published earlier this month.

• The Budget. CBO projects a federal budget deficit of $3.0 trillion in 2021 as the economic
   disruption caused by the 2020–2021 coronavirus pandemic and the legislation enacted in response
   continue to boost the deficit (which was large by historical standards even before the pandemic).
   At 13.4 percent of gross domestic product (GDP), the deficit in 2021 would be the second largest
   since 1945, exceeded only by the 14.9 percent shortfall recorded last year.
   In CBO’s projections, deficits fall over the next few years as pandemic-related spending wanes.
   They increase in most years thereafter—boosted by rising interest costs and greater spending for
   entitlement programs—and reach 5.5 percent of GDP in 2031. (Revenues remain largely stable
   relative to GDP over the projection period.)
   With such deficits, federal debt held by the public totals 103 percent of GDP at the end of
   2021 in CBO’s projections. Debt then falls modestly through 2024 and rises thereafter, reaching
   106 percent of GDP in 2031—about equal to its previous peak, recorded in 1946.
• Changes in CBO’s Budget Projections Since February 2021. Compared with the baseline
   projections that CBO published in February 2021, the agency’s estimate of the deficit for this year
   is now $0.7 trillion (or 33 percent) larger, and its current projection of the cumulative deficit for
   the 2022–2031 period, $12.1 trillion, is $0.2 trillion (or 1 percent) smaller. In 2021, the costs
   of recently enacted legislation are partly offset by the effects of a stronger economy and technical
   changes (changes that are neither legislative nor economic). In later years, technical changes that
   reduce projected deficits more than offset the effects of recently enacted legislation and revisions to
   the economic forecast.
• The Economy. As the pandemic eases and demand for consumer services surges, real (inflation-
   adjusted) GDP in CBO’s projections grows by 7.4 percent this year and surpasses its potential
   (maximum sustainable) level by the end of the year. Annual output growth averages 2.8 percent
   from 2021 to 2025, exceeding the 2.0 percent growth rate of real potential GDP. Over the
   2026–2031 period, real GDP growth averages 1.6 percent annually.
   Employment grows quickly in the second half of 2021 in CBO’s projections and surpasses its
   prepandemic level in mid-2022. Inflation rises in 2021 to its highest rate since 2008 as increases
   in the supply of goods and services lag behind increases in the demand for them. By 2022, supply
   adjusts more quickly, and inflation falls but remains above its prepandemic rate through 2025. As
   the economy continues to expand over the forecast period, the interest rate on 10-year Treasury
   notes rises, reaching 2.7 percent in 2025 and 3.5 percent in 2031—still low by historical standards.
• Changes in CBO’s Economic Projections Since February 2021. CBO now projects stronger
   economic growth than it projected in February 2021 because of recently enacted legislation, the
   diminishing effects of social distancing, and increased consumer spending. As a result, the agency’s
   projections of inflation and interest rates are now higher than they were in February.



                                                                        www.cbo.gov/publication/57263
Contents


Visual Summary                                                                             1

Chapter 1: The Budget Outlook                                                              5
Overview                                                                                   5
Assumptions Underlying CBO’s Baseline Budget Projections                                   5
Deficits                                                                                   5
Debt Held by the Public                                                                    7
Outlays and Revenues in 2021                                                               7
Outlays and Revenues From 2022 to 2031                                                    17
Uncertainty in the Budget Outlook                                                         23

Chapter 2: The Economic Outlook                                                           25
Overview                                                                                  25
Current Conditions: Recovery From the Pandemic-Induced Recession                          28
Policy Responses to the Pandemic                                                          32
The Economic Outlook for 2021 to 2025                                                     33
The Economic Outlook for 2026 to 2031                                                     42
Projections of Income for 2021 to 2031                                                    45
Uncertainty in the Economic Outlook                                                       45
Comparison With CBO’s February 2021 Economic Projections                                  48
Comparison With Other Economic Projections                                                52

Appendix A: Changes in CBO’s Baseline Projections Since February 2021                     57
Overview                                                                                  57
Legislative Changes                                                                       59
Economic Changes                                                                          63
Technical Changes                                                                         67

Appendix B: The Short-Term Economic Effects of Recently Enacted Legislation               71
Effects on Output and Employment                                                          71
Effects on Inflation and Interest Rates                                                   73

Appendix C: CBO’s Economic Projections for 2021 to 2031                                   75

List of Tables and Figures                                                                77

About This Document                                                                       79


Box
 2-1. Effects of the Pandemic on the Employment of Men and Women, by Race and Ethnicity   30
Notes

The budget and economic projections in this Congressional Budget Office report include the effects
of legislation enacted through May 18, 2021, and reflect economic developments as of that date. The
projections do not include budgetary or economic effects of subsequent legislation, economic devel-
opments, administrative actions, or regulatory changes.

A short report describing these projections was published on July 1, 2021, to provide the Congress
with information as promptly as possible (www.cbo.gov/publication/57218).

Unless this report indicates otherwise, all years referred to in describing the budget outlook are federal
fiscal years, which run from October 1 to September 30 and are designated by the calendar year in
which they end. Years referred to in describing the economic outlook are calendar years.

Numbers in the text, tables, and figures may not add up to totals because of rounding.

Some of the figures in this report use shaded vertical bars to indicate periods of recession. (A recession
extends from the peak of a business cycle to its trough.)

Supplemental data for this analysis are available on CBO’s website (www.cbo.gov/­publication/57263#data),
as are a glossary of common budgetary and economic terms (www.cbo.gov/publication/42904), a
description of how CBO prepares its baseline budget projections (www.cbo.gov/publication/53532),
a description of how CBO prepares its economic forecast (www.cbo.gov/publication/53537), and
previous editions of this report (https://go.usa.gov/xQrzS).
Visual Summary

In this report, the Congressional Budget Office describes its projections of the federal budget and the U.S. economy
under current law for this year and the decade that follows. The projected deficit for 2021 is $3.0 trillion, about
$0.7 trillion larger than CBO estimated in February. That increase stems mostly from the enactment of the American
Rescue Plan Act (ARPA). Over the 2022–2031 period, projected deficits are much smaller, though still large by
historical standards. CBO projects stronger economic growth in the near term than it did in February 2021 because
of recently enacted fiscal policies and because the agency now projects the effects of social distancing to be weaker and
consumer spending to be greater than it forecast at that time.



Deficits                       In CBO’s projections, this year’s deficit equals 13.4 percent of gross domestic product (GDP)—
                               smaller than the shortfall of 14.9 percent of GDP recorded in 2020 but larger than the deficit
                               in any other year since 1945. The budget shortfall decreases to 4.7 percent of GDP in 2022 and
                               to 2.9 percent of GDP in 2024 as the direct budgetary effects of ARPA fade and the economy
                               improves. Thereafter, deficits begin to rise again. By 2031, the deficit reaches 5.5 percent of GDP,
                               significantly larger than the 3.3 percent of GDP that deficits have averaged over the past 50 years.

Percentage of GDP
  5                           Primary Deficit                             Projected
                                  or Surplus
                                                                                             Primary deficits (which exclude net interest
  0                                                                                          costs) hover at about 2 percent of GDP from
                                                                                             2023 to 2029 and increase to 3 percent in the
                                                                                             years that follow. Despite mounting federal
 −5                                       Net Interest                                       debt, low interest rates cause interest payments
                                Total Deficit                                                to fall in relation to GDP through 2023. Net
                                 or Surplus
−10                                                                                          interest costs then increase in relation to the
                                                                                             size of the economy—from 1.3 percent of GDP in
−15                                                                                          2024 to 2.7 percent of GDP in 2031.
      1971             1981        1991          2001       2011      2021            2031

See Figure 1-1 on page 8


Trillions of Dollars
                                                                   2021                                         The projected deficit for
                                                                                                                2021 has increased by a
              2021 Deficit in
                                                2.3                                                             third, mostly because of
CBO’s February 2021 Baseline
                                                                                                                recently enacted legislation.
                2021 Deficit in                                                                                 The projected cumulative
                                                      3.0
      CBO’s July 2021 Baseline
                                                                                                                deficit for the 2022–
                                                                                                                2031 period is slightly
                                                               2022 to 2031
                                                                                                                smaller than it was in CBO’s
        2022–2031 Deficit in                                                                                    February baseline; updates
                                                                                                     12.3
CBO’s February 2021 Baseline                                                                                    to projections of revenues
         2022–2031 Deficit in                                                                                   and mandatory outlays
                                                                                                    12.1
      CBO’s July 2021 Baseline                                                                                  were largely offsetting.

See Figure A-1 on page 58
2   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                         July 2021




    Debt                          Federal debt held by the public is projected to drop from 103 percent of GDP at the end of
                                  2021 to 99 percent in 2023 and 2024 as growth in the economy outpaces rising debt. Starting
                                  in 2025, debt steadily rises in relation to the size of the economy in CBO’s projections.

    Percentage of GDP
    120                                                                                                     Projected


    100
                                                Federal Debt Held by the Public

     80
                                                                                                                           At the end of 2031, debt
                                                                                                                           is projected to reach
     60
                                                                                                                           106 percent of GDP—about
                                                                                                                           equal to its previous peak,
     40                                                                                                                    recorded in 1946.

     20


         0
             1941    1951         1961        1971         1981        1991         2001    2011          2021      2031

    See Figure 1-2 on page 10




    Outlays and                   Outlays in 2021 are projected to total 31 percent of GDP—the second highest that they
    Revenues                      have been in any year since 1945, behind only outlays in 2020. In CBO’s projections,
                                  outlays decline in the near term, falling below 21 percent of GDP in 2024, and then rise,
                                  reaching 23 percent of GDP in 2031; outlays remain above their 50-year average for the
                                  entire projection period. Revenues hover around 18 percent of GDP, just above their
                                  historical average.

    Percentage of GDP
    40                                                                                               Projected

                                                                                                                           Boosted by increased
                                                                                                                           spending for Social Security
    30                                                                                                                     and the major health care
                                                   Average Outlays,
                                                    1971 to 2020                 Outlays                                   programs and by rising
                                                       (20.6%)
                                                                                                                           interest rates on federal
    20                                                                                                                     debt, outlays climb in
                                                                                                                           relation to GDP after 2024
                                                                                                                           in CBO’s projections. The
                                                 Average Revenues,               Revenues
                                                   1971 to 2020                                                            wider-than-average gap
    10
                                                      (17.3%)                                                              between outlays and
                                                                                                                           revenues results in growing
                                                                                                                           deficits and rising debt.
     0
      1971               1981               1991                2001               2011            2021             2031

    See Figure 1-3 on page 11
VISUAL SUMMARY                                                              ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   3




Economic                     In CBO’s projections, the economy expands rapidly over the next two years. In 2021, real
Output and the               (inflation-adjusted) GDP grows by 7.4 percent, largely because of increased consumer
Labor Market:                spending and a rebound in business fixed investment. Thereafter, as conditions in labor and
2021 to 2025                 product markets remain strong, growth in real GDP moderates.

Percentage Change
 8                                                                                Projected
                                                                                                                              The annual growth of
                                                                                                                              real GDP exceeds that of
                                                                                                                              real potential (maximum
 4                                                                                                                            sustainable) GDP until 2023
                                                                                         Real Potential
                                                                                          GDP Growth                          in CBO’s projections. That
                                                                                                                              growth slows thereafter as
                                                                                                     Real GDP Growth          real GDP returns to a level
 0
                                                                                                                              slightly below potential
                                                                                                                              GDP—in accordance with
                                                                                                                              their historical average
−4                                                                                                                            relationship.
  2001              2006               2011                  2016                2021              2026               2031

See Figure 2-1 on page 26


Percentage Change in Real GDP per Potential Worker
From Previous Business-Cycle Peak
 16
                                              Range of All Recessions and Expansions                               The recession caused by the 2020–
 12                                                                                                                2021 coronavirus pandemic was
                                Middle Two-Thirds of
     8                      the Range of Recessions                                                                much sharper and more severe than
                                    and Expansions                                                                 any recession in recent history, but
     4                   Mean                                                                                      the recovery has also been unusually
     0                                                                                                             strong. In CBO’s projections, real GDP
                                                                                                                   per potential worker grows more
 −4                                                                                                                quickly from its level at the previous
                                                                    July 2021                                      business-cycle peak than it did
 −8                         Pandemic-Induced                        Projection
                            Recession and Recovery                                                                 during most economic recoveries and
−12                                                                                                                expansions since World War II.
         0   1       2          3     4        5         6          7      8       9          10   11       12
                                          Quarters Since Previous Peak

See Figure 2-2 on page 34


Percent
10                                                                                Projected
                                                                                                                              The unemployment rate
 8                                                        Actual                                                              is projected to decline
                                                       Unemployment                                                           through the remainder
 6                                                                                                                            of 2021 and the first half
                                                                                                                              of 2022 before returning
 4                                   Noncyclical Rate                                                                         to a level slightly above
                                    of Unemployment                                                                           the noncyclical rate of
 2                                                                                                                            unemployment—consistent
                                                                                                                              with their historical average
 0                                                                                                                            relationship.
  2001              2006               2011                  2016                2021              2026               2031

See Figure 2-3 on page 39
4   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                               July 2021




    Inflation and                 In CBO’s projections, inflation increases in 2021—as various factors cause supply to grow more
    Interest Rates:               slowly than demand in product and labor markets—and then falls in 2022. As the economy
    2021 to 2025                  continues to expand, interest rates on federal borrowing rise but remain low by historical standards.

    Percentage Change
    4                                                                     Projected

                                          PCE Price
                                                                                                                 After spiking in 2021 and falling in
    3
                                           Index                                                                 2022, inflation, as measured by the
                                                                                                                 price index for personal consumption
    2
                                                                                                                 expenditures (PCE), increases in 2023
                                                                                                                 and remains slightly above the Federal
    1                                                                          Federal Reserve’s Long-Run Goal
                                       Core PCE                                                                  Reserve’s long-run goal of 2 percent for
                                      Price Index                                                                several years.
    0
     2001            2006             2011             2016            2021              2026             2031

    See Figure 2-4 on page 41


    Percent
    6                                                                     Projected

                                                                                                                 The interest rate on 3-month Treasury bills
                                                                                            10-Year Treasury     remains near zero through early 2023 and
    4                                                                                          Note Rate
                                                                                                                 then rises as the Federal Reserve raises
                                                                                                                 the federal funds rate. The interest rate on
    2                                                                                                            10-year Treasury notes increases over the
                                                                                            3-Month Treasury     next decade but at a slower pace than it
                                                                                                Bill Rate        rose in the first few months of 2021.
    0
     2001            2006             2011             2016            2021              2026             2031

    See Figure 2-4 on page 41




    The Economy:                  The economy continues to expand from 2026 to 2031 in CBO’s projections but at a slower
    2026 to 2031                  pace than it does over the first five years of the forecast period, mostly because the agency
                                  expects monetary policy to become less accommodative. Real GDP grows at an average rate of
                                  1.6 percent per year over the 2026–2031 period.

    Average Annual Percentage Change
    4     4.0
                                                                   Projected                                     From 2026 to 2031, real potential GDP
                    3.2         3.2     3.3                                                                      grows in CBO’s projections at roughly
    3               0.7
            2.3                                                                                                  the same rate as it has since the 2007–
                                1.6              2.4
                                        2.0                         2.0                                          2009 recession because of faster growth
    2                                                     1.7                  1.7    Real Potential GDP
                                                 1.4                                                             in potential labor force productivity.
                    2.5                                   1.2       1.6               Potential Labor Force      However, growth in the potential labor
    1                                                                          1.4
            1.6                 1.6                                                   Productivity
                                        1.2      1.0                                                             force is projected to be slower than it was
                                                          0.5       0.4        0.3    Potential Labor Force
    0                                                                                                            in previous periods, largely because of the
         1950− 1974− 1982− 1991− 2002− 2008− 2021− 2026−                                                         aging of the population.
         1973 1981 1990 2001 2007 2020 2025 2031
    See Figure 2-5 on page 44
Chapter 1: The Budget Outlook

Overview                                                              discretionary budget authority that has been provided for
The Congressional Budget Office now estimates that                    those purposes so far in 2021.2
if no new legislation affecting revenues or outlays is
enacted after May 18, 2021, the total federal budget defi-            CBO’s baseline budget projections are meant to provide
cit for fiscal year 2021 will be $3.0 trillion, $0.7 trillion         a benchmark that policymakers can use to assess the
more than the agency estimated when it last issued its                potential effects of future policy; they are not intended to
baseline projections for 2021 to 2031 in February 2021.               provide a forecast of future budgetary outcomes. Future
That increase results primarily from recent legislation               legislative action could lead to markedly different out-
enacted in response to the 2020–2021 coronavirus pan-                 comes—but even if federal laws remained unaltered for the
demic (see Appendix A). A deficit of that amount would                next decade, actual budgetary outcomes would probably
equal 13.4 percent of gross domestic product (GDP),                   differ from CBO’s baseline projections because of un­antic-
about 3 percentage points higher than CBO projected                   ipated economic conditions and many other factors that
in February. In CBO’s projections, deficits fall for a                affect federal revenues and outlays.
few years after 2021 before increasing in nearly all the
remaining years in the projection period. Measured as a               Deficits
percentage of GDP, federal debt follows a similar pattern,            In CBO’s projections, the federal budget deficit in 2021
rising this year, falling over the next few years, and then           is $126 billion less than the deficit recorded last year
rising every year thereafter through 2031.                            but more than triple the shortfall in 2019, before the
                                                                      onset of the pandemic. Measured relative to the size
Assumptions Underlying CBO’s                                          of the economy, this year’s deficit, at 13.4 percent of
Baseline Budget Projections                                           GDP, is smaller than the shortfall of 14.9 percent of
CBO’s standard procedure is to prepare its baseline bud-              GDP recorded in 2020 but larger than the deficit in any
get projections in accordance with provisions set forth               other year since 1945. (Before 2020, the largest deficit
in the Balanced Budget and Emergency Deficit Control                  since the end of World War II was 9.8 percent of GDP,
Act of 1985 (Public Law 99-177, referred to here as the               recorded in 2009.) Deficits continue to decline for a few
Deficit Control Act) and the Congressional Budget and                 years—to 4.7 percent of GDP in 2022 and to 2.9 per-
Impoundment Control Act of 1974 (P.L. 93-344). Those                  cent in 2024—as spending provided in response to the
laws require CBO to construct its baseline under the                  pandemic wanes and the economy continues to improve.
assumptions that current laws governing revenues and                  After 2024, deficits rise, reaching 5.5 percent of GDP by
spending will generally stay the same and that discre-                the end of the projection period in 2031 (see Table 1-1).3
tionary budget authority provided in appropriation acts
in future years will match current funding, with adjust-              2. CBO also did not extrapolate into future years $3 billion in
ments for inflation.1                                                    funding provided for 2021 in division N of the Consolidated
                                                                         Appropriations Act, 2021 (P.L. 116-260). The agency classified
                                                                         that amount, which was also provided in response to the
However, after consulting with the House and Senate                      pandemic, as mandatory funding in its cost estimate but
Budget Committees, CBO deviated from that standard                       reclassified it as discretionary funding in its July 2021 baseline.
procedure when constructing its current baseline for                     About $8 billion in emergency funding provided for other
discretionary spending. Because of the unusual size and                  purposes is projected to continue in the future, with increases to
nature of the emergency funding provided in legisla-                     account for inflation each year after 2021.
tion enacted in response to the pandemic, the agency                  3. Because October 1 will fall on a weekend in calendar years 2022,
did not extrapolate into future years the $184 billion in                2023, and 2028, certain payments that are due on those days
                                                                         will be made at the end of September instead, thus shifting them
                                                                         into the previous fiscal year. In CBO’s projections, those shifts
                                                                         noticeably boost outlays and deficits in fiscal years 2022 and
                                                                         2028 but reduce them in fiscal years 2024 and 2029. If not for
1. Budget authority is the funding provided by federal law to incur      those shifts, deficits would decline in each year between 2021
   financial obligations that will result in immediate or future         and 2023 and increase as a percentage of GDP in all but one year
   outlays of federal government funds.                                  between 2024 and 2031.
6   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                                           July 2021




    Table 1-1 .

    CBO’s Baseline Budget Projections, by Category
                                                                                                                                                           Total
                                      Actual,                                                                                                          2022– 2022–
                                       2020 2021 2022 2023 2024 2025 2026 2027 2028 2029                                           2030        2031     2026 2031
                                                                                           In Billions of Dollars
    Revenues
      Individual income taxes          1,609    1,952       2,328   2,334    2,353   2,383   2,586    2,792     2,871      2,979 3,091 3,209 11,984 26,926
      Payroll taxes                    1,310    1,346       1,391   1,504    1,550   1,588   1,644    1,703     1,768      1,834 1,900 1,968 7,677 16,849
      Corporate income taxes             212      238         317     379      390     402     401      391       393        393   393   397 1,889 3,857
      Other                              291      306         355     381      378     359     354      367       364        366   371   382 1,827 3,676
         Total                         3,421    3,842       4,390   4,597    4,671   4,734   4,984    5,253     5,396      5,572 5,754 5,957 23,376 51,308
            On-budget                  2,456    2,863       3,401   3,513    3,542   3,566   3,773    3,995     4,091      4,218 4,352 4,506 17,796 38,957
            Off-budgeta                  965      979         989   1,085    1,128   1,168   1,211    1,258     1,306      1,354 1,402 1,451 5,581 12,351
    Outlays
      Mandatory                        4,577    4,862       3,589   3,461    3,488   3,711   3,907    4,088     4,418      4,446 4,780 5,025 18,155 40,912
      Discretionary                    1,628    1,652       1,649   1,610    1,592   1,625   1,660    1,701     1,746      1,778 1,827 1,877 8,136 17,065
      Net interest                       345      331         306     315      344     396     467      541       628        712   808   910 1,826 5,425
         Total                         6,550    6,845       5,544   5,386    5,423   5,731   6,033    6,330     6,792      6,935 7,415 7,812 28,118 63,402
            On-budget                  5,598    5,846       4,469   4,231    4,191   4,418   4,642    4,854     5,222      5,268 5,647 5,939 21,950 48,880
            Off-budgeta                  953      999       1,075   1,155    1,233   1,313   1,391    1,476     1,570      1,667 1,769 1,873 6,167 14,521
    Total Deficit                     -3,129 -3,003 -1,153           -789     -753    -998 -1,049 -1,077 -1,395 -1,363 -1,661 -1,855                   -4,741 -12,093
      On-budget                        -3,142 -2,984 -1,067          -718     -648    -852 -869 -859 -1,131 -1,050 -1,294 -1,434                        -4,155 -9,923
      Off-budgeta                          13    -19    -86            -71    -104    -146 -180 -218 -264 -313 -367             -422                      -587 -2,170
    Primary Deficitb                  -2,784 -2,672 -848 -474 -409 -602 -582 -536 -768 -652 -853                     -946                              -2,915      -6,669
    Debt Held by the Public           21,017 23,012 24,392 25,156 25,959 26,967 28,062 29,185 30,733 32,119 33,913 35,827                                 n.a.        n.a.
    Memorandum:
    Gross Domestic Product            21,000 22,401 24,323 25,356 26,191 27,076 28,033 29,103 30,195 31,305 32,449 33,670 130,980 287,702
                                                                              As a Percentage of Gross Domestic Product
    Revenues
      Individual income taxes             7.7      8.7        9.6     9.2      9.0     8.8      9.2      9.6      9.5        9.5     9.5        9.5      9.1         9.4
      Payroll taxes                       6.2      6.0        5.7     5.9      5.9     5.9      5.9      5.9      5.9        5.9     5.9        5.8      5.9         5.9
      Corporate income taxes              1.0      1.1        1.3     1.5      1.5     1.5      1.4      1.3      1.3        1.3     1.2        1.2      1.4         1.3
      Other                               1.4      1.4        1.5     1.5      1.4     1.3      1.3      1.3      1.2        1.2     1.1        1.1      1.4         1.3
         Total                           16.3     17.2       18.1    18.1     17.8    17.5     17.8     18.0     17.9       17.8    17.7       17.7     17.8        17.8
            On-budget                    11.7     12.8       14.0    13.9     13.5    13.2     13.5     13.7     13.5       13.5    13.4       13.4     13.6        13.5
            Off-budgeta                   4.6      4.4        4.1     4.3      4.3     4.3      4.3      4.3      4.3        4.3     4.3        4.3      4.3         4.3
    Outlays
      Mandatory                          21.8     21.7       14.8    13.7     13.3    13.7     13.9     14.0     14.6       14.2    14.7       14.9     13.9        14.2
      Discretionary                       7.8      7.4        6.8     6.3      6.1     6.0      5.9      5.8      5.8        5.7     5.6        5.6      6.2         5.9
      Net interest                        1.6      1.5        1.3     1.2      1.3     1.5      1.7      1.9      2.1        2.3     2.5        2.7      1.4         1.9
         Total                           31.2     30.6       22.8    21.2     20.7    21.2     21.5     21.7     22.5       22.2    22.9       23.2     21.5        22.0
            On-budget                    26.7     26.1       18.4    16.7     16.0    16.3     16.6     16.7     17.3       16.8    17.4       17.6     16.8        17.0
            Off-budgeta                   4.5      4.5        4.4     4.6      4.7     4.9      5.0      5.1      5.2        5.3     5.5        5.6      4.7         5.0
    Total Deficit                       -14.9 -13.4          -4.7    -3.1     -2.9    -3.7     -3.7      -3.7       -4.6    -4.4    -5.1        -5.5     -3.6        -4.2
      On-budget                          -15.0 -13.3         -4.4    -2.8     -2.5    -3.1     -3.1      -3.0       -3.7    -3.4    -4.0        -4.3     -3.2        -3.4
      Off-budgeta                          0.1  -0.1         -0.4    -0.3     -0.4    -0.5     -0.6      -0.7       -0.9    -1.0    -1.1        -1.3     -0.4        -0.8
    Primary Deficitb                    -13.3 -11.9  -3.5            -1.9     -1.6    -2.2  -2.1  -1.8  -2.5  -2.1                  -2.6        -2.8     -2.2        -2.3
    Debt Held by the Public             100.1 102.7 100.3            99.2     99.1    99.6 100.1 100.3 101.8 102.6                 104.5       106.4     n.a.        n.a.

    Data source: Congressional Budget Office. See www.cbo.gov/publication/57263#data.
    n.a. = not applicable.
    a. The revenues and outlays of the Social Security trust funds and the net cash flow of the Postal Service are classified as off-budget.
    b. Primary deficits exclude net outlays for interest.
CHAPTER 1: THE BUDGET OUTLOOK                                         ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   7



The cumulative deficit for 2022 to 2031 is projected to                     of $1.8 trillion at the end of fiscal year 2020 to roughly
total $12.1 trillion (or 4.2 percent of GDP); that short-                   $500 billion at the end of 2021—more in line with
fall is slightly smaller than the cumulative deficit for that               historical norms, though still higher than usual. The
period in the baseline projections that CBO published                       reduction would not affect the deficit but would result in
in February. Until recently, deficits tended to be small                    a decrease in debt of an equal amount.
by historical standards when the economy was rela-
tively strong over a period of several years. For example,                  The deficit also excludes some cash disbursements
between 1970 and 2019, deficits averaged 1.7 percent of                     for credit programs, which increase the amount the
GDP in years when the average unemployment rate for                         Treasury will add to the debt in 2021 by an estimated
the year was below 6 percent. The unemployment rate is                      $277 billion. The largest such cash disbursements are
below 6 percent every year from 2022 to 2031 in CBO’s                       for the Debt Relief Program run by the Small Business
projections, yet the average deficit is about two and a half                Administration (SBA). When all other means of financ-
times that historical average.                                              ing that reconcile the estimated deficit with the Treasury’s
                                                                            borrowing needs are included, the increase in debt held
Primary deficits—that is, deficits excluding net outlays                    by the public in 2021 will be $1.0 trillion less than the
for interest—fall from 11.9 percent of GDP in 2021 to                       deficit, CBO projects, primarily because of the reduction
1.6 percent in 2024, remain near 2.0 percent for the next                   in cash balances (see Table 1-2).
few years, and then increase again and reach 2.8 percent
of GDP in 2031 in CBO’s projections (see Figure 1-1).                       After all the government’s borrowing needs are accounted
From 2022 to 2031, primary deficits average 2.3 percent                     for, debt held by the public rises from $21.0 trillion at
of GDP. Net outlays for interest fall from 1.5 percent of                   the end of 2020 to $35.8 trillion at the end of 2031 in
GDP this year to a low of 1.2 percent in 2023 and then                      CBO’s baseline projections. As a percentage of GDP,
increase over the remainder of the projection period as                     debt at the end of 2031 stands at 106 percent, about
interest rates and federal debt rise. In 2031, net interest                 6 percentage points higher than it was at the end of 2020
outlays total 2.7 percent of GDP, at which point they                       and nearly two and a half times its average over the past
would equal their highest level since 1998.                                 50 years (see Figure 1-2 on page 10).

Debt Held by the Public                                                     Another measure of debt excludes the value of the
The deficits projected in CBO’s baseline would boost                        government’s financial assets. That measure, debt net of
federal debt held by the public, which consists mostly                      financial assets, reflects the government’s overall finan-
of securities that the Treasury issues to raise cash to fund                cial condition by accounting for government spending
the federal government’s activities and pay off its matur-                  that results in the acquisition of financial assets, such as
ing liabilities. The net amount that the Treasury borrows                   student loans. Still another measure—which excludes
by issuing those securities (calculated as the amounts that                 Treasury securities held by the Federal Reserve in addi-
are sold minus the amounts that have matured) is deter-                     tion to those financial assets—better reflects the govern-
mined primarily by the annual budget deficit. However,                      ment’s overall effect on credit markets. In CBO’s baseline
several other factors that are not directly included in                     projections, that measure increases from $13.6 trillion
budget totals also affect the government’s need to borrow                   (or 65 percent of GDP) at the end of 2020 to $28.4 tril-
from the public. Those factors—collectively referred to                     lion (or 84 percent of GDP) at the end of 2031. (Federal
as “other means of financing”—include changes in the                        debt held by the Federal Reserve, which totaled $4.4 tril-
government’s cash balances and cash flows associated                        lion at the end of 2020, increases to $5.3 trillion at
with federal credit programs, such as those related to                      the end of 2021 and to $6.4 trillion in 2023, where it
student loans and loans to small businesses. (Only the                      remains until 2025; thereafter, such debt declines, falling
subsidy costs of those programs are reflected in the bud-                   to $4.8 trillion in 2031.)
get deficit.)4
                                                                            Outlays and Revenues in 2021
CBO estimates that the Treasury will decrease its cash                      In CBO’s projections, spending related to the pandemic
balances by $1.3 trillion this year, from an all-time high                  causes outlays to remain elevated this year. At 30.6 per-
                                                                            cent of GDP, projected outlays for 2021 are slightly
4. For more details on other means of financing and on federal debt         lower than those recorded in 2020 (31.2 percent of
   more broadly, see Congressional Budget Office, Federal Debt: A           GDP) but still significantly higher than their annual
   Primer (March 2020), www.cbo.gov/publication/56165.
8   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                                     July 2021




    Figure 1-1 .

    Total Deficits, Primary Deficits, and Net Interest
    Percentage of GDP
      5                                                                                                    Projected
                                           Primary Deficit                                                                          In CBO’s projections, total
                                               or Surplus                                                                           deficits and primary deficits
      0                                                                                                                             shrink as a percentage of
                                                                                                                                    GDP for the next few years.
                                                                                                                                    Over the latter part of the
                                                         Net Interest
                                                                                                                                    projection period, growing
     −5                                                                                                                             primary deficits (which
                                             Total Deficit                                                                          reflect underlying trends
                                              or Surplus
                                                                                                                                    related to the aging of the
    −10                                                                                                                             population and the rising
                                                                                                                                    costs of health care) and
                                                                                                                                    rising net interest costs
                                                                                                                                    increase total deficits.
    −15
          1971              1981                1991             2001               2011               2021               2031
    Data source: Congressional Budget Office. See www.cbo.gov/publication/57263#data.
    Primary deficits exclude net outlays for interest.
    When October 1 (the first day of the fiscal year) falls on a weekend, certain payments that would have ordinarily been made on that day are instead made at the
    end of September and thus are shifted into the previous fiscal year. All projections presented here have been adjusted to exclude the effects of those timing
    shifts. Historical amounts have been adjusted as far back as the available data will allow.
    GDP = gross domestic product.


    average over the past 50 years (20.6 percent of GDP).                              Mandatory Spending. Mandatory, or direct, spending
    By contrast, revenues are projected to increase, from                              includes outlays for some federal benefit programs and
    16.3 percent of GDP in 2020 to 17.2 percent in 2021,                               for certain other payments to people, businesses, non-
    close to their historical average of 17.3 percent (see                             profit institutions, and state and local governments. Such
    Figure 1-3 on page 11).                                                            outlays are generally governed by statutory criteria and
                                                                                       are not normally constrained by the annual appropri-
    Outlays                                                                            ation process.5 Certain types of payments that federal
    In CBO’s projections, federal outlays in 2021 total                                agencies receive from the public and from other gov-
    $6.8 trillion—about $0.3 trillion (or 4 percent) more                              ernment agencies (such as premiums paid by Medicare
    than the amount recorded in 2020. (Because GDP is                                  beneficiaries and payments made by federal agencies to
    projected to grow faster than outlays this year, outlays                           employees’ retirement plans) are classified as offsetting
    fall in relation to the size of the economy despite the                            receipts and are accounted for in the budget as reduc-
    increase in nominal terms.) Nearly all of that growth                              tions in mandatory spending.
    is attributable to mandatory outlays. Recently enacted
    legislation—primarily the American Rescue Plan Act
    of 2021 (P.L. 117-2, enacted on March 11, 2021)—
    increased projected outlays for this year by $1.1 trillion
    and, along with legislation enacted in 2020 in response                            5. Each year, some mandatory programs are modified by provisions
                                                                                          in annual appropriation acts. Such changes may increase or
    to the pandemic, contributes significantly to keeping out-                            decrease spending for the affected programs for one or more
    lays in 2021 high by historical standards. (By compari-                               years. In addition, some mandatory programs, such as Medicaid,
    son, in 2019, outlays totaled 21.0 percent of GDP, nearly                             the Supplemental Nutrition Assistance Program, and benefits for
    10 percentage points less than CBO projects for 2021.)                                Coast Guard retirees and annuitants, are considered mandatory
                                                                                          but require benefits to be paid from amounts provided in
                                                                                          appropriation acts.
CHAPTER 1: THE BUDGET OUTLOOK                                                 ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031      9



Table 1-2 .

