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In re Kabbage, Inc. d/b/a KServicing — Redline of Order on Interim Compensation Procedures

Date
2022-10-20

Summary

Exhibit 2, a redline of a proposed order establishing procedures for interim compensation and reimbursement of expenses of professionals in In re Kabbage, Inc. d/b/a KServicing, et al., Case No. 22-10951 (CTG), in the U.S. Bankruptcy Court for the District of Delaware, filed October 20, 2022 as Doc 129-2. The order responds to the Debtors' motion dated October 11, 2022. It sets procedures for Monthly Fee Applications, a 20-day objection deadline, and payment after a certificate of no objection of 80% of fees and 100% of expenses. Interim Fee Applications are to be filed at three-month intervals commencing with the period ending December 31, 2022. The 8-page redline also adds a requirement that attorneys provide billing records in LEDES format or another searchable electronic format.

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               Case 22-10951-CTG   Doc 129-2     Filed 10/20/22   Page 1 of 8




                                      Exhibit 2

                                       Redline




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                              UNITED STATES BANKRUPTCY COURT
                                   DISTRICT OF DELAWARE

------------------------------------------------------------ x
In re                                                        :       Chapter 11
                                                             :
KABBAGE, INC. d/b/a KSERVICING, et al., :                            Case No. 22-10951 (CTG)
                                                             :
                                                             :
                  Debtors.   1
                                                             :       (Jointly Administered)
                                                             :
                                                             :       Ref. Docket No. __95
------------------------------------------------------------ x

            ORDER ESTABLISHING PROCEDURES FOR INTERIM
    COMPENSATION AND REIMBURSEMENT OF EXPENSES OF PROFESSIONALS

                  Upon the motion, dated October 11, 2022 (the “Motion”)2 of Kabbage, Inc. d/b/a

KServicing and its debtor affiliates, as debtors and debtors in possession in the above-captioned

chapter 11 cases (collectively, the “Debtors”), for entry of an order pursuant to sections 105(a),

330, and 331 of the Bankruptcy Code, Bankruptcy Rule 2016, and Local Rule 2016-2

establishing procedures for interim compensation for services rendered and reimbursement of

expenses incurred by attorneys and other professionals that will be retained pursuant to sections

327 or 1103 of the Bankruptcy Code and are required to file applications pursuant to sections 328,

330, and 331 of the Bankruptcy Code, all as more fully set forth in the Motion; and the Court

having jurisdiction to consider the Motion and the relief requested therein pursuant to 28 U.S.C.

§§ 157 and 1334, and the Amended Standing Order of Reference entered by the United States



1
  The Debtors in these chapter 11 cases, along with the last four digits of each Debtor’s federal tax identification
number, as applicable are: Kabbage, Inc. d/b/a KServicing (3937); Kabbage Canada Holdings, LLC (N/A); Kabbage
Asset Securitization LLC (N/A); Kabbage Asset Funding 2017-A LLC (4803); Kabbage Asset Funding 2019-A LLC
(8973); and Kabbage Diameter, LLC (N/A). Kabbage is a trademark of American Express used under license;
Kabbage, Inc. d/b/a KServicing is not affiliated with American Express. The Debtors’ mailing and service address
is 925B Peachtree Street NE, Suite 383, Atlanta, GA 30309.
2
  Capitalized terms used but not otherwise defined herein shall have the respective meanings ascribed to such terms
in the Motion.




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District Court for the District of Delaware, dated February 29, 2012; and consideration of the

Motion and the requested relief being a core proceeding pursuant to 28 U.S.C. § 157(b); and

venue being proper before the Court pursuant to 28 U.S.C. §§ 1408 and 1409; and due and

proper notice of the relief sought in the Motion having been provided to the Notice Parties; and

such notice having been adequate and appropriate under the circumstances; and it appearing that

no other or further notice need be provided; and the Court having reviewed the Motion; and the

Court having held a hearing, if necessary, to consider the relief requested in the Motion (the

