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Home Court filings United States v. Visa Inc. and Plaid Inc. — U.S. District Court, N.D. Cal. JOINT CASE MANAGEMENT STATEMENT and Discovery Plan filed by… — United States v. Visa In…

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JOINT CASE MANAGEMENT STATEMENT and Discovery Plan filed by… — United States v. Visa Inc. and Plaid Inc. (Dkt. 57)

No. 4:20-cv-07810-JSW · Doc. 57 · Docket on CourtListener

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             Case 4:20-cv-07810-JSW Document 57 Filed 12/11/20 Page 1 of 57




1    JOHN R. READ (DC Bar #419373)
     john.read@usdoj.gov
2    MEAGAN BELLSHAW (CA Bar #257875)
3    meagan.bellshaw@usdoj.gov
     CORY BRADER LEUCHTEN (NY Bar # 5118732)
4    cory.leuchten@usdoj.gov
     SARAH H. LICHT (DC Bar #1021541)
5    sarah.licht@usdoj.gov
6    United States Department of Justice, Antitrust Division
     450 Fifth Street, NW, Suite 4000
7    Washington, DC 20530
     Telephone: (202) 307-0468
8
     Facsimile: (202) 514-7308
9
     Attorneys for Plaintiff United States of America
10
11
12                              UNITED STATES DISTRICT COURT

13                           NORTHERN DISTRICT OF CALIFORNIA

14                                       OAKLAND DIVISION

15
      UNITED STATES OF AMERICA,                                Case No.: 4:20-cv-07810-JSW
16
                          Plaintiff
17                                                             JOINT CASE MANAGEMENT
                     v.
                                                               STATEMENT AND DISCOVERY
18                                                             PLAN; [PROPOSED] ORDER FILED
                                                               CONCURRENTLY HEREWITH
19    VISA INC. and PLAID INC.,
20                                                             Date: December 18, 2020
                           Defendants.
21                                                             Time: 11 a.m.
                                                               Judge: Hon. Jeffrey S. White
22
23
24          Plaintiff United States of America and Defendants Visa Inc. and Plaid Inc. jointly submit

25   this JOINT CASE MANAGEMENT STATEMENT AND DISCOVERY PLAN pursuant to the

26   Standing Order for All Judges of the Northern District of California, Civil Local Rule 16-9, and
27   the Court’s November 23, 2020, Order (ECF 44). Pursuant to Rules 16(b) and 26(f) of the
28   Federal Rules of Civil Procedure and Civil Local Rule 16-10(b), the parties respectfully request


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1    that the Court adopt the undisputed provisions of this Order as the Case Management Order in
2    this case and, as to disputed provisions (indicated herein in italics), request that the Court resolve
3    the disputes.
4    I.      JURISDICTION AND SERVICE
5            The basis for the Court’s subject matter jurisdiction is Section 15 of the Clayton Act, as
6    amended, 15 U.S.C § 25, and Section 4 of the Sherman Act, 15 U.S.C. § 4, as well as 28 U.S.C.
7    §§ 1345, 1331, and 1337. The Court has personal jurisdiction over the Defendants and venue is
8    proper in this Court. Both Defendants are headquartered and transact business in this judicial
9    District. Counsel for Defendants, acting on behalf of Defendants, have accepted service of the
10   Complaint and have waived formal service of summons. No parties remain to be served.
11   II.     FACTS
12           A.      Plaintiff’s Position
13           The United States brought this suit to stop Visa, a monopolist in online debit, from
14   extinguishing the competitive threat posed by Plaid, a nascent competitor poised to enter the
15   online payments market in violation of Section 2 of the Sherman Act, 15 U.S.C. § 2 (“Section
16   2”). Visa is a monopolist in online debit transactions, controlling approximately 70% of the
17   market. In 2019, there were roughly 500 million Visa debit cards in circulation in the United
18   States. Because of its ubiquity among consumers, merchants have no choice but to accept Visa
19   debit despite perennial complaints about its high cost. The fees charged by Visa and its partner
20   banks cost U.S. merchants and consumers more than $6 billion every year. Visa’s monopoly
21   power in online debit is protected by significant barriers to entry and expansion, and Visa has
22   long sought to protect its monopoly by thwarting those who challenge its position.
23           Plaid is a financial technology firm that is developing its own end-to-end pay-by-bank
24   debit service product that directly threatens Visa’s monopoly in online debit. With access to
25   financial data from over 11,000 U.S. financial institutions and more than 200 million U.S.
26   consumer bank accounts, Plaid powers numerous popular financial technology (“fintech”) apps,
27   such as Venmo, Acorns, and Betterment. When a consumer signs up for a Plaid-supported
28   fintech app, she provides her bank login credentials, which Plaid uses to access the consumer’s

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1    financial institution and obtain the consumer’s financial data. Plaid’s established bank account
2    connections position it to overcome the entry barriers protecting Visa’s monopoly. Plaid plans to
3    leverage its existing technology, combined with its relationships with financial institutions and
4    consumers, to facilitate transactions between consumers and merchants in competition with Visa.
5    Once deployed, Plaid’s rival service would provide a reliable, less-expensive method for
6    conducting online debit transactions, and “Plaid intended to ‘steal[] share’ and become a
7    “formidable competitor to Visa and Mastercard.’” Compl. ¶ 8. On January 13, 2020, Visa
8    agreed to acquire Plaid for approximately $5 billion, in part to eliminate the significant threat
9    Plaid posed to its monopoly in online debit. Visa’s CEO recognized “that the deal ‘does not hunt
10   on financial grounds,’” but “justified the extraordinary purchase price for Plaid as a ‘strategic,
11   not financial’ move because ‘[o]ur US debit business i[s] critical and we must always do what it
12   takes to protect this business.’” Compl. ¶ 12.
13          The United States contends that Visa’s proposed acquisition of Plaid violates Section 2,
14   and seeks to enjoin Visa from acquiring Plaid. Monopolists cannot have “free reign to squash
15   nascent, albeit unproven, competitors at will.” United States v. Microsoft Corp., 253 F.3d 34, 79
16   (D.C. Cir. 2001). The United States also contends that the proposed acquisition would violate
17   Section 7 of the Clayton Act, 15 U.S.C. § 18. Section 7 of the Clayton Act was “designed to
18   arrest the creation of monopolies ‘in their incipiency,’” United States v. Gen. Dynamics Corp.,
19   415 U.S. 486, 505 n.13 (1974), and prohibits a monopolist from maintaining its monopoly by
20   acquiring a firm that represents a nascent, but significant, competitive threat. Acquiring Plaid
21   would further entrench Visa’s monopoly in online debit, depriving merchants and consumers of
22   competition that would likely result in substantial savings and more innovative online debit
23   services.
24          B.       Defendants’ Position
25          Plaintiff seeks to enjoin this transaction, arguing that Visa’s acquisition of Plaid is an
26   attempt to “neutralize” a unique threat to Visa’s alleged monopoly in a market for “online debit
27   transactions.” Defendants contend that each element of that argument is fundamentally incorrect
28   on the facts. First, the relevant market alleged by Plaintiff does not reflect commercial realities.

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1    For example, many “online” transactions, such as recurring bill payments and payments for
2    services, can also be accomplished “offline” via check or cash. In addition, even where a
3    transaction can only be accomplished “online,” both consumers and merchants can and do use
4    alternative payment methods for such transactions, most notably credit. Second, even if one
5    accepted Plaintiff’s gerrymandered market definition, Visa is not a monopolist. Fierce
6    competition from Mastercard alone undermines any notion that Visa is unconstrained in online
7    debit.
8             Third, Plaid is not a threat to Visa’s debit position. Plaid’s so-called “pay-by-bank”
9    (PBB) debit service does not exist today. Instead, Plaid has a limited number of research and
10   development products that are principally designed to help Plaid’s fintech customers facilitate
11   peer-to-peer and account-to-account payments. Only a handful of Plaid’s fintech customers are
12   currently using these products, which are only available in beta. In no universe could they be
13   seen as a potential rival to the established, sophisticated, two-sided debit networks trusted by
14   consumers and merchants alike. Fourth, numerous entities such as Mastercard, Discover,
15   American Express, PayPal, Apple, Google, Stripe, Square, Zelle, and FIS are better-positioned
16   than Plaid with respect to the capabilities necessary to build a PBB service—consumer
17   awareness of the PBB product, merchant acceptance of the product, and infrastructure and
18   expertise for securely processing payments. Finally, Visa is acquiring Plaid not because Plaid
19   represents a threat, but because it represents a tremendous opportunity. As Visa explained when
20   it announced the acquisition, Plaid’s fintech-centric business opens new opportunities for Visa in
21   the United States and internationally, while the combination provides the opportunity for Visa to
22   deliver enhanced payment capabilities and related value-added services to fintech developers.
23   And through the acquisition, Plaid will be able to lean on Visa’s brand, resources, and
24   international footprint to scale its products to benefit its customers, partners, and the broader
25   fintech market.
26   III.     LEGAL ISSUES
27            A.       Plaintiff’s Position
28            The principal legal issues in this matter are as follows:

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1       •   Whether Visa is a monopolist under Section 2 of the Sherman Act, 15 U.S.C. § 2.
2       •   Whether Visa’s proposed acquisition of Plaid violates Section 2 of the Sherman Act,
3           which makes it unlawful for any person to “monopolize, or attempt to monopolize, or
4           combine or conspire with any other person or persons, to monopolize any part of the
5           trade or commerce among the several States, or with foreign nations . . . .” Id.
6       •   Whether Visa’s proposed acquisition of Plaid violates Section 7 of the Clayton Act,
7           which prohibits transactions “where in any line of commerce or in any activity affecting
8           commerce in any section of the country, the effect of such acquisition may be
9           substantially to lessen competition, or tend to create a monopoly.” 15 U.S.C. § 18.
10          The United States maintains that Visa is a monopolist in online debit transactions and its
11   acquisition of Plaid would violate Section 2’s prohibition against monopolization. The
12   transaction would also violate Section 7 because its effect may be substantially to lessen
13   competition or tend to create a monopoly in the market for online debit transactions. Traditional
14   antitrust jurisprudence recognizes that dominant firms should not be permitted to squash nascent
15   competition before it has a chance to take root. See, e.g., United States v. Microsoft Corp., 253
16   F.3d 34, 79 (D.C. Cir. 2001) (en banc) (per curiam) (“[I]t would be inimical to the purpose of the
17   Sherman Act to allow monopolists free reign to squash nascent, albeit unproven, competitors at
18   will . . . .”); Phillip E. Areeda & Herbert Hovenkamp, Antitrust Law: An Analysis of Antitrust
19   Principles and Their Application ¶ 912b (5th ed. 2020) (“But when the dominant firm in the
20   market has a market share satisfying the Sherman Act § 2 standards for monopoly or attempt, a
21   ‘lessening’ of competition is not essential to illegality. Such a merger tends to maintain a
22   monopoly by cutting off an avenue of future competition before it has had a chance to develop.
23   As a result, condemnation under § 2 is appropriate.”).
24          B.      Defendants’ Position
25          Plaintiff acknowledges that the merging parties do not currently compete with each other,
26   but seeks to enjoin the transaction because Plaid will supposedly compete against Visa at some
27   undefined point in the future—a so-called “actual potential competitor.” Plaintiff contends that
28

