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2025 Equitable Access to Credit Program Legislative Report

Summary

The Washington State Department of Commerce's 2025 Equitable Access to Credit Program Legislative Report, dated March 2026, gives the annual update on the program required by RCW 43.390.020. The program began accepting contributions in August 2023, and outreach produced enough to award $1 million in the first grant cycle in 2024. Commerce received 10 applications requesting a total of $1,970,000 and released the full $1 million to eight grantees, with a total cash match of $788,119.10. The report states that 83% of the funds went to Native and rural communities, and that grantees made 36 loans and investments across sixteen counties. Appendices tabulate loan-level data. In calendar year 2024 the program received just under $6 million in contributions for the 2025 grant cycle.

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Issuer
Congressional materials
Document type
Report
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2026 Eacp 2025 Legislative Report Final 5053E3E3 Ca04 47Cf A8D2 609006C71A3

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“2025 Equitable Access to Credit Program Legislative Report.” Original at app.leg.wa.gov. Archived at Pandemic Darlings, https://pandemicdarlings.com/source-documents/2026-eacp-2025-legislative-report-final-5053e3e3-ca04-47cf-a8d2-609006c71a3/, SHA-256 adc2c5e642148db8967a24ea2ee12bd0cd3a91f833737a9e710282eda9faaa11.

Full text

2025 Equitable Access to Credit Program
Legislative Report

Chapter 189, Laws of 2022 (RCW 43.390) Equitable Access to Credit
Program




                                                 March 2026

                                                 Report to the Legislature
     EQUITABLE ACCESS TO CREDIT
     PROGRAM
                                                 Interim Director Sarah Clifthorne

v4
Acknowledgments
Washington State Department of Commerce


Office of Economic Development and
Competitiveness

Small Business Finance and Community Support Unit

Equitable Access to Credit Program

1011 Plum St. SE
P.O. Box 42525
Olympia, WA 98504-2525

www.commerce.wa.gov

For individuals with disabilities, this report is available upon
request in alternative formats. Please call 360-725-4000
with your request.




2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

                                                                   2
Table of contents
Executive summary ............................................................................................................................................... 4

Introduction ........................................................................................................................................................... 6

2024 Grant Cycle ................................................................................................................................................... 6

Appendix A .......................................................................................................................................................... 11

Appendix B .......................................................................................................................................................... 13

Appendix C .......................................................................................................................................................... 15

Appendix D .......................................................................................................................................................... 17

Appendix E .......................................................................................................................................................... 19

Appendix F .......................................................................................................................................................... 22




2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

                                                                                                                                                                        3
Executive summary
Overview
The purpose of this report is to provide an annual update on the status of the Equitable Access to Credit Program
(EACP), pursuant to the requirements of RCW 43.390.020.1

This statute establishes the Equitable Access to Credit Program (EACP)2 and directs the Department of Commerce
(Commerce) to provide annual updates to the Legislature:

       (1) Subject to appropriation, the Department of Commerce shall create and operate the equitable access to credit
       program. The purpose of the Equitable Access to Credit Program is to award grants to qualified lending institutions, using
       funds generated by business and occupation tax credits created in RCW 82.04.4499, for the purpose of providing access
       to credit for historically underserved communities. The Equitable Access to Credit Program must be governed by the
       provisions of this chapter and by any guidelines developed and rules adopted by the Department of Commerce pursuant
       to this chapter.

       (2) The following requirements apply to the operation of the equitable access to credit program:

       •   No more than 25 percent of all grants awarded in any calendar year may be awarded to the same grant recipient.

       • The grant recipient may use up to 20 percent of an individual grant award to fund a loan loss reserve, technical
       assistance, and/or small business support services.

Highlights
Program structure
     Businesses can contribute to the program and claim tax credits. These contributions fund grants that support
     loans to underserved communities.

2023 Contributions
     The program launched in August 2023. The outreach effort generated $1 million in contributions for the 2024
     grant cycle.

2024 Applicants
     Commerce received 10 applications requesting a total of $1.97 million in grant funds. All proposed projects aim
     to serve Washington businesses.

2024 Grantees
     Commerce awarded $1 million to eight grantees. About 83% of funds went to Native and rural communities.
     Grantees made 36 loans and investments, helping create jobs and support minority-, women- and low-income-
     owned businesses.
     Funds were invested across 16 counties in the state, showing the program's broad impact.




