Indictment — United States v. Damian Davis (Southern District of Florida, Aug. 30, 2022)
Summary
An indictment, Document 1 in United States v. Damian Davis, Case 0:22-cr-60186-WPD, entered on the Southern District of Florida docket 08/30/2022 and running 11 pages. The grand jury charges that Davis, the listed authorized member of three Florida companies, executed a scheme to defraud financial institutions through false PPP loan applications in 2020. It alleges falsified payroll and business tax forms and misstated employee counts and monthly payroll, and says Bank 1 and Bank 2 approved and disbursed a combined total of $586,545 in PPP loan proceeds. Counts 1-3 charge bank fraud under 18 U.S.C. § 1344, and the attached penalty sheet also lists Counts 4-6 under 18 U.S.C. § 1343 and a 30-year maximum term for the bank fraud counts.
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“Indictment — United States v. Damian Davis (Southern District of Florida, Aug. 30, 2022).”
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Case 0:22-cr-60186-WPD Document 1 Entered on FLSD Docket 08/30/2022 Page 1 of 11
UNITED STATES DISTRICT COURT
SOUTHERN DISTRICT OF FLORIDA
22-60186-CR-DIMITROULEAS/HUNT
CASE NO. -----------
18 U.S.C. § 1344(1) and (2)
18 u.s.c. § 1343
18 U.S.C. § 982(a)(2)(A)
KAN
UNITED STATES QF AMERICA
Aug 30, 2022
vs.
DAMIAN DAVIS, Miami
Defendant.
---------------
INDICTMENT
The Grand Jury charges that:
GENERAL ALLEGATIONS
At all material times to this Indictment
The Small Business Administration
1. The United States Small Business Administration ("SBA") was an executive
branch agency of the United States government that provided support to entrepreneurs and small
businesses. The mission of the SBA was to. maintain and strengthen the nation's economy by
enabling the establishment and viability of small businesses and by assisting in the economic
recovery of communities after disasters.
2. As part of this effort, the SBA enabled and provided for loans through banks, credit
unions, and other lenders. These loans had government-backed guarantees.
Case 0:22-cr-60186-WPD Document 1 Entered on FLSD Docket 08/30/2022 Page 2 of 11
ThePaycheck Protection Procram
TheCoronavirusAid,Relief,andEconomicSecmity(GICARES'')Actwasafederal
1aw enacted M arch 27,2020,to m ovide fmandalassistance to Am ericans suffering economic
hnrms9om theCOVID-19pandemio.Onesourceofreliefprovided throughthe CARES Ad was
theauthorization offorgivableloanstobusinessesforjob retention and certain otherexpenses,
throughaprogrnm calledthePaycheckProtectionProgram (ETPP'').
4. Toobtain aPPP loan,aqualifyingbusinesssubm ittedaPPP loanapplication,which
wassigned by an authorizedrepresentativeofthebusiness.ThePPP loan application requiredthe
business (through its authorized representative) to acknowledge the progrnm nlles and make
certain affirmative certificationstobeeligibleto obtain thePPP loan.In thePPP loan application,
the smallbusiness(through itsauthorized representative)wasrequired toprovide,among other
things,its:(a)averagemonthly payrollexpenses'
,and (b)nllmberofemployees.Thesefigtlres
wereusedto calculatethe nm otmtofm oney thesm allbusinesswaseligible to receive underthe
PPP.ln addition,businesses applying for a PPP loan were required to provide docum entation
showing theirpayrollexpenses.
5. A PPP loan application had to be processed by a participating lender.Ifa PPP loan
application was approved,the participating lender funded the PPP loan using its own monies,
which were fully guaranteed by the SmallBusinessAdministration (;1SBA'').Data from the
application,includinginform ation abouttheborrower,thetotalam ountoftheloan,andthereports
and docum ents regarding the business's incom e and expenses,w ere transm itted by the lender to
the SBA in the course ofprocessing theloan.
