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Home Court filings United States v. Visa Inc. and Plaid Inc. — U.S. District Court, N.D. Cal. Declaration of S. Sunshine — United States v. Visa Inc. and Plaid Inc. (Dkt. 42.1)

Court filing

Declaration of S. Sunshine — United States v. Visa Inc. and Plaid Inc. (Dkt. 42.1)

Record facts

CourtU.S. District Court for the Northern District of California
Filed2020-11-17

U.S. District Court for the Northern District of California · No. 4:20-cv-07810-JSW · Doc. 42-1 · 2020-11-17 · Docket on CourtListener

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SUNSHINE DECL. ISO DEFENDANTS’ ADMINISTRATIVE MOTION   
CASE NO. 4:20-cv-7810-JSW 
Jack P. DiCanio (SBN 138782) 
SKADDEN, ARPS, SLATE,  
     MEAGHER & FLOM LLP 
525 University Avenue, Suite 1400 
Palo Alto, California 94301 
Telephone: (650) 470-4500 
Facsimile: (650) 470-4570 
Email: Jack.DiCanio@skadden.com 
 
Steven C. Sunshine (pro hac vice pending) 
SKADDEN, ARPS, SLATE,  
     MEAGHER & FLOM LLP 
1440 New York, N.W. 
Washington, D.C. 20005 
Telephone: (202) 371-7000 
Facsimile (202) 393-5760 
Email: steven.sunshine@skadden.com 
 
Attorneys for Defendant 
VISA INC. 
 
 
 
Jonathan M. Jacobson, SBN 1350495 
WILSON SONSINI GOODRICH & 
ROSATI 
Professional Corporation 
1301 Avenue of the Americas, 40th Floor 
New York, New York 10019 
Telephone: (212) 497-7758 
Facsimile: (212) 999-5899 
Email: jjacobson@wsgr.com 
 
Justina K. Sessions, SBN 270914 
WILSON SONSINI GOODRICH & 
ROSATI 
Professional Corporation 
One Market Plaza, Spear Tower, Suite 3300 
San Francisco, California 94105 
Telephone: (415) 947-2000 
Facsimile: (415) 947-2099 
Email: jsessions@wsgr.com 
 
Scott A. Sher, SBN 190053 
WILSON SONSINI GOODRICH & 
ROSATI 
Professional Corporation 
1700 K Street NW, Fifth Floor 
Washington, DC 20006 
Telephone: (202) 973-8800 
Facsimile: (202) 973-8899 
Email: ssher@wsgr.com 
 
Attorneys for Defendant 
PLAID INC. 
 
UNITED STATES DISTRICT COURT 
NORTHERN DISTRICT OF CALIFORNIA 
OAKLAND DIVISION 
 
 
UNITED STATES OF AMERICA 
 
 
 
 
 
Plaintiff, 
 
 
 
v. 
 
VISA INC. and PLAID INC., 
 
 
 
 
 
Defendants. 
 
 
CASE NO.: 4:20-cv-7810-JSW 
 
DECLARATION OF STEVEN C. 
SUNSHINE IN SUPPORT OF 
DEFENDANTS’ ADMINISTRATIVE 
MOTION FOR AN EXPEDITED CASE 
MANAGEMENT CONFERENCE 
 
 
 
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 1 of 24

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1 
SUNSHINE DECLARATION ISO DEFENDANTS’ ADMINISTRATIVE MOTION  
CASE NO. 4:20-CV-7810-JSW 
I, Steven C. Sunshine, hereby declare and state as follows: 
1. 
I am counsel at the law firm of Skadden, Arps, Slate, Meagher & Flom LLP, attorneys 
for Defendant Visa Inc. (“Visa”).  I am an attorney licensed to practice law in Washington, DC, and 
before this Court.  Unless otherwise stated, I have personal knowledge of the facts stated below and, 
if called upon as a witness, I could and would competently testify to the following facts. 
2. 
Pursuant to Civil Local Rule 7-11, I submit this declaration in support of Defendants’ 
Administrative Motion for an Expedited Case Management Conference. 
3. 
On November 15, 2020, counsel for Defendants contacted counsel for Plaintiff asking 
Plaintiff to join a motion for an expedited case management conference.  Counsel for Plaintiff stated 
that it believed a case management conference is premature.  
4. 
Attached as Exhibit A is a true and correct copy of a November 6, 2020 letter from 
Tara Reinhart, on behalf of Defendants, to John Read. 
5. 
Attached as Exhibit B is a true and correct copy of a November 11, 2020 letter from 
Steven Sunshine, on behalf of Defendants, to John Read. 
6. 
Attached as Exhibit C is a true and correct copy of a November 13, 2020 letter from 
John Read to Steven Sunshine. 
7. 
Attached as Exhibit D is a true and correct copy of a November 15, 2020 letter from 
Tara Reinhart, on behalf of Defendants, to John Read. 
8. 
Attached as Exhibit E is a true and correct copy of an email exchange from November 
11-16, 2020, between counsel for Plaintiff and Defendants. 
 
