Pandemic Darlings The pandemic economy, in original documents
Home Source documents Indictment (2025-03-07)

Indictment (2025-03-07)

Date
2025-03-07

Summary

An indictment returned by the January 2025 Grand Jury in United States of America v. Selena Stewart, Tony Queen, and Toby Brazier, CR No. 2:25-cr-00157-DSF, in the U.S. District Court for the Central District of California, filed March 7, 2025 as Document 1. Counts One through Ten charge all three defendants with mail fraud under 18 U.S.C. §§ 1341, 2(a) and list ten dated mailings of EBP debit cards. The indictment alleges that at least approximately 101 fraudulent Pandemic Unemployment Assistance applications were filed with California's Employment Development Department, causing losses of approximately $1,300,000. Later counts charge Stewart alone under 18 U.S.C. § 1029(a)(2), 18 U.S.C. § 1028A(a)(1) and 18 U.S.C. § 1029(a)(3). The 13-page document sets out forfeiture allegations under 18 U.S.C. § 981(a)(1)(C) and 28 U.S.C. § 2461(c) and ends "A TRUE BILL".

Summary drafted by a model from the document's text below and checked by script against that text before publication. It is a navigation aid, not a reading of what the document proves. Where AI is used

Full text

     Case 2:25-cr-00157-DSF   Document 1   Filed 03/07/25   Page 1 of 13 Page ID #:1



 1

 2

 3

 4
                                                                   3/07/2025
 5
                                                                      ASI

 6

 7

 8                            UNITED STATES DISTRICT COURT

 9                     FOR THE CENTRAL DISTRICT OF CALIFORNIA

10                              January 2025 Grand Jury

11   UNITED STATES OF AMERICA,                CR No. 2:25-cr-00157-DSF

12              Plaintiff,                    I N D I C T M E N T

13              v.                            [18 U.S.C. § 1341: Mail Fraud;
                                              18 U.S.C. § 1029(a)(2): Use of
14   SELENA STEWART,                          Unauthorized Access Devices; 18
     TONY QUEEN, and                          U.S.C. § 1028A(a)(1): Aggravated
15   TOBY BRAZIER,                            Identity Theft; 18 U.S.C. §
                                              1029(a)(3): Possession of Fifteen
16              Defendants.                   or More Access Devices; 18 U.S.C.
                                              §§ 981, 982 and 1029, and 28
17                                            U.S.C. § 2461(c): Criminal
                                              Forfeiture]
18

19
          The Grand Jury charges:
20
                                 COUNTS ONE THROUGH TEN
21
                               [18 U.S.C. §§ 1341, 2(a)]
22
                                    [ALL DEFENDANTS]
23
     A.   INTRODUCTORY ALLEGATIONS
24
          At times relevant to this Indictment:
25
          1.    California’s Employment Development Department (“EDD”) was
26
     the administrator of the unemployment insurance (“UI”) benefits
27
     program for the State of California.
28
     Case 2:25-cr-00157-DSF   Document 1   Filed 03/07/25   Page 2 of 13 Page ID #:2



 1         2.     On March 13, 2020, the President of the United States

 2   declared COVID-19 an emergency under the Robert T. Stafford Disaster

 3   Relief and Emergency Assistance Act.         As a result, Congress passed

 4   the Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”),

 5   which the President signed into law on March 27, 2020.              The CARES Act

 6   provided over $2 trillion in economic relief protections to the

 7   American people from the public health and economic impacts of COVID-

 8   19.

 9         3.     Before the enactment of the CARES Act, to be eligible for

10   UI benefits administered by EDD, a person had to have been employed

11   and worked in California and received at least a certain amount of

12   wages from an employer in the 18 months preceding his/her UI benefits

13   claim.     Because of this requirement, self-employed workers,

14   independent contractors, and employees with insufficient earnings

15   were not eligible to receive regular UI benefits.

