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Home Court filings United States v. Dustin Sean McCabe — S.D. Fla., No. 9:24-cr-80103-AMC RESPONSE in Support by Dustin Sean McCabe re 95 First MOTION for Acquittal — USA v. McC…

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RESPONSE in Support by Dustin Sean McCabe re 95 First MOTION for Acquittal — USA v. McCabe (Dkt. 104)

Record facts

CourtU.S. District Court for the Southern District of Florida
Filed2025-05-01

U.S. District Court for the Southern District of Florida · No. 9:24-cr-80103-AMC · Doc. 104 · 2025-05-01 · Docket on CourtListener

Summary

Defendant Dustin Sean McCabe's response in support of his motion for judgment of acquittal in USA v. McCabe, No. 9:24-cr-80103-AMC, in the U.S. District Court for the Southern District of Florida, filed May 1, 2025 as Doc. 104. Submitted through attorneys Terrence J. O'Sullivan and Calisha A. Francis, it replies to the Government's Opposition (ECF No. 98). The filing argues that the trial evidence did not establish a propulsion malfunction or negligence involving the vessel Southern Comfort, which it says was unavailable for inspection. It also argues that the government did not prove intent to defraud the SBA at the time the PPP loan documents were signed, as required under 18 U.S.C. §1343, and discusses Counts 3-5 of the Indictment. The response asks that he be acquitted on all five Counts.

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UNITED STATES DISTRICT COURT 
SOUTHERN DISTRICT OF FLORIDA 
WEST PALM BEACH DIVISION 
 
 
UNITED STATES OF AMERICA,   
 
CASE: 9:24-cr-80103-AMC-1 
Plaintiff, 
 
V. 
 
DUSTIN SEAN MCCABE 
Defendant. 
 