CBO’s Baseline Projections of Federal Debt
Billions of Dollars
                                           Actual,
                                            2020       2021      2022       2023      2024      2025      2026       2027      2028      2029      2030      2031
Debt Held by the Public at
the Beginning of the Year                  16,801 21,017 23,012 24,392 25,156 25,959 26,967 28,062 29,185 30,733 32,119 33,913

Changes in Debt Held by the Public
  Deficit                                    3,129     3,003     1,153        789       753       998     1,049     1,077      1,395     1,363     1,661     1,855
  Other means of financinga                  1,087    -1,008       227        -25        51         9        47        46        152        23       133        58
        Total                                4,216     1,995     1,381        764       804     1,007     1,096     1,123      1,548     1,386     1,795     1,913
Debt Held by the Public at
the End of the Year
  In billions of dollars                   21,017 23,012 24,392 25,156 25,959 26,967 28,062 29,185 30,733 32,119 33,913 35,827
  As a percentage of GDP                    100.1 102.7 100.3     99.2   99.1   99.6 100.1 100.3 101.8 102.6 104.5 106.4
Memorandum:
Federal Financial Assetsb                    2,923     1,915     2,143     2,118      2,168     2,178     2,225     2,271      2,423     2,446     2,579     2,637
Debt Net of Financial Assets
  In billions of dollars                   18,093 21,096 22,250 23,038 23,791 24,789 25,837 26,914 28,310 29,673 31,334 33,190
  As a percentage of GDP                     86.2   94.2   91.5   90.9   90.8   91.6   92.2   92.5   93.8   94.8   96.6   98.6

Debt Held by the Federal Reserve             4,445     5,298     6,182     6,419      6,433     6,448     6,159     5,827      5,546     5,284     5,034     4,832
Debt Net of Financial Assets and Debt
Held by the Federal Reserve
  In billions of dollars                   13,648 15,799 16,067 16,619 17,358 18,340 19,678 21,087 22,764 24,389 26,300 28,358
  As a percentage of GDP                     65.0   70.5   66.1   65.5   66.3   67.7   70.2   72.5   75.4   77.9   81.1   84.2
Gross Federal Debtc                        26,902 29,058 30,541 31,451 32,313 33,329 34,394 35,342 36,710 37,876 39,393 40,974
Debt Subject to Limit   d
                                           26,920 29,077 30,560 31,471 32,333 33,348 34,414 35,361 36,729 37,893 39,409 40,990
Average Interest Rate on Debt
Held by the Public (Percent)                    2.0       1.7       1.4       1.4        1.5       1.6       1.8       2.0       2.2        2.4       2.6       2.7

Data sources: Congressional Budget Office; Department of the Treasury. See www.cbo.gov/publication/57263#data.
GDP = gross domestic product.
a. Factors not included in budget totals that affect the government’s need to borrow from the public. Those factors include changes in the government’s cash
   balances and cash flows associated with federal credit programs, such as those related to student loans. (Only the subsidy costs of those programs are
   reflected in the budget deficit.)
b. The value of outstanding student loans and other credit transactions, cash balances, and various financial instruments.
c. Federal debt held by the public plus Treasury securities held by federal trust funds and other government accounts.
d. The amount of federal debt that is subject to the overall limit set in law. That measure of debt excludes debt issued by the Federal Financing Bank and
   reflects certain other adjustments that are excluded from gross federal debt. The debt limit was most recently set at $22.0 trillion but has been suspended
   through July 31, 2021. On August 1, 2021, the debt limit will be raised to its previous level plus the amount of federal borrowing that occurred while the limit
   was suspended. CBO’s baseline projections reflect the assumption that the limit will be raised as needed. For more details, see Congressional Budget Office,
   Federal Debt and the Statutory Limit, February 2019 (February 2019), www.cbo.gov/publication/54987.
10   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                              July 2021




     Figure 1-2 .

     Federal Debt Held by the Public, 1940 to 2031
     Percentage of GDP
     120                                                                                                       Projected


     100


      80                                                                                                                       By 2031, federal debt held
                                                                                                                               by the public is projected
      60                                                                                                                       to exceed 106 percent of
                                                                                                                               GDP—about equal to debt
                                                                                                                               in 1946, when it was the
      40
                                                                                                                               highest it has ever been.

      20


       0
           1941       1951        1961         1971         1981        1991         2001        2011       2021        2031
     Data source: Congressional Budget Office. See www.cbo.gov/publication/57263#data.
     GDP = gross domestic product.



     The Deficit Control Act requires CBO to construct                                were in 2020 (see Table 1-3). As a share of GDP, those
     baseline projections for most mandatory spending under                           outlays are projected to amount to 21.7 percent—about
     the assumption that current laws continue unchanged.6                            the same share as last year, which was the highest per-
     Therefore, CBO’s baseline projections of mandatory                               centage recorded since at least 1962 (the earliest year for
     spending reflect the estimated effects of changes in the                         which such data have been reported). For some pro-
     economy, growth in the number of beneficiaries of                                grams, outlays exceed the amounts recorded in 2020; for
     certain mandatory programs, and other factors related to                         others, outlays have declined but remain well above their
     the costs of those programs. The projections also incor-                         prepandemic level.
     porate a set of across-the-board reductions in budgetary
     resources (known as sequestration) that are required                             The following programs have the largest projected
     under current law for some mandatory programs.                                   increases in 2021:

     In 2021, CBO estimates, total mandatory outlays (net
                                                                                      • Refundable tax credits. Outlays for refundable
                                                                                            tax credits total $706 billion in 2021 in
     of offsetting receipts) will amount to $4.9 trillion under
                                                                                            CBO’s projections, $327 billion more than
     current law, $284 billion (or 6 percent) more than they
                                                                                            the amount recorded in 2020. Most of that
                                                                                            increase—$287 billion—stems from the recovery
     6. Section 257 of the Deficit Control Act also requires CBO to                         rebates for individuals that were provided in response
        project spending for certain mandatory programs beyond their                        to the pandemic.7 In addition, a temporary expansion
        scheduled expiration and to project spending for entitlement
                                                                                            of the child tax credit for 2021 boosts mandatory
        programs, including Social Security and Medicare, under the
        assumption that they will be fully funded, and thus able to make                    outlays by $45 billion.
        all scheduled payments, even if the trust funds associated with
        those programs do not have sufficient resources to make full
                                                                                      • Coronavirus State and Local Fiscal Recovery Funds. In
        payments. Other rules that govern the construction of CBO’s
                                                                                            2020 and 2021, lawmakers provided direct assistance
        baseline projections have been developed by the agency in                           to state, local, tribal, and territorial governments in
        consultation with the House and Senate Budget Committees.
        For further details, see Congressional Budget Office, How                     7. The Treasury has classified all of the recovery rebates paid in
        CBO Prepares Baseline Budget Projections (February 2018),                        advance of tax return filings as outlays rather than as reductions
        www.cbo.gov/publication/53532.                                                   in revenues.
CHAPTER 1: THE BUDGET OUTLOOK                                                ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   11



Figure 1-3 .

Total Outlays and Revenues
Percentage of Gross Domestic Product
40                                                                                                      Projected



                                                                                                                                Outlays are projected to
30
                                                Average Outlays,                                                                drop from recent highs as
                                                 1971 to 2020                 Outlays                                           pandemic-related spending
                                                    (20.6%)
                                                                                                                                wanes and then trend
20                                                                                                                              upward, as they did before
                                                                                                                                the pandemic. Revenues
                                                                                                                                are projected to hover
                                              Average Revenues,               Revenues
                                                1971 to 2020                                                                    around their historical
10
                                                   (17.3%)                                                                      average as a share of the
                                                                                                                                economy.

 0
  1971               1981                1991                2001               2011                2021                2031

Data source: Congressional Budget Office. See www.cbo.gov/publication/57263#data.
When October 1 (the first day of the fiscal year) falls on a weekend, certain payments that would have ordinarily been made on that day are instead made at the
end of September and thus are shifted into the previous fiscal year. All projections presented here have been adjusted to exclude the effects of those timing
shifts. Historical amounts have been adjusted as far back as the available data will allow.


     response to the pandemic. Outlays for such assistance                              benefits for 2021 and expanded the program that
     will total $284 billion this year, CBO estimates,                                  allows states to provide benefits to replace meals that
     significantly more than the $149 billion recorded                                  children would otherwise have received at school.
     in 2020.                                                                           A projected increase in SNAP enrollment and
                                                                                        an ongoing program that allows states to provide
• Medicaid. Outlays for the program will total                                          households with additional benefits during the public
     $519 billion this year, CBO estimates, an increase
                                                                                        health emergency will also boost outlays this year. (By
     of $61 billion (or 13 percent) from last year. That
                                                                                        comparison, outlays for SNAP totaled $63 billion
     spending is boosted by two provisions enacted in
                                                                                        in 2019.)
     response to the public health emergency caused
     by the pandemic. The first raised the portion of
                                                                                   CBO anticipates that outlays for a number of other pro-
     Medicaid costs that the federal government must
                                                                                   grams will be lower in 2021 than they were in 2020 but
     cover. The second required that states maintain
                                                                                   remain well above their prepandemic amounts. Those
     coverage for almost all Medicaid enrollees regardless
                                                                                   programs include the following:
     of any changes in their income or circumstances that
     would otherwise cause them to become ineligible for                           • Unemployment compensation. Outlays for
     the program. Both provisions are set to remain in                                  unemployment compensation, which soared
     place for the duration of the public health emergency,                             to $472 billion in 2020, are projected to fall to
     which CBO anticipates will continue through                                        $380 billion in 2021. Despite that drop, they
     July 2022.                                                                         remain well above the $28 billion recorded for such
                                                                                        benefits in 2019, mostly because legislation extended
• Supplemental Nutrition Assistance Program (SNAP).                                     pandemic-related unemployment benefits through
     Outlays for SNAP are projected to total $145 billion
                                                                                        September 2021. In addition, the unemployment
     this year, an increase of $59 billion (or 69 percent)
                                                                                        rate and the number of people claiming benefits are
     from last year. Much of that increase stems from
                                                                                        expected to remain elevated in 2021 (but lower than
     recently enacted legislation that increased SNAP
                                                                                        they were in 2020).
12   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                         July 2021




     Table 1-3 .

     CBO’s Baseline Projections of Mandatory Outlays
     Billions of Dollars
                                                                                                                                          Total
                                                 Actual,                                                      2022– 2022–
                                                  2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2026 2031
     Social Security
       Old-Age and Survivors Insurance               945 987 1,053 1,122 1,191 1,264 1,340 1,418 1,510 1,602 1,695 1,790                5,970 13,985
       Disability Insurance                          144 142 150 159 167 175 183 191 195 202 209 216                                      833 1,846
             Subtotal                              1,090 1,129 1,203 1,281 1,358 1,439 1,523 1,610 1,706 1,803 1,904 2,005              6,803 15,831
     Major Health Care Programs
       Medicarea,b                                   912    831     904 1,013 1,041 1,171 1,258 1,353 1,529 1,481 1,664 1,768           5,388 13,183
       Medicaid                                      458    519     545 513 520 542 571 602 636 671 709 749                             2,691 6,057
       Premium tax credits and
       related spendingc                              57    68    78    53    56    59    61    61    65    68    71    75                305    645
       Children’s Health Insurance Program            17    16    16    15    16    16    17    18    18    19    19    20                 80    174
             Subtotala,b                           1,445 1,435 1,543 1,594 1,632 1,788 1,906 2,034 2,247 2,239 2,463 2,611              8,464 20,059
     Income Security Programs
        Earned income, child, and other
        tax creditsd                                 380    706     178      92      94        94    95    80    80    80    81    81    553        955
        Supplemental Nutrition
        Assistance Program                            86 145        105      79      79        80    80    80    79    78    78    77     423       815
        Supplemental Security Incomeb                 57    56       63      61      58        65    66    68    75    66    73    75     313       670
        Unemployment compensation                    472 380         45      30      32        34    37    38    39    41    44    46     177       385
        Family support and foster caree               33    37       54      49      35        35    35    35    35    36    36    36     207       385
        Child nutrition                               24    27       28      28      29        30    32    33    34    36    37    39     148       327
              Subtotalb                            1,051 1,351      472     339     327       338   344   334   343   337   348   353   1,820     3,536
     Federal Civilian and Military Retirement
       Civilianf                                     109    110     115     119     123       126   130   133   137   141   145   149     612     1,317
       Militaryb                                      62     63      71      69      66        73    75    78    86    77    85    88     354       768
       Other                                           *      4      41      46      13         1    10     6     6     6     6     6     110       140
              Subtotalb                              171    177     227     234     201       200   215   217   229   223   236   244   1,076     2,225
     Veterans’ Programsb
       Income securityg                              110    119     137     133     126       142   147   152   170   149   167   173    684      1,495
       Other                                          12     11      29      19      18        19    19    19    21    19    21    23    104        206
            Subtotalb                                122    130     166     152     144       161   166   171   191   168   188   195    788      1,701
     Other Programs
        Small Business Administration                552    323       24     10           *     *     0     0     0     0     0     0     34          34
        Coronavirus State and Local
        Fiscal Recovery Funds                        149    284       77      1       0         0     0     0     0     0     0     0     78         78
        Higher education                             124    108        7      6       6         6     7     7     7     8     8     9     32         71
        Agriculture                                   31     48       17     14      15        16    16    17    17    17    17    17     78        163
        Air carrier worker support                    28     31        *      *       *         *     *     *     *     *     *     *      *          *
        Educational Stabilization Fund                 0     12       45     38      31        23    11     4     2     0     0     0    148        154
        MERHCF                                        11     11       12     12      13        14    14    15    16    17    17    18     65        148
        Fannie Mae and Freddie Mach                    0      0        6      7       8         8     8     8     8     8     8     9     36         76
        Public Health and Social Services
        Emergency Fund                                 0     17      40       8       3         1     0     0     0     0     0     0      53        53
        Emergency rental assistance                    0     34      13       0       0         0     0     0     0     0     0     0      13        13
        Deposit insurance                             -7     -8      -6      -6      -5        -5    -6    -7    -8    -8    -9   -10     -27       -69
        Other                                         88     81     143     120      98        89    83    83    84    83    82    77     533       943
              Subtotal                               976    941     379     209     169       152   134   128   126   124   123   120   1,043     1,664
     Mandatory Outlays, Excluding the
     Effects of Offsetting Receiptsa,b            4,855 5,163 3,990 3,808 3,831 4,078 4,288 4,493 4,843 4,895 5,262 5,528 19,995 45,015

                                                                                                                                            Continued
CHAPTER 1: THE BUDGET OUTLOOK                                                   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031       13



Table 1-3.                                                                                                                                               Continued

CBO’s Baseline Projections of Mandatory Outlays
Billions of Dollars
                                                                                                                                                          Total
                                               Actual,                                                      2022– 2022–
                                                2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2026 2031
Offsetting Receipts
   Medicarei                                      -143    -149    -163     -174    -184    -199    -215     -233    -253    -271     -293    -314      -934 -2,299
   Federal share of federal employees’
   retirement
      Civil service retirement and other           -43     -47      -51     -53     -54     -56     -58      -59     -61     -63      -66     -68      -272   -589
      Military retirement                          -22     -25      -26     -27     -27     -28     -28      -29     -30     -30      -31     -32      -136   -288
      Social Security                              -19     -21      -22     -23     -24     -25     -26      -27     -28     -29      -30     -31      -118   -262
         Subtotal                                  -83     -93      -99    -102    -105    -108    -112     -115    -119    -123     -126    -130      -526 -1,139
   Receipts related to natural resources    -10   -10   -11   -12   -13   -12   -12   -13   -13   -14   -15   -15    -60  -129
   MERHCF                                    -8    -9   -10   -10   -11   -11   -12   -12   -13   -13   -14   -15    -53  -121
   Fannie Mae and Freddie Mach               -4    -5     0     0     0     0     0     0     0     0     0     0      0     0
   Other                                    -29   -36 -118    -49   -31   -37   -31   -31   -28   -28   -34   -29  -265   -415
        Subtotal                          -277 -302 -401 -347 -343 -367 -381 -405 -425 -449 -482 -503 -1,839 -4,103
           Total Mandatory Outlays, Net
           of Offsetting Receiptsa,b     4,577 4,862 3,589 3,461 3,488 3,711 3,907 4,088 4,418 4,446 4,780 5,025 18,155 40,912

Memorandum:
Outlays Net of Offsetting Receipts
  Medicare                                        769 683 742 839 857 972 1,043 1,120 1,276 1,210 1,371 1,453                                         4,454 10,883
  Major health care programs                    1,302 1,286 1,381 1,420 1,448 1,590 1,691 1,800 1,994 1,968 2,170 2,297                               7,530 17,759

Data source: Congressional Budget Office. See www.cbo.gov/publication/57263#data.
Data on outlays for benefit programs in this table generally exclude administrative costs, which are discretionary.
MERHCF = Department of Defense Medicare-Eligible Retiree Health Care Fund (including TRICARE for Life); * = between zero and $500 million.
a. Excludes the effects of Medicare premiums and other offsetting receipts. (Net Medicare spending, which includes those offsetting receipts, is shown in the
   memorandum section of the table.)
b. When October 1 (the first day of the fiscal year) falls on a weekend, as it will in calendar years 2022, 2023, and 2028, certain payments that would ordinarily
   have been made on that day are instead made at the end of September and thus are shifted into the previous fiscal year.
c. Premium tax credits are federal subsidies for health insurance purchased through the marketplaces established under the Affordable Care Act. Related
   spending consists almost entirely of payments for risk adjustment and outlays for the Basic Health Program.
d. Includes outlays for recovery rebates for individuals, the American Opportunity Tax Credit, and other credits.
e. Includes outlays for Temporary Assistance for Needy Families, Child Support Enforcement, Child Care Entitlement to States, the Child Care and Development
   Block Grant, and other programs that benefit children.
f. Includes benefits for retirement programs in the civil service, foreign service, and Coast Guard; benefits for smaller retirement programs; and annuitants’
   health care benefits.
g. Includes veterans’ compensation, pensions, and life insurance programs. (Outlays for veterans’ health care are classified as discretionary.)
h. Cash payments from Fannie Mae and Freddie Mac to the Treasury are recorded as offsetting receipts in 2020 and 2021. Beginning in 2022, CBO’s estimates
   reflect the net lifetime costs—that is, the subsidy costs adjusted for market risk—of the guarantees that those entities will issue and of the loans that they will
   hold. CBO counts those costs as federal outlays in the year of issuance.
i. Includes premium payments, recoveries of overpayments made to providers, and amounts paid by states from savings on Medicaid’s prescription drug costs.
14   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                             July 2021




     • Small Business Administration loans. Mandatory                                 • Emergency rental assistance. Support to state,
         outlays for the SBA will total $323 billion in 2021,                             local, tribal, and territorial governments to assist
         CBO estimates, down from $552 billion in 2020 but                                households in making rent and utility payments will
         still very high by historical standards. (Such outlays                           increase outlays in 2021 by $34 billion.
         totaled −$1 billion in 2019, reflecting a downward
         revision to the subsidy costs of loans made in previous
                                                                                      • Agriculture. Outlays for major agriculture programs
                                                                                          will increase by $17 billion in 2021, to a total of
         years.) The Paycheck Protection Program accounts
                                                                                          $48 billion, CBO estimates. That increase is largely
         for most of that change; outlays for the program
                                                                                          the result of continued spending on the Coronavirus
         are projected to fall from $526 billion in 2020 to
                                                                                          Food Assistance Program, which provides assistance
         $290 billion this year.
                                                                                          to farmers, ranchers, and consumers affected by the
     • Higher education. CBO estimates that outlays for                                   pandemic. Recently enacted legislation related to the
         higher education will fall from $124 billion in 2020                             pandemic will also increase outlays for agriculture
         to $108 billion in 2021. (Those outlays will still be                            programs in 2021, CBO estimates.
         well above the $33 billion they totaled in 2019.)
         That drop in outlays occurs primarily because the                            Changes in mandatory spending for a variety of other
         $95 billion upward revision to the subsidy costs of                          programs and activities—including subsides for health
         student loans disbursed in previous years that the                           insurance, veterans’ programs, and federal retirement
         Administration plans to record in 2021 is smaller                            programs—account for the rest of the increase.
         than the revision recorded in 2020 (though it is still
         much larger than the 2019 revision).8 The 2020 and                           Discretionary Spending. Discretionary spending
         2021 revisions were made primarily to account for                            encompasses an array of federal activities that are funded
         updated projections of income of borrowers with                              through or controlled by appropriations. That category
         income-driven repayment plans, which would result                            includes most defense spending; spending for many
         in lower repayments of principal and payments of                             nondefense activities, such as elementary and secondary
         interest by those borrowers.                                                 education, housing assistance, international affairs, and
                                                                                      the administration of justice; and outlays for highway
     Taken together, outlays for all other mandatory programs                         programs.9 In any year, some discretionary outlays arise
     are estimated to rise, on net, by $40 billion (or 2 per-                         from budget authority provided in the same year, and
     cent) in 2021. The largest of those changes are for the                          some arise from appropriations made in previous years.
     following programs:
                                                                                      Discretionary funding for 2021 is governed by limits, or
     • Medicare. Outlays for Medicare (net of offsetting                              caps, that were previously set in law.10 (No statutory caps
         receipts) will fall by $86 billion (or 11 percent)
                                                                                      are in place for years after 2021.) Some elements of dis-
         in 2021, to $683 billion, CBO projects. That
                                                                                      cretionary funding are not constrained by the caps. For
         decrease is largely the result of two factors. First,
                                                                                      most of those exceptions, the caps are adjusted to accom-
         whereas Medicare made payments totaling roughly
                                                                                      modate the funding provided. In particular, adjustments
         $100 billion to providers through accelerated and
                                                                                      to the caps are made for all appropriations designated
         advance payment programs in 2020, it is not making
                                                                                      for emergency requirements and overseas contingency
         such payments in 2021. Second, CBO expects
         recoupment of those 2020 payments to decrease
         outlays by $35 billion in 2021.                                              9. The budget authority for highway programs is provided in
                                                                                         authorizing legislation and is considered mandatory.
     • Social Security. Outlays for Social Security are
                                                                                      10. Most discretionary funding is limited by caps that were originally
         estimated to increase by $39 billion (or 4 percent)
                                                                                          specified in the Budget Control Act of 2011 (P.L. 112-25)
         in 2021, to $1.1 trillion, as a result of growth in                              and modified by subsequent legislation. See Congressional
         the average benefit payment and the number of                                    Budget Office, cost estimate for the Bipartisan Budget Act of
         beneficiaries.                                                                   2019 (July 23, 2019), www.cbo.gov/publication/55478. Under
                                                                                          current law, separate caps exist for defense and nondefense funding
                                                                                          through 2021. If the total amount of discretionary funding
                                                                                          provided in appropriation acts for a given year exceeds the cap
     8. CBO does not estimate those revisions to subsidy costs; rather,                   for either category, the President must sequester—or cancel—a
        that total reflects the amount that the Office of Management and                  sufficient amount of budgetary resources (following procedures
        Budget has indicated that it will record in fiscal year 2021.                     specified in the Budget Control Act) to eliminate the breach.
CHAPTER 1: THE BUDGET OUTLOOK                                             ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   15



operations (OCO) in accordance with section 251 of the                          and 2021 was provided in legislation enacted in response
Deficit Control Act.11 Subject to certain limits, addi-                         to the ongoing pandemic.
tional adjustments are made for funding designated for
disaster relief activities, some efforts to reduce overpay-                     CBO anticipates that if no further appropriations
ments in benefit programs, and wildfire suppression.                            are provided this year, discretionary outlays will total
                                                                                $1.7 trillion in 2021—$25 billion (or 2 percent) more
Two types of spending neither count toward the caps nor                         than they were last year. Outlays rise in 2021 even as the
result in an adjustment to the caps: a portion of fund-                         budget authority provided falls, primarily because of the
ing—up to amounts specified in law—for certain activi-                          large increase in budget authority provided in 2020.
ties authorized by the 21st Century Cures Act (P.L. 114-
255) and a small portion of funding provided for                                In CBO’s projections, discretionary funding for defense
2021 in division N of the Consolidated Appropriations                           totals $741 billion in 2021, including $69 billion for
Act, 2021 (P.L. 116-260).12                                                     OCO. Defense outlays, which amounted to $714 bil-
                                                                                lion in 2020, increase by $25 billion (or 4 percent), to
By CBO’s estimate, discretionary budget authority for                           $739 billion. Outlays for military personnel increase by
2021 totals $1.6 trillion, $284 billion (or 15 percent)                         $7 billion, as do outlays for operation and maintenance.
less than the amount provided in 2020. That total for                           Outlays for procurement and outlays for research and
2021 includes $295 billion for emergency requirements,                          development each increase by $4 billion.
OCO, and other activities not constrained by the caps
(see Table 1-4).13 The drop in budget authority in                              For 2021, nondefense discretionary funding totals
2021 mostly stems from a significant reduction in fund-                         $874 billion in CBO’s baseline projections. That total
ing for activities that have been designated as emergency                       includes $225 billion that is not limited by the caps on
requirements in accordance with the Deficit Control Act.                        discretionary funding. Of that amount, $222 billion
Funding for such activities totaled $487 billion in 2020;                       resulted in cap adjustments—$192 billion for activi-
so far in 2021, $192 billion has been provided for such                         ties designated as emergency requirements, $17 billion
activities. Almost all of the emergency funding for 2020                        for disaster relief, $8 billion for OCO, $2 billion for
                                                                                efforts to reduce overpayments in benefit programs,
11. Overseas contingency operations are certain military and                    and $2 billion for wildfire suppression. The remaining
    diplomatic activities in Afghanistan and elsewhere, although                amounts—$3 billion in appropriations stemming from
    some funding designated for OCO has not been directly related
    to those activities.
                                                                                division N of the Consolidated Appropriations Act,
                                                                                2021, and $0.5 billion for 21st Century Cures Act pro-
12. In its cost estimate for division N of P.L. 116-260, CBO classified         grams—are not subject to the caps and did not result in
    the funding provided as mandatory in keeping with section 1401
    of division O of that legislation. See Congressional Budget Office,
                                                                                cap adjustments.
    cost estimate for division N, Additional Coronavirus Response
    and Relief, of H.R. 133, Consolidated Appropriations Act, 2021,             Under current law, CBO expects that nondefense discre-
    enacted as P.L. 116-260 on December 27, 2020 (January 14,                   tionary outlays will total $914 billion in 2021, about the
    2021), www.cbo.gov/publication/56961. After consulting with                 same as they totaled in 2020; that estimate is the result
    the Office of Management and Budget, CBO reclassified nearly
                                                                                of some large, but mostly offsetting, changes in 2021.
    $3.4 billion of that funding as discretionary in its July baseline
    projections because that funding was provided for activities that           Outlays from the Public Health and Social Services
    have historically received discretionary funding.                           Emergency Fund will fall by $36 billion in 2021, and
                                                                                spending on disaster loans will fall by $22 billion, CBO
13. The amount that is constrained by the caps—$1,320 billion—is
    $22 billion more than the overall limit on discretionary funding
                                                                                estimates. Those reductions are projected to mostly
    for this year; that excess occurs primarily because appropriation           be offset by a $16 billion increase in outlays from the
    acts for 2021 included provisions that were estimated to reduce             Education Stabilization Fund, a $10 billion increase in
    budget authority for mandatory programs on net. When an                     transit infrastructure grants, and a number of smaller
    appropriation act includes changes that affect mandatory                    increases in spending for a variety of programs.
    funding, the estimated changes are included in estimates of
    discretionary funding that it provides when assessing whether
    the act complies with the limits on budget authority. Once the              Net Interest. In the budget, net interest outlays pri-
    legislation is enacted, however, any such changes are incorporated          marily consist of the government’s interest payments on
    into CBO’s baseline projections for mandatory spending. The                 federal debt, offset by interest income that the govern-
    opposite occurs when authorizing legislation provides funding for           ment receives. Net outlays for interest are dominated by
    activities that traditionally receive discretionary appropriations.
16   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                                             July 2021




     Table 1-4 .

     CBO’s Baseline Projections of Discretionary Spending
     Billions of Dollars
                                                                                                                                                               Total
                                               Actual,                                                       2022– 2022–
                                                2020a 2021a 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2026 2031
     Budget Authority
       Defense                                    757 741 763 782 803 823 844 865 887 909 931 954 4,015 8,561
       Nondefense                               1,142 874 714 734 754 775 795 816 835 856 877 899 3,773 8,054
         Total                                  1,899 1,614 1,477 1,516 1,557 1,599 1,639 1,681 1,721 1,765 1,808 1,853 7,788 16,615
     Outlays
       Defense                                    714 739 751 762 774 798 817 837 864 873 901 923 3,902 8,300
       Nondefense                                 914 914 899 847 818 827 843 864 882 904 926 954 4,234 8,765
          Total                                 1,628 1,652 1,649 1,610 1,592 1,625 1,660 1,701 1,746 1,778 1,827 1,877 8,136 17,065
     Memorandum:
     Caps on Budget Authority Specified in
     the Budget Control Act (as Amended),
     Including Automatic Reductions to
     the Caps
        Defense                              667 672                 n.a.    n.a.     n.a.     n.a.     n.a.     n.a.     n.a.     n.a.    n.a.     n.a.     n.a.        n.a.
        Nondefense                           622 627                 n.a.    n.a.     n.a.     n.a.     n.a.     n.a.     n.a.     n.a.    n.a.     n.a.     n.a.        n.a.
          Total                            1,288 1,298               n.a.    n.a.     n.a.     n.a.     n.a.     n.a.     n.a.     n.a.    n.a.     n.a.     n.a.        n.a.
     Spending Not Constrained by
     the Capsb
        Defense                                    90       69       n.a.    n.a.     n.a.     n.a.     n.a.     n.a.     n.a.     n.a.    n.a.     n.a.     n.a.        n.a.
        Nondefense                                503      225       n.a.    n.a.     n.a.     n.a.     n.a.     n.a.     n.a.     n.a.    n.a.     n.a.     n.a.        n.a.
          Total                                   593      295       n.a.    n.a.     n.a.     n.a.     n.a.     n.a.     n.a.     n.a.    n.a.     n.a.     n.a.        n.a.

     Data source: Congressional Budget Office. See www.cbo.gov/publication/57263#data.
     Nondefense discretionary outlays are usually greater than budget authority because of spending from the Highway Trust Fund and the Airport and Airway
     Trust Fund that is subject to obligation limitations set in appropriation acts. The budget authority for such programs is provided in authorizing legislation and is
     considered mandatory.
     n.a. = not applicable.
     a. The amount of nondefense budget authority for 2020 and 2021 does not match the sum of the caps on funding and the adjustments to the caps. That occurs
        mostly because net reductions in mandatory budget authority stemming from provisions in appropriation acts for those years were credited as offsets to new
        discretionary budget authority when the acts’ compliance with the caps was determined. In CBO’s baseline projections, those changes to mandatory budget
        authority appear in their normal mandatory accounts.
     b. Some discretionary funding related to certain types of activities is not constrained by the caps; for most of those activities, the caps are adjusted to
        accommodate such funding, up to certain limits. Specifically, appropriations designated for overseas contingency operations and for activities designated
        as emergency requirements are assumed to grow with inflation after 2021, and the caps are adjusted accordingly. (After consulting with the House and
        Senate Budget Committees, CBO did not extrapolate into future years the discretionary funding designated as an emergency requirement that was provided
        in legislation enacted specifically in response to the 2020–2021 coronavirus pandemic because of the unusual size and nature of that funding.) For three
        other activities—disaster relief, wildfire suppression, and certain efforts to reduce overpayments in benefit programs—the extent to which the caps can be
        adjusted is subject to annual constraints, as specified in law. There are two additional exceptions: A portion of funding for certain activities authorized by the
        21st Century Cures Act (P.L. 114-255) and a small portion of funding provided by division N of the Consolidated Appropriations Act, 2021 (P.L. 116-260), that
        was originally classified as mandatory spending do not count toward the caps but do not result in an adjustment to the cap limits. (After consulting with the
        budget committees, CBO did not extrapolate the latter amount into future years.)
CHAPTER 1: THE BUDGET OUTLOOK                                 ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   17



the interest paid to holders of the debt that the Treasury         revenues. The specific reasons for those greater-than-an-
issues to the public. The Treasury also pays interest              ticipated collections will become clearer as detailed
on debt issued to trust funds and other government                 information about taxable income from individual and
accounts, but such payments are intragovernmental                  corporate income tax returns becomes available over the
transactions that have no effect on the budget deficit.            next two years.

Although debt held by the public is set to increase by              Outlays and Revenues From
9 percent from 2020 to 2021, net outlays for interest are           2022 to 2031
projected to fall by $15 billion this year, to $331 billion         In nominal terms, federal outlays are projected to fall
(or 1.5 percent of GDP). That drop occurs primarily                 by nearly $1.5 trillion (or 21 percent) over the next two
because the average interest rate paid by the Treasury              years before growing at an average annual rate of nearly
has been lower in 2021 than it was in 2020. Partially               5 percent over the remainder of the projection period.
offsetting that reduction, inflation has been higher in             Revenues increase by about $0.5 trillion (or 14 percent)
2021, resulting in larger increases in the principal of             in 2022 in CBO’s projections and then grow by about
inflation-protected securities. Because those increases are         3 percent per year, on average, through 2031.
recorded as interest outlays, higher inflation raises net
outlays for interest.                                               Outlays
                                                                    In CBO’s baseline projections, federal outlays fall from
Revenues                                                            $6.8 trillion this year to $5.5 trillion in 2022 and to
Despite the economic disruptions that resulted from                 $5.4 trillion in 2023 and 2024. Thereafter, outlays rise,
the pandemic and the actions taken in response, federal             reaching $7.8 trillion in 2031.
revenues declined by only 1 percent in 2020, totaling
$3.4 trillion (or 16.3 percent of GDP). Those receipts              Measured relative to the size of the economy, federal
reflect income generated and economic activity that                 outlays fall in CBO’s projections from 31 percent of
occurred before and after the disruptions began and the             GDP in 2021 to just under 21 percent in 2024, roughly
federal government responded by enacting legislation                the same as the share recorded in 2019 (see Figure 1-4).
and implementing other policy changes.                              Both mandatory and discretionary outlays decline in
                                                                    relation to GDP through 2024 as spending related to the
On the basis of receipts recorded through May 2021,                 pandemic falls. Net outlays for interest fall in 2022 and
CBO anticipates that revenues will rise by 12 percent               2023, primarily because interest rates remain low by his-
this year to reach $3.8 trillion (or 17.2 percent of GDP).          torical standards. Federal outlays generally increase after
That growth is projected to occur even though CBO                   2024, reaching 23 percent of GDP in 2031. That growth
expects the effects of social distancing measures put               stems from rising interest rates and underlying trends
in place to curb the spread of COVID-19 (the disease                related to the aging of the population and the rising costs
caused by the coronavirus) and of legislation enacted               of health care.
since March 2020 (including the American Rescue Plan
Act) to continue to weigh on receipts this year.                   Mandatory Spending. In CBO’s baseline projections,
                                                                   outlays for mandatory programs (net of offsetting
The projected growth in receipts largely reflects increases        receipts) fall from nearly 22 percent of GDP in 2021 to
in collections of individual and corporate income taxes,           about 13 percent in 2024 and then rise in most years
which are expected to grow this year by 21 percent and             thereafter, reaching 15 percent of GDP by 2031. (Such
13 percent, respectively. Recent collections from both of          outlays averaged just over 10 percent of GDP each
those sources, which include taxes withheld from work-             year from 1971 to 2020.) That pattern occurs mostly
ers’ paychecks as well as final payments of taxes for the          because spending related to the pandemic falls over the
2020 tax year and estimated payments of taxes for both             next few years and two underlying factors—the aging of
2020 and 2021, have been greater than CBO anticipated              the population and rapid growth in federal health care
when it made its projections earlier this year. Those col-         costs—put upward pressure on mandatory outlays. The
lections were more robust than the amounts implied by              aging of the population causes the number of partici-
currently available data on the economy given the past             pants in Social Security and Medicare to grow faster than
relationship between the level of economic activity and            the overall population, and federal health care costs per
18   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                                     July 2021




     Figure 1-4 .

