Court filing
Meet-and-Confer Email Chain re QuickBooks — Exhibit 1 (D.E. 238-1) — OTO Analytics v. Benworth (N.D. Cal. No. 3:24-cv-03975)
Filed May 5, 2025 in Oto Analytics v. Benworth; one of 111 filings from this case.
Record facts
| Court | U.S. District Court for the District of Puerto Rico |
|---|---|
| Filed | 2025-05-05 |
U.S. District Court for the District of Puerto Rico · No. 3:23-cv-01034-GMM · Doc. 238-1 · 2025-05-05 · Docket on CourtListener
Full text
This Message Is From an External Sender
Attention: This message originated from an external email domain.
From:
Kohles, Mitchell
To:
Michael Lorigas; Schwartz, David Z.; Rasheed Nader; Lenox, Brad; Nallira, Kaleinani; "Roberto Camara Fuertes";
"Jaime Torrens Dávila"; "Monica Ramos Benitez"; Carla S. Loubriel Carrión; "Ricardo Casellas"
Cc:
"antonio.roig@oneillborges.com"; "ubaldo.fernandez@oneillborges.com"; "anibal.roman@oneillborges.com";
Kessler, Thomas; Team-FRB-Benworth-Associates-CGSHOnly
Subject:
RE: FRB/Benworth (3:23-cv-01034-GMM) - March 31 M&C
Date:
Tuesday, April 22, 2025 10:48:24 AM
Attachments:
Meet Confer 42425 -- BenworthFederal Reserve.msg
image001.png
image002.png
Thank you, Mike. We can discuss Quickbooks and other discovery matters this Thursday at 2:30pm
(see invite re-attached).
Best,
Mitchell
—
Mitchell Kohles
Cleary Gottlieb Steen & Hamilton LLP
One Liberty Plaza, New York NY 10006
T: +1 212 225 2512
mkohles@cgsh.com | clearygottlieb.com
Pronouns: he/him/his
From: Michael Lorigas <mlorigas@kttlaw.com>
Sent: Tuesday, April 22, 2025 9:30 AM
To: Schwartz, David Z. <dschwartz@cgsh.com>; Kohles, Mitchell <mkohles@cgsh.com>; Rasheed
Nader <rnader@kttlaw.com>; Lenox, Brad <blenox@cgsh.com>; Nallira, Kaleinani
<knallira@cgsh.com>; 'Roberto Camara Fuertes' <rcamara@ferraiuoli.com>; 'Jaime Torrens Dávila'
<jtorrens@ferraiuoli.com>; 'Monica Ramos Benitez' <mramos@ferraiuoli.com>; Carla S. Loubriel
Carrión <CLoubriel@cabprlaw.com>; 'Ricardo Casellas' <rcasellas@cabprlaw.com>
Cc: 'antonio.roig@oneillborges.com' <antonio.roig@oneillborges.com>;
'ubaldo.fernandez@oneillborges.com' <ubaldo.fernandez@oneillborges.com>;
'anibal.roman@oneillborges.com' <anibal.roman@oneillborges.com>; Kessler, Thomas
<tkessler@cgsh.com>; Team-FRB-Benworth-Associates-CGSHOnly <team-frb-benworth-associates-
cgshonly@cgsh.com>
Subject: RE: FRB/Benworth (3:23-cv-01034-GMM) - March 31 M&C
David/Mitchell, Defendants elected the supervised access option because they are not comfortable with the Reserve Bank having unfettered access to the Quickbooks database. As refle cted in the answers and affirmative defenses filed last week,
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David/Mitchell,
Defendants elected the supervised access option because they are not comfortable with the
Reserve Bank having unfettered access to the Quickbooks database. As reflected in the
answers and affirmative defenses filed last week, it is Defendants’ position that the Reserve
Bank is not maintaining this action in good faith and may have an improper motive in
1
Case 3:23-cv-01034-GMM Document 238-1 Filed 05/05/25 Page 1 of 21
MICHAEL R. LORIGAS, ESQ.
2525 Ponce de Leon Boulevard, Floor 9, Miami, Florida 33134
Phone 305.372.1800 | Direct 305.728.2980 | Email mlorigas@kttlaw.com
Firm Bio | Personal LinkedIn | KTT LinkedIn
From: Michael Lorigas
Sent: Monday, April 21, 2025 8:22 PM
To: 'Schwartz, David Z.' <dschwartz@cgsh.com>; Kohles, Mitchell <mkohles@cgsh.com>; Rasheed
Nader <rnader@kttlaw.com>; Lenox, Brad <blenox@cgsh.com>; Nallira, Kaleinani
<knallira@cgsh.com>; 'Roberto Camara Fuertes' <rcamara@ferraiuoli.com>; 'Jaime Torrens Dávila'
<jtorrens@ferraiuoli.com>; 'Monica Ramos Benitez' <mramos@ferraiuoli.com>; Carla S. Loubriel
Carrión <CLoubriel@cabprlaw.com>; 'Ricardo Casellas' <rcasellas@cabprlaw.com>
Cc: 'antonio.roig@oneillborges.com' <antonio.roig@oneillborges.com>;
'ubaldo.fernandez@oneillborges.com' <ubaldo.fernandez@oneillborges.com>;
'anibal.roman@oneillborges.com' <anibal.roman@oneillborges.com>; Kessler, Thomas
<tkessler@cgsh.com>; Team-FRB-Benworth-Associates-CGSHOnly <team-frb-benworth-associates-
cgshonly@cgsh.com>
Subject: RE: FRB/Benworth (3:23-cv-01034-GMM) - March 31 M&C
All,
Below is the link and password for Defendants’ production Volume 8. Let us know of any
issues accessing the documents. I’ll follow up tomorrow morning with the basis for our
clients’ decision on supervised access to the Quickbooks database.
Defendants VOL008.zip
Password: wij!2pD;9C<G95/
MICHAEL R. LORIGAS, ESQ.
2525 Ponce de Leon Boulevard, Floor 9, Miami, Florida 33134
Phone 305.372.1800 | Direct 305.728.2980 | Email mlorigas@kttlaw.com
Firm Bio | Personal LinkedIn | KTT LinkedIn
From: Schwartz, David Z. <dschwartz@cgsh.com>
pursuing only Benworth FL, considering the fact that Benworth FL has paid close to 99% of
the PPP funds advanced by the Reserve Bank while other PPP lenders owe the Reserve Bank
significantly more money, including one PPP lender who distributed hundreds of millions of
dollars directly to its owners in 2021 alone. Thus, Defendants require that a representative
supervise the Reserve Bank’s access to the Quickbooks database to ensure no improper
actions are taken with respect to the data.
