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Home Court filings United States v. Visa Inc. and Plaid Inc. — U.S. District Court, N.D. Cal. Exhibit A — United States v. Visa Inc. and Plaid Inc. (Dkt. 57.1)

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Exhibit A — United States v. Visa Inc. and Plaid Inc. (Dkt. 57.1)

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CourtU.S. District Court for the Northern District of California
Filed2020-12-11

U.S. District Court for the Northern District of California · No. 4:20-cv-07810-JSW · Doc. 57-1 · 2020-12-11 · Docket on CourtListener

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DEFENDANTS’ MEMORANDUM IN SUPPORT OF 
MOTION FOR JUDGMENT ON THE PLEADINGS 
 
CASE NO. 4:20-cv-7810-JSW 
 
Jack P. DiCanio (SBN 138782) 
SKADDEN, ARPS, SLATE,  
     MEAGHER & FLOM LLP 
525 University Avenue, Suite 1400 
Palo Alto, California 94301 
Telephone: (650) 470-4500 
Facsimile: (650) 470-4570 
Email: Jack.DiCanio@skadden.com 
 
Steven C. Sunshine (pro hac vice) 
SKADDEN, ARPS, SLATE,  
     MEAGHER & FLOM LLP 
1440 New York, N.W. 
Washington, D.C. 20005 
Telephone: (202) 371-7000 
Facsimile (202) 393-5760 
Email: steven.sunshine@skadden.com 
 
Attorneys for Defendant 
VISA INC. 
 
[Additional counsel listed on signature page] 
 
Jonathan M. Jacobson, SBN 1350495 
WILSON SONSINI GOODRICH & ROSATI 
Professional Corporation 
1301 Avenue of the Americas, 40th Floor 
New York, New York 10019 
Telephone: (212) 497-7758 
Facsimile: (212) 999-5899 
Email: jjacobson@wsgr.com 
 
Justina K. Sessions, SBN 270914 
WILSON SONSINI GOODRICH & ROSATI 
Professional Corporation 
One Market Plaza, Spear Tower, Suite 3300 
San Francisco, California 94105 
Telephone: (415) 947-2000 
Facsimile: (415) 947-2099 
Email: jsessions@wsgr.com 
 
Scott A. Sher, SBN 190053 
WILSON SONSINI GOODRICH & ROSATI 
Professional Corporation 
1700 K Street NW, Fifth Floor 
Washington, DC 20006 
Telephone: (202) 973-8800 
Facsimile: (202) 973-8899 
Email: ssher@wsgr.com 
 
Attorneys for Defendant 
PLAID INC. 
 
UNITED STATES DISTRICT COURT 
NORTHERN DISTRICT OF CALIFORNIA 
OAKLAND DIVISION 
 
 
UNITED STATES OF AMERICA 
 
 
 
 
 
Plaintiff, 
 
 
 
v. 
 
VISA INC. and PLAID INC., 
 
 
 
 
 
Defendants. 
 
CASE NO.: 4:20-cv-7810-JSW 
 
DEFENDANTS’ MEMORANDUM OF 
POINTS AND AUTHORITIES IN 
SUPPORT OF MOTION FOR JUDGMENT 
ON THE PLEADINGS 
 
Date: 
 
Time: 
 
Courtroom: 5, 2d Floor 
Before:          Hon. Jeffrey S. White 
 
 
 
Case 4:20-cv-07810-JSW   Document 57-1   Filed 12/11/20   Page 1 of 14

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i 
DEFENDANTS’ MEMORANDUM IN SUPPORT OF 
MOTION FOR JUDGMENT ON THE PLEADINGS 
 
CASE NO. 4:20-cv-7810-JSW 
 
TABLE OF CONTENTS 
Table of Authorities ........................................................................................................................ ii 
Background ......................................................................................................................................1 
Argument .........................................................................................................................................2 
A. Judgment on the Pleadings Is Warranted When the Movant Is Entitled to 
Judgment as a Matter of Law ...................................................................................2 
B. Judgment on the Pleadings is Warranted on DOJ’s Sherman Act Section 2 
Claim ........................................................................................................................3 
C. Dismissal of DOJ’s Section 2 Claim will Streamline this Litigation ......................8 
Conclusion .......................................................................................................................................9 
 
 
 
 
 
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ii 
DEFENDANTS’ MEMORANDUM IN SUPPORT OF 
MOTION FOR JUDGMENT ON THE PLEADINGS 
 
