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Home Court filings Kservicing Bankruptcy Motion — Interim Compensation Procedures for Retained Professionals — In re KServicing

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Motion — Interim Compensation Procedures for Retained Professionals — In re KServicing

Record facts

CourtU.S. Bankruptcy Court for the District of Delaware
Filed2022-10-11

U.S. Bankruptcy Court for the District of Delaware · No. 22-10951 · Doc. 95 · 2022-10-11 · Docket on CourtListener

Summary

A motion by the debtors in In re Kabbage, Inc. d/b/a KServicing, et al., Case No. 22-10951 (CTG), in the U.S. Bankruptcy Court for the District of Delaware, filed October 11, 2022 as Doc 95. The debtors ask for an order establishing procedures for interim compensation and reimbursement of expenses of retained professionals under sections 105(a), 330, and 331 of the Bankruptcy Code, Bankruptcy Rule 2016 and Local Rule 2016-2. The proposed procedures provide for Monthly Fee Applications, a 20-day objection period, payment of 80% of fees and 100% of expenses after a certificate of no objection, and Interim Fee Applications at three-month intervals. The motion lists professionals the debtors have retained or intend to retain, including Weil, Gotshal & Manges LLP and Richards, Layton & Finger, P.A. It sets an objection deadline of October 19, 2022 and a hearing date of October 26, 2022.

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Full text

RLF1 28074542v.1 
UNITED STATES BANKRUPTCY COURT 
DISTRICT OF DELAWARE 
------------------------------------------------------------ x 
 
In re 
: 
Chapter 11 
 
: 
 
KABBAGE, INC. d/b/a KSERVICING, et al., : 
Case No. 22-10951 (CTG) 
 
: 
 
 
: 
(Jointly Administered) 
 
: 
 
 
 
Debtors.1 
: 
Objection Deadline: October 19, 2022 at 4:00 p.m. (ET) 
 
: 
Hearing Date: October 26, 2022 at 10:30 a.m. (ET) 
------------------------------------------------------------ x 
 
MOTION OF DEBTORS FOR 
 ENTRY OF ORDER ESTABLISHING PROCEDURES FOR INTERIM  
COMPENSATION AND REIMBURSEMENT OF EXPENSES OF PROFESSIONALS 
Kabbage, Inc. d/b/a KServicing and its debtor affiliates, as debtors and debtors in 
possession in the above-captioned chapter 11 cases (collectively, the “Debtors”), respectfully 
move and represent as follows in support of this motion (this “Motion”): 
Relief Requested 
1. 
By this Motion, pursuant to sections 105(a), 330, and 331 of title 11 of the 
United States Code (the “Bankruptcy Code”), Rule 2016 of the Federal Rules of Bankruptcy 
Procedure (the “Bankruptcy Rules”), and Rule 2016-2 of the Local Rules of Bankruptcy Practice 
and Procedure of the United States Bankruptcy Court for the District of Delaware (the “Local 
Rules”), the Debtors request authority to establish procedures for interim compensation and 
reimbursement of expenses incurred by attorneys and other professionals that will be retained 
pursuant to sections 327 or 1103 of the Bankruptcy Code and are required to file fee applications 
 
1 The Debtors in these chapter 11 cases, along with the last four digits of each Debtor’s federal tax identification 
number, as applicable are: Kabbage, Inc. d/b/a KServicing (3937); Kabbage Canada Holdings, LLC (N/A); Kabbage 
Asset Securitization LLC (N/A); Kabbage Asset Funding 2017-A LLC (4803); Kabbage Asset Funding 2019-A LLC 
(8973); and Kabbage Diameter, LLC (N/A).  Kabbage is a trademark of American Express used under license; 
Kabbage, Inc. d/b/a KServicing is not affiliated with American Express.  The Debtors’ mailing and service address is 
925B Peachtree Street NE, Suite 383, Atlanta, GA 30309. 
Case 22-10951-CTG    Doc 95    Filed 10/11/22    Page 1 of 12