2
Case 3:23-cv-01034-GMM Document 238-1 Filed 05/05/25 Page 2 of 21
Mike –
Following up on Mitchell’s question below regarding the QuickBooks mode of compliance.
Please provide the basis for your decision to only provide supervised access to the database
(as opposed to exporting).
Best,
David
—
David Z. Schwartz
Cleary Gottlieb Steen & Hamilton LLP
Assistant: ithompson@cgsh.com
One Liberty Plaza, New York NY 10006
T: +1 212 225 2493
dschwartz@cgsh.com | clearygottlieb.com
Pronouns: he/him/his
From: Kohles, Mitchell <mkohles@cgsh.com>
Sent: Wednesday, April 16, 2025 4:48 PM
To: Michael Lorigas <mlorigas@kttlaw.com>; Rasheed Nader <rnader@kttlaw.com>; Lenox, Brad
<blenox@cgsh.com>; Nallira, Kaleinani <knallira@cgsh.com>; 'Roberto Camara Fuertes'
<rcamara@ferraiuoli.com>; 'Jaime Torrens Dávila' <jtorrens@ferraiuoli.com>; 'Monica Ramos
Benitez' <mramos@ferraiuoli.com>; Carla S. Loubriel Carrión <CLoubriel@cabprlaw.com>; 'Ricardo
Casellas' <rcasellas@cabprlaw.com>
Cc: 'antonio.roig@oneillborges.com' <antonio.roig@oneillborges.com>;
'ubaldo.fernandez@oneillborges.com' <ubaldo.fernandez@oneillborges.com>;
'anibal.roman@oneillborges.com' <anibal.roman@oneillborges.com>; Kessler, Thomas
<tkessler@cgsh.com>; Team-FRB-Benworth-Associates-CGSHOnly <team-frb-benworth-associates-
cgshonly@cgsh.com>
Sent: Friday, April 18, 2025 9:41 AM
To: Kohles, Mitchell <mkohles@cgsh.com>; Michael Lorigas <mlorigas@kttlaw.com>; Rasheed
Nader <rnader@kttlaw.com>; Lenox, Brad <blenox@cgsh.com>; Nallira, Kaleinani
<knallira@cgsh.com>; 'Roberto Camara Fuertes' <rcamara@ferraiuoli.com>; 'Jaime Torrens Dávila'
<jtorrens@ferraiuoli.com>; 'Monica Ramos Benitez' <mramos@ferraiuoli.com>; Carla S. Loubriel
Carrión <CLoubriel@cabprlaw.com>; 'Ricardo Casellas' <rcasellas@cabprlaw.com>
Cc: 'antonio.roig@oneillborges.com' <antonio.roig@oneillborges.com>;
'ubaldo.fernandez@oneillborges.com' <ubaldo.fernandez@oneillborges.com>;
'anibal.roman@oneillborges.com' <anibal.roman@oneillborges.com>; Kessler, Thomas
<tkessler@cgsh.com>; Team-FRB-Benworth-Associates-CGSHOnly <team-frb-benworth-associates-
cgshonly@cgsh.com>
Subject: RE: FRB/Benworth (3:23-cv-01034-GMM) - March 31 M&C
CAUTION: [This email originated from outside of the organization. Do not click links
or open attachments unless you recognize the sender and know the content is safe.]
3
Case 3:23-cv-01034-GMM Document 238-1 Filed 05/05/25 Page 3 of 21
MICHAEL R. LORIGAS, ESQ.
2525 Ponce de Leon Boulevard, Floor 9, Miami, Florida 33134
Subject: RE: FRB/Benworth (3:23-cv-01034-GMM) - March 31 M&C
Mike,
We would prefer to meet earlier next week if possible, so please let us know as soon as any
availability opens on your team’s calendar. For now, we will send a calendar invite for Thursday,
4/24, at 2:30pm. Given the number and importance of outstanding issues, we expect Defendants
will not reschedule. Regarding your April 9 email about the QuickBooks mode of compliance,
because we had hoped to discuss this issue sooner, please provide the basis for your decision to
only provide supervised access to the database (as opposed to exporting) by end of day tomorrow,
4/17.
Best,
Mitchell
—
Mitchell Kohles
Cleary Gottlieb Steen & Hamilton LLP
One Liberty Plaza, New York NY 10006
T: +1 212 225 2512
mkohles@cgsh.com | clearygottlieb.com
Pronouns: he/him/his
From: Michael Lorigas <mlorigas@kttlaw.com>
Sent: Wednesday, April 16, 2025 3:02 PM
To: Kohles, Mitchell <mkohles@cgsh.com>; Rasheed Nader <rnader@kttlaw.com>; Lenox, Brad
<blenox@cgsh.com>; Nallira, Kaleinani <knallira@cgsh.com>; 'Roberto Camara Fuertes'
<rcamara@ferraiuoli.com>; 'Jaime Torrens Dávila' <jtorrens@ferraiuoli.com>; 'Monica Ramos
Benitez' <mramos@ferraiuoli.com>; Carla S. Loubriel Carrión <CLoubriel@cabprlaw.com>; 'Ricardo
Casellas' <rcasellas@cabprlaw.com>
Cc: 'antonio.roig@oneillborges.com' <antonio.roig@oneillborges.com>;
'ubaldo.fernandez@oneillborges.com' <ubaldo.fernandez@oneillborges.com>;
'anibal.roman@oneillborges.com' <anibal.roman@oneillborges.com>; Kessler, Thomas
<tkessler@cgsh.com>; Team-FRB-Benworth-Associates-CGSHOnly <team-frb-benworth-associates-
cgshonly@cgsh.com>
Subject: RE: FRB/Benworth (3:23-cv-01034-GMM) - March 31 M&C
Mitchell, Regarding the meet and conf er, our team has a lot of scheduling conflicts next week. The soonest we’ll be available is af ter 2: 30pm next Thursday, 4/24. MICHAEL R. LORIGAS, ESQ. 2525 Ponce de Leon Boulevard, Floor 9, Miami, Florida
Mitchell,
Regarding the meet and confer, our team has a lot of scheduling conflicts next week. The
soonest we’ll be available is after 2:30pm next Thursday, 4/24.
