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Home Source documents Please see the attached letter and schedule listing the requests. Let’s discuss next week

Please see the attached letter and schedule listing the requests. Let’s discuss next week

Date
2023-03-15

Summary

Doc 685-5, filed March 15, 2023 in In re Kabbage, Inc. d/b/a KServicing, Case 22-10951-CTG, is Exhibit 5, an email chain between counsel at Weil, Gotshal & Manges LLP and Sullivan & Cromwell LLP under the subject KServicing/Amex. The messages run from January 4, 2023 to January 19, 2023. They show counsel arranging calls about loan servicing options and American Express's role, a request for consent to share the Transition Services Agreement, merger agreement and a transfer agreement with Cross River Bank, and a reply that American Express consents to sharing them. In the latest message, counsel for American Express states it does not believe all requested documentation falls within Bankruptcy Rule 2004 or the TSA and cannot commit to providing it by February 17, 2023, but is willing to meet and confer. The exhibit is eight pages.

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Full text

Case 22-10951-CTG   Doc 685-5   Filed 03/15/23   Page 1 of 8




                       Exhibit 5
                      Case 22-10951-CTG           Doc 685-5       Filed 03/15/23      Page 2 of 8




From:                              Mehta, Suniti N.
Sent:                              Thursday, January 19, 2023 5:59 PM
To:                                Tsekerides, Theodore; Arthur, Candace M.
Cc:                                Bromley, James L.; Davidoff, Amanda Flug; Hwangpo, Natasha; Bentley, Chase; Ollestad,
                                   Jordan; Trinity Litigation
Subject:                           RE: KServicing/Amex


Ted, Candace,

Thank you for sharing these requests. As we’ve discussed, American Express is open to discussing its role in assisting
KServicing with its transition plans, including the requests that you have outlined. We do not believe that all of the
documentation, access, and resources that have been requested constitute information within the scope of examination
under Bankruptcy Rule 2004 or that American Express is obligated under the TSA to provide all of the requested
documentation, access, and resources. However, we agree that it is in the best interests of the parties to work
cooperatively and that it would be helpful to meet and confer on the requests. American Express requires more
information to understand what is being requested and the ultimate goal with respect to transitioning servicing. Some of
these requests may require weeks or months of development or other work to accomplish and so should be discussed in
the context of KServicing’s broader transition plans. Based on such discussions between the parties, a more
comprehensive transition plan can be developed. In addition, to the extent that the requests seek documentation that
has not previously been provided to KServicing in response to prior requests, American Express will require time to
investigate whether such documentation exists. In light of the steps required to scope and respond to the requests, at
this time American Express cannot commit to providing all of the documentation, access, and resources requested by
February 17, 2023 but is willing to discuss a realistic timeframe for assisting KServicing.

Please let us know when you are available to discuss the requests next week.

Thanks,
Suni

Suniti N. Mehta
T: (212) 558‐4083 | F: (212) 558‐3588
mehtas@sullcrom.com

From: Tsekerides, Theodore
Sent: Friday, January 13, 2023 4:37 PM
To: Mehta, Suniti N. ; Arthur, Candace M.
Cc: Bromley, James L. ; Davidoff, Amanda Flug ; Hwangpo, Natasha ; Bentley, Chase ; Ollestad, Jordan ; Trinity Litigation
Subject: [EXTERNAL] RE: KServicing/Amex

Please see the attached letter and schedule listing the requests. Let’s discuss next week.

Thanks very much.




