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Home Court filings Full Docket Oto Benworth Prd 175040 Exhibit 9 — Oto Analytics, LLC v. Benworth Capital Partners PR LLC (Dkt. 182.10)

Court filing

Exhibit 9 — Oto Analytics, LLC v. Benworth Capital Partners PR LLC (Dkt. 182.10)

No. 3:23-cv-01034-GMM · Doc. 182-10 · Docket on CourtListener

Summary

Exhibit 9, Doc. 182-10, filed December 6, 2024 in Oto Analytics, LLC v. Benworth Capital Partners PR LLC, No. 3:23-cv-01034-GMM, in the U.S. District Court for the District of Puerto Rico. It is Oto Analytics, LLC's First Set of Requests for Production to Defendant Benworth Capital Partners LLC, dated July 19, 2024, seeking documents by August 19, 2024. Its definitions describe a 2021 Transfer of approximately $171 million from Benworth FL to Benworth PR, loan servicing agreements dated May 31, 2021 and September 23, 2021, and dividend payments to Bernardo Navarro of at least $48,240,502.75. The 26 requests seek bank statements, financial statements, tax returns, solvency records, the servicing agreements and payments to Bernardo and Claudia Navarro. The 12-page exhibit is signed by Alejandro J. Cepeda Diaz.

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Case 3:23-cv-01034-GMM   Document 182-10   Filed 12/06/24   Page 1 of 12




              EXHIBIT 9
    Case 3:23-cv-01034-GMM             Document 182-10        Filed 12/06/24     Page 2 of 12




                           IN THE UNITED STATES DISTRICT COURT
                             FOR THE DISTRICT OF PUERTO RICO

 OTO ANALYTICS, LLC,                                §
                                                    §
                      Plaintiff,                    §
                                                    §
                          v.                        §   Civil Action No. 23-01034
                                                    §
 BENWORTH CAPITAL PARTNERS PR                       §
 LLC, BENWORTH CAPITAL PARTNERS                     §
 LLC, BERNARDO NAVARRO and                          §
 CLAUDIA NAVARRO,                                   §
                                                    §
                      Defendants.

       PLAINTIFF OTO ANALYTICS, LLC’S FIRST SET OF REQUESTS FOR
      PRODUCTION TO DEFENDANT BENWORTH CAPITAL PARTNERS LLC

       Pursuant to Rules 26 and 34 of the Federal Rules of Civil Procedure (“Federal Rules”),

Plaintiff Oto Analytics, LLC (f/k/a Oto Analytics, Inc. d/b/a Womply) (“Womply”) hereby

requests that, by August 19, 2024, Defendant Benworth Capital Partners LLC produce for

inspection and copying the documents and other tangible things described below (the “Requests”)

at the offices of McConnell Valdés LLC, 270 Muñoz Rivera Ave., Hato Rey PR 00918 in the

manner prescribed by the Federal Rules. The following Requests are to be read in accordance with

the Definitions and Instructions below. Womply reserves the right to serve additional Requests.

                                           DEFINITIONS

        The following Definitions apply throughout these Requests without regard to

capitalization.

       1.         “2021 Transfer” refers to the transfer or transfers of approximately $171 million

from Benworth FL to Benworth PR during the Summer of 2021, as referenced in the B. Navarro

Deposition at 326:10–21, 327:21–328:6.
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        2.     “ALSA” means the Amended Loan Servicing Agreement, dated September 23,

2021, by and between Benworth FL and Benworth PR.

        3.     “B. Navarro Deposition” refers to the deposition of Mr. Navarro in the JAMS

Arbitration styled, Oto Analytics, Inc. (d/b/a Womply) v. Benworth Capital Partners LLC, Ref.

No. 1210038203, on October 26, 2022, and December 16, 2022.

        4.     “B. Navarro Entity” refers to (i) any entity in which Mr. Navarro has or had voting

or operational control during the Relevant Time Period; (ii) any entity in which Mr. Navarro holds

or held a majority ownership or equity interest, either directly or indirectly, during the Relevant

Time Period; or (iii) any trust or similar entity for which Mr. Navarro is or was a beneficiary or

beneficial owner during the Relevant Time Period.

        5.     “BDO Business” refers to the “business” between You and the accounting firm

“BDO,” as referenced in the B. Navarro deposition at 348:15–349:23.

        6.     “Benworth FL” refers to Benworth Capital Partners LLC and its members,

managers, agents, partners, owners, associates, employees, representatives, consultants,

predecessors in interest, successors, subsidiaries, assignees, licensees, or other persons acting or

purporting to act on their behalf, and all of their present or former subsidiaries, divisions, and/or

affiliates.