4
Case 3:23-cv-01034-GMM Document 238-1 Filed 05/05/25 Page 4 of 21
Phone 305.372.1800 | Direct 305.728.2980 | Email mlorigas@kttlaw.com
Firm Bio | Personal LinkedIn | KTT LinkedIn
From: Michael Lorigas
Sent: Tuesday, April 15, 2025 8:46 PM
To: 'Kohles, Mitchell' <mkohles@cgsh.com>; Rasheed Nader <rnader@kttlaw.com>; Lenox, Brad
<blenox@cgsh.com>; Nallira, Kaleinani <knallira@cgsh.com>; 'Roberto Camara Fuertes'
<rcamara@ferraiuoli.com>; 'Jaime Torrens Dávila' <jtorrens@ferraiuoli.com>; 'Monica Ramos
Benitez' <mramos@ferraiuoli.com>; Carla S. Loubriel Carrión <CLoubriel@cabprlaw.com>; 'Ricardo
Casellas' <rcasellas@cabprlaw.com>
Cc: 'antonio.roig@oneillborges.com' <antonio.roig@oneillborges.com>;
'ubaldo.fernandez@oneillborges.com' <ubaldo.fernandez@oneillborges.com>;
'anibal.roman@oneillborges.com' <anibal.roman@oneillborges.com>; Kessler, Thomas
<tkessler@cgsh.com>; Team-FRB-Benworth-Associates-CGSHOnly <team-frb-benworth-associates-
cgshonly@cgsh.com>
Subject: RE: FRB/Benworth (3:23-cv-01034-GMM) - March 31 M&C
Mitchell,
We’ll get back to you tomorrow regarding our availability for a meet and confer.
Confirmed that Defendants’ other productions have been family-complete.
Below are the link and password to the first Navarro Entity production. Let us know if you
have any issues accessing the production.
DEFENDANTS VOL007.rar
Password: Fb3Lf7W*@/!7.}Z~
MICHAEL R. LORIGAS, ESQ.
2525 Ponce de Leon Boulevard, Floor 9, Miami, Florida 33134
Phone 305.372.1800 | Direct 305.728.2980 | Email mlorigas@kttlaw.com
Firm Bio | Personal LinkedIn | KTT LinkedIn
From: Kohles, Mitchell <mkohles@cgsh.com>
Sent: Tuesday, April 15, 2025 8:30 PM
To: Rasheed Nader <rnader@kttlaw.com>; Michael Lorigas <mlorigas@kttlaw.com>; Lenox, Brad
<blenox@cgsh.com>; Nallira, Kaleinani <knallira@cgsh.com>; 'Roberto Camara Fuertes'
<rcamara@ferraiuoli.com>; 'Jaime Torrens Dávila' <jtorrens@ferraiuoli.com>; 'Monica Ramos
Benitez' <mramos@ferraiuoli.com>; Carla S. Loubriel Carrión <CLoubriel@cabprlaw.com>; 'Ricardo
Casellas' <rcasellas@cabprlaw.com>
Cc: 'antonio.roig@oneillborges.com' <antonio.roig@oneillborges.com>;
'ubaldo.fernandez@oneillborges.com' <ubaldo.fernandez@oneillborges.com>;
5
Case 3:23-cv-01034-GMM Document 238-1 Filed 05/05/25 Page 5 of 21
Mike, Rasheed,
We write to follow up on several outstanding discovery issues, outlined below.
1. Meet-and-Confer. We propose a meet-and-confer to discuss issues including the
Quickbooks production, Defendants’ accountant-client privilege assertions, and the parties’
remaining ESI productions. Please let us know if Defendants are available at any of the times
below.
a. Monday April 21: 9:00am-12:00pm, 1:00-3:30pm
2. Mobile Data. Given Defendants’ April 4 representation regarding the Navarros’ use of
mobile data, we asked Defendants to:
a. Please clarify whether the representation applies to all mobile devices used by the
Navarros during the relevant period (as identified in the Reserve Bank’s requests),
including any personal devices.
b. Please confirm that Defendants are reviewing and will produce responsive mobile
data from the Navarros’ phones, including communications between the Navarros
and communications among the Navarros and other Benworth employees.
3. Family-complete productions. Yesterday, April 14, Defendants explained that for the initial
Vol005 production, certain document families were separated and that the April 9 re-
production of Vol005 identified and produced all family relationships. Please confirm
whether Defendants’ other productions have been family-complete, or also require re-
production.
We look forward to receiving your first Navarro Entity production today.
Best,
Mitchell
—
Mitchell Kohles
Cleary Gottlieb Steen & Hamilton LLP
One Liberty Plaza, New York NY 10006
T: +1 212 225 2512
mkohles@cgsh.com | clearygottlieb.com
Pronouns: he/him/his
'anibal.roman@oneillborges.com' <anibal.roman@oneillborges.com>; Kessler, Thomas
<tkessler@cgsh.com>; Team-FRB-Benworth-Associates-CGSHOnly <team-frb-benworth-associates-
cgshonly@cgsh.com>
Subject: RE: FRB/Benworth (3:23-cv-01034-GMM) - March 31 M&C
CAUTION: [This email originated from outside of the organization. Do not click links
or open attachments unless you recognize the sender and know the content is safe.]
6
Case 3:23-cv-01034-GMM Document 238-1 Filed 05/05/25 Page 6 of 21
Mike,
From: Rasheed Nader <rnader@kttlaw.com>
Sent: Friday, April 11, 2025 3:17 PM
To: Kohles, Mitchell <mkohles@cgsh.com>; Michael Lorigas <mlorigas@kttlaw.com>; Lenox, Brad
<blenox@cgsh.com>; Nallira, Kaleinani <knallira@cgsh.com>; 'Roberto Camara Fuertes'
<rcamara@ferraiuoli.com>; 'Jaime Torrens Dávila' <jtorrens@ferraiuoli.com>; 'Monica Ramos
Benitez' <mramos@ferraiuoli.com>; Carla S. Loubriel Carrión <CLoubriel@cabprlaw.com>; 'Ricardo
Casellas' <rcasellas@cabprlaw.com>
Cc: 'antonio.roig@oneillborges.com' <antonio.roig@oneillborges.com>;
'ubaldo.fernandez@oneillborges.com' <ubaldo.fernandez@oneillborges.com>;
'anibal.roman@oneillborges.com' <anibal.roman@oneillborges.com>; Kessler, Thomas
<tkessler@cgsh.com>; Team-FRB-Benworth-Associates-CGSHOnly <team-frb-benworth-associates-
cgshonly@cgsh.com>
Subject: Re: FRB/Benworth (3:23-cv-01034-GMM) - March 31 M&C
Mitchell, We are in agreement with the below and will file the mot ion shortly. Thank you. Rashee d K. Nader From: Kohles, Mit chell <mkohle s@ cgsh. com> Sent: Friday, April 11, 2025 10: 45: 11 AM To: Michael Lor igas <mlorigas@ k ttlaw. com>;
Mitchell,
We are in agreement with the below and will file the motion shortly. Thank you.