CASE NO. 4:20-cv-7810-JSW 
 
TABLE OF AUTHORITIES 
Page(s) 
CASES 
Ashcroft v. Iqbal, 
556 U.S. 662 (2009) ............................................................................................................ 2, 3 
Bell Atlantic Corp. v. Twombly, 
550 U.S. 544 (2007) ................................................................................................................ 3 
BOC International Ltd. v. FTC, 
557 F.2d 24 (2d Cir. 1977)...................................................................................................... 4 
Brown Shoe Co. v. United States, 
370 U.S. 274 (1962) ........................................................................................................ 3, 4, 5 
Cafasso v. General Dynamics C4 Systems, Inc., 
637 F.3d 1047 (9th Cir. 2011) ................................................................................................ 3 
Credit Bureau Reports, Inc. v. Retail Credit Co., 
358 F. Supp. 780 (S.D. Tex. 1971), aff’d, 476 F.2d 989 (5th Cir. 1973) ............................... 4 
Epic Games, Inc. v. Apple Inc., 
No. 4:20-cv-05640-YGR, 2020 WL 5993222 (N.D. Cal. Oct. 9, 2020) ............................ 3, 7 
Fleming v. Pickard, 
581 F.3d 922 (9th Cir. 2009) .................................................................................................. 2 
Food & Drug Administration v. Brown & Williamson Tobacco Corp., 
529 U.S. 120 (2000) ................................................................................................................ 4 
FTC v. Atlantic Richfield Co., 
549 F.2d 289 (4th Cir. 1977) .................................................................................................. 4 
FTC v. Steris Corp., 
133 F. Supp. 3d 962 (N.D. Ohio 2015) ................................................................................... 4 
FTC v. Qualcomm Inc., 
969 F.3d 974 (9th Cir. 2020) .............................................................................................. 3, 7 
Gadda v. State Bar of California, 
511 F.3d 933 (9th Cir. 2007) .................................................................................................. 9 
Hawaii v. Trump, 
859 F.3d 741 (9th Cir. 2017), vacated and remanded on other grounds, 138 S. Ct. 
377 (2017) ............................................................................................................................... 4 
International Telephone & Telegraph Corp. v. American Telephone & Telegraph Co., 
481 F. Supp. 399 (S.D.N.Y. 1979) ......................................................................................... 4 
Oahu Gas Service Inc. v. Pacific Resources Inc., 
838 F.2d 360 (9th Cir. 1988) .................................................................................................. 8 
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iii 
DEFENDANTS’ MEMORANDUM IN SUPPORT OF 
MOTION FOR JUDGMENT ON THE PLEADINGS 
 
CASE NO. 4:20-cv-7810-JSW 
 
Rambus Inc. v. FTC, 
522 F.3d 456 (D.C. Cir. 2008) ................................................................................................ 7 
United States v. Black & Decker Manufacturing Co., 
430 F. Supp. 729 (D. Md. 1976) ............................................................................................. 4 
United States v. Crocker-Anglo National Bank, 
223 F. Supp. 849 (N.D. Cal. 1963) ......................................................................................... 4 
United States v. Grinnell Corp., 
384 U.S. 563 (1966) ............................................................................................................ 3, 8 
United States v. H & R Block, Inc., 
833 F. Supp. 2d 36 (D.D.C. 2011) .......................................................................................... 8 
United States v. Marine Bancorporation, Inc., 
418 U.S. 602 (1974) ................................................................................................................ 8 
United States v. Microsoft Corp., 
253 F.3d 34 (D.C. Cir. 2001) .............................................................................................. 6, 7 
United States v. Siemens Corp., 
621 F.2d 499 (2d Cir. 1980).................................................................................................... 4 
United States v. US Airways Group, 
979 F. Supp. 2d 33 (D.D.C. 2013) .......................................................................................... 8 
STATUTES 
15 U.S.C. § 2 ................................................................................................................................... 1, 2 
15 U.S.C. § 18 ............................................................................................................................. 1, 2, 3 
15 U.S.C. § 25 ..................................................................................................................................... 8 
RULES 
Rule 12(c) of the Federal Rules of Civil Procedure ............................................................................ 2 
OTHER AUTHORITIES 
Douglas H. Ginsburg & Koren W. Wong-Ervin, Challenging Consummated Mergers Under 
Section 2, Competition Policy International, May 25, 2020 ........................................... 5, 7, 8 
Phillip E. Areeda & Herbert Hovenkamp, Antitrust Law: an Analysis of Antitrust Principles 
and Their Application (5th ed. 2020) .................................................................................. 5, 8 
 
 
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1 
DEFENDANTS’ MEMORANDUM IN SUPPORT OF 
MOTION FOR JUDGMENT ON THE PLEADINGS 
 
