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California's SSBCI Layer Cake — Att. A to C, Information from CPCFA (February 13, 2024)

Summary

Attachments to the February 13, 2024 California legislative hearing on the State Small Business Credit Initiative. The first is a diagram titled California's SSBCI Layer Cake, showing the American Rescue Plan Act of 2021, the U.S. Treasury, SSBCI Capital Programs and SSBCI Technical Assistance, with IBank, CPCFA and CalOSBA. The second lists webpage links and QR codes for CPCFA programs, including CalCAP for Small Business and the CalCAP Collateral Support Program, and U.S. Treasury SSBCI reporting. The third is information from CPCFA on North American Industry Classification System (NAICS) sectors and the value of loans.

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Cite this document

“California's SSBCI Layer Cake — Att. A to C, Information from CPCFA (February 13, 2024).” Archived at Pandemic Darlings, https://pandemicdarlings.com/source-documents/2024-02-13-aedghi-media7-attachment-ssbci-layer-cake-eef143f1a5/, SHA-256 d09dad9dfc2fb01079c4e61b7f22f367771d74d829de841754323531e33a0882.

Full text

California’s SSBCI Layer Cake                                                                               Att. A


                         American Rescue Plan Act of 2021
                                                                                           U.S. Treasury
                        U.S. Treasury SSBCI “Capital Programs”                            SSBCI “Technical
                                                                                            Assistance”
                                                 Treasurer: State Treasurer’s Office:      Governor: GO-
       Governor: GO-Biz: IBank
                                                               CPCFA                       Biz: CalOSBA
                                                                                          CalOSBA Applied
 IBank Applied to U.S. Treasury on
                                                                    CPCFA                 to U.S. Treasury
behalf of IBank & CPCFA for $1.181B
                                                                                              for $25M
                         Small Business                                CalCAP for Small    Small Business
                                                CalCAP Collateral
 Venture Capital         Loan Guarantee                                   Business         Center Network
                                                    Support
                            Program
                        Financial Development                                              Small Business
External Consultant &
                          Corps. (FDCs) with        Lenders                 Lenders
Program Administrator
                               Lenders                                                       Centers
Venture Capital Fund
    Managers &           Small Businesses       Small Businesses       Small Businesses   Small Businesses
    Businesses
                                                   CPCFA 01.24.24
                                           Webpage Links and QR Codes                                                     Att. B

CPCFA CalCAP for Small Business Program webpage
Link to program brochure is on left side of the webpage
Click on the blue box "Small Businesses" for information about technical assistance and a list of lenders
https://www.treasurer.ca.gov/cpcfa/calcap/sb/index.asp

CPCFA CalCAP Collateral Support Program webpage
Link to program brochure is on left side of the webpage
Click on the blue box "Small Businesses" for information about technical assistance and a list of lenders
https://www.treasurer.ca.gov/cpcfa/calcap/collateral/index.asp

CPCFA SSBCI webpage
Link to Publications and Annual Reports is at the top right of the page, then select "California Capital Access Program
Annual Reports"
https://www.treasurer.ca.gov/cpcfa/calcap/sb/ssbci.asp


U.S. Treasury SSBCI 1.0 Reporting
https://home.treasury.gov/policy-issues/small-business-programs/state-small-business-credit-initiative-ssbci/ssbci-
program-reports


U.S. Treasury SSBCI 2.0 First Quarterly Report
https://home.treasury.gov/system/files/256/SSBCI-QuarterlyReport-Dec23-2.pdf




California Investment & Innovation Program: Cal IIP
Grants for CDFIs (not part of SSBCI)
https://www.treasurer.ca.gov/cpcfa/caliip/index.asp




                             Information from CPCFA for February 13, 2024, Legislative Hearing
                              North American Industry Classification System (NAICS) Sectors:                          Att. C
                              SSBCI CalCAP for Small Business and CalCAP Collateral Support


NAICS Sectors                                                       Value of Loans                       Value of Loans
 SSBCI 2.0:                                    % of Enrollments Enrolled in CalCAP % of Enrollments Enrolled in CalCAP
 1/1/23 to                                    in CalCAP for Small for Small Business     in CalCAP      Collateral Support
 12/31/23      Description of NAICS Sectors        Business           Per Sector     Collateral Support     Per Sector
            11 Agriculture, Forestry, Fishing                1.3%           $897,704               0.0%                 $0
               and Hunting
            21 Mining, Quarrying, and Oil                    0.0%                 $0               0.0%                 $0
               and Gas Extraction
            22 Utilities                                     0.0%                 $0               0.0%                 $0
            23 Construction                                  1.3%           $160,170               0.0%                 $0
        31-33 Manufacturing                                  0.9%            $81,400              18.2%         $4,090,000
            42 Wholesale Trade                               0.9%            $50,500              18.2%        $15,000,000
        44-45 Retail Trade                                   4.1%           $158,800               0.0%                 $0
        48-49 Transportation and                           74.4%        $13,710,576                0.0%                 $0
               Warehousing
            51 Information                                   0.6%            $60,000              18.2%         $8,250,000
            52 Finance and Insurance                         0.3%             $5,100               0.0%                 $0
            53 Real Estate and Rental and                    0.0%                 $0               9.1%         $2,000,000
            54 Professional, Scientific, and                 1.6%           $240,900               0.0%                 $0
               Technical Services
            55 Management of Companies                       0.0%                 $0               0.0%                 $0
               and Enterprises




                                   Information from CPCFA for February 13, 2024, Legislative Hearing
                             North American Industry Classification System (NAICS) Sectors:                           Att. C
                             SSBCI CalCAP for Small Business and CalCAP Collateral Support


NAICS Sectors                                                    Value of Loans                       Value of Loans
 SSBCI 2.0:                                 % of Enrollments Enrolled in CalCAP % of Enrollments Enrolled in CalCAP
 1/1/23 to                                 in CalCAP for Small for Small Business     in CalCAP      Collateral Support
 12/31/23     Description of NAICS Sectors      Business           Per Sector     Collateral Support     Per Sector
           56 Administrative and Support                       1.3%                $133,689             0.0%           $0
              and Waste Management and
              Remediation