1
    The Washington State Legislature, “Equitable Access to Credit Program Statute RCW 43.390.020,”
2 Washington State Department of Commerce, "Equitable Access to Credit Program,"




2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

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Outcomes
Commerce has completed the 2024 grant cycle and prepared this report to meet the legislative requirements. The
EACP has successfully supported small businesses by providing access to credit through contributions from
businesses with business and occupation (B&O) tax liability. These contributions, eligible for tax credits through
the Department of Revenue, fund grants that help qualified lenders serve historically underserved communities.

Currently, EACP plays a crucial role in supporting small, rural and underserved businesses, fostering economic
development, and strengthening communities across Washington.

  In calendar year 2024, the program received just under $6 million in contributions for the 2025 grant cycle.
  Commerce has reviewed, scored, and ranked the 2025 applications and announced grantees in December 2025.




2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

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Introduction
Background
The Washington State Legislature passed HB 1015 (RCW 43.390.020) during the 2022 session to expand credit to
historically underserved small businesses. The EACP is designed to encourage investment in small, rural, and
underserved communities by supporting both individuals and businesses, thereby strengthening local economies
and promoting statewide development across Washington.

The program has a two-part approach:

1) Businesses: Companies with a business and operations (B&O) tax liability can contribute to the program and
   claim a tax credit with the Department of Revenue equal to their contribution, up to $1 million annually.
2) Grant funding: The contributions fund grants to qualified lending institutions, which use the money to offer
   business loans and investments to historically underserved communities.

Commerce must submit a report to the appropriate legislative committees by Sept. 15 of each year. The report
contains the following information:

  List of grant applicants, the total value of grants requested, and the location of each applicant
  List of grant recipients, total amount of awards, and required match amounts
  Aggregate data on loans and investments as reported by grantees

Commerce has completed the 2024 grant cycle and prepared this report to meet the requirements of this
legislation.


2024 Grant Cycle
Contributions made in 2023
The Equitable Access to Credit program began accepting 2023 contributions in August 2023. Instructions were
posted on the EACP webpage, and Commerce released a media advisory to promote the program.3 Commerce
created a marketing toolkit for stakeholders and launched an outreach plan to encourage participation.

Through these engagement efforts, the program received enough contributions in 2023 to award $1 million in its
first annual grant cycle in 2024.




3 Washington State Department of Commerce, “Equitable Access to Credit Program,"




2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

                                                                                                                  6
2024 grant applicants
While Commerce continued our work to engage stakeholders and educate businesses about the program, we
stood up the legislatively required advisory board to assist in the development of review criteria for scoring
applications and related materials. The grant application was open from May 14, 2024, to July 1, 2024. Commerce
received 10 applications with a total amount of grant funds requested of $1,970,000. Although some applicants
were headquartered outside Washington, all planned to use grant funds to serve residents within the state.

Table 1. 2024 Grant Applicants with Applicant Location and Requested Grant Amount
Applicant name                                                    Applicant location    Requested grant amount
Chehalis Tribal Loan Fund                                         Oakville, WA          $130,000

Craft3                                                            Seattle, WA           $250,000

Enterprise Community Loan Fund                                    Columbia, MD          $250,000

Evergreen Business Capital Community Finance                      Tukwila, WA           $250,000

Jamestown S'klallam Tribal Capital, Inc DBA JST Capital           Sequim, WA            $80,000

Montana Community Development Corporation DBA MoFi                Missoula, MT          $250,000

Northwest Access Fund                                             Seattle, WA           $250,000

NYBDC Local Development Corporation DBA Pursuit Community Finance Albany, NY            $200,000

Rainier Valley Community Development Fund                         Seattle, WA           $60,000

Seattle Economic Development Fund DBA Business Impact NW          Tukwila, WA           $250,000

Total                                                                                   $1,970,000




2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

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2024 Grant recipients
Commerce reviewed the submitted grant applications for eligibility and then released them to the advisory board
for review and scoring. Commerce released the full $1 million in available grant funds this round to eight grantees,
with a total cash match of $788,119.10.

