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Home Source documents Deposition of JPMorgan Corporate Designee — Blue Flame Medical LLC v. Chain Bridge Bank, N.A. (E.D. Va.)

Deposition of JPMorgan Corporate Designee — Blue Flame Medical LLC v. Chain Bridge Bank, N.A. (E.D. Va.)

Date
2021-05-06

Summary

Exhibit 47, filed May 6, 2021 as Document 130-47 in Blue Flame Medical LLC v. Chain Bridge Bank, N.A., John J. Brough, and David M. Evinger, Civil Action No. 1:20-cv-00658, in the U.S. District Court for the Eastern District of Virginia, Alexandria Division, with a third-party claim by Chain Bridge Bank, N.A. against JPMorgan Chase Bank, N.A. The 18-page exhibit contains selected pages of the remote videotaped deposition of JPMorgan's corporate designee taken February 9, 2021, marked highly confidential under a protective order. The testimony covers how the witness prepared, calls with the State of California about the March 26th, 2020 wire of approximately 456 million dollars for the benefit of Blue Flame Medical, and Chain Bridge Bank's request that JPMorgan recall the wire. Appearances list counsel for the plaintiff, the defendants and JPMorgan.

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Full text

Case 1:20-cv-00658-LMB-IDD   Document 130-47   Filed 05/06/21   Page 1 of 18
                              PageID# 1821




                     EXHIBIT 47
     Case 1:20-cv-00658-LMB-IDD Document 130-47 Filed 05/06/21 Page 2 of 18
                                 PageID# 1822
                 HIGHLY CONFIDENTIAL PURSUANT TO PROTECTIVE ORDER

                                                                        Page 1

 1                      HIGHLY CONFIDENTIAL
 2               PURSUANT TO PROTECTIVE ORDER
 3          IN THE UNITED STATES DISTRICT COURT
            FOR THE EASTERN DISTRICT OF VIRGINIA
 4          (Alexandria Division)
            --------------------------------x
 5         BLUE FLAME MEDICAL LLC,
                                     Plaintiff,
 6
                            -against-                    Civil Action
 7                                                       No.
            CHAIN BRIDGE BANK, N.A., JOHN J. 1:20-cv-00658
 8         BROUGH, and DAVID M. EVINGER,
                                    Defendants.
 9          --------------------------------x
            CHAIN BRIDGE BANK, N.A.,
10                    Third-Party Plaintiff,
11                          -against-
12          JPMORGAN CHASE BANK, N.A.,
                      Third-Party Defendant.
13          --------------------------------x
14                                   February 9, 2021
                                     9:35 a.m.
15
16
17                    Remote Videotaped Deposition of
18         RAKESH KORPAL, a 30(b) (6) Witness, held in
19          the above-entitled action, located in Tampa,
20          Florida, taken before Dawn Matera, a
21          Shorthand Reporter and Notary Public.
22

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Case 1:20-cv-00658-LMB-IDD      Document 130-47 Filed 05/06/21 Page 3 of 18
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                 HIGHLY CONFIDENTIAL PURSUANT TO PROTECTIVE ORDER
                                                      Page 2                                                Page 4
   1   APPEARANCES:
   2
                                                                1        THE VIDEOGRAPHER: Good morning.
   3    SCHULTE ROTH & ZABEL LLP                                2    We are now going on the record. The
        Attorneys for Plaintiff
   4       919 Third Avenue
                                                                3    time is approximately 9:35 a.m., it is
           New York, New York 10022-3921                        4    the 9th of February 2021. This is the
  5        (212)756-2044
  6     By: WILLIAM H. GUSSMAN, JR., ESQ.                       5    video-recorded deposition ofRakesh
            bill.gussman@srz.com                                6    Korpal in the matter of Blue Flame
   7        EKENEDILICHUKWU E. UKABIALA, ESQ.
            ekenedilichukwu.ukabiala@srz.com                    7    Medical LLC, Plaintiff, versus Chain
   8        GREGORY J. KETCHAM-COLWILL, ESQ.                    8    Bridge Bank, N.A., John J. Brough and
            gregory.ketcham-colwill@srz.com
   9        JASON T. MITCHELL, ESQ.                             9    David M. Evinger, Defendants, as well
           jason.mitchell@srz.com
                                                               10    as Chain Bridge Bank, N.A.,
  10
  11                                                           11    Third-Party Plaintiff, versus JPMorgan
        ROBBINS RUSSELL ENGLERT ORSECK &
  12    UNTEREINER
                                                               12    Chase Bank, N.A., Third-Party
        Attorneys for Defendants and Third-Party               13    Defendant. Case number is
  13    Plaintiff
           2000 K Street, N.W., Fourth Floor
                                                               14    1:20-CV-00658.
  14       Washington, D.C. 20006                              15        This case is filed in the U.S.
           (202)471-3902
  15                                                           16    District Court for the Eastern
        By: DONALD BURKE, ESQ.                                 17    District of Virginia, Alexandria
  16       dburke@robbinsrussell.com
        By: ZACHARY N. FERGUSON, ESQ.                          18    Division. This deposition is being
  17       znferguson@robbinsrussell.com                       19    taken via a Zoom video conference. My
  18
  19                                                           20    name is Ron Marrazzo from the firm of
  20
                                                               21    Veritext Legal Solutions and our court
  21
  22                                                           22    reporter is Dawn Matera from the firm
                                                      Page 3                                                Page 5
   1 APPEARANCE S : (Continued)                                 1      ofVeritext Legal Solutions. I am not
   2
   3    WILMER HALE LLP                                         2      related to any party in this action
        Attorneys for Third-Party Defendant                     3      nor am I financially interested in its
   4    JPMorgan Chase Bank
           7 World Trade Center, 250
                                                                4      outcome.
   5       Greenwich Street                                     5          All counsel attending remotely
           New York, New York 10007
                                                                6      will be noted in the written
   6       (212)937-7294
   7    By: ALAN SCHOENFELD, ESQ.                               7      transcript. We can now swear in the
           alan.schoenfeld@wilmerhale.com                       8      witness and proceed.
   8       TODD CLAYTON, ESQ.
           todd.clayton@wihnerhale.com                          9   RA K E S H K O RP A L , the Witness
   9                                                           10   herein, having first been duly sworn by the
               -and-
                                                               11   Notary Public, was examined and testified as
  10
        WILMER HALE LLP                                        12   follows:
  11       1875 Pennsylvania A venue, N. W.                    13   EXAMINATIONBY
           Washington, D.C. 20006
  12       (202)663-6719                                       14   MR GUSSMAN:
  13    By: ALBINAS PRIZGINTAS, ESQ.                           15      Q. Good morning, Mr. Korpal. My
            albinas.prizgintas@wihnerhale.com
  14
                                                               16   name is Bill Gussman. I am an attorney
  15                                                           17   at the law firm Schulte Roth & Zabel. We
  16 Also Present:                                             18   are counsel to the Plaintiff Blue Flame
  17   ETHAN BEARMAN, JPMorgan Chase
  18   GABRIEL TORRES, JPMorgan Chase                          19   Medical. I am joined today remotely by
  19   RON MARRAZZO, Videographer                              20   my colleague Kenny Ukabiala. And we have
  20          -oOo-
  21
                                                               21   several other lawyers from my firm who
  22                                                           22   may join today in and out as the session

                                                                                                  2 (Pages 2 - 5)
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Case 1:20-cv-00658-LMB-IDD        Document 130-47         Filed 05/06/21      Page 4 of 18
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                                          Page 14                                           Page 16
   1   today as a corporate designee except for   1      Q.   And who were those people?