           61 Educational Services                             0.0%                       $0            0.0%           $0
           62 Health Care and Social                           1.6%                  $95,000            0.0%           $0
              Services
           71 Arts, Entertainment, and                         1.6%                  $51,400            0.0%           $0
              Recreation
           72 Accommodation and Food                           7.3%              $1,358,461            36.4%     $400,000
              Services
           81 Other Services (except Public                    2.5%                $115,500             0.0%           $0
              Administration)
           92 Public Administration                           0.3%                  $12,500             0.0%            $0
                               Grand Totals                 100.0%              $17,131,700           100.0%   $29,740,000




                                  Information from CPCFA for February 13, 2024, Legislative Hearing
                            Very Small Business (VSB) Defined as 9 Employees or Fewer:                                       Att. D
                           SSBCI CalCAP for Small Business and CalCAP Collateral Support

                      Percentage of                                                                          Amount of
                       Enrollment         Percentage of   Value of Loans    Percentage of                  Program Funds
        VSB           Transactions       Value of Loans   Enrolled Which   Program Funds                    Which Were
  SSBCI 1.0: 2011-   Which Were of       Enrolled Which Were Loans Made      Which Were                   Applied to Loans
        2017         Loans Made by      Were Loans Made by Lenders to VSB Applied to Loans                Made by Lenders
 SSBCI 2.0: 1/1/23   Lenders to VSB     by Lenders to VSB  and Non-VSB    Made by Lenders                 to VSB and non-
    to 12/31/23        Borrowers            Borrowers       Borrowers     to VSB Borrowers                 VSB Borrowers
SSBCI 1.0: Both
CalCAP for Small
                          91%                    38%                       n/a                      n/a         n/a
Business & CalCAP
Collateral Support

SSBCI 2.0: CalCAP
                                                                    $14.7M VSB                              $702k VSB
for Small Business        97%                    86%                                                96%
                                                                   $2.4M non-VSB                           $31k non-VSB


SSBCI 2.0: CalCAP
                                                                      $4.1M VSB                             $1.1M VSB
Collateral Support        36%                    14%                                                16%
                                                                    $25.6 non-VSB                         $5.6M non-VSB




                                Information from CPCFA for February 13, 2024, Legislative Hearing
                              Minority, Woman, and Veteran-Owned Businesses, and                                                 Att. E
              Businesses Owned/Controlled by Socially and Economically Disadvantaged Individuals (SEDI):
                           SSBCI CalCAP for Small Business and CalCAP Collateral Support

   Ownership
 SSBCI 1.0: 2011-
      2017
                     Minority-owned       Woman-owned               Veteran-owned          Yes to one or more
SSBCI 1.0: CalCAP
                          83%                     38%                       1%                       89%
for Small Business

SSBCI 1.0: CalCAP
                          19%                     23%                       2%                       35%
Collateral Support



                      Percentage of                                                              Amount of
                       Enrollment          Percentage of    Value of Loans    Percentage of    Program Funds
      SEDI            Transactions         Value of Loans   Enrolled Which    Program Funds     Which Were
Owned/Controlled     Which Were of        Enrolled Which Were Loans Made       Which Were     Applied to Loans
SSBCI 2.0: 1/1/23    Loans Made by       Were Loans Made by Lenders to SEDI Applied to Loans Made by Lenders
  to 12/31/23        Lenders to SEDI     by Lenders to SEDI  and Non-SEDI    Made by Lenders to SEDI and non-
                       Borrowers             Borrowers        Borrowers     to SEDI Borrowers SEDI Borrowers
SSBCI 2.0: CalCAP
                                                                     $6.5M SEDI                                   $360k SEDI
for Small Business        38%                     38%                                                49%
                                                                   $10.6M non-SEDI                              $374k non-SEDI


SSBCI 2.0: CalCAP
                                                                      $6.0M SEDI                                  $500k SEDI
Collateral Support         9%                     20%                                                7%
                                                                    $23.7 non-SEDI                              $6.6M non-SEDI

                                 Information from CPCFA for February 13, 2024, Legislative Hearing
             Categories of Socially and Economically Disadvantaged Individuals (SEDI):                Att. F
                  SSBCI CalCAP for Small Business and CalCAP Collateral Support

                             Top SEDI Categories Selected by Borrowers
                             (Some borrowers selected more than one)
                SSBCI 2.0 CalCAP for Small Business and CalCAP Collateral Support:
                                        1/1/23 to 12/31/23
Business location in a CDFI Investment Area
Business owner residence in a CDFI Investment Area
Membership of a group that has been subjected to racial or ethnic prejudice or cultural bias within
American society
Gender
Language: limited English proficiency
Veteran Status
Membership of another underserved community
Membership of a federally or state-recognized Indian Tribe
Membership of a group that has been subjected to racial or ethnic prejudice or cultural bias within
American society
Long-term residence in an environment isolated from the mainstream of American society
Disability




                       Information from CPCFA for February 13, 2024, Legislative Hearing
                           Categories of Demographics:                                 Att. G
           SSBCI CalCAP for Small Business and CalCAP Collateral Support

   SSBCI 2.0 CalCAP for Small                   Demographic Categories Selected by
 Business and CalCAP Collateral                              Borrowers*
  Support: 1/1/23 to 12/31/23                (Some borrowers selected more than one)
                                         A. Did not answer
                                         B. Hispanic or Latino
Ethnicity Categories
                                         C. Not Hispanic or Latino
                                         D. Prefer not to respond
                                         A. Japanese
                                         B. Vietnamese
                                         C. Black or African American
                                         D. American Indian or Alaska Native
                                         E. Asian (Other)
Race Categories
                                         F. Did not answer
                                         G. White
                                         H. Indian
                                         I. Asian
                                         J. Prefer not to respond
                                         A. Middle Eastern or North African
                                         B.Did not answer
Ancestry Categories
                                         C. Not Middle Eastern or North African
                                         D. Prefer not to respond
                                         A. Female
Gender Categories                        B. Did not answer
                                         C. Male
                                         A. Did not answer
                                         B. Bisexual
Sexual Orientation Categories
                                         C. Straight
                                         D. Prefer not to respond
                                         *A. least selected, J. most selected




                  Information from CPCFA for February 13, 2024, Legislative Hearing
   Percentage of Loan Enrollments by County per Program:                Att. H
SSBCI CalCAP for Small Business and CalCAP Collateral Support