CASE NO. 4:20-cv-7810-JSW 
Pursuant to Rule 12(c) of the Federal Rules of Civil Procedure, defendants Visa Inc. and 
Plaid Inc. move this Court for judgment on the pleadings, dismissing plaintiff’s claim pursuant to 
Sherman Act Section 2, 15 U.S.C. § 2, with prejudice.   
The Antitrust Division of the United States Department of Justice (“DOJ”) is seeking to 
block Visa’s time-critical acquisition of Plaid, a deal that was signed up in January 2020, and one 
that the DOJ investigated for nearly ten months.  DOJ concedes that Plaid is not a competitor of 
Visa’s today; instead, DOJ claims that the proposed acquisition threatens competition because 
Plaid supposedly someday hopes to introduce a new type of payment service (not currently 
available in the United States) to compete against Visa in an alleged market for “online debit 
transactions.”  For decades, “potential competition” theories like this one have been evaluated 
under Section 7 of the Clayton Act (15 U.S.C. § 18)—the statute specifically designed to address 
mergers—and have found almost no traction in the courts.  Likely aware that potential competition 
cases are extremely difficult to win, DOJ has tacked on a Section 2 Sherman Act claim in the 
apparent hope of avoiding unfavorable Section 7 precedent. 
The Court should dismiss DOJ’s adventurous and incorrect Section 2 claim and allow this 
case to proceed expeditiously as a traditional Section 7 case.  DOJ should not be permitted to 
invoke its flawed Section 2 claim to broaden discovery and delay determination of this case on the 
merits well past the pace of a typical merger challenge.  There is no prejudice to DOJ because the 
only relief it seeks—blocking the proposed acquisition—is subject to the less stringent standards of 
Section 7 of the Clayton Act, which DOJ has also invoked. 
BACKGROUND 
On November 5, 2020, DOJ filed this action challenging Visa’s proposed acquisition of 
Plaid.  (ECF 1, Complaint (“Compl.”).)  The complaint admits that Visa and Plaid do not currently 
compete.  (Id. ¶ 8.)  Instead, DOJ asserts that the acquisition would eliminate a potential 
competitive threat in a purported market for online debit transactions, in alleged violation of 
Section 7 of the Clayton Act, 15 U.S.C. § 18, and Section 2 of the Sherman Act, 15 U.S.C. § 2.  
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2 
DEFENDANTS’ MEMORANDUM IN SUPPORT OF 
MOTION FOR JUDGMENT ON THE PLEADINGS 
 
CASE NO. 4:20-cv-7810-JSW 
(Id. ¶¶ 76-77.)1  Both of DOJ’s claims challenge the very same conduct—the proposed 
acquisition—in the same putative relevant market and seek the very same relief—a permanent 
injunction against the transaction.  (Id. ¶¶ 76-79.) 
DOJ alleges that Visa is a monopolist in a purported online debit market.  (Id. ¶ 68.)  
Despite claiming that market is characterized by “significant barriers to entry and expansion” (id. ¶ 
4), DOJ contends that Plaid is uniquely positioned to enter and challenge Visa by developing a new 
“pay-by-bank debit service” that does not currently exist in the United States.  (Id. ¶¶ 33-34.)  The 
complaint states that Plaid has built significant connections with financial institutions and 
customers through its financial data aggregation platform (id. ¶¶ 7, 21), and that Plaid “plans to 
build on the success of its current services” by “leverag[ing] [its existing] technology” to “creat[e] 
an ‘end-to-end payments network.’”  (Id. ¶¶ 8, 40.)  The complaint notes that Plaid has unspecified 
“plans” to enter the money-movement business by the end of 2021 and is currently piloting with 
customers certain of its current products (none of which is a debit service), but fails to provide any 
other facts regarding Plaid’s efforts or ability to develop an “online pay-by-bank debit service 
[that] would compete against Visa’s online debit services.”  (Id. ¶¶ 10, 40.) 
ARGUMENT 
A. Judgment on the Pleadings Is Warranted When 
the Movant Is Entitled to Judgment as a Matter of Law 
Rule 12(c) provides that “[a]fter the pleadings are closed—but early enough not to delay 
trial—a party may move for judgment on the pleadings.”  Fed. R. Civ. P. 12(c).  Judgment on the 
pleadings is proper when the moving party clearly establishes on the face of the pleadings that no 
material issue of fact remains to be resolved and that it is entitled to judgment as a matter of law.  
Fleming v. Pickard, 581 F.3d 922, 925 (9th Cir. 2009). 
“Although [Ashcroft v. Iqbal, 556 U.S. 662 (2009),] establishes the standard for deciding a 
                                                 