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1    Visa’s acquisition of Plaid should therefore be enjoined under either Section 7 of the Clayton Act
2    or under Section 2 of the Sherman Act.
3           Section 7 of the Clayton Act is the statute under which mergers have been challenged
4    since the passage of the statute in 1950, as it was specifically enacted to prohibit mergers and
5    acquisitions whose effect “may be substantially to lessen competition, or to tend to create a
6    monopoly.” And, while a Section 7 “actual potential competition” theory such as the
7    Department of Justice (“DOJ”) posits here has never been endorsed by the Supreme Court or the
8    Ninth Circuit, other courts have developed a body of case law that is unfavorable to the DOJ. To
9    the extent this Court agrees that “actual potential competition” is a cognizable theory of harm
10   under Section 7 of the Clayton Act, and applies the elements established by the out-of-Circuit
11   case law—i.e., that plaintiff must show that (a) the relevant market is highly concentrated, (b)
12   one of the merging parties is likely to enter into competition in that market within a reasonable
13   period of time, (c) few other potential entrants exist, and (d) entry by the alleged merging-party
14   potential competitor will produce substantial pro-competitive effects—Defendants’ position is
15   that none of these factors can be satisfied here.
16          Plaintiff also brings an entirely novel claim under Section 2 of the Sherman Act, but
17   challenging the exact same conduct, and seeking the exact same relief. 1 Defendants expect that
18   DOJ will argue that its burden to enjoin the acquisition under its putative Section 2 claim is
19   somehow lower than under Section 7. As a legal matter, that is incorrect. First, the standards of
20   Section 2 are more demanding than those of the Clayton Act, as the Supreme Court recognized
21   decades ago. See Brown Shoe Co., 370 U.S. 294, 328-29 (1962) (“[T]he tests for measuring the
22   legality of any particular economic arrangement under the Clayton Act are to be less stringent
23   than those used in applying the Sherman Act.”); see also United States v. Crocker-Anglo Nat’l
24   Bank, 223 F. Supp. 849, 859 (N.D. Cal. 1963) (“Since the merger does not violate the Clayton
25
26
27   1        Far from “traditional antitrust prudence,” Plaintiff’s only support for their contention that
     the acquisition of an alleged potential competitor violates Section 2 is a treatise, which does not
28
     cite a single case holding that an acquisition of a potential competitor can, standalone, violate
     Section 2.
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1    Act, the possibility that it might be held to violate the more stringent standards of the Sherman
2    Act seems most unlikely.”); See also Int’l Tel. & Tel. Corp. v. Am. Tel. & Tel. Co., 481 F. Supp.
3    399, 404 (S.D.N.Y. 1979) (“[S]ection 7 has been interpreted to proscribe a broader range of
4    conduct than that forbidden by the Sherman Act. . . . Since the market foreclosure in this case
5    does not even approach the level required under the Clayton Act, it is clearly de minimis under
6    the more stringent standard of the Sherman Act.”). Second, as a matter of statutory construction,
7    the prohibitions of general statutes must be viewed in the context of subsequently-enacted
8    specific statutes. Here, Section 7 specifically governs the legality of mergers whereas Section 2
9    is a generalized monopolization statute. The DOJ cannot use that more general statute to
10   circumvent the elements of Section 7 designed to regulate specific conduct. 2 Third, to
11   Defendants’ knowledge, no court has ever endorsed the use of Section 2 to enjoin a prospective
12   merger or to find illegal the acquisition of a potential competitor. As a result, another threshold
13   legal issue here is whether DOJ’s “nascent competitor” acquisition theory is a cognizable theory
14   of harm under Section 2, and if so, whether the standard for determining whether an acquisition
15   target is a potential entrant is the same under Section 2 as under Section 7 (and whether Plaid
16   satisfies that test here). DOJ, as expected, contends that the out-of-Circuit decision in United
17   States v. Microsoft Corp., 253 F.3d 34 (D.C. Cir. 2001), supports its view that Section 2 is less
18   demanding in this context. Defendants submit that that position is legally incorrect and that the
19   Microsoft case is factually distinguishable. Indeed, Defendants note that DOJ’s reading of
20
21
22
23
     2       See Food & Drug Admin. v. Brown & Williamson Tobacco Corp., 529 U.S. 120, 143
24   (2000) (“The ‘classic judicial task of reconciling many laws enacted over time, and getting them
     to ‘make sense’ in combination, necessarily assumes that the implications of a statute may be
25   altered by the implications of a later statute.’ This is particularly so where the scope of the
26   earlier statute is broad but the subsequent statutes more specifically address the topic at hand.”)
     (internal citation omitted); Hawaii v. Trump, 859 F.3d 741, 780-781 (9th Cir.), vacated and
27   remanded on other grounds, 138 S. Ct. 377 (2017) (holding “[w]ell-settled interpretive canons”
     do not allow for a “‘narrow, precise, and specific’ statutory provision” to be overridden by a
28
     provision “‘covering a more generalized spectrum’ of issues.”).

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1    Microsoft was recently rejected by one of the judges who sat on the Microsoft court. 3 Fourth,
2    and finally, Section 2 presents additional issues not required for a Section 7 claim, including
3    whether Visa possesses monopoly power in a properly defined relevant market, and whether a
4    Section 2 claim can be maintained at all when the conduct is supported, as here, by legitimate
5    business justifications. Oahu Gas Serv., Inc. v. Pac. Res., Inc., 838 F.2d 360, 369 (9th Cir. 1988)
6    (recognizing that Section 2 liability cannot attach if there was a legitimate business justification
7    for the challenged conduct). Defendants submit that none of these elements can be satisfied.
8    IV.     MOTIONS
9            Defendants filed, the United States did not oppose, and the Court granted an
10   Administrative Motion for Expedited Case Management Conference. There are no pending
11   motions.
12           A.      Dispositive Motions
13           Defendants filed Answers to the Complaint on November 27, 2020. In an effort to
14   streamline the case and narrow the issues factually and legally to be tried, Defendants are
15   considering filing a narrow motion under Rule 12(c) of the Federal Rules of Civil Procedure,
16   seeking dismissal of Plaintiff’s Section 2 claim, raising arguments that Defendants have been
17   discussing with DOJ since DOJ first raised the prospect of such a claim two months ago.
18   Additionally, limiting the case at this juncture will streamline the issues for trial. Defendants
19   attach the form of motion as Exhibit A and, if appropriate, would file the motion in accordance
20   with the Court’s procedures, should the Court consider such a motion an efficient means of
21   potentially narrowing the issues for trial.
22           The United States believes that attaching Defendants’ Rule 12(c) motion, which the
23   United States has not seen, to this joint case management statement is an inappropriate attempt to
24
25
26
27   3        See Douglas H. Ginsburg & Koren W. Wong-Ervin, Challenging Mergers Under Section
     2, Competition Policy International, May 25, 2020, at 4, available at
28
     https://www.competitionpolicyinternational.com/challenging-consummated-mergers-under-
     section-2-2/.
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1    present Defendants’ arguments to the Court without a mechanism for the United States to
2    respond in kind.
3           B.      Investigative File Dispute
4           1. Plaintiff’s Position
5           The United States will produce documents in its investigative file that are responsive to
6    Defendants’ First Request for Production of Documents to Plaintiff United States, dated
7    December 1, 2020, in accordance with the protective order entered by the Court (ECF 49) and
8    the time for issuing, objecting and responding to discovery set forth in this Order.
9           Defendants unjustifiably demand expedited production of Plaintiff’s investigative file
10   after stonewalling the United States for months by wrongfully withholding documents that would
11   otherwise be part of that file. Unsatisfied with the general discovery deadlines jointly proposed
12   by the Parties, Defendants seek expedited production of the United States’ investigative file –
13   which, aside from Defendants’ own productions and testimony from Defendants’ executives –
14   consists primarily of third-party materials, including sensitive and highly confidential business
15   information from Defendants’ respective customers and competitors obtained by the United
16   States during its investigation of the proposed transaction. There is no rule requiring early
17   production of the government’s investigative file in civil merger cases. In this case, Visa has
18   rendered the investigative file incomplete by improperly withholding critical documents from the
19   United States during the government’s pre-complaint investigation pursuant to a spurious claim
20   of privilege, see Declaration of Patricia Brink (“Brink Decl.”) ¶ H, and by instructing its third-
21   party consultant to refuse production of related documents in response to a government subpoena
22   on the same flawed grounds. Moreover, Defendants are not prejudiced by the United States’
23   position: the allegations contained in the Complaint are almost entirely drawn from Defendants’
24   own documents and executives’ testimony; the United States will identify the third parties from
25   which it received investigative materials in its initial disclosures on December 17; and the United
26   States will produce its investigative file to Defendants at the time required by Defendants’
27   discovery request.
28

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1            The United States proposed that both sides agree to reciprocal early discovery, namely
2    that if Visa would agree that the narrow privilege issue relating to the discrete set of critical
3    pricing strategy and competition documents withheld by Visa during the investigation is ripe for
4    adjudication by the Court, then the United States would agree to the early production of its
5    investigative file following the Court’s entry of a valid Protective Order. See, e.g., Pl. United
6    States’ Statement in Supp. of Admin. Relief for an Expedited Case Mgmt. Conf. (ECF 43) at 5.
7    To be clear, the United States has not demanded that Visa produce privileged documents as a
8    pre-requisite to receiving the United States’ investigative file. Defendants’ repeated invocation
9    of this falsehood is inappropriate.
10           Despite insisting that discovery in this matter proceed at breakneck speed, Defendants
11   have refused the United States’ equitable proposal. If Defendants will not agree that a discrete
12   matter the parties have met-and-conferred over for months is ripe for adjudication, Defendants
13   should not be permitted to demand expedited discovery from the United States.
14           2. Visa’s Position
15           Plaintiff will produce its investigative file to Defendants immediately.
16           DOJ has refused to provide Defendants with its investigative file despite Defendants’
17   repeated requests, ample precedent establishing an early handover of the investigative file in
18   other merger cases, and DOJ’s acknowledgment that it has in other cases provided the
19   investigative file to other parties before the beginning of discovery. In fact, to Defendants'
20   knowledge, the DOJ has turned over the investigative file early on in every merger challenge it
21   has made since at least 2011. Although the parties met and conferred at length several times
22   over the prior three weeks, DOJ refused to acknowledge that a Rule 26(f) conference occurred
23   until December 7, 2020, and it appears that DOJ intends to delay producing the investigative file
24   until January 2, 2021 at the earliest. There is no reason—other than litigation tactics—for such
25   delay. Defendants are at a significant information disadvantage and are unable to adequately
26   prepare their defense without the investigative file while the DOJ had the benefit of a ten-month
27   investigation in which it availed itself of compulsory process before it chose to bring this
28   action. DOJ initially claimed that production of its investigative file is premature absent a

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1    protective order, a discovery request and Visa’s production of privileged documents. But the
2    court has now entered the protective order (ECF 49), which required plaintiff to send notice to
3    third parties that provided materials to DOJ in connection with its investigation. Third parties
4    have until December 10, 2020 to seek additional protection from the court, but defendants are
5    currently aware of only one such objection. And Defendants served a document request for the
6    investigative file on December 1, 2020. DOJ’s sole remaining basis for not providing the
7    investigative file is Visa’s refusal to produce to DOJ privileged documents that were withheld
8    from production during the investigation. DOJ’s position that it will only give Defendants the
9    investigative file if Visa voluntarily produces privileged documents is improper, attempting to
10   use the ordinary turnover of the investigative file to force resolution of a privilege
11   dispute. Because DOJ has no valid basis for refusing to produce the investigative file to
12   Defendants, Defendants believe briefing on this issue is unnecessary. Accordingly, Defendants
13   request that the Court order DOJ to immediately produce its investigative file.
14          C.      Privilege Dispute
15          1. Plaintiff’s Position
16          As part of its pre-complaint Investigation, the United States served Visa with compulsory
17   process. In response, Visa withheld certain responsive documents related to work performed by
18   a third-party consultant, Bain & Company, concerning Visa’s pricing strategy and competition
19   in the markets alleged in the Complaint on the grounds of work product and attorney-client
20   privilege. The United States disagrees that these documents are privileged or subject to work-
21   product protection, and also believes that any privileges have been waived. The United States
22   served its First Request for Production of Documents on Defendant Visa in this litigation seeking
23   production of these documents on December 3, 2020. This issue is ripe for adjudication. The
24   United States may file a motion to compel production of these documents without waiting for the
25   time for Visa to respond or object to the document request to pass and without undertaking a
26   new meet-and-confer process. Any motion brought by the United States on this subject will
27   briefed pursuant to the following expedited schedule and page limits: initial brief (15 pages), five
28

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1    days for opposition (15 pages), and two days for reply (10 pages). The United States intends
2    expeditiously to file a motion to compel production of these documents.
3           The United States seeks expedited resolution of a discrete privilege issue that initially
4    arose during its pre-complaint investigation of this matter. Between August and November
5    2020, the United States met and conferred telephonically or exchanged written correspondence
6    with Visa’s counsel regarding this issue ten times without any resolution. Visa has withheld or
7    redacted as privileged numerous documents related to a Visa project worked on by its third-party
8    consultant, Bain, focused on the development of new pricing and competition practices,
9    including for Visa’s debit business (the “Bain project”). Visa also instructed Bain to withhold
10   numerous documents on its behalf. The United States disagrees that the Bain project documents
11   are privileged or protected work product. Indeed, in deposition testimony Visa CEO Al Kelly
12   confirmed that the Bain project involved business strategy that was not related to the resolution
13   of any litigation, stating that Visa conducted this work through Bain and outside counsel because
14   he did not want these materials to appear in a public record. Brink Decl. ¶ F.
15          The United States disagrees that the Bain project documents are privileged or protected
16   work product. To date, Visa’s only response to the United States’ privilege challenge has been
17   to claw back approximately 200 additional Bain project documents that had initially been
18   produced (presumably because they were both facially and actually non-privileged). A
19   Department of Justice filter attorney – an attorney walled off from the investigation or litigation
20   of this matter – determined that the clawed back documents were indeed not privileged or
21   protected work product, yet Visa has yet to retract its claw back or withdraw its privilege claims.
22   Brink Decl. ¶ H. Those documents remain sequestered from United States’ counsel of record in
23   this matter until the privilege dispute is resolved by the Court.
24          This Court has broad discretion to grant expedited, targeted discovery upon a showing of
25   good cause. Semitool, Inc. v. Tokyo Electron Am., Inc., 208 F.R.D. 273, 274–78 (N.D. Cal. April
26   19, 2002) (shortening the time for discovery where, inter alia, defendants were not prejudiced by
27   the expedited discovery because the specific requests pre-dated the litigation, defendants had
28   been aware of the pending motion for nearly a month, and the documents were relevant and

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1    subject to production in the ordinary course); see also Fed. R. Civ. P. 26(d)(1). Good cause
2    exists here. The United States previously requested these documents during its investigation and
3    has already served Visa with a discovery request calling for production of the Bain project
4    documents, with a return date 30 days after the parties’ Rule 26(f) conference. There can be no
5    real dispute that documents relating to Visa’s pricing and competition strategy involving the
6    products at issue in this lawsuit are relevant to determining whether Visa is a monopolist, the
7    likely impact of the proposed acquisition on pricing, and whether its consummation will tend to
8    increase Visa’s market power. Further, there is no prejudice to Defendants by expediting
9    briefing on this issue: Defendants have refused every request to revisit its privilege and work
10   product claims, and make no argument here that additional time would materially change Visa’s
11   position. To the contrary, the United States will suffer prejudice if this matter is not expedited,
12   particularly if the Court adopts Defendants’ proposed discovery schedule. If the United States
13   must wait for Defendants’ pre-determined objections, undertake a full meet-and-confer process,
14   seek leave of Court to file a discovery motion, brief and await resolution of the privilege issue,
15   and then wait for Defendants to produce documents pursuant to the Court’s Order, it will be too
16   late for the United States to meaningfully review and test the Bain project documents in
17   deposition before discovery closes, rendering the documents no use at trial and prejudicing the
18   United States.
19          Accordingly, the United States respectfully requests that this Court permit the United
20   States to move to compel production of the Bain project documents responsive to United States’
21   First Request for Production immediately and order expedited briefing on the narrow issue of
22   whether these documents may be legally withheld or redacted for privilege or as attorney work
23   product. The United States further requests that this Court order briefing on this issue to proceed
24   under the page limits set forth in the Court’s standing order for ordinary, rather than discovery,
25   motions, with the exception of limiting the United States’ reply brief to ten pages instead of
26   fifteen. This issue is of critical importance to the United States and implicates factual issues and
27   legal arguments relating to the attorney-client privilege, work product protection, and waiver,
28   that will be difficult to fully brief for the Court in a more abbreviated manner.