                                                            1
                      Case 22-10951-CTG           Doc 685-5      Filed 03/15/23       Page 3 of 8
Theodore E. Tsekerides

Weil, Gotshal & Manges LLP
767 Fifth Avenue
New York, NY 10153
theodore.tsekerides@weil.com
+1 212 310 8218 Direct
+1 516 398 0510 Mobile
+1 212 310 8007 Fax



From: Mehta, Suniti N. <mehtas@sullcrom.com>
Sent: Wednesday, January 11, 2023 2:41 PM
To: Tsekerides, Theodore <theodore.tsekerides@weil.com>; Arthur, Candace M. <Candace.Arthur@weil.com>
Cc: Bromley, James L. <bromleyj@sullcrom.com>; Davidoff, Amanda Flug <davidoffa@sullcrom.com>; Hwangpo,
Natasha <Natasha.Hwangpo@weil.com>; Bentley, Chase <Chase.Bentley@weil.com>; Ollestad, Jordan
<Jordan.Ollestad@weil.com>
Subject: RE: KServicing/Amex

Ted, Candace,

American Express consents to sharing the Merger Agreement, TSA, and Transfer, Assignment and Assumption
Agreement with Cross River Bank.

We will come back to you on the draft protective order as soon as possible. As discussed on Friday, it would be helpful to
see the list of requests that we discussed, including details about the data transfer that KServicing is interested in
pursuing.

Thanks,
Suni

Suniti N. Mehta
T: (212) 558‐4083 | F: (212) 558‐3588
mehtas@sullcrom.com

From: Tsekerides, Theodore <theodore.tsekerides@weil.com>
Sent: Wednesday, January 11, 2023 8:27 AM
To: Arthur, Candace M. <Candace.Arthur@weil.com>
Cc: Bromley, James L. <bromleyj@sullcrom.com>; Mehta, Suniti N. <mehtas@sullcrom.com>; Davidoff, Amanda Flug
<davidoffa@sullcrom.com>; Hwangpo, Natasha <Natasha.Hwangpo@weil.com>; Bentley, Chase
<Chase.Bentley@weil.com>; Ollestad, Jordan <Jordan.Ollestad@weil.com>
Subject: [EXTERNAL] Re: KServicing/Amex

Actually, upon further review, the only agreement of these 3 that requires Amex’s consent is the TSA.

Jim, please let us know about the TSA and also let us know if there were any comments on the proposed protective
order we sent around a while back.

Thanks very much.

Theodore E. Tsekerides
Partner
Weil, Gotshal & Manges LLP
212‐310‐8218 Office
                                                            2
                      Case 22-10951-CTG         Doc 685-5      Filed 03/15/23      Page 4 of 8

516‐398‐0510 Mobile


       On Jan 10, 2023, at 7:47 PM, Arthur, Candace M. <Candace.Arthur@weil.com> wrote:


       Jim, Suniti, and Amanda

       We wanted to see if you had a chance to speak to your client regarding our request for consent to share
       the following documents with Cross River Bank:

                       1. The Transition Services Agreement;
                       2. Agreement and Plan of Merger among American Express Travel Related Services
                          Company, Inc., Green Acquisition Merger Sub, Inc., Kabbage, Inc., Alpha Kabbage,
                          Inc., and Fortis Advisors, LLC, dated August 16, 2020, including all exhibits and
                          schedules thereto, as may be amended from time to time;
                       3. The Transfer, Assignment and Assumption Agreement between Kabbage, LLC and
                          Alpha Kabbage;

       Please advise. Subject to obtaining the requested consent we would like to provide Cross River with the
       documents before their 4pm deadline to object to the Disclosure Statement.

       Best
       Candace



       Candace M. Arthur
       Partner

       Weil, Gotshal & Manges LLP
       767 Fifth Avenue
       New York, NY 10153
       candace.arthur@weil.com
       +1 212 310 8324 Direct
       +1 212 310 8007 Fax


       From: Bromley, James L. <bromleyj@sullcrom.com>
       Sent: Friday, January 6, 2023 1:03 PM
       To: Arthur, Candace M. <Candace.Arthur@weil.com>
       Cc: Tsekerides, Theodore <theodore.tsekerides@weil.com>; Mehta, Suniti N. <mehtas@sullcrom.com>;
       Davidoff, Amanda Flug <davidoffa@sullcrom.com>; Hwangpo, Natasha <Natasha.Hwangpo@weil.com>;
       Bentley, Chase <Chase.Bentley@weil.com>
       Subject: RE: [EXTERNAL] Re: KServicing/Amex

