Senate Commerce Committee Statement to Senate, No. 3187 (May 18, 2026)

Summary

Statement to Senate, No. 3187, from the Senate Commerce Committee of the State of New Jersey, dated May 18, 2026, reporting Senate Bill No. 3187 favorably. The statement says the bill prohibits a motor vehicle liability insurance policy from restricting the amount that may be recovered under the policy, other than the maximum recovery limit provided for bodily injury liability, property damage liability, and uninsured and underinsured motorist coverage. It also says a policy is deemed to provide the maximum of those coverages to any insured individual, whether or not the individual is an additional named insured.

Summary drafted by a model from the document's text below and checked by script against that text before publication. It is a navigation aid, not a reading of what the document proves. Where AI is used

Full text

     SENATE COMMERCE COMMITTEE

                    STATEMENT TO

                  SENATE, No. 3187

 STATE OF NEW JERSEY
                      DATED: MAY 18, 2026

    The Senate Commerce Committee reports favorably Senate Bill
No. 3187.
    This bill prohibits a motor vehicle liability insurance policy
from restricting the amount that may be recovered under the policy.
    Under the bill, a motor vehicle liability insurance policy will be
prohibited from restricting the amount that may be recovered under
the policy, whether the person is a permissive user, named insured,
listed driver, resident relative, or passenger, other than the
maximum recovery limit provided in the policy for bodily injury
liability, property damage liability, and uninsured and underinsured
motorist coverage. The bill also provides that a policy will be
deemed to provide the maximum bodily injury liability, property
damage liability, and uninsured or underinsured motorist coverage
available under the policy, to any insured individual, regardless of
whether the individual is an additional named insured under that
policy or is a named insured, or is covered under any other policy
providing bodily injury liability, property damage liability and
uninsured or underinsured motorist coverage.
    This bill was pre-filed for introduction in the 2026-2027 session
pending technical review. As reported, the bill includes the changes
required by technical review, which has been performed.


File and source

File

2026-05-18_SCM_S3187_S1.pdf

Size

106,623 bytes

SHA-256

39c72520884bda6b0a8cca495f108640af55e44947ffeef436b0460147a5a30f

Our copy

2026-05-18_SCM_S3187_S1.pdf

Original

No public link identified.