Pandemic Darlings The pandemic economy, in original documents
Home Court filings United States v. Lydia Spencer Defendant's Sentencing Memorandum — United States v. Lydia Spencer (S.D. W. Va.)

Court filing

Defendant's Sentencing Memorandum — United States v. Lydia Spencer (S.D. W. Va.)

Filed July 10, 2024 in U.S. v. Lydia Spencer; one of 6 filings from this case.

Record facts

CourtU.S. District Court for the Southern District of West Virginia
Filed2024-07-10

U.S. District Court for the Southern District of West Virginia · No. 2:24-cr-00053 · Doc. 19 · 2024-07-10 · Docket on CourtListener

Full text

1 
 
IN THE UNITED STATES DISTRICT COURT 
FOR THE SOUTHERN DISTRICT OF WEST VIRGINIA 
 
CHARLESTON DIVISION 
 
 
UNITED STATES OF AMERICA 
 
v. 
 
 
 
 
 
 
 
 Criminal No. 2:24-00053 
 
LYDIA SPENCER 
 
DEFENDANT’S SENTENCING MEMORANDUM 
 
 
The defendant, Lydia Spencer, by counsel, Assistant Federal Public Defender 
Rachel E. Zimarowski, submits this memorandum for the Court’s consideration at 
her upcoming sentencing hearing.   
I. 
PSR Objection 
Ms. Spencer hereby withdraws her objection to the proposed condition of 
supervised release set forth in PSR ¶ 91. See PSR Add. at 22-24. Consequently, there 
are no remaining objections to the final PSR.    
II. 
18 U.S.C. § 3553(a) Factors for Consideration 
With a criminal history category of II and an adjusted offense level of 9, the 
advisory guideline range set forth in the PSR recommends a term of imprisonment 
between six and twelve months with Zone B sentencing options.  PSR ¶ 63.  Ms. 
Spencer respectfully requests the Court impose a within-guidelines sentence of 
probation with a condition requiring her to serve the first six months of her 
probationary term on home confinement. She relies upon the following 18 U.S.C. 
§ 3553(a) factors in support of a non-custodial sentence. 
Case 2:24-cr-00053     Document 19     Filed 07/10/24     Page 1 of 6 PageID #: 65

2 
 
A. The nature and circumstances of the offense. 
The pandemic was a challenging time for Ms. Spencer. Buoyed by a friend’s 
promise of an easy loan and quick cash, Ms. Spencer allowed her information to be 
used to apply for a loan through the Paycheck Protection Program (“PPP”). With the 
clumsiest of frauds—her loan application claimed her custom clothing business 
reported earnings of $75,000 in tax year 2020, which even the most rudimentary of 
loan verification procedures would have proven false in an instant1—she ultimately 
obtained a $31,250 loan. She used most of the money to pay bills and provide for 
herself and her family.2 She accepts full responsibility for her criminal conduct in this 
matter and deeply regrets her decision to participate in her friend’s scheme.  
 
1 Congress and the SBA removed controls and safeguards from the PPP loan program 
in order to flood the economy with money as quickly as possible. See Hannibal Ware, 
Independent Auditor’s Report on SBA’s FY 2021 Financial Statements, Report 22–05 
(November 15, 2021) (concluding that the SBA “did not adequately design and 
implement controls to ensure PPP loans guarantees approved [were in existence and 
accurate.]”); see also Nick Schwellenbach, Neil Gordon, Sean Moulton, and Leslie 
Garvey, The Great Pandemic Swindle: Feds Botched Review of Billions in Suspect 
PPP Loans, Project on Government Oversight (October 6, 2022), available at 
https://www.pogo.org/investigation/2022/10/the-great-pandemic-swindle-feds-
botched-review-of-billions-in-suspect-ppp-loans. As a result, private loan servicers 
were able to reap millions in profits—the more loans they issued, the more processing 
fees they received—by focusing their budgets on advertisements to drive up 
applications while spending next to nothing on fraud detection and prevention. See 
Select Subcommittee on the Coronavirus Crisis, We Are Not the Fraud Police: How 
Fintechs Facilitated Fraud in the Paycheck Protection Program, Staff Report 
(December 2022); Ken Dilanian and Laura Strickler, Biggest Fraud in a Generation: 
The Looting of the COVID Relief Plan Known as PPP, NBC News (March 28, 2022), 
available 
at 
https://www.nbcnews.com/politics/justice-department/biggest-fraud-
generation-looting-covid-relief-program-known-ppp-n1279664.  
 
2 Notably, nearly three-quarters of PPP funds “flowed to the top fifth of household 
income.” See David Autor et al., The $800 Billion Paycheck Protection Program: Where 
Did the Money Go and Why Did It Go There?, Journal of Economic Perspectives 
 
Case 2:24-cr-00053     Document 19     Filed 07/10/24     Page 2 of 6 PageID #: 66

3 
 
B. The history and characteristics of Ms. Spencer. 
 
Ms. Spencer has one prior conviction that counts for criminal history points, a 
drug offense from when she was just 23 years old. The Sentencing Commission has 
recognized the “general agree[ment]” in the scientific community that the 
development of the prefrontal cortex—the part of the brain that controls impulse 
control, emotional reactions, executive function and decision making—is not complete 
until at least the age of 25. See U.S. Sentencing Comm’n, Youthful Offenders in the 
Federal System, Fiscal Years 2010 to 2015 at 7 (May 2017). Ms. Spencer served a 
little over a year for this offense, and she successfully discharged early from parole. 
See PSR ¶ 27. This single, decade-old conviction elevates her criminal history 
category from a I to a II and renders her ineligible for the zero-point offender 
reduction, effectively (and disproportionately) doubling her advisory guideline range 
from 0 to 6 months to 6 to 12 months.3  
C. The need to avoid unwarranted sentencing disparities among 
defendants with similar records who have been found guilty 
of similar conduct. 
 