6. PPP loan proceedswererequired to beusedby thebusinesson certain perm issible
expenses-payrollcosts,intereston m ortgages,rent,and utilities.The PPP allow ed the interestand
Case 0:22-cr-60186-WPD Document 1 Entered on FLSD Docket 08/30/2022 Page 3 of 11
principalon thePPP loan to beentirely forgiven ifthebusinessspentthe loan proceedson these
expense item swithin a designated period of tim e and used a defm ed portion ofthe PPP loan
proceedson payrollexpenses.
D efendants and O ther Entities
Bank 1 was a financialinstitm ion based in SaltLake City,Utah,with deposits
instlred by theFederalDepositlnstlranceCorporation (çTDIC'').Bnnk 1wasan approved SBA
lenderofPPP loans.
8. Bnnk 2 was a financialinstitution based in New York City,N ew York,with
branchesin Florida,and depositsinsured by theFDIC.Bnnk 2 wasan approved SBA lenderof
PPP loans.
9. B ank Processor 1 w as a third-party com pany processor based in San Jose,
California,thatprocessed PPP loan applicationsforBnnk 1.
W olfofFlagler,LLC (1GW o1fofFlagler'')wasaFloridacorporationwithitslisted
addressin Ft.Lauderdale,Florida.
5thM arketing Group ($:5thMarketinf')wasa Florida coporation with itslisted
addressin Pom panoBeach,Florida.
12. CratesTavem,LLC (lçcratesTavenf')wasaFlorida coporation with itslisted
addressin Pom panoBeach,Florida.
13. DefendantDAM IAN DAVIS wasaresidentofBroward Cotmty,Florida,andthe
listed Authorized M em berofW olfFlagler,5thM arketing, and CratesTavern.
Case 0:22-cr-60186-WPD Document 1 Entered on FLSD Docket 08/30/2022 Page 4 of 11
CO UNTS 1-3
Bank Fraud
(18U.S.C.j 1344)
The GeneralAllegationssection ofthislndictmentisre-alleged and incorporated
fully herein by reference.
From on or about Jtme 5,2020,through on or about Septem ber 22,2020,in
Broward County,in theSouthem DistrictofFlodda,and elsewhere,the defendant,
DAM IAN DAW S,
did knowingly,and with the intentto defraud,execute,and attemptto execute,and cause the
execution of,a schem e and artifice to defraud one orm ore financialinstitutions,which schem e
andartiticeemployedamaterialfalsehood,and didknowingly,andwithintentto defraud,execute,
and attemptto execute,and cause the execution of,a schem e and artifice to obtain any ofthe
m oneys and flmds owned by,and tmder the custody and control of, one or m ore financial
institutions,by m eans ofm aterially false and fraudulentpretenses,representations,and prom ises,
relatingtoamaterialfact,inviolationofTitle18,UntiedStatesCode,Sections1344(1)and(2).
PUR PO SE O F TH E SCH EM E AN D A RT IFICE
ltwasthepurposeofthisschem eand artificeforthedefendantandhisaccomplices
totmlawfullyemichthemselvesby,nmongotherthings:(a)submittingandcausingthesubmission
offalseandâaudulentPPP loan applications;and(b)divertingfraudproceedsforthedefendants'
and accomplices'personaluse,theuse and benefitofothers,and to furtherthefraud.
M A NN ER AN D M EA N S O F TIIE SCH EM E AN D AR TIFIC E
ThemalmerandmeansbywhichDAM IAN DAVIS soughttoaccomplishtheobjectsand
purposeoftheschem eincluded,nmong otherthings,thefollowing:
4
Case 0:22-cr-60186-WPD Document 1 Entered on FLSD Docket 08/30/2022 Page 5 of 11
4. DAM IAN DAVIS and his accom plices'created online loan application accotmts
with Bnnk 2 forW olfofFlaglerand 5thM arketing, aswellasan onlineloan application account
with Bank Processor1forCratesTavern.
