H.R. 3174, To Increase Loan Limits for Loans Made to Small Manufacturers (Calendar No. 283)
Summary
H.R. 3174 passed the House of Representatives on December 1, 2025 and was received in the Senate on December 2, 2025; on December 4, 2025 an earlier referral to the Committee on Finance was vitiated and the bill was placed on the calendar as Calendar No. 283. It defines a small manufacturer as a small business whose primary business is in sector 31, 32 or 33 of the classification system and whose production facilities are all in the United States. For small manufacturers it raises the Section 7(a) guarantee limit from $3,750,000 to $7,500,000, the related $4,500,000 limit to $9,000,000, and the export loan limit from $5,000,000 to $10,000,000. It also raises a loan limit in the Small Business Investment Act of 1958 from $5,500,000 to $10,000,000.
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- Congressional materials
- Document type
- 407409 2026 04 13 Chairman Williams Op Ed Working Families Tax Cuts Att1
- Date
- 2026-04-13
- Case
- 407409 2026 04 13 Chairman Williams Op Ed Working Families Tax Cuts Att1
Cite this document
“H.R. 3174, To Increase Loan Limits for Loans Made to Small Manufacturers (Calendar No. 283).”
Dated 2026-04-13. Archived at Pandemic Darlings, https://pandemicdarlings.com/source-documents/2026-04-13-407409-2026-04-13-chairman-williams-op-ed-working-families-tax-cuts-att1/
, SHA-256 6c329d1019109e8052e5462e5d6ff7dcfb353ab250efb2f0fdd99ca0d2d5241a.Full text
II
Calendar No. 283
119TH CONGRESS
1ST SESSION
H. R. 3174
IN THE SENATE OF THE UNITED STATES
DECEMBER 2, 2025
Received; read twice and referred to the Committee on Finance
DECEMBER 4, 2025
Previous action vitiated, read twice and placed on the calendar
AN ACT
To increase loan limits for loans made to small
manufacturers, and for other purposes.
1 Be it enacted by the Senate and House of Representa-
2 tives of the United States of America in Congress assembled,
3 SECTION 1. SHORT TITLE.
4 This Act may be cited as the ‘‘Made in America Man-
5 ufacturing Finance Act’’.
6 SEC. 2. DEFINITIONS.
7 Section 3 of the Small Business Act (15 U.S.C. 632)
8 is amended by adding at the end the following:
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9 ‘‘(gg) SMALL MANUFACTURER.—The term ‘small
10 manufacturer’ means a small business concern—
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2
1 ‘‘(1) the primary business of which is classified
2 in sector 31, 32, or 33 of the North American In-
3 dustrial Classification System; and
4 ‘‘(2) all of the production facilities of which are
5 located in the United States.’’.
6 SEC. 3. SMALL BUSINESS ACT LOAN LIMITS FOR SMALL
7 MANUFACTURERS.
8 Section 7(a) of the Small Business Act (15 U.S.C.
9 636(a)) is amended—
10 (1) in paragraph (3)—
11 (A) in subparagraph (A)—
12 (i) by inserting ‘‘except as provided in
13 subparagraph (B),’’ before ‘‘if the total’’;
14 (ii) by striking ‘‘would exceed
15 $3,750,000’’ and inserting the following:
16 ‘‘would exceed—
17 ‘‘(i) $3,750,000’’;
18 (iii) in clause (i), as so designated, by
19 striking ‘‘, except as provided in subpara-
20 graph (B);’’ and inserting ‘‘; or’’; and
21 (iv) by adding at the end the fol-
22 lowing:
23 ‘‘(ii) in the case of a borrower that is
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24 a small manufacturer, $7,500,000 (or if
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1 the gross loan amount would exceed
2 $10,000,000);’’; and
3 (B) in subparagraph (B)—
4 (i) by striking ‘‘would exceed
5 $4,500,000’’ and inserting the following:
6 ‘‘would exceed—
7 ‘‘(i) $4,500,000’’;
8 (ii) in clause (i), as so designated, by
9 striking ‘‘section 7(a)(14) for export pur-
10 poses; and’’ and inserting ‘‘paragraph (14)
11 for export purposes; or’’; and
12 (iii) by adding at the end the fol-
13 lowing:
14 ‘‘(ii) in the case of a borrower that is
15 a small manufacturer, $9,000,000 (or if
16 the gross loan amount would exceed
17 $10,000,000), of which not more than
18 $8,000,000 may be used for working cap-
19 ital, supplies, or financings under para-
20 graph (14) for export purposes; and’’; and
21 (2) in paragraph (14)(B)(i), by striking ‘‘than
22 $5,000,000.’’ and inserting the following: ‘‘than—
23 ‘‘(I) except as provided in sub-
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24 clause (II), $5,000,000; or
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1 ‘‘(II) in the case of a loan made
2 to a small manufacturer,
3 $10,000,000.’’.
4 SEC. 4. SMALL BUSINESS INVESTMENT ACT OF 1958 LOAN
5 LIMITS FOR SMALL MANUFACTURERS.
6 Section 502(2)(A)(iii) of the Small Business Invest-
7 ment Act of 1958 (15 U.S.C. 696(2)(A)(iii)) is amended
8 by striking ‘‘$5,500,000’’ and inserting ‘‘$10,000,000’’.
Passed the House of Representatives December 1,
2025.
Attest: KEVIN F. MCCUMBER,
Clerk.
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Calendar No. 283
119TH CONGRESS
1ST SESSION H. R. 3174
H3174
AN ACT
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To increase loan limits for loans made to small
manufacturers, and for other purposes.
DECEMBER 4, 2025
Previous action vitiated, read twice and placed on the
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