1 Section 7 of the Clayton Act prohibits mergers, acquisitions, and certain joint ventures where the 
effect “may be substantially to lessen competition, or to tend to create a monopoly” in any line of 
commerce or activity affecting commerce in any part of the United States.  15 U.S.C. § 18.  Section 
2 of the Sherman Act makes it unlawful for any person to “monopolize, or attempt to 
monopolize . . . any part of the trade or commerce among the several States, or with foreign 
nations.”  15 U.S.C. § 2.   
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3 
DEFENDANTS’ MEMORANDUM IN SUPPORT OF 
MOTION FOR JUDGMENT ON THE PLEADINGS 
 
CASE NO. 4:20-cv-7810-JSW 
Rule 12(b)(6) motion, . . . Rule 12(c) is ‘functionally identical’ to Rule 12(b)(6) and . . . ‘the same 
standard of review’ applies to motions brought under either rule.”  Cafasso v. Gen. Dynamics C4 
Sys., Inc., 637 F.3d 1047, 1054 n.4 (9th Cir. 2011) (citation omitted).  Thus, for purposes of a 12(c) 
motion, the complaint “must contain sufficient factual matter, accepted as true, ‘to state a claim to 
relief that is plausible on its face.’”  Ashcroft, 556 U.S. at 678 (quoting Bell Atl. Corp. v. Twombly, 
550 U.S. 544, 570 (2007)).  “A claim has facial plausibility when the plaintiff pleads factual 
content that allows the court to draw the reasonable inference that the defendant is liable for the 
misconduct alleged.”  Ashcroft, 556 U.S. at 678 (citing Twombly, 550 U.S. at 556).  Although the 
court must construe all allegations of material fact in the light most favorable to the plaintiff, “a 
plaintiff’s obligation to provide the ‘grounds’ of his ‘entitle[ment] to relief’ requires more than 
labels and conclusions, and a formulaic recitation of the elements of a cause of action will not do.” 
Twombly, 550 U.S. at 555 (alteration in original) (citation omitted). 
B. Judgment on the Pleadings is Warranted on DOJ’s Sherman Act Section 2 Claim   
DOJ’s Section 2 claim fails as a matter of law.  Section 2 of the Sherman Act requires DOJ 
to prove (i) the possession of monopoly power in the relevant market; (ii) the willful acquisition or 
maintenance of that power (also known as “exclusionary conduct”); and (iii) causal antitrust injury.  
United States v. Grinnell Corp., 384 U.S. 563, 570-71 (1966); FTC v. Qualcomm Inc., 969 F.3d 
974, 990 (9th Cir. 2020); Epic Games, Inc. v. Apple Inc., No. 4:20-cv-05640-YGR, 2020 WL 
5993222, at *9 (N.D. Cal. Oct. 9, 2020).  DOJ has thus far not identified a single case, and 
defendants are aware of none, where a court has found that the acquisition of a potential or nascent 
competitor constitutes exclusionary conduct for purposes of Section 2. 
Acquisitions of potential or nascent competitors are typically evaluated under Section 7 of 
the Clayton Act, which prohibits acquisitions the effect of which “may be substantially to lessen 
competition, or to tend to create a monopoly.”  15 U.S.C. § 18.  Section 7 was enacted at least in 
part due to the failings of Section 2 to prohibit a broad range of conduct,2 and the Supreme Court 
                                                 
2 See Brown Shoe Co. v. United States, 370 U.S. 294, 318 n.33 (1962) (“Numerous other 
statements by Congressmen and Senators and by representatives of the Federal Trade Commission, 
the Department of Justice and the President’s Council of Economic Advisors were made to the 
 
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4 
DEFENDANTS’ MEMORANDUM IN SUPPORT OF 
MOTION FOR JUDGMENT ON THE PLEADINGS 
 
CASE NO. 4:20-cv-7810-JSW 
recognized decades ago that the standards of the Sherman Act are more demanding than those of 
the Clayton Act.  See Brown Shoe Co., 370 U.S. at 328-29 (“[T]he tests for measuring the legality 
of any particular economic arrangement under the Clayton Act are to be less stringent than those 
used in applying the Sherman Act.”).3  As a matter of statutory construction, the prohibitions of 
general statutes such as Section 2 must be viewed in the context of subsequently-enacted specific 
statutes (here, Section 7).4  Thus, DOJ cannot use Section 2 to circumvent the elements of Section 
7 designed to regulate specific conduct.   
DOJ’s motivation for invoking Section 2 to circumvent Section 7 here is clear: there exists 
a body of Section 7 case law unfavorable to DOJ that expressly addresses acquisitions of potential 
competitors, including FTC v. Steris Corp., 133 F. Supp. 3d 962 (N.D. Ohio 2015), a government 
loss in the only actual potential competition case to be tried in nearly 40 years.5  In contrast, to 
                                                 
