Pandemic Darlings The pandemic economy, in original documents
Home Source documents Order - Kservicing Bankruptcy (2022-10-26)

Order - Kservicing Bankruptcy (2022-10-26)

Date
2022-10-26

Summary

Exhibit 1 to a filing in Case 22-10951-CTG, docketed as Doc 161-1 and filed October 26, 2022: a blank Official Form 410 Proof of Claim with its instructions. The form's caption lets a creditor select one of six debtors, Kabbage, Inc. d/b/a KServicing (Case No. 22-10951) and five affiliated debtors each with its own case number, in the United States Bankruptcy Court District of Delaware. Part 1 asks who the current creditor is and whether the claim was acquired or amends an earlier claim; Part 2 asks the amount and basis of the claim, whether it is secured or subject to setoff, and whether any part is entitled to priority under 11 U.S.C. § 507(a); Part 3 is the signature and declaration. The form warns that a person who files a fraudulent claim could be fined up to $500,000, imprisoned for up to 5 years, or both, citing 18 U.S.C. §§ 152, 157, and 3571.

Summary drafted by a model from the document's text below and checked by script against that text before publication. It is a navigation aid, not a reading of what the document proves. Where AI is used

Full text

               Case 22-10951-CTG    Doc 161-1   Filed 10/26/22   Page 1 of 6




                                        Exhibit 1

                                   Proof of Claim Form




RLF1 28151919v.1
                                 Case 22-10951-CTG                        Doc 161-1              Filed 10/26/22              Page 2 of 6
 UNITED STATES BANKRUPTCY COURT DISTRICT OF DELAWARE
Fill in the information to identify the case (Select only one Debtor per form):

      Kabbage, Inc. d/b/a KServicing (CASE NO. 22-10951)                                  Kabbage Asset Funding 2017-A, LLC (CASE NO. 22-10954)
      Kabbage Canada Holdings, LLC (CASE NO. 22-10952)                                    Kabbage Asset Funding 2019-A, LLC (CASE NO. 22-10955)
      Kabbage Asset Securitization, LLC (CASE NO. 22-10953)                               Kabbage Diameter, LLC (CASE NO. 22-10956)




Official Form 410
Proof of Claim                                                                                                                                                          04/22
Read the instructions before filling out this form. This form is for making a claim for payment in a bankruptcy case. Do not use this form to
make a request for payment of an administrative expense. Make such a request according to 11 U.S.C. § 503.

Filers must leave out or redact information that is entitled to privacy on this form or on any attached documents. Attach redacted copies of any
documents that support the claim, such as promissory notes, purchase orders, invoices, itemized statements of running accounts, contracts, judgments,
mortgages, and security agreements. Do not send original documents; they may be destroyed after scanning. If the documents are not available,
explain in an attachment.
A person who files a fraudulent claim could be fined up to $500,000, imprisoned for up to 5 years, or both. 18 U.S.C. §§ 152, 157, and 3571.

Fill in all the information about the claim as of the date the case was filed. That date is on the notice of bankruptcy (Form 309) that you received.

Carefully read instructions included with this Proof of Claim before completing. In order to have your claim considered for payment and/or voting purposes,
complete ALL applicable questions. The original of this Proof of Claim must be sent to: Kabbage, Inc. dba KServicing, et al., c/o Omni Agent Solutions,
5955 De Soto Avenue, Suite 100, Woodland Hills, CA 91367 by MON DD, YYYY at X:00 pm prevailing Eastern Time or MON DD, YYYY
at X:00 pm prevailing Eastern time for governmental entities.

   Part 1:      Identify the Claim
1. Who is the current creditor?
                                            Name of the current creditor (the person or entity to be paid for this claim)

                                            Other names the creditor used with the debtor

2. Has this claim been acquired               No
   from someone else?                         Yes      From whom?

3. Where should notices and                Where should notices to the creditor be sent?                           Where should payments to the creditor be sent? (if
   payments to the creditor be                                                                                     different)
   sent?