Rasheed K. Nader
From: Kohles, Mitchell <mkohles@cgsh.com>
Sent: Friday, April 11, 2025 10:45:11 AM
To: Michael Lorigas <mlorigas@kttlaw.com>; Lenox, Brad <blenox@cgsh.com>; Nallira, Kaleinani
<knallira@cgsh.com>; Rasheed Nader <rnader@kttlaw.com>; 'Roberto Camara Fuertes'
<rcamara@ferraiuoli.com>; 'Jaime Torrens Dávila' <jtorrens@ferraiuoli.com>; 'Monica Ramos
Benitez' <mramos@ferraiuoli.com>; Carla S. Loubriel Carrión <CLoubriel@cabprlaw.com>; 'Ricardo
Casellas' <rcasellas@cabprlaw.com>
Cc: 'antonio.roig@oneillborges.com' <antonio.roig@oneillborges.com>;
'ubaldo.fernandez@oneillborges.com' <ubaldo.fernandez@oneillborges.com>;
'anibal.roman@oneillborges.com' <anibal.roman@oneillborges.com>; Kessler, Thomas
<tkessler@cgsh.com>; Team-FRB-Benworth-Associates-CGSHOnly <team-frb-benworth-associates-
cgshonly@cgsh.com>
Subject: RE: FRB/Benworth (3:23-cv-01034-GMM) - March 31 M&C
CAUTION: [This email originated from outside of the organization. Do not click links
or open attachments unless you recognize the sender and know the content is safe.]
7
Case 3:23-cv-01034-GMM Document 238-1 Filed 05/05/25 Page 7 of 21
We are surprised with this request given that the Court’s Order was entered on March 24 and
your representation that the issue was discovered on April 8. Because April 11 is a Court-
ordered deadline, we do not believe the parties have the authority to extend the deadline
absent Court approval. If Defendants cannot meet today’s deadline, we recommend that
Defendants seek leave from the Court for an extension of the deadline for compliance with the
order. The Reserve Bank will not oppose that request provided that Defendants begin
production of documents on a rolling basis (with documents to be provided as they are ready)
by Tuesday, April 15, and complete productions by Monday, April 21.
Best,
Mitchell
—
Mitchell Kohles
Cleary Gottlieb Steen & Hamilton LLP
One Liberty Plaza, New York NY 10006
T: +1 212 225 2512
mkohles@cgsh.com | clearygottlieb.com
Pronouns: he/him/his
From: Michael Lorigas <mlorigas@kttlaw.com>
Sent: Friday, April 11, 2025 1:06 AM
To: Kohles, Mitchell <mkohles@cgsh.com>; Lenox, Brad <blenox@cgsh.com>; Nallira, Kaleinani
<knallira@cgsh.com>; Rasheed Nader <rnader@kttlaw.com>; 'Roberto Camara Fuertes'
<rcamara@ferraiuoli.com>; 'Jaime Torrens Dávila' <jtorrens@ferraiuoli.com>; 'Monica Ramos
Benitez' <mramos@ferraiuoli.com>; Carla S. Loubriel Carrión <CLoubriel@cabprlaw.com>;
'Ricardo Casellas' <rcasellas@cabprlaw.com>
Cc: 'antonio.roig@oneillborges.com' <antonio.roig@oneillborges.com>;
'ubaldo.fernandez@oneillborges.com' <ubaldo.fernandez@oneillborges.com>;
'anibal.roman@oneillborges.com' <anibal.roman@oneillborges.com>; Kessler, Thomas
<tkessler@cgsh.com>; Team-FRB-Benworth-Associates-CGSHOnly <team-frb-benworth-
associates-cgshonly@cgsh.com>
Subject: RE: FRB/Benworth (3:23-cv-01034-GMM) - March 31 M&C
Mitchell, We are going to need a three -week extension, up to and including May 2, to comply wit h t he Court’s order regarding the production of documents relating to the Navarro Entities [D. E. 223]. I intended on raising t his with you early
Mitchell,
We are going to need a three-week extension, up to and including May 2, to comply with
the Court’s order regarding the production of documents relating to the Navarro Entities
[D.E. 223]. I intended on raising this with you early yesterday but got pulled into a
personal emergency.
Until Tuesday, I was under the impression that the universe of documents subject to
review was only approximately 3,500 documents and the review of those documents was
underway. However, I applied the relevant “Navarro Entities” search term (“Benfam” –
all other Navarro Entities would be captured by prior search terms (e.g., “BWC” and
“Benworth”)) to the wrong search set in Relativity.
Once “Benfam” was applied to the correct search set in Relativity, the hit report revealed
that there are (1) 20,851 documents with hits; (2) 26,497 documents with hits, including
8
Case 3:23-cv-01034-GMM Document 238-1 Filed 05/05/25 Page 8 of 21
MICHAEL R. LORIGAS, ESQ.
2525 Ponce de Leon Boulevard, Floor 9, Miami, Florida 33134
Phone 305.372.1800 | Direct 305.728.2980 | Email mlorigas@kttlaw.com
Firm Bio | Personal LinkedIn | KTT LinkedIn
From: Michael Lorigas
Sent: Wednesday, April 9, 2025 4:47 PM
To: 'Kohles, Mitchell' <mkohles@cgsh.com>; Lenox, Brad <blenox@cgsh.com>; Nallira,
Kaleinani <knallira@cgsh.com>; Rasheed Nader <rnader@kttlaw.com>; Roberto Camara
Fuertes <rcamara@ferraiuoli.com>; Jaime Torrens Dávila <jtorrens@ferraiuoli.com>; Monica
Ramos Benitez <mramos@ferraiuoli.com>; Carla S. Loubriel Carrión
<CLoubriel@cabprlaw.com>; Ricardo Casellas <rcasellas@cabprlaw.com>
Cc: antonio.roig@oneillborges.com; ubaldo.fernandez@oneillborges.com;
anibal.roman@oneillborges.com; Kessler, Thomas <tkessler@cgsh.com>; Team-FRB-
Benworth-Associates-CGSHOnly <team-frb-benworth-associates-cgshonly@cgsh.com>
Subject: RE: FRB/Benworth (3:23-cv-01034-GMM) - March 31 M&C
Mitchell,
Our client was still evaluating the options regarding Quickbooks. Defendants’ position
remains that they have the right to choose which option is selected, and need only meet
and confer with the Reserve Bank on the method of compliance for the option selected
by Defendants. Defendants choose to go with the second option. As far as how that
would work logistically, we propose that the parties schedule in advance dates and times
when your representative will access the Quickbooks database. The access will be
supervised by a non-attorney representative of Defendants. The access session(s) can be
conducted via Zoom.