Congress suggesting that a standard of illegality stricter than that imposed by the Sherman Act was 
needed.”).   
3 See also Int’l Tel. & Tel. Corp. v. Am. Tel. & Tel. Co., 481 F. Supp. 399, 404 (S.D.N.Y. 1979) 
(“[S]ection 7 has been interpreted to proscribe a broader range of conduct than that forbidden by 
the Sherman Act. . . . Since the market foreclosure in this case does not even approach the level 
required under the Clayton Act, it is clearly De minimis under the more stringent standard of the 
Sherman Act.”); Credit Bureau Reps., Inc. v. Retail Credit Co., 358 F. Supp. 780, 794 (S.D. Tex. 
1971) (“The elements of proof in establishing Section 7 violations are somewhat less stringent than 
proving monopolization under Section 2 of the Sherman Act.”), aff’d, 476 F.2d 989 (5th Cir. 
1973); United States v. Crocker-Anglo Nat’l Bank, 223 F. Supp. 849, 859 (N.D. Cal. 1963) (“Since 
the merger does not violate the Clayton Act, the possibility that it might be held to violate the more 
stringent standards of the Sherman Act seems most unlikely.”). 
4 See FDA v. Brown & Williamson Tobacco Corp., 529 U.S. 120, 143 (2000) (“The ‘classic judicial 
task of reconciling many laws enacted over time, and getting them to “make sense” in combination, 
necessarily assumes that the implications of a statute may be altered by the implications of a later 
statute.’  This is particularly so where the scope of the earlier statute is broad but the subsequent 
statutes more specifically address the topic at hand.” (citation omitted));  Hawaii v. Trump, 859 
F.3d 741, 781 (9th Cir. 2017) (holding “well-settled interpretive canons” do not allow for a 
“‘narrow, precise, and specific’ statutory provision” to be overridden by a provision “‘covering a 
more generalized spectrum’ of issues” (citation omitted)), vacated and remanded on other 
grounds, 138 S. Ct. 377 (2017). 
5 See also United States v. Siemens Corp., 621 F.2d 499, 507 (2d Cir. 1980) (holding government 
failed to prove a reasonable probability of entry into the market); FTC v. Atl. Richfield Co., 549 
F.2d 289, 296 (4th Cir. 1977) (holding plaintiff failed to establish reasonable probability of entry 
when putative entrant had shown “continuing interest” in entering the industry); BOC Int’l Ltd. v. 
FTC, 557 F.2d 24, 28 (2d Cir. 1977) (rejecting Commission finding that there was a “reasonable 
probability” of eventual entry as unacceptably speculative); United States v. Black & Decker Mfg. 
Co., 430 F. Supp. 729, 758 (D. Md. 1976) (holding government failed to prove potential 
competition claim when defendant lacked “the expertise in gasoline technology necessary for a 
 
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5 
DEFENDANTS’ MEMORANDUM IN SUPPORT OF 
MOTION FOR JUDGMENT ON THE PLEADINGS 
 
CASE NO. 4:20-cv-7810-JSW 
Defendants’ knowledge, no court has ever endorsed the use of Section 2 to enjoin a prospective 
merger or to find illegal the acquisition of a potential competitor.  Tellingly, the only support DOJ 
has offered to date for its Section 2 potential competition claim is a citation to an antitrust treatise 
and to an eminently distinguishable out-of-circuit decision addressing non-merger conduct.  (ECF 
43, Plaintiff United States’ Statement in Support of Administrative Relief for an Expedited Case 
Management Conference, at 3.)  Neither supports a plausible Section 2 claim here. 
First, DOJ points to Professor Herbert Hovenkamp’s Antitrust Law treatise as support for 
its contention that the acquisition of an alleged potential competitor violates Section 2.  (Id.)  That 
treatise, however, does not cite a single case holding that an acquisition of a potential competitor 
can, standing alone, violate Section 2.  Nor does Professor Hovenkamp attempt to square his view 
with the Supreme Court’s guidance that the Clayton Act tests are less stringent than the tests 
applicable to the Sherman Act, see Brown Shoe Co., 370 U.S. at 328-29, and his argument was 
recently criticized by a federal judge who previously ran the Antitrust Division of the Department 
of Justice, and a former FTC advisor.6  
Even if for the sake of argument one were to accept Professor Hovenkamp’s view that a 
potential-competitor acquisition might constitute exclusionary conduct under Section 2, here the 
DOJ’s complaint fails to state a claim even under his proposed analytical framework.  The portion 
of the treatise that DOJ cites hypothesizes that a Section 2 claim might be sustainable where an 
alleged monopolist acquires a firm that (i) has made the decision to enter the market; and (ii) but-
for the acquisition, would have entered the market in the “immediate future.”7   
Here, DOJ’s complaint is bereft of any allegation that Plaid has made an actual decision to 
                                                 