     Outlays, by Category
     Percentage of Gross Domestic Product
     24                                                                                                      Projected



                                                                                                                                     Every category of spending
     16                                                                                                                              drops in the near term. In
                                                                                                                 Mandatory
                                                                                                                                     later years, rising spending
                                                                                                                                     for Social Security and the
                                                                                                                                     major health care programs
                                                                                                                                     boosts mandatory outlays,
      8                                                                                                                              and net interest costs
                                                                                                                Discretionary
                                                                                                                                     increase as interest rates
                                                                                                                                     and federal debt rise.
                                                                                                                Net Interest

      0
       1971               1981                1991                2001               2011                2021                2031
     Data source: Congressional Budget Office. See www.cbo.gov/publication/57263#data.
     When October 1 (the first day of the fiscal year) falls on a weekend, certain payments that would have ordinarily been made on that day are instead made at the
     end of September and thus are shifted into the previous fiscal year. All projections presented here have been adjusted to exclude the effects of those timing
     shifts. Historical amounts have been adjusted as far back as the available data will allow.


     beneficiary continue to rise faster than GDP per capita.                           • Outlays for Social Security fall slightly in 2022 to
     As a result of those two trends, outlays for Social Security                           4.9 percent of GDP in 2022 and then rise steadily
     and Medicare increase in relation to GDP between 2021                                  thereafter, reaching 6.0 percent of GDP in 2031.
     and 2031 (see Table 1-5). The effects of those trends
     on federal spending will persist beyond the projection
                                                                                        • Outlays for Medicare equal 3.0 percent of GDP in
                                                                                            2022 and rise to 4.3 percent of GDP in 2031.
     period.
                                                                                        • Federal outlays for Medicaid are relatively stable
     Social Security and the Major Health Care Programs.                                    as a percentage of GDP over the coming decade,
     Outlays for Social Security and the major health care                                  averaging about 2 percent each year.
     programs, net of offsetting receipts, are projected to
     dip to 10.6 percent of GDP in 2022 and to increase in
                                                                                        • Outlays for subsidies for health insurance purchased
                                                                                            through the marketplaces and related spending
     most years thereafter, reaching 12.8 percent in 2031.14
                                                                                            average 0.2 percent of GDP per year through 2031.
     (Spending for the major health care programs consists
     of outlays for Medicare, Medicaid, and the Children’s
                                                                                        Other Mandatory Programs. Aside from spending on
     Health Insurance Program, as well as subsidies for
                                                                                        Social Security and the major health care programs,
     health insurance purchased through the marketplaces
                                                                                        all other mandatory spending is projected to drop by
     established under the Affordable Care Act and related
                                                                                        6.8 percentage points in 2022, to 4.1 percent of GDP, as
     spending.)
                                                                                        the effects of pandemic-related spending dissipate. (Such
                                                                                        spending was 2.7 percent of GDP in 2019.) The cate-
     CBO’s current baseline includes the following projec-
                                                                                        gory “other mandatory spending” includes spending on
     tions of outlays for specific programs:
                                                                                        income support programs (such as unemployment com-
                                                                                        pensation and the Supplemental Nutrition Assistance
                                                                                        Program), military and civilian retirement programs,
     14. Offsetting receipts include mostly payments of premiums,
                                                                                        most veterans’ benefits, and major agriculture programs.
         recoveries of overpayments made to providers, and amounts paid
         by states from savings on Medicaid’s prescription drug costs.
CHAPTER 1: THE BUDGET OUTLOOK                                                  ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   19



Table 1-5 .

Key Projections in CBO’s Baseline
Percentage of Gross Domestic Product
                                                                                                                                       Annual Average
                                                                                  2021                   2022               2023–2026             2027–2031
Revenues
  Individual income taxes                                                          8.7                   9.6                    9.1                   9.5
  Payroll taxes                                                                    6.0                   5.7                    5.9                   5.9
  Corporate income taxes                                                           1.1                   1.3                    1.5                   1.3
  Other                                                                            1.4                   1.5                    1.4                   1.2
           Total Revenues                                                         17.2                  18.1                   17.8                  17.8
Outlays
  Mandatory
     Social Security                                                               5.0                   4.9                    5.3                   5.8
     Major health care programsa                                                   5.7                   5.7                    5.8                   6.5
     Other                                                                        10.9                   4.1                    2.6                   2.2
        Subtotal                                                                  21.7                  14.8                   13.7                  14.5
  Discretionary                                                                    7.4                   6.8                    6.1                   5.7
  Net interest                                                                     1.5                   1.3                    1.4                   2.3
          Total Outlays                                                           30.6                  22.8                   21.2                  22.5
Deficit                                                                          -13.4                   -4.7                   -3.4                  -4.7
Debt Held by the Public at the End of the Period                                  103                    100                    100                   106
Memorandum:
Social Security
  Revenuesb                                                                         4.6                   4.3                    4.5                   4.6
  Outlaysc                                                                          5.0                   4.9                    5.3                   5.8
     Contribution to the Federal Deficitd                                          -0.5                  -0.7                   -0.7                  -1.2
Medicare
  Revenuesb                                                                         1.5                   1.4                    1.5                   1.5
  Outlaysc                                                                          3.7                   3.7                    4.2                   5.0
  Offsetting receipts                                                              -0.7                  -0.7                   -0.7                  -0.9
     Contribution to the Federal Deficitd                                          -1.6                  -1.7                   -2.0                  -2.6
Gross Domestic Product at the End of the Period (Trillions of dollars)            22.4                   24.3                  28.0                  33.7

Data source: Congressional Budget Office. See www.cbo.gov/publication/57263#data.
This table satisfies a requirement specified in section 3111 of S. Con. Res. 11, the Concurrent Resolution on the Budget for Fiscal Year 2016.
a. Consists of outlays for Medicare (net of premiums and other offsetting receipts), Medicaid, and the Children’s Health Insurance Program, as well as subsidies
   for health insurance purchased through the marketplaces established under the Affordable Care Act and related spending.
b. Includes payroll taxes other than those paid by the federal government on behalf of its employees; those payments are intragovernmental transactions. Also
   includes income taxes paid on Social Security benefits, which are credited to the trust funds.
c. Does not include outlays related to the administration of the program, which are discretionary. For Social Security, outlays do not include intragovernmental
   offsetting receipts stemming from the employer’s share of payroll taxes paid to the Social Security trust funds by federal agencies on behalf of their
   employees.
d. The net increase in the deficit shown in this table differs from the change in the trust fund balance for the associated program. It does not include
   intragovernmental transactions, interest earned on balances, or outlays related to the administration of the program.
20   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                             July 2021




     In CBO’s baseline projections, other mandatory spend-                            Defense. In CBO’s projections, budget authority for
     ing declines more gradually as a share of GDP after                              defense programs—including funding for OCO—is
     2022, falling to 2.1 percent in 2031. The projected                              $763 billion in 2022, an increase of $22 billion (or
     decline occurs in part because benefit amounts for many                          2.9 percent) from the total amount provided in 2021.
     of those programs are adjusted for inflation each year,                          After 2022, defense funding is projected to grow by an
     and in CBO’s economic forecast, inflation is less than the                       average of 2.5 percent each year and to reach $954 bil-
     rate of growth of nominal GDP (see Chapter 2).                                   lion in 2031. Projected outlays for defense programs
                                                                                      total $751 billion in 2022 and then grow at a rate similar
     Discretionary Spending. In accordance with section 257                           to that of budget authority, rising to $923 billion in
     of the Deficit Control Act, CBO bases its projections of                         2031. Despite that growth in nominal terms, discretion-
     discretionary spending for individual accounts on the                            ary defense outlays measured as a percentage of GDP are
     most recent funding and applies the appropriate inflation                        projected to fall from 3.1 percent in 2022 to 2.7 percent
     rate to project funding for future years.15 Because the caps                     in 2031—lower than they have ever been since they were
     on discretionary appropriations expire after 2021, most                          first reported in1962.
     budget authority after that year is assumed to grow with
     inflation for the duration of the baseline projection period.                    Nondefense. Total budget authority for nondefense
                                                                                      discretionary programs is projected to drop significantly
     The $10 billion of funding projected for emergency                               in 2022, from $874 billion to $714 billion, primarily
     requirements in 2022 is a sharp reduction from the                               because CBO did not extrapolate into future years the
     $192 billion of such funding provided for 2021. Nearly                           $184 billion in nondefense emergency funding that was
     all of that amount—$184 billion—was provided in                                  provided in response to the pandemic in 2021 in its
     response to the coronavirus pandemic. Because of the                             baseline.16 After 2022, funding is projected to grow by
     unusual size and nature of that pandemic-related fund-                           2.6 percent a year, on average, and to reach $899 billion
     ing, CBO, after consulting with the House and Senate                             in 2031.
     Budget Committees, deviated from the standard proce-
     dures that it uses to construct its baseline and did not                         As outlays associated with the government’s response
     extrapolate into future years that $184 billion when                             to the pandemic decline, discretionary outlays for
     projecting discretionary budget authority.                                       non­defense programs are projected to decrease, from
                                                                                      $899 billion in 2022 to $818 billion in 2024. (CBO
     In CBO’s projections, total discretionary budget authority                       estimates that about one-third of the $184 billion in
     falls in 2022, from $1.6 trillion to $1.5 trillion. After                        nondefense discretionary funding provided in 2021 in
     2022, funding rises by an average of 2.6 percent each                            response to the pandemic will be spent in this fiscal year
     year through the end of the projection period. Total                             and that about 95 percent will be spent by 2024.) After
     discretionary outlays, however, remain near $1.6 trillion                        2024, nondefense outlays begin to rise again in CBO’s
     from 2022 to 2025 as spending of the pandemic-related                            projections; in 2031, they reach $954 billion. Relative to
     funding provided in 2020 and 2021 declines. After                                the size of the economy, outlays for nondefense discre-
     2025, outlays begin to rise again, reaching $1.9 trillion                        tionary programs fall from 3.7 percent of GDP in 2022
     in 2031. Measured as a share of GDP, discretionary                               to 2.8 percent of GDP in 2031—lower than any previ-
     outlays decrease steadily, from 6.8 percent in 2022 to                           ously reported level.
     5.6 percent in 2030 and 2031—which would be the
     smallest share on record. By comparison, discretion-                             Net Interest. The two main factors that affect the federal
     ary outlays averaged 8.2 percent of GDP over the past                            government’s net interest costs are the amount of debt
     50 years, although they were as low as 6.0 percent of                            held by the public and the interest rates on Treasury
     GDP in 1999.
                                                                                      16. Similarly, CBO did not extrapolate into future years the
                                                                                          $3 billion in funding provided for 2021 in division N of the
     15. The Deficit Control Act specifies which measures of inflation                    Consolidated Appropriations Act, 2021 (P.L. 116-260), that the
         CBO should use to construct its projections: The employment                      agency had originally classified as mandatory but reclassified as
         cost index for wages and salaries of workers in private industry is              discretionary in its July 2021 baseline. That funding—which
         used to adjust discretionary funding related to federal personnel,               was also provided in response to the pandemic—supports
         and the gross domestic product price index is used to adjust other               programs and activities that historically receive discretionary
         discretionary funding.                                                           appropriations.
CHAPTER 1: THE BUDGET OUTLOOK                                            ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   21



securities.17 In CBO’s projections, debt held by the pub-                      in 2022.19 Individual income tax receipts are projected to
lic (in nominal terms) increases by roughly 55 percent                         decline to 8.8 percent of GDP in 2025, in part because
from 2021 to 2031. Although interest rates rise through-                       payments of deferred taxes are due in 2022 and 2023 but
out the period, they remain low by historical standards                        not in subsequent years.
for the next few years. As debt matures and is refinanced
at prevailing lower interest rates, the average interest rate                  In addition, individual income tax collections in 2020
on federal debt dips.18 In 2021, the average interest rate                     and 2021 were greater than the amounts implied by
on debt held by the public is estimated to be 1.7 percent;                     currently available data on economic activity and the
that rate falls to 1.4 percent in 2022 and 2023 in CBO’s                       past relationship between tax revenues and the state of
projections and rises thereafter, reaching 2.7 percent                         the economy. Those larger-than-anticipated receipts
in 2031.                                                                       might reflect higher wage or nonwage income or larger
                                                                               realizations of capital gains in those years, or perhaps
Initially, the effects of those lower interest rates more                      the temporary tax provisions enacted in response to
than offset the effects of the projected increase in fed-                      the pandemic were not as widely used as anticipated.
eral debt. As a result, net outlays for interest in CBO’s                      Depending on which factors explain those larger receipts
projections decline from 1.5 percent of GDP in 2021                            from individual income taxes, their effects on receipts
to 1.2 percent in 2023. Thereafter, rising rates and the                       might be expected to persist permanently, end abruptly,
projected increases in federal debt cause net outlays for                      or even reverse. In CBO’s projections, the unexplained
interest measured as a share of the economy to more                            strength gradually dissipates over the next few years.
than double after 2023 in CBO’s projections. In 2031,                          Between 2025 and 2031, individual income tax receipts
such outlays reach 2.7 percent of GDP—0.7 percentage                           are projected to rise to 9.5 percent of GDP as the result
points higher than their 50-year average.                                      of scheduled increases in taxes after 2025, real bracket
                                                                               creep, and other factors.20
Revenues
After this year, as income continues to rise and the effects                  Corporate Income Taxes. In CBO’s baseline projec-
of the economic disruptions caused by the pandemic and                        tions, corporate income tax receipts rise from 1.1 percent
of the legislation enacted in response dissipate, revenues                    of GDP in 2021 to 1.5 percent of GDP in 2023, remain
are projected to grow to 18.1 percent of GDP in 2022                          at that level through 2025, and then gradually decline,
and to fluctuate between 17.5 percent and 18.1 percent                        reaching 1.2 percent of GDP in 2031. Those receipts
of GDP through 2031 (see Figure 1-5). That variation                          will be boosted over the next several years by the expira-
in overall receipts reflects different patterns among the                     tion of temporary provisions enacted in response to the
major revenue sources.                                                        pandemic and scheduled changes to tax rules enacted
                                                                              in the 2017 tax act (P.L. 115-97). After 2025, corporate
Individual Income Taxes. If current laws generally                            income taxes measured as a share of GDP are projected
remained unchanged, receipts from individual income
taxes would rise from 8.7 percent of GDP in 2021 to                            19. Although some of those provisions affect payroll taxes, they
9.6 percent in 2022, CBO projects, largely because                                 will not change the amounts credited to the Social Security
                                                                                   and Railroad Retirement trust funds, and the effects are being
of the expiration of temporary provisions enacted in
                                                                                   recorded in the budget—at least for now—as reductions in
response to the pandemic and because employers who                                 individual income tax collections.
deferred payment of their portion of certain payroll taxes
                                                                               20. Real bracket creep is the process in which, as income rises
in 2020 and 2021 would begin making those payments
                                                                                   faster than inflation (as generally happens when the economy is
                                                                                   expanding), a larger portion of income is pushed into higher tax
                                                                                   brackets and thus becomes subject to higher tax rates. It occurs
                                                                                   because the income tax brackets are indexed to inflation. Other
                                                                                   parameters of the tax system, such as the amount of the child
17. Inflation rates also affect net outlays for interest, mostly for
                                                                                   tax credit, are fixed in nominal dollars and are not adjusted for
    Treasury inflation-protected securities, which differ from other
                                                                                   inflation. In CBO’s projections, real bracket creep causes receipts
    securities in that their principal amounts are adjusted to account
                                                                                   from individual income taxes to grow throughout the entire
    for inflation.
                                                                                   projection period. For further information, see Congressional
18. For more details on the government’s net interest costs, see                   Budget Office, “How Income Growth Affects Tax Revenues
    Congressional Budget Office, Federal Net Interest Costs: A Primer              in CBO’s Long-Term Budget Projections” (June 2019),
    (December 2020), www.cbo.gov/publication/56780.                                www.cbo.gov/publication/55368.
22   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                           July 2021




     Figure 1-5 .

     Revenues, by Category
     Percentage of Gross Domestic Product
     12                                                                                                 Projected


                                                                                                               Individual     Receipts of individual and
                                                                                                                              corporate income taxes are
      8                                                                                                                       expected to rise in 2022
                                                                                                                              as the economy recovers
                                                                                                                Payroll       and temporary provisions
                                                                                                                              enacted in response to the
                                                                                                                              pandemic expire. Individual
      4                                                                                                                       income taxes are projected
                                                                         Corporate                                            to rise again following
                                                                                                                              scheduled increases in
                                                                                                                              taxes after 2025.
                                                                          Other
      0
       1971               1981               1991                2001               2011             2021              2031
     Data source: Congressional Budget Office. See www.cbo.gov/publication/57263#data.


     to decline because of the end of the scheduled payments                          earnings. In CBO’s projections, short-term interest rates
     of a onetime tax on previously untaxed foreign profits                           remain low through 2023, holding down the amounts
     and because profits are projected to grow more slowly                            the Federal Reserve must pay to depository institutions
     than GDP.                                                                        on their reserves. Interest rates begin to rise in 2024,
                                                                                      and the Federal Reserve’s asset holdings begin to shrink
     Payroll Taxes. Receipts from payroll taxes, which fund                           slowly in relation to economic output, reducing remit-
     social insurance programs—primarily Social Security                              tances. By 2029, remittances stabilize around 0.3 percent
     and Medicare—typically remain stable as a share of                               of GDP.
     wages because workers’ earnings constitute most of the
     payroll tax base. In CBO’s projections, payroll taxes as a                       Receipts From Other Sources. Receipts from all other
     percentage of GDP decrease by a total of 0.2 percentage                          sources are expected to vary by less than 0.1 percent of
     points from 2021 to 2031, mostly because collections                             GDP over the next decade.
     of unemployment insurance taxes decline. States’ unem-
     ployment insurance trust funds were depleted as a result                         • Revenues from estate and gift taxes are projected to
     of unusually high unemployment during the past year.                                  rise by less than 0.1 percent of GDP in 2027 after
     Some states have begun to replenish the balances of those                             a provision of the 2017 tax act that doubled the
     funds by collecting more in unemployment taxes from                                   amount of the estate and gift tax exemption expires at
     employers, but those collections are expected to return                               the end of calendar year 2025.21
     to typical prepandemic levels by 2031. (States collect the
     unemployment taxes that they use to replenish their trust
                                                                                      • Customs duties, which are assessed on certain
                                                                                           imports, are projected to decline through 2031 by a
     funds, but those taxes count as federal revenues, reflecting
                                                                                           total of less than 0.1 percent of GDP. That decline is
     the nature of the unemployment insurance system, which
                                                                                           partly because imports other than oil are projected to
     is a federal program administered by the states.)
                                                                                           grow more slowly than GDP over the next decade.
     Remittances From the Federal Reserve. Remittances
     from the central bank, which began to rise in 2020, are
     expected to continue rising, from 0.4 percent of GDP                             21. For more on CBO’s projections of estate and gift taxes, see
     this year to 0.6 percent by 2023, as the Federal Reserve                             Congressional Budget Office, Understanding Federal Estate and
     significantly increases its asset holdings, which boost its                          Gift Taxes (June 2021), www.cbo.gov/publication/57129.
CHAPTER 1: THE BUDGET OUTLOOK                                  ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   23



• Excise taxes are projected to rise slightly in 2022 as            be, and how global financial markets will respond to
    the economy recovers but then to gradually decline,             the substantial increases in federal deficits and debt.
    along with the tax bases on which many excise taxes             CBO aims for its projections to be in the middle of the
    are levied, every year thereafter, ultimately by a total        distribution of possible outcomes, given the baseline
    of less than 0.1 percent of GDP.                                assumptions about federal tax and spending policies, and
                                                                    recognizes that actual outcomes will typically differ from
The federal government also collects revenues in the form           such projections.
of miscellaneous fees and fines. CBO projects that, under
current law, revenues from those sources would grow at              CBO’s projections of outlays and revenues—and there-
about the same pace as GDP through 2031.                            fore of deficits and debt—depend in part on the agency’s
                                                                    economic projections for the coming decade, which
Uncertainty in the Budget Outlook                                   include forecasts for such variables as interest rates, infla-
CBO’s baseline budget projections are intended to                   tion, and growth in productivity. Discrepancies between
show what would happen to federal spending, revenues,               those forecasts and actual economic outcomes can cause
deficits, and debt if current laws governing spending               significant differences between baseline budget projec-
and taxes generally remained the same. Changes to                   tions and budgetary outcomes.
laws—particularly those affecting fiscal policies—that
caused them to differ from the laws underlying CBO’s                Although the agency’s current economic and budget pro-
baseline projections could lead to budgetary outcomes               jections are subject to an unusually high degree of uncer-
that diverged considerably from those in the baseline.              tainty, particularly in the near term, a comparison of
For example, CBO’s estimate of the deficit for 2021 has             CBO’s past projections with actual outcomes gives some
increased by more than $0.7 trillion since February,                indication of the magnitude of the uncertainty of budget
largely as a result of laws that have been enacted since            projections.22 On the basis of an analysis of its past
those projections were published.                                   projections, CBO estimates that there is approximately a
                                                                    two-thirds chance that, under current law, the deficit in
Even if federal laws remained the same for the next                 2022 would be between 3.8 percent and 5.7 percent of
decade, actual budgetary outcomes would differ from                 GDP. (The baseline projection of the deficit that year is
CBO’s baseline projections because of unanticipated                 4.7 percent of GDP.) The range in 2026 would be larger:
changes in economic conditions and in other factors                 CBO estimates that, under current law, there is approx-
that affect federal spending and revenues. Because of the           imately a two-thirds chance that the deficit that year
ongoing coronavirus pandemic, the current projections               would be between 1.4 percent and 6.1 percent of GDP.
are subject to an unusually high degree of uncertainty.             (The baseline projection is 3.7 percent of GDP.)
That uncertainty stems from many sources, including
incomplete knowledge about how the pandemic will                     22. See Congressional Budget Office, An Evaluation of CBO’s Past
unfold, how effective monetary and fiscal policy will                    Deficit and Debt Projections (September 2019), www.cbo.gov/
                                                                         publication/55234.
Chapter 2: The Economic Outlook

Overview                                                             and then remains below or near 4 percent for several
This chapter provides details about the Congressional                years (see Table 2-1). The labor force participation
Budget Office’s July 2021 economic projections, which                rate rises through 2022 and then remains above or
the agency used as the basis for updating its budget pro-            near 62 percent for several years.2
jections. Both sets of projections were published earlier
this month.1
                                                                  • Inflation is higher than it has been since 2008 and
                                                                     then moderates. The growth rate of the price index
                                                                     for personal consumption expenditures (PCE)
The forecast for 2021 to 2031 is rooted in current eco-
                                                                     increases to 2.8 percent in 2021, as increases in the
nomic conditions: In the second quarter of 2021, CBO
                                                                     supply of goods and services lag behind increases
estimates that real economic output (that is, output
                                                                     in the demand for them, adding to inflationary
adjusted to remove the effects of inflation) grew at an
                                                                     pressures. By 2022, supply adjusts more quickly,
annual rate of 8.4 percent as the 2020–2021 corona­
                                                                     and PCE price inflation falls to 2.0 percent during
virus pandemic eased and demand for consumer services
                                                                     the year. After 2022, PCE price inflation remains at
surged. The increase followed a 6.4 percent increase in
                                                                     2.1 percent through 2025, above its rate before the
the first quarter of 2021. The strong economic growth
                                                                     pandemic.
in the first half of 2021 was accompanied by a marked
increase in inflation.                                            • Interest rates on federal borrowing remain low but
                                                                     rise as the economy continues to expand. The Federal
The Economic Outlook for 2021 to 2025                                Reserve maintains the federal funds rate (the rate that
In CBO’s projections—which incorporate the assump-                   financial institutions charge each other for overnight
tions that current laws (as of May 18) governing federal             loans of their monetary reserves) near zero through
taxes and spending generally remain in place and that no             late 2023 and then gradually raises that rate. The
significant additional funding or aid is provided—output             interest rate on 10-year Treasury notes rises from
exceeds its potential (maximum sustainable) level from               1.6 percent in the middle of 2021 to 2.7 percent by
2021 to 2025, and demand for labor remains strong.                   the end of 2025 as the Federal Reserve reduces the
                                                                     pace of its asset purchases and investors anticipate
• Real gross domestic product (GDP) grows rapidly                    that short-term interest rates will begin rising in the
   this year. Output increases by 7.4 percent and
                                                                     next few years.
   surpasses its potential level by the end of 2021 (see
   Figure 2-1). The annual growth of real GDP averages
                                                                  The Economic Outlook for 2026 to 2031
   2.8 percent during the five-year period from 2021 to
                                                                  In CBO’s forecast, economic output expands less rapidly
   2025, exceeding the 2.0 percent growth rate of real
                                                                  from 2026 to 2031 than in the previous five years. Real
   potential GDP.
                                                                  GDP grows by 1.6 percent per year, on average. Real
• Labor market conditions continue to improve.                    potential GDP grows at a slightly faster rate. The level of
   Employment grows quickly in the second half of                 real GDP remains above the level of real potential GDP
   2021, reflecting increased demand for goods and                through 2026, and inflation is above its average rate
   services and the waning of factors dampening                   since the 2007–2009 recession. Eventually, less accom-
   the supply of labor, including health concerns                 modative monetary policies help push GDP slightly
   and enhanced unemployment insurance benefits.                  below potential GDP, in accordance with their historical
   Employment surpasses its prepandemic level in mid-             average relationship, and inflation falls.
   2022. The unemployment rate declines through 2022

1. See Congressional Budget Office, An Update to the Budget and   2. The labor force participation rate is the share of the civilian
   Economic Outlook: 2021 to 2031 (July 2021), www.cbo.gov/          noninstitutionalized population age 16 or older that has jobs or
   publication/57218.                                                that is available for and actively seeking work.
26   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                                     July 2021




     Figure 2-1 .

     The Relationship Between GDP and Potential GDP
     Percentage Change
      8                                                                               Projected




                                                                                                                                    In CBO’s projections,
      4                                                                                                                             the annual growth of
                                                                                              Real Potential                        real (inflation-adjusted)
                                                                                               GDP Growth                           GDP exceeds that of real
                                                                                                                                    potential GDP until 2023.
                                                                                                  Real GDP Growth
      0




     −4
          2001               2006              2011              2016               2021              2026              2031


     Percentage of Potential GDP
      4



      2
                                                                                                        Output Gap
                                                                                                                                    The gap between real
      0                                                                                                                             GDP and real potential
                                                                                                                                    GDP (that is, the output
                                                                                                                                    gap) rises above 2 percent
     −2                                                                                                                             by 2022 before moving
                                                                                                                                    back toward its historical
                                                                                                                                    average.
     −4



     −6
          2001               2006              2011              2016               2021              2026              2031
     Data source: Congressional Budget Office. See www.cbo.gov/publication/57263#data.
     Real values are nominal values that have been adjusted to remove the effects of changes in prices. Potential GDP is CBO’s estimate of the maximum sustainable
     output of the economy. Growth of real GDP and of real potential GDP is measured from the fourth quarter of one calendar year to the fourth quarter of the next.
     The output gap is the difference between GDP and potential GDP, expressed as a percentage of potential GDP. A positive value indicates that GDP exceeds
     potential GDP; a negative value indicates that GDP falls short of potential GDP. Values for the output gap are for the fourth quarter of each year.
     GDP = gross domestic product.
CHAPTER 2: THE ECONOMIC OUTLOOK                                               ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   27



Table 2-1 .

CBO’s Economic Projections for Calendar Years 2021 to 2031
                                                                                                                                           Annual Average
                                                                           Actual,                                                      2024–          2026–
                                                                            2020           2021            2022           2023          2025           2031
                                                                                     Percentage Change From Fourth Quarter to Fourth Quarter
Gross Domestic Product
   Reala                                                                    -2.4            7.4             3.1            1.1             1.2          1.6
   Nominal                                                                  -1.2           10.7             5.3            3.3             3.4          3.7
Inflation
   PCE price index                                                           1.2            2.8             2.0            2.1             2.1          2.1
   Core PCE price indexb                                                     1.4            2.4             2.0            2.2             2.2          2.1
   Consumer price indexc                                                     1.2            3.4             2.3            2.3             2.4          2.4
   Core consumer price indexb                                                1.6            2.7             2.4            2.5             2.5          2.4
   GDP price index                                                           1.3            3.0             2.1            2.2             2.1          2.1
Employment Cost Indexd                                                       2.8            3.7             3.3            3.6             3.4          3.1
                                                                                                    Fourth-Quarter Level (Percent)
Unemployment Rate                                                            6.8            4.6           3.6          3.8                 4.2e         4.5f
                                                                                                Percentage Change From Year to Year
Gross Domestic Product
   Reala                                                                    -3.5            6.7             5.0            1.5             1.2          1.6
   Nominal                                                                  -2.3            9.7             7.2            3.8             3.4          3.7
Inflation
   PCE price index                                                           1.2            2.6             2.1            2.1             2.1          2.1
   Core PCE price indexb                                                     1.4            2.2             2.0            2.2             2.2          2.1
   Consumer price indexc                                                     1.2            3.3             2.5            2.3             2.4          2.4
   Core consumer price indexb                                                1.7            2.5             2.5            2.5             2.5          2.4
   GDP price index                                                           1.2            2.9             2.1            2.2             2.2          2.1
Employment Cost Indexd                                                       2.9            3.5             3.2            3.5             3.5          3.1
                                                                                                            Annual Average
Unemployment Rate (Percent)                                                   8.1            5.5            3.8         3.7                4.1          4.4
Payroll Employment (Monthly change, in thousands)g                          -760            587            417          70                   4          42
Interest Rates (Percent)
   Three-month Treasury bills                                                0.4              *             0.1            0.2             0.7          1.9
   Ten-year Treasury notes                                                   0.9            1.6             1.9            2.0             2.4          3.2
Tax Bases (Percentage of GDP)
   Wages and salaries                                                       44.8h          43.7           43.3            43.4           43.6          43.7
   Domestic corporate profitsi                                                8.1           9.9            9.8             9.1            8.6           7.8
Current Account Balance (Percentage of GDP)j                                 -2.9          -3.3           -2.7            -2.3           -2.0          -2.4

Data sources: Congressional Budget Office; Bureau of Economic Analysis; Bureau of Labor Statistics; Federal Reserve. See www.cbo.gov/publication/57263#data.
Economic projections for each year from 2021 to 2031 appear in Appendix C.
GDP = gross domestic product; PCE = personal consumption expenditures; * = between zero and 0.05 percentage points.
a. Real values are nominal values that have been adjusted to remove the effects of changes in prices.						
b. Excludes prices for food and energy.						
c. The consumer price index for all urban consumers.						
d. The employment cost index for wages and salaries of workers in private industries.						
e. Value for the fourth quarter of 2025.						
f. Value for the fourth quarter of 2031. 						
g. The average monthly change, calculated by dividing by 12 the change in payroll employment from the fourth quarter of one calendar year to the fourth
   quarter of the next.
h. Data for 2020 are based on data released after CBO completed its economic forecast. Projections are based on data available on May 18, 2021.
i. Adjusted to remove distortions in depreciation allowances caused by tax rules and to exclude the effect of inflation on the value of inventories.
j. Net measure of transactions between the United States and the rest of the world in goods, services, income, and unilateral transfers.
28   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                  July 2021




     In CBO’s projections, productivity growth is faster over                         health concerns and enhanced unemployment insurance
     the 2026–2031 period than it has been since the 2007–                            benefits, boost wages and prices. Interest rates are also
     2009 recession. However, potential output still grows less                       projected to be higher than CBO expected in February,
     rapidly than it has over the past 30 years, partly because                       reflecting the more positive outlook for economic
     of slower productivity growth but mainly because of                              growth.
     an ongoing, long-term slowdown in the growth of the
     labor force.                                                                     Current Conditions: Recovery From
                                                                                      the Pandemic-Induced Recession
     Uncertainty in the Economic Outlook                                              Economic activity has expanded rapidly since
     CBO attempts to construct its projections so that they                           April 2020, but the expansions of supply and demand
     fall in the middle of the range of possible outcomes                             have been unbalanced at times. Consumer demand
     under current law. Projections made this year are subject                        for many products, particularly services, has increased
     to an unusually high degree of uncertainty, which stems                          in part because of more widespread immunity to the
     from many sources: the response of prices in labor and                           virus, income support from fiscal policies in 2020 and
     product markets to tightness in those markets and to the                         2021, and the greater household wealth resulting from
     speed at which supply-side factors affecting that tightness                      increased prices in the stock market, increased home
     unwind, the course of the pandemic, the way the Federal                          prices, and accumulated savings during the pandemic.
     Reserve pursues its longer-run goals, the effectiveness                          Supply has not risen as quickly in some instances, caus-
     of monetary and fiscal policies, and the risk of a sharp                         ing tightness in some labor and product markets. That
     drop in the value of assets. As a result, the economy                            tightness has put upward pressure on consumer prices,
     could expand at a substantially faster or slower pace than                       producer prices, and wages over the past few months.
     CBO currently pro­jects. Labor market conditions could
     likewise be better or worse than projected. Also uncertain                       The Coronavirus Pandemic
     are the pace of potential output and the impact of the                           In mid-2021, many people have acquired immunity to
     pandemic on productivity, the labor force, and techno-                           the virus from infection or vaccination. Extensive real-
     logical innovation over the longer term.                                         world evidence now shows that the vaccines authorized
                                                                                      for use in the United States are effective. The number of
     Comparison With CBO’s Previous Projections                                       new infections fell sharply on a national basis starting
     CBO currently projects stronger economic growth                                  in January. By June, infection rates in many parts of the
     than it did in February 2021, largely for three reasons.3                        country were down to their lowest levels since the early
     First, the agency expects recently enacted fiscal policies                       days of the pandemic. The extent of social distancing—
     to boost output. Second, CBO projects that the effects                           both voluntary and mandated—has likewise decreased as
     of social distancing on economic activity in 2021 will                           the winter virus surge abated, and the pace of economic
     be smaller than the effects it projected in February,                            activity has quickened.
     reflecting a more rapid return to normalcy. Third, CBO
     has raised its estimate of consumer spending out of the                          Gross Domestic Product
     additional savings that households accumulated during                            CBO estimates that real GDP exceeded its previous peak
     the pandemic.                                                                    in the second quarter of 2021 after plunging when social
                                                                                      distancing began in March and April 2020. In 2020,
     As a result, the agency’s projections of inflation are                           the shortfall in demand was concentrated in services,
     higher than the projections it made in February, as out-                         reflecting the disproportionate impact of social distanc-
     put now exceeds its potential level sooner and to a larger                       ing on in-person activities; in 2021, as the number of
     degree than previously projected. In addition, those                             new infections remains low, the expansion in demand
     projections are higher in 2021 as producers struggle to                          will also be concentrated in services. Consumer spend-
     keep pace with surging demand for goods and services                             ing rose sharply during the first quarter as households
     and as the factors discouraging labor supply, including                          received federal payments provided by legislation enacted
                                                                                      in December and March, with greater gains in spending
     3. See Congressional Budget Office, Additional Information About
                                                                                      for goods than for services. In the second quarter, CBO
        the Economic Outlook: 2021 to 2031 (February 2021),                           estimates that the gain in consumer spending on ser-
        www.cbo.gov/publication/56989.                                                vices was larger than the gain in consumer spending on
CHAPTER 2: THE ECONOMIC OUTLOOK                                        ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   29



goods.4 Consumer spending on services is projected to                        recovery in three sectors—retail trade, transportation and
lead the expansion thereafter.                                               warehousing, and construction—considerably outpaced
                                                                             the recovery in other sectors. The strong employment
The Labor Market                                                             growth in the first two sectors reflects, among other
Labor market conditions improved in the first half                           things, the strong growth in consumer spending on
of 2021, continuing the rebound from the pandemic                            goods that began in May 2020, as households shifted
shock of early 2020. Nonetheless, compared with their                        their demand from services to goods because of social
prepandemic levels, household and nonfarm payroll                            distancing. Meanwhile, a boom in the residential hous-
employment did not fully recover, the unemployment                           ing market contributed to strong employment growth in
rate remained elevated, and labor force participa-                           the construction sector. By contrast, employment in the
tion remained below the rate that CBO projected in                           leisure and hospitality industry initially declined by nearly
January 2020. Labor supply factors—including the                             50 percent; although it has since rebounded, it remains
lingering role of pandemic-related health concerns                           13 percent below its prepandemic level. In the spring of
and the incentive effects of expanded unemployment                           2021, that rebound in employment was exceeded by the
compensation—reduced employment, increased unem-                             rise in job openings in the industry, suggesting that health
ployment, and reduced labor force participation during                       concerns and the incentive effects of enhanced unemploy-
the first half of this year.                                                 ment compensation dampened the supply of labor. As a
                                                                             result of the various industry-​specific differences, employ-
Employment. Nonfarm payroll employment and house-                            ment, unemployment, and labor market participation
hold employment began a rebound in May 2020 that                             differed between women and men and by other demo-
continued through June 2021, following the sharp                             graphic characteristics (see Box 2-1).
declines in the first two months of the pandemic.
According to the Bureau of Labor Statistics, the U.S.                       Unemployment. The unemployment rate and the
economy lost 22 million nonfarm payroll jobs during                         number of unemployed people have declined from
March and April 2020, and close to 25 million work-                         their peak levels of early 2020, but progress has slowed
ers became unemployed or dropped out of the labor                           since October 2020, and they remain higher than their
force. Nonfarm payroll employment has regained                              prepandemic levels of February 2020. After surging
about 16 million jobs, and household employment has                         in early 2020, from 3.5 percent in February to nearly
increased by 18 million workers through June 2021.                          15 percent in April, the unemployment rate declined to
After adding 7.7 million jobs in May and June 2020,                         6.9 percent by October 2020 and then to 5.9 percent
followed by 3.3 million jobs in July and August, the                        by June 2021. The number of unemployed people rose
economy added 461,000 jobs per month through                                in early 2020, from 5.7 million in February to 23.1 mil-
June 2021, on average, CBO estimates. Payroll employ-                       lion in April, and then declined to 11.0 million by
ment remained about 4 percent below its prepandemic                         October 2020 and 9.5 million by June 2021.
level in June 2021.
                                                                             Labor Force Participation. The labor force participation
The degree of job loss and the pace of the rebound in                        rate dropped sharply at the beginning of the pandemic
employment differed by industry. Through June 2021,                          and then rebounded over the summer of 2020, recover-
                                                                             ing about half of the decline. Since that time, however,
                                                                             the recovery in labor force participation has largely
4. Many in-person service activities are now returning to normal.            stalled. As of June 2021, the overall labor force participa-
   For example, data aggregated and anonymized daily from
                                                                             tion rate among the civilian noninstitutionalized popula-
   detailed information on credit and debit card transactions
   show that spending on restaurants and hotels has been above               tion age 16 or older stood at 61.6 percent, little changed
   its prepandemic levels since mid-April; see “Opportunity                  from late summer 2020. That level is 1.8 percentage
   Insights Economic Tracker” (accessed June 10, 2021),                      points below its prepandemic peak level of 63.4 percent.
   www.tracktherecovery.org. Other activities, such as entertainment
   and transport, remain below their prepandemic levels but are              Inflation and Interest Rates
   continuing to recover. For a detailed description of the tracking
   database, see Raj Chetty and others, “The Economic Impacts of
                                                                             Inflation was low at the beginning of 2021, but con-
   COVID-19: Evidence From a New Public Database Built Using                 sumer price indexes increased sharply in recent months,
   Private Sector Data” (November 2020), https://tinyurl.com/                reflecting strong demand and supply constraints in
   ds3k6trj (PDF, 4 MB).
30   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                                              July 2021




       Box 2-1 .