   Federal Rule of
                                            Name                                                                   Name
   Bankruptcy Procedure
   (FRBP) 2002(g)

                                            Number           Street                                                Number          Street


                                            City                             State                ZIP Code         City                          State              ZIP Code


                                            Contact Phone                                                          Contact Phone

                                            Contact email                                                          Contact email

                                            Uniform claim identifier for electronic payments in chapter 13 (if you use one)


4. Does this claim amend one                  No
   already filed?                             Yes        Claim Number on court claims registry (if known)                                   Filed On
                                                                                                                                                       MM / DD / YYYY

5. Do you know if anyone else
   has filed a proof of claim for             No
   this claim?                                Yes      Who made the earlier filing?




 Official Form 410                                                         Proof of Claim                                                                  Page 1
                                  Case 22-10951-CTG                      Doc 161-1            Filed 10/26/22            Page 3 of 6


   Part 2:      Give Information About the Claim as of the Date the Case Was Filed

6. Do you have any number you            No
   use to identify the debtor?
                                         Yes       Last 4 digits of the debtor's account or any number you use to identify the debtor:


7. How much is the claim?                     $                                             Does this amount include interest or other charges?
                                                                                              No
                                                                                               Yes   Attach statement itemizing interest, fees, expenses, or other
                                                                                                     charges required by Bankruptcy Rule 3001(c)(2)(A).


8. What is the basis of the               Examples: Goods sold, money loaned, lease, services performed, personal injury or wrongful death, or credit card.
   claim?
                                          Attach redacted copies of any documents supporting the claim required by Bankruptcy Rule 3001(c).

                                          Limit disclosing information that is entitled to privacy, such as health care information




9. Is all or part of the claim     No
   secured?                        Yes         The claim is secured by a lien on property

                                           Nature of property:
                                                  Real Estate If the claim is secured by the debtor's principal residence, file a Mortgage Proof of Claim
                                                               Attachment (Official Form 410-A) with this Proof of Claim
                                                  Motor Vehicle

                                                  Other      Describe:


                                              Basis for perfection:
                                              Attach redacted copies of documents, if any, that show evidence of perfection of a security interest (for example,
                                              a mortgage, lien, certificate of title, financing statement, or other document that shows the lien has been filed or
                                              recorded.


                                              Value of Property:                                 $
                                              Amount of the claim that is secured:               $

                                              Amount of the claim that is unsecured:             $                           (The sum of the secured and unsecured
                                                                                                                             amounts should match the amount in
                                                                                                                             line 7).


                                              Amount necessary to cure any default as of the date of the petition:                $


                                              Annual Interest Rate:      (when case was filed)                   %
                                                  Fixed
                                                  Variable



10. Is this claim based on a       No
    lease?                          Yes    Amount necessary to cure any default as of the date of the petition.                   $

11. Is this claim subject to a     No
    right of setoff?                Yes       Identify the property:


12. Is this claim for the value    No
    of goods received by the        Yes        Amount of 503(b)(9) Claim: $
    debtor within 20 days
    before the
    commencement date of
    this case (11 U.S.C.
    §503(b)(9)).?



  Official Form 410                                                       Proof of Claim                                                           Page 2
                                  Case 22-10951-CTG                    Doc 161-1              Filed 10/26/22                Page 4 of 6
13. Is all or part of the claim       No
    entitled to priority under                                                                                                                  Amount entitled to priority
                                      Yes      Check all that apply
    11 U.S.C. § 507(a)?
                                           Domestic support obligations (including alimony and child support) under
                                           11 U.S.C. § 507(a)(1)(A) or (a)(1)(B).                                                                $
    A claim may be partly
    priority and partly
                                           Up to $3,350* of deposits toward purchase, lease, or rental of property or services for
    nonpriority. For example,
                                           personal, family, or household use. 11 U.S.C. § 507(a)(7).                                            $
    in some categories, the
    law limits the amount                  Wages, salaries, or commissions (up to $15,150*) earned within 180 days before the
    entitled to priority.                  bankruptcy petition is filed or the debtor's business ends, whichever is earlier. 11                  $
                                           U.S.C. § 507(a)(4).

                                           Taxes or penalties owed to governmental units. 11 U.S.C. § 507(a)(8).                                 $


                                           Contributions to an employee benefit plan 11 U.S.C. § 507(a)(5).                                      $


                                           Other. Specify subsection of 11 U.S.C. § 507(a)(            ) that applies.                           $

                                      * Amounts are subject to adjustment on 4/01/25 and every 3 years after that for cases begun on or after the date of adjustment.