                          CalCAP for Small        CalCAP Collateral
 SSBCI 2.0: 1/1/23
                              Business                Support
    to 12/31/23
Alameda                          3.0%                     9.0%
Alpine
Amador
Butte                            0.3%
Calaveras
Colusa
Contra Costa                     0.3%
Del Norte
El Dorado
Fresno                          26.0%
Glenn
Humboldt
Imperial                         0.3%
Inyo
Kern                             6.0%
Kings                            0.3%
Lake
Lassen
Los Angeles                     11.0%                     36.0%
Madera                           3.0%
Marin
Mariposa
Mendocino
Merced                           2.0%
Modoc
Mono
Monterey                         0.3%
Napa
Nevada
Orange                           3.0%
Placer                           0.3%
Plumas
Riverside                        2.0%


    Information from CPCFA for February 13, 2024, Legislative Hearing
   Percentage of Loan Enrollments by County per Program:                Att. H
SSBCI CalCAP for Small Business and CalCAP Collateral Support


                          CalCAP for Small        CalCAP Collateral
 SSBCI 2.0: 1/1/23
                              Business                Support
    to 12/31/23
Sacramento                      13.0%                     9.0%
San Benito
San Bernardino                   4.0%
San Diego                        1.0%
San Francisco                    0.3%                     9.0%
San Joaquin                     11.0%
San Luis Obispo                  0.3%
San Mateo
Santa Barbara                    0.3%                     18.0%
Santa Clara                      3.0%
Santa Cruz
Shasta
Sierra
Siskiyou
Solano                           1.0%
Sonoma                           0.3%
Stanislaus                       5.0%
Sutter                           2.0%
Tehama
Trinity
Tulare                           3.0%
Tuolumne
Ventura                          1.0%                     18.0%
Yolo
Yuba




    Information from CPCFA for February 13, 2024, Legislative Hearing
                                  Loan Enrollments by City:                                                  Att. I
                SSBCI CalCAP for Small Business and CalCAP Collateral Support

                                             Purpose of Loan Enrolled in                   Value of Loan
      City           County                                                                              Program*
                                            SSBCI 2.0: 1/1/23 to 12/31/23                    Enrolled
Anaheim       Orange                 Working Capital                                          $36,200.00    SB
Anaheim       Orange                 Purchase Equipment                                      $117,969.14    SB
                                                                                             $154,169.14

ANTELOPE      Sacramento             Purchase Equipment                                      $53,017.89    SB
ANTELOPE      Sacramento             Purchase Equipment                                     $190,782.00    SB
                                                                                            $243,799.89

ANTIOCH       Contra Costa           Purchase Equipment                                      $43,449.54    SB
                                                                                             $43,449.54

Bakersfield   Kern                   Purchase Equipment                                       $65,933.00   SB
Bakersfield   Kern                   Purchase Equipment                                       $37,305.28   SB
Bakersfield   Kern                   Purchase Equipment                                       $55,000.00   SB
Bakersfield   Kern                   Purchase Equipment                                       $62,658.00   SB
Bakersfield   Kern                   Purchase Equipment                                       $94,500.00   SB
Bakersfield   Kern                   Purchase Equipment                                       $30,000.00   SB
Bakersfield   Kern                   Purchase Equipment                                       $85,463.00   SB
Bakersfield   Kern                   Purchase Equipment                                       $39,600.00   SB
Bakersfield   Kern                   Purchase Equipment                                       $54,683.00   SB
Bakersfield   Kern                   Purchase Equipment                                       $34,000.00   SB
Bakersfield   Kern                   Working Capital                                          $25,000.00   SB
Bakersfield   Kern                   Purchase Equipment                                       $59,183.00   SB
Bakersfield   Kern                   Purchase Equipment                                       $44,515.80   SB
Bakersfield   Kern                   Purchase Equipment                                       $58,533.00   SB
BAKERSFIELD   Kern                   Working Capital                                          $25,000.00   SB
BAKERSFIELD   Kern                   Working Capital                                          $36,100.00   SB
BAKERSFIELD   Kern                   Purchase Equipment                                       $86,985.99   SB
BAKERSFIELD   Kern                   Purchase Equipment                                      $112,704.46   SB
                                                                                           $1,007,164.53

Bloomington   Los Angeles            Working Capital                                           $7,420.00   SB
                                                                                               $7,420.00

Camarillo     Ventura                Purchase Equipment; Purchase Inventory                 $150,000.00    CS
Camarillo     Ventura                Working Capital                                        $100,000.00    CS
                                                                                            $250,000.00

Carmichael    Sacramento             Working Capital                                         $10,000.00    SB
                                                                                             $10,000.00



                       Information from CPCFA for February 13, 2024, Legislative Hearing
                                    Loan Enrollments by City:                                                  Att. I
                  SSBCI CalCAP for Small Business and CalCAP Collateral Support

                                               Purpose of Loan Enrolled in                   Value of Loan
         City            County                                                                            Program*
                                             SSBCI 2.0: 1/1/23 to 12/31/23                     Enrolled
Carpinteria     Santa Barbara          Working Capital                                          $50,000.00    CS
                                                                                                $50,000.00

Carson          Los Angeles            Working Capital                                         $25,000.00    SB
Carson          Los Angeles            Working Capital                                         $15,000.00    SB
                                                                                               $40,000.00

Ceres           Stanislaus             Purchase Equipment                                      $23,838.00    SB
Ceres           Stanislaus             Purchase Equipment                                      $43,000.00    SB
Ceres           Stanislaus             Purchase Equipment                                      $77,737.30    SB
CERES           Stanislaus             Purchase Equipment                                      $53,616.68    SB
                                                                                              $198,191.98

CHICO           Butte                  Working Capital                                         $15,000.00    SB
                                                                                               $15,000.00

Chowchilla      Madera                 Purchase Equipment                                      $75,075.00    SB
                                                                                               $75,075.00

Clovis          Fresno                 Working Capital                                         $93,044.80    SB
Clovis          Fresno                 Purchase Equipment                                      $67,929.90    SB
Clovis          Fresno                 Purchase Equipment                                     $311,054.00    SB
Clovis          Fresno                 Purchase Equipment                                      $50,000.00    SB
Clovis          Fresno                 Purchase Equipment                                      $50,000.00    SB
CLOVIS          Fresno                 Purchase Equipment                                      $56,810.64    SB
CLOVIS          Fresno                 Purchase Equipment                                      $69,741.42    SB
Clovis          Fresno                 Purchase Equipment                                      $77,903.00    SB
CLOVIS          Fresno                 Purchase Equipment                                      $77,998.04    SB
                                                                                              $854,481.80