____________________________/ 
 
DEFENDANT DUSTIN SEAN MCCABE’S RESPONSE IN SUPPORT OF THE  
DEFENDANT’S MOTION FOR ACQUITTAL 
 
 
COMES NOW, Defendant Dustin Sean McCabe, through his attorneys of record Terrence 
J.  O’Sullivan and Calisha A. Francis, respectfully submits this reply to the Government’s 
Opposition (ECF No. 98) in further support of his Motion for Judgment of Acquittal. 
I. 
INTRODUCTION 
1. The Government’s rhetorical flourishes in its Response to Mr. McCabe's Motion for 
Acquittal do not cover up the significant legal flaws that pervade its argument. This Reply 
will address some of those flaws and demonstrate why the motion should be granted. 
2. At trial, the Government fluctuated between various scenarios but ultimately failed to meet 
its burden of proof. The Government has only demonstrated that the incident in question 
was a tragic accident, rather than a result of any criminal behavior or negligence on the part 
of Mr. McCabe. 
3. During the proceedings, Mr. McCabe testified that in March 2020, he relocated to his boat, 
the Southern Comfort, ensuring its safety and functionality through extensive refitting and 
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upgrades. With 41 years of sailing experience and no prior incidents, he has proven himself 
to be a competent and responsible mariner. 
4. On the morning of March 28th, as with every trip, Mr. McCabe stated that he thoroughly 
prepared the vessel. He conducted safety briefings, which he has delivered hundreds of 
times, ensured that all waivers were signed and provided a guided experience for the divers. 
The conditions that day were typical; he had navigated them safely on numerous occasions. 
5. The Government presented testimony from Jennifer Hester, who experienced an incident 
with her spear gun that led her to believe there might be an issue with the boat's propellers. 
The Government sought to convict Mr. McCabe largely based on her testimony, which 
constitutes the foundation of their case. 
6. The Government's case heavily depended on the accounts of Jennifer Hester and the 
investigators who testified about their interviews with her, none of whom had firsthand 
knowledge of the incident. Notably, none of the investigators attempted to start the boat or 
inspect the propellers to verify Ms. Hester’s claims. 
7. Ms. Hester testified that she is not a mechanic and has never worked on boats. However, 
she mentioned that she had gone diving with Mr. McCabe at least 50 times and had even 
participated in a second dive on the same day with the same boat and captain, despite 
expressing concerns about potential issues. This illustrates her trust in Mr. McCabe's ability 
to ensure a safe charter. 
8. During her testimony, Ms. Hester recounted an incident in which her spear gun was drawn 
into the propellers and then shot back out at her, bending the shaft. Mr. McCabe clarified 
that, based on his extensive spear fishing experience, a spear gun can easily become bent 
from shooting a fish or striking a reef. He testified that the shaft of the gun was bent 
between the rudder and the hull. It is crucial to remember that the Government must prove 
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its theory beyond a reasonable doubt. The situation described by Ms. Hester does not 
indicate a clear propulsion issue, nor does it demonstrate Mr. McCabe's negligence. 
9. The Government called Captain Ciederman as a witness to provide his perspective on the 
bruise Ms. Hester sustained from the spear gun. Although he lacks medical expertise, 
Captain Ciederman testified that significant force is required to bend a spear gun, 
comparable to the force of an engaged propeller. He suggested that the only plausible 
explanation for the incident was a propulsion issue. However, when questioned by the 
defense, he admitted to merely relaying what he had been told by Ms. Hester after their 
conversation. Most importantly, he acknowledged that he had not engaged in spear fishing 
since his youth. This testimony is insufficient for the Government to establish a propeller 
issue. 
10. The narrative presented by the Government revolves around Ms. Hester’s testimony that 
the propellers were engaged, supported by reiterations from the investigators. However, 
there is no substantial evidence to substantiate these claims. 
11. Sandra Brammer testified that she regarded Mr. McCabe as a good person. Without 
prompting, she emphasized not only his good character but also how he had assisted her 
on numerous occasions in repairing her own vessel. This clearly illustrates that he is not 
only a skilled and reliable captain but also an experienced seaman. 
12. On March 29th, the Government’s own witnesses testified that the vessel functioned 
without issue. The first diver, Dave Anderson, testified that the charter proceeded smoothly, 
and no mechanical failures were reported. The alleged malfunction cited by the 
Government was not evident during these operations. 
13. At trial, the government alleged that the boat experienced a propulsion and steering issue 
and was non-operational on Saturday, the 28th. However, testimony presented shows that 
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was Mr. McCabe able to operate the vessel successfully and completed its trips on both 
March 28th and March 29th without any propulsion or steering issues. Testimony and 
evidence presented failed to demonstrate any loss of main propulsion. 
14. Mr. McCabe testified that he acted responsibly after experiencing issues on the 28th by 
promptly having his mechanic, John, come onboard to address any repairs. Every witness 
confirmed that Mr. McCabe’s mechanic arrived promptly to address any identified issues, 
none of which were related to propulsion. 
15. Mr. McCabe explained why he did not report the alleged "grounding": it did not occur. 