       Effects of the Pandemic on the Employment of Men and Women, by Race and Ethnicity
       The effects of the 2020–2021 coronavirus pandemic on                                 By the spring of 2021, for each group, the employment-to-​
       employment varied considerably for workers with different                            population ratio had rebounded substantially but was still
       demographic characteristics (see the figure). The composition                        below its prepandemic level. The ratio was farther below its
       of industries in which a demographic group was employed                              prepandemic level for Hispanic men and women than for the
       in February 2020 accounts for almost all of the differences                          other groups. How far that ratio was below its prepandemic
       between groups in the changes in employment of each group                            level was similar for men and women in each race-ethnicity
       since then.                                                                          group—though the decline for non-White women was slightly
                                                                                            greater than that for non-White men, including the Asian and
       Effects on Employment of Men and Women in
                                                                                            others group, for whom it had fallen more for men than women
       Different Race-Ethnicity Groups
                                                                                            in the early months.
       Between February and April 2020, the employment-to-​
       population ratio declined by 11 percentage points for men                            Effects of Industry Composition
       and 12 percentage points for women.1 In accordance with that                         About half of the decline in employment between February and
       overall result, the decline in that ratio was similar for women                      April 2020 occurred in 11 out of 264 industries.3 (The industry
       and men in the White, Black, and Hispanic groups. By contrast,                       with the largest decline, for example, was restaurants and
       the decline for Asian and other men was about 3 percentage                           other food services.) Much work in those 11 industries relies on
       points larger than for women in that group.2                                         in-person interactions. The same 11 industries also accounted
                                                                                            for about half of the rebound in employment between
       1. Because a smaller share of women than men were employed in                        April 2020 and April 2021. For example, the industry with the
          February 2020, a similar percentage-point decline in the employment-              largest rebound was restaurants and other food services.
          to-population ratio was associated with a greater percentage decline
          in employment: 22 percent for women (12 percentage points from their              Except in the Hispanic group, those industries employed larger
          56 percent employment-to-population ratio), compared with 17 percent for          percentages of women than of men. About one-third of women
          men (11 percentage points from their 66 percent employment-to-population
                                                                                            and one-third of Hispanic men worked in those industries (see
          ratio). CBO’s calculation of employment-to-population ratios is based on data
          from the Current Population Survey (CPS). The Bureau of Labor Statistics,         the table).
          which publishes employment, unemployment, and other labor statistics
          using the CPS each month, noted that starting in March 2020, many
          workers who should have been classified as “unemployed on temporary
          layoff” were probably misclassified as “employed absent from work” in
                                                                                                 Percentage of Workers Employed in the 11 Industries
          the CPS, causing the employment statistics to understate the magnitude of               Most Affected by the Pandemic in February 2021
          employment decline during the pandemic-induced recession. In calculating
          the employment-to-population ratio, CBO reclassified “employed absent              Race-Ethnicity                      Men                     Women
          from work for other reasons, unpaid” as unemployed. Without that                   White                                 24                        33
          reclassification, the share of population employed in April and May 2020           Black                                 25                        32
          would have been 2.4 percentage points and 1.7 percentage points higher,            Hispanic                              36                        34
          respectively.                                                                      Asian and Other                       20                        29
       2. In the 2007–2009 recession, the employment-to-population ratio for men             Data source: Congressional Budget Office. See www.cbo.gov/
          fell more than that for women in each of the four race-ethnicity groups, and       publication/57263#data.
          those declines occurred over a nearly two-year period. CBO used race and
          ethnicity to define four race-ethnicity categories—Hispanic, Black, White, and
          Asian and other—through the following steps. Respondents who identified
          their ethnicity as Hispanic were classified as Hispanic, regardless of the race   3. Listed in order of the decline in employment, those 11 industries are
          or races they identified. Of respondents not already classified as Hispanic,         restaurants and other food services; construction; elementary and
          those who identified their race as African American were classified as Black,        secondary schools; other amusement, gambling, and recreation industries;
          regardless of whether they identified other races as well. Of respondents            beauty salons; general medical and surgical hospitals and specialty
          not already classified as Hispanic or Black, those who identified a race other       (except psychiatric and substance abuse) hospitals; child day care services;
          than White were classified as Asian and other. Finally, respondents not              travelers’ accommodations; motor vehicles and motor vehicle equipment
          classified as Hispanic, Black, or Asian and other were classified as White.          manufacturing; clothing stores; and dentists’ offices.



                                                                                                                                                                    Continued
CHAPTER 2: THE ECONOMIC OUTLOOK                                            ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   31




  Box 2-1.                                                                                                                                      Continued

  Effects of the Pandemic on the Employment of Men and Women, by Race and Ethnicity
  The Congressional Budget Office analyzed changes in                            those industries. CBO estimates that the industry composition
  employment-to-population ratios by dividing them into two                      of workers accounted for almost all of the decline in the
  components: one associated with the industries in which                        employment-to-population ratio of each group between
  workers in each demographic group were employed (industry                      February 2020 and April 2020 and for almost all of the
  composition) and a second associated with how much a                           rebounds since then.
  group’s employment changed compared with all workers in

                                  Difference in Employment-to-Population Ratio Since the Business-Cycle Peak
    Percentage Points
                                           White                                                                   Black
       2
     −2                         Men

     −6                                Women
    −10
    −14
    −18
           0       2        4          6           8    10        12       14     0         2        4         6           8     10        12       14



                                        Hispanic                                                            Asian and Other
       2
     −2
     −6
    −10
    −14
    −18
           0       2        4          6           8    10        12       14     0         2        4         6           8     10        12       14
                                                                 Months Since Previous Peak

    Data source: Congressional Budget Office, using Current Population Survey data from IPUMS-CPS. See www.cbo.gov/publication/57263#data.
    The gray lines in each panel show the patterns of the other population groups for comparison. Data are not seasonally adjusted and are shown with
    final, not composite, weights. CBO reclassified “employed, absent from work for other reasons, unpaid” as unemployed.
    The change is measured against the employment peak of the previous business cycle, which is February 2020.




some product and labor markets. Over the 12-month                                distancing peaked and disrupted economic activity
period ending in January 2021, the overall PCE price                             nationwide. The consumer price index for used cars and
index increased by 1.4 percent, far below the Federal                            trucks increased by 10.0 percent in April 2021, its largest
Reserve’s 2 percent long-run goal for inflation. By                              one-month increase ever, and by 7.3 percent in May as
May, that 12-month rate was 5.0 percent. The high                                a shortage of semiconductors used in manufacturing
12-month growth rate results partly from sharp increases                         new vehicles pushed more consumers to purchase used
in prices over the past few months and partly from price                         ones. The consumer price index for household furniture
declines experienced in the spring of 2020, when social                          and bedding increased by 2.1 percent in April, its largest
32   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                             July 2021




     one-month increase in more than three decades, and by                            and Response Supplemental Appropriations Act,
     1.9 percent in May as the demand for lumber combined                             2020 (P.L. 116-123), and the Families First Coronavirus
     with supply constraints and trade restrictions sent the                          Response Act (P.L. 116-127) increased federal funding
     price of building materials soaring. Although prices have                        for some federal agencies and for state and local gov-
     risen rapidly over the past 12 months, CBO estimates                             ernments, required employers to grant paid sick leave
     that the overall consumer price level in the second quar-                        to employees, and provided payments and tax credits to
     ter of 2021 remains near the level that the agency pro-                          employers. The Coronavirus Aid, Relief, and Economic
     jected for that period before the pandemic. Nevertheless,                        Security (CARES) Act (P.L. 116-136) provided loans to
     the growth of prices in May—when measured relative to                            businesses, payments to health care providers, payments
     prices two years earlier, before the pandemic—was the                            and tax credits to individuals, additional funding to state
     largest of any month since the pandemic began.                                   and local governments, and reductions in certain busi-
                                                                                      ness taxes. Finally, the Paycheck Protection Program and
     Long-term interest rates have increased during the first                         Health Care Enhancement Act (P.L. 116-139) increased
     half of 2021, probably boosted by an improved eco-                               federal funding for the loans to businesses and payments
     nomic outlook. The 10-year Treasury note rate increased                          to health care providers supplied in the CARES Act.
     from 0.9 percent at the end of 2020 to 1.5 percent in
     June 2021. Additionally, some of the increase in long-                           In December 2020, lawmakers enacted the Consolidated
     term interest rates in early 2021 was probably due to                            Appropriations Act, 2021 (P.L. 116-260). Along with
     investors’ expectation of additional federal legislation                         appropriating funds for the remainder of the current fiscal
     beyond what the Congress had passed when CBO com-                                year, the legislation provided additional funding for fed-
     pleted its forecast on May 18.                                                   eral agencies to respond to the public health emergency
                                                                                      created by the pandemic and provided financial support
     Policy Responses to the Pandemic                                                 to households, businesses, and nonfederal governments
     Policymakers have taken a wide variety of actions in                             affected by the economic downturn. Around the time of
     response to the coronavirus pandemic. Several federal                            enactment, CBO estimated that the pandemic-​related
     laws were enacted, and various administrative actions                            provisions in that legislation would add $774 billion, or
     (including delayed tax-filing deadlines, suspension of                           3.5 percent of GDP, to the deficit in fiscal year 2021 and
     student loan payments, and foreclosure moratoriums)                              $98 billion, or 0.4 percent of GDP, in 2022.6
     were taken to address the public health emergency and to
     assist households, businesses, and state and local govern-                       In 2021, recently enacted legislation—primarily
     ments affected by the pandemic-induced recession. The                            ARPA—increases projected deficits, excluding any debt
     Federal Reserve also acted to address the rapid deteriora-                       service effects, by $1.1 trillion, or 5.0 percent of GDP,
     tion in economic and labor market conditions in 2020.
     In addition, various levels of government announced                                  example, lowering interest rates and purchasing mortgage-
     stay-at-home orders, business closures, bans on public                               backed and Treasury securities) and the Administration (for
                                                                                          example, delaying deadlines for filing taxes). The estimates
     gatherings, travel restrictions, and other measures. The
                                                                                          do account for the legislation’s funding of lending facilities
     laws and policy responses taken through May 18, 2021,                                established by the Federal Reserve to support the flow of credit
     are reflected in CBO’s current-law projections. Those                                to businesses, households, and state and local governments.
     projections thus incorporate estimates of the economic                               The estimated effects on the deficit do not include any
     effects of all the pandemic-related legislation enacted in                           subsequent changes for economic or technical reasons. For
     2020 and the American Rescue Plan Act of 2021 (ARPA;                                 more information, see Congressional Budget Office, The Effects
                                                                                          of Pandemic-Related Legislation on Output (September 2020),
     Public Law 117-2) enacted in March 2021.                                             www.cbo.gov/publication/56537; and John Seliski and
                                                                                          others, Key Methods That CBO Used to Estimate the Effects
     In March and April 2020, several laws were enacted in                                of Pandemic-Related Legislation on Output, Working Paper
     response to the pandemic. CBO estimated that those                                   2020-07 (Congressional Budget Office, October 2020),
     laws added $2.3 trillion, or 11.0 percent of GDP, to the                             www.cbo.gov/publication/56612. Those estimates, when
                                                                                          expressed as a percentage of GDP, are divided by the historical
     deficit in fiscal year 2020 and $0.6 trillion, or 2.6 per-
                                                                                          and projected values of GDP in the current baseline forecast.
     cent of GDP, in 2021.5 The Coronavirus Preparedness
                                                                                      6. Those provisions are contained in divisions M, N, and EE of the
                                                                                         Consolidated Appropriations Act, 2021. Those estimates reflect
     5. Those estimates do not include the effects of nonlegislative                     the effect on the deficit around the time of enactment and do not
        actions, such as those taken by the Federal Reserve (for                         include any subsequent changes for economic or technical reasons.
CHAPTER 2: THE ECONOMIC OUTLOOK                                ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   33



in fiscal year 2021 and by $0.5 trillion, or 2.0 percent            and is on track to exceed that rate for a time. As interest
of GDP, in fiscal year 2022, mostly as a result of higher           rates rise, output growth slows and inflationary pressures
federal spending. The largest budgetary effects stem from           subside.
additional funding to respond to the public health emer-
gency created by the pandemic and additional finan-                 Gross Domestic Product
cial support to households, businesses, and nonfederal              CBO projects a rapid recovery and a strong expansion
governments affected by the economic downturn, among                relative to previous business cycles (see Figure 2-2). The
other measures. CBO estimates that recently enacted                 agency expects output per worker to return to its level
legislation will boost the level of real GDP by 1.0 percent         at the business-cycle peak, which occurred at the end
in calendar year 2021 and by 2.7 percent in calendar year           of 2019, more quickly than the average from several
2022 (see Appendix B).                                              previous recoveries. In CBO’s projections, the level of
                                                                    real GDP per worker 12 quarters after the previous peak
The pandemic-related legislation has increased fed-                 is above the middle two-thirds of the range from several
eral debt as a percentage of GDP; in the longer term,               previous recoveries.
CBO expects that increase—along with the large debt
and added borrowing under the budget deficits pro-                  Under the assumption that current laws governing
jected before the pandemic—to raise borrowing costs,                federal taxes and spending generally remain in place and
lower economic output, and reduce the income of U.S.                no significant additional funding or aid is provided, real
households and businesses. In addition, high and rising             GDP grows by 7.4 percent in 2021, measured from the
debt increases the risk of a fiscal crisis or of less abrupt        fourth quarter of 2020 to the fourth quarter of 2021, in
economic changes, such as higher inflation or the under-            CBO’s projections. The expansion is driven by a strong
mining of the U.S. dollar’s predominant role in global              rebound in consumer spending and supported by a
financial markets.                                                  marked pickup in real business investment following the
                                                                    large declines that occurred in early 2020 (see Table 2-2).
The Economic Outlook for                                            Real GDP returns to its previous peak level during the
2021 to 2025                                                        first half of 2021 and expands at a 2.8 percent annual
In CBO’s projections, the economy expands rapidly over              rate from the middle of 2021 through 2025.
the next two years. Much of that growth stems from
increases in consumer spending initially led by growth in            Consumer Spending. A large rise in net worth last year,
spending on services. To fulfill the increased demand for            strong income growth, and the diminution of social dis-
their products, businesses increase both investment and              tancing this year support consumer spending. In CBO’s
hiring. In 2021, shortages in product and labor markets              projections, spending is stronger than indicated by cur-
put upward pressure on many prices and wages. Those                  rent incomes alone because households are likely to spend
shortages ease by the end of the year, in CBO’s projec-              some of the funds they built up during the pandemic.7
tions, relieving much of that upward pressure, as prod-
uct markets adjust and as factors that discourage labor              Real consumer spending grows rapidly during 2021 in
supply dissipate.                                                    CBO’s projections, finishing the year 7.5 percent above

After 2021, in CBO’s projections, as labor and prod-                 7. Personal saving rose to high levels during the pandemic, in
uct market conditions remain strong, inflation remains                  part because financial support provided to many households
relatively stable and slightly exceeds the Federal Reserve’s            more than offset declines in income from employment, but also
                                                                        because many households cut back on expenditures. In general,
2 percent long-run goal for several years. As the unem-
                                                                        the savings of low-income households rose chiefly because their
ployment rate falls to low levels, wage growth increases as             incomes increased through policy support, whereas the savings
businesses try to fill vacancies from a smaller number of               of higher-income households reflected reductions in their
unemployed workers. In order to anchor long-term infla-                 discretionary expenditures on services, such as entertainment
tion expectations at 2 percent, the Federal Reserve seeks               and travel. At the same time, higher-income households
to achieve inflation that averages 2 percent over time.                 gained wealth from equities and housing values. Relative to the
                                                                        prepandemic plans of households, the increased rate of saving
In accordance with that stated goal, CBO projects that                  was probably unexpected, and some economic analysts refer to it
the Federal Reserve will increase the target range for the              as “excess savings” resulting from the pandemic. Personal saving
federal funds rate once inflation has reached 2 percent                 during 2020 was much higher than economists had projected
                                                                        before the pandemic.
34   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                                      July 2021




     Figure 2-2 .

     Real GDP per Potential Worker Across Business Cycles
     Percentage Change From Previous Peak
      16                                                            Range of All Recessions and Expansions
                                                                                                                                     The pandemic-induced
      12                                                                                                                             recession was much
                                                                                                                                     sharper and more severe
       8                 Middle Two-Thirds of the Range                                                                              than any recession in recent
                          of Recessions and Expansions
                                                                                                                                     history, but the recovery has
       4
                             Mean                                                                                                    also been unusually strong.
       0
                                                                                                                                     In CBO’s projections, real
                                                                                                                                     GDP per potential worker
      −4                                                                                                                             grows more quickly from
                                                                                                                                     its level at the previous
      −8                                                                   July 2021                                                 business-cycle peak than it
                                     Pandemic-Induced                      Projection
                                     Recession and Recovery                                                                          has during most economic
     −12
                                                                                                                                     recoveries and expansions
           0        1         2        3         4         5         6        7         8         9        10        11        12
                                                                                                                                     since World War II.
                                                      Quarters Since Previous Peak

     Data source: Congressional Budget Office. See www.cbo.gov/publication/57263#data.
     The potential labor force is CBO’s estimate of the size of the labor force that would occur if economic output and other key variables were at their maximum
     sustainable amounts.
     The full range of business cycles analyzed includes the 10 most recent cycles. The oldest cycle peaked in 1948, and the most recent cycle peaked at the end of
     2019. The business cycle that peaked in January 1980 is excluded from the figure because by July 1981 a new cycle had already begun. The middle two-thirds of
     the full range is formed by removing the two highest and two lowest observations.
     Real values are nominal values that have been adjusted to remove the effects of changes in prices.
     GDP = gross domestic product.


     its level in the fourth quarter of 2020. Sales of goods,                           a few years. Households with higher income and those
     which surged in the second half of 2020, continue to                               that invested in illiquid assets are less likely to spend in
     boom through the first half of 2021. As widespread                                 that way.
     vaccination facilitates a broader return to in-person
     service activities, expenditures on services lead the                              Business Investment. CBO expects real business fixed
     growth in consumer spending in the second half of the                              investment—the purchase of new equipment, nonres-
     year—especially in areas where social distancing is still                          idential structures, and intellectual property products,
     declining during that time. In the agency’s projections,                           such as software—to increase by 8.2 percent during
     consumer spending grows above trend again in 2022, by                              2021, reversing a 1.4 percent decline in 2020. That
     3.3 percent. From 2023 to 2025, the projected growth                               increase is expected to occur in response to a reversal of
     rate averages 1.6 percent, a stronger pace than that of the                        the sharp drop in demand during 2020 for the goods
     economy as a whole.                                                                and services that businesses produce, as well as higher
                                                                                        oil prices (which will boost investment in oil wells). Real
     The pace at which households will spend down elevated                              investment in equipment and intellectual property prod-
     levels of savings is uncertain, but CBO estimates that                             ucts is forecast to grow more rapidly than investment
     it will be higher than standard estimates of spending                              in nonresidential structures. Further improvement in
     out of wealth by typical asset holders in normal times.                            demand for businesses’ output is expected to boost real
     Very large liquid balances, such as deposits in checking                           business fixed investment by an average of 2.4 percent
     or money market accounts, suggest that at least some                               per year from 2022 to 2025.
     households plan to spend a significant fraction of those
     savings over a relatively short horizon—perhaps within
CHAPTER 2: THE ECONOMIC OUTLOOK                                              ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   35



Table 2-2 .

Projected Growth of Real GDP and Its Components
Percent
                                                                                                                                       Annual Average
                                                                          Actual,                                                    2024–         2026–
                                                                           2020           2021          2022            2023         2025          2031
                                                                                    Percentage Change From Fourth Quarter to Fourth Quarter
Real GDP                                                                   -2.4            7.4         3.1         1.1          1.2         1.6
Components of Real GDP
  Consumer spendinga                                                       -2.7            7.5           3.3             1.9           1.5           1.9
  Business investmentb                                                      0.7           12.7           3.3            -1.4           1.6           2.7
     Business fixed investmentc                                            -1.4            8.2           5.2             1.1           1.7           2.6
  Residential investmentd                                                  14.3            5.0          -0.1            -3.3          -2.1          -0.3
  Purchases by federal, state, and local governmentse                      -0.5            3.2           0.4               *           0.5           0.5
     Federal                                                                2.4            2.2          -1.1            -0.4           0.1           0.2
     State and local                                                       -2.3            3.9           1.3             0.3           0.7           0.7
  Exports                                                                 -10.9            9.5           6.6             2.4           1.2           1.6
  Imports                                                                  -0.5            8.5           2.4             0.9           0.9           2.1

                                                                                  Contributions to the Growth of Real GDP (Percentage points)
Components of Real GDP
  Consumer spendinga                                                       -1.8             5.0          2.2             1.3           1.0           1.3
  Business investmentb                                                      0.1             1.7          0.5            -0.2           0.2           0.4
    Business fixed investmentc                                             -0.2             1.1          0.7             0.1           0.2           0.3
  Residential investmentd                                                   0.6             0.2            *            -0.2          -0.1             *
  Purchases by federal, state, and local governmentse                      -0.1             0.6          0.1               *           0.1           0.1
    Federal                                                                 0.2             0.1         -0.1               *             *             *
    State and local                                                        -0.2             0.4          0.1               *           0.1           0.1
  Exports                                                                  -1.2             1.0          0.7             0.3           0.1           0.2
  Imports                                                                   0.1            -1.2         -0.4            -0.1          -0.1          -0.3

Data source: Congressional Budget Office. See www.cbo.gov/publication/57263#data.
Real values are nominal values that have been adjusted to remove the effects of changes in prices.
Data are annual. Changes are measured from the fourth quarter of one calendar year to the fourth quarter of the next.
GDP = gross domestic product; * = between zero and 0.05 percentage points.
a. Consists of personal consumption expenditures.
b. Comprises business fixed investment and investment in inventories.
c. Consists of purchases of equipment, nonresidential structures, and intellectual property products.
d. Includes the construction of single-family and multifamily structures, manufactured homes, and dormitories; spending on home improvements; and brokers’
   commissions and other ownership transfer costs.
e. Based on the national income and product accounts.


CBO projects that inventory investment will add                                     rate. CBO expects shortages to ease in the second half of
significantly to the growth of GDP in 2021, measured                                2021, allowing businesses to rebuild inventories to a level
from fourth quarter to fourth quarter. A combination of                             more commensurate with sales. Inventory investment is
surging demand for goods and shortages of certain com-                              then expected to slow to a more sustainable pace from
modities, notably semiconductors, and labor caused the                              2022 to 2025.
ratio of inventories to sales to fall in March to its lowest
level in nearly nine years. As a result, although final sales                       Residential Investment. After increasing by 14.3 per-
of goods rose at a 20.1 percent annual rate in the first                            cent in 2020 because of low mortgage rates, households’
quarter, production of goods rose at only a 10.2 percent                            desire for more and updated living space, and a dearth
36   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                   July 2021




     of existing homes for sale, real residential investment                          to its largest level since 2008. The recent robust growth
     will increase by 5.0 percent during 2021, CBO projects.                          in imports is attributable mostly to strong domestic
     The agency expects real residential investment to decline                        demand for goods that has outpaced domestic sup-
     by 1.9 percent per year from 2022 to 2025, on average,                           ply. By contrast, a more gradual rebound in foreign
     as mortgage rates rise by nearly 1 percentage point over                         demand for U.S. goods and services has led to a weaker
     that period and increased supply reduces the imbalance                           recovery in U.S. exports. That trend will reverse, CBO
     between supply and demand.                                                       projects, starting in the middle of 2021 as exports rise
                                                                                      by 15.7 percent (at an annualized rate) but imports rise
     A combination of rising demand for homes and limited                             only by 8.0 percent over the second half of the year.
     inventory of existing homes for sale caused house prices                         As a result, the trade deficit is projected to shrink from
     (as measured by the Federal Housing Finance Agency’s                             4.1 percent of GDP in the middle of 2021 to 2.9 percent
     price index for home purchases) to increase by 10.8 per-                         of GDP in early 2025 (compared with 2.8 percent of
     cent in 2020. With demand remaining strong, CBO                                  GDP in 2019) as export growth continues to rise, driven
     expects prices to rise by another 5.8 percent in 2021.                           by the recovery in services trade.
     New home prices are also rising rapidly because of strong
     demand as well as shortages of lumber and construction                           Exports. Real exports are expected to continue to
     workers. As new supply comes on the market, price                                rebound in 2021, rising by 9.5 percent. One factor
     growth will slow to an average of 3.5 percent from 2022                          contributing to that rebound in export growth is the
     to 2025, in CBO’s estimation.                                                    improvement of economic conditions abroad, which
                                                                                      boosts international demand for U.S. goods and services.
     Government Purchases. Real government purchases of                               CBO projects that the economic output of major U.S.
     goods and services—such as public educational services,                          trading partners will rise by 5.0 percent in 2021 after
     highways, and military equipment—fell by 0.5 percent                             contracting by 2.5 percent in 2020. In addition, as the
     in 2020, as state and local governments reduced their                            global effects of the pandemic continue to wane and
     purchases because of school closures and pandemic-​                              international travel restrictions are lifted, exports of
     related pressures on their fiscal year 2020 budgets (many                        services (mostly travel and transportation) are expected
     of which ran through June 2020). CBO projects that, if                           to begin to recover after declining by 24 percent in 2020
     current laws governing federal taxes and spending gener-                         and remaining weak in early 2021. CBO expects real
     ally remain in place, real purchases by federal, state, and                      exports of services to begin a gradual recovery in the sec-
     local governments will increase by 3.2 percent in 2021,                          ond half of 2021 before returning to their prepandemic
     boosted by recently enacted legislation, strong state and                        level by early 2023. Exports of capital goods are also
     local tax receipts, and the reopening of schools. Real gov-                      expected to strengthen in 2021, reflecting a resumption
     ernment purchases are projected to grow by an average                            in deliveries of Boeing 737 MAX aircraft. As exports of
     of 0.4 percent per year from 2022 to 2025. In particular,                        services return to prepandemic levels and the pace of
     real state and local government purchases are projected                          foreign growth returns to its prepandemic trend, export
     to grow by an average of 0.8 percent per year from 2022                          growth is projected to rise slightly in 2022 before slow-
     to 2025, as the federal fiscal support to state and local                        ing in later years.
     governments is spent over a prolonged period and as
     economic activity further bolsters state and local tax                           Imports. CBO projects that strong domestic demand for
     revenues. Real federal government purchases, however,                            goods and services in 2021 will result in robust growth
     are projected to contract by an average of 0.3 percent per                       of real imports, which are expected to rise by 8.5 percent
     year over that same period, as federal spending related to                       this year. That growth in imports is driven primarily
     the public health emergency wanes.                                               by a 6.6 percent increase in imported consumer goods
                                                                                      and industrial supplies. As with exports of services,
     Exports and Imports. CBO projects that the U.S. trade                            CBO projects that, after falling by 24 percent in 2020,
     deficit will shrink gradually between the middle of 2021                         imports of services will rebound gradually in the middle
     and 2025 after expanding substantially during the first                          of 2021 as international travel restrictions are lifted and
     half of 2021. Since the middle of 2020, the recovery                             return to their prepandemic level by the end of 2022.
     in trade flows has been uneven, as growth in imports                             CBO projects that the growth rate of real imports will
     outpaced exports and, in turn, the trade deficit widened
CHAPTER 2: THE ECONOMIC OUTLOOK                              ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   37



decline in 2022 and later years as growth in domestic             potential productivity), about 0.9 percentage points
demand slows.                                                     are attributable to capital services (that is, the flow of
                                                                  productive services provided by the available stock of
Value of the Dollar. After falling by 6.7 percent over            capital), and the remaining 0.3 percentage points are
the second half of 2020, the international exchange               attributable to growth of potential hours worked.
value of the dollar is projected to decline by 2.4 percent
in 2021 before stabilizing in later years. CBO pro­               In CBO’s projections, the output gap—the difference
jects that the dollar will weaken in 2021 as a result of          between actual output and potential output—closes rap-
the improved global economic outlook, which boosts                idly, from an estimated average of −4.9 percent in 2020
expected returns on foreign investments and decreases             to zero in mid-2021, and then becomes positive (that is,
demand for dollar-denominated assets relative to foreign          actual output exceeds potential output) during the rest
assets in other currencies. Beyond 2021, CBO’s projec-            of the year. Over the entire 2021–2025 period, the gap
tion of a stable dollar reflects the agency’s expectation         averages about 1.0 percent.
that changes in economic performance and monetary
policies will lead the value of the dollar to appreciate          Potential GDP is an estimate of the economy’s maxi-
against advanced-economy currencies but depreciate                mum sustainable level of production rather than a strict
against emerging-market currencies in a way that is               constraint. That level corresponds to a high rate of use
roughly offsetting.                                               of labor and capital. Sustainability is a key part of that
                                                                  definition: CBO estimates that actual output can exceed
Potential Output and the Output Gap                               potential for a short time and have only minimal effects
CBO’s projections of potential output are based on its            on inflation. However, an extended period of time with
projections of trends in underlying factors—such as               a positive output gap will lead to upward pressure on
the size of the labor force, the average number of labor          wages and prices, triggering monetary authorities to take
hours per worker, capital investment, and productivity—           steps to slow the economy, such as by dampening the
and take into account the effects of federal tax and              growth of credit. In response, the growth of output is
spending policies embodied in current law. (The pan-              likely to slow, bringing it closer in line with potential and
demic has added uncertainty to those projections, as              closing the output gap.
discussed below.)
                                                                  The Labor Market
Over the 2021–2025 period, potential output is pro-               The labor market is expected to continue its recovery
jected to grow at an average annual rate of 2.0 percent,          through the end of 2021 and into 2022. That pattern
driven by the nearly 0.4 percent annual growth of the             reflects the ongoing expansion of the economy as well
potential labor force and 1.6 percent annual growth               as the easing of constraints associated with the pan-
of potential labor force productivity (see Table 2-3).            demic and social distancing. Notably, the percentage
That rate is stronger than the average rate over the past         of the population with immunity to the virus (whether
business cycle, in spite of slower growth of the potential        through infection or vaccination) is expected to gradu-
labor force; the acceleration reflects CBO’s projection           ally increase. In CBO’s current projections, through the
of a resurgence in investment in the aftermath of the             middle of 2022, the number of people employed returns
pandemic-induced recession, as well as its assessment             to its prepandemic level, the unemployment rate con-
that trend growth in potential labor force productivity           tinues to decline, the civilian labor force returns to its
has accelerated modestly in recent years.                         prepandemic size, and wage and salary growth rises (see
                                                                  Figure 2-3). Thereafter, through 2026, the projections
Potential output in the nonfarm business sector, which is         reflect the labor market’s gradual return to its long-run
responsible for about three-quarters of aggregate eco-            average relationship to potential performance, with
nomic activity and for nearly all productivity growth,            employment growth slowing, the unemployment rate
is projected to grow at an average rate of 2.3 percent,           rising gradually, and wage growth moderating.
substantially more rapidly than overall potential out-
put. About 1.1 percentage points of that growth are                Employment. Growth of payroll employment is pro-
attributable to potential total factor productivity in the         jected to continue at a relatively rapid pace through the
sector (the source of most of the acceleration in overall          end of 2021 and into the first half of 2022. In CBO’s
38   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                                       July 2021




     Table 2-3 .

     Key Inputs in CBO’s Projections of Real Potential GDP
     Percent
                                                                                                                                             Projected Average
                                                                                        Average Annual Growth                                 Annual Growth
                                                                                                        Total,                                        Total,
                                                                    1950– 1974– 1982– 1991– 2002– 2008– 1950–                             2021– 2026– 2021–
                                                                    1973 1981 1990 2001 2007 2020 2020                                    2025 2031 2031
                                                                                                           Overall Economy
     Real Potential GDP                                               4.0       3.2       3.2       3.3     2.4       1.7        3.1        2.0       1.7          1.8
     Potential Labor Force                                            1.6       2.5       1.6       1.2     1.0       0.5        1.4        0.4       0.3          0.4
     Potential Labor Force Productivity a                             2.3       0.7       1.6       2.0     1.4       1.2        1.7        1.6       1.4          1.5

                                                                                                       Nonfarm Business Sector
     Real Potential Output                                            4.1       3.5       3.5       3.7     2.7     2.0      3.4            2.3       2.0          2.1
     Potential Hours Worked                                           1.4       2.3       1.7       1.2     0.3     0.6      1.3            0.4       0.3          0.4
     Capital Services b                                               3.8       3.7       3.5       3.9     2.8     2.3      3.4            2.6       2.0          2.3
     Potential Total Factor Productivityc                             1.9       0.8       1.1       1.5     1.5     0.8      1.4            1.1       1.1          1.1
     Contributions to the Growth of Real Potential Output
     (Percentage points)
        Potential hours worked                                       0.9       1.5        1.1      0.8       0.2       0.4       0.8        0.3       0.2          0.2
        Capital servicesb                                            1.2       1.2        1.1      1.3       0.9       0.8       1.1        0.9       0.7          0.8
        Potential total factor productivityc                         1.9       0.8        1.1      1.5       1.5       0.8       1.4        1.1       1.1          1.1
          Total Contributions                                        4.0       3.5        3.4      3.6       2.6       2.0       3.3        2.2       2.0          2.1

     Potential Labor Productivityd                                    2.6       1.2       1.7       2.4       2.4       1.4      2.1        1.9       1.7          1.8

     Data source: Congressional Budget Office. See www.cbo.gov/publication/57263#data.
     Real values are nominal values that have been adjusted to remove the effects of changes in prices. Potential GDP is CBO’s estimate of the maximum sustainable
     output of the economy.
     The table shows compound annual growth rates over the specified periods. Those rates are calculated from the fourth quarter of the year immediately preceding
     each period to the fourth quarter at the end of that period.
     GDP = gross domestic product.
     a. The ratio of potential GDP to the potential labor force.
     b. The flow of services, provided by the stock of capital goods (such as computers and other equipment), that constitute the actual input in the production
        process.
     c. The average real output per unit of combined labor and capital services, excluding the effects of business cycles.
     d. The ratio of potential output to potential hours worked in the nonfarm business sector.


     current projections, nonfarm payroll employment rises                               employment-to-​population ratio initially flattens out
     by an average of 587,000 jobs per month in 2021 and                                 before gradually declining through the remainder of the
     by an average of 417,000 jobs per month in 2022. At                                 projection period.
     those rates, nonfarm payroll employment is projected
     to reach its prepandemic level by the middle of 2022                                Unemployment. The unemployment rate and the num-
     and its estimated potential at about the same time. After                           ber of unemployed people are projected to decline grad-
     2022, payroll jobs gains are projected to slow to less                              ually through the remainder of 2021 and through the
     than 30,000 per month, on average, as the economy                                   first half of 2022, reflecting the continued growth of the
     and labor markets grow at lower trend rates. Reflecting                             economy. In CBO’s projections, the overall unemploy-
     the increases in employment and a rise in the labor                                 ment rate falls from 5.8 percent in the second quarter of
     force participation rate, the employment-to-population                              2021 to 4.6 percent by late 2021. The number of unem-
     ratio largely recovers to a level near its prepan-                                  ployed people falls to 7.5 million by the end of 2021 and
     demic peak by the end of 2022. Subsequently, the                                    to 6.0 million by the end of 2022. The unemployment
CHAPTER 2: THE ECONOMIC OUTLOOK                                               ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031      39



Figure 2-3 .