   Part 3:         Sign Below
The person completing              Check the appropriate box:
this proof of claim must
                                      I am the creditor.
sign and date it.
FRBP 9011(b).                         I am the creditor's attorney or authorized agent.
                                      I am the trustee, or the debtor, or their authorized agent. Bankruptcy Rule 3004. I
If you file this claim
electronically, FRBP                  am the guarantor, surety, endorser, or other codebtor. Bankruptcy Rule 3005.
5005(a)(2) authorizes
courts to establish local          I understand that an authorized signature on this        Proof of Claim serves as an acknowlegment that when calculating the
rules specifying what a
signature is.                      amount of the claim, the creditor gave the debtor credit for any payments received toward the debt.

                                   I have examined the information in this Proof of Claim and have a reasonable belief that the information is true
A person who files a               and correct.
fraudulent claim could be
fined up to $500,000,              I declare under penalty of perjury that the foregoing is true and correct.
imprisoned for up to 5
years, or both.
18 U.S.C. §§ 152, 157, and         Executed on date
3571.                                                   MM / DD / YYYY



                                      Signature


                                   Print the name of the person who is completing and signing this claim:

                                   Name
                                                        First Name                            Middle Name                         Last Name


                                   Title


                                   Company
                                                        Identify the corporate servicer as the company if the authorized agent is a servicer.



                                   Address
                                                        Number                Street



                                                        City                                               State                ZIP Code



                                   Contact Phone                                                           Email




 Official Form 410                                                       Proof of Claim                                                                 Page 3
                          Case 22-10951-CTG                 Doc 161-1   Filed 10/26/22          Page 5 of 6




Official Form 410
Instructions for Proof of Claim
United States Bankruptcy Court                                                                                                  12/15


These instructions and definitions generally explain the law. In certain circumstances, such as bankruptcy cases that debtors
do not file voluntarily, exceptions to these general rules may apply. You should consider obtaining the advice of an attorney,
especially if you are unfamiliar with the bankruptcy process and privacy regulations.


  A person who files a fraudulent claim could be fined up
  to $500,000, imprisoned for up to 5 years, or both.
  18 U.S.C. §§ 152, 157 and 3571.




How to fill out this form                                                A Proof of Claim form and any attached documents
                                                                           must show only the last 4 digits of any social security
 Fill in all of the information about the claim as of the                 number, individual’s tax identification number, or
   date the case was filed.                                                financial account number, and only the year of any
                                                                           person’s date of birth. See Bankruptcy Rule 9037.
 Fill in the caption at the top of the form.

 If any information reflected on the Proof of Claim form                For a minor child, fill in only the child’s initials and the
   is incorrect or if the Proof of Claim form contains                     full name and address of the child’s parent or
   information that you do not agree with, cross out such                  guardian. For example, write A.B., a minor child (John
   information and write in what you believe to be the correct             Doe, parent, 123 Main St., City, State). See Bankruptcy
   information.                                                            Rule 9037.
 If the claim has been acquired from someone else,
   then state the identity of the last party who owned the
   claim or was the holder of the claim and who transferred             Confirmation that the claim has been filed
   it to you before the initial claim was filed.
                                                                        To receive confirmation that the claim has been filed, either
 Attach any supporting documents to this form.                         enclose a stamped self-addressed envelope and a copy of this
   Attach redacted copies of any documents that show that the           form or go to the court’s PACER system
   debt exists, a lien secures the debt, or both. (See the              (www.pacer.psc.uscourts.gov) to view the filed form.
   definition of redaction on the next page.)
   Also attach redacted copies of any documents that show
   perfection of any security interest or any assignments or            Understand the terms used in this form
   transfers of the debt. In addition to the documents, a               Administrative expense: Generally, an expense that arises
   summary may be added. Federal Rule of Bankruptcy                     after a bankruptcy case is filed in connection with operating,
   Procedure (called “Bankruptcy Rule”) 3001(c) and (d).                liquidating, or distributing the bankruptcy estate.
                                                                        11 U.S.C. § 503.
 Do not attach original documents because
   attachments may be destroyed after scanning.                         Claim: A creditor’s right to receive payment for a debt that the
                                                                        debtor owed on the date the debtor filed for bankruptcy. 11
 If the claim is based on delivering health care goods                 U.S.C. §101 (5). A claim may be secured or unsecured.
   or services, do not disclose confidential health care
   information. Leave out or redact confidential
   information both in the claim and in the attached
   documents.
                         Case 22-10951-CTG                 Doc 161-1   Filed 10/26/22          Page 6 of 6