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1            2. Visa’s Position
2            Visa maintains that the documents sought are protected by the attorney-client privilege
3    and/or work product protections and therefore were properly withheld. Although the United
4    States only recently served Visa a request for discovery in this litigation, Visa does not object to
5    resolution of this dispute on an expedited basis. Visa suggests the following schedule for
6    resolution of this dispute: Visa will respond to the discovery request on an expedited basis, then
7    meet and confer with the United States within 3 business days, after which the United States may
8    file its initial brief. The United States’ initial brief is limited to five pages; Visa’s opposition
9    brief is due five days after the opening brief and is limited to five pages; and no reply brief is
10   permitted.
11           Although the United States only recently served Visa a request for discovery in this
12   litigation, Visa does not object to resolution of this dispute on an expedited basis.
13           During the Hart-Scott-Rodino investigation, Visa and the United States engaged on the
14   privilege question. Visa produced hundreds of thousands of documents totaling millions of
15   pages; at issue here are only a fraction of that number of documents withheld on the basis of a
16   claim of privilege. Visa provided DOJ Staff with an explanation of its privilege claims over
17   materials involving work performed by Visa’s external advisor Bain & Company in support of
18   outside counsel in other litigations, and further engaged on these privilege issues through the
19   DOJ’s “taint team” process (in which a DOJ attorney outside the investigation team assessed the
20   privilege claims at issue). DOJ’s declaration omits to mention that as part of this process, Visa
21   provided taint counsel with a retention letter between Visa’s outside counsel and Bain &
22   Company, along with a declaration from Visa’s in-house counsel attesting to facts supportive of
23   Visa’s privilege claims.
24           Following the above-described process, the United States did not invoke its authority to
25   challenge Visa’s claims of privilege. Instead, the DOJ filed a petition to enforce a third-party
26   CID issued to Bain in the U.S. District Court for the District of Massachusetts seeking related
27   privileged documents, knowing full well that that petition would not be decided before this suit
28   was filed and unilaterally determining not to seek any expedited relief; DOJ withdrew that

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1    petition upon filing the Complaint in this Court and told the Massachusetts district court judge
2    that it would seek the documents in this litigation.
3            DOJ now appears to take the position that taint counsel’s analysis (which was in any
4    event not under Ninth Circuit law) is somehow determinative and ought to serve as persuasive
5    authority to this Court. Cf. In re Grand Jury Subpoenas, 454 F.3d 511, 523 (6th Cir. 2006) (in
6    connection with a "taint team" process in the grand jury context, it was “reasonable to presume
7    that the government's taint team might have a more restrictive view of privilege than [the
8    privilege claimant’s attorneys],” and while "the government taint team may have an interest in
9    preserving privilege, . . . it also possesses a conflicting interest in pursuing the investigation");
10   see also id. (analogizing taint team's privilege review to "the government's fox [being] left in
11   charge of the [privilege claimant's] henhouse," where the taint team "may err by neglect or
12   malice, as well as by honest differences of opinion."). Moreover, DOJ’s submission additionally
13   omits to mention that while DOJ asserts that the privilege has been waived, Visa’s counsel has
14   not engaged with DOJ on that argument (which Visa disputes in any event). Finally, Visa will
15   put forward all argument and evidence in support of its privilege claims in response to a motion
16   to compel.
17           Visa suggests the following schedule for resolution of this dispute: Visa will respond to
18   the discovery request on an expedited basis, then meet and confer with the United States within 3
19   business days, after which the United States may file its initial brief. The United States’ initial
20   brief is limited to five pages; Visa’s opposition brief is due five days after the opening brief and
21   is limited to five pages; and no reply brief is permitted.
22   V.      AMENDMENT OF PLEADINGS
23           The United States does not intend to amend its pleadings at this time. The United States
24   reserves the right to seek leave to amend its pleadings should Defendants file a motion under
25   Federal Rule of Civil Procedure 12(c).
26   VI.     EVIDENCE PRESERVATION
27           The parties have reviewed the Guidelines Relating to the Discovery of Electronically
28   Stored Information and have met and conferred pursuant to Federal Rule of Civil Procedure 26(f)

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1    regarding reasonable and proportionate steps taken to preserve evidence relevant to the issues
2    reasonable evidence in this action. The parties agree that the following categories of ESI need
3    not be preserved:
4            (1)     documents sent solely between outside counsel for the Parties (or
5                    persons employed by or acting on behalf of such counsel) or solely
6                    between counsel of the United States (or persons employed by the
7                    United States Department of Justice);
8            (2)     voicemail messages, except in the case where they are contained within the
9                    Parties’ or Division’s e-mail systems;
10           (3)     e-mail or other electronic messages sent to or from a personal digital assistant or
11                   smartphone (e.g., iPhone), provided that a copy of such e-mail or message is
12                   routinely saved and preserved elsewhere for potential production in discovery;
13           (4)     other electronic data stored on a personal digital assistant or smartphone, such as
14                   calendar or contact data or notes, provided that a copy of such information is
15                   routinely saved and preserved elsewhere for potential production in discovery;
16           (5)     temporary or cache files, including Internet history, web browser cache, and
17                   cookie files, wherever located; and
18           (6)     server, system, or network logs.
19   VII.    DISCLOSURES
20           Defendants served initial disclosures under the Federal Rules of Civil Procedure 26(a)(1)
21   on November 27, 2020. The United States will serve initial disclosures on December 17, 2020,
22   fourteen days after the Parties’ Rule 26(f) Conference, as required by Rule 26(a)(1)(C). Visa
23   shall supplement its initial disclosures to identify third parties no later than three days after
24   receipt of the United States’ Investigative File.
25   VIII. DISCOVERY
26           A.      Status of Discovery
27           To date, each side has served a single request for production of documents related to
28   issues for which the Parties are seeking expedited resolution: the United States, for certain

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1    materials that it believes were improperly withheld under a claim of privilege by Visa during the
2    investigation; and Defendants, for the turnover of the United States’ investigative file, which
3    Defendants contend is routinely provided to defendants in merger challenges before the start of
4    discovery. No other discovery has been propounded. The Parties previously submitted and the
5    Court entered a protective order governing the production and use of confidential information.
6           B.         Production of Documents and ESI
7           The Parties shall produce all documents and Electronically Stored Information (ESI) in
8    accordance with the Department of Justice’s Standard Specifications for Production of ESI,
9    except when producing documents and ESI received from non-parties. Should either party issue
10   any document subpoena on non-parties, the instructions in that subpoena shall conform with the
11   above instructions on ESI.
12          C.         Proposed Discovery Plan
13          The Parties have met and conferred regarding a proposed discovery plan and agree on the
14   following:
15                1.      Definitions
16          For purposes of this Order, “Party” means the Antitrust Division of the U.S. Department
17   of Justice, Defendant Visa Inc., or Defendant Plaid Inc.
18                2.      Discovery of Confidential Information
19          Discovery and production of confidential information will be governed by the Protective
20   Order entered by the Court in this action. When sending discovery requests, notices, and
21   subpoenas to non-parties, the Parties must include copies of any Protective Orders then in effect.
22                3.      Timely Service of Fact Discovery and Supplemental Discovery
23          All discovery, including discovery served on non-parties, must be served in time to
24   permit completion of responses by the close of fact discovery, except that Supplemental
25
     Discovery must be served in time to permit completion of responses by the close of
26
     Supplemental Discovery. For purposes of this Order, “Supplemental Discovery” means
27
28   document and deposition discovery, including discovery served on non-parties, related to any


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1    person identified on a side’s final trial witness list who was not identified on that side’s
2    preliminary trial witness list (including document and deposition discovery related to entities
3
     related to any such person). Depositions that are part of Supplemental Discovery must be
4
     noticed within 3 days of exchanging the final trial witness lists.
5
6               4.      Subpoenas

7           A Party may serve a subpoena of the type described in Federal Rule of Civil Procedure

8    45(a)(4) upon serving the other Parties a notice and a copy of the subpoena. The Parties agree to
9    accept electronic service (by email) of a notice and copy of the subpoena.
10
                5.      Written Discovery on Parties
11
                        a. Document Requests
12
            There is no pre-determined limit on the number of requests for the production of
13
     documents that may be served by the Parties, but any requests must be proportional to the needs
14
     of the case as required by Federal Rule of Civil Procedure 26(b)(1). The Parties must serve any
15
     objections to requests for productions of documents within 7 business days after the requests are
16
     served. Within 2 business days of service of any objections, the Parties must meet and confer to
17
     attempt to resolve any objections and to agree on custodians to be searched. Responsive
18
     productions (subject to any objections or custodian issues that have not been resolved) must be
19
     made on a rolling basis and must begin no later than 21 days after service of the request for
20
     production. The Parties must make good-faith efforts to complete responsive productions no
21
     later than 28 days after service of the request for production, except for documents reasonably
22
     withheld for privilege but later determined not to be privileged which will be produced 30 days
23
     after the service of the request for production, and responsive productions must be completed no
24
     later than 14 days after resolution of objections and custodian issues. Notwithstanding any other
25
     part of this paragraph, in responding to requests for production of documents that are part of
26
     Supplemental Discovery, the Parties must (i) serve any objections to such requests for production
27
     of documents within 3 business days after the requests are served; (ii) make responsive
28

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1    productions (subject to any objections or custodian issues that have not been resolved) on a
2    rolling basis; (iii) begin such productions no later than 7 days after the requests are served; and
3    (iv) complete such productions no later than 7 days after resolution of objections and custodian
4    issues.
5                         b. Data Requests
6              In response to any requests for data or data compilations, the Parties will meet and confer
7    in good faith regarding the requests. Throughout the meet-and-confer process, the Parties will
8
     work in good faith to complete production of data or data compilations no later than 28 days
9
     after service of the requests for production.
10
11                        c. Interrogatories

12             Interrogatories are limited to 10 (including discrete subparts) by the United States to each

13   Defendant and to 10 (including discrete subparts) by Defendants collectively to the United
14
     States. The Parties must serve any objections to interrogatories within 7 business days after the
15
     interrogatories are served. Within 2 business days of service of any objections, the Parties must
16
     meet and confer to attempt to resolve the objections. The Parties must make good-faith efforts to
17
18   provide complete answers to interrogatories no later than 28 days after service of the

19   interrogatories.
20
                          d. Requests for Admission
21
               Requests for admission are limited to 5 by the United States to each Defendant and to 5
22
     by Defendants collectively to the United States. Requests for admission relating solely to the
23
     authorship, authentication, or admissibility of documents, data, or other evidence (which are
24
     issues that the Parties must attempt to resolve initially through negotiation) do not count against
25
     these limits. Unless otherwise agreed, the Parties must respond in writing to requests for
26
     admissions within 21 days after service.
27
28

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1                       e. Internal Memoranda
2           The Parties agree that neither the Defendants nor the United States must preserve or
3    produce in discovery internal memoranda that were not directly or indirectly furnished to any
4    non-Party authored by Defendants’ outside counsel (or persons employed by or acting on behalf
5    of such counsel) or by counsel for the United States (or persons employed by the United States
6    Department of Justice). The Parties will neither request, nor seek to compel, production of any
7    interview notes, interview memoranda, or a recitation of information contained in such notes or
8    memoranda, except for such material relied upon by a testifying expert and not produced in
9    compliance with Section VIII(C)(13).
10              6.      Written Discovery on Non-Parties
11          Each party must serve a copy of any discovery request to a non-party on the other side at
12   the same time as the discovery request is served on the non-party. Every discovery request to a
13
     non-party shall include a cover letter requesting that (a) the non-party Bates-stamp each
14
     document with a production number and any applicable confidentiality designation prior to
15
16   producing it; and (b) the non-party provide to the other side copies of all productions at the same

17   time as they are produced to the requesting party. Each party requesting the discovery shall also
18
     provide to the other side copies of all written correspondence with the non-party concerning the
19
     non-party’s response to or compliance with the discovery request (including any extensions,
20
     postponements or modifications) within 48 hours of the correspondence. If a non-party fails to
21
22   provide copies of productions to the other side, the requesting Party shall provide copies to the

23   other Party, in the format the productions were received, within 3 business days after receipt of
24
     such materials from the non-party. In addition, if a non-party produces documents or
25
     electronically stored information that are not Bates-stamped, the Party receiving those materials
26
27   must produce to the other Parties a copy of such materials with Bates stamps within a timeframe

28   appropriate to the volume and complexity of the materials received.