successful de novo entry” and the government failed to show the absence of other equally-qualified 
potential entrants). 
6 Douglas H. Ginsburg & Koren W. Wong-Ervin, Challenging Consummated Mergers Under 
Section 2, Competition Policy International, May 25, 2020, at 4, available at 
https://www.competitionpolicyinternational.com/challenging-consummated-mergers-under-
section-2-2/ (hereinafter “Ginsburg”). 
7 Phillip E. Areeda & Herbert Hovenkamp, Antitrust Law: an Analysis of Antitrust Principles and 
Their Application ¶ 912a (5th ed. 2020) (“If the rival has not yet made its first sale, the tendency is 
to call the acquisition a ‘potential competition’ or nonhorizontal merger. . . . But even the firm that 
is preparing to make its first bid or its first sale must be counted as an ‘actual’ rival once the entry 
 
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6 
DEFENDANTS’ MEMORANDUM IN SUPPORT OF 
MOTION FOR JUDGMENT ON THE PLEADINGS 
 
CASE NO. 4:20-cv-7810-JSW 
invest in developing an end-to-end Pay-by-Bank (“PBB”) product.  Nor does it allege that Plaid has 
the economic wherewithal to enter with such a product; that Plaid has undertaken concrete steps 
towards doing so; or that the products Plaid is piloting are sufficient to develop an end-to-end 
payments network in the “immediate future.”  Instead, the complaint includes only vague 
allegations that Plaid has unidentified “plans” to enter the money-movement business by the end of 
2021 (Compl. ¶¶ 10, 40); that Plaid “is planning to leverage [its existing] technology” (id. ¶ 8), 
which “provides an easy interface for fintech apps to collect consumers’ financial data” (id. ¶ 37); 
and that Plaid is piloting certain of its products, which in turn, it hopes “to build on . . . by creating 
an ‘end-to-end payments network’” (id. ¶ 40).  These vague, generalized allegations do not meet 
the Section 2 potential-competitor acquisition “standard” advocated by Professor Hovenkamp.  Nor 
could DOJ amend its complaint to overcome these deficiencies: because PBB does not currently 
exist in any significant capacity in the United States (id. ¶¶ 33-34), DOJ cannot possibly allege that 
Plaid would have entered the alleged relevant market with a PBB product in the “immediate 
future” but for the proposed acquisition. 
Second, DOJ’s reliance on Microsoft is similarly misplaced.  (Id. ¶ 13 (citing United States 
v. Microsoft Corp., 253 F.3d 34 (D.C. Cir. 2001))).  DOJ argues that Microsoft permits DOJ to skip 
past proving actual anticompetitive effects flowing from the acquisition, and prevail merely by 
asserting that the acquisition of Plaid “reasonably appear[s] capable of making a significant 
contribution to . . . maintaining monopoly power.” Microsoft, 253 F.3d at 79 (alterations in 
original). 
As an initial matter, this out-of-circuit decision is plainly distinguishable on the facts as it 
involved a host of other types of exclusionary conduct—not an acquisition of a supposedly nascent 
competitor as alleged here.  See id. at 58-78 (holding that Microsoft engaged in exclusionary 
conduct without any countervailing procompetitive justification, including (1) imposing 
anticompetitive provisions in Windows licensing agreements; (2) technologically binding Internet 
Explorer to Windows; (3) entering into exclusive dealing contracts with internet access providers, 
                                                 
decision has been made. . . .  The important point is that the acquisition eliminates an important 
route by which competition could have increased in the immediate future.”) (emphasis added). 
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7 
DEFENDANTS’ MEMORANDUM IN SUPPORT OF 
MOTION FOR JUDGMENT ON THE PLEADINGS 
 