   2   topics 9 and 10?                           2      A That would be Art Neville, the
   3      A Yes.                                  3   relationship person. His manager, Max
   4      Q. Okay. As to the topics in this       4   Leonard. Ana Prieto, the client service
   5   notice, other than 9 and 10, do you have   5   person. Brian Stephenson in global
   6   the information known or reasonably        6   security investigations. And certainly
   7   available to JPMorgan with respect to      7   Alan Schoenfeld from legal counsel.
   8   those topics?                              8      Q. Anybody else?
   9      A Yes.                                  9      A Well, we have internal legal
  10      Q. How did you go about obtaining      10   counsel, as well.
  11   that knowledge that was either known or 11        Q. Did you learn any facts
  12   reasonably available to JPMorgan as to    12   relevant to the topics in Exhibit 80 from
  13   the topics in Exhibit 80?                 13   internal legal counsel at JPMorgan?
  14      A As far as the transaction is         14      A No.
  15   concerned, it's something that I was very 15      Q. Did you learn any facts
  16   much aware of when it occurred. And ther 16    relevant to the topics in Exhibit 80 from
  17   there were subsequent preparation with    17   Mr. Schoenfeld?
  18   other parties to the transaction within   18      A No. The documents themselves
  19   the bank, within JPMorgan Chase, so that 19    were reviewed, as well as conversations
  20   I could be educated on the topic.         20   with those individuals that I mentioned.
  21          MR. SCHOENFELD: So Rakesh, ir 21           Q. In other words, you reviewed
  22      answering this series of questions you 22   documents with Mr. Schoenfeld, but
                                          Page 15                                           Page 17
   1      can say who you spoke to to prepare    1    Mr. Schoenfeld did not independently
   2      for this testimony and the types of    2    provide you with any factual information
   3      documents you reviewed to prepare for  3    beyond what was in the documents that you
   4      this testimony. But you shouldn't      4    reviewed with Mr. Schoenfeld; is that
   5      disclose further any communications    5    correct?
   6      with counsel about your preparation.   6       A. That's correct.
   7          THE WITNESS: Okay.                 7       Q. Okay. And so I just want to
   8      A So I've spoken with the client       8    make sure that we have a complete list of
   9   service person, relationship team, as     9    people with whom you did learn facts
  10   well as the investigations team to       10    relevant to the topics in Exhibit 80.
  11   understand the discussions they may have 11           I think you mentioned
  12   had with other parties to this           12    Mr. Neville. Is it Mr. --
  13   transaction. As well as I have certainly 13       A. Leonard.
  14   reviewed the transaction payment         14       Q. I'm sorry?
  15   instructions, the execution and the      15       A. Leonard.
  16   return of funds.                         16       Q. Mr. Leonard. Ms. Prieto and
  17      Q. How many -- in preparation for     17    Mr. Stephenson?
  18   today's deposition as the corporate      18       A. That's right.
  19   representative of JPMorgan Chase, with   19       Q. Were there any others?
  20   how many people did you speak to         20       A. Not that I can recall.
  21   understand the facts?                    21       Q. What information do you recall
  22      A Approximately six.                  22    learning from Mr. Neville relevant to the
                                                                                5 (Pages 14 - 17)
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Case 1:20-cv-00658-LMB-IDD        Document 130-47          Filed 05/06/21     Page 5 of 18
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                                         Page 18                                           Page 20
   1 topics in Exhibit 80?                          1 the transaction that had been executed
   2    A His contacting the State of               2 for 456 million dollars by them in favor
   3 California regarding this transaction.         3 of Chain Bridge Bank in McLean, Virginia,
   4    Q. What did Mr. Neville tell you            4 in further benefit of Blue Flame Medical.
   5 about his contact with the State of            5    Q. And did the State of California
   6 California with respect to this                6 validate that they knew the transaction
   7 transaction?                                   7 on that telephone call with Mr. Neville?
   8    A He contacted the State of                 8    A Not on the initial call.
   9 California to determine if they know the       9    Q. Did they subsequently validate
  10 transaction, that was the initial             10 that they knew the transaction?
  11 conversation.                                 11    A They did.
  12    Q. For the record, when you and I          12    Q. Do you know when they did?
  13 are using the term "transaction" in this      13    A Don't know the time, no.
  14 conversation, can we agree that this is       14    Q. Was it the same day?
  15 in reference to the March 26th, 2020 wire     15    A It was the same day.
  16 from JPMorgan to Chain Bridge Bank for        16    Q. Did you learn any other factual
  17 the benefit of Blue Flame Medical for         17 information from Mr. Neville regarding
  18 approximately 456 million dollars?            18 the topics in Exhibit 80?
  19    A Yes. Just one caveat there.              19    A The only other topic I learned
  20 That it was by order of State of              20 from Mr. Neville is the Treasurer's
  21 California.                                   21 Office was going to contact the General
  22    Q. Do you know when Mr. Neville            22 Services Office to understand if they had
                                         Page 19                                           Page 21
   1 contacted the State of California to      1       completed their due diligence to validate
   2 determine if they know the transaction?   2       the transaction.
   3    A On March 26th, approximately         3          Q. Was that something that
   4 noon Eastern.                             4       Mr. Neville learned on that call that you
   5    Q. Was that before or after the        5       referenced previously at noon Eastern on
   6 wire was sent?                            6       March 26th, 2020?
   7    A It was after the wire was sent.      7          A Yes.
   8    Q. Did Mr. Neville tell you            8          Q. Did you learn any other facts
   9 anything further about his conversation   9       from Mr. Neville relevant to the topics
  10 with the State of California?            10       in Exhibit 80?