 
2 
 
RLF1 28074542v.1 
pursuant to sections 328, 330, and 331 of the Bankruptcy Code, on terms that satisfy the 
requirements of Bankruptcy Rule 2016 and Local Rule 2016-2.  Specifically, the Debtors request 
that the payment of fees and reimbursement of expenses of Retained Professionals (as defined 
below) be structured in accordance with the Interim Compensation Procedures (as defined below). 
2. 
A proposed form of order granting the relief requested herein is annexed 
hereto as Exhibit A (the “Proposed Order”). 
Jurisdiction 
3. 
The Court has jurisdiction to consider this matter pursuant to 
28 U.S.C. §§ 157 and 1334, and the Amended Standing Order of Reference from the United States 
District Court for the District of Delaware, dated February 29, 2012.  This is a core proceeding 
pursuant to 28 U.S.C. § 157(b).  Pursuant to Rule 9013-1(f) of the Local Rules, the Debtors consent 
to the entry of a final order by the Court in connection with this Motion if it is later determined 
that the Court, absent consent of the parties, cannot enter final orders or judgments consistent with 
Article III of the United States Constitution.  Venue is proper before the Court pursuant to 28 
U.S.C. §§ 1408 and 1409.   
Background 
4. 
On October 3, 2022 (the “Petition Date”), the Debtors each commenced 
with this Court a voluntary case under chapter 11 of the Bankruptcy Code (the “Chapter 11 
Cases”).  The Debtors are authorized to continue to operate their business as debtors in possession 
pursuant to sections 1107(a) and 1108 of the Bankruptcy Code.  No trustee, examiner, or statutory 
committee of creditors has been appointed in these Chapter 11 Cases. 
5. 
Pursuant to Bankruptcy Rule 1015(b), the Chapter 11 Cases are being 
jointly administered under the above captioned case. 
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RLF1 28074542v.1 
6. 
Additional information regarding the Debtors’ business, capital structure, 
and the circumstances leading to the commencement of these Chapter 11 Cases is set forth in the 
Declaration of Deborah Rieger-Paganis In Support of Debtors’ Chapter 11 Petitions and First 
Day Relief (the “First Day Declaration”) [Docket No. 13].2   
Retention of Professionals 
7. 
Given the size and complex nature of these Chapter 11 Cases, the Debtors 
require the assistance of various professionals to efficiently manage these proceedings to 
successfully and timely emerge from chapter 11.  Accordingly, the Debtors have filed, or intend 
to file, separate applications with the Court to employ and retain a number of professionals, 
including, without limitation: (i) Weil, Gotshal & Manges LLP (“Weil”), as general restructuring 
counsel, (ii) Richards, Layton & Finger, P.A. (“RLF”), as co-counsel, (iii) AlixPartners, LLP, as 
financial advisor, (iv) Omni Agent Solutions, Inc. (“Omni”), as claims and noticing agent and 
administrative agent, (v) Greenberg Traurig, LLP (“Greenberg Traurig”), as counsel to the board 
of directors of Kabbage, Inc. d/b/a KServicing, and (vi) Jones Day, as governmental investigations 
counsel (collectively, the “Debtors’ Professionals”).  The Debtors may also retain other 
professionals pursuant to section 327 of the Bankruptcy Code during the course of these Chapter 11 
Cases as the need arises.  In addition, a statutory creditors’ committee, if appointed, will likely 
retain 
professionals 
(collectively, 
with 
the 
Debtors’ 
Professionals, 
the 
“Retained 
Professionals”).3 
 
2 Capitalized terms used but not defined herein shall have the meanings ascribed to such terms in the First Day 
Declaration. 
3 In addition, the Debtors have filed, or will soon file, a motion pursuant to sections 105(a), 327, 328, 330, and 363 of 
the Bankruptcy Code seeking authority to employ certain professionals used in the ordinary course of business 
(collectively, the “Ordinary Course Professionals”).  Pursuant to the relief requested in such motion, Ordinary 
Course Professionals will not need to file individual retention applications and will be paid in full without interim or 
final fee applications, subject to monthly and aggregate caps on fees and expenses.  Any Ordinary Course Professional 
 
