Exhibit G-14 — United States v. Sutton et al. (Dkt. 331-14, S.D. W. Va.)

Summary

Document 331-14, filed 07/16/25 in Case 2:24-cr-00192 in the U.S. District Court for the Southern District of West Virginia, is a U.S. Small Business Administration Note dated 04-23-2021 under which borrower Shamiese Wright promises to pay $15,625.00, with terms for forgiveness under the Paycheck Protection Program and no payments for 10 months from the first disbursement, followed by an automated clearing house payment authorization signed by Shamiese Wright, Owner, on 04-23-2021. A Benworth Capital records custodian's waiver and certification for a Federal Grand Jury subpoena from the Southern District of West Virginia is attached.

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Record facts

Full text

Case 2:24-cr-00192     Document 331-14     Filed 07/16/25     Page 1 of 6 PageID #: 1918
‘ DocuSign Envelope ID: 73E81C45-FD20-480D-B1EE-4BC57AA884AC

U.S. Small Business U.S. Small Business Administration
S SB A Administration NOTE

_ A Lean Name Shamiese Wright
Date (04-23-2021
“Borrower t*«sSaMmiese Wright BO 7 OO

1. PROMISE TO PAY:

In return for the Loan, Borrower promises to pay to the order of Lender the amount of
fifteen thousand six hundred twenty-five dollars and cents ($15,625.00) Dollars, interest on the unpaid
principal balance, and all other amounts required by this Note.

2. DEFINITIONS:

“Collateral” means any property taken as security for payment of this Note or any guarantee of this Note.
“Guarantor” means each person or entity that signs a guarantee of payment of this Note.

“Loan” means the loan evidenced by this Note.

“Loan Documents” means the documents related to this loan signed by Borrower, any Guarantor, or anyone
who pledges collateral.

“SBA” means the Small Business Administration, an Agency of the United States of America.

GOVERNMENT

PAGE 10

EXHIBIT BENWORTH2-00049

NO.

USAO-00000738
Case 2:24-cr-00192     Document 331-14     Filed 07/16/25     Page 2 of 6 PageID #: 1919
‘ DocuSign Envelope ID: 73E81C45-FD20-480D-B1EE-4BC57AA884AC

3. PAYMENT TERMS:

Borrower must make all payments at the place Lender designates. The payment terms for this Note are:

1. No Payments during Deferral Period. There shall be no payments due by Borrower during the Deferral
Period.

2. Principal and Interest Payments. Commencing one month after the expiration of the Deferral Period, and
continuing on the same day of each month thereafter until the Maturity Date, Borrower shall pay to Lender monthly
payments of principal and interest, each in such equal amount required to fully amortize the principal amount
‘outstanding on the Note on the last day of the Deferral Period by the Maturity Date.

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3. Maturity Date. On the Maturity Date, Borrower shall pay to Lender any and all unpaid principal plus accrued and
unpaid interest plus interest accrued during the Deferral Period. This Note will mature on the Maturity Date.

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‘4. If any payment is due on a date for which there is no numerical equivalent in a particular calendar month then it
shall be due on the last day of such month. If any payment is due on a day that is not a Business Day, the payment

will be made on the next Business Day. The term “Business Day" means a day other than a Saturday, Sunday or
any other day on which national banking associations are authorized to be closed.

5. Payments shall be allocated among principal and interest at the discretion of Lender unless otherwise agreed or
required by applicable law. Notwithstanding, in the event the Loan, or any portion thereof, is forgiven pursuant to
ithe Paycheck Protection Program under the federal CARES Act, the amount so forgiven shall be applied to
principal.

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6. Borrower may prepay this Note at any time without payment of any premium.

7. Initial Deferment Period: No payments are due on this loan for 10 months from the date of the first
disbursement of this loan. Interest will continue to accrue during the deferment period.