I declare under penalty of perjury under the laws of the United States of America that the 
foregoing is true and correct.   
 
Executed this 17th day of November, 2020 at Washington, DC. 
 
 
By:  /s/ Steven C. Sunshine 
Steven C. Sunshine (pro hac vice pending) 
1440 New York, N.W. 
Washington, D.C. 20005 
Telephone: 
(202) 371-7000 
Facsimile (202) 393-5760 
steven.sunshine@skadden.com 
 
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 2 of 24

 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT A 
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 3 of 24

 
 
FIRM/AFFILIATE OFFICES 
----------- 
BOSTON 
CHICAGO 
HOUSTON 
LOS ANGELES 
NEW YORK 
PALO ALTO 
WILMINGTON 
----------- 
BEIJING 
BRUSSELS 
FRANKFURT 
HONG KONG 
LONDON 
MOSCOW 
MUNICH 
PARIS 
SÃO PAULO 
SEOUL 
SHANGHAI 
SINGAPORE 
TOKYO 
TORONTO 
SKADDEN, ARPS, SLATE, MEAGHER & FLOM LLP 
1440 NEW YORK AVENUE, N.W. 
WASHINGTON, D.C.  20005-2111 
________ 
 
TEL: (202) 371-7000 
FAX: (202) 393-5760 
www.skadden.com 
DIRECT DIAL 
202-371-7630 
DIRECT FAX 
202-661-9030 
EMAIL ADDRESS 
TARA.REINHART@SKADDEN.COM 
 
November 6, 2020 
John R. Read, Esq. 
United States Department of Justice 
Antitrust Division 
450 Fifth Street NW, Suite 4000 
Washington, DC 20530 
RE: 
United States v. Visa et al.,  No. 3:20-cv-07810 (N.D. 
Cal.). 
Dear John: 
On behalf of Visa, Inc. and Plaid Inc. (together, “Defendants”), enclosed 
please find the draft protective order proposed by the Defendants in the above-
captioned matter.  
We believe it prudent to proactively address the issues of a protective order 
and the DOJ’s prompt disclosure of third-party materials.  As you know, merger 
challenges are tried on expedited litigation schedules, and any delay in DOJ’s 
production of third-party investigation materials may materially impact the ability of 
Defendants to prepare their defense.  DOJ staff investigated for more than nine 
months, and have more than 1.5 million documents the Defendants produced in the 
investigation.  Staff presumably have significant volumes of third-party information 
in the investigative file.  The Defendants need access to the third-party materials to 
assess DOJ’s claims and prepare their defense, and they will remain at an unfair 
disadvantage until the materials are produced.  Upon the parties’ execution of the 
protective order, we respectfully request that, as a promptly as possible, DOJ provide 
outside counsel for the Defendants with complete copies of its investigative records 
relating to the proposed acquisition of Plaid by Visa.  
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 4 of 24

John R. Read, Esq. 
November 6, 2020 
Page 2 
 
 
 
The enclosed protective order is similar to those that DOJ lawyers have 
agreed to in past merger litigations, including the United States v. Energy Solutions 
Inc., et al., and United States v. Sabre et al.  To move this process along, until the 
court enters a protective order on the docket, Visa and Plaid would agree to treat all 
third-party documents as confidential, and would limit access to outside counsel. 
As you know, nothing in the statutes, the rules, or practicalities of the 
litigation process prevents you from immediately giving notice to and seeking 
permission from third parties to make their information available to us on an outside-
counsel-only basis.  To the extent third parties consent or do not object, you may 
provide their materials to us without a protective order having been entered by a 
court.  We ask that you start with this process now. 
Please provide any comments on the draft protective order.  Our goal is to 
present a stipulated order to the court at the earliest opportunity.  We look forward to 
your response.  
 
Sincerely, 
/s/ Tara Reinhart 
Tara Reinhart 
 
cc:  
Steven Sunshine, Esq. 
 
Karen Hoffman Lent, Esq. 
 
Jonathan Jacobson, Esq. 
 