DAM IAN DAVIS and his accomplices submitted and caused the electronic
submission offraudulentPPP loan applications for W olf ofFlagler,5th M arketing, and Crates
Tavem ,viainterstatewirecom mtmications.
ThePPP loan application forW olfofFlaglerand 5thM azketing were submitted to
Bnnk 2,w hile the PPP loan application forCrates Tavern w as subm itted to Bnnk Processor 1.
ln furtherance ofthe scheme,DAM IAN DAVIS and his accomplices subm itted
false and fraudulent infbrm ation and doolm entation in supportof the PPP loan application,
including falsifiedpayrolland businesstax form s,am ong otherthings,andfalsely andfraudulently
represented thebusinesses'nllmberofem ployeesandnm ountofm onthlypayroll.
8. As aresultofthe false and fraudulentPPP loan applications submitted,to Bnnk
Processor 1and Bank 2,aspartofthis scheme,Bnnk 1 arld Bnnk 2 approved the PPP Loansand
disbursed acom bined totalof$586,545 in PPP loarlproceeds,which weretransferredto accolmts
controlledby DAM IAN DAVIS via interstatewiret'
ransm ission.
DAM IAN DAVIS used the proceedsfrom thefraud schem e forhisown use,the
useofothers,andto furtherthescheme.
EXE CU TIO N O F TH E SCH E M E A ND M W IFICE
10. On oraboutthe datesspecified below,in Broward Cotmty,in theSouthem District
ofFlorida,and elsew here,DA M IAN D AV IS did execute,and attem ptto execute,and cause the
execution of,the above-described schem e and artifice to defraud,asm ore pm icularly described
below :
Case 0:22-cr-60186-WPD Document 1 Entered on FLSD Docket 08/30/2022 Page 6 of 11
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1 Jtme 5,2020 Subm ission ofafalse and fraudulentPPP loan application to Bnnk
2 on behalf ofW olfofFlagler,which resulted in Bnnk 2 depositing
approximately $128,400in PPP loanproceedsintoaBnnk 2accotmt
i endin in 0698 controlled b DAM IAN DAW S
I
: 2 June27,2020 Submission ofafalse and âaudulentPPP loan application to Bnnk
Processor 1 on behalfofCratesTavem ,which resulted in Bnnk 1
depositing approxim ately $183,780 in PPP loan proceeds into a
Bank 2 accolmtendin in 9170controlled b DAM IAN DAVIS
3 July 27,2020 Submission ofafalse and fraudulentPPP loan application to Bnnk
2 0n behalfof5thM arketing, which resulted in Bnnk 2 depositing
approximately $274,365 in PPP loanproceedsintoaBank2 accotmt
endin in 5956controlled b DAM 'IAN DAW S
lnviolationofTitle18,United StatesCode,Sections134441)and(2),and2.
C O U NT 4-6
W ireFraud
(18U.S.C.j 1343)
1. The GeneralA llegationssection ofthisIndictmentisre-alleged and incorporated
fully herein by reference.
From on or about Jtm e 5,2020,through on or aboutSeptem ber 22,2020,in
Broward Colmty,in theSouthel'
n DistrictofFlorida,and elsewhere,the defendant,
DAM IAN DAVIS, I
did knowingly,and with intentto defraud,devise and intend to devise a schem e and artifice to
defraud and to obtain m oney and property by meansofm aterially false and fraudulentpretenses,
representations,and prom ises,knowing that the pretenses,representations,and prom ises were
false and âaudulent when m ade, and for the purpose of executing such schem e and artifice to
defraud,did know ingly transm itand cause to be transm itted by m eans ofw ire com m unicationsin
interstate and foreign com m erce,certain w ritings,signs,signals,pictures,and sotm ds.