        7.     “Benworth PR” refers to Benworth Capital Partners PR LLC and its members,

managers agents, partners, owners, associates, employees, representatives, consultants,

predecessors in interest, successors, subsidiaries, assignees, licensees, or other persons acting or

purporting to act on their behalf, and all of their present or former subsidiaries, divisions, and/or

affiliates.




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       8.      “C. Navarro Entity” refers to (i) any entity in which Ms. Navarro has or had voting

or operational control during the Relevant Time Period; (ii) any entity in which Ms. Navarro holds

or held a majority ownership or equity interest, either directly or indirectly, during the Relevant

Time Period; or (iii) any trust or similar entity for which Ms. Navarro is or was a beneficiary or

beneficial owner during the Relevant Time Period.

       9.      “Communication(s)” includes every manner or method of disclosure or transfer or

exchange of information however made.          This includes without limitation communications

conducted in person, by telephone, mail, email, text message, chat, instant message, facsimile,

personal delivery, or otherwise.

       10.     “Concerning” includes without limitation referring to, alluding to, responding to,

relating to, connected with, commenting on, in respect of, about, regarding, discussing, showing,

describing,   mentioning,     reflecting,   analyzing,    comprising,    constituting,   evidencing,

memorializing, pertaining to, and/or supporting.

       11.     “Dividend Payments” refers to the dividend payments made by Benworth FL to

Mr. Navarro of “at least $48,240,502.75, a portion of which was paid between 2021 and 2023,” as

described in Paragraph 53 of the Complaint filed in the action styled Federal Reserve Bank of San

Francisco v. Benworth Capital Partners PR LLC et al., Civil Action No. 3:24-cv-01313 (D.P.R.).

       12.     “Document(s)” includes without limitation any Communications, writings,

drawings, graphs, charts, photographs, phone records, tape recordings, notes, diaries, calendars,

checkbooks, books, papers, accounts, audio, electronic or videotape recordings, emails, text messages,

and any computer-generated, computer-stored, or electronically-stored matter, and other data

compilations from which information can be obtained and translated, if necessary, into reasonably

useable form, including documents stored on laptop computers, personal digital assistants (PDAs),

Blackberrys, iPhones, iPads, and other similar devices.

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        13.     “LSA” refers to the Loan Servicing Agreement, dated May 31, 2021, by and

between Benworth FL and Benworth PR.

        14.     “Mr. Navarro” refers to Defendant Bernardo Navarro.

        15.     “Ms. Navarro” refers to Defendant Claudia Navarro.

        16.     “November 2022 H&K Letter” refers to the letter dated November 21, 2022, from

Wilfredo A. Ferrer, on behalf of Benworth FL, to the Hon. James E. Clyburn.

        17.     “Person” or “Persons” includes without limitation all natural persons,

corporations, partnerships, or other business associations and all other legal or governmental

entities or associations.

        18.     “SBA” refers to the United States Small Business Administration.

        19.     “Solicitation Process” refers to the process by which Benworth FL solicited

proposals for the services ultimately performed by Benworth FL under the LSA and/or the ALSA,

including without limitation from “Professional Bank, Lendio, Lenders Cooperative and . . .

BDO”, as discussed in the B. Navarro Deposition at 285:4–287:16, 348:3–349:15.

        20.     “Transfer Pricing Analysis” means the Transfer Pricing Analysis identified in the

November 2022 H&K Letter.

        21.     “You,” “Your,” or “Yours” refer to Benworth FL.

        22.     To bring within the scope of these Requests all information that might otherwise be

construed to be outside of their scope, the following rules of construction apply: (i) the masculine,

feminine, or neutral pronoun shall not exclude other genders; (ii) the word “including” shall be

read to mean including without limitation; (iii) the present tense shall be construed to include the

past tense and vice versa; (iv) references to members, managers, employees, officers, directors,

owners, agents, or representatives shall include both current and former members, managers,



                                                -4-
    Case 3:23-cv-01034-GMM            Document 182-10        Filed 12/06/24        Page 6 of 12




employees, officers, directors, owners, agents, and representatives; (v) the words “and” and “or”

shall be construed in the conjunctive or disjunctive, whichever makes the request more inclusive;

(vi) the words “any” and “all” are interchangeable; (vii) the use of the singular form of any word

includes the plural and vice versa.

       23.     All words and phrases not otherwise defined herein shall be construed in

accordance with their plain and ordinary meaning.

                                        INSTRUCTIONS

       1.      For the purpose of reading, interpreting, or construing the scope of these Requests,

the terms used shall be given their most expansive and inclusive interpretation.

       2.      Unless instructed otherwise, each Request shall be construed independently and not

by reference to any other Request for the purpose of limitation or exclusion, except that each

Request shall not be construed to call for Documents that are called for by previous Requests.