Six of the eight grantees met the 65% Native or the rural legislative requirement or both. Eighty-three percent (83%)
of the funds awarded went to these communities. Notifications to grantees of awards and contract negotiations
were completed by November 2024. The full list of successful recipients was shared in a press release and is listed
below.

Table 2: 2024 grant recipient names, cash match amounts and grant award amounts
Applicant name                                                 Cash match amount            Grant award amount
Chehalis Tribal Loan Fund                                      $4,784                       $95,676

Craft3                                                         $86,246                      $172,493

Enterprise Community Loan Fund                                 $35,000                      $137,994

Jamestown S'klallam Tribal Capital, Inc DBA JST Capital        $3,311.85                    $66,237

Montana Community Development Corporation DBA MoFi             $570,000                     $172,493

Northwest Access Fund                                          $43,124                      $172,493

Rainier Valley Community Development Fund                      $8,279.75                    $33,119

Seattle Economic Development Fund DBA Business Impact NW       $37,373.50                   $149,494

Total                                                          $788,119.10                  $1,000,000




2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

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2024 loan recipient business entity structures
During the 2024 grant cycle, 36 eligible loans/investments were made by grantees, ranging from approximately
$350.00 to $266,100. All but four borrowers/investees were identified as being more than 50% owned or controlled
by one or more minorities, one or more women or one or more low-income persons. This financial projection
highlights the creation of at least one permanent full-time job per business, with some businesses creating up to
fourteen jobs. There were 18 sole proprietors/independent contractors, 15 limited liability corporations, two
corporations and one nonprofit. By increasing grantees capital to offer a wide range of loan amount options to
underserved small businesses across the state, they were able to serve more businesses and create jobs thus
strengthening local economies and promoting statewide development.




2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

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Number of loans by county in 2024
This chart presents how funds were invested in sixteen counties across the state: two in Clallam, one in Clark, 13 in
King, one in Kitsap, one in Kittitas, one in Lewis, one in Mason, one in Okanogan, seven in Pierce, two in Snohomish,
one in Spokane, one Stevens, one Thurston, one Walla Walla, one Whitman and one Yakima counties.




Aggregated loan data for 2024
To support clarity and readability, the analysis of 36 loans has been divided across six separate tables, labeled
Tables A through F. Each table presents a subset of the 19 categorical points used to evaluate the same set of
loans. This approach was chosen to avoid overcrowding a single table with all 19 categories, which would
compromise legibility and page layout. While all tables reference the same 36 loans, each focuses on a distinct
group of related categories, allowing for more targeted interpretation. Because the category groupings vary, each
table is provided as a separate attachment with its own title and description to guide understanding and ensure
consistent context across the complete analysis.




2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

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Appendix A
The 2024 aggregated loan and investment data for all 36 loans should include the loan number, the date the loan or
investment was made, the dollar amount of the loan or investment, the total project cost, and the loan interest rate.

Table A-1
               Date loan or                   Dollar amount of loan or       Total cost of the
Loan number                                                                                        Interest rate %
               investment made                investment                     project

3130           4/15/2025                      $113,045.00                    $113,045.00           9.50%


3147           5/29/2025                      $6,500.00                      $50,000.00            9.13%


BL25-001       3/17/2025                      $40,400.00                     $65,185.50            6.00%


BL25-002       3/18/2025                      $55,331.75                     $62,831.75            6.00%


28452          12/10/2024                     $35,500.00                     $85,500.00            9.00%


28686          5/15/2025                      $223,239.00                    $431,000.00           8.25%


LOAN-004711    5/28/2025                      $266,106.04                    $13,224,094.00        1.00%


JST068         2/14/2025                      $27,706.15                     $100,000.00           7.00%


JST072         3/7/2025                       $53,025.00                     $65,000.00            7.00%


202507954      3/21/2025                      $72,200.00                     $774,229.00           9.50%


202508772      4/29/2025                      $13,000.00                     $72,670.00            9.50%


202508758      6/24/2025                      $87,293.00                     $2,072,418.00         9.50%


2991           2/21/2025                      $2,520.00                      $4,200.00             5.00%


3005           2/27/2025                      $2,494.78                      $9,544.00             3.00%


3001           3/17/2025                      $6,000.00                      $6,201.00             5.00%


3024           4/24/2025                      $500.00                        $1,962.82             3.00%


3034           4/24/2025                      $410.50                        $1,642.00             3.00%