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4 
 
RLF1 28074542v.1 
Proposed Compensation and Reimbursement Procedures 
8. 
The Debtors believe that establishing orderly procedures to pay the 
Retained Professionals will streamline the administration of these Chapter 11 Cases and otherwise 
promote efficiency for the Court, the Office of the United States Trustee for the District of 
Delaware (the “U.S. Trustee”), and all other parties in interest.  Specifically, a streamlined process 
for serving interim fee applications and notices thereof is in the best interest of the Debtors because 
it will facilitate efficient review of the Retained Professionals’ fees and expenses and will save the 
Debtors from incurring unnecessary expenses. 
9. 
Accordingly, the Debtors request that the Court authorize and establish 
procedures for the interim compensation and reimbursement of Retained Professionals on terms 
comparable to procedures approved in other large chapter 11 cases in this District, and in 
accordance with the following procedures (the “Interim Compensation Procedures”): 
A. Monthly Fee Application 
(i) 
On or after the twentieth (20th) day of each calendar month, following the 
month for which compensation is sought, or as soon as reasonably 
practicable thereafter, each Retained Professional seeking interim 
allowance of its fees and expenses shall file with the Court an application, 
which will include the relevant time entries and descriptions and expense 
details for interim allowance of compensation for services rendered and 
reimbursement of expenses incurred during the preceding month (a 
“Monthly Fee Application”).  Retained Professionals may submit the first 
Monthly Fee Application, covering the period from the Petition Date 
through October 31, 2022, on or after November 20, 2022. 
(ii) 
Each Retained Professional that files a Monthly Fee Application will serve 
a copy of such Monthly Fee Application on the following parties by email 
(collectively, the “Fee Notice Parties”): 
 