“Hearing”); and upon the record of the Hearing, if any; and the Court having determined that the

legal and factual bases set forth in the Motion establish just cause for the relief granted herein;

and it appearing that the relief granted herein is in the best interests of the Debtors, their estates,

creditors, and all parties in interest; and upon all of the proceedings had before the Court and

after due deliberation and sufficient cause appearing therefor,

                   IT IS HEREBY ORDERED THAT

                   1.      The Motion is granted as set forth herein.

                   2.      Except as otherwise provided in an order of this Court authorizing the

retention of a Retained Professional, Retained Professionals may seek interim payment of

compensation and reimbursement of expenses in accordance with the following compensation

procedures (the “Interim Compensation Procedures”):

                   A. Monthly Fee Application

                        (i) On or after the twentieth (20th) day of each calendar month, following the
                            month for which compensation is sought, or as soon as reasonably
                            practicable thereafter, each Retained Professional seeking monthly, interim
                            allowance of its fees and expenses shall file with the Court an application
                            in compliance with Local Rule 2016-2 and section 331 of the Bankruptcy
                            Code, which shall include the relevant time entries and descriptions and
                            expense details for interim allowance of compensation for services
                            rendered and reimbursement of expenses incurred during the preceding
                            month (a “Monthly Fee Application”). Retained Professionals may

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                           submit the first Monthly Fee Application, covering the period from the
                           Petition Date through October 31, 2022, on or after November 20, 2022.

                   (ii)    Each Retained Professional that files a Monthly Fee Application shall
                           serve a copy of such Monthly Fee Application on the following parties by
                           email (collectively, the “Fee Notice Parties”):

                              (a) the Debtors, c/o Kabbage, Inc. d/b/a KServicing, 925B Peachtree
                                  Street NE, Suite 383, Atlanta, GA 30309 (Attn: Holly Loiseau,
                                  General Counsel (hloiseau@kservicecorp.com));

                              (b) proposed counsel for the Debtors, (a) Weil, Gotshal & Manges
                                  LLP, 767 Fifth Avenue, New York, NY 10153 (Attn: Candace M.
                                  Arthur (candace.arthur@weil.com), Natasha S. Hwangpo
                                  (natasha.hwangpo@weil.com),       and  Chase     A.    Bentley
                                  (chase.bentley@weil.com)) and (b) Richards, Layton &
                                  Finger, P.A., One Rodney Square, 920 North King Street,
                                  Wilmington, DE 19801 (Attn: Daniel J. DeFranceschi
                                  (defranceschi@rlf.com), Amanda R. Steele (steele@rlf.com), and
                                  Zachary I. Shapiro (shapiro@rlf.com));

                              (c) the Office of the United States Trustee for the District of
                                  Delaware, 844 King Street, Suite 2207, Wilmington, DE 19801
                                  (Attn: Richard L. Schepacarter (richard.schepacarter@usdoj.gov)
                                  and Rosa Sierra-Fox (rosa.sierra-fox@usdoj.gov)); and

                              (d) counsel for any statutory committees appointed in these Chapter 11
                                  Cases.

                   (iii)   Any Retained Professional that fails to file a Monthly Fee Application for a
                           particular month or months may subsequently submit a consolidated
                           Monthly Fee Application that includes a request for compensation earned
                           or expenses incurred during previous months.             All Monthly Fee
                           Applications shall comply with applicable provisions of the Bankruptcy
                           Code, the Bankruptcy Rules, the Local Rules, and any applicable orders of
                           the Court.

                   (iv)    The deadline to object to any Monthly Fee Application is 4:00 p.m.
                           (Eastern Prevailing Time) on the 20th day (or the next business day if
                           such day is not a business day) following the date the Monthly Fee
                           Application is served on the Fee Notice Parties (the “Objection
                           Deadline”). The Objection Deadline shall be conspicuously noted on the
                           applicable Monthly Fee Application.

                    (v)    To object to a Retained Professional’s Monthly Fee Application, the
                           objecting party must (i) file with the Court a written objection
                           (an “Objection”) on or before the Objection Deadline and (ii) serve by


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                              electronic mail the Objection upon the affected Retained Professional and
                              each of the Fee Notice Parties.