       3.      You must respond to each Request separately and fully, unless it is objected to. If

You object to any Request, or to any Definition or Instruction applicable thereto, state with

specificity the objection and legal basis for such objection with citations to appropriate legal

foundations for such objection. If You object to only a portion of the Request, or to any Definition

or Instruction applicable thereto, answer the portion of the Request to which You do not object.

       4.      If, in responding to these Requests, You claim any ambiguity in interpreting a

Request, or in a Definition or Instruction applicable thereto, You should not use that claim as a

basis for refusing to respond, but You shall set forth as part of Your response to such Request the

language deemed to be ambiguous and the interpretation used in responding to the Request.

       5.      In responding to these Requests, You are required to produce all requested

Documents in Your possession, custody, or control, including without limitation all requested

Documents in the possession, custody, or control of any of Your predecessors, successors,

                                               -5-
    Case 3:23-cv-01034-GMM           Document 182-10         Filed 12/06/24      Page 7 of 12




assignees, principals, owners, employees, agents, attorneys, or other Persons acting or purporting

to act on Your behalf, regardless of location.

       6.      If any portion of a Document is responsive to any Request, the entire Document

shall be produced.

       7.      The Documents shall be produced as they are kept in the ordinary course of

business.

       8.      In the event that a copy of a Requested Document is not identical to any other copy

of the same Document in Your possession, custody, or control, all non-identical copies shall be

produced. A Document shall be deemed to be within Your control if You have the right to secure

the Document or a copy of the Document from another person having possession or custody of the

Document.

       9.      The fact that a Document is produced by another party does not relieve You of Your

obligation to produce Your copy of the same Document, even if the two Documents are identical.

       10.     If any of these Documents cannot be produced in full, produce them to the extent

possible, specifying the reasons for Your inability to produce the remainder and stating whatever

information, knowledge, or belief You have concerning the unproduced portion.

       11.     If You withhold any of the requested Documents or portions of Documents under

a claim of privilege, immunity, or protection, including the attorney-client privilege or work-

product doctrine, You shall provide a written privilege log that sets forth the information required

by Rule 26(b)(5) of the Federal Rules.

       12.     If information is redacted or otherwise withheld from a Document produced in

response to a Request, You shall identify the redaction or otherwise withheld information by




                                                 -6-
    Case 3:23-cv-01034-GMM                Document 182-10    Filed 12/06/24     Page 8 of 12




stamping the word “Redacted” on the Document at each place from which information has been

redacted or otherwise withheld, and separately log each such redaction on the privilege log.

       13.     Documents, including but not limited to electronically stored information, shall be

produced as TIFF image files and document-level extracted text or optical character recognition

(OCR) text files for scanned documents and redacted documents, and shall be accompanied by an

image load file (OPT file) and a metadata load file (DAT file). Documents shall be delivered on

CD, DVD, USB, or hard drive media, or by file transfer protocol, with clearly marked Bates ranges.

Womply is available to confer about a stipulation regarding electronically stored information and

a protective order and confidentiality agreement pursuant to Rule 26(c) of the Federal Rules.

       14.     Unless otherwise specified, these Requests pertain to the period January 1, 2021 to

the present (the “Relevant Time Period”).

       15.     These Requests are continuing in nature. If You discover further or different

information, You are required to serve supplementary and amended responses relevant to any of

these Request and/or produce additional Documents.

                                REQUESTS FOR PRODUCTION

       1.      All statements for bank accounts owned or controlled by Benworth FL or for which

Benworth FL is a beneficiary or beneficial owner.

       2.      All financial and accounting records for Benworth FL, including without limitation

general ledgers, accounts receivable ledgers, and accounts payable ledgers.

       3.      All financial statements for Benworth FL, including without limitation audited

financial statements, unaudited financial statements, annual financial statements, quarterly

financial statements, and interim financial statements for the fiscal years 2021, 2022, and 2023.

       4.      All tax returns for Benworth FL, including without limitation all federal, state,

municipal, and territorial tax returns.

                                                 -7-
   Case 3:23-cv-01034-GMM           Document 182-10          Filed 12/06/24    Page 9 of 12




       5.      All Documents and Communications Concerning Puerto Rico taxes.

       6.      All Documents and Communications exchanged between You and the Puerto Rico

Department of the Treasury, including without limitation forms SC 6045 and SC 6047.

       7.      Documents sufficient to show Benworth FL’s assets and liabilities from 2021 to the

present.

       8.      All Documents and Communications from January 1, 2021, to the present

Concerning Your solvency or Your ability to satisfy debts.

       9.      All Documents and Communications Concerning the drafting and negotiation of

the LSA.

       10.     All Documents and Communications Concerning the drafting and negotiation of

the ALSA.

       11.     All agreements by or between Benworth PR and Benworth FL, including without

limitation the LSA and ALSA.

       12.     All Communications with the SBA or any other government agency Concerning

Benworth PR, the LSA, the ALSA, or the services Benworth PR performed or is performing for

Benworth FL.