  11    A Mr. Neville stated that he was      11          A Later that day on a subsequent
  12 reviewing it with the State of           12       conversation, State of California had
  13 California, with the Treasurer's Office. 13       requested the funds be recalled.
  14 He had not come back with any additional 14          Q. What did Mr. Neville
  15 information.                             15       specifically tell you about that
  16    Q. With whom did Mr. Neville speak 16          conversation?
  17 at the State of California?              17          A I would have to say, I am going
  18    A I don't know.                       18       to paraphrase, because I don't recall the
  19    Q. What was the content of the        19       exact language, but something to the
  20 discussion with the State of California  20       effect of the Treasurer's Office was not
  21 around noon Eastern on March 26th, 2020~ 21       comfortable with the diligence, due
  22    A He was to validate if they know     22       diligence that the General Services
                                                                                6 (Pages 18 - 21)
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Case 1:20-cv-00658-LMB-IDD           Document 130-47           Filed 05/06/21    Page 6 of 18
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              HIGHLY CONFIDENTIAL PURSUANT TO PROTECTIVE ORDER
                                            Page 22                                            Page 24
   1 Office completed.                                 1         MR. SCHOENFELD: Objection.
   2        Can you give me a second                   2      Q. To your knowledge?
   3 because I am hearing noise from                   3         MR. GUSSMAN: Let me rephrase
   4 downstairs and I just want to close the           4     that.
   5 door?                                             5      Q. Did officials from Chain Bridge
   6    Q. Sure.                                       6   Bank communicate to JPMorgan other
   7   A Sorry, that was my father                     7   reasons why they were uncomfortable with
   8 downstairs, it was distracting me.                8   the wire?
   9    Q. No problem. Are you                         9         MR. BURKE: Objection,
  10 comfortable proceeding at this point?            10      foundation.
  11   A     Yes.                                     11      A The account was a new account
  12    Q. Okay. Do you know what time                12   and had no funds in the account and the
  13 that subsequent conversation was that            13   value of the transaction was
  14 Mr. Neville had with the State of                14   approximately 50 percent of their asset
  15 California?                                      15   base.
  16   A I would say it was                           16      Q. Did they communicate to
  17 approximately 2 p.m. Eastern.                    17   JPMorgan any other reason that they
  18    Q. Was Mr. Neville the only                   18   wanted the wire to be recalled?
  19 representative of JPMorgan on that call          19      A No.
  20 with the California State Treasurer's            20      Q. I'm sorry, did you say yes?
  21 Office?                                          21      A I said no, they did not
  22   A I don't know. I was not part                 22   communicate any other reason.
                                            Page 23                                            Page 25
   1   of that call.                                   1      Q. How did they communicate the
   2      Q. Was that call before or after             2   concerns that they had to JPMorgan?
   3   JPMorgan communicated to Chain Bridge           3      A Via telephone call.
   4   Bank that they would seek to recall the         4      Q. And with whom did they speak at
   5   wire?                                           5   JPMorgan on that telephone call?
   6      A. We did not communicate to Chain           6      A It was with Tim Coffey who
   7   Bridge Bank that we would seek to recall        7   reported into me as well as myself and as
   8   the wire. Chain Bridge Bank requested           8   I had stated earlier, the president of
   9   that we recall the wire.                        9   the bank and the CEO of the bank. That's
  1O      Q. How did Chain Bridge Bank                10   how they labeled themselves.
  11   request that you recall the wire?              11      Q. Okay. Did JPMorgan record any
  12      A. It was during a phone                    12   of the telephone conversations it had
  13   conversation that I had with their CEO         13   with representatives of Chain Bridge
  14   and the president of Chain Bridge Bank.        14   Bank?
  15      Q. And what was JPMorgan's                  15      A No.
  16   understanding as to why Chain Bridge Bank      16      Q. Are you aware that
  17   wanted JPMorgan to recall the wire?            17   representatives of Chain Bridge Bank
  18      A. They were uncomfortable with             18   recorded some of those conversations or
  19   the large value of the transaction at 457      19   at least portions of those conversations?
  20   million.                                       20      A Not at the time.
  21      Q. Were they uncomfortable with             21      Q. You're aware of that now?
  22   the transaction for any other reason?          22      A Yes.
                                                                                    7 (Pages 22 - 25)
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Case 1:20-cv-00658-LMB-IDD         Document 130-47              Filed 05/06/21     Page 7 of 18
                                    PageID# 1827
              HIGHLY CONFIDENTIAL PURSUANT TO PROTECTIVE ORDER
                                              Page 26                                            Page 28
   1    Q. I take it they did not inform                 1   transaction is screened again for any
   2 you at the time that the conversations              2   suspicious activity. Assuming that there
   3 were being recorded?                                3   is suspicious activity, then we would
   4    A No, they did not.                              4   validate that transaction with the
   5    Q. All right. I am going to come                 5   originator of the transaction and then
   6 back to some of the topics that we were             6   ultimately if it's determined that it is
   7 just talking about, but I do want to just           7   a valid transaction, it's released.
   8 ask you briefly about you and your role             8          And then the last group that I
   9 at JPMorgan before we go too far down               9   manage is the funds control team, which
  10 into the details. Got a little                     10   determines if the transaction that's
  11 sidetracked. We will come back that.               11   being executed by the originating party,
  12         But, Mr. Korpal, what is your              12   they have sufficient funds or a credit
  13 current position at JPMorgan?                      13   line in place to be able to execute or
  14    A I am responsible for controls                 14   release that transaction on to be
  15 utility, which encompasses three                   15   settled.
  16 functions. One is our sanctions                    16      Q. Okay. How long have you been
  17 screening production team, our fraud or            17   working at JPMorgan?
  18 payments control team, and then a funds            18      A 40 years.
  19 controller credit risk function.                   19      Q. What year did you start, 1981?
  20    Q. And how do you describe your                 20      A January 6th, 1981.
  21 core responsibilities with respect to              21      Q. What did you do before that?
  22 those functions?                                   22      A Before January 6th, 1981?
                                              Page 27                                            Page 29
   1     A    I am the manager of the three              1      Q. Yes, before joining JPMorgan in
   2   teams.                                            2   1981.
   3       Q. And what functions do you                  3      A I was a student in college.
   4   perform or oversee with respect to wire           4      Q. Where did you get your
   5   transfers?                                        5   undergraduate degree?
   6       A In simple terms, the three                  6      A Queens College, City of New
   7   groups are acting as a pay/no pay agent           7   York.
   8   as it relates to the overall transaction          8      Q. And what year did you receive
   9   processmg.                                        9   the degree?
  10           So if we look at sanctions,              10      A I believe it was 1983. '82.
  11   certainly we understand that there are           11      Q. So you were working at JPMorgan
  12   lists that are determined by the U.S.            12   while you were still receiving your
  13   government that say these are sanctioned 13           degree?
  14   entities and do not want to pay those     14             A Yes.
  15   sanctioned entities. So if a transaction  15             Q. Do you have any postgraduate
  16   alerts, it's to a sanctioned entity, and  16          degrees?
  17   then the team would refer it to our       17             A I do. I have a masters from
  18   compliance team.                          18          Adelphi University in Garden City, New
  19           If on the other hand, it can be   19          York.
  20   passed, then they pass the transaction.   20             Q. What is the masters in?
  21   It then rolls into our fraud screening    21             A It's in corporate finance.
  22   engine, global payment guardian where the 22             Q. What year did you receive that?
                                                                                      8 (Pages 26 - 29)
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Case 1:20-cv-00658-LMB-IDD        Document 130-47         Filed 05/06/21     Page 8 of 18
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                                          Page 38                                          Page 40
   1   brokers 99 percent of the time, how were   1   return the funds to JPMorgan?
