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ProfileCompany or group

LexisNexis Risk Solutions

Vendor or contractor

PPP · Unemployment insurance
Type
Company or group
Role
Vendor or contractor
Programs
PPP, Unemployment insurance
Updated
  • Type: Data, analytics, identity-verification and fraud-screening provider to government agencies, lenders and insurers; part of RELX; headquartered in metro Atlanta.
  • Pandemic role: Identity-verification vendor for state unemployment systems under a Labor Department agreement the company valued at $1.2 billion. In the PPP, its identity data and risk scores sat inside Kabbage's onboarding, Womply's platform and the SBA's own loan reviews. Not a lender and not an eligibility decision-maker.
  • Current status: Still sells unemployment-insurance fraud and identity products to government agencies.

Pandemic-role map

  • Reader shorthand: the identity-data layer behind other companies' checks.
  • What LexisNexis did for applicants: nothing directly; agencies, lenders and platforms ran applicants' details against its data and used its risk scores and quizzes.
  • What LexisNexis sold to government: digital identity verification, authentication, document capture with biometrics, and device and behavioral risk assessment.
  • Where responsibility sat: state agencies decided unemployment claims; PPP lenders and the SBA decided loans. LexisNexis supplied data, scores and verification tools.

Before the pandemic

The company's July 2021 announcement called the Labor Department award "the continuation of longstanding relationships with federal, state, and local agencies." Its boilerplate describes it as a provider of "data and technology solutions" to insurance, financial services, health care and government, and as part of RELX.

During the pandemic

Unemployment insurance. On July 12, 2021 LexisNexis Risk Solutions announced that the Department of Labor had awarded it a five-year, $1.2 billion blanket purchase agreement. The agreement covers digital identity verification for state unemployment insurance programs. The release said the pandemic had put "unanticipated strains on state benefit systems that made them heightened targets for fraud." Haywood Talcove, the company's chief executive for government, claimed its tools "stop over $1 billion in fraudulent payments every week." That is the company's figure.

USAspending.gov lists blanket purchase agreement 1605TA21A0001, signed July 12, 2021 with LexisNexis Special Services Inc., whose parent it lists as RELX PLC, after full and open competition with three offers. It ran to July 14, 2026 and carries no ceiling value in the record (award record). The Labor Department issued the same kind of agreement to V3Gate and TransUnion and told states in a September 15, 2021 notice to place their own orders against the agreements, using fraud-prevention grant money from the department (Training and Employment Notice No. 6-21). USAspending lists one federal order under the LexisNexis agreement: $183,450, signed April 29, 2022, for "identity proofing development & testing," paid in full (order 1605TA22F00026; order totals).

Kabbage. Kabbage's anti-money-laundering policy, approved July 29, 2020, was filed in April 2026 as an exhibit in the KServicing wind-down estate's lawsuit against Rob Frohwein. The policy says Kabbage "has engaged LexisNexis" for non-documentary identity verification. For Paycheck Protection Program customers, Kabbage "relies on LexisNexis risk scores" to set each customer's risk rating and, depending on the score, performs enhanced due diligence by manual review or with other scoring tools. The House Select Subcommittee's December 2022 report describes one Kabbage PPP application whose LexisNexis analysis listed "Risk Indicators," among them that the business name, address, tax ID and phone number could not be matched to business records. The application's "Verification Status" was nonetheless listed as "Verified," and Kabbage flagged it for a "fake passport" two weeks after approval.

Womply. Womply's developer order form with the lender Benworth Capital, effective April 14, 2021, lists LexisNexis among the "Third-Party Providers" integrated into its PPP platform. Womply's May 2021 overview of its checks for the loan agent Blueacorn says that "in some cases we also use Docusign ID Check (LexisNexis KBA)," a knowledge-based quiz, alongside its primary identity vendor, Persona.

The SBA. The Government Accountability Office reported in March 2025 on a machine-learning model that the SBA's loan review contractor built to decide which PPP loans needed further analysis. The model used 37 features, "including data fields used in rule development, LexisNexis risk indicators," and others chosen by the contractor's investigators. It was trained on 20,000 manually reviewed loans and then applied to 129,000.

The SBA's public PPP data list no loan to a borrower named LexisNexis.

After the pandemic

Its unemployment-insurance page, in our June 2026 copy, still markets fraud-prevention tools to state agencies. The page cites a Labor Department inspector general estimate that more than $63 billion was paid improperly through fraud or errors. The company's website footer still describes it as part of RELX. The Labor Department agreement ended on July 14, 2026, according to USAspending.

Source notes

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