House Background Summary — SHB 2428, Life Insurance Lapses (As Passed House, February 12, 2026)

Summary

This is the House Background Summary for SHB 2428, as passed House on February 12, 2026, titled an act relating to preventing unintentional lapses and cancellations of life insurance policies. The sponsor is the House Committee on Consumer Protection & Business, originally sponsored by Representatives Leavitt, Reeves and Parshley. The brief history lists committee activity on 1/23/26 and 2/4/26 [DPS] and the bill passing the House on 2/12/26, 94-0. The summary lists those voting yea by name and shows Representatives Dent, Simmons, Tharinger and Walen as absent and excused. Persons testifying in support include Representative Mari Leavitt, prime sponsor, and Rory Paine-Donovan of the Office of the Insurance Commissioner.

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                 HOUSE BACKGROUND SUMMARY
                          SHB 2428
                                        As Passed House:
                                        February 12, 2026

Title: An act relating to preventing unintentional lapses and cancellations of life insurance
     policies.

Brief Description: Preventing unintentional lapses and cancellations of life insurance policies.

Sponsors: House Committee on Consumer Protection & Business (originally sponsored by
    Representatives Leavitt, Reeves and Parshley).

Brief History:
     Committee Activity:
         Consumer Protection & Business: 1/23/26, 2/4/26 [DPS].
     Floor Activity:
         Passed House: 2/12/26, 94-0.

Voting Yea: Representatives Abbarno, Abell, Barkis, Barnard, Berg, Bergquist, Bernbaum,
Berry, Bronoske, Burnett, Callan, Chase, Connors, Corry, Cortes, Couture, Davis, Doglio,
Donaghy, Duerr, Dufault, Dye, Engell, Entenman, Eslick, Farivar, Fey, Fitzgibbon, Fosse,
Goodman, Graham, Gregerson, Griffey, Hackney, Hall, Hill, Jacobsen, Keaton, Klicker, Kloba,
Leavitt, Lekanoff, Ley, Low, Macri, Manjarrez, Marshall, McClintock, McEntire, Mena,
Mendoza, Morgan, Nance, Obras, Orcutt, Ormsby, Ortiz-Self, Parshley, Paul, Penner, Peterson,
Pollet, Ramel, Reed, Reeves, Richards, Rude, Rule, Ryu, Salahuddin, Santos, Schmick, Schmidt,
Scott, Shavers, Springer, Stearns, Steele, Stokesbary, Stonier, Street, Stuebe, Taylor, Thai,
Thomas, Timmons, Valdez, Volz, Walsh, Waters, Wylie, Ybarra, Zahn and Jinkins

Voting Nay:

Absent:

Excused: Representatives Dent, Simmons, Tharinger and Walen

     Persons Testifying: (In support) Representative Mari Leavitt, prime sponsor; and Rory
     Paine-Donovan, Office of the Insurance Commissioner.




                                               -1-                                        SHB 2428
(Other) Christine Brewer, American Council of Life Insurers.

Persons Signed In To Testify But Not Testifying: None.




                                        -2-                    SHB 2428


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