6
Case 0:22-cr-60186-WPD Document 1 Entered on FLSD Docket 08/30/2022 Page 7 of 11
PU R PO SE O F TH E SCH EM E AN D M W IFICE
3. Itwasthepurposeoftllisschem eand artificeforthedefendantandhisaccomplices
totmlawfullyemichthemselvesbynmongotherthings:(a)submittingandcausingthesubmission
offalseandfraudulentPPP loan applications;and(b)divertingfraudproceedsforthedefendants'
and accomplices'personaluse,theuseandbenefitofothers,andto furtherthefraud.
THE SCH EM E AND ARTIFICE
TheM armerand M eanssection ofCotmts 1-3 ofthislndictm entisre-alleged and
incop orated by reference as though fully setforth herein as a description ofthe scheme and
artifice.
U SE OF TH E W IR ES
5. On oraboutthedatesspecified below,in Broward Cotmty,in theSouthenlDistrict
ofFlorida,and elsewhere,DAM IAN DAW S,forthepup ose ofexecuting and in furtheranceof
the aforesaid schem e and artifice to defraud,and to obtain money and property by m eans of
materially false and fraudulent pretenses, representations, and prornises, knowing that the
pretenses,representations,and promises were false and fraudulentwhen made,did knowingly
cause to be transmitted by m eans of wire com mtmication in interstate and foreign comm erce,
certain wdtings,signs,signals,picturesand sounds,asmoreparticularly desdribed below:
Case 0:22-cr-60186-WPD Document 1 Entered on FLSD Docket 08/30/2022 Page 8 of 11
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4 Jllne 19,2020 A wiretransferintheam ountofapproximately $128,400from
Bnnk 2 to the accountofW olfofFlagler ending in 0698 at
Bnnk 2,causing a wiretransm ission f'
rom outside ofFlorida
to theSouthern DistrictofFlorida
5 Jllne30,2020 A wiretransferintheam otmtofapproxim ately $183,780f'
rom
Bank 1totheaccotmtofCratesTavem endingin 9170atBank
2,causing awiretransmission from outside ofFloridato the
Southern DistrictofFlorida
6 July 29,2020 A wiretransferintheam ountofapproxim ately $274,365from
Bnnk2 to theaccotmtof5thM azketingendingin 5956atBank
2,causing a wiretransmission from outside ofFloddato the
Southern DistrictofFlorida
In violation ofTitle 18,Ulnited StatesCode,Sections1343 and 2.
FOR FEITU R E AL LEG A TIO N S
1. TheallegationsofthisIndictm entarehereby re-alleged an.
dby tllisreferencef'
ully
incorporatedherein forthepup oseofallegingforfeituretotheUnited StatesofAm ericaofcertain
property in whichthe defendants,DAM IAN DAVIS,have an interest.
Upon conviction ofa violation ofand/ora conspiracy to violate Title 18,United
StatesCode,Sections1343 and/or1344,asallegedin thisIndictm ent,thedefendantshallforfeitto
the United Statesany property,constitm ing orderived f'
rom ,any proceeds obtained,directly or
indirectly, as the result of such offense, plzrsuant to Title 18, United States Code, Section
982(a)(2)(A).
3. Thepropertysubjecttoforfeitureasaresultoftheallegedoffensesincludes,butis
notlim ited to:
a. a2012 Grey z-D oorBM W vehicle,V lN N O.W 8 M 1.C)1C258C2E:8395284and
b. a sum ofapproximately $586,545,wltich represents the totalnm ountof
ftm ds involved in or derived from the alleged offenses and m ay be sought as a
forfeittlremoneyjudgment.
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! Case 0:22-cr-60186-WPD Document 1 Entered on FLSD Docket 08/30/2022 Page 9 of 11
4. Ifanyofthepropertysubjecttoforfeiture,asaresultofany actoromissionofthe
a. cnnnotbe located upon theexercise ofduediligence;
b. hasbeen transferred orsold to,ordepositedwith,athird party;
hasbeenplacedbeyondthejtuisdictionofthecourt;
d. hasbeen substantially diminished in value;or
hasbeen commingled with otherproperty wlzich cnnnotbedivided without
difficulty,
the United Statesshallbe entitled to theforfeim re ofsubstitute property undertheprovisionsof
Title21,UrlitedStatesCode,Section 853û9.