Employment, Unemployment, Labor Force Participation, and Wage Growth
Millions of Jobs
160                                                                           Projected
150                                                                                        Nonfarm Payroll             In CBO’s projections, payroll
                                                                                            Employment
140                                                                                                                    employment reaches its prepandemic
                                                                                                                       level in early 2022.
130

1200
   2001              2006              2011              2016              2021              2026             2031

Percent
 10                                                                                                                    The unemployment rate is projected
                                                  Actual
                                               Unemployment                                                            to decline through the remainder
  8
                                                                                                                       of 2021 and the first half of 2022
  6
                                                                                                                       before returning to its long-term
  4                                 Noncyclical Rate                                                                   relationship with the noncyclical rate
  2                                of Unemployment
                                                                                                                       of unemployment.
  0
   2001              2006              2011              2016              2021              2026             2031

                                                                                                                       The labor force participation rate
Percent
                                                                                                                       is expected to rise from its current
 68
                                          Potential Labor Force                                                        level through the end of 2022. The
 66                                        Participation Rate                                                          participation rate then remains close
 64                                                                                                                    to that level for about two years as
 62                                        Actual Labor Force                                                          the effects of the continued economic
 60                                        Participation Rate                                                          recovery and the aging of the
 580                                                                                                                   population offset each other.
   2001              2006              2011              2016              2021              2026             2031

Percentage Change
  4                                                                                          Wage Growth
  3                                                                                                                    In CBO’s projections, wage growth is
  2                                                                                                                    projected to average 3.4 percent per
                                                                                                                       year for the 2021–2025 period.
  1

  0
   2001              2006              2011              2016              2021              2026             2031
Data sources: Congressional Budget Office; Bureau of Labor Statistics. See www.cbo.gov/publication/57263#data.
Nonfarm payroll workers, who are employed in the private and public sectors, can include employees of nonprofit organizations and proprietors but by definition
exclude farm workers.
The unemployment rate is the number of people not working who are available for work and are either seeking work or expecting to be recalled from a
temporary layoff, expressed as a percentage of the labor force. The noncyclical rate of unemployment is the rate that results from all sources except fluctuations
in aggregate demand, including normal turnover of jobs and mismatches between the skills of available workers and the skills necessary to fill vacant positions.
The labor force participation rate is the share of the civilian noninstitutionalized population age 16 or older that has jobs or that is available for and actively
seeking work. The potential labor force participation rate is CBO’s estimate of the rate that would occur if economic output and other key variables were at their
maximum sustainable amounts.
Wages are measured using the employment cost index for wages and salaries of workers in private industry. Growth in wages is measured as average annual
growth. For the unemployment rate and labor force participation rate, data are annual averages.
40   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                    July 2021




     rate is projected to fall below the noncyclical rate of                          Inflation. In CBO’s projections, inflation rises in 2021,
     unemployment in early 2022 and to reach 3.6 percent by                           as the economy recovers from the pandemic-induced
     the end of 2022.8                                                                recession (see Figure 2-4, top panel). The growth rate of
                                                                                      the PCE price index—the measure the Federal Reserve
     Labor Force Participation. The labor force participation                         uses to define its 2 percent long-run goal for inflation—
     rate is expected to rise gradually from its current level                        was 1.2 percent in 2020, well below that goal. CBO
     through the end of 2022. In CBO’s current projections,                           projects that the rate will increase to 2.8 percent in 2021.
     the labor force participation rate rises from 61.8 per-                          The traditional measure of core PCE price inflation,
     cent in the second quarter of 2021 to 62.2 percent by                            which excludes food and energy prices because they tend
     the end of the year and then continues to rise, reaching                         to be volatile, is projected to rise from 1.4 percent in
     63.0 percent in early 2023, near its prepandemic peak                            2020 to 2.4 percent in 2021.
     of 63.4 percent. Thereafter, it gradually declines as the
     effects of the aging of the population (which damp-                              Inflation declines in early 2022 before rising again over
     ens the overall labor force participation rate) become                           the following year and then remaining slightly above
     more prominent relative to the short-term effects of the                         the Federal Reserve’s 2 percent long-run goal for sev-
     expanding economy.                                                               eral years, in CBO’s projections. The agency expects
                                                                                      many of the current disruptions to the supply of goods
     Hourly Wages and Salaries. The ongoing gains in                                  and services—as well as many of the effects of recently
     the labor market and the stronger performance of                                 enacted legislation on the demand for goods and
     the economy are expected to put upward pressure on                               services—to fade by the end of this year. CBO projects
     wage growth. In CBO’s projections, the employment                                that, together, those developments will cause inflation to
     cost index for wages and salaries of workers in private                          fall in the first half of 2022. After that, upward pressure
     industry—a measure of the hourly price of labor—is                               on prices from strong labor and product market condi-
     3.7 percent higher in the fourth quarter of 2021 than                            tions dominates those factors, causing inflation to rise
     it was in the fourth quarter of 2020; its annual growth                          again. The core PCE price index is projected to grow by
     rate in recent years (and before the pandemic began)                             2.0 percent in 2022, and the core consumer price index
     was about 3 percent. Stronger wage growth is projected                           for urban consumers (CPI-U; core CPI-U excludes food
     to continue, averaging 3.5 percent per year for the                              and energy prices) is projected to grow by 2.4 percent
     2021–2025 period.                                                                in that same year. In 2023, CBO expects the core PCE
                                                                                      price index to grow by 2.2 percent and the core CPI-U
     Inflation and Interest Rates                                                     to grow by 2.5 percent. Those projected growth rates
     CBO expects inflation to increase in 2021, as a variety of                       would put core inflation at its highest level in more than
     factors cause supply to grow more slowly than demand                             a decade. After 2023, the agency projects that inflation
     in both product markets and labor markets, before                                will remain above the Federal Reserve’s 2 percent long-
     falling in 2022. After 2022, the agency projects that the                        run goal through 2025.
     rate of inflation will slightly exceed the Federal Reserve’s
     2 percent long-run goal for inflation for several years.                         CBO has two main reasons for projecting only a modest
     The agency expects short-term interest rates to remain                           increase in inflation over the next few years, even though
     low over the next few years but then rise beginning in                           output is above the maximum sustainable level of pro-
     the second half of 2023. Long-term interest rates, which                         duction. First, the agency estimates that the relationship
     have increased since earlier this year, are expected to rise                     between labor market slack and inflation is currently
     slightly through 2023. CBO expects both short- and                               weak. Therefore, in CBO’s estimation, a substantial
     long-term interest rates to rise more rapidly after 2023.                        decrease in the unemployment rate—one that causes
                                                                                      wage growth to increase—places only a small amount of
                                                                                      upward pressure on overall consumer prices. Moreover,
                                                                                      a substantial increase in the unemployment rate puts
     8. The noncyclical rate of unemployment is the rate of                           only a small amount of downward pressure on inflation,
        unemployment arising from all sources except fluctuations in
        aggregate demand. It is often termed the long-run natural rate of
                                                                                      which implies that monetary policymakers could find
        unemployment and was referred to in previous CBO reports as                   it more challenging to reduce inflation if it becomes
        the underlying long-term rate of unemployment.                                too high. The observed weakness of that relationship
CHAPTER 2: THE ECONOMIC OUTLOOK                                                 ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   41



Figure 2-4 .

Inflation and Interest Rates
Percentage Change
4                                                                                     Projected




3                                            PCE Price
                                              Index
                                                                                                                                     In CBO’s projections,
                                                                                                                                     inflation rises in 2021 as
                                                                                                                                     the economic expansion
2                                                                                                                                    continues. It then declines
                                                                                                                                     in early 2022 before
                                                                                             Federal Reserve’s Long-Run Goal
                                                                                                                                     rising again in 2023 and
1
                                                                                                                                     remaining elevated for
                                         Core PCE                                                                                    several years.
                                        Price Index

0
 2001                2006                 2011                2016                 2021                 2026                 2031

Percent
6
                                                                                                                                     The 3-month Treasury bill
                                                                                                                                     rate remains near zero
                                                                                                                                     through early 2023 and
                                                                                                                                     then gradually rises as the
4                                                                                                          10-Year Treasury          Federal Reserve begins
                                                                                                              Note Rate
                                                                                                                                     raising the federal funds
                                                                                                                                     rate in the second half of
                                                                                                                                     2023. The interest rate
2                                                                                                                                    on 10-year Treasury notes
                                                                                                                                     is expected to increase
                                                                                                          3-Month Treasury
                                                                                                                                     through 2023 but at a
                                                                                                              Bill Rate              slower pace than in the first
                                                                                                                                     few months of 2021.
0
 2001                2006                 2011                2016                 2021                 2026                 2031
Data sources: Congressional Budget Office; Bureau of Economic Analysis; Federal Reserve. See www.cbo.gov/publication/57263#data.
The inflation rate is based on the price index for personal consumption expenditures; the core rate excludes prices for food and energy.
Inflation is measured from the fourth quarter of one calendar year to the fourth quarter of the next.
The federal funds rate is the interest rate that financial institutions charge each other for overnight loans of their monetary reserves.
PCE = personal consumption expenditures.
42   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                   July 2021




     in recent history may result from the increased use of                           CBO projects that part of the increase in long-term
     global supply chains for production, which decreases                             interest rates through 2025 is also due to the expecta-
     the importance of domestic labor market slack, or from                           tion of rising short-term interest rates. The average of
     higher profit margins, which allow businesses to more                            expected short-term interest rates is one of the factors
     easily absorb wage increases without raising prices.                             driving movements in long-term interest rates. In CBO’s
                                                                                      projections, the interest rate on 10-year Treasury notes
     The second reason CBO projects a modest increase in                              rises from under 1.8 percent at the end of 2021 to
     inflation is that expectations about inflation are well                          2.7 percent in 2025.
     anchored, or stable. In other words, a short-term increase
     in inflation is not expected to cause a substantial rise in                      The Economic Outlook for
     expected future inflation, which could lead it to spiral                         2026 to 2031
     upward. In the agency’s estimation, inflation expectations                       CBO’s projections of GDP, unemployment, inflation,
     will remain well anchored, in part because of the Federal                        and interest rates for the second half of the coming
     Reserve’s institutional credibility in keeping inflation                         decade are based mainly on the agency’s projections of
     stable over the past several decades.                                            the underlying trends in the factors that determine those
                                                                                      key variables—the size of the labor force, the average
     Interest Rates. In CBO’s projections, the Federal                                number of labor hours per worker, capital investment,
     Reserve keeps its target for the federal funds rate at                           and productivity—and take into account the effects of
     0.1 percent through the first half of 2023. It is expected                       federal tax and spending policies embodied in current
     to begin raising the target for the federal funds rate in the                    law. In some cases, those policies, as well as monetary
     second half of 2023, roughly a year after inflation reaches                      policy, might be projected to influence not only the
     and begins to exceed the Federal Reserve’s 2 percent                             demand for goods and services—and, therefore, the gap
     long-run goal and the unemployment rate reaches a level                          between actual output and potential output—but also
     consistent with stable long-run inflation. The Federal                           potential output itself. In addition, the pandemic might
     Reserve gradually raises rates after that point, allowing                        have longer-term effects on potential output that are not
     inflation to slightly exceed 2 percent for some time. The                        yet apparent in current data.
     interest rate on 3-month Treasury bills typically follows
     the same pattern as the federal funds rate (see Figure 2-4                       During the 2026–2031 period, in CBO’s projections,
     on page 41, bottom panel). In CBO’s projections, the                             the economy continues to expand, and output exceeds
     3-month Treasury bill rate averages 0.1 percent through                          potential output through early 2027. The agency expects
     early 2023 and then gradually rises as the Federal Reserve                       monetary policy to become less accommodative over the
     begins raising the federal funds rate target in the second                       period, slowing the growth of actual output. Over the
     half of 2023.                                                                    2026–2031 period, the annual growth of actual output
                                                                                      averages 1.6 percent, slower than the 1.7 percent pro-
     Long-term interest rates are expected to increase through                        jected for the growth of potential output. That reduction
     2023 but at a slower pace than the increase in the first                         in economic growth brings actual output back to its long-
     few months of 2021. Part of the reason for a somewhat                            term relationship with potential output in 2030. The
     muted increase in long-term interest rates is that current                       output gap becomes negative, averaging −0.2 percent over
     long-term rates are elevated because financial market                            the period and reaching −0.5 percent in 2030 and 2031.
     participants probably expect additional fiscal policy
     initiatives beyond those already enacted. Because CBO’s                          Growth of consumer spending slows to an average of
     forecast is based on current law, its projections incor-                         1.9 percent over the period. The unemployment rate
     porate an assumption that the effect of expected future                          drifts up to about 4.5 percent at the close of the period.
     policy that is embodied in current interest rates dissipates                     PCE price inflation remains at about 2.1 percent for
     over time. CBO also expects the Federal Reserve’s pur-                           the first three years of the period before declining to the
     chases of Treasury and other securities to mute a rise in                        Federal Reserve’s long-run goal of 2.0 percent by 2029.
     long-term interest rates through 2023. Starting in 2022,                         Interest rates continue to rise gradually throughout the
     in CBO’s projections, the Federal Reserve’s net purchases                        2026–2031 period: The federal funds rate rises from
     of those securities gradually taper to zero by the first half                    1.4 percent in 2026 to 2.6 percent in 2031, the 3-month
     of 2023. As that happens, long-term interest rates begin                         Treasury rate rises from 1.4 percent to 2.5 percent, and
     rising more quickly.                                                             the 10-year Treasury note rate rises from 2.9 percent to
                                                                                      3.5 percent.
CHAPTER 2: THE ECONOMIC OUTLOOK                               ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   43



Actual Output and Potential Output                                  projection period. Nonfarm payroll employment
Although changes in the overall demand for goods and                increases by an average of about 42,000 jobs per month
services strongly influence CBO’s economic projections              during those years, in CBO’s projections. Real compen-
during the first half of the period covered in this report,         sation per hour in the nonfarm business sector, a mea-
the agency’s projections for the second half of the period          sure of labor costs that is a useful gauge of longer-term
are fundamentally determined by its assessment of the               trends, grows at an average annual rate of 1.6 percent
prospects for growth of key inputs: the potential number            over the 2026–2031 period—close to the projected aver-
of workers in the labor force, capital services, and the            age growth in labor productivity in that sector.
potential productivity of those factors.
                                                                    CBO expects the noncyclical rate of unemployment to
In CBO’s projections, growth of potential output over               decline slowly over the next decade, from 4.5 percent in
the 2026–2031 period averages 1.7 percent per year, a               2020 to 4.3 percent by 2031. That decline reflects the
rate roughly equal to the average during the most recent            continuing shift in the composition of the workforce
business cycle (see Table 2-3 on page 38). That annual              toward older workers, who tend to have lower rates
growth is driven by average annual growth of about                  of unemployment (when they participate in the labor
0.3 percent in the potential labor force and of about               force), and away from less educated workers, who tend
1.4 percent in potential labor force productivity (see              to have higher ones.
Figure 2-5). Potential output in the nonfarm business
sector grows at an average rate of 2.0 percent. About               CBO expects the labor force participation rate to fall
1.1 percentage points of that growth are attributable               during the second half of the 11-year projection period.
to growth of potential total factor productivity in the             Specifically, the overall labor force participation rate is
sector; about 0.7 percentage points are attributable to             projected to fall from 61.9 percent at the beginning of
growth of capital services; and the remaining 0.2 per-              2026 to 60.8 percent by the end of 2031. That decline
centage points are attributable to growth of potential              is mostly driven by the aging of the population and,
hours worked. The output gap gradually decreases from               in particular, the continued retirement of baby boom-
just above zero in 2026 to −0.5 percent in 2031.                    ers. That rate in 2031 is close to the agency’s estimate of
                                                                    the potential labor force participation rate, which falls
Although trends in potential employment and hours                   from 62.8 percent in 2020 to 61.6 percent in 2026 and
worked are driven mainly by underlying trends in the                to 60.9 percent in 2031.
potential labor force in CBO’s projections, the growth of
potential hours worked is further influenced by certain             Inflation and Interest Rates
temporary provisions of major tax legislation enacted               CBO expects strong labor and product market con-
in 2017. The agency estimates that those provisions                 ditions to continue to put upward pressure on prices,
induced an increase in potential hours worked begin-                supporting inflation that is above the agency’s projected
ning in 2018 and will also lead to a decrease in potential          long-run average level for several years. Toward the end
hours worked after the provisions expire (under current             of the 11-year projection period, as real GDP falls below
law) at the end of 2025.                                            the maximum sustainable level of production and the
                                                                    rate of use of labor declines, inflation decreases toward
The Labor Market                                                    its projected long-run average level. The agency expects
CBO’s projections of employment, labor compensation                 interest rates to continue rising in the later years of
per hour, unemployment, and labor force participation               the projection period as the Federal Reserve continues
over the 2026–2031 period primarily reflect the agency’s            removing accommodation by raising short-term interest
assessment of the overall performance of the economy                rates and reducing its holdings of Treasury and other
and the effects of long-term demographic trends, which              securities. CBO also expects interest rates to rise in
will strongly influence the size and composition of the             response to rising debt relative to GDP.
workforce in the coming decades.
                                                                    Inflation. In CBO’s projections, as strong labor and
The growth in employment and labor compensation                     product market conditions persist, inflation remains
per hour is projected to moderate over the 2026–                    above its projected long-run average level before fall-
2031 period relative to the first five years of the                 ing back down toward that level near the end of the
44   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                                            July 2021




     Figure 2-5 .

     Composition of the Growth of Real Potential GDP
     Percentage Change
             4.0
     4                                                                          Projected
                                                                                                                                          Over the next five years,
                                    3.2         3.3                                                                                       real potential GDP is
                         3.2
     3
                                                                                                                                          projected to grow faster
             2.3         0.7                                                                                                              than it has since the 2007–
                                                           2.4                                                                            2009 recession because of
                                    1.6
                                                2.0                               2.0                                                     faster growth in potential
     2
                                                                       1.7                    1.7       Real Potential GDP                labor force productivity.
                                                           1.4
                                                                                                                                          However, growth in the
                         2.5                                                      1.6                   Potential Labor Force             potential labor force is
                                                                       1.2                    1.4
     1                                                                                                  Productivity
             1.6                    1.6                                                                                                   projected to be slower than
                                                1.2        1.0                                                                            in previous periods, largely
                                                                       0.5        0.4         0.3       Potential Labor Force             because of the aging of the
     0                                                                                                                                    population.
            1950−      1974−       1982−      1991−       2002−      2008−       2021−      2026−
            1973       1981        1990       2001        2007       2020        2025       2031
     Data source: Congressional Budget Office. See www.cbo.gov/publication/57263#data.
     Real values are nominal values that have been adjusted to remove the effects of changes in prices. Growth in real potential GDP is the sum of growth in the
     potential labor force and growth in potential labor force productivity. The potential labor force is CBO’s estimate of the size of the labor force that would occur if
     economic output and other key variables were at their maximum sustainable amounts. Potential labor force productivity is the ratio of real potential GDP to the
     potential labor force.
     The bars show average annual growth rates over the specified periods, calculated using calendar year data.
     GDP = gross domestic product.


     projection period. The agency expects the growth rate of                               In CBO’s projections, the Federal Reserve raises the
     the PCE price index to modestly exceed 2.0 percent, the                                target for the federal funds rate through 2031, and the
     Federal Reserve’s long-run goal for inflation, for several                             pace of rate hikes is gradual enough to allow inflation to
     years before returning to that level. CPI-U inflation is                               remain above 2 percent through the end of 2028. Under
     projected to rise to 2.5 percent in 2026 before falling to                             the Federal Reserve’s revised monetary policy strategy,
     2.3 percent.                                                                           inflation exceeds 2 percent following periods when
                                                                                            inflation has fallen short of that rate in order to achieve
     Interest Rates and Federal Reserve Policy. CBO                                         2 percent average inflation over time.10 In addition, in
     expects short- and long-term interest rates to rise over                               CBO’s projections, the Federal Reserve slows the pace
     the 2026–2031 period but remain below their historical                                 of rate hikes in 2026 in response to the expiration of
     average. Rising federal debt in relation to GDP, a reduc-                              some of the tax reductions that were enacted in the
     tion in the Federal Reserve’s holdings of Treasury securi-                             2017 tax act.
     ties, a decline in the share of Treasury securities held by
     foreign investors, and a gradual decrease in the premium                               The 3-month Treasury bill rate is expected to rise along
     paid on risky assets are expected to exert upward pres-                                with hikes in the federal funds rate. CBO expects the
     sure on short- and long-term interest rates. Nevertheless,
     projected interest rates remain below their average over
                                                                                                Interest Rates and Its Implications for CBO’s Projections, Working
     the past four decades for several reasons, including lower                                 Paper 2020-09 (Congressional Budget Office, December 2020),
     average expected inflation, slower growth of the labor                                     www.cbo.gov/publication/56891.
     force, and slower growth of productivity.9
                                                                                            10. See Board of Governors of the Federal Reserve System, “Federal
                                                                                                Open Market Committee Announces Approval of Updates to Its
     9. For further details on the factors affecting CBO’s interest rate                        Statement on Longer-Run Goals and Monetary Policy Strategy”
        projections, see Edward N. Gamber, The Historical Decline in Real                       (press release, August 27, 2020), https://go.usa.gov/xGXXn.
CHAPTER 2: THE ECONOMIC OUTLOOK                               ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   45



interest rate on 10-year Treasury notes to rise as the             58.4 percent by 2029. That increase is consistent with
Federal Reserve reduces its holdings of long-term secu-            CBO’s projection of labor market variables, such as
rities and as rising debt relative to GDP begins to put            hours worked and compensation per hour. However,
upward pressure on interest rates. In CBO’s projections,           labor’s share remains below 60.8 percent, its long-run
the average federal funds rate increases from 1.4 per-             average over the 1947–2000 period.
cent in 2026 to 2.6 percent in 2031. Similarly, the rates
for 3-month Treasury bills and 10-year Treasury notes              Corporate Profits and Business Income
are expected to rise from 1.3 percent to 2.4 percent               The large federal subsidies that continue to flow to busi-
and from 2.8 percent to 3.5 percent, respectively, over            nesses in 2021 as part of pandemic-related support will
that period.                                                       boost employees’ compensation, proprietors’ incomes,
                                                                   and corporate profits. In CBO’s estimation, about
Projections of Income for                                          60 percent of pandemic-related business subsidies flowed
2021 to 2031                                                       into corporate profits during 2020, a smaller share
Economic activity and federal tax revenues depend not              flowed into increased employee compensation, and the
only on the amount of total income in the economy but              smallest share went into proprietors’ incomes. During
also on how that income is divided among labor income,             2021, expanded or extended subsidies to businesses will
domestic profits, proprietors’ income, income from inter-          boost corporate profits as they did in 2020, but the share
est and dividends, and other categories. (Labor income             flowing into compensation will be smaller than the share
includes wage and salary payments as well as other forms           flowing to proprietors.
of compensation, such as employer-paid benefits and the
part of proprietors’ income corresponding to compensa-             In CBO’s projections, domestic corporate profits amount
tion for hours worked.) The shares for wages and salaries          to a larger share of GDP over the 11-year projection
and for domestic profits are particularly important in             period than they did in the 40 years before the pan-
projecting federal revenues because those types of income          demic. Domestic corporate profits averaged 7.6 percent
are taxed at higher rates than others.                             of GDP from 1980 to the end of 2019. At the onset
                                                                   of the pandemic, domestic corporate profits fell to
Labor Income                                                       7.2 percent of GDP in the first quarter of 2020, but they
Compensation of employees fell by less than the income             rebound to above 10 percent in CBO’s projections for
of business owners in the pandemic-induced recession               the second half of 2021. The agency expects the domes-
of 2020; as a result, labor’s share of national income rose        tic profit share to fall back toward 8 percent by 2028, as
sharply in that year. CBO projects that labor’s share of           increased borrowing and a steady upward rise in market
income will fall back toward prepandemic levels during             interest rates combine to raise interest payments.
2021 and settle at 57.6 percent in 2022. In CBO’s
projections, strong demand for goods and services drives            Uncertainty in the Economic Outlook
further gains in employment and compensation, result-               An unusually high degree of uncertainty surrounds
ing in a modest uptick in labor’s share after 2022.                 CBO’s latest economic projections. The agency’s projec-
                                                                    tions of inflation are highly uncertain, both in the short
Wages and salaries as a share of GDP average 43.6 per-              term—when the upward pressure on prices from supply
cent over the projection period. CBO projects that the              shortages and strong demand for labor could be larger
share will fall early in the period, even though wages              or smaller than expected—and in the longer term, when
and salaries grow by 8.3 percent in 2021 and 4.9 per-               the path of expected inflation could be higher or lower
cent in 2022. In CBO’s projections, the share of those              than expected. Uncertainty also surrounds the path of
incomes slips back to 43.3 percent of GDP in 2022.                  the pandemic and the recovery from the recent down-
Subsequently, the share of wages and salaries gradually             turn, both domestically and internationally. The impact
rises back to 43.8 percent of GDP by 2028.                          of recent fiscal and monetary policies is highly uncertain,
                                                                    as are the stability of financial markets and the path of
In CBO’s projections for the 2021–2031 period, labor                the recovery in the labor market. The pace of potential
income as a share of GDP averages 58.1 percent. In                  output is a significant longer-term uncertainty, as is the
the aftermath of the recession, labor’s share initially             impact of the pandemic on the key inputs to that poten-
falls to 57.6 percent but then rises over time to reach             tial output growth.
46   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                    July 2021




     CBO’s baseline projections incorporate the assumption                            The Pandemic and the Recovery
     that current laws governing federal taxes and spending                           The severity and duration of the pandemic, both domes-
     generally remain in place and that no significant addi-                          tically and abroad, are subject to significant uncertainty,
     tional funding or aid is provided. Although new laws                             as are its effects on economic activity. In particular,
     could be enacted that significantly alter federal taxes and                      great uncertainty remains about how quickly future
     spending, that possibility does not add to the uncertainty                       outbreaks can be brought under control where immu-
     surrounding the agency’s baseline projections, so this                           nity to the virus remains limited, as well as the extent to
     discussion is restricted to uncertainty stemming from                            which those outbreaks will restrain economic activity.
     other sources.                                                                   Uncertainties remain about the extent of vaccination in
                                                                                      harder-to-reach communities and the extent to which
     Inflation                                                                        people will accept vaccination when it is accessible.
     A high degree of uncertainty surrounds CBO’s inflation
     projections in the short term. One source of uncer-                              Further uncertainty surrounds the pace at which con-
     tainty is that businesses may face pandemic-related                              sumers and businesses will regain their financial stability
     difficulties—such as acquiring supplies or hiring                                and return to longer-term spending trends. The pace of
     workers—that make them less able to rapidly increase                             economic expansion could be faster or slower than CBO
     production to meet the surging demand for goods or                               projects. On the one hand, buoyed by excess savings and
     services, which could result in higher inflation than                            a desire to reengage in travel and other recreational activ-
     CBO projects. Likewise, businesses, in response to                               ities that were heavily restricted earlier in the pandemic,
     strong incentives, may soon overcome a variety of supply                         consumer spending might grow more rapidly than the
     disruptions, which could result in lower inflation than                          agency expects. On the other hand, consumers may not
     CBO projects.                                                                    be as quick to return to their prepandemic spending
                                                                                      habits, or businesses may face more significant head-
     Another source of inflationary pressures arises from his-                        winds to increasing their production than the agency
     torically low levels of labor market slack in the agency’s                       expects. Considerable uncertainty also surrounds the
     projections. CBO’s estimates of the inflationary pressure                        rates at which landlords will default on their mortgages,
     caused by decreasing amounts of labor market slack                               or renters will file for bankruptcy protections, following
     are informed by the correlation between that slack and                           the expiration of various rent or eviction moratoriums
     inflation since the late 1990s. Those estimated effects                          and other types of loan forbearance.
     are uncertain, however, and few periods over the past
     50 years have had less labor market slack than the agency                        Policy Responses to the Pandemic
     projects over the next few years, making historical com-                         CBO’s estimates of the economic effects of recently
     parison more difficult.                                                          enacted legislation are subject to considerable uncer-
                                                                                      tainty. Some important sources of that uncertainty are
     Finally, for the longer term, CBO’s inflation projections                        how consumers and businesses may respond to various
     depend on inflation expectations, which are not very                             policy changes included in the legislation; how the
     responsive to changes in actual inflation, in the agency’s                       timing, scale, and breadth of the legislation may affect
     estimation. The agency expects that, for the most part,                          consumers’ and businesses’ confidence; how responses
     consumers and businesses will view recent price increases                        to policy changes may be altered by the pandemic and
     as transitory and as having little effect on future infla-                       social distancing; what the course of the pandemic
     tion. However, if price increases become more wide-                              may be; how rapidly social distancing may be relaxed;
     spread and prove longer lasting, then inflation expec-                           and what fraction of the population may ultimately be
     tations could rise more materially, and inflation would                          vaccinated. CBO’s estimates of the economic effects of
     be higher than CBO projects. Alternatively, if actual                            recently enacted legislation represent the middle of the
     inflation turns out to be below expected inflation over                          range of potential outcomes.
     the next several years, expected future inflation could
     be lower.                                                                        The path of monetary policy is uncertain as well. The
                                                                                      Federal Reserve recently adopted a flexible average infla-
                                                                                      tion target, indicating that it expects to allow inflation
                                                                                      to rise above 2 percent for some period of time following
CHAPTER 2: THE ECONOMIC OUTLOOK                                       ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   47



periods when inflation falls below 2 percent.11 Because                     grown rapidly over the past year, and inventories have
the policy is new, it is uncertain how it will be imple-                    decreased over that period, leading to a large increase in
mented in practice, which contributes to uncertainty                        home prices. A sudden drop in asset values or an abrupt
about the path of short-term interest rates. Uncertainty                    rise in mortgage interest rates could cause spending on
also surrounds the Federal Reserve’s policy of purchasing                   housing to stall, despite the large fiscal stimulus.
Treasury and other securities. In early 2020, the Federal
Reserve began purchasing them in large quantities to                        The Labor Market
stabilize financial markets and reduce long-term interest                   The uncertainty surrounding the labor market’s recov-
rates. It has not yet indicated when it expects those pur-                  ery in the near term is particularly high, reflecting
chases to be discontinued, which contributes to uncer-                      uncertainty about the future course of the pandemic,
tainty about the path of longer-term interest rates.                        the pace of economic recovery and expansion, and the
                                                                            state of various government policies supporting house-
Uncertainty about monetary policy contributes to                            holds, workers, and businesses. If, for example, labor
uncertainty about interest rates. Other factors contribute                  force participation rates rise less or consumer demand
to that uncertainty as well, including uncertainty about                    increases less than CBO currently expects, then the labor
the pandemic and the near-term pace of growth in the                        market’s overall recovery will be slower than in CBO’s
U.S. and global economies. Factors such as increased                        current projections. However, if the economy returns to
foreign and domestic saving, slower total factor produc-                    prepandemic patterns and interactions faster than CBO
tivity growth, and lower labor force participation have                     currently projects, then the labor force participation rate
contributed to the downward trend in interest rates                         and labor markets overall could rebound more strongly
over the past several decades. Much uncertainty remains                     than projected.
about the extent to which those factors will continue
to weigh on interest rates over the next several years. In                  Moreover, the rapid adaptation to remote work by
addition, the extent and timing of upward pressure on                       existing businesses and households may be creating many
interest rates stemming from increased federal borrowing                    opportunities for new businesses, creating new jobs, and
is highly uncertain.                                                        spurring sectoral and geographic reallocations that can
                                                                            help improve both productivity and social and economic
The Financial Sector and Asset Prices                                       welfare. If, for example, business formation and job
Two additional sources of uncertainty about the forecast                    creation in evolving and more quickly expanding parts
are the financial sector and asset prices. After the Federal                of the economy are greater than CBO currently expects,
Reserve’s intervention in markets in 2020 because of                        then labor market recovery could be faster and stronger
COVID-19, the disease caused by the coronavirus, finan-                     than in CBO’s current projections. At the same time,
cial conditions have been stable in the first half of 2021,                 uncertainty exists about how such dynamic forces and
and the banking system is well capitalized. Nevertheless,                   relationships could result in the destruction of existing
the potential for a sharp decline in asset prices represents                businesses and business models, as well as about the neg-
a significant downward risk to the forecast.                                ative consequences for output and labor markets.

Because of low inflation and low risk-free interest rates,                  Furthermore, the severity and the duration of economic
investors have had a heightened demand for any asset                        weakness over the past year may influence the extent
that might produce higher returns, including equity,                        to which various types of workers experience negative
corporate bonds, leveraged financial products, and                          long-term labor market outcomes—including reduced
volatile cryptocurrencies. That demand has led to high                      future employment rates and earnings. Workers who are
equity valuations, relative to GDP, and an increase in                      particularly vulnerable to negative labor market out-
corporate debt in both investment grade and speculative                     comes, which could last a decade or more, include those
grade categories. Those developments could lead to a                        who experience long spells of unemployment, young
sharp decrease in asset prices if investors’ appetite for risk              people who enter the labor market in a weak economy,
quickly changes. Moreover, spending on housing has                          and women, who have disproportionally dropped out
                                                                            of the labor force to provide child care and other care
11. See Board of Governors of the Federal Reserve System,                   at home during the pandemic. Students whose school-
    2020 Statement on Longer-Run Goals and Monetary Policy Strategy         ing has been disrupted during the pandemic could face
    (August 2020), https://go.usa.gov/x6BKv.
48   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                          July 2021




     long-term negative consequences, and the potential harm                          in 2021 and between −1.0 percent and 3.5 percent in
     is skewed toward those who have already been most dis-                           2025 (see Figure 2-6). Those ranges are based on his-
     advantaged. For many students graduating from school                             torical differences between CBO’s past forecasts and
     during the pandemic, the recession and social distancing                         actual outcomes and on the agency’s assessment that the
     made it much more difficult to gain work experience                              distribution of future differences is likely to be similar to
     that would benefit them in the future. Finally, long-                            that of past differences. Some of those historical differ-
     term health risks—including potential long-term effects                          ences are associated with turning points in the business
     of COVID-19 infections, exacerbation of the opioid                               cycle, which are difficult to anticipate.12 In addition,
     crisis by the pandemic, and the toll on people’s mental                          CBO expects that there is a two-thirds chance that the
     health—could influence the prospects of many workers                             average annual rate of real GDP growth will be between
     as well as the strength of the overall labor market.                             1.8 percent and 4.4 percent over the next five years.
                                                                                      That range is smaller than the ranges for the year-by-year
     Long-Term Growth                                                                 rates of growth because the forecast error for the average
     CBO’s longer-run projections reflect the additional                              annual rate of growth over five years is approximately the
     uncertainty in underlying trends of key variables, such as                       average of the year-by-year forecast errors over a five-year
     the size of the potential labor force, the average number                        period, and some of those errors are offsetting.
     of labor hours per worker, capital investment, and pro-
     ductivity. Particularly uncertain for CBO’s analysis are                         CBO’s past forecasts of inflation (as measured by the
     the long-run effects of the pandemic on growth of poten-                         CPI-U) suggest that there is roughly a two-thirds chance
     tial total factor productivity in nonfarm businesses. The                        that inflation will be between 2.3 percent and 4.3 per-
     pandemic sped the adoption of new technologies, such                             cent in 2021 and between 0.3 percent and 4.5 percent
     as teleconferencing and telemedicine, but the effects of                         in 2025. In addition, CBO expects that there is a two-
     more rapid adoption on productivity remain unknown.                              thirds chance that the average annual rate of inflation
     Innovations associated with working from home could                              will be between 1.1 percent and 4.0 percent over the
     lead to substantial reductions in costs and improvements                         next five years.
     in productivity. Conversely, disruptions to the education
     system could have lasting effects on the future productiv-                       Comparison With CBO’s
     ity of workers. Long-term growth could also be influ-                            February 2021 Economic Projections
     enced by the disparate effects the pandemic has had on                           CBO’s current projections can be usefully compared with
     different industries and groups of people. Persistent and                        its most recent projections, from February 2021 (see
     substantial positive or negative effects of the pandemic                         Table 2-4). The comparison illuminates aspects of the
     on productivity could influence underlying trends in                             current projections and highlights the kinds of uncer-
     ways that are as yet unmeasured.                                                 tainty that affect all such projections.