seeking payment of fees exceeding the monthly cap may be required to file a fee application pursuant to the procedures 
set forth in the Ordinary Course Professionals Proposed Order. 
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RLF1 28074542v.1 
(a) the Debtors, c/o Kabbage, Inc. d/b/a KServicing, 925B Peachtree 
Street NE, Suite 383, Atlanta, GA 30309 (Attn: Holly Loiseau, 
General Counsel); 
(b) proposed counsel for the Debtors, (a) Weil, Gotshal & Manges LLP, 
767 Fifth Avenue, New York, NY 10153 (Attn: Candace M. Arthur 
(candace.arthur@weil.com), 
Natasha 
S. 
Hwangpo 
(natasha.hwangpo@weil.com), 
and 
Chase 
A. 
Bentley 
(chase.bentley@weil.com)) 
and 
(b) 
Richards, 
Layton 
& 
Finger, P.A., One Rodney Square, 920 North King Street, 
Wilmington, 
DE 
19801 
(Attn: 
Daniel 
J. 
DeFranceschi 
(defranceschi@rlf.com), Amanda R. Steele (steele@rlf.com), and 
Zachary I. Shapiro (shapiro@rlf.com)); 
(c) the Office of the United States Trustee for the District of Delaware, 
844 King Street, Suite 2207, Wilmington, DE 19801 (Attn: Richard 
L. Schepacarter (richard.schepacarter@usdoj.gov) and Rosa Sierra-
Fox (rosa.sierra-fox@usdoj.gov)); and 
(d) counsel for any statutory committees appointed in these Chapter 11 
Cases. 
(iii) 
Any Retained Professional that fails to file a Monthly Fee Application for a 
particular month or months may subsequently submit a consolidated 
Monthly Fee Application that includes a request for compensation earned 
or expenses incurred during previous months.  All Monthly Fee 
Applications will comply with applicable provisions of the Bankruptcy 
Code, the Bankruptcy Rules, the Local Rules, and any applicable orders of 
the Court. 
(iv) 
The deadline to object to any Monthly Fee Application is 4:00 p.m. 
(Eastern Prevailing Time) on the 20th day (or the next business day if 
such day is not a business day) following the date the Monthly Fee 
Application is served (the “Objection Deadline”). 
(v) 
To object to a Retained Professional’s Monthly Fee Application, the 
objecting party must (i) file with the Court a written objection (an 
“Objection”) on or before the Objection Deadline and (ii) serve the 
Objection upon the affected Retained Professional and each of the Fee 
Notice Parties. 
(vi) 
Upon the expiration of the Objection Deadline, a Retained Professional may 
file a certificate of no objection (a “CNO”) with the Court with respect to 
any fees and expenses not subject to an Objection.  After a Retained 
Professional files a CNO, the Debtors will promptly pay the Retained 
Professional 80% of the fees and 100% of the expenses requested in the 
applicable Monthly Fee Application that are not subject to an Objection. 
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RLF1 28074542v.1 
(vii) 
If a portion of the fees and expenses requested in a Monthly Fee Application 
is subject to an Objection and the parties are unable to reach a consensual 
resolution, the Retained Professional may either (i) file with the Court a 
response to the Objection, together with a request for payment of any 
portion of the amounts subject to the Objection or (ii) forego payment of 
such amounts until the next hearing to consider interim or final fee 
applications, at which time the Court will adjudicate any unresolved 
Objections. 
B. Interim Fee Applications 
(i) 
Unless a chapter 11 plan has become effective, commencing with the period 
ending December 31, 2022, and at three-month intervals thereafter, 
Retained  Professionals  will  file  with  the  Court  an  application 
(an “Interim Fee Application”) for interim approval and allowance of 
compensation and reimbursement of expenses sought by such Retained 
Professional in its Monthly Fee Applications, including any amounts 
requested in Monthly Fee Applications but yet unpaid, filed during the 
preceding interim period (each such period, an “Interim Fee Period”).  The 
initial Interim Fee Period will include the period from the Petition Date 
through December 31, 2022. 
(ii) 
Retained Professionals will file their applicable Interim Fee Applications 
on or before the 45th day, or the next business day if such day is not a 
business day, following the end of each Interim Fee Period. 
(iii) 
The Interim Fee Application will include a brief description identifying the 
following: 
(a) the Monthly Fee Applications that are the subject of the request; 
(b) the amount of fees and expenses requested; 
(c) the amount of fees and expenses paid to date or subject to an 
Objection; 
(d) the deadline for parties to file objections to the Interim Fee 
Application (such objections, the “Additional Objections”); and 
(e) any other information requested by the Court or required by the 
Bankruptcy Code, the Bankruptcy Rules, or the Local Rules. 
(iv) 
Additional Objections to any Interim Fee Application must be filed with the 
Court and served upon the affected Retained Professional and each of the 
Fee Notice Parties on or before 4:00 p.m. (Eastern Prevailing Time) on 
the 20th day (or the next business day if such day is not a business day), 
following service of the applicable Interim Fee Application. 
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RLF1 28074542v.1 
(v) 
The Debtors may request that the Court schedule a hearing on Interim Fee 
Applications at least once every three months or at such other intervals as 
the Court deems appropriate.  If no Objections are pending and no 
Additional Objections are timely filed, the Court may approve and allow an 
Interim Fee Application without a hearing. 
(vi) 
Each Retained Professional will serve its Interim Fee Application and final 
fee application upon the Fee Notice Parties.  Each Retained Professional 
will serve a notice of hearing on its Interim Fee Application and final fee 
application on all parties that have requested notice in these Chapter 11 Cases 
pursuant to Bankruptcy Rule 2002.  No further notice is necessary. 
(vii) 
Each Retained Professional that is an attorney will make a reasonable effort 
to comply with the U.S. Trustee’s requests for information and additional 
disclosures as set forth in the Guidelines for Reviewing Applications for 
Compensation and Reimbursement of Expenses Filed under 11 U.S.C. § 330 
by Attorneys in Larger Chapter 11 Cases, effective as of November 1, 2013, 
in connection with each such attorney’s Interim Fee Application and/or final 
fee application. 
(viii) 
A pending Objection to compensation or reimbursement of a Retained 
Professional does not disqualify the Retained Professional from future 
compensation or reimbursement. 
(ix) 
Neither (i) the payment of, or the failure to pay, in whole or in part, any 
interim compensation and reimbursement to a Retained Professional nor (ii) 
the filing of, or failure to file, an Objection will bind any party in interest or 
the Court with respect to the final allowance of any compensation of fees 
for services rendered or reimbursement of expenses incurred by a Retained 
Professional.  All fees and expenses paid to Retained Professionals under 
these Interim Compensation Procedures are subject to disgorgement until 
final allowance by the Court. 
(x) 
No Retained Professional may serve a Monthly Fee Application or file an 
Interim Fee Application until the Court enters an order approving the 
retention of such Professional pursuant to sections 327 or 1103 of the 
Bankruptcy Code. 
10. 
In addition, as part of the Interim Compensation Procedures, any member 
of a statutorily-appointed committee in the Chapter 11 Cases may submit statements of expenses 
(excluding the fees and expenses of an individual committee member’s third-party counsel) and 
supporting vouchers to the applicable committee’s counsel, which counsel will collect and submit 
the committee members’ requests for reimbursement in accordance with the Interim Compensation 
Case 22-10951-CTG    Doc 95    Filed 10/11/22    Page 7 of 12