We will get back to you on the mobile data.
Best,
Mike
MICHAEL R. LORIGAS, ESQ.
2525 Ponce de Leon Boulevard, Floor 9, Miami, Florida 33134
group; and (3) 10,001 documents with unique hits. This is a significantly larger universe
of documents to review, which is why we require the extension.
Please let us know if you consent to the extension. I’ll be in a deposition all day today,
but will make time for a call on a break if you’d like to discuss further.
Best,
Mike
9
Case 3:23-cv-01034-GMM Document 238-1 Filed 05/05/25 Page 9 of 21
Phone 305.372.1800 | Direct 305.728.2980 | Email mlorigas@kttlaw.com
Firm Bio | Personal LinkedIn | KTT LinkedIn
From: Kohles, Mitchell <mkohles@cgsh.com>
Sent: Tuesday, April 8, 2025 5:51 PM
To: Michael Lorigas <mlorigas@kttlaw.com>; Lenox, Brad <blenox@cgsh.com>; Nallira,
Kaleinani <knallira@cgsh.com>; Rasheed Nader <rnader@kttlaw.com>; Roberto Camara
Fuertes <rcamara@ferraiuoli.com>; Jaime Torrens Dávila <jtorrens@ferraiuoli.com>; Monica
Ramos Benitez <mramos@ferraiuoli.com>; Carla S. Loubriel Carrión
<CLoubriel@cabprlaw.com>; Ricardo Casellas <rcasellas@cabprlaw.com>
Cc: antonio.roig@oneillborges.com; ubaldo.fernandez@oneillborges.com;
anibal.roman@oneillborges.com; Kessler, Thomas <tkessler@cgsh.com>; Team-FRB-
Benworth-Associates-CGSHOnly <team-frb-benworth-associates-cgshonly@cgsh.com>
Subject: RE: FRB/Benworth (3:23-cv-01034-GMM) - March 31 M&C
CAUTION: [This email originated from outside of the organization. Do not click links or open
attachments unless you recognize the sender and know the content is safe.]
Mike,
We write to follow up on your April 4 email and our March 31 meet-and-confer.
On April 4, you represented that Defendants would share their final position about production
of the QuickBooks data by April 7 (yesterday). Please share your position.
In light of Defendants’ April 4 representation regarding the Navarros’ use of mobile data:
1. Please clarify whether the representation applies to all mobile devices used by the
Navarros during the relevant period (as identified in the Reserve Bank’s requests),
including any personal devices.
2. Please confirm that Defendants are reviewing and will produce responsive mobile data
from the Navarros’ phones, including communications between the Navarros and
communications among the Navarros and other Benworth employees.
10
Case 3:23-cv-01034-GMM Document 238-1 Filed 05/05/25 Page 10 of 21
MICHAEL R. LORIGAS, ESQ.
2525 Ponce de Leon Boulevard, Floor 9, Miami, Florida 33134
Phone 305.372.1800 | Direct 305.728.2980 | Email mlorigas@kttlaw.com
Firm Bio | Personal LinkedIn | KTT LinkedIn
From: Lenox, Brad <blenox@cgsh.com>
Sent: Friday, April 4, 2025 3:11 PM
To: Michael Lorigas <mlorigas@kttlaw.com>; Kohles, Mitchell <mkohles@cgsh.com>; Nallira,
Kaleinani <knallira@cgsh.com>; Rasheed Nader <rnader@kttlaw.com>; Roberto Camara
Fuertes <rcamara@ferraiuoli.com>; Jaime Torrens Dávila <jtorrens@ferraiuoli.com>; Monica
Best,
Mitchell
—
Mitchell Kohles
Cleary Gottlieb Steen & Hamilton LLP
One Liberty Plaza, New York NY 10006
T: +1 212 225 2512
mkohles@cgsh.com | clearygottlieb.com
Pronouns: he/him/his
From: Michael Lorigas <mlorigas@kttlaw.com>
Sent: Friday, April 4, 2025 3:44 PM
To: Lenox, Brad <blenox@cgsh.com>; Kohles, Mitchell <mkohles@cgsh.com>; Nallira,
Kaleinani <knallira@cgsh.com>; Rasheed Nader <rnader@kttlaw.com>; Roberto Camara
Fuertes <rcamara@ferraiuoli.com>; Jaime Torrens Dávila <jtorrens@ferraiuoli.com>; Monica
Ramos Benitez <mramos@ferraiuoli.com>; Carla S. Loubriel Carrión
<CLoubriel@cabprlaw.com>; Ricardo Casellas <rcasellas@cabprlaw.com>
Cc: antonio.roig@oneillborges.com; ubaldo.fernandez@oneillborges.com;
anibal.roman@oneillborges.com; Kessler, Thomas <tkessler@cgsh.com>; Team-FRB-
Benworth-Associates-CGSHOnly <team-frb-benworth-associates-cgshonly@cgsh.com>
Subject: RE: FRB/Benworth (3:23-cv-01034-GMM) - March 31 M&C
Brad/a ll, Attached are Defendant s’ redlines t o the joint status report and t he joint mot ion for modification. If y ou accept all these redlines without making any additional revisions, then you have our consent to affix our signatures and
Brad/all,
Attached are Defendants’ redlines to the joint status report and the joint motion for
modification. If you accept all these redlines without making any additional revisions,
then you have our consent to affix our signatures and file. But if you make additional
changes, we will need to review prior to filing.
Also, with respect to point 2(a) in my email sent at 2:12pm, we are also asserting the
accountant-client privilege pursuant to 32A L.P.R.A. Ap. VI, Capítulo V, Regla 504.
11
Case 3:23-cv-01034-GMM Document 238-1 Filed 05/05/25 Page 11 of 21
Ramos Benitez <mramos@ferraiuoli.com>; Carla S. Loubriel Carrión
<CLoubriel@cabprlaw.com>; Ricardo Casellas <rcasellas@cabprlaw.com>
Cc: antonio.roig@oneillborges.com; ubaldo.fernandez@oneillborges.com;
anibal.roman@oneillborges.com; Kessler, Thomas <tkessler@cgsh.com>; Team-FRB-
Benworth-Associates-CGSHOnly <team-frb-benworth-associates-cgshonly@cgsh.com>
Subject: RE: FRB/Benworth (3:23-cv-01034-GMM) - March 31 M&C
CAUTION: [This email originated from outside of the organization. Do not click links or open
attachments unless you recognize the sender and know the content is safe.]