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1                7.     Depositions
2           The United States is limited to 30 depositions of fact witnesses, and the Defendants
3    collectively are limited to 30 depositions of fact witnesses, including depositions taken for the
4    sole purpose of establishing the admissibility of documents produced by any Party or non-party.
5    Each deposition of a Party to be taken under Federal Rule of Civil Procedure 30(b)(6) counts as
6    one deposition, regardless of the number of witnesses produced to testify on the matters for
7    examination in that deposition. The following depositions do not count against the deposition
8    caps imposed by the preceding sentence: (a) depositions of any persons identified on a side’s
9    preliminary or final trial witness list, if that witness has not already been deposed in this
10   litigation; (b) depositions of the Parties’ designated expert witnesses; (c) depositions taken in
11   response to Civil Investigative Demands; and (d) depositions taken for the sole purpose of
12   establishing the location or authenticity of documents produced by any Party or non-party,
13   provided that such depositions may be noticed only after the Party taking the deposition has
14   taken reasonable steps to establish location, or authenticity through other means, and further
15   provided that such depositions must be designated at the time that they are noticed as being taken
16   for the sole purpose of establishing the location or authenticity of documents.
17          Parties will make witnesses available for deposition during fact discovery upon 14 days’
18   notice, but will in good faith use best efforts to schedule depositions within 7 days after receiving
19
     notice. During supplemental discovery, Parties will make witnesses available for deposition
20
     within 5 days after receiving notice, but will in good faith use best efforts to schedule depositions
21
22   within 3 days after receiving notice. During supplemental discovery, if a deposition is noticed

23   within 3 days of exchanging the final trial witness lists, Parties must make the witness available
24
     for deposition no later than the close of supplemental discovery. In light of the COVID-19
25
     pandemic, Parties will make their employees available for video depositions upon the request of
26
     any Party. Parties agree that taking video depositions of third-party witnesses is appropriate.
27
28

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1           If a Party serves on a non-party a subpoena for the production of documents or
2    electronically stored information and a subpoena commanding attendance at a deposition, the
3
     Party serving those subpoenas must schedule the deposition for a date at least 10 business days
4
     after the return date for the document subpoena. In the event that an opposing Party serves a
5
6    separate subpoena on the same non-party and causes the date of production for that second

7    document subpoena to result in fewer than 3 business days between that production date and the
8
     date scheduled for that non-party’s deposition, the originally noticing Party may at its sole
9
     discretion postpone the date scheduled for the deposition for up to 3 business days following the
10
     second production date.
11
12          Depositions of fact witnesses are limited to no more than one (7-hour) day unless

13   otherwise stipulated. During non-party depositions, the non-noticing side will receive at least
14
     two hours of examination time. If a non-party deposition is noticed by both sides, then time will
15
     be divided equally between the sides. Any time allotted to one side not used by that side in a
16
17   non-party deposition may not be used by the other side, unless the side that does not use all of its

18   allotted time agrees to allow the other side to use the remaining time. Notwithstanding any other
19   provisions in this paragraph, if the United States notices the deposition of a non-party (including
20
     an employee of a non-party) to or with which a Defendant has made an offer, commitment, or
21
     agreement (including an agreement to divest or license assets) to attempt to address the United
22
23   States’ concerns about the Planned Transaction, then the United States will receive 7 hours of

24   examination time for the deposition. Any Party may further depose any person whose deposition
25   was taken pursuant to a Civil Investigative Demand, and the fact that such person’s deposition
26
     was taken pursuant to a Civil Investigative Demand may not be used as a basis for any Party to
27
     object to that person’s deposition. Depositions taken of Party witnesses pursuant to Civil
28

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1    Investigative Demands will be deemed depositions taken pursuant to the Federal Rules of Civil
2    Procedure for the purposes of use at trial and subject to the same treatment under the Federal
3
     Rules of Civil Procedure and Federal Rules of Evidence. Depositions taken of non-Party
4
     witnesses pursuant to Civil Investigative Demands may not be used at trial except for
5
6    impeachment subject to the Federal Rules of Civil Procedure and Federal Rules of Evidence.

7                8.      Discovery from Agencies Within the Executive Branch
8            Defendants may not seek discovery from any agency within the executive branch of the
9    federal government (including any employee of any such agency), other than the Department of
10
     Justice and the Consumer Financial Protection Bureau (“CFPB”). From entry of this Order until
11
     the conclusion of trial, Defendants may not submit requests under the Freedom of Information
12
13   Act to any agency within the executive branch of the federal government other than the

14   Department of Justice and CFPB for the purpose of assisting the defense of this litigation and
15
     may not take any steps to obtain responses to previously submitted requests for the purpose of
16
     assisting the defense of this litigation.
17
18               9.      Evidence from a Foreign Country

19                       a. Plaintiff’s Position

20           Before either side may offer documentary or testimonial evidence from an entity or

21   person located in a foreign country, the other side must be afforded an opportunity by the entity

22   or person (or both, when applicable) to obtain documentary and deposition testimony.

23           Plaintiff does not intend to seek discovery from entities located outside the United States.

24   Although Defendants did not identify any foreign entities or individuals in their initial

25   disclosures, they nonetheless want to leave the door open to obtain discovery from as-yet-

26   unidentified third parties located outside the United States, while failing to allow for adequate

27   time to conduct international discovery in their proposed six-week discovery period. If

28   Defendants want to use documents or testimony from foreign entities or individuals at trial, they


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1    must build sufficient time into their schedule and Plaintiff must have an opportunity to test that
2    evidence through reciprocal, formal discovery instead of relying on third parties to “informally”
3    produce materials that could unfairly deprive Plaintiff of important impeachment materials and
4    this Court of a full record for its consideration of the merits. Plaintiff proposes that before either
5    party may offer documentary or testimonial evidence from an entity or person located in a
6    foreign country, the other side must be afforded an opportunity by the entity or person (or both,
7    where applicable) to obtain documentary and deposition testimony.
8                       b. Defendants’ Position.
9           Before either side may offer documentary or testimonial evidence from an entity or
10   person located in a foreign country, the other side must be afforded an opportunity by the entity
11   or person (or both, when applicable) to obtain deposition discovery. Neither side will use an
12   inability to obtain discovery compliant with the Federal Rules of Civil Procedure as a reason to
13   object to the introduction of evidence from an entity or person located in a foreign country. The
14   Parties agree that either side may offer into evidence documents obtained from an entity or
15   person located in a foreign country through informal document discovery, if the informal
16   discovery is reciprocal.
17              10.     Privilege Logs
18          The Parties agree that the following privileged or otherwise protected communications
19   may be excluded from privilege logs: (1) documents or communications sent solely between
20   outside counsel for the Defendants (or persons employed by or acting on behalf of such counsel);
21   (2) documents or communications sent solely between counsel for the United States (or persons
22   employed by the United States Department of Justice); (3) documents or communications sent
23   solely between counsel for the United States (or persons employed by the United States
24   Department of Justice) and counsel for any state (or persons employed by any the office of the
25   attorney general of any state); (4) documents or communications sent solely between outside
26   counsel for either Defendant and inside counsel for either or both Defendants; (5) documents or
27   communications sent solely between counsel for the United States (or persons employed by the
28   United States Department of Justice); (6) privileged draft contracts; (7) draft regulatory filings;

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1    (8) non-responsive, privileged documents attached to responsive documents; and (9) privileged
2    documents or communications solely about this litigation sent on or after November 5, 2020 (the
3    date the Complaint was filed) (a) between outside or inside counsel for the Defendants (or
4    persons employed by or acting on behalf of such counsel) and either or both Defendants; and (b)
5    between outside or inside counsel for a Defendant and employees of that Defendant. When non-
6    responsive, privileged documents that are attached to responsive documents are withheld from
7    production, however, the Parties will insert a placeholder to indicate a document has been
8    withheld from that family and that document must be logged in the Party’s privilege
9    log. Privilege logs will comply with Fed. R. Civ. P. 26(b)(5).
10              11.     Inadvertent Production of Privileged or Work-Product Documents or
                        Information
11
            As authorized by Federal Rule of Evidence 502(d), the production of a document or
12
13   information subject to a claim of attorney-client privilege, work-product immunity, or any other

14   privilege or immunity under relevant federal case law and rules (“Produced Privileged Material”)
15   does not waive any claim of privilege, work product, or any other ground for withholding
16
     production to which the Party producing the documents or information otherwise would be
17
     entitled, provided that (a) the production was inadvertent; (b) the Party producing the documents
18
19   or information used reasonable efforts to prevent the disclosure of documents or information

20   protected by the attorney-client privilege, work-product immunity, or any other privilege or
21
     immunity; and (c) the Party producing the documents or information promptly took reasonable
22
     steps to rectify the error, including following Federal Rule of Civil Procedure 26(b)(5)(B).
23
24          A Party or Person claiming privilege or other protections for Produced Privileged

25   Material must within three (3) days of learning of the production of such material notify in

26   writing any and all Receiving Parties that received the Produced Privileged Material and provide
27
     sufficient information to the Receiving Party regarding the asserted privileges, in the form of a
28
     privilege log as outlined in Rule 26(b)(5) of the Federal Rules of Civil Procedure. Alternatively,
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1    if a Receiving Party discovers a document that it believes to be Produced Privileged Material, the
2    Receiving Party will promptly notify the Designating Party of what it believes to be the
3
     Produced Privileged Material. No Receiving Party will be found in violation of this Order for
4
     failing to recognize Produced Privileged Material.
5
6           After discovering or being notified of Produced Privileged Material, any Receiving Party

7    may not use or disclose the inadvertently Produced Privileged Material in any way until the
8
     claim is resolved, and must take reasonable steps to retrieve the material if the Receiving Party
9
     disclosed it before being notified of or discovering the inadvertent production. In addition,
10
     within five (5) calendar days of discovering or being notified of Produced Privileged Material,
11
12   any Receiving Party must return, sequester, or destroy the specified material and any copies.

13   The Designating Party must retain a copy of the material until the resolution or termination of
14
     this Action. A Party may move the Court for an order compelling production of the material and
15
     present the information to the Court under seal for a determination of the claim. Any submission
16
17   of privileged material for in camera review shall not constitute a waiver of any applicable

18   material.
19          Nothing in this Order overrides any attorney’s ethical responsibilities to refrain from
20
     examining or disclosing materials that the attorney knows or reasonably should know to be
21
     privileged and to inform that Party or Person that produced the materials of such occurrence.
22
23          This Order is not intended to impose on a Party a waiver of its rights to review its

24   documents for privilege or any other reason (including to identify non-responsive documents)
25   and the existence of this Order cannot be used to compel a Party to produce documents without
26
     review. Moreover, this Order does not mean that the cost of review should not be considered in
27
28

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1    whether any particular discovery is proportionate (i.e., that the benefit of the discovery is not as
2    great as the cost of said discovery including review).
3
                  12.         Presumptions of Authenticity
4
            Documents produced by Parties and non-parties from their own files will be presumed to
5
     be authentic within the meaning of Federal Rule of Evidence 901. Any good-faith objection to a
6
7    document’s authenticity must be provided with the exchange of other objections to intended trial

8    exhibits. If the opposing side serves a specific good-faith written objection to the document’s
9    authenticity, the presumption of authenticity will no longer apply to that document and the
10
     Parties will promptly meet and confer to attempt to resolve any objection. Any objections that
11
     are not resolved through this means or the discovery process will be resolved by the Court.
12
13                13.         Expert Witness Disclosures and Depositions.

14          Expert disclosures, including each side’s expert reports, must be conducted in accordance

15   with the requirements of Federal Rule of Civil Procedure 26(a)(2) and 26(b)(4), except as

16   modified by this paragraph.

17          (a)         Neither side must preserve or disclose, including in expert deposition testimony,

18                      the following documents or information:
19
                        (i)      any form of oral or written communications, correspondence, or work
20
                                 product not relied upon by the expert in forming any opinions in his or her
21
22                               final report shared between:

23                               (A)    the expert and any persons assisting the expert;
24                               (B)    any Party’s counsel and its expert(s), or between any agent or
25
                                        employee of Party’s counsel and the Party’s expert(s);
26
                                 (C)    testifying and non-testifying experts;
27
28                               (D)    non-testifying experts; or


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1                  (E)     testifying experts;
2          (ii)    expert’s notes, except for notes of interviews participated in or conducted
3
                   by the expert, if the expert relied upon such notes in forming any opinions
4
                   in his or her final report;
5
6          (iii)   drafts of expert reports, affidavits, or declarations; and

7          (iv)    data formulations, data runs, data analyses, or any database-related
8
                   operations not relied upon by the expert in forming any opinions in his or
9
                   her final report.
10
     (b)   The Parties agree that the following materials will be disclosed at the same time
11
12         that each final expert report is served:

13         (i)     A list by bates number of all documents relied upon by the testifying
14
                   expert(s) in forming any opinions in his or her final reports;
15
           (ii)    copies of all materials relied upon by the expert in forming any opinions in
16
17                 his or her report that were not previously produced and that are not readily

18                 available publicly;
19         (iii)   a list of all publications authored by the expert in the previous 10 years;
20
           (iv)    copies of all publications authored by the expert in the previous 10 years
21
                   that are not readily available publicly;
22
23         (v)     a list of all other cases in which, during the previous 4 years, the expert

24                 testified at trial or by deposition, including tribunal and case number; and
25         (vi)    for all calculations appearing in the final report(s), all data and programs
26
                   underlying the calculations, including all programs and codes necessary to
27
                   replicate the calculations from the initial (“raw”) data files, and the
28

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1                              intermediate working-data files that are generated from the raw data files
2                              and used in performing the calculations appearing in the report and a
3
                               written explanation of why any observations in the raw data were either
4
                               excluded from the calculations or modified when used in the calculations.
5
6            Each expert will be deposed for only one (7-hour) day, with all 7 hours reserved for the