   2   those funds recovered?                     2      A No.
   3      A We would speak with the               3      Q. Did JPMorgan understand that
   4   financial institution that received the    4   Blue Flame Medical was not involved --
   5   funds. There would be a mutual             5   let me rephrase that.
   6   discussion to understand where those       6          Did JPMorgan understand that
   7   funds are and determining if there is any  7   Blue Flame Medical had not authorized thE
   8   viability in us being able to recover      8   return of the funds to JPMorgan?
   9   those funds.                               9      A Yes.
  10          And then assuming that was the     10      Q. Was it JPMorgan's understanding
  11   case, we would submit a recall request to 11   that Chain Bridge Bank had concerns that
  12   the financial institution and then        12   there could be fraud with respect to this
  13   receive those funds back.                 13   transaction?
  14      Q. And how was it determined           14      A I don't believe they said
  15   whether there was any viability in        15   fraud. I think they just were
  16   JPMorgan being able to recover funds?     16   susp1c10us.
  17      A The financial institution that       17      Q. Do you recall that they said
  18   received the moneys was the only one who 18    that the transaction didn't smell right
  19   had visibility into the account, the      19   to them?
  20   balances or the status of the funds.      20      A They just said that the
  21      Q. What do you mean by status of       21   transaction was suspicious.
  22   the funds?                                22      Q. Do you recall whether they had
                                          Page 39                                          Page 41
   1     A     Had the funds been credited to     1   asked JPMorgan whether California had
   2   the ultimate beneficiary's account or      2   confirmed whether or not it was fraud?
   3   not.                                       3      A. They did not ask that.
   4      Q. And if they had been credited        4      Q. Well, we will listen to some
   5   to the ultimate beneficiary's account,     5   audio tapes later, and we can revisit
   6   that would mean they would not be able to 6    that.
   7   be returned to JPMorgan, correct?          7           MR. GUSSMAN: I would like to
   8          MR. SCHOENFELD: Objection.          8      take a break at this point in time for
   9          MR. BURKE: Objection to the         9      about 10 minutes, if that's okay with
  10      form.                                  10      you. Mr. Korpal?
  11      Q. Can you answer that question,       11          THE WITNESS: Yes, sure.
  12   Mr. Korpal?                               12          THE VIDEOGRAPHER: The time is
  13      A The funds could be recovered.        13      approximately 10:28 a.m., we are going
  14   However, it would require debit           14      off the record.
  15   authorization potentially from the        15           (Off the record.)
  16   beneficiary or the beneficiary account    16          THE VIDEOGRAPHER: The time is
  17   owner.                                    17      approximately 10:40 a.m., we are back
  18      Q. And here, with respect to the       18      on the record.
  19   wire transfers we've been discussing      19   BY MR. GUSSMAN:
  20   regarding Chain Bridge Bank and Blue      20      Q. Mr. Korpal, how much time did
  21   Flame Medical, are you aware of any       21   you spend preparing for your 30(b)(6)
  22   authorization of Blue Flame Medical to    22   testimony?
                                                                               11 (Pages 38 - 41)
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Case 1:20-cv-00658-LMB-IDD          Document 130-47             Filed 05/06/21      Page 9 of 18
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   1     A    I am trying to calculate the              1   transaction. The transaction was then
   2   hours.                                           2   delivered into our wire payments
   3      Q. Approximately.                             3   platform. And then it alerted within our
   4      A About 12 hours, I would say.                4   roll payment guardian application which
   5      Q. And did you spend additional               5   is screening for suspicious transaction
   6   time preparing individually or that's            6   activity.
   7   part of the 12 hours?                            7          The agent then contacted the
   8      A That's part of the 12 hours.                8   State of California to validate the
   9      Q. Got you. Thanks.                           9   transaction in addition to some research
  10          So I just want to try to walk            10   the agent would have conducted. Receivec
  11   through, Mr. Korpal, the history of the         11   approvals from her manager. And then a
  12   wire transaction that we've been talking        12   third manager or team lead released the
  13   about in sort of an organized fashion.          13   transaction for delivery to Chain Bridge
  14   We have skipped around a little bit. I          14   Bank in McLean, Virginia.
  15   just want to preview for you what I am          15      Q. Okay. Let's go over some of
  16   trying to develop is JPMorgan's                 16   that.
  17   understanding as to the chronology of           17          Who was the agent that you
  18   events with respect to that March 26th          18   mentioned?
  19   wire and the events on March 26th               19      A Michelle Long is her name. She
  20   relating to that wire or around March           20   is on our team.
  21   26th.                                           21      Q. And did she then get approval
  22          When did JPMorgan first receive          22   from her manager following her review?
                                             Page 43                                              Page 45
   1   an instruction from the State of           1            A. She communicated with the State
   2   California to wire approximately $457      2         of California first. And the State of
   3   million to Chain Bridge Bank for the       3         California approved the transaction for
   4   benefit of Blue Flame Medical?             4         release and confirmed it to be valid, at
   5      A That would be March 26th, 2020.       5         which point Michelle would have requested
   6      Q. How did it receive that              6         approval from a manager, given the large
   7   instruction?                               7         value of the transaction, that she had
   8      A The instructions are entered,         8         followed the appropriate steps to
   9   verified and released by the client using  9         authenticate and validate the transaction
  10   an electronic portal channel that we      10         for release.
  11   provide to our clients called Access,     11            Q. Okay. And do you know, who did
  12   A-C-C-E-S-S.                              12         Michelle Long speak with at the State of
  13      Q. Do you know when the                13         California?
  14   instructions were entered into Access?    14            A. I believe it was Natalie
  15      A Based on the documentation that      15         Gonzalez.
  16   I saw, it was slightly after 8 p.m.       16            Q. Okay. And then after Michelle
  17   Pacific coast time on March 26th, 2020.   17         Long validated the transaction by
  18      Q. Okay. And what happened after       18         confirming with the State of California
  19   that instruction was entered into the     19         that it was approved, what did she do
  20   Access system by the State of California? 20         next?
  21      A A second operator in the State       21            A. She then would submit a request
  22   of California reviewed and released the   22         into the managers, would be myself,
                                                                                     12 (Pages 42 - 45)
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Case 1:20-cv-00658-LMB-IDD        Document 130-47        Filed 05/06/21     Page 10 of 18
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   1 Jennifer Robinson and Tim Coffey.            1   or above.
   2       Because it was a transaction           2      Q. And Su Nguyen undertook those
   3 that was larger than $50 million, it         3   steps and completed them to JPMorgan's
   4 requires a vice president or above to        4   satisfaction, correct?
   5 review and validate the steps that were      5      A Yes, and then released the
   6 taken to authenticate the transaction and    6   transaction.
   7 validate the transaction for release.        7      Q. What time was the wire transfer
   8    Q. And did such a review and              8   released?
   9 validation occur by a manager?               9      A Approximately noon Eastern.