Thanks Mike, please let us know if your timing expectations have changed.
Best,
Brad
—
Brad Lenox
Cleary Gottlieb Steen & Hamilton LLP
One Liberty Plaza, New York NY 10006
T: +1 212 225 2491
blenox@cgsh.com | clearygottlieb.com
From: Michael Lorigas <mlorigas@kttlaw.com>
Sent: Friday, April 4, 2025 2:12 PM
To: Kohles, Mitchell <mkohles@cgsh.com>; Nallira, Kaleinani <knallira@cgsh.com>; Rasheed
Nader <rnader@kttlaw.com>; Roberto Camara Fuertes <rcamara@ferraiuoli.com>; Jaime
Torrens Dávila <jtorrens@ferraiuoli.com>; Monica Ramos Benitez <mramos@ferraiuoli.com>;
Carla S. Loubriel Carrión <CLoubriel@cabprlaw.com>; Ricardo Casellas
<rcasellas@cabprlaw.com>
Cc: antonio.roig@oneillborges.com; ubaldo.fernandez@oneillborges.com;
anibal.roman@oneillborges.com; Kessler, Thomas <tkessler@cgsh.com>; Team-FRB-
Benworth-Associates-CGSHOnly <team-frb-benworth-associates-cgshonly@cgsh.com>
Subject: RE: FRB/Benworth (3:23-cv-01034-GMM) - March 31 M&C
Mitchell, Thanks for the update regarding your review of the documents pursuant to the proposed search ter m modifications you sent on March 11. On the term sheets, once we hav e had the opportunity to review them we will let you know whether
Mitchell,
Thanks for the update regarding your review of the documents pursuant to the proposed
search term modifications you sent on March 11. On the term sheets, once we have had
the opportunity to review them we will let you know whether we will continue to seek
further discovery regarding RFPs 35-36.
Below is our response to the other matters memorialized in your April 1st email that are
pending a response from Defendants:
1. Privilege Log. Attached is Defendants’ updated privilege log that I referenced in
my earlier email addressed to Emily. The password for the updated log is the
12
Case 3:23-cv-01034-GMM Document 238-1 Filed 05/05/25 Page 12 of 21
same as for the original log.
2. Reserve Bank Third Party Subpoenas.
a. Applicable law:
i. Section 90.5055, Florida Statutes
ii. P.R. Laws Ann. tit. 32A App. IV, Rule 25-A.
b. Scope of privilege:
i. Communications between any of the Defendants, or their
representatives, and a CPA seeking accounting, financial, or tax
advice
ii. Communications amongst the CPAs regarding accounting
issues in connection with the accounting services they provided
Defendants
iii. Documents prepared by Defendants and/or the CPAs that
reflect confidential communications involving the CPAs.
Examples include but are not limited to, draft financial
statements/tax returns containing comments from the CPAs,
notes of meetings between Defendants and the CPAs, and draft
documents relevant to the accounting services provided by the
CPAs.
c. Relevant Third-Party Subpoena Recipients:
i. Forvis Mazars, LLP
ii. H&Co, LLP
iii. Kaufman Rossin & Co.
iv. Sotolongo & Associates, P.A.
3. Defendant Mobile Data. Defendants represent that neither Mrs. Navarro or Mr.
Navarro used their mobile devices to communicate with third party professionals
related to the issues in the Reserve Bank’s complaint or any of its requests for
production.
4. Reserve Bank ESI Search Strings. One correction to your summary is that I
stated that our sampling review consisted of 250 random documents from each
search string.
a. For row 2 with respect to the “SBA PPP loan Notes,” while I agreed that
those notes were responsive to one or two requests, I also advised that all
SBA PPP loan Notes were included in the hard drive that Defendants
produced.
b. For row 3, upon review of the February 12th hit report, we agree to review
and produce responsive, non-privileged documents.
c. Regarding the production of documents responsive to the search strings in
rows 3-5, we will endeavor to produce all those documents by April 11.
However, given the court’s order requiring the production of Navarro
Entities-related documents by April 11, we are prioritizing review of those
documents to comply with the court order, so the production of the
documents responsive to the search strings in rows 3-5 will be on a rolling
basis, and the final production of those documents will be made by the end
of this month.
5. Quickbooks Data. We are still discussing this with the client and obtaining
additional information related to any difficulties with the supervised access
option. I will give you our final position on Monday, April 7. To avoid any doubt,
the export option remains on the table.
6. Defendant Search Strings. With respect to String 5a, we are still evaluating
13
Case 3:23-cv-01034-GMM Document 238-1 Filed 05/05/25 Page 13 of 21
these proposals (other than the removal of “BCP,” which we are fine with) and
will revert next week.
I have a call now that should not take longer than 15 minutes. Once that call is
completed, I will send Defendants’ redlines to the joint status report and the joint
motion for modification.
Best,
Mike
MICHAEL R. LORIGAS, ESQ.
2525 Ponce de Leon Boulevard, Floor 9, Miami, Florida 33134
Phone 305.372.1800 | Direct 305.728.2980 | Email mlorigas@kttlaw.com
Firm Bio | Personal LinkedIn | KTT LinkedIn
From: Kohles, Mitchell <mkohles@cgsh.com>
Sent: Thursday, April 3, 2025 3:29 PM
To: Nallira, Kaleinani <knallira@cgsh.com>; Michael Lorigas <mlorigas@kttlaw.com>; Rasheed
Nader <rnader@kttlaw.com>; Roberto Camara Fuertes <rcamara@ferraiuoli.com>; Jaime
Torrens Dávila <jtorrens@ferraiuoli.com>; Monica Ramos Benitez <mramos@ferraiuoli.com>;
Carla S. Loubriel Carrión <CLoubriel@cabprlaw.com>; Ricardo Casellas
<rcasellas@cabprlaw.com>
Cc: antonio.roig@oneillborges.com; ubaldo.fernandez@oneillborges.com;
anibal.roman@oneillborges.com; Kessler, Thomas <tkessler@cgsh.com>; Team-FRB-
Benworth-Associates-CGSHOnly <team-frb-benworth-associates-cgshonly@cgsh.com>
Subject: RE: FRB/Benworth (3:23-cv-01034-GMM) - March 31 M&C
CAUTION: [This email originated from outside of the organization. Do not click links or open
attachments unless you recognize the sender and know the content is safe.]