     A further source of long-term uncertainty is the global                          Actual Output, Potential Output, and Income
     economy’s longer-term response to the substantial                                The agency’s projection of real GDP growth for 2021
     increases in public deficits and debt that are occurring                         is much stronger than it was last winter. That revision
     as governments spend significant amounts to attempt to                           results largely from three developments. First, significant
     mitigate the impact of the pandemic and the economic                             additional fiscal aid has been enacted since the publica-
     downturn. Broad increases in debt linkages among                                 tion of the February 2021 forecast. Second, the effects
     countries (including their national governments, finan-                          of social distancing on economic activity in 2021 are
     cial institutions, and other entities) can raise the risk that                   projected to be somewhat weaker than CBO expected
     financial stress in any one country will affect the financial                    last winter, as immunity to the virus has become more
     stability of other countries.                                                    widespread by mid-2021 than CBO had expected.
                                                                                      Third, CBO raised its estimate of spending out of the
     Quantifying the Uncertainty in                                                   additional savings that households accumulated during
     CBO’s Projections                                                                the pandemic.
     CBO estimates that there is approximately a two-thirds
     chance that the rate of real GDP growth (on a calendar                           12. See Congressional Budget Office, CBO’s Economic Forecasting
     year basis) will be between 5.3 percent and 8.1 percent                              Record: 2019 Update (October 2019), www.cbo.gov/
                                                                                          publication/55505.
CHAPTER 2: THE ECONOMIC OUTLOOK                                              ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031     49



Figure 2-6 .

Uncertainty in CBO’s Projections of Real GDP Growth and Inflation
Percent

                                                  Growth Rate of Real GDP                                                        CBO estimates that—if
10                                               Projected                                                                       the errors in the agency’s
                                                                                                                                 current economic forecast
                                                                             Range of Likely Outcomes                            are similar to those in its
                                                                                                                                 previous forecasts—there
 5                                                                                                                               is approximately a two-
                                                                                                                                 thirds chance that the
                                                                                                                                 annual rate of real GDP
                                                                                                                                 growth will be between
 0                                                                                                                               5.3 percent and 8.1 percent
                                                                                                                                 in 2021. The agency
                                                                                                                                 estimates that range to be
                                                                                                                                 between −1.0 percent and
                                                                                                                                 3.5 percent in 2025.
−5
  2018             2019             2020             2021             2022             2023             2024             2025



                                                Inflation of Consumer Prices
 6

                                                                                                                                 Also, there is approximately
                                                                                                                                 a two-thirds chance that the
                                                                                                                                 annual growth in consumer
 4                                                                                                                               prices will be between
                                                                                                                                 2.3 percent and 4.3 percent
                                                                                                                                 in 2021. CBO estimates
                                                                                                                                 that range to be between
 2                                                                                                                               0.3 percent and 4.5 percent
                                                                                                                                 in 2025.



 0
  2018             2019             2020             2021             2022             2023             2024             2025
Data sources: Congressional Budget Office; Bureau of Economic Analysis; Federal Reserve. See www.cbo.gov/publication/57263#data.
Real values are nominal values that have been adjusted to remove the effects of changes in prices.
The shaded areas around CBO’s baseline projections of real GDP growth and consumer price inflation illustrate the uncertainty of those projections. The area is
based on the root mean square of the forecast errors in CBO’s one-, two-, three-, four-, and five-year projections of the average annual growth rates of real GDP
and consumer prices for calendar years 1976 through 2020.
Inflation of consumer prices is measured by the consumer price index for all urban consumers.
GDP = gross domestic product.
50   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                    July 2021




     Table 2-4 .

     CBO’s Current and Previous Economic Projections for Calendar Years 2021 to 2031
                                                                                                                      Annual Average
                                                                                                                                         Total,
                                                             2021              2022          2023        2021–2025      2026–2031      2021–2031
                                                                            Percentage Change From Fourth Quarter to Fourth Quarter
     Real GDPa
          July 2021                                           7.4               3.1           1.1            2.8            1.6           2.1
          February 2021                                       3.7               2.4           2.3            2.6            1.6           2.1
     Nominal GDP
          July 2021                                          10.7               5.3           3.3            5.2            3.7           4.4
          February 2021                                       5.6               4.5           4.3            4.6            3.8           4.2
     PCE Price Index
          July 2021                                           2.8               2.0           2.1            2.2            2.1           2.1
          February 2021                                       1.7               1.9           1.9            1.9            2.1           2.0
     Core PCE Price Index b
          July 2021                                           2.4               2.0           2.2            2.2            2.1           2.1
          February 2021                                       1.5               1.9           1.9            1.9            2.1           2.0
     Consumer Price Indexc
          July 2021                                           3.4               2.3           2.3            2.6            2.4           2.5
          February 2021                                       1.9               2.2           2.3            2.2            2.4           2.3
     Core Consumer Price Indexb
          July 2021                                           2.7               2.4           2.5            2.5            2.4           2.5
          February 2021                                       1.5               2.2           2.3            2.2            2.4           2.3
     GDP Price Index
          July 2021                                           3.0               2.1           2.2            2.3            2.1           2.2
          February 2021                                       1.9               2.0           2.0            2.0            2.1           2.1
     Employment Cost Indexd
          July 2021                                           3.7               3.3           3.6            3.5            3.1           3.3
          February 2021                                       2.3               2.8           3.0            2.9            3.3           3.1
     Real Potential GDPa
          July 2021                                           2.0               2.1           2.0            2.0            1.7           1.8
          February 2021                                       1.9               1.9           1.9            1.9            1.7           1.8

                                                                                                                                          Continued



     Beyond 2021, the agency now expects the growth in                                of real consumer spending from 2021 through 2025
     real GDP in 2022 to be stronger than it did last winter,                         is 0.2 percentage points higher. That upward revision
     weaker through 2026, and similar thereafter. As a conse-                         is partly due to a significantly stronger projection of
     quence, actual real GDP is projected to be substantially                         household income. Increased household support from
     greater for much of the first half of the projection period                      the American Rescue Plan Act of 2021 contributes
     than the agency expected in February and to remain                               significantly to the income gains starting in March, and
     greater throughout the entire period. The main source of                         real compensation of employees also grows faster than
     more rapid growth is investment spending: The projec-                            previously projected. Another part of the upward revi-
     tion of real fixed investment in 2022 and 2023 is more                           sion to real consumer spending stems from a more rapid
     than 4 percent larger than it was in February. The gains                         decline in social distancing, as consumers resumed eco-
     are strongest for business investment, but residential                           nomic activities more quickly than CBO had expected
     investment during 2022 is up more than 3 percent from                            in February. In addition, CBO raised its estimate of
     the February projection as well.                                                 spending out of the additional savings that households
                                                                                      accumulated during the pandemic, recognizing that
     The projected level of real consumer spending is more                            a significant share of that increased household saving
     than 3 percent higher in 2021 through 2023 than in                               flowed into liquid assets.
     CBO’s February projection, and the average growth rate
CHAPTER 2: THE ECONOMIC OUTLOOK                                              ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   51



Table 2-4.                                                                                                                                           Continued

CBO’s Current and Previous Economic Projections for Calendar Years 2021 to 2031
                                                                                                                             Annual Average
                                                                                                                                                    Total,
                                                          2021              2022              2023           2021–2025         2026–2031          2021–2031
                                                                                                  Annual Average
Unemployment Rate (Percent)
      July 2021                                            5.5               3.8                3.7               4.2               4.4                4.3
      February 2021                                        5.7               5.0                4.7               4.8               4.1                4.4
Interest Rates (Percent)
   Three-month Treasury bills
      July 2021                                              *               0.1                0.2               0.3               1.9                1.2
      February 2021                                        0.1               0.1                0.2               0.3               1.7                1.1
   Ten-year Treasury notes
      July 2021                                            1.6               1.9                2.0               2.1               3.2                2.7
      February 2021                                        1.1               1.3                1.5               1.6               3.0                2.4
Tax Bases (Percentage of GDP)
   Wages and salaries
      July 2021                                           43.7              43.3              43.4               43.5              43.7              43.6
      February 2021                                       44.0              43.9              43.9               43.9              43.6              43.8
   Domestic corporate profits e
      July 2021                                            9.9               9.8                9.1               9.2               7.8                8.4
      February 2021                                        7.9               7.5                7.7               7.9               8.0                7.9

Data sources: Congressional Budget Office; Bureau of Labor Statistics; Federal Reserve. See www.cbo.gov/publication/57263#data.
GDP = gross domestic product; PCE = personal consumption expenditures; * = between zero and 0.05 percentage points.
a. Real values are nominal values that have been adjusted to remove the effects of changes in prices.
b. Excludes prices for food and energy.
c. The consumer price index for all urban consumers.
d. The employment cost index for wages and salaries of workers in private industry.
e. Adjusted to remove distortions in depreciation allowances caused by tax rules and to exclude the effects of changes in prices on the value of inventories.


In terms of underlying trends that contribute to growth                            rates anticipated in February over the next several years.
of potential output, by far the most important revisions                           Nominal GDP is about 2.3 percent higher, and net
to CBO’s projections since February are revisions to                               national income is about 1.5 percent higher, at the end
business investment and, to a lesser extent, residential                           of the period than CBO projected last winter.
investment. Stronger-than-expected investment of both
types leads to larger service flows from a larger stock                            The Labor Market
of capital, raising potential output compared with                                 CBO’s current projections for the labor market are
the February projection. In addition, the agency has                               stronger in the near term than the projections released in
increased its projections of productivity growth in the                            February, but they are not as strong for the second half
nonprofit and government sectors of the economy, in                                of the projection period. Specifically, over the 2021–
part reflecting recent historical trends. As a consequence                         2025 period, the unemployment rate is projected to aver-
of those revisions, real potential GDP remains about                               age 4.2 percent, about 0.6 percentage points lower than
1 percent larger than previously projected from 2024                               the 4.8 percent average projected in February. Over the
through the end of the projection period.                                          2026–2031 period, the average unemployment rate—
                                                                                   4.4 percent—is about 0.3 percentage points higher than
In nominal terms, the agency’s projections of output and                           previously projected, because economic growth returns
income are higher throughout the projection period,                                sooner to its long-run average relationship relative to its
partly because projected price inflation is above the                              potential in the current projection than in February.
52   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                             July 2021




     Inflation and Interest Rates                                                     the bottom of the middle two-thirds. The agency’s pro-
     Inflation is projected to be higher in the 2021–                                 jections of the interest rates on 3-month Treasury bills
     2025 period than it was in February. That near-term                              and 10-year Treasury notes are within the middle two-
     revision results from a variety of factors, including                            thirds of the range of Blue Chip forecasts for 2021. For
     those that heavily influenced the agency’s revisions to                          2022, CBO’s projection for the 3-month Treasury bill is
     real GDP.                                                                        approximately at the lower end of the middle two-thirds,
                                                                                      and the agency’s projection for the 10-year Treasury note
     CBO now expects both short- and long-term interest                               is lower than the consensus and near the bottom of the
     rates over the coming decade to be slightly higher, on                           middle two-thirds.
     average, than in its previous forecast. The upward revi-
     sion in rates over the 2021–2025 period partly reflects                          CBO’s projections of real GDP growth are slightly above
     the upward revision to inflation and a faster recovery                           the central tendency in 2021 and are within the central
     from the pandemic-induced recession. In addition, the                            tendency in 2022 in the Federal Reserve’s most recent
     agency now expects the Federal Reserve to begin raising                          Summary of Economic Projections (see Figure 2-8).14 For
     rates in the second half of 2023—one year earlier than                           2023, however, they are below the Federal Reserve’s
     previously projected.                                                            full range; for the longer run, they are just inside the
                                                                                      lower end of the full range. The agency’s projections of
     CBO raised its forecasts of both short- and long-term                            the unemployment rate are within the Federal Reserve’s
     interest rates, on average, over the later years of the                          central tendency in 2021 and 2022, near the top of the
     projection period as well. The earlier date for the start                        central tendency in 2023, and near the top of the full
     of rate hikes means that short-term rates are projected                          range over the longer term.
     to be higher, on average, over the 2026–2031 period
     than the agency expected in February. It also means that                         CBO’s projections of inflation, as measured by the
     long-term rates, which partly reflect the expected path of                       growth rates of the PCE price index and the core PCE
     short-term rates, will be higher, on average.                                    price index (which excludes changes in food and energy
                                                                                      prices), are all within the Federal Reserve’s central ten-
     Comparison With Other                                                            dency, with the exception of the projections in 2021,
     Economic Projections                                                             which are below the full range. (The Federal Reserve’s
     For the most part, CBO’s projections of the econ-                                survey does not collect projections of core PCE inflation
     omy for 2021 and 2022 are comparable to those of                                 for the longer term.) For the federal funds rate, CBO’s
     the consensus (that is, the average) of the forecasts of                         projections are consistent with the Federal Reserve’s
     about 50 private-sector economists that were published                           median forecast in 2021 and 2022, within the central
     in the July 2021 Blue Chip Economic Indicators (see                              tendency in 2023, and within the full range in the
     Figure 2-7).13 CBO’s projection of real GDP growth for                           longer term.
     2021 is close to the consensus and is within the middle
     two-thirds of the range of Blue Chip forecasts. CBO’s                            14. See Board of Governors of the Federal Reserve System,
     projection of real GDP growth for 2022 is more favor-                                “Economic Projections of Federal Reserve Board Members
                                                                                          and Federal Reserve Bank Presidents, Under Their Individual
     able than the Blue Chip consensus and is near the top of
                                                                                          Assumptions of Projected Appropriate Monetary Policy,
     the middle two-thirds of the range. The agency’s projec-                             June 2021” (June 16, 2021), Table 1, https://go.usa.gov/x6mA2
     tions of the unemployment rate for 2021 and 2022 are                                 (PDF, 1.4 MB). The range of Federal Reserve forecasts is based
     more favorable than the Blue Chip consensus and are                                  on the highest and lowest projections made by the members of
     near or below the middle two-thirds. For inflation both                              the Board of Governors of the Federal Reserve System and the
     in GDP prices and in consumer prices (as measured by                                 presidents of the Federal Reserve Banks; the central tendency is
                                                                                          the range formed by removing the three highest and three lowest
     the CPI-U), CBO’s projections are lower than the Blue                                Federal Reserve forecasts. The median is the middle projection
     Chip consensus for 2021 and 2022 and are near or below                               (or, if the number of projections is even, the average of the two
                                                                                          middle projections) when the projections are arranged from
                                                                                          highest to lowest. For comparison with the Federal Reserve’s
     13. See Wolters Kluwer, Blue Chip Economic Indicators, vol. 46,                      longer-term projections, CBO uses its projections for the last
         no. 7 (July 12, 2021).                                                           quarter of the projection period.
CHAPTER 2: THE ECONOMIC OUTLOOK                                              ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   53



Figure 2-7 .

Comparing CBO’s Forecasts With Those of the Blue Chip Forecasters
Percent

                            Growth of Real GDP                                                                 Unemployment Rate
8                                                                                  8
                                                                                                                                             Blue Chip,
6                                                                                  6                                                         Full Range


4                                                                                  4                          CBO
                                                                                                              Blue Chip,
2                                                                                  2                  Middle Two-Thirds

0                                                                                  0
                    2021                             2022                                              2021                             2022


                         Consumer Price Inflation                                                               GDP Price Inflation
6                                                                                  5

                                                                                   4
4
                                                                                   3

                                                                                   2
2
                                                                                   1

0                                                                                  0
                    2021                             2022                                              2021                             2022


                 Interest Rate on 3-Month Treasury Bills                                           Interest Rate on 10-Year Treasury Notes
3                                                                                  4

                                                                                   3
2
                                                                                   2
1
                                                                                   1

0                                                                                  0
                    2021                             2022                                              2021                             2022

Data sources: Congressional Budget Office; Wolters Kluwer, Blue Chip Economic Indicators, vol. 46, no. 7 (July 12, 2021). See www.cbo.gov/
publication/57263#data.
The full range of forecasts from the Blue Chip survey is based on the highest and lowest of the roughly 50 forecasts. The middle two-thirds of that range omits
the top one-sixth and the bottom one-sixth of the forecasts.
Real values are nominal values that have been adjusted to remove the effects of changes in prices. Consumer price inflation is based on the consumer price
index for all urban consumers. Real GDP growth and inflation rates are measured from the average of one calendar year to the next.
The unemployment rate is the number of people not working who are available for work and are either seeking work or expecting to be recalled from a
temporary layoff, expressed as a percentage of the labor force. The unemployment rate and interest rates are calendar year averages.
GDP = gross domestic product.
54   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                                       July 2021




     Figure 2-8 .

     Comparing CBO’s Forecasts With Those of the Federal Reserve
     Percent

                                  Growth of Real GDP                                                                   Unemployment Rate
     8                                                                                    8

     6                                         Federal Reserve,                           6
                                               Full Range
     4                                                          Federal Reserve,          4
                                                                Central Tendency
     2                                 CBO                                                2

     0                                                                                    0
                2021              2022             2023          Longer Term                          2021              2022             2023      Longer Term


                                   PCE Price Inflation                                                                  Federal Funds Rate
     4                                                                                    4

     3                                                                                    3

                                                                                a
     2                                                                                    2

     1                                                                                    1

     0                                                                                    0
                2021              2022             2023          Longer Term                          2021              2022             2023      Longer Term

     Data sources: Congressional Budget Office; Board of Governors of the Federal Reserve System, “Economic Projections of Federal Reserve Board Members and
     Federal Reserve Bank Presidents, Under Their Individual Assumptions of Projected Appropriate Monetary Policy, June 2021” (June 16, 2021), Table 1,
     https://go.usa.gov/x6mA2. See www.cbo.gov/publication/57263#data.
     The full range of forecasts from the Federal Reserve is based on the highest and lowest of the 18 projections by the Board of Governors and the presidents
     of the Federal Reserve Banks. (One Federal Reserve official did not submit longer-run projections for the change in real GDP, the unemployment rate, or the
     federal funds rate.) The central tendency is, roughly speaking, the middle two-thirds of the full range, formed by removing the three highest and three lowest
     projections.
     The federal funds rate is the interest rate that financial institutions charge each other for overnight loans of their monetary reserves.
     Each of the data points for the federal funds rate represents a forecast made by one of the members of the Federal Reserve Board or one of the presidents of
     the Federal Reserve Banks in June 2021. The Federal Reserve officials’ forecasts of the federal funds rate are for the rate at the end of the year, whereas CBO’s
     forecasts are fourth-quarter values.
     For CBO, longer-term projections are values for the last quarter of 2031. For the Federal Reserve, longer-term projections are described as the value at which
     each variable would settle under appropriate monetary policy and in the absence of future shocks to the economy.
     Real values are nominal values that have been adjusted to remove the effects of changes in prices.
     The unemployment rate is the number of people not working who are available for work and are either seeking work or expecting to be recalled from a
     temporary layoff, expressed as a percentage of the labor force.
     Real GDP growth and inflation rates are measured from the fourth quarter of one calendar year to the fourth quarter of the next.
     The unemployment rate is a fourth-quarter value.
     GDP = gross domestic product; PCE = personal consumption expenditures.
     a. The ends of the full range and central tendency are equal.
CHAPTER 2: THE ECONOMIC OUTLOOK                              ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   55



Part of the variation between CBO’s projections and               A key difference between CBO’s economic projections
those of other forecasters is attributable to differences         and those made by Federal Reserve officials is that CBO
in the economic data available when the forecasts were            attempts to construct its projections so that they fall
completed and to differences in the economic and                  in the middle of a range of possible outcomes under
statistical models used to prepare them. In addition,             current law. By contrast, the Federal Reserve reports
other forecasts may reflect an expectation that additional        a different concept: Each Federal Reserve official pro-
legislation will be enacted, whereas CBO’s projections            vides a modal forecast—a forecast of the most likely
incorporate the assumption that current laws generally            outcome—reflecting his or her individual assessment of
remain unchanged and that no significant additional               appropriate monetary policy, and the Federal Reserve
funding or aid is provided.                                       reports ranges of those modal values. As with other
                                                                  forecasters, officials may assume additional legislation in
                                                                  their individual forecasts.
Appendix A: Changes in CBO’s Baseline
Projections Since February 2021

Overview                                                                 factors underlying CBO’s original cost estimates for
The Congressional Budget Office estimates that if                        legislation enacted since February 2021. For certain
no new legislation affecting spending and revenues is                    policies, including the expansion of unemployment
enacted, the budget deficit for fiscal year 2021 will total              compensation, the agency was able to update its
$3.0 trillion. That amount is $0.7 trillion (or 33 percent)              assessment of the effects of that legislation and
more than the $2.3 trillion deficit the agency estimated                 incorporate the results in the baseline projections
in February 2021, when it last updated its baseline                      presented here.3
budget projections. The difference in CBO’s projections
is mostly attributable to the enactment of new legislation
                                                                     • Economic changes arise from revisions the agency has
                                                                         made to its economic forecast (including those made
(see Figure A-1).1
                                                                         to incorporate the macroeconomic effects of recently
                                                                         enacted legislation).4
CBO also now projects that if current laws generally
remained in place, the cumulative deficit for the                    • Technical changes are revisions to projections that are
2022–2031 period would be $12.1 trillion. That amount                    neither legislative nor economic.
is $0.2 trillion (or 1 percent) less than the $12.3 trillion
the agency projected in February.                                    The $0.7 trillion increase in the estimated deficit for
                                                                     2021 is largely the result of a $1.1 trillion increase stem-
When CBO updates its baseline budget projections, it                 ming from legislative changes that are attributable pri-
groups those revisions into three categories—legislative,            marily to the American Rescue Plan Act of 2021 (ARPA,
economic, and technical. The categories are defined                  Public Law 117-2). That increase is partly offset by a
as follows:                                                          decrease of $0.4 trillion in combined economic and tech-
                                                                     nical changes (see Table A-1 on page 60).
• Legislative changes result from laws enacted since
   the agency published its previous baseline projections
                                                                     Legislative changes also boosted projected deficits
   and generally reflect the budgetary effects reported
                                                                     over the 2022–2031 period, as did economic changes.
   in CBO’s cost estimates at the time the legislation
   was enacted.2 However, the evolution of the
                                                                     3. CBO does not routinely update cost estimates for enacted
   2020–2021 coronavirus pandemic and policymakers’                     legislation when economic and technical factors change after
   responses to it have continued to affect many of the                 enactment. Doing so is often difficult, particularly when
                                                                        the budgetary effects of that legislation cannot be separately
                                                                        identified. However, in preparing its baseline projections for this
1. See Congressional Budget Office, Additional Information About        report, CBO had enough new information to update its estimates
   the Budget Outlook: 2021 to 2031 (March 2021), www.cbo.gov/          for some components of legislation enacted since February.
   publication/56996.                                                   For those components, CBO has incorporated updates to the
                                                                        originally estimated costs.
2. The baseline projections described in this report incorporate
   the effects of legislation enacted through May 18, 2021. The      4. The current budget projections are based on CBO’s latest
   most recent law with significant budgetary effects reflected in      economic forecast, which was completed on May 18, 2021,
   this analysis was enacted on April 14, 2021 (Public Law 117-7).      and reflects the agency’s estimates of the effects on the economy
   The main purpose of that law is to continue—through                  of legislation enacted before that date. The economic changes
   December 31, 2021—to temporarily exempt Medicare from                discussed in this report reflect differences between that forecast
   mandatory spending reductions that would otherwise occur.            and CBO’s February 2021 forecast.
58   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                        July 2021




     Figure A-1 .

     Changes in CBO’s Baseline Projections of the Deficit Since February 2021
     Trillions of Dollars
                                                                             2021

            2021 Deficit in CBO’s
                                                      2.3
          February 2021 Baseline

             2021 Deficit in CBO’s
                                                            3.0                                       2.3
               July 2021 Baseline
                                                                                                                           For 2021, the projected
                                               1.1                                                          3.0            deficit is $0.7 trillion
                                                                                                                           more than it was in the
                                                                                                                           February 2021 baseline,
                                   −0.2                  Legislative Changes                    1.1
                                                                                                                           primarily because of the
                                                                                                                           effects of the American
                                   −0.2                     Economic Changes    −0.2
                                                                                                                           Rescue Plan Act of 2021.

                                                            Technical Changes   −0.2




                                                                        2022 to 2031
     2022–2031 Deficit in CBO’s
        February 2021 Baseline                                                                                    12.3

     2022–2031 Deficit in CBO’s
                                                                                                                  12.1
            July 2021 Baseline
                                                                                                                           For the 2022–2031
                            −1.4                                                                                           period, the projected
                                                                                                                           deficit is $0.2 trillion
                                                       Net Increases in Revenues Stemming         −1.4
                              −0.9                      From Revised Economic Projections                                  less than it was in the
                                                                                                                           February 2021 baseline.
                                                       Net Increases in Revenues Stemming             −0.9                 Revenue increases—which
                                   −0.2                           From Technical Revisions
                                                                                                                           decrease deficits—are
                                                     Other Economic and Technical Changes                −0.2              nearly offset by increases
                                              1.0                                                                          in deficits that stem
                                                                                                                           from legislation, higher
                                                                        Legislative Changes                          1.0
                                             0.8                                                                           net interest costs, and
                                                                                                                           increases in other types of
                                            Increases in Net Interest Outlays Resulting From                        0.8
                                             0.6 Higher Interest Rates and Higher Inflation                                spending.

                                      Increases in Outlays for Social Security, Medicare, and
                                              Discretionary Programs for Economic Reasons                          0.6



     Data source: Congressional Budget Office. See www.cbo.gov/publication/57263#data.
APPENDIX A: CHANGES IN CBO’S BASELINE PROJECTIONS SINCE FEBRUARY 2021   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   59



However, those differences are more than offset by tech-                     resulted from provisions of ARPA. Other legislation
nical changes, resulting in a $0.2 trillion decrease in the                  enacted since January had a minor effect on CBO’s
agency’s projected cumulative deficit.                                       projections.
• Legislative changes increased projected deficits by                        Changes in Outlays
    $1.0 trillion, primarily because of increases in outlays
                                                                             ARPA’s major provisions continued or expanded many
    resulting from provisions of ARPA.
                                                                             of the programs that were originally enacted in 2020 in
• The net effect of economic changes increased deficits                      response to the coronavirus pandemic. Those programs
    by $0.1 trillion. Most significantly, the agency revised                 include recovery rebates for individuals, funding for state
    its projections of outlays upward by $1.5 trillion                       and local governments to help offset eligible expenses
    largely because it raised its forecasts of interest rates                stemming from the pandemic, funding for educational
    and inflation. That increase more than offset the                        institutions, the expansion of unemployment compen-
    projected decrease in deficits resulting from the                        sation, an expansion of the child tax credit, funding for
    higher revenues associated with higher projections of                    the Department of Health and Human Services (HHS)
    gross domestic product (GDP).                                            to address COVID-19 (the disease caused by the coro-
                                                                             navirus), disaster relief, housing assistance, additional
• Technical changes in the agency’s projections of                           assistance to states for Medicaid, and other programs.
    revenues and outlays decreased projected deficits over
    the period by a total of $1.2 trillion, on net. The
                                                                             Mandatory Outlays. CBO projects that outlays associ-
    largest technical revision in a single budget category
                                                                             ated with recently enacted legislation will total $1.0 tril-
    was an increase of $0.8 trillion in CBO’s projections
                                                                             lion in 2021, $0.4 trillion in 2022, and $0.3 trillion over
    of individual income tax revenues.
                                                                             the 2023–2031 period. All of that added spending is for
                                                                             mandatory programs.5 Those legislative changes reflect
As a result of those changes, primary deficits—that is,
                                                                             both the original cost estimates produced by CBO and
deficits excluding net outlays for interest—are now pro-
                                                                             the staff of the Joint Committee on Taxation (JCT) and
jected to total $1.0 trillion less over the 2022–2031 period
                                                                             CBO’s baseline updates of the effects of certain com-
than they were in CBO’s February 2021 baseline projec-
                                                                             ponents of that legislation. The updates were made in
tions. That decrease in primary deficits is mostly offset by
                                                                             response to recent information about the ways in which
an increase of $0.9 trillion in the agency’s projections of
                                                                             the new laws have been implemented, actual outlays
interest costs over that period.
                                                                             observed so far this year, and changes to the agency’s eco-
                                                                             nomic forecast. Taken together, those updates reduced
In February, the agency projected that debt held by the
                                                                             outlays by $71 billion in 2021 and increased outlays by
public would be $35.3 trillion at the end of 2031. CBO
                                                                             $39 billion over the 2022–2031 period.6
now projects that such debt would reach $35.8 tril-
lion by the end of that year if current laws generally
                                                                             Recovery Rebates for Individuals. For tax year 2021,
remained unchanged. That increase in projected debt is
                                                                             lawmakers created a refundable tax credit of $1,400 per
mostly driven by the large rise in the 2021 deficit; over
                                                                             person ($2,800 for joint filers), plus $1,400 for each
the 2022–2031 period, deficits are now projected to be
                                                                             dependent. The credit phases out for taxpayers whose
slightly smaller than they were in February. Compared
                                                                             adjusted gross income exceeds $75,000 ($150,000 for
with the size of the economy, debt is currently projected
                                                                             joint filers; $112,000 for head-of-household filers). CBO
to reach 106 percent of GDP in 2031—a ratio that is
slightly smaller than the 107 percent that CBO projected
                                                                             5. Mandatory spending consists of outlays for some federal benefit
in February—because GDP is now expected to be higher                            programs, such as Social Security, Medicare, and Medicaid,
than previously anticipated.                                                    and certain other payments to people, businesses, nonprofit
                                                                                institutions, and state and local governments. It is governed by
Legislative Changes                                                             statutory criteria and is not normally controlled by the annual
To account for legislation enacted after January 12, 2021,                      appropriation process.
CBO increased its estimate of the deficit for 2021 by                        6. Because of how the Treasury is recording the effects of certain
$1.1 trillion and increased projected deficits over the                         provisions of new laws, CBO has adjusted its estimates so that
2022–2031 period by $1.0 trillion (see Table A-1).                              some amounts shown in initial cost estimates as increases in
                                                                                outlays are now designated as reductions in revenues. Those shifts
Those changes, which mostly affected outlays, primarily                         have no effect on projections of the deficit.
60   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                                       July 2021




     Table A-1 .