16         4.     The CARES Act established a new program -- Pandemic

17   Unemployment Assistance (“PUA”) -- to provide UI benefits during the

18   COVID-19 pandemic to people who did not qualify for regular UI

19   benefits, including business owners, self-employed workers,

20   independent contractors, and those with a limited work history, who

21   were out of business or had significantly reduced their services as a

22   direct result of the pandemic.        UI benefits provided under the PUA

23   program were sometimes referred to as PUA benefits.

24         5.     Under the PUA provisions of the CARES Act, a person who was

25   a business owner, self-employed worker, independent contractor, or

26   gig worker could qualify for PUA benefits if he/she previously

27   performed such work in California and was unemployed, partially

28
                                             2
     Case 2:25-cr-00157-DSF   Document 1   Filed 03/07/25   Page 3 of 13 Page ID #:3



 1   unemployed, unable to work, or unavailable to work due to a COVID-19-

 2   related reason.

 3        6.    Persons applying for PUA benefits did not need to submit

 4   any supporting documents to EDD with their applications.              Claimants

 5   reported their total income for the 2019 calendar year on the

 6   application.    The stated income was used to calculate the benefits to

 7   be paid, which were at least $167 per week.

 8        7.    A PUA benefits claimant was required to answer various

 9   questions on his/her application to establish his/her eligibility for

10   the benefits.    The claimant was required to provide his/her name,

11   Social Security Number, and mailing address.           The claimant was also

12   required to identify a qualifying occupational status and COVID-19

13   related reason for being out of work.

14        8.    After October 1, 2020, California EDD required UI claimants

15   to verify their identities before a UI claim could be filed online.

16   EDD outsourced the identity verification process to a private vendor

17   called ID.me.    To comply, the claimant was required to visit the EDD

18   website and login to their account.         The claimant was then prompted

19   to login to an ID.me account or to create a new account.              On the

20   ID.me website, claimants were required to submit personally

21   identifiable information –- including their name, date of birth, SSN,

22   email address, and phone number -- for verification.             The claimant

23   was also required to upload a copy of a government ID and a live

24   self-taken photograph (or “selfie”) of their face.             ID.me used this

25   information (and other data) to verify the claimant’s identity, which

26   was material and essential to the UI application and approval

27   process.   Once a claimant’s identity was verified through ID.me, they

28
                                             3
Case 2:25-cr-00157-DSF   Document 1   Filed 03/07/25   Page 4 of 13 Page ID #:4
     Case 2:25-cr-00157-DSF   Document 1   Filed 03/07/25   Page 5 of 13 Page ID #:5



 1   of other persons, including persons who had not authorized defendants

 2   STEWART and QUEEN to file such applications on their behalf or use

 3   their names and other identifying information on such applications.

 4              c.    Defendant STEWART and QUEEN, and their co-schemers,

 5   would falsely state and represent, and cause to be falsely stated and

 6   represented, on the UI benefits applications that were filed with

 7   EDD, that the named claimants were individuals whose employment had

 8   been negatively affected by the COVID-19 pandemic, thereby triggering

 9   eligibility for UI benefits under the PUA provision of the CARES Act.

10              d.    Defendants STEWART and QUEEN, and their co-schemers,

11   would falsely state and represent, and cause to be falsely stated and

12   represented, on the UI benefits applications that were filed with

13   EDD, that the named claimants resided and had worked in the State of

14   California, including in Los Angeles County, within the Central

15   District of California.

16              e.    By falsely stating that the named claimants had worked

17   in the State of California, defendants STEWART and QUEEN, and their

18   co-schemers, falsely represented and caused to be falsely represented

19   that the named claimants were eligible for UI benefits administered

20   by EDD when, as defendants STEWART and QUEEN then knew, they were not

21   eligible for such benefits.

22              f.    As a result of the fraudulent UI benefits applications

23   that defendants STEWART, QUEEN, and BRAZIER, and their co-schemers,

24   filed and caused to be filed, EDD authorized BofA to issue EBP debit

25   cards in the names of dozens of victims.