To date, the undersigned is aware of nine defendants in this district who have 
been sentenced for similar conduct.  Each of these defendants received a sentence of 
probation:  
 
(Spring 
2022), 
available 
at 
 
https://blueprintcdn.com/wp-
content/uploads/2022/01/jep.36.2.55.pdf.  
  
3 Ms. Spencer acknowledges that she is currently incarcerated on unrelated state 
charges that carry severe penalties. She submits that the allegations in that case are 
both unproven and irrelevant to the instant offense and, as such, should not impact 
her federal sentence.  
Case 2:24-cr-00053     Document 19     Filed 07/10/24     Page 3 of 6 PageID #: 67

4 
 
Case 
Number 
Judge 
Loss               Probationary Term 
BRECKENRIDGE 2:22-00084 
Berger 
$41,666          5 yrs, 8 mos HC 
BOWLIN 
2:22-00205 
Copenhaver 
$20,833          5 yrs, 4 mos HC 
BUTLER 
2:22-00161 
Goodwin 
$16,040          5 yrs, 6 mos HC 
RANSOM 
2:22-00122 
Faber 
$42,250          5 yrs 
WILSHER 
2:23-00051 
Goodwin 
$20,459          3 yrs  
SATOW 
2:23-00056 
Johnston 
$16,000          5 yrs 
PRATT 
2:23-00038 
Goodwin 
$20,832          2 yrs 
BRADLEY 
2:23-00112 
Faber 
$18,703          5 yrs  
BOYD 
2:23-00123 
Copenhaver 
$23,818          5 yrs 
In addition, in all of these cases save one—United States v. Malik Breckenridge, 
No. 2:22-00084—the Court determined that the defendant was unable to pay post-
judgment interest and waived interest on the restitution amount pursuant to 18 
U.S.C. § 3612(f)(3)(C).4  Ms. Spencer, who is currently incarcerated as well as 
indigent, asks for such a finding in her case.  
 
 
4 Interest kicks in automatically for “any fine or restitution of more than $2,500, 
unless the fine is paid in full before the fifteenth day after the date of the judgment.” 
18 U.S.C. § 3612(f)(1). The sentencing court has discretion “to waive or limit the 
payment of interest upon a finding that the defendant is unable to pay interest.” 
United States v. Coleman, 319 F. App’x 228, 231 (4th Cir. 2009) (per curiam). If the 
sentencing court makes such a finding, the statute provides three options: “(A) waive 
the requirement for interest; (B) limit the total of interest payable to a specific dollar 
amount; or (C) limit the length of the period during which interest accrues.” 18 U.S.C. 
§ 3612(f)(3). 
Case 2:24-cr-00053     Document 19     Filed 07/10/24     Page 4 of 6 PageID #: 68

5 
 
D. The need for the sentence to reflect the seriousness of the 
offense, promote respect for the law, and provide just 
punishment. 
 
A sentence of probation adequately reflects the seriousness of Ms. Spencer’s 
conduct and provides just punishment for her offense. As the Supreme Court has 
recognized, a sentence of probation is “a substantial restriction of freedom.” Gall v. 
United States, 552 U.S. 38, 48 (2007).  Ms. Spencer will be closely monitored by the 
Probation Office for the entirety of her probationary term, and she is very aware that 
if she were to violate any term of probation, the Court could re-sentence her to a term 
of imprisonment within, or above, her suggested guideline range. 
E. The kinds of sentences available and the sentencing 
guideline range. 
 
Ms. Spencer’s advisory guideline range is between six and twelve months of 
imprisonment with Zone B sentencing options, and the proposed sentence falls within 
that range. Above all, a sentence of probation will allow Ms. Spencer, upon her release 
from her state charges, to work and pay her restitution obligations.   
III. 
Conclusion 
For the forgoing reasons, Ms. Spencer submits that a probationary sentence 
with a six-month condition of home confinement is sufficient, but not greater than 
necessary, to achieve the statutory sentencing purposes of 18 U.S.C. § 3553(a). 
IV. 
Time Needed for Sentencing 
Ms. Spencer does not anticipate calling any witnesses to testify at the 
upcoming sentencing hearing and believes the hearing will last approximately thirty 
minutes. 
Case 2:24-cr-00053     Document 19     Filed 07/10/24     Page 5 of 6 PageID #: 69

6 
 
Date: July 10, 2024 
 
 
 
 
Respectfully submitted, 
 
 
 
 
 
 
 
 
LYDIA SPENCER 
 
 
 
 
 
 
 
 
By Counsel 
 
WESLEY P. PAGE 
FEDERAL PUBLIC DEFENDER 
 
s/ Rachel E. Zimarowski______________                                
Rachel E. Zimarowski, WV Bar No. 11415 
Assistant Federal Public Defender 
300 Virginia Street, East, Room 3400 
Charleston, West Virginia  25301 
Telephone: (304) 347-3350 
Facsimile:   (304) 347-3356 
Case 2:24-cr-00053     Document 19     Filed 07/10/24     Page 6 of 6 PageID #: 70

File and source

File
gov.uscourts.wvsd.238890.19.0.pdf
Size
141,608 bytes
SHA-256
19db53ef1f69da9c0d9da36c4a1fae2b27e324c2374466253872de702b614e27
Our copy
gov.uscourts.wvsd.238890.19.0.pdf
Original
PACER (login required)
Back to top