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Home Source documents Exhibit 1, Doc 623-1, Emails on Cross River Servicing Files — Kabbage (Case 22-10951-CTG)

Exhibit 1, Doc 623-1, Emails on Cross River Servicing Files — Kabbage (Case 22-10951-CTG)

Date
2023-03-08

Summary

Exhibit 1, filed March 8, 2023 as Doc 623-1 in Case No. 22-10951-CTG, is an email exchange concerning Kabbage and Cross River servicing files. In a December 8, 2022 message, Matthew Scheck of Quinn Emanuel Urquhart & Sullivan, LLP asks that Kabbage produce by December 16, 2022 copies of the Servicing Files, as defined in the LPA and SSA, for all loans governed by those agreements. The message quotes the agreements' definition of Servicing Files, states that ownership vests in Cross River and that Kabbage holds them in a custodial capacity, and asks that material relating to suspected or actual fraud be prioritized. It asks for notice by December 12, 2022 whether Kabbage will produce voluntarily or meet and confer. Candace M. Arthur of Weil, Gotshal & Manges LLP replies acknowledging receipt.

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Full text

Case 22-10951-CTG   Doc 623-1   Filed 03/08/23   Page 1 of 3




             EXHIBIT 1
                     Case 22-10951-CTG             Doc 623-1       Filed 03/08/23       Page 2 of 3




From:                             Arthur, Candace M. <Candace.Arthur@weil.com>
Sent:                             Thursday, December 8, 2022 4:35 PM
To:                               Matthew Scheck
Cc:                               Hwangpo, Natasha; Isaac Nesser
Subject:                          Re: Kabbage/Cross River -- Servicing Files


                                      [EXTERNAL EMAIL from candace.arthur@weil.com]


Acknowledging receipt of the below.



Candace M. Arthur

Weil, Gotshal & Manges LLP
767 Fifth Avenue
New York, NY 10153
candace.arthur@weil.com
+1 212 310 8324 Direct
+1 212 310 8007 Fax



       On Dec 8, 2022, at 6:25 PM, Matthew Scheck <matthewscheck@quinnemanuel.com> wrote:


       Candace/Natasha,

       During our call on Monday, we requested that Kabbage provide us with Cross River’s loan and servicing
       files. We wanted to follow up with additional specificity. We request that by December 16, 2022
       Kabbage produce a copy of the Servicing Files as the term “Servicing File” is defined in the LPA (pursuant
       to the September 17, 2020 Letter Agreement) and SSA for all loans governed by those agreements.

       Please note, that the Servicing Files include “with respect to any [Loan (as defined under the LPA) or
       Asset (as defined under the SSA)], the documents, files and records held or maintained by or on behalf
       of [Cross River] pertaining specifically to such [Loan or Asset] or the servicing thereof, including, without
       limitation, computer files, data tapes, books, records, electronic copies of documents, notes and [Loan
       Files (as defined under the LPA) and Asset Files (as defined under the SSA)] relating to such
       [Loan or Asset].” As ownership of these Servicing Files vests in Cross River, and Kabbage retains them in
       a custodial capacity only, Cross River expects that they be made available to us promptly. While Cross
       River requests digital copies of the entirety of each Servicing File, please prioritize any material provided
       by borrowers at origination or later, and all material relating to fraud, including reports, notes, flags, flag
       explanations, and any other information pertaining to suspected or actual fraud, regardless of the
       platform on which the material is maintained, e.g., Kore, CoreCard, salesforce, bluecognition, a
       centralized database, etc. Note, notwithstanding Cross River’s request for a digital copy of its Servicing
       Files from Kabbage, Cross River understands that Kabbage is continuing, and will continue, to service
       Cross River’s loans and maintain full and complete loan files at all times.



                                                              1
                     Case 22-10951-CTG           Doc 623-1       Filed 03/08/23      Page 3 of 3
        Please notify us by December 12, 2022 whether Kabbage will produce this material voluntarily and meet
        our requested timeline. If not, please let us know your next availability to meet and confer regarding
        this request.

        Best,

        Matt

        Matthew Scheck
        Partner
        Quinn Emanuel Urquhart & Sullivan, LLP
        300 West 6th St., Suite 2010
        Austin, TX 78701
        737-667-6102 Direct
        310-883-5437 Mobile
        213-443-3100 Fax
        matthewscheck@quinnemanuel.com
        www.quinnemanuel.com

        NOTICE: The information contained in this e-mail message is intended only for the personal
        and confidential use of the recipient(s) named above. This message may be an attorney-
        client communication and/or work product and as such is privileged and confidential. If the reader of
        this message is not the intended recipient or agent responsible for delivering it to the
        intended recipient, you are hereby notified that you have received this document in error and that
        any review, dissemination, distribution, or copying of this message is strictly prohibited. If you
        have received this communication in error, please notify us immediately by e-mail, and delete
        the original message.




The information contained in this email message is intended only for use of the individual or entity named above. If the
reader of this message is not the intended recipient, or the employee or agent responsible to deliver it to the intended
recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly
prohibited. If you have received this communication in error, please immediately notify us by email, postmaster@weil.com,
and destroy the original message. Thank you.




                                                            2


File and source

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gov.uscourts.deb.188293.623.1.pdf
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501f87e0603d8f090a648c751d1ded14f8a605c38d6cde8c4c32a1f8c90e134b
Our copy
gov.uscourts.deb.188293.623.1.pdf
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