Scott Sher, Esq. 
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 5 of 24

 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT B 
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 6 of 24

FIRM/AFFILIATE OFFICES 
BOSTON 
CHICAGO 
HOUSTON 
LOS ANGELES 
NEW YORK 
PALO ALTO 
WILMINGTON 
BEIJING 
BRUSSELS 
FRANKFURT 
HONG KONG 
LONDON 
MOSCOW 
MUNICH 
PARIS 
SÃO PAULO 
SEOUL 
SHANGHAI 
SINGAPORE 
TOKYO 
TORONTO 
SKADDEN, ARPS, SLATE, MEAGHER & FLOM LLP
1440 NEW YORK AVENUE, N.W. 
WASHINGTON, D.C.  20005-2111 
TEL: (202) 371-7000 
FAX: (202) 393-5760 
www.skadden.com 
202-371-7860 
202-661-0560 
Steven.Sunshine@SKADDEN.COM 
November 11, 2020 
John R. Read, Esq. 
United States Department of Justice 
Antitrust Division 
450 Fifth Street NW, Suite 4000 
Washington, DC 20530
RE: 
United States v. Visa et al.,  No. 3:20-cv-07810 (N.D. 
Cal.). 
Dear John: 
On behalf of Visa, Inc. and Plaid Inc. (together, “Defendants”), I write to 
follow up on our meet and confer yesterday afternoon regarding the protective order, 
case management order, and your inclusion of Visa's non-public information in the 
DOJ's publicly filed complaint.    
Case Schedule
During our meet and confer, Defendants proposed a trial start date of 
February 23, 2021.  The time to trial is consistent with other recent DOJ merger 
trials.  We explained that an expedited resolution is important to both Defendants, 
whose businesses are harmed by the uncertainty hanging over the transaction and the 
inability to realize the merger’s efficiencies, and important to the marketplace more 
generally, which is deprived of the procompetitive benefits of this merger.  We also 
believe this is a reasonable timeframe given the lengthy investigation and extensive 
discovery that the government already has taken from both the Defendants and third 
parties.   
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 7 of 24

John R. Read, Esq. 
November 11, 2020 
Page 2 
You stated that DOJ would seek a trial start date at the end of July and that 
DOJ needs more time to litigate this merger challenge because it has brought claims 
under Section 2 of the Sherman Act as well as Section 7 of the Clayton Act.   
To continue to progress the process of arriving at a case schedule, Defendants 
drafted the attached Exhibit A, which sets our proposed trial date as February 23, 
2021.  The discovery milestones in this proposed schedule are consistent with prior 
merger trials litigated by DOJ, including most recently United States v. Sabre.  
Please complete this schedule with DOJ's proposed dates as soon as possible, and 
Defendants will do the same.  
Investigative File 
During our meet and confer, Defendants repeatedly emphasized the need for 
DOJ to provide its merger investigative file at the earliest opportunity.  Those 
materials are critical to determining the timing of trial and the scope of discovery.  
DOJ has had over nine months to investigate this transaction, putting it at a 
considerable information advantage compared to the Defendants, which impairs the 
companies' ability to prepare their defense.  We reiterated our request that DOJ 
immediately notify third parties that their materials would be disclosed, and then 
provide Defendants with the investigative file on an outside-counsel-only basis 
pending entry of a protective order.  This has been done in merger challenges and 
provides ample protections for third parties. You declined to do so, because you view 
that as inefficient and only will notify third parties once a protective order is entered.  
We are at an impasse regarding when and under what conditions the DOJ will 
produce its investigative file to Defendants.  We will seek relief from the Court once 
a judge has been assigned to this matter. 
You also declined to answer our inquiries regarding the size of the 
investigative file or the number of third parties involved in DOJ’s investigation, 
stating that you do not know the size of the file and do not believe you can disclose 
the number of third parties.  Defendants explained that this information is critical to 
understanding the scope of discovery that will be required in this case.   
You also said DOJ only would consider "pre-discovery" production of the 
DOJ's investigative file if Defendants agreed to pre-discovery production of 
materials related to Project Altamira that were withheld by Visa as privileged during 
the investigation.  This proposed quid pro quo is improper.  Your conditioning a 
production that DOJ is required to make on Visa providing documents that you know 
are subject to a claim of privilege is improper.   
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 8 of 24

John R. Read, Esq. 
November 11, 2020 
Page 3 
Protective Order 
We also discussed the draft protective order that the Defendants provided on 
November 6, 2021, which is based on protective orders used in prior merger 
litigations brought by DOJ, including the Sabre and United States v. Energy 
Solutions matters.  You stated that DOJ will not agree to the provisions providing in-
house counsel access to certain materials, because third parties would not be willing 
to provide their produced materials to the parties if in-house counsel were given 
access.  You also suggested that we consider working from the Northern District of 
California’s model protective order, which I have attached as Exhibit B to this letter.  
As you can see, our draft provides more protection for third parties than the model 
order—as we noted on the call, the draft subjects access by in-house counsel to order 
of the Court and resolution of objections by third parties.  During our discussion, you 
indicated that DOJ would provide a redline of the draft protective order by 
November 12, 2021.  We look forward to seeing your proposed edits and will of 
course consider them.  
Confidentiality 
On November 6, 2020, I sent you a letter asking the basis for your inclusion 
of non-public information in the complaint filed publicly on ECF.  You responded on 
November 9, relying on both 15 U.S.C. § 18a(h) and two 9th Circuit opinions 
discussing the standard for sealing documents.  On our call, you declined to answer 
whether it is DOJ's position that § 18a(h) allows DOJ to make a public disclosure of 
information that qualifies for sealing.  You also declined to answer whether DOJ 
staff had analyzed or made a judgment whether the Visa information would qualify 
for sealing in litigation.  We stressed that DOJ does not have discretion unilaterally 
to determine whether information produced during its HSR investigation would 
qualify for protection from public disclosure in litigation.  And we reiterated that 
DOJ should not publicly disclose Defendants' investigative materials prior to an 
opportunity for the producing party to object based on confidentiality.   
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 9 of 24