7    side noticing the expert’s deposition. Depositions of each side’s experts will be conducted only
8
     after disclosure of all expert reports and all of the materials identified in Paragraph 13(b) for all
9
     of that side’s experts.
10
     IX.     CLASS ACTIONS
11
             This is not a class action.
12
     X.      RELATED CASES
13
             There are no related cases.
14
     XI.     RELIEF
15
             Plaintiff requests that:
16
             (a)     that Visa’s proposed acquisition of Plaid be adjudged to violate Section 2 of the
17
18                   Sherman Act, 15 U.S.C. § 2;

19           (b)     that Visa’s proposed acquisition of Plaid be adjudged to violate Section 7 of the
20
                     Clayton Act, 15 U.S.C. § 18;
21
             (c)     that the Defendants be permanently enjoined and restrained from carrying out the
22
23                   proposed acquisition of Plaid by Visa or any other transaction that would combine

24                   the two companies;
25           (d)     that the United States be awarded costs of this action; and
26
             (e)     that the United States be awarded such other relief as the Court may deem just
27
                     and proper.
28

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1    XII.   SETTLEMENT AND ADR
2           1. Plaintiff’s Position
3           Plaintiff does not believe this case is appropriate for resolution via ADR. Visa’s
4    monopoly power and its actions to maintain that power by acquiring a nascent competitor are
5    significant issues for the public that necessitate resolution by a federal judge in open court. See
6    U. S. Dep’t of Justice, Updated Guidance Regarding the Use of Arbitration and Case Selection
7    Criteria, at 3 (2020) (stating that matters of significant public interest or where “[a]rbitration will
8    result in a lost opportunity to create valuable legal precedent” are factors counseling against
9    arbitration). As set forth more fully below in Defendants’ discussion regarding scheduling, the
10   question Defendants proposed for arbitration – whether Plaid is uniquely positioned to become a
11   significant competitor to Visa in online debit – is not a dispositive issue under either Section 2 or
12   Section 7.
13          2. Defendants’ Position
14          On December 2, 2020, Defendants formally proposed to DOJ that the parties agree to
15   binding arbitration to resolve Plaintiff’s claims. Specifically, Defendants proposed arbitration on
16   the following narrow question: Are Plaid’s MoMo products uniquely positioned to become a
17   significant competitor to Visa’s on-line debit products? Because this question is key to
18   Plaintiff’s Section 2 and Section 7 claims, Defendants believe removal of all other disputed
19   issues (i.e., monopoly power, legal standard, and efficiencies) would allow the case to be
20   narrowed to a single, clear dispositive question. Under Defendants’ proposal, if DOJ carried its
21   burden of proving that the answer to the proposed question is “yes,” Defendants would abandon
22   the transaction. But if the DOJ did not carry that burden, the DOJ would withdraw with
23   prejudice its challenge to the Defendants’ transaction. Narrowing the case to this single
24   outcome-determinative question would have conserved taxpayer and party resources through a
25   more efficient adjudication process. The DOJ declined to proceed with arbitration on this
26   narrow issue.
27
28

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1    XIII. CONSENT TO MAGISTRATE JUDGE FOR ALL PURPOSES
2           Whether all parties will consent to have a magistrate judge conduct all further
3    proceedings including trial and entry of judgment. ___ Yes _X_ No.
4    XIV.   OTHER REFERENCES
5           The parties do not believe that this case is suitable for reference to a special master or the
6    Judicial Panel on Multidistrict Litigation.
7    XV.    NARROWING OF ISSUES
8           Defendants propose a means of narrowing the issues for trial in section XVII.
9    (Scheduling), below. The United States is always open to meaningful discussions to
10   appropriately narrow the issues for trial, but disagrees with Defendants’ proposals for the reasons
11   set forth below. Before making their proposal less than forty-eight hours before filing,
12   Defendants had refused to engage with the United States about narrowing of issues at trial;
13   accordingly, the Parties have not had an opportunity to meet and confer about alternatives to
14   Defendants’ proposal.
15   XVI.   EXPEDITED TRIAL PROCEDURE
16          The parties decline to proceed under General Order 64.
17   XVII. SCHEDULING
18          A.        Plaintiff’s Position
19          The United States respectfully requests that this Court adopt the United States’ proposed
20   schedule set forth below, with a trial start date of September 7, 2021, or at the Court’s convenience
21   thereafter. The United States’ schedule will rapidly move this important matter to trial while
22   simultaneously ensuring sufficient time for trial preparation.
23               1.      Defendants’ Last-Minute Proposal Misstates the Relevant Law
24          On November 23, the Court granted Defendants’ Administrative Motion for an Expedited
25   Case Management Conference (ECF 44), and directed the parties to meet and confer in accordance
26   with the local rules and to jointly prepare and submit this case management statement. In violation
27   of the spirit – if not the letter – of the Court’s Order, Defendants proposed at the eleventh hour a
28   drastic and unilateral reframing of the government’s case. At 8:40 pm on Wednesday night, less

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1    than forty-eight hours before the parties were set to file this statement and two-and-a-half weeks
2    after the Court ordered the parties to meet and confer, Defendants set out in an email for the first
3    time their intention to (i) submit with this joint statement a Rule 12(c) motion that the United States
4    has not seen, in a blatant attempt to advocate its own (flawed) interpretation of the law without a
5    mechanism for the United States to respond in kind; and (ii) request that this Court set aside the
6    United States’ lead Section 2 claim and order the parties to proceed to trial on a single issue that
7    Defendants incorrectly argue is dispositive of the United States’ claims. Given the last-minute
8    proposal, the parties have not meaningfully met and conferred on this proposal, and defense
9    counsel did not make itself available for an initial discussion of its position until Thursday
10   afternoon.
11          Defendants’ proposal is procedurally and legally flawed. First, while the United States
12   does not object to Defendants filing a Rule 12(c) motion, it submits that any schedule must include
13   time for the parties to brief and the Court to resolve Defendants’ motion, for the United States to
14   amend its pleading (with the Court’s permission) if Defendants are successful, and for the parties
15   to address any guidance the Court may offer in its order, including possible additional discovery.
16   Because proceeding with a motion to dismiss will likely lengthen the pre-trial period, it appears
17   that Defendants are attaching, but not filing the motion so that the United States cannot fully
18   respond to the legal arguments and to prejudice the Court on the merits of the United States’ claim
19          Second, Defendants’ purported “narrowing” is simply an attempt to recast the United
20   States’ allegations to avoid issues they do not want to face. The United States has properly pled
21   that Defendants’ proposed acquisition violates Section 2, and in the alternative that the
22   acquisition would violation Section 7. Visa’s desire not to have to defend whether it a
23   monopolist in online debit and whether its acquisition of Plaid was designed to protect its
24   monopoly power is not a valid reason to dismiss or set aside the United States’ properly pled
25   Section 2 claim under the guise of “narrowing” the issues for trial – especially without full
26   briefing on the issue. Nor is there any merit to Defendants’ claim that the United States
27   unnecessarily added a claim under Section 2 for the purpose of delaying adjudication of this
28   matter or increasing the burden on Defendants. The United States brought this litigation

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1    pursuant to Section 2 because Visa is a monopolist. It is well established that a monopolist’s
2    “activities are examined through a special lens: Behavior that might otherwise not be of concern
3    to the antitrust laws – or that might even be viewed as procompetitive – can take on exclusionary
4    connotations when practiced by a monopolist.” Eastman Kodak Co. v. Image Tech. Servs., Inc.,
5    504 U.S. 451, 488 (1992) (Scalia, J., dissenting); see also McWane, Inc. v. FTC, 783 F.3d 814,
6    836 (11th Cir. 2015) (“[T]he behavior of monopolists faces more exacting scrutiny under the
7    antitrust statutes.”); United States v. Dentsply Int’l, Inc., 399 F.3d 181, 187 (3d Cir. 2005)
8    (“Behavior that otherwise might comply with antitrust law may be impermissibly exclusionary
9    when practiced by a monopolist.”). Contrary to Defendants’ assertion that the United States’
10   Section 2 claim is “novel,” the antitrust agencies have challenged many acquisitions by
11   monopolists under Section 2. See, e.g., Complaint, F.T.C. v. Facebook, Inc. (D.D.C. filed Dec.
12   9, 2020); Complaint, F.T.C. v. Illumina, Inc., No. 9387 (F.T.C. filed Dec. 17, 2019); Complaint,
13   F.T.C. v. Mallinckrodt ARD Inc., No. 17-00120 (D.D.C. filed Jan. 25, 2017). Courts have long
14   agreed that such acquisitions can violate Section 2. See United States v. Grinnell Corp., 384
15   U.S. 563, 576 (1966); BRFHH Shreveport, LLC v. Willis Knighton Med. Ctr., 176 F. Supp. 3d
16   606, 619 (W.D. La. 2016) (“Courts continue to hold that acquisitions can give rise to
17   anticompetitive conduct for the purposes of a section 2 claim”).
18           Defendants’ proposal would limit the scope of trial to a question that is not dispositive
19   under either Section 2 or Section 7: whether Plaid is “uniquely positioned” to become a
20   significant competitor to Visa’s online debit products. Defendants cite no legal authority for this
21   proposition. Indeed, the term “uniquely positioned” is a quotation used in the Complaint not to
22   establish a new legal standard, but to reflect how Plaid – in its own ordinary course documents –
23   described its own ability to deliver a differentiated payment product, immediately before the
24   proposed acquisition. Moreover, Defendants misstate or perhaps misunderstand the scope of
25   both Section 7 and Section 2. Defendants improperly assume that the United States plans to
26   litigate this case under an “actual potential competition” theory. That is only one particular
27   theory of liability.   Neither Section 7 nor Section 2 is so limited.   Both Section 2 and Section 7
28   are violated when a monopolist such as Visa acquires a nascent competitor such as Plaid to

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1    eliminate a significant competitive threat before that threat can take root. Visa’s proposed
2    narrowing not only fails to properly encompass the United States’ theory of eliminating nascent
3    competition, it fails entirely to address another theory of harm to competition alleged in the
4    Complaint – that the acquisition enables Visa to raise entry barriers. See Compl. ¶¶ 68-73.
5            As the United States Court of Appeals for the D.C. Circuit explained in its seminal
6    decision in United States v. Microsoft Corp., 253 F.3d 34 (D.C. Cir. 2001), “the question in this
7    case is not whether [two nascent threats to the monopolist] Java or Navigator would actually
8    have developed into viable platform substitutes, but (1) whether as a general matter the exclusion
9    of nascent threats is the type of conduct that is reasonably capable of contributing significantly to
10   a defendant's continued monopoly power and (2) whether Java and Navigator reasonably
11   constituted nascent threats at the time Microsoft engaged in the anticompetitive conduct at
12   issue.” Id. at 79; see also Polypore Int'l, Inc. v. F.T.C., 686 F.3d 1208, 1216 n.10 (11th Cir.
13   2012) (noting that, in analyzing the acquisition of a nascent rival by a dominant firm, it is not
14   “worthwhile to ascertain the number of rivals or the likelihood or time period in which another
15   nascent rival will appear. The important point is that the acquisition eliminates an important
16   route by which competition could have increased in the immediate future. It thus bears a very
17   strong presumption of illegality that should rarely be defeated.”) (emphasis added) (quoting 4
18   Phillip E. Areeda & Herbert Hovenkamp, Antitrust Law ¶ 912a (3d ed. 2006)). As the D.C.
19   Circuit determined in Microsoft, it was enough for establishing liability that the excluded
20   companies “showed potential as . . . threats.” 253 F.3d at 79. The same standard applies (and
21   will be satisfied) here.
22           The United States agrees that both the Parties and the Court would benefit by narrowing
23   the issues for trial. But a surprise last-minute proposal in what is supposed to be a joint
24   statement reflecting the parties’ meet and confer discussions is not an appropriate vehicle for
25   doing so. The United States therefore respectfully requests the Court reject Defendants’ proposal
26   and instead set a trial date for early September for the reasons set forth below. The parties can
27   continue to discuss ways to narrow the issue for trial, and, if successful, submit a stipulation to
28   the Court along with a proposal to appropriately modify the case schedule. If the Court believes

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1    further discussion between the parties is unnecessary, the United States asks that it be afforded
2    an opportunity to brief for the Court the appropriate legal standards under Section 2 and Section
3    7.
4                2.       The United States’ Proposed Schedule is Appropriately Expedited
5           The United States understands and respects Defendants’ desire to move quickly toward a
6    resolution that determines whether they can proceed with their merger. That is why it has proposed
7    an expedited schedule that balances the need for a timely decision with the need to ensure a fair
8    determination whether the proposed transaction is unlawful and would harm American merchants
9    and consumers. For example, the United States’ proposal includes reasonable but still truncated
10   four-and-a-half-month period for fact discovery. Discovery about and from Visa’s online debit
11   competitors, merchant and financial institution customers, Plaid’s competitors, and other firms
12   Defendants claim are likely to enter the market will play an important role in preparing for trial.
13   By contrast, Defendants’ proposed schedule, with only six weeks for fact discovery over the winter
14   holidays and in the middle of a worsening pandemic that has resulted in stay at home orders in
15   many parts of the country, would impose unreasonably tight timeframes on the United States and
16   third parties, and curtail the United States’ ability to develop admissible evidence and present a
17   sufficient record for the Court’s consideration.
18          In recognition of the vital role expert testimony usually plays in merger litigation, the
19   United States has also proposed an expert discovery schedule that allows sufficient time for the
20   parties to prepare and, importantly, respond to expert reports. Defendants, on the other hand,
21   propose only eleven days for expert responses and just one week for expert reply briefs.
22   Responsive expert reports cannot reasonably be written in that time frame. In past antitrust
23   litigations, Visa has filed simultaneous reports from six experts and has submitted reports of more
24   than 300 or even 600 pages in length. Defendants imposed these extraordinarily tight deadlines,
25   while simultaneously refusing to agree to reasonable limits on the number of experts or the length
26   of expert reports.
27          The United States’ proposed schedule is tailored to the circumstances of this particular case
28   and designed to meet each of the pre-trial deadlines in this Court’s standing orders without