  10    A Yes, Tim Coffey.                       10      Q. Prior to the time the wire was
  11    Q. And did Mr. Coffey approve the 11          released, had JPMorgan spoken to Chain
  12 transaction?                                12   Bridge Bank?
  13    A He did.                                13      A Prior to the transaction being
  14    Q. And what happened after that?         14   released? No.
  15    A    The  approval from  Tim   Coffey is 15      Q. Prior to the time when the
  16 attached to the transaction case file.      16   transaction was released, how many times
  17 And then a second manager reviews all of 17      had JPMorgan spoken with a representativ<
  18 the work that Michelle had completed, the 18     of the State of California with respect
  19 conversation or the validation of the       19   to the transfer?
  20 conversation with the State of California 20        A I believe it was just Michelle
  21 and the authorized party, as well as Tim    21   Long that one time to authenticate and
  22 Coffey's approval.                          22   validate the transaction.
                                          Page 47                                         Page 49
   1        And then the transaction was        1       Q.     Okay. And specifically, what
   2 released for settlement with Chain Bridge 2      was the process she followed to
   3 Bank.                                      3     authenticate and validate the
   4    Q. Who was the second manager that 4          transaction?
   5 Michelle sought approval from and          5             MR. SCHOENFELD: Objection.
   6 received approval from?                    6        Q. You can answer, Mr. Korpal.
   7    A His name is Su, S-U, Nguyen,          7        A. I thought I heard an objection.
   8 N-G-U-Y-E-N.                               8             MR. SCHOENFELD: When I object,
   9    Q. And do you know what Su Nguyen 9              you can go ahead and answer unless I
  10 did in connection with reviewing the      10        tell you not to.
  11 transaction?                              11             THE WITNESS: Okay. I'm sorry.
  12    A As part of the procedure, he         12        A. So Michelle would have followed
  13 would validate the search that -- the     13     a script. We have a script for all of
  14 independent search that Michelle would    14     our agents, which outlines the verbiage
  15 have done; the confirmation of the        15     that they should be using to confirm the
  16 conversation that she had with the State  16     transaction and confirm the caller that
  17 of California; what she utilized in terms 17     they are speaking with as well.
  18 of information to contact them. And then 18         Q. And she actually did that in
  19 authenticate them.                        19     accordance with the script, correct?
  20        And then, in addition, that        20        A. Yes.
  21 there was an approval for a 50 million or 21        Q. Did anybody else at JPMorgan
  22 larger transaction from a vice president  22     have a conversation with the State of
                                                                              13 (Pages 46 - 49)
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Case 1:20-cv-00658-LMB-IDD        Document 130-47           Filed 05/06/21     Page 11 of 18
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   1 California regarding the wire transfer          1   deal?
   2 prior to it being released? Including, I        2     A     It was a conversation that the
   3 am talking about people in the banking          3   client service and the relationship team
   4 side, Mr. Neville you mentioned earlier.        4   had with the State of California to
   5        Did anybody else at JPMorgan,            5   understand the purpose of the
   6 not just in your unit or in your area,          6   transaction.
   7 but did anybody else at JPMorgan have a         7      Q. Who participated in that
   8 discussion with the State of California         8   conversation?
   9 regarding this wire transfer or the             9      A It would be Art Neville, Ana
  10 transaction to which it related prior to       10   Prieto and the State of California.
  11 the transfer being sent to Chain Bridge        11      Q. What was the purpose of that
  12 Bank for the benefit of Blue Flame             12   telephone call? I assume it was a
  13 Medical?                                       13   telephone call.
  14    A. Not that I am aware of.                  14      A There was a telephone call to
  15    Q. Did JPMorgan come to learn that          15   validate if they understood the
  16 the purpose of the transfer was in             16   transaction, whether it was valid
  17 connection with payment of procurement of      17   transaction and what the purpose of the
  18 PPE, personnel protection equipment,           18   transaction was.
  19 related to issues around the pandemic?         19      Q. And what did the State of
  20    A. Yes.                                     20   California tell Mr. Neville and
  21    Q. When did it learn that?                  21   Ms. Prieto about the purpose of the
  22    A. After the transaction had been           22   transaction?
                                          Page 51                                             Page 53
   1   released to Chain Bridge Bank.             1        A     That it was to acquire personal
   2      Q. After the wire transfer went         2      protection equipment for the State of
   3   out around noon Eastern, some point after 3       California.
   4   that?                                      4         Q. Did the State of California
   5      A Yes.                                  5      provide any further information about the
   6      Q. And did JPMorgan learn that the      6      transaction to acquire PPE?
   7   purpose of the transfer was in connection  7         A No.
   8   with payment or procurement of PPE prior 8           Q. Well, did the State of
   9   to the time that Chain Bridge Bank asked   9      California confirm that the purchase
  10   JPMorgan to recall the wire?              10      transaction was between the State of
  11      A Sorry, could you restate that        11      California and Blue Flame Medical?
  12   one more time?                            12         A I don't know for sure. I
  13      Q. Actually, let me rephrase it.       13      wasn't part of that conversation.
  14   Slightly different question.              14         Q. Did the State of California
  15          Did JPMorgan learn that the        15      confirm that the amount of the wire,
  16   purpose of the transfer was in connection 16      $456,880,600, was the correct amount witl
  17   with payment for procurement of PPE prio 17       respect to the transaction?
  18   to the time that JPMorgan issued a        18         A Yes.
  19   request to recall the wire transfer?      19         Q. Are you able to tell me
  20      A Yes.                                 20      anything else about what the State of
  21      Q. How did it learn that the           21      California said about its transaction
  22   transfer was in connection with the PPE   22      with Blue Flame Medical on that telephom
                                                                                  14 (Pages 50 - 53)
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Case 1:20-cv-00658-LMB-IDD         Document 130-47           Filed 05/06/21      Page 12 of 18
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   1   call?                                           1 California and Chain Bridge Bank prior to
   2      A. Again, just paraphrasing, but             2 that.
   3   the call was with the Treasurer's Office        3    Q. Okay. I want to go back
   4   and they had some concerns regarding the        4 through the sequence of events. And I
   5   diligence that was performed by the             5 think we essentially got to the point
   6   General Services Office in instructing          6 where the wire was released around noon
   7   this transaction.                               7 Eastern following the protocols that your
   8      Q. Did the representative of the             8 group engaged in. Do you recall that?
   9   Treasurer's Office explain why they had         9    A Yes.
  10   concerns regarding the diligence that was      10    Q. What happened after the wire
  11   performed?                                     11 was sent?
  12      A. They did not.                            12    A I had actually requested a copy
  13      Q. Did the State of California              13 of the wire based on a prior conversation
  14   officials from the Treasurer's Office --       14 I had with the client service team for
  15   well, let me ask a different question. I       15 State of California. The client service
  16   will withdraw that question.                   16 team are employees of JPMorgan.