     Changes in CBO’s Baseline Projections of the Deficit Since February 2021
     Billions of Dollars
                                                                                                                                                         Total

                                                                                                                                                      2022– 2022–
                                                     2021    2022   2023     2024     2025      2026     2027     2028     2029     2030     2031      2026 2031

     Deficit in CBO's February 2021 Baseline        -2,258 -1,056    -963     -905   -1,037     -1,026   -1,048   -1,352   -1,346   -1,650   -1,883   -4,986 -12,266

                                                                                                     Legislative Changes
     Changes in Revenues
       Individual income taxes                         -78    -56      -2        1          1      20       14        2        2        2        2      -35         -13
       Corporate income taxes                            1      2       2        3          3       3        4        5        4        4        4       12          33
       Payroll taxes                                    -3      *       1        1          1       1        1        1        1        1        1        3           8
       Other                                             0      0       0        0          0       0        0        0        0        0        0        0           0
                   Total Change in Revenues           -80     -54       1        4          5      24       19        7        7        7        7      -20         28
     Changes in Outlays
       Mandatory outlays
          Amounts in cost estimates                  1,104    481     115       63         37      18        8        3        *        2      -25      714        702
          Updates in baseline                          -71    -41      49        8          3       3        4        4        4        5       -1       23         39
              Subtotal, mandatory                    1,033    440     164       72         40      21       12        7        4        6      -26      738        741
        Net Interest
          Effects of originally estimated amounts
          on debt-service costs                         2       7       9       13         19      24       29       34       40       45       49       71        268
          Effects of updates in the baseline on
          debt-service costs                             *      *        *       *          *      -1       -1       -1       -1       -1       -1       -2          -6
              Subtotal, net interest                    2      6       9        12        18       24       28       34       39       44       48       69        262
                Total Change in Outlays             1,035    446     173        84        58       45       40       41       43       50       22      807      1,003
     Increase (-) in the Deficit From
     Legislative Changes                            -1,115   -500    -172      -80        -54     -21      -21      -34      -36      -43      -15     -827       -976

                                                                                                     Economic Changes
     Changes in Revenues
       Individual income taxes                        103     108     110       99         73      52       51       57       62       66       69      442        747
       Payroll taxes                                   25      47      49       31         18      17       28       39       46       51       54      161        378
       Corporate income taxes                          42      72      67       47         30      19       12        6       -1       -6       -7      235        238
       Other                                            2      10      22        2         -3       4        3        3        7       14       16       35         78
                   Total Change in Revenues           173     237    248      179         118      91       94      104      114      125      132      873      1,442
     Changes in Outlays
       Mandatory outlays
          Social Security                                0     15      23       26         28      30       31       35       36       38       38      122        300
          Medicare                                       *      4       7       11         15      19       22       25       25       28       29       55        185
          Medicaid                                       2      4       6        8          9      10       10       10       10       10       10       37         87
          Veterans’ benefits and services               -1      2       3        3          3       3        3        3        3        3        3       12         28
          Unemployment compensation                    -13     -8      -7       -3          2       5        5        4        4        4        4      -12          8
          Other                                         -4     -2       1        2          4       6        6        6        5        4        4       11         35
              Subtotal, mandatory                      -16     15      33       45         61      72       76       83       83       87       89      226        644
        Discretionary outlays                           0       4       9       14         17      18       18       17       16       16       16       62        145
        Net interest
          Effect of interest rates and inflation       23      16      29       53         83      98       98       99      101       99       90      278        765
          Debt service                                  *      -1      -3       -4         -6      -6       -6       -5       -4       -3       -2      -21        -41
              Subtotal, net interest                   23     14       26      48          77      92       92       94       96       96       88      258        724
                Total Change in Outlays                 6     34       68     107         155     182      186      195      196      199      193      545      1,513


                                                                                                                                                        Continued
APPENDIX A: CHANGES IN CBO’S BASELINE PROJECTIONS SINCE FEBRUARY 2021          ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031      61



Table A-1.                                                                                                                                            Continued

Changes in CBO’s Baseline Projections of the Deficit Since February 2021
Billions of Dollars
                                                                                                                                                       Total

                                                                                                                                                    2022– 2022–
                                                2021        2022     2023    2024    2025    2026     2027     2028      2029     2030     2031      2026 2031
Increase (-) or Decrease in the
Deficit From Economic Changes                     166         203    181      71      -37      -91      -91      -91       -81      -75      -61      328        -71

                                                                                                  Technical Changes
Changes in Revenues
   Individual income taxes                        227         235     141     115      82       34       29         30      33       38       42      607       779
   Corporate income taxes                          31          -9       6      12      14       14       15         14      12       10        7       37        94
   Payroll taxes                                   -2          -7       2      11      12        7        1         -1      -1       -1       -1       25        23
   Other                                          -14          -6      -3      -3      -3       -4       -2         -1      -1       -1       -1      -19       -25
             Total Change in Revenues             243         213     146     136     104       52       43         42      43       45       47      650       871

Changes in Outlays
   Mandatory outlays
     Medicare                                      -12        -51     -13     -14     -10      -13      -12         -9     -22      -18      -21     -101       -184
     Social Security                                -7        -11     -12     -12     -12      -11       -9         -8      -7       -5       -4      -58        -91
     Premium tax credits and related
     spending                                         9          8      -4      3       7         8        8         7        5        3        1      21         44
     SNAP                                             3          6       1      2       4         4        4         4        4        4        4      16         37
     SSI benefits                                     *         -2      -2     -2      -2        -3       -3        -4       -4       -5       -6     -10        -33
     Veterans' benefits and services                 -7          1       2      2       3         3        3         3        2        2        2       9         21
     Medicaid                                       16           9       4      1      -3        -5       -8        -6       -5       -4       -3       6        -20
     Unemployment compensation                        7          4       *     -1      -1        -1       -1        -1       -1       -1       -4       *         -6
     Student loans                                  99           1       1      1       1         1        1         1        1        1        1       5          8
     Other revisions to credit programs            -51           0       0      0       0         0        0         0        0        0        0       0          0
     Other                                          -5         17       -4      4       8         3        2         1        1        *        6      28         39
         Subtotal, mandatory                        52        -19     -28     -18       -8     -15      -16      -13       -25      -25      -25      -88       -192
   Discretionary outlays                           -16         30       8      -6     -12      -12      -11      -11       -11      -10        -5       7        -41
   Net interest
     Debt service                                       *       -2      -3     -5      -9      -12      -16      -19       -24      -29      -33      -30       -150
     Other                                              4        5       3      4       3        2        2        3         3        2        7       17         34
         Subtotal, net interest                     3           3       1       -1      -6     -10      -14      -16       -21      -26      -26      -13       -116
           Total Change in Outlays                 39          14     -20     -26     -25      -36      -41      -39       -57      -62      -56      -94       -349
Decrease in the Deficit From
Technical Changes                                 204         199    166     161     130        88       84         81     100      107      104      744      1,220

                                                                                                      All Changes
Increase (-) or Decrease in the Deficit           -745         -98    174     153      39       -23      -28      -43       -17      -11       27      245     173
Deficit in CBO's July 2021 Baseline             -3,003      -1,153   -789    -753    -998    -1,049   -1,077   -1,395    -1,363   -1,661   -1,855   -4,741 -12,093

Memorandum:
Changes in Revenues                               336         396     395     318     227      167      156      154       165      177      186    1,503      2,340
Changes in Outlays                              1,081         493     221     166     188      190      184      197       182      188      158    1,258      2,168
Increase (-) or Decrease in the Primary          -717          -74    210     212     129       82       78       69        98      102      138      558      1,043
Deficit a
Increase in Net Interest                           -28        -23     -36     -59     -89     -105     -106     -112      -115     -114     -110     -313       -870


Data source: Congressional Budget Office. See www.cbo.gov/publication/57263#data.
SNAP = Supplemental Nutrition Assistance Program; SSI = Supplemental Security Income; * = between -$500 million and $500 million.
a. Primary deficits exclude net outlays for interest.
62   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                     July 2021




     projects that those recovery rebates will increase outlays                       rate, resulting in fewer projected beneficiaries of the
     by $394 billion in 2021 and by $8 billion in 2022.                               programs, which also reduced outlays.

     Coronavirus State and Local Fiscal Recovery Funds.                               Child Tax Credit. Another provision of ARPA expanded
     Lawmakers provided $362 billion in additional fund-                              the child tax credit for 2021. The expansion increased
     ing to state, local, tribal, and territorial governments to                      the maximum tax credit from $2,000 to $3,000 ($3,600
     help offset certain expenses stemming from the pan-                              for a child younger than 6) and made the credit fully
     demic. CBO estimates that $284 billion will be spent in                          refundable. Additionally, it converted half of the credit
     2021, $77 billion in 2022, and an additional $1 billion                          to a monthly advance payment instead of an annual
     in 2023.                                                                         payment that individuals typically receive when they
                                                                                      file their tax returns. CBO projects that expansion of
     Education Stabilization Fund. Lawmakers appro-                                   the child tax credit will increase outlays by $20 billion
     priated an additional $166 billion for the Education                             this year, $68 billion in 2022, and $4 billion over the
     Stabilization Fund to help educational institutions                              2023–2031 period.
     respond to the pandemic. That funding included
     $123 billion for the Elementary and Secondary School                             HHS Funding for COVID-Related Activities. In ARPA,
     Emergency Relief Fund and $40 billion for the Higher                             lawmakers appropriated funds to HHS to address
     Education Emergency Relief Fund. CBO projects that                               COVID-19 through several activities, including
     outlays from that funding will total $12 billion in 2021                         COVID-19 testing, contact tracing, and mitigation. In
     and $154 billion between 2022 and 2028.                                          addition, funding was provided for increased vaccina-
                                                                                      tions and for the purchase, production, or distribution
     Extension of Expanded Unemployment Compensation.                                 of medical supplies and equipment related to combating
     Legislation enacted in response to the coronavirus pan-                          the pandemic. CBO projects that the funding will result
     demic significantly expanded unemployment compensa-                              in outlays of $26 billion in 2021 and $85 billion over
     tion by increasing the amount of the benefits, enlarging                         the 2022–2030 period.
     the pool of eligible workers, and extending the length
     of time that beneficiaries can receive assistance.7 ARPA                         Disaster Relief. Lawmakers appropriated $50 billion for
     extended that expansion until September 2021. CBO                                the Federal Emergency Management Agency’s Disaster
     currently estimates that mandatory outlays for the expan-                        Relief Fund, which was allocated to reimburse state,
     sion will total $144 billion in 2021, $8 billion in 2022,                        local, and tribal governments and nonprofit organiza-
     and less than $1 billion over the 2023–2024 period.                              tions for certain expenses incurred while responding to
                                                                                      the coronavirus pandemic. CBO projects that funding
     That estimate is $50 billion less in 2021, and $3 bil-                           will increase outlays by less than $1 billion in 2021 and
     lion less in 2022, than anticipated in the agency’s                              by $42 billion over the 2022–2030 period. That projec-
     March 2021 cost estimate.8 CBO reduced its projections                           tion reflects a shift in the timing of those outlays from
     of those outlays for two major reasons. First, several                           amounts CBO originally estimated. Because spending
     states have announced that they are discontinuing one                            from the Disaster Relief Fund has been much slower
     or more of the components of expanded unemployment                               than expected, CBO now estimates that $11 billion
     compensation before the expansion’s authorization ends                           less will be spent in 2021 than originally anticipated.
     in September. In its original estimate, CBO projected                            Additionally, CBO now expects that a greater percentage
     that all states would participate in the programs until                          of the funding will ultimately not be spent, resulting in
     September. Second, because of the improving economy,                             $5 billion less in outlays over the 2021–2031 period.
     the agency has lowered its forecast of the unemployment
                                                                                      Housing Assistance. Housing assistance for renters and
                                                                                      homeowners provided through a variety of programs is
     7. See Congressional Budget Office, An Update to the Budget                      projected to increase outlays by $20 billion in 2021 and
        Outlook: 2020 to 2030 (September 2020), www.cbo.gov/                          by $22 billion from 2022 to 2026. Funding for those
        publication/56517.                                                            programs includes the following: $22 billion for ben-
     8. See Congressional Budget Office, Estimated Budgetary Effects of               efits administered by the Emergency Rental Assistance
        H.R. 1319, the American Rescue Plan Act of 2021 (March 10,                    Program, $10 billion for the Homeowner Assistance
        2021), www.cbo.gov/publication/57056.
APPENDIX A: CHANGES IN CBO’S BASELINE PROJECTIONS SINCE FEBRUARY 2021      ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   63



Fund, $5 billion for homeless assistance administered                           projection of total outlays for interest on federal debt
through the HOME Investment Partnerships Program,                               over the 2022–2031 period.
and $5 billion for tenant-based rental assistance.
                                                                                Changes in Revenues
Medicaid Financial Assistance to States. ARPA                                   Because of legislative changes, CBO reduced its revenue
extended additional assistance to states for Medicaid. The                      projections by $80 billion (or 2 percent) in 2021 but
most significant provisions among those changes was an                          increased them by $28 billion (or less than 1 percent)
enhanced Federal Medical Assistance Percentage (FMAP)                           from 2022 to 2031. All of those changes stemmed from
for states that expand the program under the Affordable                         provisions of ARPA.
Care Act in the future and a temporary increase in the
FMAP for Home and Community Based Services.9 In                                 Individual Income Taxes. To account for legislation
addition, ARPA made COBRA subsidies available from                              enacted since January, the agency decreased its estimate
April to September 2021, which CBO projects will cause                          of individual income tax revenues by $78 billion in 2021
more people to keep employment-based coverage and                               and by $13 billion over the 2022–2031 period. The
fewer to enroll in Medicaid, thus reducing Medicaid                             largest reductions in 2021 occurred because of provisions
spending in 2021.10 CBO projects those changes will                             of ARPA that suspend taxes on a portion of unemploy-
reduce outlays by $6 billion in 2021 and increase them                          ment compensation and that provide health insurance
by $37 billion over the 2022–2031 period.                                       premium assistance (COBRA benefits) for recently
                                                                                separated employees. Those decreases are partially offset
Other Programs. Other programs funded through                                   by increases after 2023, largely from a provision of ARPA
ARPA include aid to the restaurant industry, grants for                         that extends a limitation on the amount of business
transit infrastructure, and pandemic relief for aviation                        losses that can be used to offset nonbusiness income by
workers. CBO estimates that outlays for those and other                         individual taxpayers.
programs funded through ARPA will increase outlays
by $140 billion this year and by $234 billion over the                          Corporate Income Taxes. As a result of legislative
2022–2031 period.                                                               changes, CBO increased its estimate of corporate income
                                                                                tax revenues by less than $1 billion in 2021 and by
Net Interest. The changes that CBO made to its projec-                          $33 billion from 2022 to 2031. Most of those changes
tions to reflect legislation enacted since January increased                    stem from provisions of ARPA that expand a limitation
the deficit for 2021 by $1.1 trillion and the cumula-                           on the deductibility of compensation of highly paid
tive deficit for the 2022–2031 period by $0.7 trillion.                         employees and that repeal a provision allowing U.S.
However, those changes did not take into account the                            multinational corporations to allocate interest expenses
increase in net interest outlays related to debt service.                       on a worldwide basis when determining their foreign tax
The additional federal borrowing stemming from the                              credits.
larger annual deficits added $262 billion to CBO’s
                                                                                Economic Changes
                                                                                The economic forecast that underlies CBO’s baseline
                                                                                budget projections includes the agency’s projections
9. The FMAP is the share of Medicaid costs paid by the federal
                                                                                of interest rates, wages and salaries, inflation, the
   government and is based on a formula that provides higher
   federal reimbursement to states with lower per capita incomes                unemployment rate, and other factors (such as GDP
   (and vice versa) relative to the national average. By law, states can        growth) that affect federal spending and revenues (see
   receive an FMAP rate of no less than 50 percent and no more                  Figure A-2). The revisions that CBO made to projec-
   than 83 percent.                                                             tions of those economic factors decreased its estimate
10. Under current law, people who lose their job or experience                  of the deficit in 2021 by $166 billion, almost entirely
    another qualifying event that results in a termination of their             because of increased estimates of revenues (see Table A-1
    employment-based health insurance are eligible to continue                  on page 60). However, for the 2022–2031 period,
    receiving health insurance coverage through provisions of the               economic changes led to an increase of $71 billion in
    Consolidated Omnibus Budget Reconciliation Act (COBRA).
    People who qualify for coverage through COBRA are often
                                                                                the cumulative deficit, the net result of an increase in
    required to pay premiums to maintain their employment-                      projected outlays of $1.5 trillion that is mostly offset by a
    based health insurance. COBRA subsidies are intended to help                $1.4 trillion increase in projected revenues.
    individuals offset the cost of those premiums.
64   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                                    July 2021




     Figure A-2 .

     Changes in CBO’s Economic Forecast Since February 2021
                     Interest Rate on 10−Year Treasury Notes                                                            Wages and Salaries
     Percent                                                                              Trillions of Dollars
     4                                                                                    16
                                                                July 2021                                                                             July 2021
                                                         Economic Forecast


     3                                                                                    12                                                     February 2021
                                                            February 2021
                                                         Economic Forecast

     2                                                                                        8




     1                                       Increases in projected interest                  4                             Stronger growth in wages and
                                             rates led to higher net outlays                                                salaries led to increases in revenues
                                             for interest.                                                                  from income and payroll taxes.

     0                                                                                        0
            2021         2023         2025        2027        2029        2031                      2021         2023        2025      2027        2029       2031

                              Consumer Price Inflationa                                                                 Unemployment Rate
     Percent                                                                              Percent
     3                                                                                    8

                          July 2021

                                                                                          6
     2
                     February 2021                                                                                                                    July 2021

                                                                                          4
                                                                                                                                                 February 2021

                                   Increases in the forecast for inflation
     1
                                   boosted projected discretionary                                  CBO now projects a stronger economic recovery, which
                                   outlays and spending on Social                         2         led the agency to reduce its forecast of the unemploy-
                                   Security and other benefit programs                               ment rate and projected spending on unemployment
                                   that receive cost-of-living adjustments.                         compensation in the early years of the projection period.

     0                                                                                    0
            2021         2023         2025        2027        2029        2031                    2021           2023       2025       2027       2029        2031
     Data source: Congressional Budget Office. See www.cbo.gov/publication/57263#data.
     The data shown are for fiscal years.
     a. As measured by the consumer price index for urban wage earners and clerical workers.
APPENDIX A: CHANGES IN CBO’S BASELINE PROJECTIONS SINCE FEBRUARY 2021   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   65



Changes in Outlays                                                           is affected by changes in the prices of labor, goods,
CBO’s revisions to its economic forecast increased its                       and services.11 CBO’s latest economic forecast includes
estimate of outlays for the current year by $6 billion                       upward revisions to the growth of wages and many
(or less than 1 percent). For 2021, net interest costs are                   prices, which push up projected payment rates for
$23 billion higher than previously projected, but those                      Medicaid and for many of the services provided by
costs are partly offset by lower estimates of outlays for                    Medicare’s fee-for-service sector (such as hospital care
unemployment compensation because the unemploy-                              and services provided by home health agencies and
ment rate is now projected to be lower this year than                        skilled nursing facilities).
CBO estimated in February. In later years, the stronger
economy leads to higher interest rates, inflation, and                       Veterans’ Benefits and Services. CBO increased its
wages, increasing outlays, on net, by $1.5 trillion (or                      projections of spending for veterans’ benefits and services
2 percent) over the 2022–2031 period.                                        over the 2022–2031 period by $28 billion (or 2 per-
                                                                             cent). That change is primarily attributable to a projected
Mandatory Outlays. On net, in CBO’s projections, eco-                        increase in outlays for disability compensation that
nomic changes decreased mandatory outlays for 2021 by                        resulted from higher projected COLAs.
$16 billion (or less than 1 percent). That decrease mostly
stems from reductions in estimated spending for unem-                        Unemployment Compensation. CBO decreased its
ployment compensation. For the 2022–2031 period,                             projection of spending for unemployment compensation
projections of mandatory outlays increased by $644 bil-                      by $13 billion (or 5 percent) for 2021 but increased it
lion (or 2 percent). Upward revisions to projected                           by $8 billion (or 2 percent) for the 2022–2031 period.
outlays for Social Security account for nearly half of                       Revisions to CBO’s economic forecast led the agency
that increase.                                                               to lower the projected unemployment rate for 2021
                                                                             through 2024 by an average of 1 percentage point per
Social Security. Over the 2022–2031 period, pro-                             year, which reduced outlays for unemployment benefits.
jected outlays for Social Security increased by a total                      However, in the other direction, in the years after 2024,
of $300 billion (or 2 percent) for economic reasons.                         increased projections of wage growth (which increases
CBO now projects higher inflation and higher average                         the average weekly benefit amount) and the labor force
wages than it did in February. Social Security provides                      (which increases caseloads) more than offset, on net, the
annual cost-of-living adjustments (COLAs) based on                           decrease in spending that stems from lower projected
changes in the consumer price index for urban wage                           unemployment in the near term. (Revisions to the
earners and clerical workers (CPI-W). CBO increased its                      economic forecast also contributed to CBO’s lowering
projection of CPI-W growth and COLAs, so projected                           its cost of pandemic unemployment compensation that
Social Security benefits paid over the 2022–2031 period                      was extended by ARPA, as discussed in the section titled
increased by $244 billion. The COLA that will take                           “Legislative Changes.”)
effect in January 2022 is currently projected to be
3.8 percent—the largest since 2009 and an increase of                        Other Mandatory Programs. CBO updated its projec-
1.8 percentage points from the agency’s previous esti-                       tions of outlays for several other mandatory programs
mate. (Changes to projections of COLAs in the remain-                        to reflect changes in its economic forecast. Although
ing years of the period are smaller. For 2023, CBO                           those changes resulted in both upward and downward
increased its estimate of the COLA by 0.2 percentage                         adjustments to such spending, they increased projected
points. For 2024 through 2031, projections are within                        outlays, on net, for the 2022–2031 period by a total of
0.1 percentage point of the agency’s previous estimates.)                    $35 billion.
In addition, CBO increased its projections of average
wages, which boosted projected Social Security bene-                         11. By law, many of Medicare’s payment rates are also adjusted to
fits for new recipients over the 2022–2031 period by                             account for gains in private nonfarm business productivity (the
$56 billion.                                                                     ability to produce the same output using fewer inputs, such as
                                                                                 hours of labor) that occur over a 10-year period. See Centers for
                                                                                 Medicare & Medicaid Services, “Market Basket Research and
Medicaid and Medicare. CBO increased its projections
                                                                                 Information” (accessed July 6, 2021), https://go.usa.gov/xsB2D.
of outlays over the 2022–2031 period by $185 bil-                                Changes to CBO’s forecast for productivity increased projected
lion (or 2 percent) for Medicare and by $87 billion (or                          Medicare spending but had a smaller effect than the changes
1 percent) for Medicaid. Spending for those programs                             in prices.
66   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                    July 2021




     Discretionary Outlays. CBO’s baseline projections                                5 percent) in 2021 and by $1.4 trillion (or 3 percent)
     generally reflect the assumption that funding for dis-                           from 2022 to 2031. Increases in projections of the size of
     cretionary programs keeps pace with inflation.12 As a                            the economy—including wages and salaries, proprietors’
     result of increases in the agency’s forecasts of certain                         income, and corporate profits—resulted in increases in
     measures of inflation, projections of such funding over                          projected income and payroll taxes. In addition, eco-
     the 2022–2031 period increased relative to amounts in                            nomic changes, primarily to interest rates, increased
     the previous baseline, and discretionary outlays are now                         estimated remittances from the Federal Reserve, on net,
     projected to be $145 billion (or 1 percent) greater.13                           by $45 billion (or 4 percent) over the 2022–2031 period.

     Net Interest. Economic changes caused CBO to boost                               Individual Income Taxes. CBO raised its projections
     its estimate of net interest outlays by $23 billion (or                          of individual income tax revenues by $103 billion (or
     7 percent) this year and by $724 billion (or 16 percent)                         6 percent) in 2021 and by $747 billion (or 3 percent)
     for the 2022–2031 period. The change this year is largely                        over the 2022–2031 period; the increase stemmed largely
     a result of higher inflation. For the 2022–2031 period,                          from a 3 percent increase in projected wages and salaries
     the change is largely the result of increased forecasts of                       over that period, owing to expectations of a stronger
     inflation and interest rates on Treasury securities, which                       recovery in the labor market. CBO also increased its pro-
     boosted CBO’s projections of net outlays for interest by                         jections of income from other sources, including interest,
     $765 billion over that period.                                                   dividends, capital gains realizations, and distributions
                                                                                      from pensions and individual retirement accounts. Those
     Partially offsetting that increase, the agency lowered its                       factors were partially offset by projections of modestly
     projections of debt service costs by $41 billion over the                        higher inflation, which decreased receipts because many
     2022–2031 period because of the economic revisions                               parameters of the tax system are indexed for inflation.
     to outlays and revenues. Those revisions stemming
     from CBO’s updated economic forecast decreased the                               Payroll Taxes. CBO’s estimate of payroll tax revenues
     projected deficit by $166 billion this year and by an                            in 2021 increased by $25 billion (or 2 percent); for the
     additional $455 billion over the following three years.                          2022–2031 period, it rose by $378 billion (or 2 percent).
     Although economic changes increased the projected                                That increase is largely the result of higher projections of
     10-year deficit by $112 billion (before accounting for                           wages and salaries.
     the change in debt-service costs), the smaller deficits
     through 2024 result in lower estimated debt-service costs                        Corporate Income Taxes. CBO raised its estimate of
     throughout the 10-year period.                                                   corporate income tax revenues by $42 billion (or 26 per-
                                                                                      cent) for 2021 and by $238 billion (or 7 percent) for the
     Changes in Revenues                                                              2022–2031 period, mostly because of higher forecasts of
     Changes to CBO’s economic forecast led the agency                                domestic profits, which were revised upward by $1.9 tril-
     to raise its projection of revenues by $173 billion (or                          lion over the 2022–2031 period.

     12. Funding that is provided in annual appropriation acts (and the               Federal Reserve Remittances. CBO increased its esti-
         outlays that result) is generally categorized as discretionary. In           mate of remittances from the Federal Reserve between
         consultation with the House and Senate Committees on the                     2022 and 2031 by $45 billion. That change is largely
         Budget, CBO did not extrapolate into the future the $184 billion
         in discretionary funding that was designated as an emergency
                                                                                      the result of higher medium- and long-term interest
         requirement to address the pandemic. CBO also did not                        rates than CBO previously forecast, which increased the
         extrapolate into future years $3 billion in funding provided for             agency’s projection of the Federal Reserve’s income from
         2021 in division N of the Consolidated Appropriations Act,                   its purchases of Treasury securities and mortgage-backed
         2021 (P.L. 116-260). The agency classified that amount, which                securities.
         was also provided in response to the pandemic, as mandatory
         funding in its cost estimate but reclassified it as discretionary
         funding in its July 2021 baseline.                                           Other Revenues. CBO increased its estimates of
                                                                                      estate and gift taxes, customs duties, and excise taxes
     13. For its projections of discretionary funding related to federal              over the 2022–2031 period by a total of $34 billion
         personnel, CBO is required to use the employment cost index
         for wages and salaries; for its projections of other types of
                                                                                      (or 2 percent) in response to higher projections of eco-
         discretionary funding, the agency is required to use the GDP                 nomic growth, asset values, imports, and consumption of
         price index.                                                                 gasoline and other taxable fuels.
APPENDIX A: CHANGES IN CBO’S BASELINE PROJECTIONS SINCE FEBRUARY 2021   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   67




Technical Changes                                                            largest revision in 2021 was a decrease of $9 billion in
Technical changes—those changes that are neither                             estimated remittances from the Federal Reserve, reflect-
legislative nor economic—caused CBO to decrease its                          ing payments that have been lower than expected so far
estimate of the deficit for 2021 by $204 billion and to                      this year.
decrease projected deficits over the 2022–2031 period
by a total of $1.2 trillion (see Table A-1 on page 60).                      The small net change over the 2022–2031 period is the
Increases to projected income and payroll tax receipts                       result of offsetting changes to other sources. A decrease
account for most of those changes.                                           of $63 billion (or 7 percent) in customs duties was
                                                                             caused by administrative actions that removed tariffs
Changes in Revenues                                                          on airplanes, alcohol, and produce from the European
CBO increased its revenue projection for 2021 by                             Union.14 That decrease was partially offset by an increase
$243 billion (or 7 percent) and its projection for the                       of $28 billion (or 8 percent) in estate and gift taxes,
2022–2031 period by $871 billion (or 2 percent) for                          stemming from recently recorded collections, changes
technical reasons. Recent collections of taxes that were                     to mortality rates resulting from the pandemic, and
higher than expected account for most of that change.                        other factors. In addition, CBO increased its projection
                                                                             of payroll taxes by $23 billion (or less than 1 percent),
Individual Income Taxes. CBO raised its estimate of                          largely to account for an updated method of projecting
individual income tax receipts in 2021 by $227 billion                       tax-preferred employee contributions for health insur-
(or 13 percent) and by $779 billion (or 3 percent) for                       ance, which reduce payroll taxes.
the 2022–2031 period. Much of that upward revision
stems from recent tax collections that have continued to                     Changes in Outlays
be stronger than expected given the agency’s current eco-                    Because of technical updates, CBO increased its pro-
nomic forecast and estimated effects of recently enacted                     jection of outlays for 2021 by $39 billion (a little less
legislation. Those higher-than-anticipated receipts may                      than 1 percent) and decreased them by $349 billion
reflect higher wages or other income, larger realizations                    (or about half a percent) over the 2022–2031 period.
of capital gains, or smaller-than-expected effects from                      Changes to mandatory programs account for about half
temporary tax provisions enacted in response to the                          of the overall technical changes to outlays that CBO
pandemic. Depending on the source, the effects of those                      made since publishing its February 2021 baseline budget
factors on receipts might be expected to persist perma-                      projections. Reductions in projections of net interest
nently, end abruptly, or even reverse. In CBO’s projec-                      costs account for most of the other half, and changes to
tions, that unexpected strength is expected to dissipate                     estimates of discretionary spending account for the rest.
over the next few years. CBO also increased its projec-
tions of taxable distributions from defined contribution                     Mandatory Outlays. For technical reasons, CBO
retirement accounts because of updated information                           increased its estimates of spending this year for some
about the amount of assets in those accounts, boosting                       programs and decreased spending estimates for others.
receipts throughout the next decade.                                         On net, the technical changes increased mandatory
                                                                             outlays for 2021 by $52 billion (or 1 percent). For the
Corporate Income Taxes. CBO increased its estimate of                        2022–2031 period, projections of mandatory outlays
corporate income tax revenues by $31 billion (or 19 per-                     decreased by $192 billion (or half a percent).
cent) for 2021 and by $94 billion (or 3 percent) for the
2022–2031 period. Those revisions reflect the recent
strength in corporate receipts for 2020 and 2021, which
is expected to be temporary, and upward revisions to the                     14. In October 2019, the United States imposed duties on certain
share of corporate profits that is expected to be taxable in                     agricultural goods, aircraft, and other products from Europe.
the longer term.                                                                 In March 2021, those duties were temporarily suspended by
                                                                                 administrative action. CBO’s baseline projections incorporate the
                                                                                 assumption that in cases in which the Administration exercises its
Other Sources of Revenues. CBO decreased its pro-                                broad authority to impose tariffs without legislative action, the
jections of other revenues by $15 billion (or 1 percent)                         tariffs in effect when the agency completed its economic forecast
in 2021 and by $3 billion (or less than 1 percent) over                          would continue permanently without planned or unplanned
the 2022–2031 period because of technical changes. The                           changes. In June 2021, the temporary suspension was made
                                                                                 permanent by the Administration.
68   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                          July 2021




     Medicare. CBO lowered its projections of outlays for                             Nutrition Assistance Program (SNAP) by $3 billion (or
     Medicare by $12 billion this year and by $184 billion                            about 2 percent) in 2021 and by $37 billion (or 5 per-
     over the 2022–2031 period, a decrease of about 2 per-                            cent) over the 2022–2031 period. Most of that increase
     cent for both periods. That reduction mostly stems from                          results from several administrative actions that caused
     less spending in the Medicare Advantage (MA) pro-                                CBO to remove the effects of certain SNAP eligibility
     gram in 2021 than CBO had projected in the February                              and benefit rules from its baseline. Those rules, if made
     baseline. That lower-than-expected spending led CBO                              final and implemented, would have decreased the num-
     to lower projected outlays for Medicare by $249 billion                          ber of beneficiaries and the amount of their benefits on
     over the 2022–2031 period. That decrease is offset in                            average.16 Removing the potential effects of those rules
     part by a shift in the projected number of enrollees from                        boosted projected SNAP outlays by roughly $25 billion.
     Medicare’s fee-for-service program to MA, increasing                             Additionally, the Administration established a minimum
     costs to Medicare by $30 billion over the same period.                           emergency allotment for households that receive certain
     CBO also reduced its projections of offsetting receipts                          benefits under the Families First Coronavirus Response
     by about $43 billion to reflect slightly lower income                            Act. That new minimum boosted CBO’s projections
     from Part B (Medical Insurance) premiums. (Offsetting                            of households’ SNAP benefits by $13.5 billion in 2021
     receipts are considered negative outlays; thus, a decrease                       and 2022.
     in offsetting receipts results in an increase in outlays.)
     Other, smaller changes reduced outlays by $8 billion.                            Supplemental Security Income. CBO decreased
                                                                                      its projections of outlays for Supplemental Security
     Social Security. Projected outlays for Social Security                           Income (SSI) by less than $1 billion (or 1 percent) this
     decreased by $7 billion in 2021 and by $91 billion over                          year and by $33 billion (or nearly 5 percent) over the
     the 2022–3031 period for technical reasons. Most of that                         2022–2031 period for technical reasons. Most of that
     reduction occurred because CBO lowered its projections                           reduction is the result of lower projections of the number
     of Social Security caseloads on the basis of actual case-                        of new beneficiaries. In the near term, CBO reduced
     loads so far this year. Those caseloads have been slightly                       the expected number of new beneficiaries to account for
     lower than CBO estimated in February. Furthermore, in                            the people added to the program’s benefit rolls so far in
     its February projections, CBO incorporated the expec-                            2021. Additionally, the Social Security Administration
     tation that the decline in employment caused by the                              (SSA) has delayed acting on the First Circuit’s 2020 deci-
     pandemic would boost applications for benefits. Given                            sion in United States v. Vaello-Madero, which would
     the number of applications for benefits this year and the                        make residents of Puerto Rico eligible for SSI benefits,
     path of the pandemic, CBO now expects the pandemic                               until the U.S. Supreme Court rules on the case. In its
     to have a smaller overall effect on the number of new                            February 2021 baseline, CBO had projected that SSA
     Social Security claimants.                                                       would launch SSI in Puerto Rico in the summer of
                                                                                      2021. In its current baseline, CBO projects that imple-
     Premium Tax Credits and Related Spending. CBO and                                mentation will happen later, in the spring of 2022. For
     JCT increased their projections of outlays for premium                           the 2024–2031 period, CBO lowered its projections
     tax credits and related spending in 2021 by $9 billion (or                       of new SSI beneficiaries to incorporate the results of an
     16 percent) and, over the 2022–2031 period, by $44 bil-                          analysis showing that the population-adjusted growth in
     lion (or 8 percent), on net.15 That increase is the result of                    new beneficiaries was lower than previously projected.
     projections of marketplace enrollment that are 20 per-
     cent higher, on average, over the 2022–2031 period than                          Veterans’ Benefits and Services. Mandatory outlays
     CBO previously estimated. The increase is partially offset                       from programs that provide benefits and services to vet-
     by a reduction in the estimated average subsidy that                             erans are estimated to be $7 billion (or 5 percent) lower
     results from a change in the projected income distribu-                          in 2021 than they were in CBO’s February baseline for
     tion of marketplace enrollees.                                                   technical reasons. However, over the 2022–2031 period,
                                                                                      projections of those outlays increased by $21 billion (or
     Supplemental Nutrition Assistance Program. CBO
     increased projections of outlays for the Supplemental                            16. For a discussion of how CBO accounts for anticipated
                                                                                          administrative actions in its baseline projections, see
     15. The related spending consists almost entirely of outlays for risk                Congressional Budget Office, letter to the Honorable John M.
         adjustment and the Basic Health Program.                                         Spratt Jr. (May 2, 2007), www.cbo.gov/publication/18615.
APPENDIX A: CHANGES IN CBO’S BASELINE PROJECTIONS SINCE FEBRUARY 2021   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031   69



1 percent). Most of the decrease in 2021 is the result                       Student Loans. CBO’s projections of outlays for student
of revisions the Administration made to the estimated                        loan programs jumped by $99 billion in 2021. Outlays
subsidy cost of providing guarantees on home loans                           for student loan programs are now projected to total
to veterans.17 Those revisions decreased outlays for the                     $99 billion this year, compared with -$1 billion last
program by about $8 billion. That amount is partially                        year. Nearly all of that increase ($95 billion) stems from
offset by other, smaller changes to the program that total                   revisions that the Department of Education made to
$1 billion. For the 2022–2031 period, CBO increased its                      the estimated subsidy costs of outstanding loans issued
projections of the number of people receiving veterans’                      before 2021. Of that total, $56 billion results from
compensation because the backlog of claims for those                         changes to the department’s estimates of the performance
benefits grew by about 100,000 in 2020. CBO expects                          of outstanding loans, mostly related to borrowers in
total benefits paid to increase over the next several years                  income-driven repayment plans. The other $39 billion
as that backlog is addressed.                                                results from COVID-related administrative actions that
                                                                             include suspending repayment, interest accrual, and
Medicaid. CBO increased its estimate of outlays                              involuntary collections on student loans until the end
for Medicaid by $16 billion (or 3 percent) in 2021,                          of this fiscal year. CBO increased the projected cost
but projected outlays for the program over the                               of student loan programs after 2021 by $8 billion for
2022–2031 period are $20 billion (or less than half a                        technical reasons, largely reflecting increased projections
percent) lower than in February’s baseline. The increase                     of defaults and lower projections of collections on loans
in the near term is attributable to two factors: Actual                      that default and loan volume.
spending in 2021 has been higher than expected, and
new data from the Centers for Medicare & Medicaid                            Other Revisions to Credit Programs. Changes recorded
Services was incorporated in CBO’s baseline. Those data                      by the Administration to the subsidy costs of loans and
indicated that a greater share of Medicaid spending in                       loan guarantees made before 2021 under credit pro-
2020 was for services with faster growth and a higher                        grams other than veterans’ home loans and student loans
FMAP than previously estimated. The reductions in                            caused CBO’s estimate of mandatory outlays to drop
spending in later years are attributable to lower overall                    in 2021 by $51 billion. The largest of those changes are
projected SSI caseloads, which result in lower projections                   as follows: a $19 billion reduction in the cost of certain
of SSI beneficiaries who are enrolled in Medicaid.                           Small Business Administration disaster loan programs,
                                                                             a $13 billion reduction in the cost of the Economic
Unemployment Compensation. CBO increased its                                 Stabilization Program, and a $13 billion reduction in the
projections of outlays for unemployment compensation                         cost of loan guarantees provided by the Federal Housing
by $7 billion (or 3 percent) in 2021 but lowered them                        Administration.
by $6 billion (or 2 percent) for the 2022–2031 period.
Most of the increase in 2021 is the result of people                         Other Mandatory Programs. Smaller technical changes
receiving unemployment benefits for a longer period                          decreased CBO’s projections of outlays for other manda-
than previously expected. For the 2022–2031 period,                          tory programs by $5 billion in 2021 and increased them
CBO decreased its projections of average weekly benefits                     by $39 billion over the 2022–2031 period.
on the basis of the weekly amounts beneficiaries have
received in 2021 and reduced its projections of the aver-                    Discretionary Outlays. Technical updates decreased
age duration that people draw benefits on the basis of an                    CBO’s estimate of discretionary outlays in 2021 by
analysis of how long people have historically collected                      $16 billion (or 1 percent) and reduced its projections of
benefits during periods of low unemployment.                                 such outlays over the 2022–2031 period by $41 billion
                                                                             (or less than 1 percent). Many of those changes reflect
17. When the federal government makes or guarantees a loan, the              the recent rates at which funding for various discretion-
    budget records as an outlay the transaction’s projected subsidy          ary programs has been spent. Some of those reductions
    cost—its estimated net cost over time, accounting for all                arose because ARPA provided a significant amount of
    expected future cash flows. The original subsidy calculation for
                                                                             mandatory funding for programs that are historically
    a set of loans or loan guarantees may be increased or decreased
    in subsequent years by a credit-subsidy reestimate that reflects         funded through annual appropriation acts. That addi-
    an updated assessment of the cash flows associated with the              tional mandatory funding caused the estimated spending
    outstanding loans or loan guarantees.                                    of discretionary appropriations to slow.
70   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                   July 2021