While Coast Guard regulations mandate reporting groundings, Mr. McCabe was anchored 
at the time. He testified that he had dropped anchor, and there was no damage to the boat, 
nor was a tugboat necessary. 
16. The Government presented no evidence to support its claims of grounding. They have 
offered no conclusive proof of such an incident. Mr. McCabe was not ticketed or fined, 
and there is no official determination that he was grounded. He testified that he was not 
grounded. 
17. The only testimony regarding a grounding came from Jennifer Hester. The Government 
also called investigators as witnesses, but they merely relayed what they learned from Ms. 
Hester, who is neither a captain nor a mechanic. In contrast, Mr. McCabe testified that he 
and his mechanic conducted thorough inspections of the boat and found no propulsion 
issues. 
18. Even Ms. Hester confirmed in her testimony that John's mechanic arrived promptly. This 
detail was consistent across all witness accounts regarding the alleged grounding. The 
divers who testified last week stated that Mr. McCabe called his mechanic to address any 
issues, a fact that remains undisputed. 
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19. It is vital to recognize that the Government cannot reasonably assert that Mr. McCabe, after 
being informed of issues and summoning his mechanic for repairs, could be labeled 
negligent or inattentive to his responsibilities. He acted precisely as any responsible sea 
captain would. 
20. The Government alleged that Mr. McCabe failed to address issues with his vessel. However, 
Ms. Hester herself acknowledged the mechanic was present onboard. If Mr. McCabe had 
truly neglected to resolve problems, he might be deemed negligent and inattentive. But that 
is not the case here, especially since every witness confirmed that he reached out to his 
mechanic, and they reported seeing the vessel’s mechanic arrive and initiate repairs. Mr. 
McCabe stated that he started the boat while it was in the water and carefully inspected the 
engine and propulsion system. He identified a separate issue with the starboard battery, 
which he promptly resolved, enabling him to take the boat out the very next day. 
21. The Government failed to provide clear evidence of the alleged malfunction of the boat or 
any negligence in repairing it. During the trial, the vessel, the Southern Comfort—central 
to the Government's case—was unavailable for inspection. Without a physical examination, 
the Government cannot definitively demonstrate that a propeller malfunction occurred, a 
critical element of their argument. 
22. The absence of the vessel creates a significant gap in the evidence. The jury was unable to 
observe it, nor did the Government present any testimony regarding identified issues or 
repair efforts, aside from Mr. McCabe's account. The Government cannot ascertain the 
facts without this essential piece of evidence upon which they have built its entire theory. 
23. The unavailability of the Southern Comfort for inspection leaves a critical void in evidence. 
The Government's inability to physically examine the vessel undermines their case, as they 
cannot definitively demonstrate a propeller malfunction. 
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24. Moreover, the Government's narrative did not account for the dynamic and ever-changing 
nature of marine environments. Mr. McCabe provided testimony regarding the prevailing 
waves and wind conditions. Additionally, the medical examiner presented crucial evidence. 
25. While the injuries appeared serious, the medical examiner clarified that the victim’s 
wounds were, in fact, superficial and not life-threatening. He emphasized that with 
appropriate medical attention, she would likely have survived. Mr. McCabe testified that 
it took 26 minutes for assistance to arrive after he contacted the U.S. Coast Guard. 
26. Mr. McCabe also indicated that the presence of waves could explain the injuries classified 
by the medical examiner as superficial, rather than attributing them to the propeller, as the 
Government claimed. He explained that if the propeller had been engaged, it would have 
rotated at a speed of 42 times per minute, potentially causing over 20,000 wounds. 
According to the medical examiner, such a high number of wounds could not be classified 
as superficial. 
27. This discrepancy between the Government's claims and the medical examiner's findings 
raises substantial doubt about the true circumstances surrounding the incident. 
28. At trial, the Government also sought to convince the jury that Mr. McCabe committed wire 
fraud in relation to his application and forgiveness requests for the Paycheck Protection 
Program (PPP). 
29. They presented the jury with his applications, alleging that he misreported both the number 
of employees and the total payroll amount. However, Mr. McCabe stated that he 
meticulously followed the bank’s instructions, seeking real-time assistance while 
completing the application. He testified that he was advised to report the number of 
employees who would have returned had the boating segment of his business been 
operational, maintaining that this was the correct way to complete the applications. 
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30. The evidence adduced by the government was not sufficient to show, beyond a reasonable 
doubt, that Mr. McCabe acted with specific intent to defraud the government at the time he 
signed the loan documents, as was required in order to convict him under 18 U.S.C. §1343.  
31. The Government's sole allegation of fraud in this case is that, at the time Mr. McCabe  
signed the loan documents, he had no intention of buying using the funds for payroll, as he 