CORONA          Riverside              Purchase Equipment                                      $30,525.12    SB
Corona          Riverside              working capital                                          $5,500.00    SB
                                                                                               $36,025.12

Costa Mesa      Orange                 Working Capital                                         $10,000.00    SB
                                                                                               $10,000.00

Desert Hot      Riverside              Working Capital                                           $8,800.00   SB
                                                                                                 $8,800.00




                         Information from CPCFA for February 13, 2024, Legislative Hearing
                                    Loan Enrollments by City:                                                  Att. I
                  SSBCI CalCAP for Small Business and CalCAP Collateral Support

                                               Purpose of Loan Enrolled in                   Value of Loan
         City            County                                                                            Program*
                                              SSBCI 2.0: 1/1/23 to 12/31/23                    Enrolled
Dinuba          Tulare                 Purchase Equipment                                       $40,373.50    SB
                                                                                                $40,373.50

Dos Palos       Merced                 Purchase Equipment                                      $84,862.03    SB
Dos Palos       Merced                 Purchase Equipment                                      $91,356.28    SB
                                                                                              $176,218.31

ELK GROVE       Sacramento             Purchase Equipment                                      $49,756.61    SB
                                                                                               $49,756.61

FAIR OAKS       Sacramento             Purchase Equipment                                      $66,985.68    SB
                                                                                               $66,985.68

Folsom          Sacramento             Purchase Equipment                                       $8,000.00    SB
Folsom          Sacramento             Purchase Equipment                                       $2,000.00    SB
                                                                                               $10,000.00

Fontana         San Bernardino         Purchase Equipment                                      $40,433.00    SB
Fontana         San Bernardino         Purchase Equipment                                      $63,000.00    SB
                                                                                              $103,433.00

FOWLER          Fresno                 Purchase Equipment                                      $24,883.00    SB
Fowler          Fresno                 Purchase Equipment                                      $49,002.73    SB
Fowler          Fresno                 Purchase Equipment                                      $78,500.00    SB
                                                                                              $152,385.73

Freemont        Alameda                Purchase Equipment                                      $42,333.00    SB
                                                                                               $42,333.00




                         Information from CPCFA for February 13, 2024, Legislative Hearing
                               Loan Enrollments by City:                                                   Att. I
             SSBCI CalCAP for Small Business and CalCAP Collateral Support

                                           Purpose of Loan Enrolled in                   Value of Loan
     City            County                                                                            Program*
                                          SSBCI 2.0: 1/1/23 to 12/31/23                    Enrolled
Fresno      Fresno                 Purchase Equipment                                      $122,000.00    SB
Fresno      Fresno                 Purchase Equipment                                       $53,651.00    SB
Fresno      Fresno                 Purchase Equipment                                       $35,951.00    SB
Fresno      Fresno                 Purchase Equipment                                       $49,075.00    SB
Fresno      Fresno                 Purchase Equipment                                       $45,000.00    SB
Fresno      Fresno                 Purchase Equipment                                       $39,500.00    SB
Fresno      Fresno                 Purchase Equipment                                       $42,303.00    SB
Fresno      Fresno                 Purchase Equipment                                       $33,186.00    SB
Fresno      Fresno                 Purchase Equipment                                       $47,249.00    SB
Fresno      Fresno                 Purchase Equipment                                       $32,545.00    SB
Fresno      Fresno                 Purchase Equipment                                       $38,000.00    SB
Fresno      Fresno                 Purchase Equipment                                       $57,653.00    SB
Fresno      Fresno                 Purchase Equipment                                       $60,903.00    SB
Fresno      Fresno                 Purchase Equipment                                       $78,507.00    SB
Fresno      Fresno                 Purchase Equipment                                       $52,912.51    SB
Fresno      Fresno                 Purchase Equipment                                       $50,553.00    SB
Fresno      Fresno                 Purchase Equipment                                       $48,875.00    SB
Fresno      Fresno                 Purchase Equipment                                       $74,863.00    SB
Fresno      Fresno                 Purchase Equipment                                       $45,303.00    SB
Fresno      Fresno                 Purchase Equipment                                       $90,471.00    SB
Fresno      Fresno                 Purchase Equipment                                      $198,739.00    SB
Fresno      Fresno                 Purchase Equipment                                       $25,000.00    SB
Fresno      Fresno                 Purchase Equipment                                       $47,303.00    SB
Fresno      Fresno                 Purchase Equipment                                       $35,653.00    SB
Fresno      Fresno                 Purchase Equipment                                       $31,720.00    SB
Fresno      Fresno                 Purchase Equipment                                       $38,000.00    SB
Fresno      Fresno                 Purchase Equipment                                      $164,318.78    SB
Fresno      Fresno                 Purchase Equipment                                       $52,202.00    SB
Fresno      Fresno                 Purchase Equipment                                       $51,935.10    SB
FRESNO      Fresno                 Purchase Equipment                                       $45,999.66    SB
Fresno      Fresno                 Purchase Equipment                                       $33,916.80    SB
Fresno      Fresno                 Purchase Equipment                                       $57,653.00    SB
Fresno      Fresno                 Purchase Equipment                                       $26,709.48    SB
Fresno      Fresno                 Purchase Equipment                                       $67,538.00    SB
Fresno      Fresno                 Purchase Equipment                                       $45,000.00    SB
Fresno      Fresno                 Purchase Equipment                                       $84,906.00    SB
Fresno      Fresno                 Purchase Equipment                                       $29,053.00    SB
Fresno      Fresno                 Purchase Equipment                                       $56,201.00    SB
Fresno      Fresno                 Purchase Equipment                                       $42,803.00    SB
Fresno      Fresno                 Purchase Equipment                                       $42,255.13    SB
FRESNO      Fresno                 Purchase Equipment                                       $62,406.91    SB


                     Information from CPCFA for February 13, 2024, Legislative Hearing
                                    Loan Enrollments by City:                                                  Att. I
                  SSBCI CalCAP for Small Business and CalCAP Collateral Support