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1    deviation. It also aligns with comparable government antitrust cases, including the scheduling
2    order in the Department of Justice’s most recent case challenging an acquisition of assets under
3    Section 2, United States v. United Continental Holdings, No. 15-cv-07992-WHW-CLW (D.N.J.
4    2015, ECF 24) (224 days between filing the complaint and trial), and the last merger trial it litigated
5    in the Northern District of California, United States v. Bazaarvoice, No. 13-cv-00133-EMC (N.D.
6    Cal. 2013, ECF 29) (243 days), and is far faster than the median time to trial for civil cases in this
7    district (approximately 890 days), Federal Court Management Statistics, Northern District of
8    California (June 30, 2020), available at https://www.uscourts.gov/statistics-reports/federal-court-
9    management-statistics-june-2020.
10          During the meet and confer process, Defendants offered no evidence of any harm that
11   would require a trial in April instead of September. The United States understands that Defendants
12   intend to append (under seal) to this joint statement declarations in support of the claims of harm
13   Plaid will suffer, however Plaid ignored the United States’ repeated requests for this information
14   and did not provide the United States with copies of the declarations until the morning of this
15   filing. Any claims of duress for a company purportedly worth $5.3 billion should be taken with
16   an appropriate amount of skepticism, especially when the entity making such an allegation failed
17   to provide any time for its claim to be tested. The United States is reviewing the declarations and
18   may provide additional information on this topic to the Court next week.
19          Any claims of purported harm must be weighed against the inconvenience to the Court of
20   a rushed process and the prejudice to the United States and the American people of having
21   insufficient time to prepare and present its monopolization case. Further, the initial burden of
22   mitigating this harm is Defendants’ – if this acquisition is as beneficial as they posit, Defendants
23   alone have the power to negotiate an extension of their transaction. They would need no approval
24   from the government or this Court. Moreover, the Defendants can offer employees incentives to
25   remain at Plaid until the litigation is resolved. Defendants’ amorphous and self-serving assertion
26   that the market will miss out on efficiencies resulting from the acquisition if trial starts in
27   September rather than April misses the critical point – the real risk of long-term, substantial harm
28

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1    to consumers if a monopolist is allowed to short-circuit the litigation process and rush through an
2    anticompetitive acquisition.
3           Although Defendants modified their proposed trial date to accommodate this Court’s pre-
4    trial standing orders, the interim deadlines necessary to meet Defendants’ April 23, 2021, trial date
5    are more even prejudicial to the United States than their initial proposal. For instance, Defendants’
6    proposal requires the parties to exchange initial witness lists just ten days after the December 18
7    Case Management Conference, and allows just six weeks for fact discovery, reduced from nine in
8    their previous proposal. This extremely compressed schedule is disproportionate to the needs of
9    the case and ignores the disruptions caused by both end-of-the-year holidays and the ongoing
10   global pandemic. Third parties, in particular, will be hard pressed by January 29 to review, serve
11   and resolve objections, and produce documents in response to even the most narrowly tailored
12   discovery requests and then prepare and sit for depositions, much less for the Parties to
13   meaningfully narrow their requests, review their documents, and take productive depositions.
14              3.      Impact of the Parties’ Timing Agreement
15          The Court’s November 23, 2020, Order directed the parties to brief the impact of Section
16   IV.B of the Timing Agreement dated May 15, 2020, on the trial date proposed. 4 The United States
17   submits that this provision precludes Defendants from seeking to limit discovery in this litigation
18   based on the government’s pre-complaint investigation.        Defendants waived this argument in
19   exchange for the government’s agreement to substantially curtail the scope of its investigation.
20   Bellshaw Decl. Ex. A at § IV(C); see also id. §§ II(A), II(C), III(A) (setting limitations on pre-
21
22
23
     4 In its Statement of Support for Administrative  Relief (ECF 43), the United States incorrectly
24   identified Section IV.C of the Timing Agreement as Section IV.B. The United States
     understands that the Court was asking the parties to address Section IV.C. of the Timing
25   Agreement, which was misidentified as a result of the government’s error. Section IV.B. of the
26   Timing Agreement states that Defendants agree not to close their proposed acquisition until ten
     days after entry of the Court’s judgment in this litigation. Declaration of Meagan Bellshaw
27   (“Bellshaw Decl.”) Ex. A. That provision is also included in the parties’ joint proposed Case
     Management Order at Section XXI(A). This provision is important, because it affords the parties
28
     and the Court the time necessary to adjudicate the current dispute while maintaining the status
     quo.
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1    complaint investigative discovery). In the Timing Agreement, Defendants agreed to “not object
2    to a reasonable post-complaint discovery period prior to any trial on the merits” and “not to argue
3    to a court that pre-complaint discovery by the Division should forestall or otherwise limit post-
4    complaint discovery.” Id. Further, Defendants explicitly acknowledged that the government’s
5    investigation was “not sufficient to prepare the Division for a trial on the merits.” Id.
6           Consistent with Defendants’ waiver, courts have long recognized that a government
7    agency’s pre-complaint investigation is not a substitute for, nor should it limit, post-complaint
8    discovery. See, e.g., United States v. GAF Corp., 596 F.2d 10, 14 (2d Cir. 1979) (“It is important
9    to remember that the [Justice] Department’s objective at the pre-complaint stage of the
10   investigation is not to ‘prove’ its case but rather to make an informed decision on whether or not
11   to file a complaint.” (quoting H.R. Rep. No. 94-1343 at 26, Hart-Scott-Rodino Antitrust
12   Improvements Act of 1976)); see also SEC v. Saul, 133 F.R.D. 115, 118–119 (N.D. Ill. 1990)
13   (rejecting argument “that it is appropriate to limit the SEC’s right to take discovery based upon the
14   extent of its previous investigation into the facts underlying its case”). The United States’ pre-
15   complaint investigation focused on whether to bring an enforcement action and, if so, the scope of
16   the lawsuit; meeting its burden of proof at trial is altogether different.       Any suggestion by
17   Defendants that the United States would not be prejudiced by limiting additional discovery in
18   preparation for trial due to its pre-complaint investigation of the proposed acquisition is incorrect,
19   contrary to law, and violative of the parties’ agreement.
20          In tacit recognition that they are precluded by the parties’ Timing Agreement from arguing
21   that the government’s pre-complaint investigation is a substitute for, or should otherwise limit,
22   post-complaint discovery, Defendants instead serve to paint themselves as victim of government
23   delay. Nothing is further from the truth. Defendants’ new desire for speed is sharply contrasted,
24   however, with Visa’s conduct during the United States’ pre-complaint investigation. During the
25   government’s investigation, Visa repeatedly missed production deadlines more generous than the
26   ones it proposes here, flouted its obligations to meet certain production benchmarks, withheld or
27   caused to be withheld critical and responsive documents, certified compliance with the
28   government’s Second Request subpoena thirty-six days late, and took seventy-one days to

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1    schedule and make its executives available for deposition.          See e.g. Declaration of Cory B.
2    Leuchten ¶ A-D, G. Moreover, Defendants’ claims that the United States has “sought to slow this
3    litigation at every opportunity” are unfounded. 5
4            If Defendants were truly interested in a speedy resolution of this matter, they would adhere
5    to the rules that help the Court to prepare and the Parties to tailor and focus their advocacy. Instead,
6    in just the last few weeks, Defendants have: (i) rushed an administrative motion for an expedited
7    case management conference without properly seeking a joint stipulation with the United States
8    as required by Local Rule 7-11(a), forcing Plaintiff to file and the Court to review contested
9    briefing rather than a single joint motion; (ii) in their haste to file the administrative motion, failed
10   to review the Court’s posted schedule and standing orders and consequently proposed and briefed
11   a schedule inconsistent with the Court’s pretrial requirements with a trial starting on date that the
12   Court is unavailable; (iii) served initial disclosures on the United States that are materially deficient
13   and identify only five Visa executives and zero third parties with “discoverable information…that
14   the disclosing party may use to support its claims or defenses” as required by Rule 26(a); (iv) filed
15   an ADR certification (ECF 51) certifying that Visa’s counsel had discussed ADR with counsel for
16   all Parties when, at the time of the certification, the Parties had exchanged early draft case
17   management statements but Defendants had not met and conferred or discussed the issue with lead
18   counsel for the United States as required by ADR Local Rule 3-5 and Local Rule 16-3; (v) filed
19   an Answer that failed to adequately admit or deny allegations or identify any defenses Visa might
20   rely on at trial, making it more difficult for the United States to prepare its case, see, e.g., ECF 50,
21   Defendant Visa’s Answer ¶ 9 (referring the Court to documents quoted in the Complaint “in their
22   entirety for a complete and accurate description of their contents” but neither admitting nor
23   denying the allegations contained therein); id. at 18 (identifying no defenses but “reserv[ing] the
24
25
26
     5 For example, Defendants accuse the United States of delay in agreeing that the Parties had
27   satisfied their Rule 26(f) obligations. There was no delay. The United States agreed to
     Defendants’ written request that the parties’ December 3 meet and confer could be considered a
28
     Rule 26(f) conference within one business day, even though Visa’s lead counsel failed to attend
     the conference as required by Local Rule 16-3.
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1    right to assert and rely upon any defenses that may become available or known to Visa throughout
2    the course of this action . . . .”); (vi) failed to have lead counsel for Visa attend the parties’ Rule
3    26(f) conference, resulting in Defendants repeatedly reneging on agreements the parties had
4    previously reached regarding various case management issues; and (vii) proposed a drastic
5    restructuring of the trial schedule and structure on the eve of this joint statement, ensuring the
6    parties would not be able to present any joint solution to the Court and denying the United States
7    a reasonable opportunity to discuss the merits or logistics of Defendants’ proposal.
8           For the foregoing reasons, the United States respectfully requests this Court set a trial date
9    of September 7, 2021, and adopt the government’s interim deadlines set forth below, so as to allow
10   sufficient time for the development of a full, fair, and efficient presentation of the factual and
11   economic evidence necessary for resolution of this important matter by the Court.
12          B.      Defendants’ Position
13          Defendants request a trial date of April 26, 2021 (or as soon thereafter as the Court’s
14   schedule permits). As noted in Defendants' Administrative Motion for an Expedited Case
15   Management Conference (ECF 42), this transaction has been pending since January 2020. DOJ
16   investigated this transaction for ten months and already has a large evidentiary record, including
17   over 1.5 million documents from Defendants, productions from 13 third parties, and 18 days of
18
     deposition testimony. Mergers such as Visa's acquisition of Plaid are time-critical, and,
19
     therefore, merger challenges move at a substantially faster pace to bench trial than other forms of
20
     civil litigation. The cases DOJ cites in support of longer schedules are inapposite, as they do not
21
     involve a pending transaction. This includes United States v. Bazaarvoice, the only “merger”
22
     case cited by DOJ in support of their extended trial timing, which involved a consummated
23
     merger where (1) there was no time pressure, as there is here, of delayed closing of a transaction,
24
     and (2) the parties jointly requested a trial start date that was 194 days after the complaint was
25
     filed, see Joint Case Manage Statement at 21, U.S. v. Bazaarvoice, No. 13-cv-00133 (ECF 26)—
26
     nearly two months shorter than DOJ’s proposed timing. Time to trial for merger cases involving
27
28   unconsummated mergers such as this one are typically tried on a timeline similar to the schedule


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1    proposed by Defendants. See, e.g., United States v. AT&T, Inc., No. 17-cv-02511-RJL (D.D.C.
2    2017) (122 days from complaint to trial); United States v. Anthem, Inc., No. 16-cv-01493 (ABJ)
3    (D.D.C. 2017) (123 days from complaint to trial). Notably, the time to trial in Bazaarvoice is
4    nearly two months shorter than DOJ’s proposed timing. This expedited timing for litigation
5    involving unconsummated mergers avoids the harm that would accrue to the merging parties,
6
     and the market, were a pro-competitive merger to be delayed. Plaid, in particular, continues to
7
     suffer from DOJ’s proposed delay in resolving this matter. A small company subject to a
8
     proposed-but-challenged merger, Plaid is in a state of limbo. As detailed in the attached
9
     confidential declarations, the uncertainty of Plaid’s future status negatively affects Plaid’s
10
     business operations and every week of further delay will cause Plaid irreparable harm. See
11
     Exhibits B and C. Importantly, however, the entire market and consumers suffer from delay in
12
     resolving this uncertainty in the marketplace.
13
            The Timing Agreement dated May 15, 2020 between Defendants and DOJ does not
14
     foreclose Defendants' position on schedule. Despite such timing agreements and their associated
15
     discovery provisions being imposed on the merging parties, DOJ merger trials are routinely
16
     expedited as Defendants propose here (and as noted in Defendants' Administrative Motion for an
17
     Expedited Case Management Conference). Contrary to DOJ's contention, Defendants do not seek
18
     to entirely preclude or "limit" post-complaint discovery by DOJ based on its pre-complaint
19
     discovery. Defendants' position is only that such pre-complaint discovery should be taken into
20
     account in determining the extent of post-complaint discovery and the corresponding schedule.
21
            It should be noted that timing agreements like the one executed here are essentially
22
     imposed on merging parties by DOJ and designed to extract a substantial amount of review time
23
     beyond what the pre-merger review statute provides in "exchange" for DOJ's agreement not to
24
     impose draconian document and data requests during its investigation. DOJ has publicly
25
     released a model timing agreement with boilerplate language (including the provision cited by
26
27
28