       13.     All Documents and Communications Concerning any payments or transfers You

made to Benworth PR, including without limitation the 2021 Transfer.

       14.     All Documents and Communications Concerning the Transfer Pricing Analysis.

       15.     All Documents and Communications Concerning the services Benworth PR

provided or is providing to Benworth FL.

       16.     All Documents and Communications Concerning the Solicitation Process.

       17.     All Documents and Communications Concerning the BDO Business.



                                              -8-
   Case 3:23-cv-01034-GMM            Document 182-10       Filed 12/06/24      Page 10 of 12




       18.     All Documents and Communications Concerning payments or distributions from

You to Mr. Navarro, Ms. Navarro, any B. Navarro Entity, or any C. Navarro Entity, including

without limitation the Dividend Payments.

       19.     Documents sufficient to show all payments or distributions made to Your

employees and contractors.

       20.     All contracts and agreements between You and Ms. Navarro, including without

limitation all employment agreements, consulting agreements, services agreements, ownership

agreements, and voting agreements.

       21.     All contracts and agreements between You and any C. Navarro Entity.

       22.     All contracts and agreements between You and Mr. Navarro, including without

limitation all employment agreements, consulting agreements, services agreements, ownership

agreements, and voting agreements.

       23.     All contracts and agreements between You and any B. Navarro Entity.

       24.     All organizational documents for Benworth FL, including without limitation any

limited liability company agreements, shareholder agreements, corporate resolutions, member

resolutions, and written consents.

       25.     Documents sufficient to show Your corporate structure.

       26.     All Documents identified, directly or indirectly, in Your answers to Womply’s First

Set of Interrogatories to You, dated July 19, 2024.




                                               -9-
   Case 3:23-cv-01034-GMM         Document 182-10      Filed 12/06/24    Page 11 of 12




Dated: July 19, 2024


Of Counsel:

Willkie Farr & Gallagher LLP                               Respectfully submitted,

Alexander L. Cheney (admitted pro hac vice)                By: Alejandro J. Cepeda Diaz
333 Bush Street
San Francisco, CA 94104                                    Alejandro J. Cepeda Diaz
(415) 858-7400                                             USDC-PR 222110
acheney@willkie.com                                        McConnell Valdés LLC
                                                           270 Muñoz Rivera Ave.
Stuart R. Lombardi (admitted pro hac vice)                 Hato Rey PR 00918
787 Seventh Avenue                                         Tel: (787) 250-5637
New York, NY 10019                                         Email: ajc@mcvpr.com
(212) 728-8882
slombardi@willkie.com

Joshua S. Levy (admitted pro hac vice)
1875 K Street, N.W.
Washington, D.C. 20006
(202) 303-1000                                             Attorneys for Plaintiff Oto
jlevy@willkie.com                                          Analytics, LLC




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   Case 3:23-cv-01034-GMM          Document 182-10          Filed 12/06/24      Page 12 of 12




                               CERTIFICATE OF SERVICE

       This is to certify that a true and correct copy of the foregoing document has been served
on the following counsel of record, this 19th day of July 2024, by electronic mail at the email
addresses indicated below:

     Monica Del Pilar Ramos-Benitez                         Carla S. Loubriel
     Roberto A. Camara-Fuertes                              Ricardo F. Casellas
     Jaime A. Torrens-Davila                                CASELLAS ALCOVER &
     FERRAIUOLI LLC                                         BURGOS, P.S.C.
     221 Ponce de Leon Ave.                                 208 Ponce de Leon Ave.
     Suite 500                                              Popular Center Bldg. Suite 1400
     San Juan, PR 00917                                     Hato Rey, PR 00918
     (787) 766-7000                                         (787) 756-1400
     mramos@ferraiuoli.com                                  cloubriel@cabprlaw.com
     rcamara@ferraiuoli.com                                 rcasellas@cabprlaw.com
     jtorrens@ferraiuoli.com

                                                            Counsel for Defendants Benworth
     Jorge L. Piedra (admitted pro hac vice)                Capital Partners PR LLC and
     Dwayne Robinson (admitted pro hac vice)                Claudia Navarro
     Michael R. Lorigas (admitted pro hac vice)
     Rasheed K. Nader (admitted pro hac vice)
     KOZYAK TROPIN & THROCKMORTON
     2525 Ponce de Leon Boulevard,
     9th Fl.
     Miami, Florida 33134
     (305) 372-1800
     jpiedra@kttlaw.com
     drobinson@kttlaw.com
     mlorigas@kttlaw.com
     rnader@kttlaw.com

     Counsel for Defendants Benworth Capital
     Partners LLC and Bernardo Navarro




                                                             By: /s/ Alejandro J. Cepeda Diaz

                                                      Attorney for Plaintiff Oto Analytics, LLC




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