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Trinity - Objection to Claims for Voting Purposes (Filing Version)

Date
2023-02-14

Summary

Doc 536-2, labeled Exhibit A, filed February 14, 2023 in In re Kabbage, Inc. d/b/a KServicing, et al., Case No. 22-10951 (CTG), in the U.S. Bankruptcy Court for the District of Delaware. It is a declaration under 28 U.S.C. § 1746 by a Director at AlixPartners, LLP, the debtors' financial advisor, supporting the debtors' objection seeking temporary disallowance, solely for voting purposes, of claims filed by one claimant. The declaration states that the claimant filed six (6) proofs of claim, one against each debtor entity, asserting intellectual property and breach of contract claims. It states that the debtors reviewed their books and records and the claimant's state-court complaint against Radius Intelligence, Inc., and found no obligations owed to the claimant. Schedule 1 lists claim nos. 952-1, 953-1, 954-1, 956-1, 955-3 and 951-55.

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Full text

                   Case 22-10951-CTG   Doc 536-2   Filed 02/14/23   Page 1 of 8




                                          Exhibit A

                                   Thoroddsen Declaration




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                               UNITED STATES BANKRUPTCY COURT
                                    DISTRICT OF DELAWARE

------------------------------------------------------------     x
                                                                 :
In re                                                            :     Chapter 11
                                                                 :
KABBAGE, INC. d/b/a KSERVICING, et al.,                          :     Case No. 22-10951 (CTG)
                                                                 :
                                                                 :
                           Debtors.1                             :     (Jointly Administered)
                                                                 :
------------------------------------------------------------     x

                              DECLARATION OF
                      THORA THORODDSEN IN SUPPORT OF
           THE DEBTORS’ OBJECTION FOR TEMPORARY DISALLOWANCE
         OF CLAIMS FILED BY COLE RATIAS SOLELY FOR VOTING PURPOSES

                    I, Thora Thoroddsen, pursuant to 28 U.S.C. § 1746, hereby declare under penalty

of perjury that the following is true and correct to the best of my knowledge, information, and

belief:

                    1.      I am a Director at AlixPartners, LLP (“AlixPartners”), who was retained

as financial advisor to Kabbage, Inc. d/b/a KServicing and its affiliated debtors in the above-

captioned chapter 11 cases (the “Chapter 11 Cases”), as debtors and debtors-in-possession

(collectively, the “Debtors”), by order of the Court entered on October 21, 2022, and have served

in such capacity since July, 2022.

                    2.      I have been actively involved in the services provided by AlixPartners to

the Debtors. In particular, I was directly involved in preparing the Debtors’ requests for first-day


1
    The Debtors in these chapter 11 cases, along with the last four digits of each Debtor’s federal tax identification
    number, as applicable are: Kabbage, Inc. d/b/a KServicing (3937); Kabbage Canada Holdings, LLC (N/A); Kabbage
    Asset Securitization LLC (N/A); Kabbage Asset Funding 2017-A LLC (4803); Kabbage Asset Funding 2019-A
    LLC (8973); and Kabbage Diameter, LLC (N/A). Kabbage is a trademark of American Express used under license;
    Kabbage, Inc. d/b/a KServicing is not affiliated with American Express. The Debtors’ mailing and service address
    is 925B Peachtree Street NE, Suite 383, Atlanta, GA 30309.




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relief sought on the Petition Date and the Debtors’ schedules of assets and liabilities and statements

of financial affairs. I have also led efforts to take inventory of and analyze all proofs of claim filed

against the Debtors. Through these efforts, I have become generally knowledgeable and familiar

with the Debtors’ day-to-day operations, business and financial affairs, books and records, and the

progression of these Chapter 11 Cases.

                   3.   I have reviewed the Debtors’ Objection for Temporary Disallowance of

Claims Filed by Cole Ratias Solely for Voting Purposes (the “Objection”), filed by the Debtors

contemporaneously herewith, and I am authorized to submit this declaration (this “Declaration”)

on behalf of the Debtors in support of the Objection. Except as otherwise indicated herein, the

facts set forth in this Declaration are based upon my personal knowledge, my review of relevant

proofs of claim and documents, the Debtors’ books and records, information provided to me by

the Debtors and the Debtors’ advisors, and my opinion based upon my experience, knowledge,

and information concerning the Debtors. If called upon to testify, I would testify competently to

the facts set forth in this Declaration.

                                           No Liability Claims

                   4.   Based upon a careful review and analysis of the Debtors’ books and records

and the relevant proofs of claim, I believe that the No Liability Claims filed by Cole Ratias (the

“Claimant”), which are listed on Schedule 1 and summarized below, fail to provide any valid

basis upon which the Debtors are liable.