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1    DOJ here) that is essentially non-negotiable. 6 And that was expressly the position the DOJ took
2    in the pre-complaint investigation in this case. In any case, it was not the intention of the parties
3    for the Timing Agreement to apply to a monopolization litigation.
4           Moreover, DOJ's characterization of Visa's compliance with the Timing Agreement's
5    production deadlines is incorrect. The Timing Agreement did not set specific dates for
6    production deadlines, but merely prohibited Defendants from certifying compliance with the
7    Second Request issued by DOJ until a certain number of days after those deadlines were met.
8    Visa complied with each of these provisions. During the negotiation of the Timing Agreement,
9    it was DOJ, not Defendants, that insisted on a longer number of days before Defendants could
10
     certify compliance. And it was DOJ's delay in providing specific database requests to Visa that,
11
     when combined with the overlapping web of other deadlines in the Timing Agreement and
12
     Second Request, caused Visa to miss the earlier target deadline for compliance that it had set for
13
     itself. Defendants had no incentive for DOJ's investigation of this matter to last a day longer
14
     than absolutely necessary, and DOJ's suggestion that Visa engaged in delay to that end is not
15
     credible. Visa is prepared to submit counter-declarations to the Court if useful but was unable to
16
     do so since DOJ's declarations were not disclosed to Defendants until 2:00 PM Eastern Standard
17
     Time for a joint statement to be filed no later than 5:00 EST by agreement of the parties.
18
19          DOJ’s assertion of a Section 2 claim challenging the same conduct (the merger) in the

20   same relevant market, and seeking the same relief (an injunction against the merger) is

21   indisputably aimed at delaying adjudication of this case on the merits. By injecting a novel

22   Sherman Act Section 2 claim into a traditional merger challenge, DOJ seeks to complicate the

23   issues unnecessarily and increase the discovery burden on the parties. For example, DOJ insists
24   that its inclusion of a Section 2 claim requires months more of discovery than if it had simply
25   brought this case under Section 7. Even as DOJ asserts it needs a lengthy schedule, DOJ staff
26
27
28   6        See U.S. Dep't Of Justice, Antitrust Div., Model Timing Agreement (Nov. 2018),
     https://www.justice.gov/atr/page/file/1111336/download.
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1    have slowed the start of litigation. DOJ has in fact sought to slow this litigation at every
2    opportunity, in an attempt to use process to cause delay that would so decimate the benefits of
3    the transaction that the Defendants will be forced to abandon. DOJ’s characterization of the
4    Parties’ interactions notwithstanding, Defendants have complied with the pre-trial deadlines
5    required by fast-moving merger litigation in due course and have tried to keep the litigation
6
     moving by working to meet proposed deadlines not yet ordered by the Court. This is an efficient
7
     way to proceed in advance of the Case Management Conference.
8
            Trying a Section 2 case here would not only be time-consuming; it is entirely
9
     unnecessary. DOJ can get the full relief it is seeking—preventing Visa from acquiring Plaid—
10
     under the traditional merger statute, Section 7 of Clayton Act. DOJ seems to believe that Section
11
     2 reaches acquisitions that Section 7 does not, but the Supreme Court has held expressly the
12
     opposite. Brown Shoe Co. v. United States, 370 U.S. 294 (1962). Section 7 was enacted at least
13
     in part due to the failings of Section 2 to prohibit a broad range of mergers, and the Supreme
14
     Court therefore recognized that the standards of the Sherman Act are more demanding than those
15
16   of the Clayton Act. See id. at 328-29 (“[T]he tests for measuring the legality of any particular

17   economic arrangement under the Clayton Act are to be less stringent than those used in applying

18   the Sherman Act.”).

19          As the parties have been meeting and conferring with DOJ but not closing the gap on

20   length of schedule, scope of discovery, or length of trial, Defendants have considered additional
21   ways to narrow the issues for trial. Defendants proposed the following outcome-dispositive
22   question for binding arbitration: Whether Plaid is uniquely positioned to become a significant
23   competitor to Visa’s online debit products. The answer to this question would fully resolve the
24   issues in this litigation on the basis of Section 7. As discussed above, Defendants are prepared to
25   file a 12(c) motion seeking dismissal of DOJ’s insufficiently-pled Section 2 claim only if the
26
     court finds that determination would increase efficiency and speed of resolution. A form of that
27
     motion is attached as Exhibit A, which the Defendants will file in accordance with the Court’s
28
     procedures if Defendants proceed with the motion. After discovery and a streamlined trial on the

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1    merits, should the Court find that the DOJ met its burden on this narrowed question, judgment
2    would be entered for the United States on its Section 7 claim. This narrowing of issues is
3    consistent with the approach adopted in the last potential competition case tried by the
4    government, FTC v. Steris Corp., 133 F. Supp. 3d 962 (N.D. Ohio 2015). In that case, the court
5    considered the narrow issue of the target’s potential entry into the market and held that the
6
     government failed to prove a reasonable probability of entry within a reasonable period of time.
7
     Here, to the extent DOJ is unable to establish that Plaid would have entered the market within a
8
     reasonable period of time for purposes of proving a Section 7 claim, its entire case fails.
9
     Whether one calls this nascent or potential competition does not matter. When the theory of a
10
     plaintiff’s challenge to a merger is based on the elimination of competition that does not exist
11
     today but would allegedly exist only in the future, the plaintiff must demonstrate that there is
12
     something unique (the phrase DOJe uses in its Complaint) about the competitor being
13
     acquired. This does not mean the acquired firm must be shown to be the only potential entrant,
14
     but it does mean that the firm must be one of a few. In fact, that is hornbook law. ABA
15
     Antitrust Section, Antitrust Developments 391 (8th ed. 2017) (A “prerequisite recognized by the
16
     courts is that there be few equivalent potential entrants, because otherwise elimination of the
17
     acquiring firm would not affect competition.”); id. at 391 n.296, citing, e.g., Mercantile Tex.
18
     Corp. v. Bd. of Governors, 638 F.2d 1255, 1267 (5th Cir. 1981); FTC v. Atl. Richfield Co., 549
19
     F.2d 289, 300 (4th Cir. 1977); Missouri Portland Cement Co. v. Cargill, Inc., 498 F.2d 851, 864-
20
     65 & n.30 (2d Cir. 1974); United States v. First Nat’l State Bancorp., 499 F. Supp. 793, 814
21
     (D.N.J. 1980); United States v. Black & Decker Mfg. Co., 430 F. Supp. 729, 771-72 (D. Md.
22
     1976) (concluding prerequisite not satisfied); U.S. v. Hughes Tool Co., 415 F. Supp. 637, 646
23
     (C.D. Cal. 1976) (six potential entrants); United Nuclear Corp. v. Combustion Eng’g, 302 F.
24
     Supp. 539, 557 (E.D. Pa. 1969); In the Matter of B.A.T. Indus., Ltd., 104 F.T.C. 852, 921 (Dec.
25
     17, 1984); In the Matter of Champion Spark Plug Co., 103 F.T.C. 546, 631 (June 20, 1984); In
26
     the Matter of Tenneco, Inc., 98 F.T.C. 464, 577 (Sept. 23, 1981) (noting that for the loss of the
27
     future entrant to be “significant,” there must be few firms similarly capable of entry), rev’d on
28
     other grounds, 689 F.2d 346 (2d Cir. 1982) (reversing FTC finding that acquired company was

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1    either actual or perceived market entrant); Matter of Beatrice Foods Co., 86 F.T.C. 1, 63 (July 1,
2    1975), aff’d, 540 F.2d 303, 312 (7th Cir. 1976); see also FTC v. Procter & Gamble Co., 386 U.S.
3    568, 580-81 (1967). The two cases cited by the plaintiff are not contrary. Microsoft did not
4    involve an acquisition, just exclusionary conduct against unique threats, and Polypore involved a
5    present competitor (and a merger to monopoly), and a context where the one other potential
6    entrant identified by the defendants was specifically found to be unlikely to enter. Polypore Int'l,
7    Inc., 686 F.3d at 1218. In the recent Steris case, moreover, the government—there the FTC—
8    expressly acknowledged that an entrant must be "one of but a few likely entrants."
9    Memorandum In Support Of Plaintiff Federal Trade Commission's Motion For Temporary
10   Restraining Order And Preliminary Injunction 6 n.40, FTC v. Steris Corp., 133 F. Supp. 3d 962
11   (N.D. Ohio 2015), available at
12   https://www.ftc.gov/system/files/documents/cases/150504ecfmemo.pdf; see also id., Reply
13   Memorandum at 40 ("Having shown that Synergy's entry with x-ray would have a substantial
14   likelihood of producing deconcentration and other procompetitive benefits, the remaining
15   question is whether Synergy is 'one of but a few likely entrants into the market, Siemens, 621
16   F.2d at 509; accord Areeda & Hovenkamp, Antitrust Law, P 1121b ("The number of equally
17   likely new entrants, including the outside firm, does not exceed three (or, at most, four)').",
18   available at https://www.ftc.gov/system/files/documents/cases/150814ftcsterisbriefreply.pdf.
19             An expedited schedule on the Section 7 claim would save taxpayers and the parties
20   unnecessary expense and conserve judicial resources. If Defendants are successful, they will be
21   able to stanch depletion of the value of the transaction and more quickly bring the
22   procompetitive benefits of the transaction to bear. If instead Plaintiff is successful, the merger
23   will be enjoined on an expedited schedule and DOJ can re-focus its resources on other matters.
24
     Both Plaintiff and Defendants would benefit from the ability to focus on a narrower set of key
25
     issues.
26
               Defendants and DOJ have been discussing the issues inherent to DOJ’s Section 2 claim
27
     since October 2020, when DOJ first proposed this novel claim during its merger investigation.
28
     Just nine days ago, Defendants proposed resolving the DOJ's claims through binding arbitration

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1    on the same narrow question, and so the concept is not new to the discussion between the parties.
2    Plaintiff declined this approach without explanation. On December 9, Defendants re-raised this
3    same proposal for narrowing the issues for trial in a continuation of months-long discussions
4    around Defendants’ views regarding the weakness of DOJ’s Section 2 claims, nevertheless DOJ
5    has informed Defendants that it is not yet able to prepare a substantive response. There is no
6    basis for postponing the Case Management Conference to meet and confer over an issue that the
7    parties have been discussing for two months. Defendants have asked that the DOJ continue to
8    engage in discussions in the hope that the parties may reach an agreement on narrowing the
9    issues to be tried and update the Court in advance of the December 18 conference.
10          C.      Proposed Schedule.
11          The Parties propose the following schedules:
12                           Event                               Plaintiffs’         Defendants’
13                                                           Proposed Dates       Proposed Dates
14
     Fact discovery begins                                   On the Court’s       December 3,
15
                                                             entry of the         2020 (the date of
16
                                                             proposed Case        the final meet and
17
                                                             Management           confer on Rule
18
                                                             Order                26(f) issues)
19
     Answers to Complaint due                                N/A                  November 27,
20
                                                                                  2020
21
22   The United States serves Rule 26(a)(1) Initial          December 17,         December 17,
23   Disclosures                                             2020                 2020
24   Defendant Visa to supplement Rule 26(a)(1)              3 days after         3 days after
25   Initial Disclosures                                     receipt of           receipt of
26                                                           Plaintiffs’          Plaintiffs’
27
                                                             Investigative File   Investigative File
28

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1                            Event                                Plaintiffs’          Defendants’
2                                                              Proposed Dates       Proposed Dates
3
     Parties exchange preliminary trial witness lists          January 29, 2020     December 28,
4
                                                                                    2020
5
     Parties exchange final trial witness lists                April 9, 2021        January 26, 2021
6
7    Close of fact discovery                                   April 30, 2021       January 29, 2021
8    Close of Supplemental Discovery                           May 14, 2021         February 5, 2021
9
     Parties serve Rule 26(a)(2)(B) initial expert             May 21, 2021         February 8, 2021
10
     witness disclosures that contain complete
11
     statements of all opinions the witness will express
12
     and the basis and reasons for those opinions
13
14   Parties serve Rule 26(a)(2)(D)(ii) expert witness         June 17, 2021        February 19,

15   disclosures that are intended solely to contradict                             2021

16   or rebut evidence on the same subject matter

17   identified by another Party under Rule

18   26(a)(2)(B)

19   Parties exchange exhibit lists and, opening               July 1, 2021         February 26,
20   deposition designations, and all interrogatories                               2021
21   and requests for admission a Party intends to use
22   in its case-in-chief.
23
     Each Party informs each non-party of all                  July 9, 2021         February 26,
24
     documents produced by that non-party that are on                               2021
25
     that Party’s exhibit list and all depositions of that
26
     non-party that have been designated by any Party.
27
28