 
8 
 
RLF1 28074542v.1 
Procedures; provided that, payment of such expenses may not be authorized to the extent that such 
authorization does not exist under the Bankruptcy Code, applicable Third Circuit law, the 
Bankruptcy Rules, the Local Rules, or the procedures and practices of this Court. 
Relief Requested Should Be Granted 
11. 
The Bankruptcy Code authorizes compensating the Retained Professionals 
and establishing the Interim Compensation Procedures.  Section 330(a)(1) of the Bankruptcy Code 
provides that “the court may award . . . a professional person employed under section 327 or 
1103—(A) reasonable compensation for actual, necessary services rendered  . . .  and (B) 
reimbursement for actual, necessary expenses.” 11 U.S.C. § 330(a)(1).  Bankruptcy Rule 2016(a) 
provides that any application seeking such compensation or reimbursement shall set forth a 
“detailed statement of (1) the services rendered, time expended and expenses incurred, and (2) 
the amounts requested.” Fed. R. Bankr. P. 2016(a). 
12. 
With respect to the Court’s review of any such application, section 
330(a)(3) of the Bankruptcy Code provides as follows: 
[T]he court shall consider the nature, the extent, and the value of such services, 
taking into account all relevant factors, including – 
(A) 
the time spent on such services; 
(B) 
the rates charged for such services; 
(C) 
whether the services were necessary to the administration of, or beneficial 
at the time at which the service was rendered toward the completion of, a case under 
[the Bankruptcy Code]; 
(D) 
whether the services were performed within a reasonable amount of time 
commensurate with the complexity, importance, and nature of the problem, issue, 
or task addressed; 
(E) 
with respect to a professional person, whether the person is board certified 
or otherwise has demonstrated skill and experience in the bankruptcy field; and 
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RLF1 28074542v.1 
(F) 
whether the compensation is reasonable based on the customary 
compensation charged by comparably skilled practitioners in cases other than cases 
under [the Bankruptcy Code]. 
11 U.S.C. § 330(a)(3). 
13. 
In addition, the Bankruptcy Code provides for allowance and disbursement 
of professional compensation on an interim basis.  Under section 331 of the Bankruptcy Code, all 
Retained Professionals are entitled to submit applications for interim compensation and 
reimbursement of expenses every 120 days or more often if the Court permits.  Specifically, section 
331 of the Bankruptcy Code provides, in relevant part, as follows: 
A trustee, an examiner, a debtor’s attorney, or any professional 
person employed under section 327 or 1103 of this title may apply 
to the court not more than once every 120 days after an order for 
relief in a case under this title, or more often if the court permits, for 
such compensation for services rendered before the date of such an 
application or reimbursement for expenses incurred before such date 
as is provided under section 330 of this title. After notice and a 
hearing, the court may allow and disburse to such applicant such 
compensation or reimbursement. 
11 U.S.C. § 331.  Absent an order of the Court, section 331 of the Bankruptcy Code limits payment 
of fees and expenses to Retained Professionals rendering services in these Chapter 11 Cases to three 
times per year. 
14. 
Additionally, section 105(a) of the Bankruptcy Code provides that “[t]he 
court may issue any order, process, or judgment that is necessary or appropriate to carry out the 
provisions of this title.” 11 U.S.C. § 105(a).  Courts may use their discretionary authority under 
section 105(a) of the Bankruptcy Code because, while section 331 of the Bankruptcy Code 
“expresses the normal rule that interim fee applications may be filed only once every 120 days, it 
expressly permits the Court, in appropriate circumstances, to permit fee applications to be filed 
more often.” In re Mariner Post-Acute Network, Inc., 257 B.R. 723, 727 (Bankr. D. Del. 2000).  
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RLF1 28074542v.1 
Accordingly, “[c]ourts have generally recognized that in large cases it is appropriate to allow 
payment of professionals more frequently.” Id. (citations omitted). 
15. 
The complexity of these Chapter 11 Cases and the amount of time and effort 
that will be required of the Retained Professionals to successfully execute the Debtors’ chapter 11 
strategy justifies the approval of the Interim Compensation Procedures.  The Interim 
Compensation Procedures are necessary to ensure that Retained Professionals are fairly and timely 
compensated for their services in these cases and are not forced to bear undue financial burden or 
risk caused by delays in payment.  Absent streamlined compensation procedures, the professional 
fee application and review process could be exceptionally burdensome on the Debtors, the 
Retained Professionals, the Court, and other parties. 
16. 
Further, in contrast to the four-month default period under section 331 of 
the Bankruptcy Code, the proposed Interim Compensation Procedures provide for monthly review, 
enabling the Debtors to closely monitor the costs of administering these Chapter 11 Cases, maintain 
appropriate cash flows, and implement efficient cash management procedures.  Moreover, the 
Interim Compensation Procedures will allow the Court and key parties in interest to monitor the 
reasonableness and necessity of the compensation and reimbursement sought by the Retained 
Professionals.  Based upon the foregoing, the Debtors submit that the relief requested herein is 
necessary, appropriate, and in the best interest of the Debtors’ estates, creditors, and all parties in 
interest, and therefore should be approved. 
Notice 
17. 
Notice of this Motion will be provided to (a) the Office of the United States 
Trustee for the District of Delaware; (b) the holders of the thirty (30) largest unsecured claims 
against the Debtors on a consolidated basis; (c) the Federal Reserve Bank; (d) Customers Bank; 
(e) Cross River Bank; (f) the United States Department of Justice; (g) the Federal Trade 
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RLF1 28074542v.1 
Commission; (h) the Small Business Administration; (i) the Internal Revenue Service; (j) the 
Securities and Exchange Commission; (k) the United States Attorney’s Office for the District of 
Delaware; (l) the Banks; (m) all Retained Professionals; and (n) any party that is entitled to notice 
pursuant to Bankruptcy Rule 2002 (collectively, the “Notice Parties”).  The Debtors believe that 
no further notice is required.   
No Prior Request 
18. 
No previous request for the relief sought herein has been made by the 
Debtors to this or any other court. 
 