John R. Read, Esq. 
November 11, 2020 
Page 4 
* * * 
Our goal following yesterday’s meet and confer is to present a protective 
order and case management order, preferably stipulated, to the court at the earliest 
opportunity.  We look forward to your response.  
Sincerely, 
/s/ Steven Sunshine 
Steven Sunshine 
cc:  
Tara Reinhart, Esq. 
Karen Hoffman Lent, Esq. 
Jonathan Jacobson, Esq. 
Scott Sher, Esq. 
Justina Sessions, Esq. 
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 10 of 24

 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT C
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 11 of 24

1 
 
 
 
Liberty Square Building 
 
450 5th Street, N.W. 
Washington, DC 20530 
 
 
 
 
 
 
 
     November 13, 2020 
 
 
 
Steve Sunshine 
Skadden, Arps, Slate, Meagher & Flom LLP 
1440 New York Avenue, NW 
Washington, D.C. 20005 
Steve.Sunshine@skadden.com  
 
 
 
 
Re:      United States v. Visa et al., No. 3:20-cv-07810 (N.D. Cal.) 
 
Dear Steve: 
 
 
I write in response to your letter dated November 11, 2020, and our telephonic meet and confer on 
November 10, 2020.  We share your stated goal of expeditiously presenting the Court with a 
stipulated Protective Order and proposed Case Management Order, but believe these documents 
must be appropriately tailored to the circumstances of this case.   
  
 
Case Schedule 
 
Enclosed with this letter is a draft case management statement proposing a trial start date of 
September 7, 2021.  We created this draft with Judge Freeman’s (who was assigned yesterday) 
Standing Order Re: Civil Cases and her Standing Order Re: Civil Bench Trials in mind.  In getting 
this to you so quickly after her assignment, we may not have conformed the draft perfectly to her 
standing orders.  We are open to your suggestions to better do so. 
 
As I explained on our call, the Division requires – and has proposed – a reasonable period of 
discovery to fully prosecute both its Section 2 and Section 7 claims.  The Division’s proposal also 
accounts for the ongoing COVID pandemic, which has made it more burdensome for third parties 
in particular to timely produce responsive information.  Visa itself struggled to timely produce 
data and documents during the Division’s investigation.  A September start date also increases the 
likelihood that any trial will be held in person, rather than conducted virtually.     
 
You proposed a trial start date of February 23, 2021, a mere 110 days after the complaint was filed 
in this action.  This date is neither reasonable nor consistent with schedules in recent merger trials.  
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 12 of 24

2 
 
For example, the schedule in the Division’s most recent merger trial, United States v. Sabre, 452 
F. Supp. 3d 97 (D. Del. 2020), vacated, 2020 WL 4915824 (3d Cir. July 20, 2020), was almost 
two months longer (160 days) than Defendants’ proposal.  Similarly, the last merger trial litigated 
in the Northern District of California, United States v. Bazaarvoice, 13-CV-00133, 2014 WL 
203966 (Jan. 8, 2014), started 245 days after the complaint was filed.  Neither of these trials 
occurred in the midst of a global pandemic and both involved only a single claim under Section 7.   
 
As you are no doubt aware, a principal driver of expedited trial schedules in merger litigation is 
defendants’ (dubious) claim that the expiration date of their deal necessitates a fast resolution.  
Your letter omits any mention of the parties’ walkaway date, and indeed on our call yesterday you 
refused to provide details as to whether the parties have made any effort to extend the expiration 
date of their merger agreement, referring to it as a “private contract” matter.  We therefore presume 
this is not an issue driving your proposed schedule, further differentiating this matter from prior 
merger litigation where Courts adopted shorter schedules to accommodate walkaway dates in the 
defendants’ merger agreement.   
 