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1                           Event                               Plaintiffs’          Defendants’
2                                                            Proposed Dates       Proposed Dates
3
     Parties serve supplemental/rebuttal expert witness      July 15, 2021        February 26,
4
     disclosures that are intended solely to contradict                           2021
5
     or rebut evidence on the same subject matter
6
     identified by another Party under Rule
7
     26(a)(2)(D)(ii)
8
     Each side exchanges its objections to the other         July 16, 2021        March 5, 2021
9
     side’s exhibits, interrogatories, requests for
10
     admission, and opening deposition designations
11
     and its deposition counter-designations
12
13   Non-parties provide notice whether they object to       July 23, 2021        March 5, 2021
14   the potential public disclosure at trial of any non-
15   party documents and deposition designations
16   included on the parties’ exhibit lists, explain the
17   basis for any such objections, and propose
18   redactions where possible
19   Close of expert discovery                               July 28, 2021        March 19, 2021
20
     Parties and non-parties meet and confer regarding       July 30, 2021        March 26, 2021
21
     confidentiality of non-party documents on trial
22
     exhibit lists and non-party depositions
23
24   Parties meet and confer regarding admissibility of      July 30, 2021        March 26, 2021

25   trial exhibits, interrogatories, requests for

26   admission, and deposition designations

27
28

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1                            Event                              Plaintiffs’          Defendants’
2                                                            Proposed Dates       Proposed Dates
3
     Parties meet and confer regarding disputes about        July 30, 2021        March 26, 2021
4
     confidentiality of Party documents on trial exhibit
5
     lists
6
     Motions in limine to be exchanged                       July 30, 2021        March 20, 2021
7
8    Oppositions to motions in limine to be exchanged        August 10, 2021      March 30, 2021

9    Motions in limine and oppositions to be filed           August 16, 2021      April 5, 2021
10
     Joint submission regarding disputes about               August 16, 2021      April 5, 2021
11
     admissibility of trial exhibits, deposition
12
     designations, interrogatories and requests for
13
     admission
14
15   Joint submission regarding disputes about               August 16, 2021      April 5, 2021

16   confidentiality of Party documents on trial exhibit

17   lists to be filed

18   Joint submissions regarding disputes about              August 16, 2021      April 5, 2021
19   confidentiality of each non-party’s documents on
20   trial exhibit lists and non-party depositions to be
21   filed
22
     Joint Proposed Final Conference Order to be filed       August 16, 2021      April 5, 2021
23
     Proposed Findings of Fact and Conclusions of            August 16, 2021      April 5, 2021
24
     Law to be filed
25
26   Pretrial briefs to be filed                             August 16, 2021      April 5, 2021

27
28

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1                            Event                                 Plaintiffs’         Defendants’
2                                                              Proposed Dates       Proposed Dates
3
     Final pretrial conference                                 August 30, 2021,     April 19 , 2021
4
                                                               or at the Court’s    (or as soon
5
                                                               convenience          thereafter as the
6
                                                               thereafter           Court’s schedule
7
                                                                                    permits)
8
     Parties submit copies of final trial exhibits to          September 2,         April 23, 2021
9
     Court                                                     2021
10
11   Trial begins                                              September 7,         April 26, 2021 (or
12                                                             2021, or at the      as soon thereafter
13                                                             Court’s              as the Court’s
14                                                             convenience          schedule permits)
15                                                             thereafter
16   Post-trial briefs to be filed                             7 business days      7 business days
17                                                             after trial          after the
18
                                                               concludes            conclusion of trial
19
20
             B.      Witness Lists.
21
             The United States is limited to 30 persons on its preliminary trial witness list, and the
22
     Defendants collectively are limited to 30 persons on their preliminary trial witness list. The
23
24   preliminary witness lists must include fact witnesses, and must provide the address, telephone

25   number, and email address of each witness. The final witness lists must also include expert
26   witnesses. The United States is limited to 25 persons on its final trial witness list, and the
27
     Defendants collectively are limited to 25 persons on their final trial witness list.
28

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1            Each side’s final trial witness list may identify no more than 5 witnesses that were not
2    identified on that side’s preliminary trial witness list. Despite the limitation on the number of
3
     depositions that each side may take, each side shall have the right to depose any witness on the
4
     opposing side’s preliminary or final witness list if that witness has not already been deposed in
5
6    this litigation, even if the limitation on depositions is exceeded. The final trial witness lists must

7    comply with Federal Rule of Civil Procedure 26(a)(3)(A)(i)–(ii), include both fact and expert
8
     witnesses, and must include a brief summary of the subjects about which any expert witnesses
9
     will testify.
10
             In preparing preliminary trial witness lists and final trial witness lists, the Parties must
11
12   make good-faith attempts to identify the witnesses (including expert witnesses in only the final

13   trial witness list) whom they expect that they may present as live witnesses at trial (other than
14
     solely for impeachment). No Party may offer into evidence at trial any portion of a person’s
15
     deposition testimony unless that person was identified on that Party’s final trial witness list. No
16
17   Party may call a person to testify as a live witness at trial (other than solely for impeachment)

18   unless that person was identified on that Party’s final trial witness list.
19           C.      Demonstrative Exhibits.
20           The Parties must serve demonstrative exhibits on all counsel of record at least 24 hours
21
     before any such exhibit may be introduced (or otherwise used) at trial, except that (a)
22
     demonstrative exhibits to be introduced (or otherwise used) in connection with the rebuttal
23
24   testimony of an expert witness for Plaintiff may be served fewer than 24 hours before such

25   exhibits may be introduced (or otherwise used) if such rebuttal testimony begins fewer than 48
26   hours after Defendants rest their case; (b) slides used during closing arguments served less than
27
     24 hours in advance may be introduced (or otherwise used) if closing arguments begin fewer
28
     than 48 hours after any rebuttal testimony is concluded. The following demonstratives need not
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1    be pre-disclosed to the opposing Party: (a) demonstrative exhibits used in cross examination of
2    any witness; (b) demonstrative exhibits used by the United States in examination of any current
3
     or former employee, executive, board member or agent of either Defendant; and (c)
4
     demonstrative exhibits created in court during the witness’s examination. Demonstrative
5
6    exhibits representing data must rely only on data that has been produced to the opposing Party by

7    the close of fact discovery or is publicly available.
8
            D.        Evidence Concerning Remedy.
9                1.      Plaintiff’s Position
10
            Evidence related to a Defendant’s attempt to address the United States’ concerns about
11
     the Planned Transaction, whether by agreeing to divest or license assets or by making any other
12
     agreement, offer, or commitment, will be excluded under Federal Rule of Evidence 403 as
13
14   unfairly prejudicial to the United States, unless Defendants provide a copy of the agreement,

15   offer, or commitment to the United States forty-five days before the end of fact discovery.
16
            Defendants have not proposed any remedy to address the competitive concerns with the
17
     Planned Transaction, and the United States is skeptical that any remedy would adequately
18
19   mitigate its anticompetitive effects. Defendants should not be allowed to introduce new fact

20   issues on the eve of trial. Should Defendants propose such a remedy, the United States would
21   require adequate time to investigate and market test the proposal – including its impact on
22
     consumers – before trial. Accordingly, evidence related to any Defendant’s attempt to address
23
     the United States’ concerns about the Planned Transaction, whether by agreeing to divest or
24
25   license assets or by making any other agreement, offer, or commitment, should be excluded

26   under Federal Rule of Evidence 403 as unfairly prejudicial to the United States, unless
27
     Defendants provide a copy of the agreement, offer, or commitment to the United States at least
28
     forty-five days before the end of fact discovery.

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1               2.      Defendants’ Position
2           Evidence related to a Defendant’s attempt to address the United States’ concerns about
3    the Planned Transaction, whether by agreeing to divest or license assets or by making any other
4    agreement, offer, or commitment, may be offered at any time.
5           There is no need to impose a deadline on offers of remedies. Efforts toward settlement
6    should be encouraged throughout litigation and, should Plaintiff reject a proposed remedy during
7    litigation, Defendants should be permitted to present the same proposal to the Court as evidence
8    in consideration of Plaintiff’s claims. The Court has discretion to consider timing in determining
9    whether the evidence regarding the proposed remedy should be admissible at trial.
10   XVIII. TRIAL LENGTH
11              1.      Plaintiff’s Position
12          The United States tentatively estimates that the bench trial in this matter will take a
13   cumulative 100 hours.
14              2.      Defendants’ Position
15          Defendants estimate that the bench trial in this matter will take 25 hours per side.
16   XIX.   DISCLOSURE OF NON-PARTY INTERESTED ENTITIES OR PERSONS
17          Defendant Visa filed its “Certification of Interested Entities or Persons” required by Civil
18   Local Rule 3-15 on November 9, 2020. Defendant Plaid filed its “Certification of Interested
19   Entities or Persons” required by Civil Local Rule 3-15 on November 10, 2020.
20          As of this date, other than the named parties, there is no such person for Visa to report.
21          As of this date, other than the named parties and their shareholders, there is no such
22   person for Plaid to report.
23   XX.    PROFESSIONAL CONDUCT
24          All attorneys of record for the Parties have reviewed the Guidelines for Professional
25   Conduct for the Northern District of California.
26
27
28

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1    XXI.   OTHER MATTERS
2           A.      Completion of Planned Transaction.
3           Defendants have agreed that they will not close, consummate, or otherwise complete the
4    Planned Transaction until 12:01 a.m. on the tenth day following the entry of the judgment by the
5
     Court, and only if the Court enters an appealable order that does not prohibit consummation of
6
     the transaction. For purposes of this Order, “Planned Transaction” means Visa’s planned
7
8    acquisition of Plaid.

9           B.      Service of Pleadings and Discovery on Other Parties.
10          Service of all pleadings, discovery requests (including subpoenas for testimony or
11
     documents under Federal Rule of Civil Procedure 45), expert disclosures, and delivery of all
12
     correspondence in this matter must be made by ECF or email, except when the volume of
13
     attachments requires overnight delivery of the attachments or personal delivery, to the following
14
15   individuals designated by each Party:

16                  For Plaintiff United States of America:
17                  John R. Read (john.read@usdoj.gov)
                    Cory Brader Leuchten (cory.leuchten@usdoj.gov)
18                  Meagan K. Bellshaw (meagan.bellshaw@usdoj.gov)
                    Lisa Scanlon (lisa.scanlon@usdoj.gov)
19                  United State Department of Justice
20                  450 Fifth Street, NW, Suite 4000
                    Washington, D.C. 20530
21                  Tel: (202) 598-2307
22                  For Defendant Visa Inc.:
23                  Steven C. Sunshine (steve.sunshine@skadden.com)
                    Skadden, Arps, Slate, Meagher & Flom LLP
24                  1440 New York Avenue, NW
                    Washington, DC 20005
25                  Tel: (202) 371-7000
26
                    For Defendant Plaid Inc.:
27                  Scott A. Sher (ssher@wsgr.com)
                    Wilson Sonsini Goodrich & Rosati
28                  1700 K Street NW
                    Fifth Floor
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1                    Washington, DC 20006
                     Tel: (202) 973-8800
2
3            For purposes of calculating discovery response times under the Federal Rules of Civil

4    Procedure, electronic delivery at the time the email was received will be treated in the same
5    manner as hand delivery at that time. However, for any service other than service of court
6
     filings, email service that is delivered after 5:00 p.m. Pacific Time will be treated as if it was
7
     served the following business day.
8
9            C.      Nationwide Service of Trial Subpoenas.

10           To assist the Parties in planning discovery, and in view of the geographic dispersion of

11   potential witnesses in this action outside this District, the Parties are permitted, under 15 U.S.C.
12
     § 23, to issue trial subpoenas that may run into any other federal district requiring witnesses to
13
     attend this Court. The availability of nationwide service of process, however, does not make a
14
15   witness who is otherwise “unavailable” for purposes of Federal Rule of Civil Procedure 32 and

16   Federal Rule of Evidence 804 available under those rules or otherwise affect the admissibility at

17   trial of a deposition of a witness.
18
             D.      Modification of Scheduling and Case Management Order.
19
             Modifications of the rights and responsibilities of the Parties under this Order may be
20
     made by mutual agreement of the Parties, provided any such modification has no effect on the
21
22   schedule for pretrial filings or trial dates. Otherwise, any Party may seek modification of this

23   Order for good cause.
24
25
26
27
28

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1    Dated: December 11, 2020                      /s/ John R. Read
                                           JOHN R. READ
2                                          Attorney
3                                          U.S. Department of Justice
                                           Antitrust Division
4                                          450 Fifth Street N.W., Suite 4000
                                           Washington, D.C. 20530
5                                          Tel.: (202) 307-0468
6                                          Email: john.read@usdoj.gov
                                           Attorneys for Plaintiff United States
7
8
     Dated: December 11, 2020                      /s/ Steven C. Sunshine
9                                          STEVEN C. SUNSHINE
10                                         Skadden, Arps, Slate, Meagher & Flom LLP
                                           1440 New York Avenue, NW
11                                         Washington, DC 20005
                                           Tel: (202) 371-7000
12
                                           Email: steve.sunshine@skadden.com
13                                         Attorneys for Defendant Visa Inc.

14
15   Dated: December 11, 2020                      /s/ Jonathan M. Jacobson
                                           JONATHAN M. JACOBSON
16
                                           Wilson Sonsini Goodrich & Rosati
17                                         1301 Avenue of the Americas, 40th Floor
                                           New York, NY 10019
18                                         Tel: (212) 497-7758
19                                         Email: jjacobson@wsgr.com
                                           Attorneys for Defendant Plaid Inc.
20
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1
                                       ATTORNEY ATTESTATION
2
               I, Meagan K. Bellshaw, am the ECF user whose identification and password are being
3
     used to file the JOINT CASE MANAGEMENT STATEMENT AND DISCOVERY PLAN. In
4
     compliance with Local Rule 5-1(i)(3), I hereby attest that all signatories hereto concur in this
5
     filing.
6
                                            /s/ Meagan K. Bellshaw
7                                            Meagan K. Bellshaw
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