  17          Was there any discussion about          17    Q. What was the prior conversation
  18   communications from Chain Bridge Bank on       18 that you had with the client service
  19   the call with the State of California?         19 team?
  20      A. Not that I am aware of.                  20    A On the night before, the client
  21      Q. Do you know if Chain Bridge              21 service team had called me, March 25th,
  22   Bank officials had spoken with officials       22 that is, about 6 p.m., and asked for me
                                            Page 55                                             Page 57
   1   from the State of California prior to the  1       to assist in facilitating a transaction,
   2   time that JPMorgan and the California      2       a large-value transaction for 500
   3   state treasury's office had the call that  3       million, which had not occurred on March
   4   you just referenced?                       4       25th.
   5      A No, not that -- no, I was not         5              And I followed up on March 26th
   6   aware of any conversation prior to that.   6       with the client service person at
   7      Q. To be clear on the record, you       7       JPMorgan at approximately 11 a.m. Eastern
   8   don't know either way whether there were 8         time to ask if the transaction had been
   9   or whether there weren't, is that --       9       executed, and they stated that it was
  10      A That's right. That's right.          10       early in California. And then ultimately
  11      Q. Just because the record may be      11       the client service person confirmed the
  12   a little wonky there, let me just ask     12       transaction had been completed and
  13   that again.                               13       thanked me for assisting.
  14      A Sure.                                14              And at that point I still had
  15      Q. To your knowledge, you don't        15       not seen the details of the transaction,
  16   know whether officials from Chain Bridge 16        so I asked my team, Tim Coffey, to pull
  17   Bank had spoken with officials from the   17       the transaction details so that I could
  18   State of California prior to the call     18       review them.
  19   between the State of California and       19          Q. Thank you for that. So I just
  20   JPMorgan that we were just discussing?    20       want to follow up on a couple of things
  21      A No, I am not. I was not aware        21       from your answer.
  22   of any conversation with the State of     22              What did JPMorgan know about
                                                                                   15 (Pages 54 - 57)
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Case 1:20-cv-00658-LMB-IDD        Document 130-47           Filed 05/06/21     Page 13 of 18
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   1   the transaction on March 25th?             1      conversations with the State of
   2      A That it was a large-value             2      California regarding this transaction on
   3   transaction for 500 million,               3      March 25th?
   4   approximately, dollars.                    4         A I don't know how they were
   5      Q. Did JPMorgan know who its            5      informed.
   6   customer was with respect to that          6         Q. Did you speak with Ms. Cantrell
   7   transaction?                               7      in preparation for today's deposition?
   8      A Yes. It was the State of              8         A I did not.
   9   California.                                9         Q. Did you seek to learn how
  10      Q. Did it know anything about          10      JPMorgan became aware of this transacti01
  11   where the money was going to be wired on 11       on March 25th, as part of your
  12   March 25th?                               12      preparation for today's deposition?
  13      A No.                                  13         A I did not.
  14      Q. How did it know that there was      14         Q. And the telephone call you had
  15   a large-value transaction for $500        15      with Ms. Cantrell at around 6 p.m. on
  16   million involving the State of California 16      March 25th, what do you recall
  17   on March 25th?                            17      specifically about that telephone
  18      A    It was a telephone  conversation  18      conversation?
  19   where the client service person called me 19         A She informed me that the State
  20   directly.                                 20      of California had a large-value
  21      Q.   I'm sorry.  I understand that     21      transaction for approximately $500
  22   the client service person called you      22      million and if I could assist in
                                          Page 59                                            Page 61
   1 directly. Am I right that that was after        1   facilitating that transaction to be sent
   2 the client service person talked to             2   out.
   3 somebody with the State of California?          3      Q. What did you do in response to
   4    A I don't know. I received a                 4   that telephone conversation?
   5 call at 6 p.m., March 25th informing me         5      A Nothing. I was waiting for her
   6 that the State of California was going to       6   to come back to me.
   7 execute a $500 million transaction and          7      Q. Did you assist in facilitating
   8 they needed my assistance to help               8   the transaction?
   9 facilitate that, as the wire system was         9      A I did not.
  10 about to close.                                10      Q. Going back to the sequence of
  11    Q. And who was it that called you?          11   events, what happened at JPMorgan
  12    A June Cantrell.                            12   following the release of the wire around
  13    Q. And how is it Ms. Cantrell               13   noon Eastern? What was the first thing
  14 learned about this transaction?                14   that JPMorgan did with respect to that
  15    A I don't know.                             15   wire transfer after the wire was
  16    Q. Had the transaction been                 16   released?
  17 entered into the Access system at this         17      A I had called June Cantrell to
  18 point in time?                                 18   understand that the transaction she had
  19    A No.                                       19   called me about the night prior had been
  20    Q. So do you know whether                   20   released and if I could receive the
  21 Ms. Cantrell or anybody else at JPMorgan       21   transaction details, given the value of
  22 had conversations, had a conversation or       22   the transaction at approximately $500
                                                                                 16 (Pages 58 - 61)
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Case 1:20-cv-00658-LMB-IDD         Document 130-47           Filed 05/06/21    Page 14 of 18
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   1   million.                                   1       holding the funds. They had not credited
   2      Q. And did you receive the              2       the account of Blue Flame Medical.
   3   details?                                   3          Q. Did JPMorgan ever reach out to
   4      A I had received the details            4       Blue Flame Medical?
   5   subsequent to that conversation based on   5          A Not that I am aware of
   6   my follow-up when she confirmed the        6          Q. In the time that you first
   7   transaction had been completed.            7       reached out to Mr. Coffey to ask him to
   8      Q. So what happened next,               8       call Chain Bridge Bank to the time when
   9   Mr. Korpal? Did you review those           9       you learned from Chain Bridge Bank that
  10   details?                                  10       the owner of the account was a lobbyist
  11      A I asked Tim Coffey to pull the       11       in the area, did JPMorgan do anything
  12   transaction details for me. I reviewed    12       else with respect to the transaction?
  13   the transaction details. And I asked Tim  13          A Not with the transaction, no.
  14   Coffey to call Chain Bridge Bank to       14          Q. Did JPMorgan do anything else
  15   determine if they knew the beneficiary of 15       to follow up with respect to the
  16   the funds and what the disposition of the 16       transaction prior to the time that it
  17   transactions or the funds were at that    17       issued a recall request to Chain Bridge
  18   point.                                    18       Bank?
  19          He came back to me and             19          A Yes, that was when Art Neville,
  20   confirmed that they had received the      20       the relationship person, and Ana Prieto,
  21   transaction. They were suspicious of it.  21       the client service person, contacted the
  22   And they had held the funds and not       22       State of California to determine if they
                                           Page 63                                            Page 65
   1   credited the account of Blue Flame             1   knew the transaction and the purpose of
   2   Medical.                                       2   the transaction.
   3         Tim and I then spoke with Blue           3      Q. And when did they do that
   4   Flame Medical to understand, again, the        4   relative to the conversations that you
   5   disposition of the funds and what their        5   and Mr. Coffey had with Chain Bridge
   6   concerns were with the transaction.            6   Bank?