                   5.   The Claimant filed six (6) proofs of claim, one against each of the Debtor

entities, asserting non-priority claims in a contingent and unliquidated amount. Each proof of

claim asserts “Infring[e]ment of intellectual property rights; unauthorized use of intellectual

property; breach of contract” as the basis for the claim. See proofs of claim nos. 952-1, 953-1,




                                                   2
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954-1, 956-1, 955-3, and 951-55. After a thorough review of the Debtors’ books and records and

a complaint (the “Complaint”) filed by the Claimant in the Superior Court of California, County

of San Francisco for breach of contract, declaratory relief, and specific performance against Radius

Intelligence, Inc. (“Radius”) and certain unnamed defendants (collectively, the “Defendants”),

the Debtors determined that they do not have any obligations due and owing to the Claimant. In

the pending litigation, the Claimant has alleged he was a former shareholder of Radius and believes

he has certain claims based on transactions occurring in August of 2019 pursuant to which Radius’

secured lenders foreclosed on certain of Radius’ assets and then separately sold those assets to

Debtor Kabbage Diameter, LLC (“Diameter”). Such assets included, among other things, certain

of Radius’ contracts, copyrights, trademarks, patents, and customer accounts. Neither Diameter

nor any of the other Debtors are named as defendants in the Complaint. On August 2, 2022, the

Claimant filed a motion with the Superior Court of California, County of San Francisco requesting

the court allow him to amend his original complaint to, among other things, name a Mr. Joel

Carusone as a defendant (the “Amended Complaint”).             Although the proposed Amended

Complaint mentions Diameter, it does not seek to name Diameter or any of the other Debtors as

defendants and does not allege any claims against Diameter or any of the other Debtors.

                   6.   Moreover, the Debtors’ books and records show that the Debtors do not owe

Radius any amounts and are unaware of a basis that the Claimant, an alleged shareholder of Radius,

would be owed any amounts by the Debtors based on Diameter’s acquisition of Radius’ assets

from Radius’ secured lenders or otherwise. Additionally, the Claimant does not attach any

documentation to the proof of claim forms in support of the claims, and I am not otherwise aware

of any other documentation that would support his claims. Accordingly, I believe the temporary




                                                 3
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disallowance of the No Liability Claims solely for voting purposes for the reasons set forth in the

Objection is appropriate.

                   7.     Based on the foregoing, my experience, and my review of the Objection, the

Debtors’ books and records, and the relevant proofs of claim, the information contained in the

Objection and the schedule attached thereto is true and correct, and the relief requested by the

Objection is in the best interests of the Debtors’ estates, creditors, and economic stakeholders.

                   I declare under penalty of perjury that the foregoing is true and correct to the best

of my knowledge, information, and belief.

Date: February 14, 2023
      Woodcliff Lake, New Jersey
                                                 /s/ Thora Thoroddsen
                                                 Thora Thoroddsen
                                                 Director
                                                 AlixPartners, LLP




                                                     4
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                                           Schedule 1

                                       No Liability Claims




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                                                                 Schedule 1

                                                            No Liability Claims

           Claimant    Date Claim      Claim                                                                Reason for Temporary Disallowance
#                                                    Debtor Name          Asserted Claim Amount
            Name         Filed          No.                                                                      Solely for Voting Purposes
                                                                                                  Cole Ratias (the “Claimant”) filed identical proofs of
                                                                                                  claim against each Debtor, which proofs of claim were
                                               Kabbage Canada Holdings,                           assigned claim nos. 952-1, 953-1, 954-1, 956-1, 955-3,
1                      11/25/2022      952-1                                                      and 951-55. However, the Claimant has no
       Cole Ratias                             LLC
                                                                                                  relationship with any of the Debtors that would give
                                                                                                  rise to a claim and has not alleged any relationship with
                                                                                                  any of the Debtors that would give rise to a claim.

                                                                                                  Based on the Debtors’ research, including their review
                                               Kabbage Asset                                      of a complaint (the “Complaint”) that the Claimant
2                      11/25/2022      953-1
       Cole Ratias                             Securitization, LLC                                filed in the Superior Court of California, County of San
                                                                                                  Francisco against Radius Intelligence, Inc. (“Radius”),
                                                                                                  and certain unnamed defendants (collectively, the
                                                                                                  “Defendants”), the Claimant has alleged that he is a
                                                                              Contingent and      shareholder of Radius and believes he has claims
                                               Kabbage Asset Funding           Unliquidated       against the Defendants in connection with transactions
3                      11/25/2022      954-1
       Cole Ratias                             2017-A, LLC                                        pursuant to which Radius’ secured lenders foreclosed
                                                                                                  on certain of Radius’ assets and separately sold those
                                                                                                  assets to Debtor Kabbage Diameter, LLC
                                                                                                  (“Diameter”).

4                      11/25/2022      956-1   Kabbage Diameter, LLC                              None of the Debtors, including Diameter, were named
       Cole Ratias
                                                                                                  as defendants in the Complaint, including in a proposed
                                                                                                  amended version of the Complaint that the Claimant
                                                                                                  filed as recently as August 2022 (the “Amended
                                                                                                  Complaint”). Moreover, while the Amended
                                               Kabbage Asset Funding                              Complaint mentions Diameter, it does not allege any
5                      11/25/2022      955-3
       Cole Ratias                             2019-A, LLC                                        claims against Diameter.




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       Claimant   Date Claim      Claim                                                               Reason for Temporary Disallowance
#                                                Debtor Name         Asserted Claim Amount
        Name        Filed          No.                                                                     Solely for Voting Purposes
                                                                                             Finally, based on a review of the Debtors’ books and
                                                                                             records, the Debtors do not owe Radius any amounts
                                                                                             and are unaware of a basis that the Claimant, an alleged
                                                                                             shareholder of Radius, would be owed any amounts by
                                           Kabbage, Inc. d/b/a
6                 11/25/2022      951-55                                                     the Debtors.
    Cole Ratias                            KServicing
                                                                                             Accordingly, the No Liability Claims should be
                                                                                             disallowed for voting purposes as set forth in the
                                                                                             Objection.




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