represented. Specifically, Counts 3-5 of the Indictment charged that it was the purpose of 
the scheme and artifice for the defendant to unlawfully enrich himself, by, among other 
things: (a) submitting and causing the submission of false and fraudulent applications for 
loans made available through the SBA to provide relief for the economic effects caused by 
the COVID-19 pandemic, including PPP loans; (b) diverting fraud proceeds for the 
defendant's personal use and to further the scheme and artifice; and (c) making false and 
fraudulent statements on PPP loan forgiveness-applications to have the Defendant's PPP 
loans forgiven. 
32.  Thus, Mr. McCabe's conviction under § 1343 depends on whether the jury could infer, 
from the evidence adduced at trial, that McCabe did not intend to use the funds as stated at 
the time he signed the loan documents. 
33. No evidence was presented of events occurring prior to McCabe’s signing of the loan 
documents that related to his alleged intent to defraud. The evidence at trial consisted 
entirely of events that occurred subsequent to the signing of the loan documents.  
34. Any criminal intent McCabe formed after signing the loan documents cannot support his 
convictions on the crimes charged in the indictment, which require that McCabe have acted 
with intent to defraud the SBA at the time of the signing of the loan documents.  
35. Evidence of McCabe's subsequent conduct may be considered if it supports a reasonable 
inference as to McCabe's prior intent. Thus, the question in this case is whether the jury 
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could properly infer from McCabe's conduct subsequent to signing the loan documents — 
which was the only evidence in this case — that he intended to defraud the SBA at the time 
he signed the documents.  
36. The evidence presented by the Government in this case does not support a rational 
inference of the requisite prior intent, beyond a reasonable doubt. 
37. The government also argues, relying on United States v. Brown, 53 F.3d 312, 314 (11th 
Cir. 1995), that the jury's purported disbelief of McCabe's testimony — by itself — entitled 
it to find Mr. McCabe guilty beyond a reasonable doubt. 
38. However, the evidence shows that everything on the documents he signed was truthful, 
that he intended to use the funds for Payroll when he signed the loan documents. Any 
wrongdoing he may have committed, could only have occurred subsequent to the signing 
of the loan documents, and is insufficient to support the jury's inference that he intended to 
defraud the SBA at the requisite time.  
39. Singly or taken together, the government's circumstantial evidence do not provide a basis 
from which to infer beyond a reasonable doubt that Mr. McCabe intended to defraud the 
SBA at the time he signed the loan documents. To find for the government, the factfinder 
would have to ignore all of the undisputed evidence in the case: that Mr. McCabe used the 
funds for payroll, slip rental fees, utilities, and a host of additional business expenses as he 
testified to at trial. 
40. While the Defendant recognizes that he shoulders a heavy burden in challenging the 
sufficiency of evidence supporting his convictions, the Court must nevertheless be satisfied 
that, after drawing all permissible inferences in favor of government, the jury was rationally 
able to find that every element of the charged crimes was established by the government 
beyond a reasonable doubt. United States v. Starke, 62 F.3d 1374, 1380 (11th Cir. 1995).  
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41. In its response, the Government asserts that the Defendant's negligence concerning 
M.C.G.F.'s death was supported by three entirely different and separate theories presented 
by their witnesses.  
42. The Government claims that Mr. McCabe's alleged faulty modifications to the throttle 
controls and his failure to adequately address these issues upon notification constituted 
negligence that directly contributed to M.C.G.F.'s death. However, the Government did not 
provide any supporting testimony regarding these modifications to substantiate this theory. 
The evidence presented related to modifications made to the vessel was intended to support 
their claim in Count 2 of the Indictment, which involved false statements regarding the 
classification of the vessel. 
43. At no point did the Government propose any theories indicating that the vessel's refitting 
contributed to the incident. Moreover, they failed to present any testimony or evidence 
demonstrating that these modifications were a causal factor in the event. As previously 
noted, the Government neglected to inspect the vessel after the incident, resulting in a lack 
of evidence concerning the cause of the incident—leaving them with mere speculation and 
numerous potential scenarios. Furthermore, testimony from the Government's own 
witnesses indicated that there was no failure to address any identified issues. On the 
contrary, the testimony revealed that Mr. McCabe acted swiftly, bringing his mechanic on 
board immediately to assess for mechanical problems and perform necessary repairs. 
44. The Government asserts that even if its case-in-chief is insufficient on its own, the Court 
should deny the Defendant's motion based on the premise that the Defendant's decision to 
testify implies the jury's guilty verdict was informed by the evidence presented and was 
reasonable.  
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45. However, considering all the evidence in the aspect most favorable to the government, 
there was insufficient evidence upon which a reasonable jury could have found Mr. 
McCabe guilty beyond a reasonable doubt.  
46. It is undisputed that, in federal court, a defendant's sworn testimony must be treated just as 