3033           4/28/2025                      $497.40                        $1,989.59             3.00%


3036           5/7/2025                       $499.52                        $1,998.08             3.00%




2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

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              Date loan or              Dollar amount of loan or   Total cost of the
Loan number                                                                            Interest rate %
              investment made           investment                 project

3041          5/14/2025                 $500.00                    $1,990.77           3.00%


3042          5/14/2025                 $497.69                    $1,990.74           3.00%


3040          5/14/2025                 $2,500.00                  $2,500.00           5.00%


3055          5/15/2025                 $500.00                    $1,993.46           3.00%


3046          5/16/2025                 $350.50                    $1,402.00           3.00%


3047          5/19/2025                 $495.97                    $1,980.68           3.00%


3051          5/22/2025                 $877.63                    $877.63             5.00%


3050          5/22/2025                 $500.00                    $1,999.53           3.00%


3052          5/22/2025                 $493.30                    $986.60             3.00%


3056          5/29/2025                 $31,678.43                 $55,678.43          3.00%


3062          6/5/2025                  $500.00                    $2,000.00           3.00%


3064          6/10/2025                 $303.00                    $1,169.30           3.00%


3066          6/11/2025                 $500.00                    $1,921.89           3.00%


3071          6/17/2025                 $480.00                    $1,845.96           3.00%


5295B         6/16/2025                 $60,000.00                 $100,000.00         5.00%


5351          6/24/2025                 $60,000.00                 $60,000.00          5.00%


E25EAP361     6/30/2025                 $30,496.00                 $41,398.75          7.00%




2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

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Appendix B
The 2024 aggregated loan and investment data for all 36 loans should include the loan number, the interest type,
the Wall Street Journal Prime Rate at the time the loan was made, the loan term, and the number of permanent full-
time jobs the loan is expected to help create.

Table B-1
                                                                               Number of permanent full-time
Loan number       Interest type   Wall Street Journal Prime Rate   Loan term
                                                                               jobs

3130              Fixed           7.50%                            120         3


3147              Fixed           7.50%                            84          6


BL25-001          Fixed           7.50%                            60          2


BL25-002          Fixed           7.50%                            60          1


28452             Fixed           7.50%                            19          14


28686             Fixed           7.50%                            60          8


LOAN-004711       Fixed           7.50%                            60          0


JST068            Fixed           7.50%                            60          5


JST072            Fixed           7.50%                            60          4


202507954         Fixed           7.50%                            78          10


202508772         Fixed           7.50%                            72          2


202508758         Fixed           7.50%                            108         2


2991              Fixed           7.50%                            24          1


3005              Fixed           7.50%                            60          1


3001              Fixed           7.50%                            60          1


3024              Fixed           7.50%                            24          1


3034              Fixed           7.50%                            36          1




2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

                                                                                                                13
                                                                             Number of permanent full-time
Loan number     Interest type   Wall Street Journal Prime Rate   Loan term
                                                                             jobs

3033            Fixed           7.50%                            36          1


3036            Fixed           7.50%                            24          1


3041            Fixed           7.50%                            36          1


3042            Fixed           7.50%                            36          1


3040            Fixed           7.50%                            30          1


3055            Fixed           7.50%                            36          2


3046            Fixed           7.50%                            12          1


3047            Fixed           7.50%                            36          1


3051            Fixed           7.50%                            36          1


3050            Fixed           7.50%                            36          1


3052            Fixed           7.50%                            24          1


3056            Fixed           7.50%                            120         1


3062            Fixed           7.50%                            36          1


3064            Fixed           7.50%                            36          1


3066            Fixed           7.50%                            36          1


3071            Fixed           7.50%                            36          1


5295B           Fixed           7.50%                            72          1


5351            Fixed           7.50%                            72          1


E25EAP361       Fixed           7.50%                            60          1




2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

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Appendix C
The 2024 aggregated loan and investment data for all 36 loans should include the loan number, whether a
guarantee program was used, the 2022 North American Industry Classification System code, and the entity type of
the business receiving the loan.