In your letter, you point to the Division’s pre-complaint investigation to support a shorter time to 
trial.  While you are correct that the Division conducted some pre-complaint investigation, that 
investigation was more limited than your letter suggests.  For example, neither Defendant produced 
any documents until May, and Visa did not complete its production of documents until July. 
Moreover, the Division agreed to substantial limitations on its pre-complaint investigation by, inter 
alia, narrowing its requests to a limited set of custodians and search terms, in exchange for the 
right to conduct reasonable post-complaint discovery.  Indeed, Defendants have already waived 
the argument presented in your letter that the Division’s pre-complaint investigation should limit 
post-complaint discovery, and acknowledged that Defendants’ compliance with the Second 
Requests “is not sufficient to prepare the Division for a trial on the merits….”  Timing Agreement 
at 8.   
 
In light of the ongoing global pandemic, the importance of this matter to American merchants and 
consumers, and the discovery necessary for the Division to fully prosecute its Section 2 claim, the 
Division’s proposed schedule culminating in a trial start date of September 7, is both reasonable 
and necessary.  We are open, however, to any proposal aimed at streamlining discovery or limiting 
issues at trial.  For example, stipulations regarding product market, geographic market, or the 
existence of high entry barriers, or an agreement to limit arguments that will necessitate 
international discovery, could facilitate agreement for a shorter schedule.    
 
 
Investigative File 
 
In your letter and our call, you repeatedly demanded that the Division produce its investigative file 
– which primarily consists of information provided by Defendants, but also contains confidential 
information from third parties, including competitors to both Visa and Plaid – without waiting for 
the opening of formal discovery or entry of a protective order.  As I reiterated multiple times on 
the call, the Division considers the production of any third-party materials to be contingent on the 
entry of a protective order that protects those parties’ rights and, if necessary, allows them to seek 
further protection from the Court.  Absent a protective order, third parties have no written 
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 13 of 24

3 
 
assurances regarding the treatment of their confidential materials and no recourse should 
Defendants fail to appropriately maintain confidentiality of their documents.  Moreover, your 
suggestion that we begin the process now of notifying third parties that their materials will be 
disclosed someday is inefficient.  The Division cannot currently answer the key question third 
parties will have, namely what is the scope of protection for their confidential materials.  Your 
proposal would necessitate the Division sending out two separate notifications: first, to alert third 
parties that Defendants have requested their materials, and again once a protective order has been 
entered.   
 
Further, your demand that the Division produce pre-discovery materials without any reciprocity is 
not well taken.  The early production of our investigative file is a courtesy, done to meet ambitious 
deadlines such as your proposed February 23 trial date, that is not appropriate here.  If you would 
like to discuss the reciprocal exchange of useful, targeted documents and information in advance 
of formal discovery, we remain open to those discussions. 
 
To start, once a protective order is in place, the Division is willing to offer pre-discovery 
production of its investigative file once Visa produces all Project Altamira documents improperly 
withheld during the Division’s pre-complaint investigation.  Visa and Bain (at Visa’s behest) have 
inappropriately delayed production of documents relevant to the Division’s investigation and this 
litigation through spurious invocation of the attorney-client privilege and work product doctrine.  
Visa’s suggestion that these documents are appropriately sought through formal discovery is 
inefficient, and would require the Division to undertake for a second time the lengthy process of 
issuing a document request, waiting for objections, and meeting and conferring before beginning 
to resolve this issue.  If Visa will not agree to immediate production of the Altamira documents, 
we propose that the parties agree the issue is ripe for adjudication by the Court pursuant to an 
expedited briefing schedule and have drafted language to that effect in our enclosed case 
management order.  After the Court adopts a protective order, rules on Visa’s privilege claims, 
and Visa produces all non-privileged Project Altamira documents consistent with the Court’s 
order, the Division will produce its investigative file.    
 
In response to your inquiry as to the size of the Division’s investigative file, I have confirmed that 
the file contains approximately 100G of documents from thirteen third-party CID recipients.   
 
 
Protective Order 
 
Also enclosed with this letter is a copy of the Division’s proposed protective order.  Despite the 
statements in your letter, the draft protective order you proposed deviates in significant respects 
from the protective orders adopted by the courts in Sabre and Energy Solutions.  The Division’s 
draft is based on our model protective order, and incorporates additional provisions included in 
the model for the Northern District of California.  We believe this draft is more efficient and less 
burdensome for third parties. For example, your proposal offered no explanation why an 
unidentified number of in-house litigation and regulatory counsel should be entitled to see a 
competitor’s highly confidential documents unless the third party undertakes the effort and 
expense of seeking a court order to the contrary.   
 
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 14 of 24

4 
 
Confidentiality 
 
The Division reiterates that is has and will continue at all times to meet its statutory and ethical 
obligations regarding the publication of any party’s confidential information. 
 