                                               Purpose of Loan Enrolled in                   Value of Loan
         City            County                                                                            Program*
                                              SSBCI 2.0: 1/1/23 to 12/31/23                    Enrolled
FRESNO          Fresno                 Purchase Equipment                                      $132,487.50    SB
Fresno          Fresno                 Purchase Equipment                                       $23,741.76    SB
FRESNO          Fresno                 Purchase Equipment                                       $35,612.64    SB
FRESNO          Fresno                 Purchase Equipment                                       $33,916.80    SB
Fresno          Fresno                 Purchase Equipment                                      $161,648.86    SB
FRESNO          Fresno                 Purchase Equipment                                       $26,319.96    SB
Fresno          Fresno                 Purchase Equipment                                       $28,829.28    SB
FRESNO          Fresno                 Purchase Equipment                                       $66,985.68    SB
FRESNO          Fresno                 Purchase Equipment                                       $51,935.10    SB
FRESNO          Fresno                 Purchase Equipment                                       $55,867.32    SB
FRESNO          Fresno                 Purchase Equipment                                      $116,589.00    SB
FRESNO          Fresno                 Purchase Equipment                                       $38,792.34    SB
FRESNO          Fresno                 Purchase Equipment                                       $37,096.50    SB
Fresno          Fresno                 Purchase Equipment                                       $77,638.00    SB
Fresno          Fresno                 Purchase Equipment                                       $29,500.00    SB
FRESNO          Fresno                 Purchase Equipment                                       $40,064.22    SB
Fresno          Fresno                 Purchase Equipment                                       $34,612.96    SB
Fresno          Fresno                 Purchase Equipment                                       $45,303.00    SB
Fresno          Fresno                 Purchase Equipment                                      $232,601.00    SB
FRESNO          Fresno                 Purchase Equipment                                       $63,064.05    SB
FRESNO          Fresno                 Purchase Equipment                                       $46,403.61    SB
Fresno          Fresno                 Purchase Equipment                                       $41,553.00    SB
FRESNO          Fresno                 Purchase Equipment                                       $55,385.07    SB
Fresno          Fresno                 Purchase Equipment                                       $33,133.00    SB
Fresno          Fresno                 Purchase Equipment                                       $30,525.12    SB
Fresno          Fresno                 Purchase Equipment                                       $28,193.34    SB
                                                                                             $3,905,612.48

Fullerton       Orange                 Working Capital                                           $6,400.00   SB
                                                                                                 $6,400.00

Garden Grove    Orange                 Purchase Equipment                                      $55,570.41    SB
                                                                                               $55,570.41

Gilroy          Santa Clara            Purchase Equipment                                      $45,345.51    SB
                                                                                               $45,345.51

HAYWARD         Alameda                Purchase Equipment                                      $52,960.60    SB
Hayward         Alameda                Purchase Equipment                                      $34,552.74    SB
Hayward         Alameda                Purchase Equipment                                      $58,665.46    SB
                                                                                              $146,178.80


                         Information from CPCFA for February 13, 2024, Legislative Hearing
                                    Loan Enrollments by City:                                                  Att. I
                  SSBCI CalCAP for Small Business and CalCAP Collateral Support

                                                Purpose of Loan Enrolled in                  Value of Loan
        City             County                                                                            Program*
                                               SSBCI 2.0: 1/1/23 to 12/31/23                   Enrolled

Hesperia        San Bernardino         Working Capital                                           $5,500.00   SB
                                                                                                 $5,500.00

Imperial        Imperial               Working Capital                                         $12,000.00    SB
                                                                                               $12,000.00

Inglewood       Los Angeles            Working Capital                                         $10,000.00    SB
                                                                                               $10,000.00

Kerman          Fresno                 Purchase Equipment                                      $31,900.71    SB
                                                                                               $31,900.71

Keyes           Stanislaus             Purchase Equipment                                      $45,000.00    SB
Keyes           Stanislaus             Purchase Equipment                                      $51,935.10    SB
Keyes           Stanislaus             Purchase Equipment                                      $45,333.00    SB
                                                                                              $142,268.10

Kingsburg       Fresno                 Purchase Equipment                                      $96,565.48    SB
                                                                                               $96,565.48


Lake Elsinore   Riverside              Purchase Inventory                                        $7,000.00   SB
                                                                                                 $7,000.00

Lathrop         San Joaquin            Purchase Equipment                                      $28,051.00    SB
Lathrop         San Joaquin            Purchase Equipment                                      $60,000.00    SB
Lathrop         San Joaquin            Purchase Equipment                                      $25,313.00    SB
Lathrop         San Joaquin            Purchase Equipment                                     $110,339.82    SB
LATHROP         San Joaquin            Purchase Equipment                                     $109,540.66    SB
Lathrop         San Joaquin            Purchase Equipment                                      $26,813.00    SB
LATHROP         San Joaquin            Purchase Equipment                                     $101,363.53    SB
Lathrop         San Joaquin            Purchase Equipment                                      $40,869.74    SB
                                                                                              $502,290.75

Lemoore         Kings                  Purchase Equipment                                      $30,000.00    SB
                                                                                               $30,000.00

Lindsay         Tulare                 Purchase Equipment                                      $25,991.00    SB
                                                                                               $25,991.00



                         Information from CPCFA for February 13, 2024, Legislative Hearing
                                    Loan Enrollments by City:                                                  Att. I
                  SSBCI CalCAP for Small Business and CalCAP Collateral Support

                                               Purpose of Loan Enrolled in                   Value of Loan
         City         County                                                                               Program*
                                             SSBCI 2.0: 1/1/23 to 12/31/23                     Enrolled
Livermore       Alameda                Working Capital                                       $9,000,000.00    CS
                                                                                             $9,000,000.00

Livingston      Merced                 Purchase Equipment                                      $34,000.00    SB
LIVINGSTON      Merced                 Purchase Equipment                                      $59,354.40    SB
                                                                                               $93,354.40

Los Alamitos    Orange                 Working Capital                                         $10,000.00    SB
Los Alamitos    Orange                 Refinance of Other Debt                                 $41,779.54    SB
                                                                                               $51,779.54