26              g.    To ensure that they received the UI benefits that were

27   paid as a result of the fraudulent applications, defendants STEWART

28   and QUEEN, and their co-schemers, listed and caused to be listed on
                                             5
     Case 2:25-cr-00157-DSF   Document 1   Filed 03/07/25   Page 6 of 13 Page ID #:6



 1   the applications for the UI benefits addresses to which they had

 2   access as the mailing addresses for each of the victims.              Defendants

 3   STEWART and QUEEN knew that, by doing so, BofA would mail the EBP

 4   debit cards issued in the victims’ names to these addresses, thereby

 5   enabling defendants STEWART and QUEEN to take possession of the EBP

 6   debit cards.

 7              h.    After defendants STEWART and QUEEN received the EBP

 8   debit cards issued as a result of the fraudulent UI benefits

 9   applications that they and their co-schemers submitted to EDD,

10   defendants STEWART and QUEEN, and their co-schemers, used the debit

11   cards and caused the debit cards to be used to withdraw the UI

12   benefits loaded onto the debit cards by making cash withdrawals at

13   Automated Teller Machines and at banking centers.

14        12.   Through this scheme, defendants STEWART, QUEEN, and

15   BRAZIER, and their co-schemers, caused at least approximately 101

16   fraudulent applications for PUA benefits to be filed with EDD

17   resulting in losses to EDD and the United States Treasury of

18   approximately $1,300,000.

19   C.   USE OF THE MAILS

20        13.   On or about the dates set forth below, in Los Angeles
21   County, within the Central District of California, and elsewhere,
22   defendants STEWART, QUEEN, and BRAZIER, together with others known
23   and unknown to the Grand Jury, each aiding and abetting the other,
24   for the purpose of executing the above-described scheme to defraud,
25   knowingly caused the following items to be delivered by the United
26   States Postal Service according to the directions thereon:
27

28
                                             6
     Case 2:25-cr-00157-DSF   Document 1   Filed 03/07/25   Page 7 of 13 Page ID #:7



 1
        COUNT         DATE      ITEM MAILED
 2
      ONE           5/19/20     EBP debit card ending in -1492 in the name
 3                              of victim J.P. that was mailed by BofA to an
                                apartment in Wilmington, California
 4
      TWO           5/29/20     EBP debit card ending in -3984 in the name
 5                              of K.M. that was mailed by BofA to an
                                address in Inglewood, California
 6
      THREE          6/3/20     EBP debit card ending in -4825 in the name
 7                              of victim D.B. that was mailed by BofA to an
                                address in Santa Monica, California
 8
      FOUR          7/19/20     EBP debit card ending in -3722 in the name
 9                              of victim J.Q. that was mailed by BofA to an
                                apartment in Wilmington, California
10
      FIVE          7/23/20     EBP debit card ending in -6193 in the name
11                              of C.J. that was mailed by BofA to an
                                address in San Marino, California
12
      SIX           7/30/20     EBP debit card ending in -0067 in the name
13                              of S.T. that was mailed by BofA to an
                                address in Harbor City, California
14
      SEVEN         8/19/20     EBP debit card ending in -0159 in the name
15                              of victim C.T. that was mailed by BofA to an
                                address in Santa Monica, California
16
      EIGHT         8/20/20     EBP debit card ending in -2370 in the name
17                              of victim K.M. that was mailed by BofA to an
                                address in Inglewood, California
18
      NINE          8/20/20     EBP debit card ending in -8847 in the name
19                              of victim S.R. that was mailed by BofA to an
                                address in Inglewood, California
20
      TEN           9/06/20     EBP debit card ending in -8444 in the name
21                              of victim M.H. that was mailed by BofA to an
                                apartment in Wilmington, California
22

23

24

25

26

27

28
                                             7
     Case 2:25-cr-00157-DSF   Document 1   Filed 03/07/25    Page 8 of 13 Page ID #:8



 1                                    COUNT ELEVEN

 2                             [18 U.S.C. § 1029(a)(2)]