Mike,
In response to questions raised at the M&C, the Reserve Bank agrees to produce the term
sheets we discussed on Monday subject to Defendants’ pending determination of the need
for further discovery regarding its RFPs 35-36. We anticipate producing these documents next
week. In addition, our review of documents pursuant to the proposed search term
modifications we sent on March 11 is substantially underway. We will revert when we have
an expected date to begin production from this review.
Best,
Mitchell
14
Case 3:23-cv-01034-GMM Document 238-1 Filed 05/05/25 Page 14 of 21
—
Mitchell Kohles
Cleary Gottlieb Steen & Hamilton LLP
One Liberty Plaza, New York NY 10006
T: +1 212 225 2512
mkohles@cgsh.com | clearygottlieb.com
Pronouns: he/him/his
From: Nallira, Kaleinani <knallira@cgsh.com>
Sent: Thursday, April 3, 2025 3:01 PM
To: Michael Lorigas <mlorigas@kttlaw.com>; Rasheed Nader <rnader@kttlaw.com>; Roberto
Camara Fuertes <rcamara@ferraiuoli.com>; Jaime Torrens Dávila <jtorrens@ferraiuoli.com>;
Monica Ramos Benitez <mramos@ferraiuoli.com>; Carla S. Loubriel Carrión
<CLoubriel@cabprlaw.com>; Ricardo Casellas <rcasellas@cabprlaw.com>
Cc: antonio.roig@oneillborges.com; ubaldo.fernandez@oneillborges.com;
anibal.roman@oneillborges.com; Kessler, Thomas <tkessler@cgsh.com>; Kohles, Mitchell
<mkohles@cgsh.com>; Team-FRB-Benworth-Associates-CGSHOnly <team-frb-benworth-
associates-cgshonly@cgsh.com>
Subject: RE: FRB/Benworth (3:23-cv-01034-GMM) - March 31 M&C
Counsel,
Please see attached our draft joint status report, which is due to the Court tomorrow, Friday,
April 4. Please note that we have bracketed certain items to the extent there are updates
prior to filing. The draft remains subject to final client review and comment in all respects.
Additionally, as previewed on Monday at our meet and confer, also attached is a draft of the
Second Joint Motion for Modification of the Case Management Order.
We would like to file both the joint status report and the joint motion for modification
simultaneously tomorrow, April 4. As such, please let us know if Defendants have any
comments to either draft, and if not, whether we have your authority to /s/.
Best,
Nani
—
Kaleinani Nallira | Law Clerk
Cleary Gottlieb Steen & Hamilton LLP
One Liberty Plaza, New York NY 10006
T: +1 212 225 2216
knallira@cgsh.com | clearygottlieb.com
From: Kohles, Mitchell <mkohles@cgsh.com>
Sent: Tuesday, April 1, 2025 3:10 PM
To: Michael Lorigas <mlorigas@kttlaw.com>; Rasheed Nader <rnader@kttlaw.com>; Roberto
15
Case 3:23-cv-01034-GMM Document 238-1 Filed 05/05/25 Page 15 of 21
Camara Fuertes <rcamara@ferraiuoli.com>; Jaime Torrens Dávila <jtorrens@ferraiuoli.com>;
Monica Ramos Benitez <mramos@ferraiuoli.com>; Carla S. Loubriel Carrión
<CLoubriel@cabprlaw.com>; Ricardo Casellas <rcasellas@cabprlaw.com>
Cc: antonio.roig@oneillborges.com; ubaldo.fernandez@oneillborges.com;
anibal.roman@oneillborges.com; Kessler, Thomas <tkessler@cgsh.com>; Team-FRB-
Benworth-Associates-CGSHOnly <team-frb-benworth-associates-cgshonly@cgsh.com>
Subject: FRB/Benworth (3:23-cv-01034-GMM) - March 31 M&C
All,
Please see below a summary of our meet and confer discussion yesterday, March 31,
2025. We will follow up separately on the individual issues agreed by the Reserve Bank.
Privilege Logs
The parties confirmed receipt of their respective privilege logs and their
agreement to assert objections within the periods previously agreed on February
13, as subsequently amended by agreement on February 28, i.e., within 30 days
of receiving the relevant privilege log.
Reserve Bank Third-Party Subpoenas
The Reserve Bank asked Defendants the basis for their accountant-client
privilege assertion in response to the Kaufman Rosin subpoena. Defendants
explained it is the same basis as provided in their privilege log, that Defendants’
discussions with its CPAs and accountants are generally privileged, and that the
accountant-client privilege assertion is based on Puerto Rico and Florida Law.
The Reserve Bank proposed a written assertion be provided by Defendants
regarding the specific assertions of accountant-client privilege to efficiently
resolve these issues, including the applicable law, asserted scope of the
privilege, and the relevant third-party subpoena recipients subject to Defendants’
assertion. Defendants represented that they would respond to this request by
April 4.
Defendant Promissory Notes
Defendants represented that all promissory notes between the Navarros and
Benworth affiliates have been produced, but that additional communications to
which the notes were attached have not all been produced and would be
produced in an April 11 production.
Defendant Mobile Data
In response to the Reserve Bank’s February 13 proposed representation regarding
the Navarros’ use of mobile data, Defendants represented that neither Mrs.
Navarro or Mr. Navarro used their mobile devices to communicate with third party
professionals related to the issues in the Reserve Bank’s complaint or any of its
16
Case 3:23-cv-01034-GMM Document 238-1 Filed 05/05/25 Page 16 of 21
requests for production. Defendants agreed to provide this representation in
writing by April 4.
Reserve Bank ESI Search Strings
Regarding the ESI sampling reported by Defendants on March 14 (copied below),
the Reserve Bank asked Defendants to explain how the sampling was conducted,
including the responsiveness rate for each row. Defendants said they reviewed a
random sample of about 100 documents for each row but did not record a
responsiveness rate.
For rows 1 and 2, Defendants first asserted no responsive documents were
identified. Defendants explained that other documents, including from the
accounting Dropbox and the Quickbooks data, would shed light on
Benworth’s mortgage line of business. The Reserve Bank noted that
several of its requests seek financial information about Benworth’s
operations broadly and asked whether Defendants were maintaining that
no responsive documents were identified in the sampling or asserting a
proportionality argument. Defendants responded that emails on the
mortgage business such as those identified by this string were not
responsive, proportional, or relevant to the case. The Reserve Bank asked
about the “SBA PPP loan Notes” mentioned in row two and whether they
were responsive. Defendants represented that these are notes from PPP
borrowers to Benworth FL and were responsive to one or two of the Reserve
Bank’s requests.