CASE NO. 4:20-cv-7810-JSW 
independent software vendors and Apple; (4) deceiving competitor developers; and (5) pressuring 
other companies to stop supporting nascent technologies).  The Microsoft court concluded that the 
government had either successfully proven nearly all strands of the challenged conduct to be 
exclusionary, or the defendant had effectively conceded as much.  Id. 
Moreover, even the DOJ’s oft-cited passage from Microsoft recognizes that a plaintiff must 
demonstrate both anticompetitive conduct and causation.  Id. at 79 (discussing whether, to establish 
Section 2 liability, plaintiff must present proof that a defendant’s continued monopoly power is 
“precisely attributable to its anticompetitive conduct”).  Courts consider causation only after the 
challenged conduct has been found to be exclusionary.  See Qualcomm Inc., 969 F.3d at 990-92 
(holding conduct can be condemned as exclusionary only if monopolist’s act has an 
anticompetitive effect); Epic Games, Inc., 2020 WL 5993222, at *9 (observing that causation is 
considered only after plaintiff satisfies the first and second elements of monopoly power and 
willful maintenance or acquisition of power in the relevant market).  Thus, the DOJ’s position on 
what might constitute exclusionary conduct here relies on an opinion where exclusionary 
conduct—i.e. conduct having anticompetitive effect without redeeming justifications—had already 
been conclusively established. 
DOJ’s interpretation of Microsoft has also been rejected by Judge Douglas Ginsburg, a 
former Assistant Attorney General in charge of the Antitrust Division, who sat on the en banc 
panel that issued the Microsoft decision.  In a recent article, Judge Ginsburg rejected the assertion 
that Section 2 “does not require proof of anticompetitive effects,” explaining that such a view is 
based upon a “misreading” of Microsoft and “conflates the Microsoft court’s standard for proving 
competitive effects with its standard for establishing causation.”8  Judge Ginsburg further noted 
that for purposes of potential-competitor acquisitions, Microsoft, when read together with the D.C. 
Circuit’s later decision in Rambus Inc. v. FTC, 522 F.3d 456 (D.C. Cir. 2008), stands for the 
proposition that “only when anticompetitive effects are shown . . . may the government avoid 
having to show that the threat would have become a real competitor but for the alleged 
                                                 
8 Ginsburg at 2. 
 
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8 
DEFENDANTS’ MEMORANDUM IN SUPPORT OF 
MOTION FOR JUDGMENT ON THE PLEADINGS 
 
CASE NO. 4:20-cv-7810-JSW 
exclusionary conduct.”9  Here, because the only exclusionary conduct challenged in the complaint 
is the proposed transaction, and DOJ has not plausibly alleged that Plaid was poised to become a 
real competitor in the absence of the proposed acquisition, DOJ has failed to allege a plausible 
claim under Section 2 of the Sherman Act.   
Eliminating the Section 2 claim leaves the court with more limited yet fully dispositive 
issues under Section 7.  Case law interpreting Section 7 in the context of potential competition 
requires the court to consider whether the relevant market is highly concentrated and whether the 
potential entrant has “feasible means” for entering the market.10  In contrast, Section 2 imposes 
additional elements beyond those required for Section 7, including the possession of monopoly 
power, proof of causation, and consideration of any offsetting efficiencies and valid business 
justifications.11  Focusing solely on DOJ’s Section 7 claim would still allow for plaintiff to seek to 
obtain the precise relief that it requests. 
C. Dismissal of DOJ’s Section 2 Claim will Streamline this Litigation 
Dismissing DOJ’s insufficiently-pled Section 2 claim at this early stage will streamline the 
litigation and be significantly more efficient for the Court.  It is well established that merger 
challenges are tried on expedited litigation schedules.  See 15 U.S.C. § 25 (providing that in an 
injunction action under Section 7 of the Clayton Act, “the court shall proceed, as soon as may be, 
to the hearing and determination of the case”).12  Here, however, DOJ has made clear that it views 
                                                 
9 Ginsburg at 4 (emphasis added) (also condemning the risk of adopting Professor Hovenkamp’s 
proposal that a potential-entrant acquisition can be exclusionary where the target firm (a) “has the 
economic capabilities for entry”; (b) is a “more-than-fanciful possible entrant”; and (c) “is [] 
different from many other firms in these respects” as outlined in Areeda & Hovenkamp ¶ 701d).  
10 United States v. Marine Bancorporation, Inc., 418 U.S. 602, 633 (1974). 
11 Grinnell Corp., 384 U.S. at 570-71; see also Oahu Gas Serv. Inc. v. Pac. Res. Inc., 838 F.2d 360, 
369 (9th Cir. 1988). 
12 See also United States v. US Airways Grp., 979 F. Supp. 2d 33, 35 (D.D.C. 2013) (“Indeed, 
because of the need for the prompt resolution of this matter, the Court has set an expedited 
discovery and trial schedule.”); United States v. H & R Block, Inc., 833 F. Supp. 2d 36, 44 (D.D.C. 
2011) (“[T]he Court entered a scheduling order in this case that provided for an expedited schedule 
of fact and expert discovery and briefing on the government’s anticipated motion to enjoin the 
transaction.”). 
 