 
[Remainder of page intentionally left blank] 
Case 22-10951-CTG    Doc 95    Filed 10/11/22    Page 11 of 12

 
 
RLF1 28074542v.1 
 
 
WHEREFORE the Debtors respectfully request entry of the Proposed Order 
granting the relief requested herein and such other and further relief as the Court may deem just 
and appropriate. 
Dated: October 11, 2022 
 
Wilmington, Delaware 
 
/s/ Matthew P. Milana 
RICHARDS, LAYTON & FINGER, P.A. 
Daniel J. DeFranceschi (No. 2732) 
Amanda R. Steele (No. 5530) 
Zachary I. Shapiro (No. 5103) 
Matthew P. Milana (No. 6681) 
One Rodney Square 
920 North King Street 
Wilmington, Delaware 19801 
Telephone: (302) 651-7700 
E-mail: defranceschi@rlf.com 
             steele@rlf.com 
             shapiro@rlf.com 
             milana@rlf.com 
 
-and- 
 
WEIL, GOTSHAL & MANGES LLP 
Ray C. Schrock, P.C. (admitted pro hac vice) 
Candace M. Arthur (admitted pro hac vice) 
Natasha S. Hwangpo (admitted pro hac vice) 
Chase A. Bentley (admitted pro hac vice) 
767 Fifth Avenue 
New York, New York 10153 
Telephone:  
(212) 310-8000 
E-mail:  
ray.schrock@weil.com 
                        candace.arthur@weil.com 
 
 
natasha.hwangpo@weil.com 
                        chase.bentley@weil.com  
 
Proposed Attorneys for Debtors  
and Debtors in Possession 
Case 22-10951-CTG    Doc 95    Filed 10/11/22    Page 12 of 12

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