the testimony of any other witness, and his testimony which itself is evidence may supply 
the very factual element or elements necessary to his conviction.  
47. But while a criminal defendant runs the risks associated with all federal trials he should not 
be penalized in a way different from other litigants in federal court by forfeiting thereby 
the basis for rational appellate review of the evidence.  
48. The Government cites Brown, United States v. Brown, 53 F.3d 312, 314 (11th Cir. 1995), 
and claims that that by presenting testimony Mr. McCabe waives the right to argue his Rule 
29 motion. However, Brown does not stand for such a proposition. In Brown, the Court 
held that, in combination with other evidence, the jury's disbelief of a defendant's testimony 
may be used to help establish his guilt. We explained that "a statement by a defendant, if 
disbelieved by the jury may be considered as substantive evidence of the defendant's guilt.... 
[a]t least where some corroborative evidence exists for the charged offense...." Brown, 53 
F.3d at 314.  Cases since Brown have reiterated the government's fundamental obligation 
to establish guilt in its case-in-chief. See United States v. Rudisill, 187 F.3d 1260, 1268 
(11th Cir. 1999) (Brown supports conclusion that "the [defendant's incredible testimony], 
combined with the other evidence of his involvement in these conspiracies, convinces us 
that there was sufficient evidence to sustain his convictions.") (emphasis supplied); United 
States v. Martinez, 83 F.3d 371, 374 (11th Cir. 1996); United States v. Mejia, 82 F.3d 1032, 
1038 (11th Cir. 1996).  
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49. In this case, however, the government has adduced no evidence from which the jury could 
draw a permissible inference that Mr. McCabe intended to defraud the SBA at the time he 
signed the loan documents. 
50. Also, there has been no additional evidence provided by the defendant to shore up the 
government's case, to carry it from "possibly" to "beyond a reasonable doubt."  
51. In Cosby v. Jones, 682 F.2d 1373 (11th Cir. 1982), the court held that the bare fact of 
possession and the pawning of stolen goods, absent some type of corroborating evidence 
or circumstances, does not give rise to an inference sufficient to support a defendant's 
conviction for burglary. The court observed that the defendant's explanations of his 
possession of the stolen goods was not seriously contradicted by any evidence of the 
government. Id. at 1382. The court further noted that the inference of stolen goods "is at 
its strongest when the defendant wholly fails to make a credible explanation or makes a 
demonstrably false explanation." Id. at 1382-83. Cosby's explanation of possession was 
found not so implausible or demonstrably false to give rise to positive evidence in favor of 
the prosecution. Id. at 1383 n. 19. The state also points to the inconsistencies in Cosby's 
explanation of possession. See note 17 supra. His testimony was not so implausible or 
demonstrably false as to give rise to positive evidence in favor of the government. Accord, 
Holloway v. McElroy, supra, 632 F.2d 605, at 641 (5th Cir. 1980) (inconsistencies in 
defendant's story do not support government's case but only discredit the specific points in 
defendant's testimony). Compare U.S. v. Contreras, 667 F.2d 976, 980 (11th Cir. 1982) 
("wholly incredible" evidence bolsters government's case). Cosby, 682 F.2d at 1383 n. 19 
(emphasis added).  
52. Subsequent Eleventh Circuit cases involving the effect of statements, testimonial or out-
of-court, by defendants, have adhered to the Cosby analysis: the usual rules governing 
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testimony by all witnesses are followed with the exception that an aberrational statement 
(in or out of Court) by its implausibility or falseness, demonstrable to the appellate court 
from the record itself, may provide corroboration for an inference arising from behavior 
requiring explanation. United States v. Allison, 908 F.2d 1531, 1535 (11th Cir. 1990), was 
decided on the right of the jury to make a credibility determination. 
53. The jury in this case had the opportunity to consider not only the evidence presented in the 
prosecution's case, but the testimony of defendants themselves. This is important. 
"Presented with two narratives, one tending to establish the defendant's guilt and another 
tending to establish innocence, the jury was entitled to choose the account offered by the 
government." Id. at 1535 (citation omitted).  
54. In U.S. v. Bennett, 848 F.2d 1134, 1139 (11th Cir. 1988), the court found: "We conclude 
that there was ample evidence from which a reasonable jury might find both William and 
Michael Bennett guilty beyond a reasonable doubt." The Court noted the fact that the 
Bennetts's in-trial explanation of their activities was "dubious, if not wholly incredible." 
The court stated that "a reasonable jury might well disbelieve the explanation and conclude 
that the Bennetts were lying in an attempt to cover up illegal activities."  
55. But, in this case the government's evidence was barely sufficient to establish even a 
"possibility" of guilt. There is no suggestion that Mr. McCabe’s testimony was either 
demonstrably false, dubious or implausible.  
56.  Demeanor is a factor which the jury may take into account in assessing credibility — it is 
not evidence itself. The jury was entitled to believe the "opposite" of what McCabe said, 
but only if there was some evidentiary basis for whatever that "opposite" was.  
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57. Since the government's evidence is insufficient to establish guilt beyond a reasonable doubt 
even after giving it the benefit of all reasonable inferences, the Defendant’s motion should 
be granted. 
 