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9 
DEFENDANTS’ MEMORANDUM IN SUPPORT OF 
MOTION FOR JUDGMENT ON THE PLEADINGS 
 
CASE NO. 4:20-cv-7810-JSW 
the inclusion of a Section 2 claim as grounds for delaying resolution of this matter on the merits,13 
and that Section 2 entitles it to more expansive discovery than would be necessary under the 
Section 7 claim—all despite challenging precisely the same conduct (the merger), in the same 
purported market, and seeking the same relief for both its Section 2 and Section 7 claims (an 
injunction).  Dismissing DOJ’s insufficiently-pled Section 2 claim will therefore streamline 
discovery and allow this case to proceed to an expeditious resolution on the merits, while allowing 
DOJ to continue to pursue the entirety of the relief it seeks under the more appropriate vehicle of a 
Clayton Act Section 7 claim.   
CONCLUSION 
For the foregoing reasons, Defendants respectfully request that the Court dismiss DOJ’s 
Section 2 claim with prejudice.  See Gadda v. State Bar of Cal., 511 F.3d 933, 939 (9th Cir. 2007) 
(“Because allowing amendment would be futile, we hold that the district court properly dismissed 
[plaintiff’s] claims with prejudice and without leave to amend.”). 
 
 
 
 
                                                 
13 See ECF 43 at 1 (claiming defendants’ proposed schedule was faster than schedules “adopted in 
the vast majority of merger cases—cases that involved fewer legal claims in less complex 
industries . . . .”). 
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10 
DEFENDANTS’ MEMORANDUM IN SUPPORT OF 
MOTION FOR JUDGMENT ON THE PLEADINGS 
 
CASE NO. 4:20-cv-7810-JSW 
DATED:  December 11, 2020 
 
By:  /s/ Jack P. DiCanio 
Jack P. DiCanio 
Attorney for Defendant 
VISA INC. 
 
Jack P. DiCanio (SBN 138782) 
SKADDEN, ARPS, SLATE,  
     MEAGHER & FLOM LLP 
525 University Avenue, Suite 1400 
Palo Alto, California 94301 
Telephone: (650) 470-4500 
Facsimile: (650) 470-4570 
Email: Jack.DiCanio@skadden.com 
 
Steven C. Sunshine (pro hac vice) 
Tara Reinhart (pro hac vice) 
Julia York (pro hac vice) 
Joseph Ciani-Dausch (pro hac vice) 
SKADDEN, ARPS, SLATE,  
     MEAGHER & FLOM LLP 
1440 New York, N.W. 
Washington, D.C. 20005 
Telephone: (202) 371-7000 
Facsimile (202) 393-5760 
Email: steven.sunshine@skadden.com 
Email: tara.reinhart@skadden.com 
Email: julia.york@skadden.com 
Email: joseph.ciani-dausch@skadden.com 
 
Karen Lent (pro hac vice) 
SKADDEN, ARPS, SLATE,  
     MEAGHER & FLOM LLP 
One Manhattan West 
New York, New York 10001 
Telephone: (213) 735-3000 
Facsimile: (213) 735-2000 
Email: karen.lent@skadden.com 
 
 
By:  /s/ Jonathan M. Jacobson 
JONATHAN M. JACOBSON 
Attorney for Defendant 
PLAID INC. 
 
Jonathan M. Jacobson, SBN 1350495 
WILSON SONSINI GOODRICH & ROSATI 
Professional Corporation 
1301 Avenue of the Americas, 40th Floor 
New York, New York 10019 
Telephone: (212) 497-7758 
Facsimile: (212) 999-5899 
Email: jjacobson@wsgr.com 
 
Justina K. Sessions, SBN 270914 
Benjamin S. Labow, SBN 229443 
WILSON SONSINI GOODRICH & ROSATI 
Professional Corporation 
One Market Plaza, Spear Tower, Suite 3300 
San Francisco, California 94105 
Telephone: (415) 947-2000 
Facsimile: (415) 947-2099 
Email: jsessions@wsgr.com 
Email: blabow@wsgr.com 
 
Scott A. Sher, SBN 190053 
Michelle Yost Hale (pro hac vice) 
Robin S. Crauthers (pro hac vice) 
Katie R. Glynn, SBN 300524 
WILSON SONSINI GOODRICH & ROSATI 
Professional Corporation 
1700 K Street NW, Fifth Floor 
Washington, DC 20006 
Telephone: (202) 973-8800 
Facsimile: (202) 973-8899 
Email: ssher@wsgr.com 
Email: mhale@wsgr.com 
Email: rcrauthers@wsgr.com 
Email: kglynn@wsgr.com 
 
 
 
 
 
 
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