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4. DEFAULT:

Borrower is in default under this Note if Borrower does not make a payment when due under this Note, or if
Borrower or Operating Company:

Fails to do anything required by this Note and other Loan Documents;

Defaults on any other loan with Lender;

Does not preserve, or account to Lender's satisfaction for, any of the Collateral or its proceeds;

Does not disclose, or anyone acting on their behalf does not disclose, any material fact to Lender or SBA;

Makes, or anyone acting on their behalf makes, a materially false or misleading representation to Lender

or SBA;

Defaults on any loan or agreement with another creditor, if Lender believes the default may materially affect

Borrower's ability to pay this Note;

Fails to pay any taxes when due;

Becomes the subject of a proceeding under any bankruptcy or insolvency law;

Has a receiver or liquidator appointed for any part of their business or property;

Makes an assignment for the benefit of creditors;

Has any adverse change in financial condition or business operation that Lender believes may materially

affect Borrower’s ability to pay this Note;

L. Reorganizes, merges, consolidates, or otherwise changes ownership or business structure without Lender's
prior written consent; or

M. Becomes the subject of a civil or criminal action that Lender believes may materially affect Borrower's ability

to pay this Note.

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5. LENDER'S RIGHTS IF THERE IS ADEFAULT:
Without notice or demand and without giving up any of its rights, Lender may:

A. Require immediate payment of all amounts owing under this Note;

BENWORTH2-00050

USAO-00000739
Case 2:24-cr-00192     Document 331-14     Filed 07/16/25     Page 3 of 6 PageID #: 1920
: DocuSign Envelope ID: 73E81C45-FD20-480D-B1EE-4BC57AA884AC

Collect all amounts owing from any Borrower or Guarantor;

File suit and obtain judgment;

Take possession of any Collateral; or

Sell, lease, or otherwise dispose of, any Collateral at public or private sale, with or without advertisement.

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LENDER’S GENERAL POWERS:
Without notice and without Borrower's consent, Lender may:

A. Bid on or buy the Collateral at its sale or the sale of another lienholder, at any price itchooses;

B. Incur expenses to collect amounts due under this Note, enforce the terms of this Note or any other
Loan Document, and preserve or dispose of the Collateral. Among other things, the expenses may
include payments for property taxes, prior liens, insurance, appraisals, environmental remediation costs,
and reasonable attorney’s fees and costs. If Lender incurs such expenses, it may demand immediate
repayment from Borrower or add the expenses to the principal balance;

C. Release anyone obligated to pay this Note;

D. Compromise, release, renew, extend or substitute any of the Collateral; and

E. Take any action necessary to protect the Collateral or collect amounts owing on this Note.

WHEN FEDERAL LAW APPLIES:

When SBA is the holder, this Note will be interpreted and enforced under federal law, including SBA
regulations. Lender or SBA may use state or local procedures for filing papers, recording documents, giving
notice, foreclosing liens, and other purposes. By using such procedures, SBA does not waive any federal
immunity from state or local control, penalty, tax, or liability. As to this Note, Borrower may not claim or assert
against SBA any local or state law to deny any obligation, defeat any claim of SBA, or preempt federal law.

SUCCESSORS AND ASSIGNS:

Under this Note, Borrower and Operating Company include the successors of each, and Lender includes its
successors and assigns.

9. GENERAL PROVISIONS:

A. Allindividuals and entities signing this Note are jointly and severally liable.

B. Borrower waives all suretyship defenses.

C. Borrower must sign all documents necessary at any time to comply with the Loan Documents and to
enable Lender to acquire, perfect, or maintain Lender's liens on Collateral.

D. Lender may exercise any of its rights separately or together, as many times and in any order it chooses.

Lender may delay or forgo enforcing any of its rights without giving up any of them.

Borrower may not use an oral statement of Lender or SBA to contradict or alter the written terms of this Note.

If any part of this Note is unenforceable, all other parts remain in effect.

G. Tothe extent allowed by law, Borrower waives all demands and notices in connection with this Note,
including presentment, demand, protest, and notice of dishonor. Borrower also waives any defenses
based upon any claim that Lender did not obtain any guarantee; did not obtain, perfect, or maintain a lien
upon Collateral; impaired Collateral; or did not obtain the fair market value of Collateral at asale.