Los Angeles     Los Angeles            Working Capital                                       $2,000,000.00   CS
Los Angeles     Los Angeles            Working Capital                                          $25,000.00   SB
Los Angeles     Los Angeles            Working Capital                                          $20,000.00   SB
Los Angeles     Los Angeles            Purchase Equipment                                       $65,475.32   SB
Los Angeles     Los Angeles            Working Capital                                           $6,500.00   SB
Los Angeles     Los Angeles            Working Capital                                          $60,000.00   SB
Los Angeles     Los Angeles            Working Capital                                          $15,000.00   SB
LOS ANGELES     Los Angeles            Working Capital                                           $9,400.00   SB
Los Angeles     Los Angeles            Working Capital                                          $10,000.00   SB
Los Angeles     Los Angeles            Working Capital                                          $20,000.00   SB
LOS ANGELES     Los Angeles            Working Capital                                          $12,500.00   SB
LOS ANGELES     Los Angeles            Working Capital                                           $9,900.00   SB
LOS ANGELES     Los Angeles            Working Capital                                          $11,500.00   SB
Los Angeles     Los Angeles            Working Capital                                          $50,000.00   SB
Los Angeles     Los Angeles            Purchase Equipment                                       $48,965.49   SB
                                                                                             $2,364,240.81

Madera          Madera                 Purchase Equipment                                       $64,048.00   SB
Madera          Madera                 Purchase Equipment                                      $375,337.96   SB
Madera          Madera                 Purchase Equipment                                      $372,163.16   SB
Madera          Madera                 Purchase Equipment                                      $594,378.44   SB
Madera          Madera                 Purchase Equipment                                       $79,441.00   SB
Madera          Madera                 Purchase Equipment                                       $45,702.88   SB
MADERA          Madera                 Purchase Equipment                                       $77,160.72   SB
Madera          Madera                 Purchase Equipment                                       $37,000.00   SB
                                                                                             $1,645,232.16

Malibu          Los Angeles            Working Capital                                           $5,100.00   SB
                                                                                                 $5,100.00



                         Information from CPCFA for February 13, 2024, Legislative Hearing
                                    Loan Enrollments by City:                                                  Att. I
                  SSBCI CalCAP for Small Business and CalCAP Collateral Support

                                               Purpose of Loan Enrolled in                   Value of Loan
      City               County                                                                            Program*
                                              SSBCI 2.0: 1/1/23 to 12/31/23                    Enrolled
MANTECA         San Joaquin            Purchase Equipment                                       $41,548.08    SB
MANTECA         San Joaquin            Purchase Equipment                                       $50,896.39    SB
MANTECA         San Joaquin            Purchase Equipment                                       $45,013.95    SB
MANTECA         San Joaquin            Purchase Equipment                                       $17,138.58    SB
MANTECA         San Joaquin            Purchase Equipment                                      $123,574.80    SB
Manteca         San Joaquin            Purchase Equipment                                       $53,000.00    SB
Manteca         San Joaquin            Purchase Equipment                                      $101,750.40    SB
MANTECA         San Joaquin            Purchase Equipment                                       $35,198.01    SB
MANTECA         San Joaquin            Purchase Equipment                                       $69,259.16    SB
MANTECA         San Joaquin            Purchase Equipment                                       $56,479.42    SB
                                                                                               $593,858.79

MARINA DEL REY Los Angeles             Working Capital                                         $39,100.00    SB
                                                                                               $39,100.00

McClellan       Sacramento             Working Capital                                       $4,000,000.00   CS
                                                                                             $4,000,000.00

Mendota         Fresno                 Purchase Equipment                                      $47,525.00    SB
                                                                                               $47,525.00

Merced          Merced                 Purchase Equipment                                      $49,671.38    SB
Merced          Merced                 Purchase Equipment                                     $105,648.54    SB
                                                                                              $155,319.92

Mira Loma       Riverside              Purchase Equipment                                      $73,515.92    SB
                                                                                               $73,515.92

MODESTO         Stanislaus             Purchase Equipment                                      $92,361.01    SB
MODESTO         Stanislaus             Purchase Equipment                                     $105,520.19    SB
                                                                                              $197,881.20

Montebello      Los Angeles            Working Capital                                         $30,000.00    SB
                                                                                               $30,000.00

Mountain View   Santa Clara            Working Capital                                         $30,000.00    SB
                                                                                               $30,000.00

NEWPORT BEACH Orange                   Working Capital                                           $6,400.00   SB
                                                                                                 $6,400.00



                         Information from CPCFA for February 13, 2024, Legislative Hearing
                                      Loan Enrollments by City:                                                  Att. I
                    SSBCI CalCAP for Small Business and CalCAP Collateral Support

                                                 Purpose of Loan Enrolled in                   Value of Loan
        City               County                                                                            Program*
                                                SSBCI 2.0: 1/1/23 to 12/31/23                    Enrolled
North Highlands   Sacramento             equipment                                                 $8,000.00    SB
North Highlands   Sacramento             equipment                                                 $2,000.00    SB
North Highlands   Sacramento             Purchase Equipment                                       $10,000.00    SB
                                                                                                  $20,000.00

NORTH           Los Angeles              Purchase Equipment                                      $40,063.16    SB
North Hollywood Los Angeles              Working Capital                                          $6,000.00    SB
                                                                                                 $46,063.16

NORWALK           Los Angeles            Working Capital                                           $5,100.00   SB
                                                                                                   $5,100.00

Oak Hills         San Bernardino         Purchase Equipment                                     $125,764.82    SB
                                                                                                $125,764.82

Oakland           Alameda                Working Capital                                          $5,100.00    SB
OAKLAND           Alameda                Working Capital                                         $40,000.00    SB
                                                                                                 $45,100.00

ONTARIO           San Bernardino         Purchase Equipment                                     $117,002.36    SB
Ontario           San Bernardino         Working Capital                                         $16,900.00    SB
                                                                                                $133,902.36

Orangevale        Sacramento             Purchase Equipment                                       $2,000.00    SB
Orangevale        Sacramento             Purchase Equipment                                       $8,000.00    SB
                                                                                                 $10,000.00

Orosi             Tulare                 Purchase Equipment                                      $50,385.20    SB
                                                                                                 $50,385.20

Panorama City     Los Angeles            Working Capital                                         $15,000.00    SB
                                                                                                 $15,000.00

Pasadena          Los Angeles            Refinance of Other Debt; Working Capital              $6,250,000.00   CS
Pasadena,         Los Angeles            Working Capital                                          $20,000.00   SB
                                                                                               $6,270,000.00

Patterson         Stanislaus             Purchase Equipment                                      $50,000.00    SB
Patterson         Stanislaus             Purchase Equipment                                      $24,085.00    SB
                                                                                                 $74,085.00



                           Information from CPCFA for February 13, 2024, Legislative Hearing
                                     Loan Enrollments by City:                                                  Att. I
                   SSBCI CalCAP for Small Business and CalCAP Collateral Support