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Case 0:22-cr-60186-WPD Document 1 Entered on FLSD Docket 08/30/2022 Page 10 of 11
U NITED STA TES D ISTR ICT C O URT
SOU TH ER N DISTRICT O F FLO R IDA
UNITED STATES O F AM ERICA CA SE NO .:
V.
C ER TIFICA TE O F TIU A L ATT O RN EY W
DAM IAN DAW S,
/ Superseding Caselnform ation:
D efendant.
CourtDivision(selectone) New Defendantts)(YesorNo)
E'
D M iam i L Key W est L FTP N um berofN ew Defendants
Z FTL EIW PB Totalnum berofN ew Counts
1do hereby certify that:
1. 1have carefully considered the allegationsofthe indictm ent,the number ofdefendants,thenumberofprobable
wimessesandthelegalcomplexitiesofthe lndictm ent/lnformation attachedhereto.
1am awarethattheinfonnation supplied on thisstatementwillbereliedupon by theJudgesofthisCourthlsetting
theircalendarsandschedulingcriminaltrialsunderthemandateoftheSpeedyTrialAct,Title28U.S.C.53161.
Interpreter:(YesorNo)NO
Listlanguageand/ordialect:
Thiscasewilltake 5 daysforthe partiestotry.
Please check appropriate category and type ofoffense listed below :
(Checkonlyone) (Checkonlyone)
I I'ZI0to 5 days IZIPetty
11 ID 6to 10 days EIM inor
III L 11to20 days IZIM isdemeanor
IV 1 21to60 days z Felony
V L 61daysand over '
6. HasthiscasebeenpreviouslyfiledinthisDistrictCourt?(YesorNo)No
Ifyes,Judge CaseN o.
Hasacomplaintbeenfiledinthismatter?(YesorNo)No
lfyes,M agistrate Case N o.
8. DoesthiscaserelatetoapreviouslytiledmatterinthisDistrictCourt?(YesorNo)No
lfyes,Judge CaseN o.
9. Defendantts)infederalcustodyasof
l0. Defendantts)instatecustodyasof
11. Rule 20 from the D istrictof
12. Isthisapotentialdeathpenaltycase?(YesorNo)No
13. Doesthiscase originatefrom a m atterpending in theN orthern Region ofthe U .S.Attorney'sOftice
priortoAugust8,2014(M ag.JudgeShaniekMaynard?(YesorNo)No
Doesthiscase originate from a m atterpending in the CentralRegion ofthe U .S.Attorney'sO ffce
priortoOctober3,2019(M ag.JudgeJaredStrauss?(YesorNo)No
By:
B 1la Lil' Fe andez
ss tan nited tates Atlorney
L BarN o. 012492
Case 0:22-cr-60186-WPD Document 1 Entered on FLSD Docket 08/30/2022 Page 11 of 11
UNITED STATES DISTRICT COURT
SOUTHERN DISTRICT OF FLORIDA
PENALTY SHEET
DefendantfsNam e:Dam ian Davis
Cotm ts # 1-3:
B nnk Fraud .
Title 18.United StatesCodesSection 134441)and (2)
* M ax.Term ofIm prisonm ent:30 years
* M ax.Supervised R elease:s years
*M ax.Fine: $1,000,000
Cotmts//4-6:
Title 18.United States.Section 1343
* M ax.Term ofIm prisonm ent:20 years
* M ax.Supervised R elease:3 years
*M ax.Fine:$250,000
RRefersonly to possibleterm ofincarceration,supervised release and fines. Itdoes notinclude
restitution,specialassessm ents,paroleterm s,or forfeituresthatm ay be applicable.
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