Testimony — Michael Fryback on HB 5152, HB 5153, SB 527 and SB 528 (June 23, 2026)

Summary

Email from Michael Fryback to Dakota Soda, sent Tuesday, June 23, 2026, with a statement in support of HB 5152, HB 5153, SB 527, and SB 528, addressed to Chair Hoadley and Members of the House Economic Competitiveness Committee. The writer states that the writer personally drafted the Senate companion bills SB 527 and SB 528. The statement says HB 5152 and HB 5153 will clarify and modernize the rules governing the distribution of proceeds from foreclosure sales, and that SB 527 and SB 528 will allow public foreclosure sales (by advertisement) to be conducted via virtual/online bidding platforms, which typically result in higher sale prices. It urges the Committee and the full Legislature to advance and pass the bills.

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Full text

Dakota Soda

From:                         micheal fryback <donavantrust@gmail.com>
Sent:                         Tuesday, June 23, 2026 9:51 PM
To:                           Dakota Soda
Subject:                      **Statement in Support of HB 5152, HB 5153, SB 527, and SB 528**




Michael Fryback
204 2nd Street, Alpha, Michigan (P.O. Box 123)
Email: donavantrust@gmail.com
Phone: 941-786-5876

Dear Chair Hoadley and Members of the House Economic Competitiveness Committee, and Members of
the Michigan Legislature:

I am writing to express my **strong support** for **HB 5152 and HB 5153**, as well as the Senate
companion bills **SB 527 and SB 528**, which I personally drafted.

These bills represent important and overdue improvements to Michigan’s foreclosure laws under the
Revised Judicature Act. HB 5152 and HB 5153 will clarify and modernize the rules governing the
distribution of proceeds from foreclosure sales, helping to ensure that any surplus funds are handled
more fairly and transparently for the former property owner.

**SB 527 and SB 528**, which I drafted, will allow public foreclosure sales (by advertisement) to be
conducted via **virtual/online bidding platforms**. This modernization will expand participation in the
bidding process, increase competition, and typically result in **higher sale prices** for the foreclosed
properties. Higher auction prices directly translate into **more surplus funds available** for the person
who lost their property — funds that rightfully belong to them after satisfying the mortgage and related
costs. By reducing opportunities for low bids and insider deals, these bills help protect homeowners and
promote greater fairness in the process.

Together, these bills will modernize an outdated system, increase transparency, reduce potential abuse,
and better protect Michigan families facing foreclosure.

I respectfully urge the Committee and the full Legislature to advance and pass these bills without delay.

Thank you for your time and consideration. I am available to answer any questions and can be reached at
the contact information provided above.

Sincerely,

Michael Fryback
June 23, 2026



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