                                                Purpose of Loan Enrolled in                   Value of Loan
         City             County                                                                            Program*
                                               SSBCI 2.0: 1/1/23 to 12/31/23                    Enrolled
Perris           Riverside              Purchase Equipment                                       $31,755.00    SB
                                                                                                 $31,755.00

Pico Rivera      Los Angeles            Working Capital                                         $15,000.00    SB
                                                                                                $15,000.00

Porterville      Tulare                 Purchase Equipment                                      $36,675.00    SB
                                                                                                $36,675.00

Rancho Cordova   Sacramento             Purchase Equipment                                      $57,658.56    SB
                                                                                                $57,658.56

Rancho           San Bernardino         Purchase Equipment                                      $55,114.80    SB
                                                                                                $55,114.80

Rancho Mission   Orange                 Working Capital                                         $20,000.00    SB
                                                                                                $20,000.00

REDLANDS         San Bernardino         Purchase Equipment                                      $22,999.83    SB
                                                                                                $22,999.83

Riverdale        Fresno                 Working Capital                                        $310,000.00    SB
                                                                                               $310,000.00

ROSEVILLE        Placer                 Purchase Equipment                                      $49,019.31    SB
                                                                                                $49,019.31




                          Information from CPCFA for February 13, 2024, Legislative Hearing
                                    Loan Enrollments by City:                                                Att. I
                  SSBCI CalCAP for Small Business and CalCAP Collateral Support

                                             Purpose of Loan Enrolled in                   Value of Loan
      City            County                                                                             Program*
                                            SSBCI 2.0: 1/1/23 to 12/31/23                    Enrolled
Sacramento      Sacramento           Purchase Equipment                                        $8,000.00    SB
Sacramento      Sacramento           Purchase Equipment                                        $2,000.00    SB
Sacramento      Sacramento           Purchase Equipment                                        $5,600.00    SB
Sacramento      Sacramento           working capital                                           $7,000.00    SB
Sacramento      Sacramento           working capital                                           $3,000.00    SB
Sacramento      Sacramento           Purchase Equipment                                       $40,953.00    SB
Sacramento      Sacramento           Purchase Equipment                                       $82,653.00    SB
Sacramento      Sacramento           Purchase Equipment                                       $55,403.00    SB
Sacramento      Sacramento           Purchase Equipment                                       $28,193.34    SB
SACRAMENTO      Sacramento           Purchase Equipment                                       $42,396.00    SB
Sacramento      Sacramento           Purchase Equipment                                       $18,000.00    SB
Sacramento      Sacramento           Purchase Equipment                                       $35,000.00    SB
Sacramento      Sacramento           Purchase Equipment                                       $59,354.40    SB
SACRAMENTO      Sacramento           Purchase Equipment                                       $57,764.55    SB
SACRAMENTO      Sacramento           Purchase Equipment                                       $52,995.00    SB
SACRAMENTO      Sacramento           Purchase Equipment                                       $58,493.76    SB
SACRAMENTO      Sacramento           Purchase Equipment                                      $145,736.25    SB
SACRAMENTO      Sacramento           Purchase Equipment                                       $48,225.45    SB
Sacramento      Sacramento           Purchase Equipment                                       $48,433.00    SB
Sacramento      Sacramento           Purchase Equipment                                       $34,083.00    SB
SACRAMENTO      Sacramento           Purchase Equipment                                       $65,289.84    SB
SACRAMENTO      Sacramento           Working Capital                                         $100,000.00    SB
Sacramento      Sacramento           Purchase Equipment                                        $2,000.00    SB
Sacramento      Sacramento           Purchase Equipment                                        $8,000.00    SB
Sacramento      Sacramento           Purchase Equipment                                       $10,000.00    SB
Sacramento      Sacramento           Purchase Equipment                                       $10,000.00    SB
Sacramento      Sacramento           Purchase Inventory                                       $10,000.00    SB
                                                                                           $1,038,573.59

SALINAS         Monterey             Working Capital                                         $50,000.00    SB
                                                                                             $50,000.00

San Bernadino  San Bernardino        Purchase Equipment                                      $48,333.00    SB
San Bernardino San Bernardino        Purchase Equipment                                      $23,033.00    SB
SAN BERNARDINO San Bernardino        Purchase Equipment                                      $77,195.37    SB
                                                                                            $148,561.37

San Diego       San Diego            Working Capital                                         $25,000.00    SB
SAN DIEGO       San Diego            Working Capital                                         $23,500.00    SB
                                                                                             $48,500.00



                       Information from CPCFA for February 13, 2024, Legislative Hearing
                                       Loan Enrollments by City:                                                  Att. I
                     SSBCI CalCAP for Small Business and CalCAP Collateral Support

                                                  Purpose of Loan Enrolled in                   Value of Loan
       City                 County                                                                            Program*
                                                SSBCI 2.0: 1/1/23 to 12/31/23                     Enrolled
San Francisco      San Francisco          Working Capital                                       $2,000,000.00    CS
San Francisco      San Francisco          Working Capital                                          $11,800.00    SB
                                                                                                $2,011,800.00

San Jose           Santa Clara            Working Capital                                        $100,000.00    SB
SAN JOSE           Santa Clara            Purchase Equipment                                      $73,519.96    SB
SAN JOSE           Santa Clara            Working Capital                                         $18,800.00    SB
                                                                                                 $192,319.96

SAN LORENZO        Alameda                Working Capital                                         $36,000.00    SB
                                                                                                  $36,000.00

Santa Ana          Orange                 Working Capital                                         $15,000.00    SB
                                                                                                  $15,000.00

Santa Barbara      Santa Barbara          Tenant Improvement                                     $100,000.00    CS
                                                                                                 $100,000.00

Santa Clara        Santa Clara            Purchase Equipment                                      $69,158.47    SB
SANTA CLARA        Santa Clara            Purchase Equipment                                      $34,870.71    SB
Santa Clara        Santa Clara            Purchase Equipment                                      $50,875.20    SB
                                                                                                 $154,904.38

Santa Fe Springs   Los Angeles            Refinance of Other Debt; Working Capital              $6,000,000.00   CS
                                                                                                $6,000,000.00

SANTA MARIA        Santa Barbara          Purchase Equipment                                      $55,247.94    SB
                                                                                                  $55,247.94