       I can speak between 2:30 and 4


       James L. Bromley
       T: (212) 558‐4923 | F: (212) 291‐3588 | C: (973) 901‐6898
       bromleyj@sullcrom.com

       From: Arthur, Candace M. <Candace.Arthur@weil.com>
       Sent: Friday, January 6, 2023 12:24 PM
                                                          3
              Case 22-10951-CTG           Doc 685-5       Filed 03/15/23      Page 5 of 8

To: Bromley, James L. <bromleyj@sullcrom.com>
Cc: Tsekerides, Theodore <theodore.tsekerides@weil.com>; Mehta, Suniti N. <mehtas@sullcrom.com>;
Davidoff, Amanda Flug <davidoffa@sullcrom.com>; Hwangpo, Natasha <Natasha.Hwangpo@weil.com>;
Bentley, Chase <Chase.Bentley@weil.com>
Subject: RE: [EXTERNAL] Re: KServicing/Amex

Jim

Thank you for the flexibility. Would this afternoon work for you? Perhaps between 2‐4?




Candace M. Arthur
Partner

Weil, Gotshal & Manges LLP
767 Fifth Avenue
New York, NY 10153
candace.arthur@weil.com
+1 212 310 8324 Direct
+1 212 310 8007 Fax


From: Bromley, James L. <bromleyj@sullcrom.com>
Sent: Thursday, January 5, 2023 6:06 PM
To: Arthur, Candace M. <Candace.Arthur@weil.com>
Cc: Tsekerides, Theodore <theodore.tsekerides@weil.com>; Mehta, Suniti N. <mehtas@sullcrom.com>;
Davidoff, Amanda Flug <davidoffa@sullcrom.com>; Hwangpo, Natasha <Natasha.Hwangpo@weil.com>;
Bentley, Chase <Chase.Bentley@weil.com>
Subject: RE: [EXTERNAL] Re: KServicing/Amex

Sure




From: Arthur, Candace M. <Candace.Arthur@weil.com>
Date: Thursday, Jan 05, 2023 at 5:31 PM
To: Bromley, James L. <bromleyj@sullcrom.com>
Cc: Tsekerides, Theodore <theodore.tsekerides@weil.com>, Mehta, Suniti N. <mehtas@sullcrom.com>,
Davidoff, Amanda Flug <davidoffa@sullcrom.com>, Hwangpo, Natasha <Natasha.Hwangpo@weil.com>,
Bentley, Chase <Chase.Bentley@weil.com>
Subject: Re: [EXTERNAL] Re: KServicing/Amex

Jim

We are in striking distance of resolving a contested matter that is scheduled for hearing tomorrow. Is it
possible to reschedule our call for tomorrow?


Candace M. Arthur

Weil, Gotshal & Manges LLP
767 Fifth Avenue
New York, NY 10153
                                                    4
             Case 22-10951-CTG             Doc 685-5        Filed 03/15/23   Page 6 of 8

candace.arthur@weil.com
+1 212 310 8324 Direct
+1 212 310 8007 Fax


       On Jan 4, 2023, at 9:38 PM, Bromley, James L. <bromleyj@sullcrom.com> wrote:


       Ok




       From: Arthur, Candace M. <Candace.Arthur@weil.com>
       Date: Wednesday, Jan 04, 2023 at 9:32 PM
       To: Bromley, James L. <bromleyj@sullcrom.com>
       Cc: Tsekerides, Theodore <theodore.tsekerides@weil.com>, Mehta, Suniti N.
       <mehtas@sullcrom.com>, Davidoff, Amanda Flug <davidoffa@sullcrom.com>, Hwangpo,
       Natasha <Natasha.Hwangpo@weil.com>, Bentley, Chase <Chase.Bentley@weil.com>
       Subject: Re: [EXTERNAL] Re: KServicing/Amex

       Jim

       Let’s shoot for 6:30. We will circulate a dial‐in.