Table C-1

Loan number           Guarantee program used    2022 NAICS code            Entity type


3130                  No                        455219                     LLC


3147                  No                        238220                     Corp


BL25-001              No                        722511                     LLC


BL25-002              No                        484110                     LLC


28452                 No                        722511                     LLC


28686                 No                        623220                     Nonprofit


LOAN-004711           No                        236116                     Corp


JST068                No                        722511                     LLC


JST072                No                        561730                     LLC


202507954             Yes                       722511                     LLC


202508772             Yes                       445298                     LLC


202508758             Yes                       531120                     LLC


2991                  Yes                       519130                     Sole proprietor/independent contractor


3005                  Yes                       611710                     Sole proprietor/independent contractor


3001                  Yes                       485300                     Sole proprietor/independent contractor


3024                  Yes                       492000                     Sole proprietor/independent contractor


3034                  Yes                       492110                     Sole proprietor/independent contractor




2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

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Loan number         Guarantee program used   2022 NAICS code   Entity type


3033                Yes                      541920            Sole proprietor/independent contractor


3036                Yes                      512110            LLC


3041                Yes                      325611            LLC


3042                Yes                      541611            LLC


3040                Yes                      711510            Sole proprietor/independent contractor


3055                Yes                      561720            Sole proprietor/independent contractor


3046                Yes                      812112            Sole proprietor/independent contractor


3047                Yes                      812112            Sole proprietor/independent contractor


3051                Yes                      711110            Sole proprietor/independent contractor


3050                Yes                      339920            Sole proprietor/independent contractor


3052                Yes                      541490            Sole proprietor/independent contractor


3056                Yes                      621399            Sole proprietor/independent contractor


3062                Yes                      492110            Sole proprietor/independent contractor


3064                Yes                      711510            Sole proprietor/independent contractor


3066                Yes                      531210            LLC


3071                Yes                      492110            Sole proprietor/independent contractor


5295B               Yes                      484121            Sole proprietor/independent contractor


5351                Yes                      484121            LLC


E25EAP361           No                       311999            LLC




2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

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Appendix D
The 2024 aggregated loan and investment data for all 36 loans should include the loan number, whether the
business receiving the loan has an entity type not listed in the reporting drop-down menu, and whether the borrower
is more than 50 percent owned or controlled by a minority.

Table D-1
                                                      The investee or borrower is more than 50 percent owned or
Loan Number             Other Entity Type
                                                      controlled

3130                     NA                           One or more women, One or more low-income


3147                     NA                           One or more low-income


BL25-001                 NA                           One or more women


BL25-002                 NA                           Business did not answer


28452                    NA                           One or more women


28686                    NA                           Business did not answer


LOAN-004711              NA                           One or more minority


JST068                  Tribal member owned           One or more minority


JST072                  Tribal member owned           One or more minority


202507954                NA                           Business did not answer


202508772                NA                           One or more women


202508758                NA                           Business did not answer


2991                     NA                           One or more women


3005                     NA                           One or more low-income


3001                     NA                           One or more low-income


3024                     NA                           One or more women


3034                     NA                           One or more women




2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

                                                                                                                  17
                                                The investee or borrower is more than 50 percent owned or
Loan Number          Other Entity Type
                                                controlled

3033                  NA                        One or more low-income


3036                  NA                        One or more minority


3041                  NA                        One or more minorities, One or more women


3042                  NA                        One or more minorities, One or more women


3040                  NA                        One or more low-income


3055                  NA                        One or more minority, One or more low-income


3046                  NA                        One or more minorities, One or more women


3047                  NA                        One or more women, One or more minority


3051                  NA                        One or more low-income


3050                  NA                        One or more low-income


3052                  NA                        One or more minorities, One or more women


3056                  NA                        One or more women


3062                  NA                        One or more women


3064                  NA                        One or more women


3066                  NA                        One or more minority


3071                  NA                        One or more women


5295B                 NA                        One or more minority


5351                  NA                        One or more minority


E25EAP361             LLC                       One or more minority




2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

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Appendix E
The 2024 aggregated loan and investment data for all 36 loans should include the loan number, the primary
borrower's race, whether the primary borrower is Hispanic or Latino, and the city where the funds will be invested.

Table E-1

                                                       Primary investee or borrower is   City the funds will be
Loan number Race of the primary investee or borrower
                                                       Hispanic or Latino                invested


3130          White                                    No                                Cle Elum



3147          White                                    No                                Buckley



BL25-001      White                                    No                                Tenino



BL25-002      White                                    No                                Shelton



28452         White                                    Yes                               Winthrop



28686         Did not answer                           Business did not answer           Yakima



LOAN-004711   Black or African American                No                                Tacoma.