 
 
 
 
 
 
 
Best regards, 
 
 
 
 
 
 
 
 
 
 
 
 
 
/s/ 
 
 
 
 
 
 
 
John Read  
 
 
 
cc: 
Tara Reinhart, Esq. 
 
Karen Hoffman Lent, Esq. 
 
Jonathan Jacobson, Esq. 
 
Scott Sher, Esq.  
 
Justina Sessions, Esq. 
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 15 of 24

 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT D 
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 16 of 24

 
FIRM/AFFILIATE OFFICES 
----------- 
BOSTON 
CHICAGO 
HOUSTON 
LOS ANGELES 
NEW YORK 
PALO ALTO 
WILMINGTON 
----------- 
BEIJING 
BRUSSELS 
FRANKFURT 
HONG KONG 
LONDON 
MOSCOW 
MUNICH 
PARIS 
SÃO PAULO 
SEOUL 
SHANGHAI 
SINGAPORE 
TOKYO 
TORONTO 
SKADDEN, ARPS, SLATE, MEAGHER & FLOM LLP 
1440 NEW YORK AVENUE, N.W. 
WASHINGTON, D.C.  20005-2111 
________ 
 
TEL: (202) 371-7000 
FAX: (202) 393-5760 
www.skadden.com 
DIRECT DIAL 
202-371-7630 
DIRECT FAX 
202-661-9030 
EMAIL ADDRESS 
TARA.REINHART@SKADDEN.COM 
 
November 15, 2020 
John R. Read, Esq. 
United States Department of Justice 
Antitrust Division 
450 Fifth Street NW, Suite 4000 
Washington, DC 20530 
RE: 
United States v. Visa et al.,  No. 3:20-cv-07810 (N.D. 
Cal.). 
Dear John: 
On behalf of Visa, Inc. and Plaid Inc. (together, “Defendants”), I write in 
response to your November 13, 2020 letter, and specifically with respect to your 
proposed trial date and your continued refusal to provide the DOJ’s investigative file.  
We also enclose a mark-up of your draft protective order.  
First, DOJ’s proposal for a trial start date of September 7, 2021, is 
unacceptable.  Indeed, in response to Defendants’ proposed February 2021 trial date, 
DOJ previously informed Defendants that it would seek a July 2021 trial date, and 
you have provided no basis for extending your prior proposal by an additional two 
months.  In any event, as explained in our prior correspondence and during our meet 
and confer, it is critical to Defendants and the marketplace that this litigation proceed 
with all due speed so that the closing of this transaction is not be unnecessarily 
delayed.  For Plaid in particular, the delay you propose would be devastating.  The 
uncertainty of the last several months has been bad enough, but the company is quite 
concerned that a continued delay of the magnitude you suggest would cause a 
massive loss of critical employees. Defendants reiterate our position that a February 
2021 trial date is appropriate for this matter. 
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 17 of 24

John R. Read, Esq. 
November 15, 2020 
Page 2 
 
 
 
Second, as we have repeatedly explained, DOJ’s continued insistence that it 
will only provide Defendants with its investigative file if Defendants agree to pre-
discovery production of documents that you know are subject to a claim of privilege, 
is entirely improper. Defendants reiterate our position that DOJ should immediately 
notify third parties and promptly provide its investigative file to Defendants. 
Third, we have reviewed your draft protective order and have enclosed a 
mark-up.  Our revisions are modest and we expect they will be acceptable to you.  
We believe the parties should be able to reach an agreement on this matter and would 
like to resolve any remaining issues as soon as possible. 
In our November 11 letter, we said we are at an impasse on the timing and 
under what conditions the DOJ would provide its investigative file and that we 
would petition the judge once one was assigned.  We also have reached an impasse 
regarding an appropriate trial date for this matter.  We would like to get these case 
management issues in front of Judge Freeman as quickly as possible, and plan to file 
on Monday, November 16, an administrative motion to set a status conference at her 
earliest convenience.  Please let us know by Monday at noon whether you are willing 
to join in such an administrative motion.  In addition, please let us know whether you 
are willing to proceed with a February 2021 trial, whether the DOJ is willing to agree 
to immediately begin notifying third parties and provide its investigative file without 
the quid pro quo you outlined in your letter, and whether you will accept our 
revisions to the protective order. 
Sincerely, 
/s/ Tara Reinhart 
Tara Reinhart 
 
cc:  
Steven Sunshine, Esq. 
 
Karen Hoffman Lent, Esq. 
 
Jonathan Jacobson, Esq. 
 
Scott Sher, Esq. 
 