                   (vi)       Upon the expiration of the Objection Deadline, a Retained Professional
                              may file a certificate of no objection (a “CNO”) with the Court with
                              respect to any fees and expenses not subject to an Objection. After a
                              Retained Professional files a CNO, the Debtors shall promptlyare
                              authorized to pay the Retained Professional 80% of the fees and 100% of
                              the expenses requested in the applicable Monthly Fee Application that are
                              not subject to an Objection.

                   (vii)      If a portion of the fees and expenses requested in a Monthly Fee
                              Application is subject to an Objection and the parties are unable to reach a
                              consensual resolution, the Retained Professional may either (i) file with
                              the Court a response to the Objection, together with a request for payment
                              of any portion of the amounts subject to the Objection or (ii) forego
                              payment of such amounts until the next hearing to consider interim or final
                              fee applications, at which time the Court shall adjudicate any unresolved
                              Objections.

                   B. Interim Fee Applications

                           (i) Unless a chapter 11 plan has become effective, cCommencing with the
                               period ending December 31, 2022, and at three-month intervals thereafter,
                               Retained Professionals willshall file with the Court                  an
                               application (an “Interim Fee Application”) for interim approval and
                               allowance of compensation and reimbursement of expenses sought by
                               such Retained Professional in its Monthly Fee Applications, including any
                               amounts requested in Monthly Fee Applications but yet unpaid, filed
                               during the preceding interim period (each such period, an “Interim Fee
                               Period”). The initial Interim Fee Period will include the period from the
                               Petition Date through December 31, 2022. Notwithstanding anything to
                               the contrary in the Interim Compensation Procedures, a Retained
                               Professional may file a fee application in accordance with any procedures
                               established by a chapter 11 plan filed in these cases, confirmed, and made
                               effective.

                           (i) Retained Professionals shall file their applicable Interim Fee Applications
                               on or before the 45th day, or the next business day if such day is not a
                               business day, following the end of each Interim Fee Period.

                    (ii)      The Interim Fee Application shall include a brief description identifying
                              the following:

                                  (a) the Monthly Fee Applications that are the subject of the request;

                                  (b) the amount of fees and expenses requested;


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                              (c) the amount of fees and expenses paid to date or subject to an
                                  Objection and the Monthly Fee Application to which such fees
                                  apply;

                              (d) the deadline for parties to file objections to the Interim Fee
                                  Application (such objections, the “Additional Objections”); and

                              (e) any other information requested by the Court or required by the
                                  Bankruptcy Code, the Bankruptcy Rules, or the Local Rules
                                  (including Local Rule 2016-2).

                   (iii)   Additional Objections to any Interim Fee Application shall be filed with
                           the Court and served upon the affected Retained Professional and each of
                           the Fee Notice Parties on or before 4:00 p.m. (Eastern Prevailing Time)
                           on the 20th day (or the next business day if such day is not a business
                           day), following service of the applicable Interim Fee Application.

                   (iv)    The Debtors may request that the Court schedule a hearing on Interim Fee
                           Applications at least once every three months or at such other intervals as
                           the Court deems appropriate. If no Objections are pending and no
                           Additional Objections are timely filed, the Court may approve and allow an
                           Interim Fee Application without a hearing in the Court’s discretion.

                    (v)    Each Retained Professional shall serve its Interim Fee Application and
                           final fee application upon the Fee Notice Parties.           Each Retained
                           Professional shall serve a notice of hearing on its Interim Fee Application
                           and final fee application on all parties that have requested notice in these
                           Chapter 11 Cases pursuant to Bankruptcy Rule 2002. No further notice is
                           necessary.

                   (vi)    Each Retained Professional that is an attorney shall make a reasonable
                           effort to comply with the U.S. Trustee’s requests for information and
                           additional disclosures as set forth in the Guidelines for Reviewing
                           Applications for Compensation and Reimbursement of Expenses Filed
                           under 11 U.S.C. § 330 by Attorneys in Larger Chapter 11 Cases, effective
                           as of November 1, 2013, in connection with each such attorney’s Interim
                           Fee Application and/or final fee application. and likewise provide their
                           billing records (detailed time entries and expenses) for the time period
                           covered by each Interim Fee Application or Final Fee Application in
                           LEDES format or other open and searchable electronic data format to the
                           U.S. Trustee, any fee examiner or fee auditor appointed in these chapter
                           11 cases, and upon request, to the Court.