 
CONCLUSION 
The defense submits that the evidence was insufficient to sustain a conviction under any of 
the five Counts, and Mr. McCabe should be acquitted.  
 
 
 
 
 
 
 
Respectfully submitted,  
 
 
 
TERRENCE O’SULLIVAN 
3810 Murrell Road #340 
Rockledge, Florida 32955 
321-422-2882 (office) 
321-848-2144 
 
 
CALISHA A. FRANCIS 
3920 Woodside Drive #10 
Coral Springs, Florida 33065 
954-612-6126 
 
 
CERTIFICATE OF SERVICE 
I HEREBY CERTIFY that a true and correct copy of the foregoing was electronically 
noticed through the CM/ECF system to Zachary A. Keller, AUSA, and all other parties of 
record, on this 28th Day of April, 2025. 
Case 9:24-cr-80103-AMC   Document 104   Entered on FLSD Docket 05/01/2025   Page 13 of 14

 
 
 
 
 
 
TERRENCE O’SULLIVAN 
3810 Murrell Road #340 
Rockledge, Florida 32955 
321-422-2882 (office) 
321-848-2144 
 
/s/ Terrence J. O’Sullivan, Esq. 
TERRENCE J. O’SULLIVAN 
Attorney for Mr. McCabe 
Florida Bar Number: 0644031 
Terrence@TerrenceOSullivanLaw.com 
 
CALISHA A. FRANCIS 
3920 Woodside Drive #10 
Coral Springs, Florida 33065 
954-612-6126 
 
/s/ Calisha A. Francis, Esq. 
CALISHA A. FRANCIS 
Attorney for Mr. McCabe 
Florida Bar Number: 96348 
cthomlaw@aol.com 
Case 9:24-cr-80103-AMC   Document 104   Entered on FLSD Docket 05/01/2025   Page 14 of 14

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