Claim Pursuant to 11 U.S.C. §503(b)(9): A claim arising from           Secured claim under 11 U.S.C. §506(a): A claim backed by
the value of any goods received by the Debtor within 20 days           a lien on particular property of the debtor. A claim is secured
before the date of commencement of the above case, in which            to the extent that a creditor has the right to be paid from the
the goods have been sold to the Debtor in the ordinary course
                                                                       property before other creditors are paid. The amount of a
of the Debtor's business. Attach documentation supporting
                                                                       secured claim usually cannot be more than the value of the
such claim.
                                                                       particular property on which the creditor has a lien. Any
                                                                       amount owed to a creditor that is more than the value of the
Creditor: A person, corporation, or other entity to whom a             property normally may be an unsecured claim. But exceptions
debtor owes a debt that was incurred on or before the date the         exist; for example, see 11 U.S.C. § 1322(b) and the final
debtor filed for bankruptcy. 11 U.S.C. §101 (10).                      sentence of 1325(a).
                                                                       Examples of liens on property include a mortgage on real
Debtor: A person, corporation, or other entity who is in               estate or a security interest in a car. A lien may be voluntarily
bankruptcy. Use the debtor’s name and case number as shown             granted by a debtor or may be obtained through a court
in the bankruptcy notice you received. 11 U.S.C. § 101 (13).           proceeding. In some states, a court judgment may be a lien.

Evidence of perfection: Evidence of perfection of a security           Setoff: Occurs when a creditor pays itself with money
interest may include documents showing that a security                 belonging to the debtor that it is holding, or by canceling a
interest has been filed or recorded, such as a mortgage, lien,         debt it owes to the debtor.
certificate of title, or financing statement.

                                                                       Uniform claim identifier: An optional 24-character identifier
Information that is entitled to privacy: A Proof of Claim              that some creditors use to facilitate electronic payment.
form and any attached documents must show only the last 4
digits of any social security number, an individual’s tax
identification number, or a financial account number, only the         Unsecured claim: A claim that does not meet the
initials of a minor’s name, and only the year of any person’s          requirements of a secured claim. A claim may be unsecured in
date of birth. If a claim is based on delivering health care           part to the extent that the amount of the claim is more than the
goods or services, limit the disclosure of the goods or services       value of the property on which a creditor has a lien.
to avoid embarrassment or disclosure of confidential health
care information. You may later be required to give more
information if the trustee or someone else in interest objects to      Offers to purchase a claim
the claim.
                                                                       Certain entities purchase claims for an amount that is less than
                                                                       the face value of the claims. These entities may contact
Priority claim: A claim within a category of unsecured                 creditors offering to purchase their claims. Some written
claims that is entitled to priority under 11 U.S.C. §507(a).           communications from these entities may easily be confused
These claims are paid from the available money or                      with official court documentation or communications from the
property in a bankruptcy case before other unsecured                   debtor. These entities do not represent the bankruptcy court,
claims are paid. Common priority unsecured claims                      the bankruptcy trustee, or the debtor. A creditor has no
include alimony, child support, taxes, and certain unpaid              obligation to sell its claim. However, if a creditor decides to
wages.                                                                 sell its claim, any transfer of that claim is subject to
                                                                       Bankruptcy Rule 3001(e), any provisions of the Bankruptcy
Proof of claim: A form that shows the amount of debt the               Code (11 U.S.C. § 101 et seq.) that apply, and any orders of
debtor owed to a creditor on the date of the bankruptcy filing.        the bankruptcy court that apply.
The form must be filed in the district where the case is
pending.


Redaction of information: Masking, editing out, or deleting
certain information to protect privacy. Filers must redact or
leave out information entitled to privacy on the Proof of
Claim form and any attached documents.

Do not file these instructions with your form.


File and source

File
gov.uscourts.deb.188293.161.1.pdf
Size
549,316 bytes
SHA-256
41e3bc32efd66af7d7d707b178e6444c8e362c156acbab9684a4ba707f8b6bd7
Our copy
gov.uscourts.deb.188293.161.1.pdf
Original
archive.org
Back to top