       Candace M. Arthur

       Weil, Gotshal & Manges LLP
       767 Fifth Avenue
       New York, NY 10153
       candace.arthur@weil.com
       +1 212 310 8324 Direct
       +1 212 310 8007 Fax


               On Jan 4, 2023, at 11:36 AM, Bromley, James L.
               <bromleyj@sullcrom.com> wrote:


               Ted,
               Thanks for getting back to me so quickly. I am in depositions tomorrow
               until 5:30. I can talk after that if it works for you.
               Jim




               From: Tsekerides, Theodore <theodore.tsekerides@weil.com>
               Date: Wednesday, Jan 04, 2023 at 11:09 AM
               To: Bromley, James L. <bromleyj@sullcrom.com>
               Cc: Mehta, Suniti N. <mehtas@sullcrom.com>, Davidoff, Amanda Flug
               <davidoffa@sullcrom.com>, Arthur, Candace M.
               <Candace.Arthur@weil.com>, Hwangpo, Natasha

                                                      5
Case 22-10951-CTG         Doc 685-5      Filed 03/15/23      Page 7 of 8
 <Natasha.Hwangpo@weil.com>, Bentley, Chase
 <Chase.Bentley@weil.com>
 Subject: [EXTERNAL] Re: KServicing/Amex

 Thanks Jim. We agree it would make a lot of sense to discuss. Would
 you happen to have any availability tomorrow?

 Much appreciated.


 Theodore E. Tsekerides
 Partner
 Weil, Gotshal & Manges LLP
 212‐310‐8218 Office
 516‐398‐0510 Mobile


        On Jan 4, 2023, at 10:33 AM, Bromley, James L.
        <bromleyj@sullcrom.com> wrote:


        Ted,

        Hope you enjoyed the holidays. We understand that
        KServicing has approached American Express about
        options for ongoing loan servicing following bankruptcy.
        It would be helpful to find a time to discuss the current
        status of your investigation with respect to the
        bankruptcy and American Express, in order to facilitate
        a conversation about options for loan servicing and
        American Express’s role. Please let us know if you have
        availability this week or early next week to discuss.

        Best regards,

        Jim


        James L. Bromley
        Sullivan & Cromwell LLP | 125 Broad Street |
        New York, NY 10004‐2498
        T: (212) 558‐4923 | F: (212) 291‐3588 | C: (973)
        901‐6898
        bromleyj@sullcrom.com |
        http://www.sullcrom.com



        This e-mail is sent by a law firm and contains
        information that may be privileged and confidential.
        If you are not the intended recipient, please delete
        the e-mail and notify us immediately.
                                    6
                      Case 22-10951-CTG            Doc 685-5       Filed 03/15/23       Page 8 of 8




                        The information contained in this email message is intended only for use
                        of the individual or entity named above. If the reader of this message is
                        not the intended recipient, or the employee or agent responsible to
                        deliver it to the intended recipient, you are hereby notified that any
                        dissemination, distribution or copying of this communication is strictly
                        prohibited. If you have received this communication in error, please
                        immediately notify us by email, postmaster@weil.com, and destroy the
                        original message. Thank you.

                        **This is an external message from:
                        theodore.tsekerides@weil.com **



        The information contained in this email message is intended only for use of the individual or entity named
        above. If the reader of this message is not the intended recipient, or the employee or agent responsible to
        deliver it to the intended recipient, you are hereby notified that any dissemination, distribution or copying
        of this communication is strictly prohibited. If you have received this communication in error, please
        immediately notify us by email, postmaster@weil.com, and destroy the original message. Thank you.




The information contained in this email message is intended only for use of the individual or entity named above. If the
reader of this message is not the intended recipient, or the employee or agent responsible to deliver it to the intended
recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly
prohibited. If you have received this communication in error, please immediately notify us by email, postmaster@weil.com,
and destroy the original message. Thank you.




The information contained in this email message is intended only for use of the individual or entity named above. If the
reader of this message is not the intended recipient, or the employee or agent responsible to deliver it to the intended
recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly
prohibited. If you have received this communication in error, please immediately notify us by email, postmaster@weil.com,
and destroy the original message. Thank you.




                                                              7


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