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Senate Commerce Committee Statement to Assembly, No. 3548 (February 11, 2021)

Summary

Senate Commerce Committee Statement to Assembly, No. 3548, State of New Jersey, dated February 11, 2021, reporting Assembly Bill No. 3548 favorably. The bill requires insurance coverage for expenses incurred in screening adolescents between the ages of 12 and 18 for major depressive disorder, so long as that screening continues to receive a rating of "A" or "B" from the United States Preventative Services Task Force. It would apply to hospital, medical, and health service corporations, health maintenance organizations, the State Health Benefits Program and the School Employees' Health Benefits Program, among others. The statement says the insurer may not impose any form of cost sharing, including copayments, deductibles, or coinsurance.

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“Senate Commerce Committee Statement to Assembly, No. 3548 (February 11, 2021).” Archived at Pandemic Darlings, https://pandemicdarlings.com/source-documents/2021-02-11-scm-a3548-s2-293b252b8c/, SHA-256 ebf926b6f2b05c1042ef6db271703650ad6f17696fd41fc99f7df2d5e9c6cc6f.

Full text

     SENATE COMMERCE COMMITTEE

                    STATEMENT TO

               ASSEMBLY, No. 3548

 STATE OF NEW JERSEY
                   DATED: FEBRUARY 11, 2021

    The Senate Commerce Committee reports favorably Assembly Bill
No. 3548.
    The bill requires insurance coverage for expenses incurred in
screening adolescents between the ages of 12 and 18 for major
depressive disorder, so long as screening for major depressive disorder
in adolescents continues to receive a rating of “A” or “B” from the
United States Preventative Services Task Force. The bill would apply
to hospital, medical, and health service corporations; commercial
individual, small employer, and larger group insurers; health
maintenance organizations; and the State Health Benefits Program and
the School Employees’ Health Benefits Program. Coverage may not
be denied solely on the basis that the screening is provided in
conjunction with any other health care evaluation, treatment, or
service.
    The bill provides that the benefits are to be provided to the same
extent as for any other condition under the contract or policy, except
that the insurer may not impose on covered persons receiving these
services any form of cost sharing, including, but not limited to,
copayments, deductibles, or coinsurance.
   Depression is associated with higher levels of stress and anxiety
and can affect an adolescent’s personal, school, work, social, and
family life, leading to social isolation and other problems. Early
diagnosis is essential to the effective treatment of depression in young
people.

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