   7         They confirmed that the                  7      A Immediately after or right
   8   transaction had not been credited to Blue      8   before. It was very close to that time.
   9   Flame Medical's account. This was a            9      Q. Did someone internally at
  10   newly established account with no             10   JPMorgan ask Mr. Neville to have that
  11   balances. And the account -- so then I        11   telephone call with the State of
  12   asked if they knew the owner of the           12   California?
  13   account and they said yes, he is a            13      A Yes. I believe I did. I had
  14   lobbyist in the area.                         14   asked Ana Prieto who the relationship
  15      Q. What did Chain Bridge Bank tell         15   banker was for the State of California,
  16   Mr. Coffey with respect to the suspicions     16   and I asked Mr. Neville to contact the
  17   they had relating to the transaction?         17   State of California to raise the
  18      A The first conversation that Tim          18   awareness of this transaction.
  19   had with the Chain Bridge Bank was that       19      Q. What specifically did you tell
  20   they were concerned with the size of the      20   to Mr. Prieto or Mr. Neville in this
  21   transaction. They had never received a        21   regard?
  22   transaction that large and that they were     22      A That there was a large-value
                                                                                  17 (Pages 62 - 65)
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                                           Page 66                                           Page 68
   1   transaction that had been delivered out        1      Q. And did JPMorgan also
   2   to a bank in McLean, Virginia and it was       2   understand that Chain Bridge Bank had
   3   issued by the State of California. And         3   reached out directly to the State of
   4   while we validated it through our steps,       4   California with respect to the
   5   we needed to raise the awareness to a          5   transaction?
   6   more senior person at State of California      6      A During the conversation that I
   7   to determine if they know the                  7   had with them, no, I did not know that.
   8   transaction.                                   8      Q. Did JPMorgan know that prior to
   9      Q. Do you know whether or not you           9   the time that it issued the recall
  10   referenced any information you learned        10   notice?
  11   from Chain Bridge Bank in your                11      A That Chain Bridge Bank had
  12   conversations with Mr. Prieto and             12   contacted the State of California?
  13   Mr. Neville?                                  13      Q. Correct.
  14      A I don't recall, which is why I           14      A I did not know that, no.
  15   say that conversation was either right        15      Q. Did JPMorgan know that?
  16   before or right after. But it was at the      16      A I don't know.
  17   time, just about when we spoke with the       17      Q. 0 kay. You referenced a
  18   Chain Bridge Bank.                            18   conversation that Mr. Coffey and you had
  19      Q. Did JPMorgan's communications           19   with Chain Bridge Bank, and a
  20   with Chain Bridge Bank heighten their         20   conversation that Mr. Neville and
  21   concerns with respect -- let me rephrase      21   Ms. Prieto had with representatives of
  22   that.                                         22   the State of California following the
                                           Page 67                                           Page 69
   1        Did JPMorgan's conversations        1         release of the wire.
   2 with Chain Bridge Bank increase any        2                What else occurred at JPMorgan
   3 concerns that JPMorgan had with respect    3         prior to the time that JPMorgan issued
   4 to whether or not there was fraud in       4         the recall request with respect to the
   5 connection with the transaction?           5         wire?
   6    A You're asking if JPMorgan,            6            A I had performed some open text
   7 after the conversation with Chain Bridge   7         search to understand if there was any
   8 Bank, determined that this transaction     8         history for a company called Blue Flame
   9 was fraudulent or potentially fraudulent?  9         Medical in the area.
  10    Q. I am asking whether JPMorgan,       10                I had requested my counterparts
  11 after the conversation with Chain Bridge  11         in the sanctions team to perform some
  12 Bank, was more concerned that there coula 12         searches as well, using tools that they
  13 be fraud involved with this transaction?  13         have available to them, as well as our
  14    A We found it to be more               14         compliance team, to perform some
  15 suspicious given that the beneficiary     15         searches, as well, using tools they had
  16 bank was concerned with the transactions 16          to determine if they can locate any
  17 as well. And that they had confirmed      17         history on Blue Flame Medical.
  18 that they held the funds and that the     18            Q. And what do you recall
  19 account was a newly established account 19           specifically you learned as a result of
  20 by a lobbyist in the area.                20         your requests to do additional work?
  21        There were a number of red         21            A The sanctions team and the
  22 flags associated with it.                 22         compliance team came back with no
                                                                                 18 (Pages 66 - 69)
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   1     Q.    Between the time the recall         1            We had issued a recall request,
   2   notice was sent and the notice that the     2     had not received the funds. Called Chain
   3   funds were credited to the State of         3     Bridge Bank. At that point they were
   4   California from JPMorgan at around 4 p.m 4        processing the recall -- return of funds,
   5   Eastern, were there any other               5     sorry. We had not received the funds
   6   communications that JPMorgan had with       6     again. Called them and Chain Bridge Bank
   7   anybody outside JPMorgan with respect to 7        confirmed they were verifying or
   8   this transaction?                           8     releasing the funds back to JPMorgan
   9      A Yes, with the State of                 9     Chase.
  10   California. The State of California        10            And that was it, that I am
  11   was -- they were asking about the status   11     aware of.
  12   of the recall of funds.                    12        Q. Okay. I think you answered a
  13      Q. Prior to the time that you           13     different question than I asked. I think
  14   authorized the issuance of the recall      14     you answered the question how many times
  15   request, were there conversations with     15     did JPMorgan speak with Chain Bridge Bank
  16   the State of California about the recall   16     following the recall request. Is that
  17   request?                                   17     the question that you just answered?
  18      A    Prior to issuing the recall?       18        A. Yes.
  19      Q. Yes.                                 19        Q. Okay. I actually was asking
  20      A No.                                   20     how many times did JPMorgan have
  21      Q.   When   did  California first learn 21     conversations with the State of
  22   that JPMorgan had issued a recall request 22      California following the issuance of the
                                          Page 83                                            Page 85
   1 with respect to the wire?                       1   recall request on March 26th?
   2    A. It was after we had issued the            2      A I don't know.
   3 recall request.                                 3      Q. Well, I think you -- well, is
   4    Q. How was California informed               4   it your testimony that JPMorgan did have
   5 about that recall request?                      5   at least one conversation with the State
   6    A. They were informed by their               6   of California following the issuance of
   7 client service person, Ana Prieto. And I        7   the recall request?
   8 don't know if she called or sent them an        8      A Yes.
   9 e-mail, but stated that we had recalled         9      Q. Did JPMorgan have more than one
  10 the funds.                                     10   conversation with the representatives of
  11    Q. Okay. I want to try to see               11   the State of California following the
  12 what we know about specifically the            12   issuance of the recall request on March
  13 sequence of communications with the State      13   26th?
  14 of California following the issuance of        14      A I don't know.