 3                                [DEFENDANT STEWART]

 4           14.   Beginning on or about March 2020, and continuing through on

 5   or about December 6, 2020, in Los Angeles County, within the Central

 6   District of California, and elsewhere, defendant SELENA STEWART, in

 7   transactions affecting interstate and foreign commerce, knowingly and

 8   with intent to defraud, used unauthorized access devices, as defined

 9   in Title 18, United States Code, Sections 1029(e)(1) and (3),

10   specifically, the following debit card account numbers issued in the

11   names of the persons identified below, which debit card account

12   numbers were obtained with intent to defraud, and by such conduct

13   obtained things of value, their value together totaling $1,000 or

14   more:

15

16
      UNAUTHORIZED ACCESS DEVICE                            ISSUED TO
17
      BofA account number ending in -8444                   M.H.
18
      BofA account number ending in -2370                   K.M
19
      BofA account number ending in -8847                   S.T.
20
      BofA account number ending in -6193                   C.J.
21

22

23

24

25

26

27

28
                                             8
     Case 2:25-cr-00157-DSF   Document 1   Filed 03/07/25   Page 9 of 13 Page ID #:9



 1                             COUNTS TWELVE AND THIRTEEN

 2                       [18 U.S.C. §§ 1028A(a)(1), 2(a), 2(b)]

 3                                [DEFENDANT STEWART]

 4        On or about the dates set forth below, in Los Angeles County,

 5   within the Central District of California, and elsewhere, defendant

 6   SELENA STEWART, and others known and unknown to the Grand Jury, each

 7   aiding and abetting the other, knowingly used, and willfully caused

 8   to be used, without lawful authority, the means of identification set

 9   forth below that defendant STEWART knew belonged to another person,

10   during and in relation to the commission of the following felony

11   offenses:

12

13
        COUNT     DATE            MEANS OF IDENTIFICATION        FELONY VIOLATION
14
      TWELVE      8/20/20         Name and Social                COUNT EIGHT
15                                Security Number of K.M.

16    THIRTEEN    9/6/20          Name and Social                COUNT TEN
                                  Security Number of M.H.
17

18

19

20

21

22

23

24

25

26

27

28
                                             9
     Case 2:25-cr-00157-DSF   Document 1   Filed 03/07/25   Page 10 of 13 Page ID #:10



 1                                    COUNT FOURTEEN

 2                              [18 U.S.C. § 1029(a)(3)]

 3                                 [DEFENDANT STEWART]

 4         Beginning on or about May 27, 2020, and continuing through on or

 5   about December 10, 2020 in Los Angeles County, within the Central

 6   District of California, defendant SELENA STEWART knowingly and with

 7   intent to defraud, possessed at least fifteen unauthorized access

 8   devices (as defined in Title 18, United States Code, Sections

 9   1029(e)(1) and (3)), namely, approximately 30 Electronic Benefit

10   Transfer (“EBT”) account numbers, all issued to persons other than

11   defendant STEWART, with said possession affecting interstate and

12   foreign commerce.

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28
                                              10
     Case 2:25-cr-00157-DSF   Document 1   Filed 03/07/25   Page 11 of 13 Page ID #:11



 1                              FORFEITURE ALLEGATION ONE

 2               [18 U.S.C. § 981(a)(1)(C) and 28 U.S.C. § 2461(c)]

 3         1.    Pursuant to Rule 32.2 of the Federal Rules of Criminal

 4   Procedure, notice is hereby given that the United States of America

 5   will seek forfeiture as part of any sentence, pursuant to Title 18,

 6   United States Code, Section 981(a)(1)(C) and Title 28, United States

 7   Code, Section 2461(c), in the event of the defendant’s conviction of

 8   the offenses set forth in any of Counts One through Ten and Twelve

 9   through Thirteen of this Indictment.