Justina Sessions, Esq. 
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 18 of 24

 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT E
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 19 of 24

1 
From: 
Reinhart, Tara L (WAS) 
To: 
'Bellshaw, Meagan (ATR)'; Read, John (ATR); Travers, Ryan J (WAS); 'SSher@wsgr.com'; 
'jjacobson@wsgr.com'; 'Sessions, Justina'; Sunshine, Steven C (WAS); Lent, Karen 
Hoffman (NYC) 
Subject: 
RE: U.S. v. Visa Inc. and Plaid Inc. 
Date: 
11/16/2020 1:31:00 PM 
CC: 
Brader Leuchten, Cory (ATR) 
BCC: 
Message: 
Meagan, 
We have worked through your proposed case management order and have attached a redline reflecting 
our edits.  As you will see, there are few areas of significant disagreement, with the exception of the trial 
date.  The trial date, however, drives all of the interim dates in the litigation schedule, and it is clear that 
the parties have fundamentally different views on when trial should start.  We proposed a trial at the 
end of February 2021, which is consistent with many prior merger litigations and allows ample time for 
the parties to complete discovery and prepare their cases for presentation to the Court.  You originally 
proposed a July 2021 start date and then inexplicably pushed that out even further to September, 
seeking a timeline longer than any other merger litigation we are aware of in the past 10 
years.  Defendants are willing to work with you in good faith to come to an agreement on the case 
management order, but that is something the parties can continue to do as we await the judge's 
scheduling of the case management conference.  On trial date, we are at an impasse and it is time to 
present the issue to the Court.  We are comfortable that an administrative motion for an expedited case 
management conference is the proper vehicle for the relief we seek, given that it is clear DOJ is seeking 
to elongate the litigation timeline for tactical reasons.  We intend to move forward with our motion 
tomorrow.   
Sincerely, 
Tara 
From: Bellshaw, Meagan (ATR) <Meagan.Bellshaw@usdoj.gov>  
Sent: Monday, November 16, 2020 4:04 PM 
To: Reinhart, Tara L (WAS) <Tara.Reinhart@skadden.com>; Read, John (ATR) <John.Read@usdoj.gov>; 
Travers, Ryan J (WAS) <Ryan.Travers@skadden.com>; 'SSher@wsgr.com' <SSher@wsgr.com>; 
'jjacobson@wsgr.com' <jjacobson@wsgr.com>; 'Sessions, Justina' <jsessions@wsgr.com>; Sunshine, 
Steven C (WAS) <Steve.Sunshine@skadden.com>; Lent, Karen Hoffman (NYC) 
<Karen.Lent@skadden.com> 
Cc: Brader Leuchten, Cory (ATR) <Cory.Leuchten@usdoj.gov> 
Subject: [Ext] RE: U.S. v. Visa Inc. and Plaid Inc. 
Tara: 
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 20 of 24

2 
Following up on my email yesterday, the Division continues to believe that an administrative motion to 
request an expedited status conference is premature.  You still have not provided a response to our 
draft CMO, nor have you provided a detailed schedule setting forth how a three-and-a-half month trial 
schedule would work.  Please provide a status update on your response.  Even if we can’t reach 
agreement on the exact schedule, there are many other provisions in our proposed CMO that we 
believe the parties should be able to agree on and/or that would benefit from a meet and confer to 
discuss any disagreements.   
It is also unclear to us what Defendants intend to achieve with this status conference or whether an 
administrative motion is the appropriate vehicle for the relief you are seeking (e.g. if you plan to use this 
conference to compel production of our investigative file, that should proceed via a duly noticed motion 
under Local Rule 7-2).  We propose a meet and confer to discuss your request.   
Finally, in your letter and on our call, you claim that the uncertainty caused by a longer time to trial 
would be devastating to Plaid and cause a massive loss of critical employees.  Please provide evidence 
for this assertion and an explanation as to what steps the parties are taking to mitigate any expected 
loss.  For example, have the parties discussed additional employee retention bonuses for those 
employees not currently expecting to receive one?  
Meagan 
Meagan K. Bellshaw 
202.705.5854   
From: Bellshaw, Meagan (ATR)  
Sent: Sunday, November 15, 2020 8:24 PM 
To: Reinhart, Tara L <Tara.Reinhart@skadden.com>; Read, John (ATR) <John.Read@ATR.USDOJ.gov>; 
Travers, Ryan J <Ryan.Travers@skadden.com>; 'SSher@wsgr.com' <SSher@wsgr.com>; 
'jjacobson@wsgr.com' <jjacobson@wsgr.com>; 'Sessions, Justina' <jsessions@wsgr.com>; Sunshine, 
Steven C <Steve.Sunshine@skadden.com>; Lent, Karen Hoffman <Karen.Lent@skadden.com> 
Cc: Brader Leuchten, Cory (ATR) <Cory.Leuchten@ATR.USDOJ.GOV> 
Subject: RE: U.S. v. Visa Inc. and Plaid Inc. 
Tara: 
We are in receipt of your letter.  We are considering your request regarding an administrative motion 
for an expedited case management conference, but your Sunday afternoon missive requiring a response 
within 24 hours is arbitrary and unreasonable.  We will revert with our response once we have had a 
chance to confer internally and consider your proposal.  We will also review and respond to your 
proposed changes to the draft protective order.   
Our initial view is that a case management conference is premature.  The draft scheduling order we sent 
on Friday involved far more substance than the trial start date.  When can we expect your response to 
the remaining case management issues and a detailed proposal as to how you envision the various pre-
trial deadlines to work in your expedited schedule?  You state in your letter that the parties are at an 
impasse regarding timing, yet Defendants have made no meaningful effort to engage with us on the 
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 21 of 24