  15 the recall request.                            15      Q. Because I think my question
  16        On March 26th, how many times           16   earlier was a little sloppy. Did
  17 did JPMorgan have telephone conversations      17   JPMorgan have at least one conversation
  18 with the State of California regarding         18   on March 26th with the State of
  19 the transaction following the recall           19   California following the issuance of the
  20 request?                                       20   recall request?
  21    A. Following the recall request, I          21      A They did have a conversation
  22 believe it was twice.                          22   following the recall request.
                                                                                 22 (Pages 82 - 85)
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                                          Page 86                                             Page 88
   1      Q. Okay. What do you know about            1   of funds was from Chain Bridge Bank to
   2   that conversation?                            2   JPMorgan, and the Chain Bridge Bank
   3      A It was inquiring if the funds            3   representative confirmed that they were
   4   had been received back. And the client        4   working to return the funds.
   5   service person confirmed that the funds       5      Q. Did the Chain Bridge Bank
   6   had not been received back and then they      6   representative say anything beyond that?
   7   would advise them when the funds are          7      A I don't know.
   8   back.                                         8      Q. Do you know anything else about
   9      Q. Who participated on that call           9   that call?
  10   from JPMorgan's side?                        10      A Idonot.
  11      A It would have been Ana Prieto           11      Q. How about the second call?
  12   and Art Neville.                             12   What was the substance of the second call
  13      Q. Do you know anything else about        13   between JPMorgan and Chain Bridge Ban1
  14   what was said on that call?                  14   following the issuance of the recall
  15      A Idonot.                                 15   notice on March 26th?
  16      Q. Do you know whether there was          16      A It was, again, Tim Coffey
  17   any additional conversation with the         17   calling Chain Bridge Bank to ask what the
  18   State of California on March 26th,           18   status of the return of funds was. And
  19   following the issuance of the recall         19   they confirmed that the funds were being
  20   request?                                     20   returned or approved to be returned at
  21      A I do not know of any other              21   that point.
  22   conversations with the State of              22      Q. Other than the conversations
                                          Page 87                                             Page 89
   1 California and JPMorgan Chase.             1        that you already testified about between
   2    Q. I would like to go back to the       2        JPMorgan and Chain Bridge Bank, JPMorgan
   3 conversations with Chain Bridge Bank       3        and representatives of the State of
   4 following the issuance of the recall       4        California, JPMorgan and representatives
   5 request.                                   5        of the California Highway Patrol, did
   6       I think you referenced two           6        JPMorgan have any other conversations
   7 conversations that JPMorgan had with       7        concerning this transaction with anyone
   8 Chain Bridge Bank officials following the 8         outside of JPMorgan on March 26th, 2020?
   9 issuance of the recall request on March    9           A. Not that I am aware of.
  10 26th, 2020; am I correct?                 10                MR. GUSSMAN: I think now is a
  11    A Yes.                                 11          good time for a break.
  12    Q. Who participated on the first       12               THE VIDEOGRAPHER: The time is
  13 communication or conversation with Chair 13            approximately 11 :45 a.m., we are going
  14 Bridge Bank following the recall request? 14           off the record.
  15    A Tim Coffey.                          15                (Off the record.)
  16    Q. And do you know with whom Tim 16                     THE VIDEOGRAPHER: The time is
  17 Coffey spoke?                             17           approximately 11 :56 a.m., we are back
  18    A It would have been David             18           on the record.
  19 Evinger.                                  19        BY MR. GUSSMAN:
  20    Q. And what specifically was           20           Q. Mr. Korpal, I would like to try
  21 discussed on that call?                   21        could complete the chronology of events
  22    A What the status of the return        22        on March 26th to see if there is anything
                                                                                  23 (Pages 86 - 89)
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Case 1:20-cv-00658-LMB-IDD        Document 130-47        Filed 05/06/21     Page 18 of 18
                                    PageID# 1838
              HIGHLY CONFIDENTIAL PURSUANT TO PROTECTIVE ORDER
                                          Page 90                                          Page 92
   1   that we haven't talked about already. I    1   representatives of Chain Bridge Bank?
   2   think we left off with you confirming      2      A Not that I am aware of
   3   that you were not aware of any additional  3      Q. At any point prior to March
   4   conversations on March 26th that           4   26th, had any additional conversations
   5   representatives of JPMorgan had with       5   about this transaction with
   6   people outside of JPMorgan.                6   representatives of Chain Bridge Bank?
   7          I would like to ask you whether     7      A Not that I am aware of
   8   you know of any additional conversations   8      Q. After March 26th, did
   9   that, internally, JPMorgan had regarding   9   representatives of JPMorgan have
  10   this transaction following the issuance   10   conversations about this transaction with
  11   of the -- sorry, following the issuance   11   representatives of the State of
  12   of the recall notice?                     12   California?
  13      A Following the issuance of the        13      A After the return of funds; is
  14   recall notice, the only conversations     14   that correct?
  15   would have been determining the status of 15      Q. After March 26th.
  16   the recall and then ultimately that the   16      A Oh, okay.
  17   funds had been successfully recalled and  17      Q. The funds were returned on
  18   credited to the State of California's     18   March 26th, correct?
  19   account.                                  19      A Yes, sorry.
  20      Q. Prior to JPMorgan's issuance of     20          Not that I am aware of
  21   the recall notice, did JPMorgan conduct   21      Q. Were there conversations after
  22   any diligence on Chain Bridge Bank?       22   the return of funds but still on March
                                          Page 91                                          Page 93
   1     A     Those were the requests that I     1   26th that JPMorgan had with the State of
   2   had to the sanctions team and the          2   California that we have not talked about?
   3   compliance team using tools that they had 3       A. There would have been one
   4   available to them, as well as our global   4   communication that I am aware of. I am
   5   security investigations team to determine  5   not sure when that actually took place.
   6   if they had any intelligence from local    6   And that is with the State Treasurer's
   7   law enforcement, and then my open text     7   Office who had confirmed that they were
   8   search on Blue Flame Medical.              8   concerned about the due diligence of the
   9       Q. My question was -- I want to        9   transaction that would have been -- that
  10   make sure you were answering a question ] 10   was performed by the General Procurement
  11   asked.                                    11   Services office.
  12          My question is, prior to           12      Q. Did the State Treasurer's
  13   JPMorgan's issuance of the recall notice, 13   Office explain what concerns they had
  14   did JPMorgan conduct any diligence on     14   about the due diligence that had been
  15   Chain Bridge Bank, not Blue Flame         15   performed?
  16   Medical.                                  16      A. Notthatlamawareof.
  17       A Oh, I'm sorry. No, not that I       17      Q. I apologize if we covered this
  18   am aware of                               18   somewhere before, but who at JPMorgan was
  19       Q. Let's move past March 26th,        19   on that call?
  20   2020. On the days that followed, did      20      A. It would have been Art Neville,
  21   JPMorgan have any additional              21   who was the relationship banker for the
  22   conversations about this transaction with 22   State of California, and Ana Prieto, who
                                                                              24 (Pages 90 - 93)
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