10         2.    The defendant, if so convicted, shall forfeit to the United

11   States of America the following:

12               (a)   All right, title, and interest in any and all

13   property, real or personal, constituting, or derived from, any

14   proceeds traceable to any of the offenses; and

15               (b)   To the extent such property is not available for

16   forfeiture, a sum of money equal to the total value of the property

17   described in subparagraph (a).

18         3.    Pursuant to Title 21, United States Code, Section 853(p),

19   as incorporated by Title 28, United States Code, Section 2461(c), the

20   defendant, if so convicted, shall forfeit substitute property, up to

21   the value of the property described in the preceding paragraph if, as

22   the result of any act or omission of the defendant, the property

23   described in the preceding paragraph or any portion thereof (a)

24   cannot be located upon the exercise of due diligence; (b) has been

25   transferred, sold to, or deposited with a third party; (c) has been

26   placed beyond the jurisdiction of the court; (d) has been

27   substantially diminished in value; or (e) has been commingled with

28   other property that cannot be divided without difficulty.
                                              11
     Case 2:25-cr-00157-DSF   Document 1   Filed 03/07/25   Page 12 of 13 Page ID #:12



 1                              FORFEITURE ALLEGATION TWO

 2                             [18 U.S.C. §§ 982 and 1029]

 3         1.    Pursuant to Rule 32.2(a) of the Federal Rules of Criminal

 4   Procedure, notice is hereby given that the United States will seek

 5   forfeiture as part of any sentence, pursuant to Title 18, United

 6   States Code, Sections 982(a)(2) and 1029, in the event of the

 7   defendant’s conviction of the offenses set forth in any of Counts

 8   Eleven and Fourteen of this Indictment.

 9         2.    The defendant, if so convicted, shall forfeit to the United

10   States of America the following:

11               (a)   All right, title, and interest in any and all

12   property, real or personal, constituting, or derived from, any

13   proceeds obtained, directly or indirectly, as a result of the

14   offense;

15               (b)   Any personal property used or intended to be used to

16   commit the offense; and

17               (c)   To the extent such property is not available for

18   forfeiture, a sum of money equal to the total value of the property

19   described in subparagraphs (a) and (b).

20         3.    Pursuant to Title 21, United States Code, Section 853(p),

21   as incorporated by Title 18, United States Code, Sections 982(b)(1)

22   and 1029(c)(2), the defendant, if so convicted, shall forfeit

23   substitute property, up to the total value of the property described

24   in the preceding paragraph if, as the result of any act or omission

25   of the defendant, the property described in the preceding paragraph,

26   or any portion thereof: (a) cannot be located upon the exercise of

27   due diligence; (b) has been transferred, sold to or deposited with a

28   third party; (c) has been placed beyond the jurisdiction of the
                                              12
     Case 2:25-cr-00157-DSF   Document 1   Filed 03/07/25   Page 13 of 13 Page ID #:13



 1   court; (d) has been substantially diminished in value; or (e) has

 2   been commingled with other property that cannot be divided without

 3   difficulty.

 4

 5                                              A TRUE BILL
 6

 7                                              /S/
                                                Foreperson
 8

 9    JOSEPH T. MCNALLY
      Acting United States Attorney
10
      LINDSEY GREER DOTSON
11    Assistant United States Attorney
      Chief, Criminal Division
12

13

14    FRANCES S. LEWIS
      Assistant United States Attorney
15    Chief, General Crimes Section
16    BENEDETTO L. BALDING
      Assistant United States Attorney
17    Corporate and Securities Fraud
      Strike Force
18
      CLIFFORD D. MPARE
19    Assistant United States Attorney
      General Crimes Section
20

21

22

23

24

25

26

27

28

                                              13


File and source

File
gov.uscourts.cacd.962754.1.0.pdf
Size
1,496,804 bytes
SHA-256
e217b5686475acd3ce8e7e43ff406f018687b189b896c926cd5ae705333d0342
Our copy
gov.uscourts.cacd.962754.1.0.pdf
Original
www.courtlistener.com
Back to top