Santa Monica       Los Angeles            Working Capital                                         $35,900.00    SB
                                                                                                  $35,900.00

Santa Rosa         Sonoma                 Purchase Equipment                                      $40,000.00    SB
                                                                                                  $40,000.00

Shaver Lake        Fresno                 Purchase Equipment                                     $208,720.49    SB
                                                                                                 $208,720.49

Sherman Oaks       Los Angeles            Working Capital                                         $10,000.00    SB
                                                                                                  $10,000.00



                            Information from CPCFA for February 13, 2024, Legislative Hearing
                                    Loan Enrollments by City:                                                  Att. I
                  SSBCI CalCAP for Small Business and CalCAP Collateral Support

                                               Purpose of Loan Enrolled in                   Value of Loan
         City            County                                                                            Program*
                                              SSBCI 2.0: 1/1/23 to 12/31/23                    Enrolled
Stockton        San Joaquin            Purchase Equipment                                       $39,533.00    SB
Stockton        San Joaquin            Purchase Equipment                                       $29,483.00    SB
Stockton        San Joaquin            Purchase Equipment                                       $59,933.00    SB
Stockton        San Joaquin            Purchase Equipment                                       $39,532.00    SB
STOCKTON        San Joaquin            Purchase Equipment                                       $40,276.20    SB
STOCKTON        San Joaquin            Purchase Equipment                                       $63,594.00    SB
STOCKTON        San Joaquin            Working Capital                                          $10,600.00    SB
STOCKTON        San Joaquin            Purchase Equipment                                       $37,838.43    SB
STOCKTON        San Joaquin            Purchase Equipment                                       $64,547.91    SB
STOCKTON        San Joaquin            Purchase Equipment                                       $56,943.12    SB
                                                                                               $442,280.66

Templeton       San Luis Obispo        Working Capital                                         $79,770.00    SB
                                                                                               $79,770.00

Terra Bella     Tulare                 Purchase Equipment                                      $31,891.25    SB
                                                                                               $31,891.25

Thousand Oaks   Ventura                Working Capital                                        $200,000.00    SB
                                                                                              $200,000.00

Torrance        Los Angeles            Refinance of Other Debt; Working Capital                $90,000.00    CS
                                                                                               $90,000.00

Tracy           San Joaquin            Purchase Equipment                                      $81,208.00    SB
TRACY           San Joaquin            Purchase Equipment                                      $68,348.41    SB
TRACY           San Joaquin            Purchase Equipment                                      $52,995.00    SB
TRACY           San Joaquin            Purchase Equipment                                      $30,949.08    SB
Tracy           San Joaquin            Purchase Equipment                                      $30,525.12    SB
                                                                                              $264,025.61

Tulare          Tulare                 Purchase Equipment                                      $42,000.00    SB
Tulare          Tulare                 Purchase Equipment                                      $26,863.00    SB
                                                                                               $68,863.00

TURLOCK         Stanislaus             Purchase Equipment                                      $47,965.77    SB
TURLOCK         Stanislaus             Purchase Equipment                                      $31,161.06    SB
TURLOCK         Stanislaus             Purchase Equipment                                      $56,490.02    SB
TURLOCK         Stanislaus             Purchase Equipment                                      $52,683.00    SB
                                                                                              $188,299.85



                         Information from CPCFA for February 13, 2024, Legislative Hearing
                                   Loan Enrollments by City:                                                  Att. I
                 SSBCI CalCAP for Small Business and CalCAP Collateral Support

                                              Purpose of Loan Enrolled in                   Value of Loan
        City            County                                                                            Program*
                                             SSBCI 2.0: 1/1/23 to 12/31/23                    Enrolled
UNION CITY     Alameda                Purchase Equipment                                       $50,875.20    SB
                                                                                               $50,875.20

Vacaville      Solano                 Purchase Equipment                                      $41,503.00    SB
Vacaville      Solano                 Purchase Equipment                                      $38,633.00    SB
                                                                                              $80,136.00

Ventura        Ventura                Working Capital                                         $25,000.00    SB
                                                                                              $25,000.00

Victorville    San Bernardino         Purchase Equipment                                      $15,898.50    SB
                                                                                              $15,898.50

Visalia        Tulare                 Purchase Equipment                                     $108,423.78    SB
VISALIA        Tulare                 Purchase Equipment                                      $20,562.06    SB
                                                                                             $128,985.84

Walnut         Los Angeles            Refinance of Other Debt                                 $63,627.95    SB
                                                                                              $63,627.95

Watsonville    San Joaquin            Working Capital                                         $15,644.00    SB
                                                                                              $15,644.00

WESTMINSTER    Los Angeles            Working Capital                                         $25,000.00    SB
                                                                                              $25,000.00

WHITTIER       Los Angeles            Purchase Equipment                                      $59,354.40    SB
                                                                                              $59,354.40

WILMINGTON     Los Angeles            Working Capital                                         $32,300.00    SB
                                                                                              $32,300.00

Winnetka       Los Angeles            Purchase Equipment                                      $66,773.70    SB
                                                                                              $66,773.70

Wrightwood     San Bernardino         Purchase Equipment                                        $7,000.00   SB
                                                                                                $7,000.00




                        Information from CPCFA for February 13, 2024, Legislative Hearing
                                      Loan Enrollments by City:                                                  Att. I
                    SSBCI CalCAP for Small Business and CalCAP Collateral Support

                                                 Purpose of Loan Enrolled in                   Value of Loan
       City                County                                                                            Program*
                                                SSBCI 2.0: 1/1/23 to 12/31/23                    Enrolled
Yuba City         Sutter                 Purchase Equipment                                       $40,333.00    SB
YUBA CITY         Sutter                 Purchase Equipment                                       $44,738.37    SB
YUBA CITY         Sutter                 Purchase Equipment                                       $37,308.48    SB
YUBA CITY         Sutter                 Purchase Equipment                                      $158,985.00    SB
Yuba City         Sutter                 Purchase Equipment                                       $33,386.85    SB
YUBA CITY         Sutter                 Purchase Equipment                                       $29,677.20    SB
YUBA CITY         Sutter                 Purchase Equipment                                       $51,400.91    SB
                                                                                                 $395,829.81

*SB = CalCAP for Small Business
*CS = CalCAP Collateral Support




                           Information from CPCFA for February 13, 2024, Legislative Hearing


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