For row 3, Defendants represented that the sampling identified internal
communications about PPP forgiveness and that it was not proportional to
review and produce these documents. The Reserve Bank asked which
documents were referenced as being previously produced in response to
Request 21. Defendants described several of these documents. The
Reserve Bank asked if Defendants were maintaining a burden or relevance
objection given that the total hit counts for row 3 based on the February 12
hit report were lower than those for rows 4 and 5, which Defendants had
previously agreed to review after sampling. Defendants agreed to confirm
these hit counts and reconsider their burden their position on whether or
not to review these documents by April 4.
For rows 4 and 5, Defendants represented that documents agreed to be
reviewed would be reviewed and if responsive would be produced as part of
their April 11 production.
Latest Search Terms Proposed by Plaintiff
Reserve Bank 2/11 Proposal
Defendants’ Response After Sampling Review
(wire OR transf*) w/10 (“Benworth PR” OR “BCP PR” OR “BWC PR” OR “PR” OR
“Benworth Capital Partners” OR “Benworth FL” OR “BCP” OR “BWC” OR “Florida” OR
17
Case 3:23-cv-01034-GMM Document 238-1 Filed 05/05/25 Page 17 of 21
“Bernardo” OR “Claudia”)
Please review and produce documents returned by the searches highlighted in the 1/23
disaggregated report, which searches collectively return 5,106 unique hits.
Will not review. The sampling included only documents concerning PPP loan
disbursement issues and Benworth FL’s mortgage line of business.
liabilit* w/10 (“BWC” OR “Navarro” OR “Bernardo” OR “Bernie” OR “Claudia” OR
“trust” OR “SBA” OR guarant*)
Please review and produce documents returned by the searches highlighted in the 1/23
disaggregated report, which searches collectively return 4,941 unique hits.
Will not review. The sampling included only documents concerning Benworth FL’s
mortgage line of business and SBA PPP loan Notes.
(Benworth w/20 “Puerto Rico”) w/20 (forgiv*)
Please run the string “(Benworth w/20 “Puerto Rico”) w/20 (forgiv*)”, which does not
appear in the 1/31 report.
Will not review. The sampling was mostly internal communications about PPP
forgiveness process or communications with borrowers about forgiveness, thus
responsive to only Request 21. However, considering the documents we’ve already
produced, further review of documents hitting on these terms is not proportional to the
case.
(1) SBA w/10 (GP OR eligib* OR noncompl* OR reject*)
Please review and produce documents returned by the searches highlighted in the 1/31
disaggregated report, which searches collectively return 1,645 unique hits.
Will review and produce non-privileged, responsive documents with goal of including
them in the 3/19 production.
Tax w/7 (“PR” OR “Puerto Rico” OR “BWC” OR “Navarro” OR “Bernardo” OR “Bernie”
OR “Claudia”)
Please review and produce documents returned by the searches highlighted in the 1/31
disaggregated report, which searches collectively return 3,750 unique hits.
Will review and produce non-privileged, responsive documents but they will not be
included in the 3/19 production.
Quickbooks Data
In response to the Court’s order requiring Defendants to produce Quickbooks
data (ECF No. 224), both the Reserve Bank and Defendants agreed that the option
to export all data would be far less burdensome on both parties than the option
for supervised access. Defendants represented that they would discuss the
export option with their client and report back to the Reserve Bank by April 4.
Regarding the supervised access option, Defendants asked the Reserve Bank
what it would require in terms of reasonable access. The Reserve Bank explained
that reasonable access would depend on numerous factors, including without
limitation the amount and type of data, whether the access was virtual or on-site,
18
Case 3:23-cv-01034-GMM Document 238-1 Filed 05/05/25 Page 18 of 21
and information learned through a review of the Quickbooks data itself. The
Reserve Bank noted that the inquiries required to assess what access is
reasonable illustrated the burden associated with this option.
The parties also discussed a disagreement in interpretating the Court’s order.
Defendants maintain Defendants may select the option of their choosing. The
Reserve Bank maintains that the order requires the parties to meet and confer
about the preferred mode of production.
Navarro Entities
Defendants confirmed that they would comply with the Court’s order requiting
production of Navarro Entities-related documents by April 11.
Schedule Extension and Case Management Order Modification.
Defendants agreed to extend the deadlines of the Case Management Order as
proposed by the Reserve Bank on March 25 and will review the Reserve Bank’s
proposed joint motion.
Defendant Search Strings
Defendants asked about the Reserve Bank’s proposed modifications sent on
March 11 to the search parameters requested by Defendants on February 11.
For Search String 3a, the Reserve Bank explained that term “toby” returned
several false hits due to multiple individuals named Toby working at the
Federal Reserve System. Defendants agreed this explanation was
reasonable.
For Search String 5a, the Reserve Bank explained that the term “BCP” did
not appear a common acronym used for Benworth and also generated
many false hits (e.g., for business continuity plans). Defendants agreed this
explanation was reasonable. The Reserve Bank also represented additional
terms excluded from its counterproposals generated documents that were
commonly shared between the parties in the ordinary course of business
(such as reduction reports), such that review and production of these
documents was burdensome and not proportional to Defendants’ need.
Defendants agreed to consider these proposals.
For Search String 6, the Reserve Bank proposed to provide term sheets
signed by the Reserve Bank regarding PPP servicing arrangements as an
alternative to reviewing and producing documents as requested by
Defendants, which would be unduly burdensome and not proportional to
Defendants’ need. Defendants asked if the Reserve Bank would be willing
to produce the term sheets pending Defendants determination of the need
for further discovery. The Reserve Bank agreed to consider and confirm its
response in writing.
The Reserve Bank agreed to follow up in writing with an estimate of its current
progress in reviewing documents based on its proposed modifications.
19
Case 3:23-cv-01034-GMM Document 238-1 Filed 05/05/25 Page 19 of 21
—
Mitchell Kohles
Cleary Gottlieb Steen & Hamilton LLP
One Liberty Plaza, New York NY 10006
T: +1 212 225 2512
mkohles@cgsh.com | clearygottlieb.com
Pronouns: he/him/his
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Case 3:23-cv-01034-GMM Document 238-1 Filed 05/05/25 Page 20 of 21
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