     Those reductions were offset somewhat because the                                thereby reducing the cost of servicing that debt by an
     Office of Management and Budget determined that a                                estimated $150 billion over the 2022–2031 period. That
     little over $3 billion provided in authorizing sections of                       reduction is partly offset by a $34 billion increase in net
     the Consolidated Appropriations Act, 2021, should be                             interest costs resulting from other technical changes. The
     considered discretionary spending. That change boosted                           largest such change is an increase in CBO’s projections
     CBO’s projections of discretionary outlays by a little less                      of the share of the Treasury’s portfolio that consists of
     than $3 billion in 2021 (and reduced mandatory spend-                            bonds, which are long-term securities that typically have
     ing by a commensurate amount).                                                   higher interest rates. (CBO projects that bonds will com-
                                                                                      prise over 20 percent of debt held by the public in 2031.)
     Net Interest. Technical changes decreased CBO’s pro-                             Those technical changes caused projected interest pay-
     jections of net interest outlays for the 2022–2031 period                        ments to increase by about $38 billion. Other, smaller
     by $116 billion (or 3 percent). Technical changes to                             changes reduced CBO’s projections of net interest costs
     revenues and noninterest outlays reduced CBO’s projec-                           by about $4 billion on net over the 2022–2031 period.
     tions of debt held by the public in 2031 by $1.3 trillion,
Appendix B: The Short-Term Economic
Effects of Recently Enacted Legislation

In the Congressional Budget Office’s projections,                      • Taken together, spending on public health activities,
legislation enacted after January 12, 2021—primarily                       education, transportation, and disaster relief mostly
the American Rescue Plan Act of 2021 (ARPA, Public                         increases government purchases of goods and services,
Law 117-2), which was enacted in March 2021—adds                           directly boosting overall demand in the economy.
$1.1 trillion, or 5.0 percent of gross domestic product
(GDP), to the deficit in fiscal year 2021 and $0.5 tril-
                                                                       • Loans, grants, and tax benefits provide relief to
                                                                           businesses experiencing financial distress.
lion, or 2.0 percent of GDP, in fiscal year 2022.1 (Those
amounts exclude changes in debt service.) The various
                                                                       In CBO’s projections, the boost to real (inflation-­
policies contained in the legislation are estimated to
                                                                       adjusted) GDP through the end of 2021 is inhibited by
influence economic activity in different ways, so the eco-
                                                                       social distancing and supply constraints in some labor
nomic effect per dollar of budgetary cost varies by policy.
                                                                       and product markets. It is tempered in later years as
                                                                       output exceeds its potential (or maximum sustainable)
From 2021 through 2024, the recently enacted leg-
                                                                       level, diminishing slack—that is, underused productive
islation is expected to affect the economy through
                                                                       resources—in the economy. The boost to economic
several channels. In CBO’s projections, the legislation
                                                                       activity over the next several years will also cause infla-
increases economic activity, on net, mainly by provid-
                                                                       tion and interest rates to be higher than they would be
ing temporary support to individuals, businesses, and
                                                                       otherwise. All of those estimates are subject to consider-
nonfederal governments and by stimulating the overall
                                                                       able uncertainty.
demand for goods and services, which increases output
and employment.
                                                                       Effects on Output and Employment
• Expanded unemployment compensation, recovery                         The recently enacted legislation will increase the level of
  rebates for individuals (which are a kind of tax                     real GDP by 1.0 percent in 2021, 2.7 percent in 2022,
  credit), and other financial support for households                  1.4 percent in 2023, and 0.5 percent in 2024, CBO
  boost the overall demand for goods and services.                     estimates (see Table B-1).2 From fiscal year 2021 through
  (Expanded unemployment compensation also                             fiscal year 2024, the legislation is projected (excluding
  weakens incentives to work, partially offsetting the                 its effects on inflation) to increase GDP by 73 cents for
  boost to economic activity.)                                         every dollar that it adds to the deficit (see Table B-2). The
                                                                       provisions will have different effects on output because
• Coronavirus State and Local Fiscal Recovery Funds                    they will stimulate the economy through different chan-
   provide direct assistance for state, local, tribal, and
                                                                       nels and because they will support people and sectors that
   territorial governments. (CBO expects some of those
                                                                       have been affected by the pandemic in different ways.
   funds to finance nonfederal government spending
   that would have occurred even without the receipt of
                                                                       For example, provisions that directly increase govern-
   such assistance; funding used in that way would not
                                                                       ment purchases of goods and services add to overall
   boost the economy in the short term.)
                                                                       2. The estimates in this appendix are presented in relation to
                                                                          implied projections of output, employment, inflation, and
1. CBO’s previous baseline budget projections, published in               interest rates that do not include the effects of the legislation—
   February 2021, include the effects of legislation enacted through      projections computed by removing the estimated effects of the
   January 12, 2021. See Congressional Budget Office, The                 legislation from CBO’s economic forecast. However, CBO did
   Budget and Economic Outlook: 2021 to 2031 (February 2021),             not construct a comprehensive projection of what the economy
   www.cbo.gov/publication/56970.                                         would have looked like without those legislative effects.
72   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                                          July 2021




     Table B-1 .

     The Economic Effects of Recently Enacted Legislation
                                                                         2021                      2022                       2023                       2024
     Real GDP (Percent)  a
                                                                          1.0                        2.7                        1.4                        0.5
     Payroll Employment (Percent)                                         0.7                        1.4                        1.1                        0.6
     PCE Price Index (Percent)                                            0.2                        0.3                        0.5                        0.5
     Interest Rates (Percentage points)
        Three-month Treasury bills                                          0                          *                        0.1                        0.2
        Ten-year Treasury notes                                           0.3                        0.3                        0.2                        0.2
     Memorandum:
     Real GDP Growth (Percentage points)a                                 1.1                        1.7                       -1.2                       -0.9
     Payroll Employment (Millions of jobs)                                1.0                        2.2                        1.6                        1.0
     PCE Price Inflation (Percentage points)                              0.2                        0.2                        0.1                        0.1

     Data source: Congressional Budget Office. See www.cbo.gov/publication/57263#data.
     These effects are presented as a percentage of (or, for the effects on interest rates, a percentage-point difference from) implied projections of real GDP, payroll
     employment, consumer prices, and interest rates that do not include the effects of recently enacted legislation. Those projections were computed by removing
     the estimated effects of the legislation from CBO’s economic forecast. However, CBO did not construct a comprehensive projection of what the economy would
     have looked like without those legislative effects.
     GDP = gross domestic product; PCE = personal consumption expenditures; * = between zero and 0.05 percentage points.
     a. Real values are nominal values that have been adjusted to remove the effects of changes in prices.



     demand on a dollar-for-dollar basis. But for provisions                              quarters after the receipt of that assistance. Those spend-
     that increase payments to households or businesses,                                  ing patterns prevent a sudden drop in overall demand
     reduce taxes, or increase aid to nonfederal governments,                             when the financial assistance provided by the recently
     the size of the effect on demand depends on how the                                  enacted legislation stops, so real GDP is boosted over a
     provision affects recipients’ behavior and on how the                                longer period.
     pandemic and social distancing affect recipients’ spend-
     ing and other economic activities. In particular, increases                          CBO also estimates that the recently enacted legislation
     in payments boost spending more among lower-income                                   will boost nonfarm payroll employment by 0.7 percent
     people than among higher-income people, partly because                               in 2021, 1.4 percent in 2022, 1.1 percent in 2023, and
     the spending of lower-income people tends to be more                                 0.6 percent in 2024. Those estimates are the net result of
     closely linked to their current income.                                              two opposing factors:

     In CBO’s assessment, because households, in aggregate,
                                                                                          • Increased financial assistance to households,
                                                                                              nonfederal governments, and businesses and increased
     have accumulated considerable private savings over
                                                                                              government purchases boost the overall demand
     the past several quarters, they will tend to spend the
                                                                                              for goods and services, which increases output and
     additional resources provided by the recently enacted
                                                                                              employment.
     legislation at a slower pace than they spent the resources
     provided in legislation enacted last year.3 In addition,                             • But the expanded unemployment compensation
     most of the direct federal assistance provided to nonfed-                                provided by ARPA weakens incentives to work
     eral governments by ARPA this year is projected to be                                    because people compare the benefits available
     spent by those governments in later years. Therefore, in                                 during a spell of unemployment with their potential
     CBO’s projections, the financial assistance to households,                               earnings, and those weakened incentives decrease
     nonfederal governments, and businesses provided by the                                   output and employment.
     recently enacted legislation increases output for several
                                                                                          The expansion of unemployment compensation has
     3. For information about how some federal laws enacted in                            effects that both increase employment (by boosting over-
        2020 affected CBO’s projections of output, see Congressional                      all demand) and decrease it (by weakening incentives to
        Budget Office, The Effects of Pandemic-Related Legislation on
        Output (September 2020), www.cbo.gov/publication/56537.
                                                                                          work). In the spring and summer of 2021, those benefits
APPENDIX B: THE SHORT-TERM ECONOMIC EFFECTS OF RECENTLY ENACTED LEGISLATION        ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031        73



Table B-2 .

The Effects of Recently Enacted Legislation on the Deficit and on GDP,
Fiscal Years 2021 to 2024
                                                                                                                                         Cumulative Increase in
                                                                   Increase in the Deficit            Cumulative Increase in            GDP per Dollar of Increase
                                                                     (Billions of dollars)            GDP (Billions of dollars)           in the Deficit (Dollars)
Recovery Rebates for Individualsa                                              412                                 314                                0.76
Provisions Related to Health, Education, Transportation,
and Emergency Managementb                                                       366                               367                                1.01
Coronavirus State and Local Fiscal Recovery Funds                               362                               226                                0.62
Other Financial Support for Householdsc                                         270                               214                                0.79
Financial Support for Businessesd                                               215                                66                                0.31
Expanded Unemployment Compensatione                                             182                               136                                0.75
Other Provisionsf                                                                32                                23                                0.71
   Total                                                                      1,838                             1,346                                0.73

Data sources: Congressional Budget Office; staff of the Joint Committee on Taxation. See www.cbo.gov/publication/57263#data.
Any administrative costs associated with a provision are included in its effect on the deficit. Estimated effects on the deficit reflect changes in both revenues and
outlays but exclude changes in debt service. Estimated effects on GDP exclude the effects of the legislation on inflation.
GDP = gross domestic product.
a. Recovery rebates for individuals are a kind of tax credit. The effect on the deficit is the result of a $404 billion increase in outlays and an $8 billion reduction in
   revenues.
b. Includes measures related to public health, Medicaid, and education, as well as transit grants and appropriations for the Disaster Relief Fund.
c. Includes spending on the Supplemental Nutrition Assistance Program, the Low-Income Home Energy Assistance Program, child care for workers, and housing
   assistance, as well as child tax credits and earned income tax credits.
d. Includes payroll support programs, credit support for small businesses, and payroll tax credits for employers, as well as support for restaurants, operators of
   shuttered venues, child care providers, and pension plans.
e. The effect on the deficit is the result of a $153 billion increase in outlays and a $29 billion reduction in revenues.
f. Includes some funding for child care and Community Development Block Grants, appropriations for the Economic Development Administration, and funding
   for the Emergency Connectivity Fund.


are larger than potential earnings from work for many                                   Although the expansion of unemployment compensa-
low-wage workers, CBO estimates. Although some states                                   tion reduces employment in 2021, on net, the policy
are discontinuing one or more of the components of                                      increases output more than it reduces it in that year. The
expanded unemployment compensation, most unem-                                          explanation for that apparent contradiction is that the
ployed people are still eligible to receive those benefits                              policy reduces employment for low-wage workers and
until they expire in September 2021. The incentive to                                   increases employment for a smaller number of high-wage
continue receiving such benefits lengthens the amount                                   workers, and those high-wage workers contribute more
of time beneficiaries remain unemployed. That increased                                 to GDP, on net.
duration can help recipients perform longer job searches
that result in more productive jobs, but it also reduces                                Effects on Inflation and Interest Rates
employment and people’s work experience. On net, the                                    CBO expects that the boost to economic activity from
effect of expanded unemployment compensation is to                                      the recently enacted legislation will cause output to rise
decrease employment this year. After the benefits expire                                above its potential level in the second half of 2021. In
in September 2021, reducing the weakened incentives                                     2022, the boost to overall demand from recently enacted
to work, many people who previously received them will                                  legislation will drive the economy’s projected output
take several months to find work, in CBO’s estimation.                                  further above its potential level. That boost is projected
After 2021, the net effect of expanded unemployment                                     to keep output above its potential level for several years,
compensation will be to increase employment, as people                                  causing inflationary pressures to build, pushing the price
spend benefits that they have saved.                                                    index for personal consumption expenditures 0.5 percent
74   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                 July 2021




     higher than it would have been otherwise by 2024. The                            the next few years. In CBO’s projections, a stronger
     higher consumer prices will reduce the purchasing power                          economy and greater inflationary pressures prompt
     of the financial support for households provided by the                          the Federal Reserve to push interest rates higher in
     recently enacted legislation.                                                    2023 than they would have been without the recently
                                                                                      enacted legislation. The projected rates for 3-month
     However, even as output rises above its potential level                          Treasury bills and 10-year Treasury notes are higher by
     and as inflationary pressures increase, the Federal                              0.2 percentage points in 2024 than they would have
     Reserve is expected to keep interest rates low over                              been otherwise.
Appendix C: CBO’s Economic Projections
for 2021 to 2031

The tables in this appendix show the Congressional                                  2021 to 2031. For the projections by calendar year, see
Budget Office’s economic projections for each year from                             Table C-1; for the projections by fiscal year, see Table C-2.

Table C-1.

CBO’s Economic Projections, by Calendar Year
                                          Actual,
                                           2020        2021     2022       2023      2024      2025       2026      2027      2028      2029       2030      2031
                                                                                Percentage Change From Year to Year
Gross Domestic Product
   Reala                                     -3.5       6.7       5.0        1.5        1.1      1.3        1.4       1.6       1.6       1.5          1.6    1.7
   Nominal                                   -2.3       9.7       7.2        3.8        3.3      3.4        3.6       3.8       3.7       3.7          3.7    3.8
Inflation
   PCE price index                            1.2       2.6       2.1        2.1        2.1      2.1        2.1       2.1       2.1       2.1          2.0    2.0
   Core PCE price indexb                      1.4       2.2       2.0        2.2        2.2      2.1        2.1       2.1       2.1       2.1          2.0    2.0
   Consumer price indexc                      1.2d      3.3       2.5        2.3        2.4      2.4        2.4       2.5       2.4       2.4          2.3    2.3
   Core consumer price indexb                 1.7d      2.5       2.5        2.5        2.5      2.5        2.5       2.5       2.5       2.4          2.4    2.3
   GDP price index                            1.2       2.9       2.1        2.2        2.2      2.1        2.1       2.1       2.1       2.1          2.1    2.1
Employment Cost Indexe                        2.9       3.5       3.2        3.5        3.5      3.4        3.2       3.2       3.2       3.1          3.1    3.1

                                                                                         Calendar Year Average
Unemployment Rate (Percent)                   8.1       5.5       3.8        3.7        4.0     4.2      4.3          4.3       4.3       4.4          4.5    4.5
Payroll Employment
(Monthly change, in thousands)f             -760       587        417        70          -3       12        37         56        40        30          36     56
Interest Rates (Percent)
   Three-month Treasury bills                 0.4         *       0.1        0.2        0.5      0.9        1.3       1.6       1.8       2.1          2.3    2.4
   Ten-year Treasury notes                    0.9       1.6       1.9        2.0        2.3      2.6        2.8       3.0       3.2       3.3          3.4    3.5
Tax Bases (Percentage of GDP)
   Wages and salaries                       44.8       43.7      43.3      43.4       43.5      43.6      43.7      43.7       43.8      43.8      43.7      43.6
   Domestic corporate profitsg               8.1        9.9       9.8       9.1        8.7       8.5       8.3       8.2        7.9       7.6       7.5       7.5
Tax Bases (Billions of dollars)
   Wages and salaries                      9,371 10,041 10,667 11,094 11,495 11,915 12,362 12,843 13,334 13,824 14,309 14,814
   Domestic economic profitsg              1,689 2,271 2,407 2,329 2,292 2,315 2,348 2,396 2,409 2,414 2,452 2,532
Nominal GDP (Billions of dollars)         20,937 22,974 24,638 25,564 26,405 27,310 28,291 29,374 30,471 31,587 32,746 33,984

Data source: Congressional Budget Office. See www.cbo.gov/publication/57263#data.
GDP = gross domestic product; PCE = personal consumption expenditures; * = between zero and 0.05 percentage points.
a. Real values are nominal values that have been adjusted to remove the effects of changes in prices.
b. Excludes prices for food and energy.
c. The consumer price index for all urban consumers.
d. Data for 2020 are based on data released after CBO completed its economic forecast. Projections are based on data available on May 18, 2021.
e. The employment cost index for wages and salaries of workers in private industries.
f. The average monthly change, calculated by dividing by 12 the change in payroll employment from the fourth quarter of one calendar year to the fourth
   quarter of the next.
g. Adjusted to remove distortions in depreciation allowances caused by tax rules and to exclude the effect of inflation on the value of inventories.
76   ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031                                                                           July 2021




     Table C-2.

     CBO’s Economic Projections, by Fiscal Year
                                               Actual,
                                                2020        2021     2022       2023      2024      2025       2026      2027      2028      2029       2030        2031
                                                                                     Percentage Change From Year to Year
     Gross Domestic Product
        Reala                                     -2.3       4.2       6.1        2.0        1.1      1.2        1.4       1.6       1.6       1.5          1.5       1.7
        Nominal                                   -1.1       6.7       8.6        4.2        3.3      3.4        3.5       3.8       3.8       3.7          3.7       3.8
     Inflation
        PCE price index                            1.3       2.2       2.3        2.1        2.1      2.1        2.1       2.1       2.1       2.1          2.0       2.0
        Core PCE price indexb                      1.5       1.9       2.1        2.1        2.2      2.2        2.1       2.1       2.1       2.1          2.1       2.0
        Consumer price indexc                      1.5       2.7       2.7        2.3        2.3      2.4        2.4       2.5       2.4       2.4          2.4       2.3
        Core consumer price indexb                 1.9       2.2       2.6        2.5        2.5      2.5        2.5       2.5       2.5       2.4          2.4       2.3
        GDP price index                            1.3       2.4       2.4        2.2        2.2      2.1        2.1       2.1       2.1       2.1          2.1       2.1
     Employment Cost Indexd                        3.0       3.3       3.3        3.5        3.6      3.4        3.3       3.2       3.2       3.1          3.1       3.1

                                                                                                Fiscal Year Average
     Unemployment Rate (Percent)                   7.3       6.0       4.1        3.7        3.9       4.2     4.3         4.3       4.3       4.4          4.5       4.5
     Payroll Employment
     (Monthly change, in thousands)e             -855       558        534       124           *       10        23         59        44        32          30         54
     Interest Rates (Percent)
        Three-month Treasury bills                 0.7       0.1       0.1        0.1        0.4      0.8        1.2       1.5       1.8       2.0          2.3       2.4
        Ten-year Treasury notes                    1.1       1.4       1.9        2.0        2.2      2.5        2.7       2.9       3.1       3.3          3.4       3.5
     Tax Bases (Percentage of GDP)
        Wages and salaries                       44.3       43.9      43.3      43.4       43.5      43.6      43.7      43.7       43.8      43.8      43.7         43.6
        Domestic corporate profitsf               8.0        9.5      10.0       9.3        8.7       8.5       8.3       8.2        8.0       7.7       7.5          7.5
     Tax Bases (Billions of dollars)
        Wages and salaries                      9,300 9,843 10,541 10,992 11,395 11,808 12,247 12,723 13,211 13,702 14,186 14,686
        Domestic economic profitsf              1,672 2,121 2,421 2,355 2,291 2,309 2,337 2,389 2,408 2,410 2,438 2,511
     Nominal GDP (Billions of dollars)         21,000 22,401 24,323 25,356 26,191 27,076 28,033 29,103 30,195 31,305 32,449 33,670

     Data source: Congressional Budget Office. See www.cbo.gov/publication/57263#data.
     GDP = gross domestic product; PCE = personal consumption expenditures; * = between zero and -500 jobs.
     a. Real values are nominal values that have been adjusted to remove the effects of changes in prices.
     b. Excludes prices for food and energy.
     c. The consumer price index for all urban consumers.
     d. The employment cost index for wages and salaries of workers in private industries.
     e. The average monthly change, calculated by dividing by 12 the change in payroll employment from the fourth quarter of one fiscal year to the fourth quarter of
        the next.
     f. Adjusted to remove distortions in depreciation allowances caused by tax rules and to exclude the effect of inflation on the value of inventories.
List of Tables and Figures


Tables
 1-1. CBO’s Baseline Budget Projections, by Category                                                      6
 1-2. CBO’s Baseline Projections of Federal Debt                                                          9
 1-3. CBO’s Baseline Projections of Mandatory Outlays                                                    12
 1-4. CBO’s Baseline Projections of Discretionary Spending                                               16
 1-5. Key Projections in CBO’s Baseline                                                                  19
 2-1. CBO’s Economic Projections for Calendar Years 2021 to 2031                                         27
 2-2. Projected Growth of Real GDP and Its Components                                                    35
 2-3. Key Inputs in CBO’s Projections of Real Potential GDP                                              38
 2-4. CBO’s Current and Previous Economic Projections for Calendar Years 2021 to 2031                    50
 A-1. Changes in CBO’s Baseline Projections of the Deficit Since February 2021                           60
 B-1. The Economic Effects of Recently Enacted Legislation                                               72
 B-2. The Effects of Recently Enacted Legislation on the Deficit and on GDP, Fiscal Years 2021 to 2024   73
 C-1. CBO’s Economic Projections, by Calendar Year                                                       75
 C-2. CBO’s Economic Projections, by Fiscal Year                                                         76


Figures
 1-1. Total Deficits, Primary Deficits, and Net Interest                                                  8
 1-2. Federal Debt Held by the Public, 1940 to 2031                                                      10
 1-3. Total Outlays and Revenues                                                                         11
 1-4. Outlays, by Category                                                                               18
 1-5. Revenues, by Category                                                                              22
 2-1. The Relationship Between GDP and Potential GDP                                                     26
 2-2. Real GDP per Potential Worker Across Business Cycles                                               34
 2-3. Employment, Unemployment, Labor Force Participation, and Wage Growth                               39
 2-4. Inflation and Interest Rates                                                                       41
 2-5. Composition of the Growth of Real Potential GDP                                                    44
 2-6. Uncertainty in CBO’s Projections of Real GDP Growth and Inflation                                  49
 2-7. Comparing CBO’s Forecasts With Those of the Blue Chip Forecasters                                  53
 2-8. Comparing CBO’s Forecasts With Those of the Federal Reserve                                        54
 A-1. Changes in CBO’s Baseline Projections of the Deficit Since February 2021                           58
 A-2. Changes in CBO’s Economic Forecast Since February 2021                                             64
About This Document

This volume is one of a series of reports on the state of the budget and the economy that the
Congressional Budget Office issues each year. It satisfies the requirement of section 202(e) of the
Congressional Budget Act of 1974 for CBO to submit to the Committees on the Budget periodic
reports about fiscal policy and to provide baseline projections of the federal budget. In keeping with
CBO’s mandate to provide objective, impartial analysis, this report makes no recommendations.

CBO’s Panel of Economic Advisers commented on an early version of the economic forecast under-
lying this report at a meeting in April 2021. At that time, members of the panel were Katharine
Abraham, Alan Auerbach, David Autor, Olivier Blanchard, Markus Brunnermeier, Seth Carpenter,
Steven Davis, Kathryn Dominguez, Karen Dynan, Robert Hall, Jan Hatzius, Donald Kohn, Gregory
Mankiw, Emi Nakamura, Jonathan Parker, James Poterba, Valerie Ramey, Aysegul Sahin, James
Stock, Kevin Warsh, and Mark Zandi. Matthew Luzzetti and David Wilcox attended the panel’s
meeting as guests. Although CBO’s outside advisers provided considerable assistance, they are not
responsible for the contents of this report.

The following pages list CBO’s staff members who contributed to this report by preparing the
economic, revenue, and spending projections; writing the report; reviewing, editing, fact-checking,
and publishing it; compiling the supplemental materials posted along with it on CBO’s website
(www.cbo.gov/publication/57263#data); and providing other support.

CBO continually seeks feedback to make its work as useful as possible. Please send any comments to
communications@cbo.gov.




Phillip L. Swagel
Director
July 2021
SO ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031 JULY 2021

Economic Projections

The economic projections were prepared by the Macroeconomic Analysis Division, with contribu-
tions from analysts in other divisions. That work was supervised by Jeffrey Werling, John Kitchen,
Robert Arnold, and Devrim Demirel.

Aaron Betz - Effects of fiscal policy

Yiqun Gloria Chen - Labor markets

Erin Deal - Housing, model and data management

Daniel Fried . Net exports, exchange rates, energy prices

Edward Gamber - Interest rates, monetary policy, current-quarter analysis
Ron Gecan - Energy prices

Mark Lasky - Business investment, housing

Junghoon Lee - Effects of fiscal policy

Vinay Maruri - Financial markets

Michael McGrane - Financial markets

Jaeger Nelson - Effects of fiscal policy

Sarah Robinson (formerly of CBO) - Motor vehicle sector, research assistance
Jeffrey Schafer - Inflation, house prices

John Seliski - Federal, state, and local government spending and revenues; effects of fiscal policy
Robert Shackleton - Potential output, productivity

Christopher Williams - Consumer spending, income

Revenue Projections

‘The revenue projections were prepared by the Tax Analysis Division, supervised by John McClelland,
Joseph Rosenberg, Joshua Shakin, and Edward Harris. In addition, the staff of the Joint Committee
on Taxation provided valuable assistance.

Kathleen Burke - Individual income taxes, wage distribution

Paul Burnham - Retirement income

Dorian Carloni - Business taxation

Madeleine Fox - Customs duties

Nathaniel Frentz - Federal Reserve System's earnings, miscellaneous fees and fines
Bilal Habib - Tax modeling

Shannon Mok - Estate and gift taxes

James Pearce - Capital gains realizations, wage distribution, tax modeling
Kevin Perese - Tax modeling

Tess Prendergast - Excise taxes

Molly Saunders-Scott - International taxation, business taxation

Kurt Seibert - Payroll taxes, depreciation, tax modeling
ABOUT THIS DOCUMENT ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021T0 2031 84

Jennifer Shand - Corporate income taxes
Naveen Singhal - Capital gains realizations, tax modeling
Ellen Steele - Refundable tax credits

James Williamson - Business taxation, estate and gift taxes

Spending Projections

‘The spending projections were prepared by the Budget Analysis Division, with contributions from
analysts in other divisions. That work was supervised by Theresa Gullo, Leo Lex, Sam Papenfuss,
Christina Hawley Anthony, Megan Carroll, Chad Chirico, Sheila Dacey, Kathleen FitzGerald, Paul
Masi, Sarah Masi, David Newman, and Susan Willie of the Budget Analysis Division, as well as by
Chapin White and Alexandra Minicozzi of the Health Analysis Division and by Sebastien Gay of the
Financial Analysis Division.

Defense, International Affairs, and Veterans’ Affairs
Sunita D’Monte - International affairs

Caroline Dorminey - Defense (procurement)

Paul B. A. Holland - Veterans’ education benefits, reservists’ education benefits

Etaf Khan - Veterans’ health care and employment training services, international food assistance
William Ma - Defense (operation and maintenance, intelligence programs, other defense programs)
Aldo Prosperi - Defense (research and development, cybersecurity)

David Rafferty - Military retirement, compensation for radiation exposure and energy employees’
occupational illness

Dawn Sauter Regan - Defense (military personnel)
Matt Schmit - Military health care

Logan Smith - Veterans’ compensation and pensions, other benefits for disabled veterans

Health
Alice Burns - Medicaid, health insurance coverage

Julia Christensen - Food and Drug Administration, prescription drugs

Katherine Feinerman - Health insurance coverage

Ryan Greenfield - Prescription drugs, National Institutes of Health, Food and Drug Administration
Cornelia Hall - Medicare

Stuart Hammond - Medicare, Federal Employees Health Benefits program

Caroline Hanson - Health insurance coverage

Jared Hirschfield - Health insurance marketplaces, private health insurance

Ben Hopkins - Health insurance coverage

Lori Housman (formerly of CBO) - Medicare

Geena Kim - Medicaid, health insurance coverage

Brian Klein-Qiu - Medicare
82 ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031 JULY 2021

Sean Lyons - Health insurance coverage

Rachel Matthews - Centers for Medicare & Medicaid Services

Eamon Molloy - Health insurance coverage

Hudson Osgood - Medicare

Romain Parsad - Health insurance coverage

Allison Percy - Health insurance coverage

Lisa Ramirez-Branum - Medicaid, health insurance coverage

Lara Robillard - Medicare

Asha Saavoss - Medicare

Sarah Sajewski - Medicare, Public Health Service

Robert Stewart - Medicaid, Children’s Health Insurance Program, Indian Health Service
Carolyn Ugolino - Health insurance marketplaces, private health insurance
Emily Vreeland - Health insurance marketplaces, private health insurance
Ellen Werble - Prescription drugs, Public Health Service

Kate Young - Medicaid, prescription drugs

Chris Zogby - Health insurance coverage

Income Security and Education
Susan Yeh Beyer - Child nutrition and other nutrition programs, Smithsonian Institution,
arts and humanities

Meredith Decker - Unemployment insurance, job training programs
Elizabeth Cove Delisle - Housing assistance

Jennifer Gray - Supplemental Nutrition Assistance Program and other nutrition programs,
Social Services Block Grant, support programs for children and families

Justin Humphrey - Student loans, higher education

Arin Kerstein - Refugee assistance

Wendy Kiska - Pension Benefit Guaranty Corporation

Leah Koestner - Elementary and secondary education, Pell grants
Justin Latus - Supplemental Security Income, Administration on Aging

Susanne Mehlman - Temporary Assistance for Needy Families, child support enforcement, foster care,
child care programs, Low Income Home Energy Assistance Program

Noah Meyerson - Old-Age and Survivors Insurance, Social Security trust funds, Pension Benefit
Guaranty Corporation

Emily Stern - Disability Insurance
ABOUT THIS DOCUMENT ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 202110 2031 83

Natural and Physical Resources
Tiffany Arthur - Agriculture

Madeleine Fox - General government

Kathleen Gramp - Energy, Outer Continental Shelf receipts, spectrum auction receipts,
Orderly Liquidation Fund

Sofia Guo - Workplace and mine safety
Evan Herrnstadt - Spectrum auction receipts

David Hughes - Recreational resources, commerce, Small Business Administration,
Universal Service Fund

Wendy Kiska - Federal Deposit Insurance Corporation, Orderly Liquidation Fund

Aaron Krupkin - Energy, air and water transportation

Vinay Maruri - Federal Deposit Insurance Corporation

Michael McGrane - Fannie Mae and Freddie Mac

Erik O’Donoghue - Agriculture

Jeffrey Perry - Student loans, Fannie Mae and Freddie Mac, Federal Housing Administration
Matthew Pickford - General government, legislative branch

Stephen Rabent - Deposit insurance, credit unions, pollution control and abatement, Postal Service
Robert Reese - Federal Housing Administration, other natural resources, highways, mass transit, Amtrak
Mitchell Remy - Fannie Mae and Freddie Mac, Federal Housing Administration

Janani Shankaran - Science and space exploration, conservation and land management,
spectrum auction receipts

Delaney Smith (formerly of CBO) - Federal Housing Administration

Jon Sperl - Community and regional development, Federal Emergency Management Agency,
Bureau of Indian Affairs, judicial branch, administration of justice

Aurora Swanson - Water resources, Fannie Mae and Freddie Mac
Lindsay Wylie - Law enforcement, justice assistance, homeland security, Postal Service

Byoung Hark Yoo - Fannie Mae and Freddie Mac

Other Areas and Functions
Shane Beaulieu - Computer applications and data systems

Barry Blom - Budget projections

Joanna Capps - Appropriation bills (Labor, Health and Human Services, and Education;
Legislative Branch)

Aaron Feinstein - Other interest, monthly Treasury data, historical data

Avi Lerner - Interest on the public debt, automatic budget enforcement and sequestration,
‘Troubled Asset Relief Program

Amber Marcellino - Federal civilian retirement
84 ADDITIONAL INFORMATION ABOUT THE UPDATED BUDGET AND ECONOMIC OUTLOOK: 2021 TO 2031 JULY 2021

George McArdle - Appropriation bills (Military Construction and Veterans Affairs;
State and Foreign Operations)

Dan Ready - Various federal retirement programs, national income and product accounts, federal pay

Justin Riordan - Appropriation bills (Commerce, Justice, and Science; Financial Services and
General Government)

Mark Sanford - Appropriation bills (Agriculture and Food and Drug Administration; Defense)

Esther Steinbock - Appropriation bills (Energy and Water Development; Transportation and
Housing and Urban Development)

J nell Blanco Suchy - Appropriation bills (Interior and Environment; Homeland Security),
authorization bills

Patrice Watson - Computer applications and data systems

Olivia Yang - Budget projections and appropriation bills

Writing

Dan Ready prepared the visual summary, with assistance from Aaron Betz. Barry Blom wrote
Chapter 1, with assistance from Joshua Shakin. Jeffrey Schafer wrote Chapter 2, with assistance from
Nabeel Alsalam. Aaron Feinstein wrote Appendix A, with contributions from Nathaniel Frentz,
Amber Marcellino, and Dan Ready. John Seliski wrote Appendix B. Erin Deal compiled Appendix C.

Reviewing, Editing, Fact-Checking, and Publishing

Mark Doms, Mark Hadley, Jeffrey Kling, and Robert Sunshine reviewed the report. The editing and
publishing were handled by CBO’s editing and publishing group, supervised by Benjamin Plotinsky,
and the agency’s communications team, supervised by Deborah Kilroe.

Christine Bogusz, Rebecca Lanning, Loretta Lettner, Bo Peery, and Benjamin Plotinsky were the
editors; Casey Labrack and R. L. Rebach were the graphics editors; and Annette Kalicki published the
report on CBO’s website.

Fiona Forrester, Daniel Fried, Edward Gamber, Jared Hirschfield, Paul B. A. Holland, Mark Lasky,
Omar Morales, Tess Prendergast, Robert Shackleton, Christopher Williams, and Olivia Yang
fact-checked the report. Ann E. Futrell, Kate Kelly, and Lara Robillard coordinated the preparation
of tables of baseline projections; Aaron Betz coordinated the preparation of figures and tables related
to economic projections. Erin Deal, Tess Prendergast, Dan Ready, and Olivia Yang compiled data and
supplemental information, and Annette Kalicki coordinated the presentation of those materials.

File and source

File
additional-information-about-the-updated-budget-and-economic-outlook-2.pdf
Size
2,621,243 bytes
SHA-256
a785793fdc47ac1714d7d113355a4edd650bbc10e5751e26558ef5c78d8a3b4b
Our copy
additional-information-about-the-updated-budget-and-economic-outlook-2.pdf
Original
www.cbo.gov
Back to top