3 
numerous issues that come into play when determining whether a particular trial start date is 
appropriate. 
Meagan 
Meagan K. Bellshaw 
Attorney | U.S. Department of Justice | Antitrust Division  
450 Fifth Street, NW | Suite 4000 | Washington, DC 20001  
Tel: 202.598.2307 | Mobile: 202.705.5854   
Email: meagan.bellshaw@usdoj.gov
From: Reinhart, Tara L <Tara.Reinhart@skadden.com>  
Sent: Sunday, November 15, 2020 12:01 PM 
To: Read, John (ATR) <John.Read@ATR.USDOJ.gov>; Travers, Ryan J <Ryan.Travers@skadden.com>; 
'SSher@wsgr.com' <SSher@wsgr.com>; 'jjacobson@wsgr.com' <jjacobson@wsgr.com>; 'Sessions, 
Justina' <jsessions@wsgr.com>; Sunshine, Steven C <Steve.Sunshine@skadden.com>; Lent, Karen 
Hoffman <Karen.Lent@skadden.com> 
Cc: Brader Leuchten, Cory (ATR) <Cory.Leuchten@ATR.USDOJ.GOV>; Bellshaw, Meagan (ATR) 
<Meagan.Bellshaw@ATR.USDOJ.GOV> 
Subject: RE: U.S. v. Visa Inc. and Plaid Inc. 
Counsel, please see attached correspondence and revised protective order. 
From: Read, John (ATR) <John.Read@usdoj.gov>  
Sent: Friday, November 13, 2020 4:27 PM 
To: Travers, Ryan J (WAS) <Ryan.Travers@skadden.com>; 'SSher@wsgr.com' <SSher@wsgr.com>; 
'jjacobson@wsgr.com' <jjacobson@wsgr.com>; 'Sessions, Justina' <jsessions@wsgr.com>; Sunshine, 
Steven C (WAS) <Steve.Sunshine@skadden.com>; Reinhart, Tara L (WAS) 
<Tara.Reinhart@skadden.com>; Lent, Karen Hoffman (NYC) <Karen.Lent@skadden.com> 
Cc: Brader Leuchten, Cory (ATR) <Cory.Leuchten@usdoj.gov>; Bellshaw, Meagan (ATR) 
<Meagan.Bellshaw@usdoj.gov> 
Subject: [Ext] RE: U.S. v. Visa Inc. and Plaid Inc. 
Counsel, 
Please see the attached correspondence and proposals for a protective order and a case management 
order.  We look forward to further discussion about these. 
All the best, 
John Read 
From: Travers, Ryan J <Ryan.Travers@skadden.com>  
Sent: Wednesday, November 11, 2020 10:51 AM 
To: Brader Leuchten, Cory (ATR) <Cory.Leuchten@ATR.USDOJ.GOV>; Read, John (ATR) 
<John.Read@ATR.USDOJ.gov>; Bellshaw, Meagan (ATR) <Meagan.Bellshaw@ATR.USDOJ.GOV> 
Cc: 'SSher@wsgr.com' <SSher@wsgr.com>; 'jjacobson@wsgr.com' <jjacobson@wsgr.com>; 'Sessions, 
Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 22 of 24

4 
Justina' <jsessions@wsgr.com>; Sunshine, Steven C <Steve.Sunshine@skadden.com>; Reinhart, Tara L 
<Tara.Reinhart@skadden.com>; Lent, Karen Hoffman <Karen.Lent@skadden.com> 
Subject: U.S. v. Visa Inc. and Plaid Inc. 
Counsel, 
Please see the attached correspondence.  
Best, 
Ryan 
Ryan J. Travers 
Skadden, Arps, Slate, Meagher & Flom LLP 
1440 New York Avenue, N.W. | Washington | D.C. | 20005-2111 
T: 202.371.7347 | F: 202.661.8347 
Ryan.Travers@skadden.com
Skadden
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Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 23 of 24

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Case 4:20-cv-07810-JSW   Document 42-1   Filed 11/17/20   Page 24 of 24

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