                   (vii)   A pending Objection to compensation or reimbursement of a Retained
                           Professional does not disqualify the Retained Professional from future
                           compensation or reimbursement.



                                                     5
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                   (viii)   Neither (i) the payment of, or the failure to pay, in whole or in part, any
                            interim compensation and reimbursement to a Retained Professional nor
                            (ii) the filing of, or failure to file, an Objection shall bind any party in
                            interest or the Court with respect to the final allowance of any
                            compensation of fees for services rendered or reimbursement of expenses
                            incurred by a Retained Professional. All fees and expenses paid to
                            Retained Professionals under these Interim Compensation Procedures are
                            subject to disgorgement until final allowance by the Court.

                     (ix)   No Retained Professional may serve a Monthly Fee Application or file an
                            Interim Fee Application until the Court enters an order approving the
                            retention of such Professional pursuant to sections 327 or 1103 of the
                            Bankruptcy Code.

                    3.      Any member of a statutorily-appointed committee in the Chapter 11 Cases

may submit statements of expenses (excluding the fees and expenses of an individual committee

member’s third-party counsel) and supporting vouchers to the applicable committee’s counsel,

which counsel will collect and submit the committee members’ requests for reimbursement in

accordance with the Interim Compensation Procedures; provided that, payment of such expenses

is not authorized to the extent that such authorization does not exist under the Bankruptcy Code,

applicable Third Circuit law, the Bankruptcy Rules, the Local Rules, or the procedures and

practices of this Court.

                    4.      In each Interim Fee Application and the Final Fee Application, all

professionals who have been or are hereafter retained pursuant to sections 327 or 1103 of the

Bankruptcy Code, unless such professional is retained by the Debtors pursuant to any interim or

final order entered in relation to the Motion of Debtors for Authority to Employ Professionals

Used in the Ordinary Course of Business [Docket No. 110], shall apply for compensation for

professional services rendered and reimbursement of expenses incurred in connection with the

Debtors’ chapter 11 cases in compliance with sections 330 and 331 of the Bankruptcy Code and




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applicable provisions of the Bankruptcy Rules, Local Rules, and any other applicable procedures

and orders of the Court.

                   5.   4. In each Interim Fee Application and final fee application, all attorneys

who have been or are hereafter retained pursuant to sections 327 or 1103 of the Bankruptcy Code

shall (i) apply for compensation for professional services rendered and reimbursement of

expenses incurred in connection with the Chapter 11 Cases in compliance with sections 330 and

331 of the Bankruptcy Code and applicable provisions of the Bankruptcy Rules, Local Rules, and

any other applicable procedures and orders of this Court and (ii) make a reasonable effort to

comply with the U.S. Trustee’s requests for information and additional disclosures as set forth in

the Guidelines for Reviewing Applications for Compensation and Reimbursement of Expenses

Filed under 11 U.S.C. § 330 by Attorneys in Larger Chapter 11 Cases, effective as of November

1, 2013., and likewise provide their billing records (detailed time entries and expenses) for the

time period covered by each Interim Fee Application or Final Fee Application in LEDES format

or other open and searchable electronic data format to the U.S. Trustee, any fee examiner or fee

auditor appointed in these chapter 11 cases, and upon request, to the Court.

                   6.   5. All time periods set forth in this Order shall be calculated in accordance

with Bankruptcy Rule 9006(a).

                   7.   6. The Debtors shall serve a copy of this Order on each of the Retained

Professionals.

                   8.   7. The Debtors are authorized to take all action necessary or appropriate to

effectuate the relief granted in this Order.

                   9.   8. The Court shall retain jurisdiction to hear and determine all matters

arising from or related to the implementation, interpretation, and/or enforcement of this Order.


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