JST068        American Indian or Alaska Native         No                                Port Angeles



JST072        American Indian or Alaska Native         No                                Port Angeles



202507954     White                                    No                                Spokane



202508772     White                                    No                                Federal Way



202508758     Did not answer                           Business did not answer           Mill Creek




2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

                                                                                                                      19
                                                       Primary investee or borrower is   City the funds will be
Loan number Race of the primary investee or borrower
                                                       Hispanic or Latino                invested


2991         American Indian or Alaska Native          No                                Walla Walla



3005         White                                     No                                Vancouver



3001         White                                     No                                LaCrosse



3024         White                                     No                                Seattle



3034         Asian                                     No                                Lynnwood



3033         White                                     No                                Seattle



3036         Black or African American                 No                                Seattle



3041         Black or African American                 No                                Kent



3042         Black or African American                 No                                Tacoma



3040         White, American Indian or Alaska Native   No                                Seattle



3055         Black or African American                 No                                Kirkland



3046         Black or African American                 No                                Tacoma



3047         Black or African American                 No                                Lakewood



3051         White                                     No                                Centralia




2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

                                                                                                                  20
                                                       Primary investee or borrower is   City the funds will be
Loan number Race of the primary investee or borrower
                                                       Hispanic or Latino                invested


3050         White                                     No                                Colville



3052         Black or African American                 No                                Fife



3056         White                                     No                                Orting



3062         White                                     Yes                               Burien



3064         White                                     No                                Seattle



3066         Black or African American                 No                                Bremerton



3071         White                                     No                                Seattle



5295B        Asian                                     No                                Auburn



5351         Asian                                     No                                Auburn



E25EAP361    Black or African American                 No                                Seattle




2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

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Appendix F
The 2024 aggregated loan and investment data for all 36 loans should include the loan number, the county where
the funds will be invested, certification that each loan was made to a historically underserved community, and
whether the lender has documentation to support that certification.

Table F-1

                      County the     Certification that each loan or         Documentation that each loan or
Loan number           funds will     The investment went to a historically   investment went to a traditionally
                      be invested    underserved community                   underserved community

3130                  Kittitas       Yes                                     Yes

3147                  Pierce         Yes                                     Yes

BL25-001              Thurston       Yes                                     Yes

BL25-002              Mason          Yes                                     Yes

28452                 Okanagon       Yes                                     Yes

28686                 Yakima         Yes                                     Yes

LOAN-004711           Pierce.        Yes                                     Yes

JST068                Clallam        Yes                                     Yes

JST072                Clallam        Yes                                     Yes

202507954             Spokane        Yes                                     Yes

202508772             King           Yes                                     Yes

202508758             Snohomish      Yes                                     Yes

2991                  Walla Walla    Yes                                     Yes

3005                  Clark          Yes                                     Yes

3001                  Whitman        Yes                                     Yes

3024                  King           Yes                                     Yes

3034                  Snohomish      Yes                                     Yes

3033                  King           Yes                                     Yes

3036                  King           Yes                                     Yes

3041                  King           Yes                                     Yes

3042                  Pierce         Yes                                     Yes

3040                  King           Yes                                     Yes

3055                  King           Yes                                     Yes

3046                  Pierce         Yes                                     Yes

3047                  Pierce         Yes                                     Yes

3051                  Lewis          Yes                                     Yes

3050                  Stevens        Yes                                     Yes

3052                  Pierce         Yes                                     Yes



2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

                                                                                                                  22
                    County the    Certification that each loan or         Documentation that each loan or
Loan number         funds will    The investment went to a historically   investment went to a traditionally
                    be invested   underserved community                   underserved community

3056                Pierce        Yes                                     Yes

3062                King          Yes                                     Yes

3064                King          Yes                                     Yes

3066                Kitsap        Yes                                     Yes

3071                King          Yes                                     Yes

5295B               King          Yes                                     Yes

5351                King          Yes                                     Yes

E25EAP361           King          Yes                                     Yes




2025 EQUITABLE ACCESS TO CREDIT PROGRAM LEGISLATIVE REPORT

                                                                                                               23


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