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STATE-SPECIFIC PROVISIONS:

| None

BENWORTH2-00051

USAO-00000740
Case 2:24-cr-00192     Document 331-14     Filed 07/16/25     Page 4 of 6 PageID #: 1921
' DocuSign Envelope ID: 73E81C45-FD20-480D-B1EE-4BC57AA884AC

11. BORROWER'S NAME(S) AND SIGNATURE(S):

By signing below, each individual or entity becomes obligated under this Note as Borrower.

Borrower: Shamiese Wright

[ a | 04-23-2021

Shamiese Wright, Owner
Print Name and Title

AGE 4
BENWORTHH2-0052

USAO-00000741
Case 2:24-cr-00192     Document 331-14     Filed 07/16/25     Page 5 of 6 PageID #: 1922
' DocuSign Envelope ID: 73E81C45-FD20-480D-B1EE-4BC57AA884AC

AUTHORIZATION AGREEMENT FOR AUTOMATED
CLEARING HOUSE PAYMENTS

Customer Name: Shamiese Wright

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In this Authorization, “You” and “Your” refer to the Borrower. “We”, “Us” and “Our” refers to Legacy Bank or any of
its affiliates, subsidiaries or assignees.

You authorize us to automatically withdraw from the checking account set forth below (the “Account”), on day

1 of each month (the “Due Date”) , an amount equal to the recurring scheduled monthly payment (the “Monthly
Payment”) due on the loan referenced above (the “Loan’). If the Due Date falls on a Saturday, Sunday or Federal
Banking Holiday, the Monthly Payment will be withdrawn on the next business day. The Monthly Payment may
change from time-to-time in accordance with the terms of the Promissory Note. We will give you notice of the
amount of the Monthly Payment by sending a statement to you at least ten calendar days before the Due Date
each month.

You acknowledge that you will be responsible for all bank charges we incur if the Account has insufficient funds to
pay the Monthly Payment on the Due Date.

Additionally, you authorize us to deposit your SBA PPP funds into this same account.

Financial Institution: The Bancorp Bank

Routing Number: Hoies

We shall have the right to make such Monthly Payment withdrawals from the Account until ten (10) days after
either you or we have delivered to the other party written notice of the termination of this authorization letter. You
may give us notice terminating this authorization letter by sending an email to pppservicing@benworthcapital.com.

DocuSigned by:
[ aaa 04-23-2021

Signature Date

Shamiese Wright, Owner
Print Name and Title

BENWORTH2-00053

USAO-00000742
Case 2:24-cr-00192     Document 331-14     Filed 07/16/25     Page 6 of 6 PageID #: 1923
UNITED STATES DISTRICT COURT FOR THE
SOUTHERN DISTRICT OF WEST VIRGINIA

IN RE: GRAND JURY PROCEEDINGS

WAIVER AND CERTIFICATION

I hereby state that I am the FAVS INVEST1O4 Tom of
Benworth Capital and as such I am the custodian of the records described in a subpoena duces
tecum returnable to a Federal Grand Jury for the Southern District of West Virginia at Charleston,
West Virginia, on April 18,2023, I understand that I have an absolute right to appear personally,
at the expense of the United States, before the Grand Jury in response to that subpoena, to testify
under oath, and to produce the records called for by that subpoena. Nonetheless, I choose to waive

that right.

Attached are the records called for by that subpoena and a list describing the type and
quantity of records being produced. I have searched and caused to be searched the appropriate
records, and to the best of my knowledge and belief the records hereby produced fully comply
with the requirements of that subpoena. The records hereby produced were (1) made at or near
the time of the occurrence of the matters set forth by, or from information transmitted by, a person
with knowledge; (2) kept in the course of a regularly conducted activity; and (3) made as a regular
practice of that activity.

I declare under penalty of perjury that the foregoing is true and correct. Executed on

UL 1g | a0az —

"Date Signature

These documents were presented to the Grand Jury on

Date

(Signature of Grand Jury Foreman)

WAIVER-0001 1


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gov.uscourts.wvsd.240497.331.14.pdf

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9f220ded39684296fb8247824fd87a5ea3082734b97de496dfa19c990db492ce

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gov.uscourts.wvsd.240497.331.14.pdf

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