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Home Court filings USA v. Thomas et al — Darrell Thomas judgment, N.D. Ga. TRANSCRIPT of Proceedings as to Darrell Thomas held on 06/16/2022, before Judge JP… — U…

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TRANSCRIPT of Proceedings as to Darrell Thomas held on 06/16/2022, before Judge JP… — USA v. Thomas et al (Dkt. 604)

Record facts

CourtU.S. District Court for the Northern District of Georgia
Filed2022-11-21

U.S. District Court for the Northern District of Georgia · No. 1:20-cr-00296-JPB-CMS · Doc. 604 · 2022-11-21 · Docket on CourtListener

Summary

Transcript of change of plea proceedings in United States v. Darrell Thomas, Docket No. 1:20-CR-00296-JPB, before U.S. District Judge J.P. Boulee in the U.S. District Court for the Northern District of Georgia, Atlanta Division, filed November 21, 2022 as Document 604. The proceedings opened at 10:12 A.M. and concluded at 10:45 A.M., with Assistant United States Attorneys appearing for the government and Benjamin Black Alper for the defendant. After the signatures on the guilty plea and plea agreement were verified and the waived rights reviewed, the prosecutor read the agreement's terms paragraph by paragraph. Those terms include a plea to Counts 1 and 18, dismissal of the remaining counts, a stipulation that relevant conduct includes an auto loan fraud scheme, no agreement on a role adjustment under Section 3B1.1(a), a cooperation agreement and a conditional 5K or Rule 35 motion.

Summary drafted by a model from the document's text below and checked by script against that text before publication. It is a navigation aid, not a reading of what the document proves. Where AI is used

Full text

THE FOLLOWING IS THE PDF OF AN OFFICIAL TRANSCRIPT.  
OFFICIAL TRANSCRIPTS MAY ONLY BE FILED IN CM/ECF BY THE OFFICIAL 
COURT REPORTER AND WILL BE RESTRICTED IN CM/ECF FOR A PERIOD OF 90 
DAYS.  YOU MAY CITE TO A PORTION OF THE ATTACHED TRANSCRIPT BY THE 
DOCKET ENTRY NUMBER, REFERENCING PAGE AND LINE NUMBER, ONLY AFTER 
THE COURT REPORTER HAS FILED THE OFFICIAL TRANSCRIPT; HOWEVER, YOU 
ARE PROHIBITED FROM ATTACHING A FULL OR PARTIAL TRANSCRIPT TO ANY 
DOCUMENT FILED WITH THE COURT. 
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UNITED STATES DISTRICT COURT - OFFICIAL CERTIFIED TRANSCRIPT
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   UNITED STATES DISTRICT COURT
FOR THE NORTHERN DISTRICT OF GEORGIA
ATLANTA DIVISION 
UNITED STATES OF AMERICA, )
)
)
-VS-
) DOCKET NO. 1:20-CR-00296-JPB
) 
DARRELL THOMAS,
)
)
DEFENDANT.
)
TRANSCRIPT OF CHANGE OF PLEA PROCEEDINGS
BEFORE THE HONORABLE J.P. BOULEE
UNITED STATES DISTRICT JUDGE
JUNE 16, 2021
APPEARANCES:
ON BEHALF OF THE GOVERNMENT: 
TAL COHEN CHAIKEN, ESQ.
NATHAN PARKER KITCHENS, ESQ.
 
ASSISTANT UNITED STATES ATTORNEYS
ON BEHALF OF THE DEFENDANT:
BENJAMIN BLACK ALPER, ESQ.
STENOGRAPHICALLY RECORDED BY:  
PENNY PRITTY COUDRIET, RMR, CRR
OFFICIAL COURT REPORTER
UNITED STATES DISTRICT COURT 
ATLANTA, GEORGIA 
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(PROCEEDINGS HELD IN OPEN COURT AT 10:12 A.M., ATLANTA) 
THE COURT:  Ms. Walker, if you want to call the case, we 
can get started.  And then if counsel could note their appearances 
please. 
COURTROOM DEPUTY CLERK:  Yes, your Honor.  
This is case 20-CR-296.  USA v. Daryl Thomas. 
MS. CHAIKEN:  Good morning, your Honor.  Tal Chaiken and 
Nathan Kitchens from the US Attorney Office for the United States.  
And with us at counsel table is Jeffrey Hill from IRS.
THE COURT:  Good to see all of you.
MR. ALPER:  Good morning, Judge.  Benjamin Alper here 
with Mr. Thomas. 
THE COURT:  Good to see you, Mr. Alper.  And good to see 
you as well, Mr. Thomas. 
Mr. Alper, if you and Mr. Thomas could please stand, I'm 
going to have Ms. Walker swear in Mr. Thomas. 
COURTROOM DEPUTY CLERK:  Good morning.  Mr. Thomas, if 
you can raise your right hand for me.
(Defendant duly sworn)
COURTROOM DEPUTY CLERK:  You may be seated.  State your 
name for the record. 
THE DEFENDANT:  Darrell Thomas. 
COURTROOM DEPUTY CLERK:  Thank you so much.  
And you can bring that mic a little bit closer to you.  
Okay.  Thank you.  
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THE COURT:  Ms. Chaiken, if you can please verify the 
signatures on the plea agreement.  
MS. CHAIKEN:  Yes, your Honor.  
Mr. Thomas, I'm showing you a document that is entitled 
"Guilty Plea and Plea Agreement."  On page 23 on the right line 
above where it says your name, is that your signature?  
THE DEFENDANT:  Yes, it is. 
MS. CHAIKEN:  Mr. Alper, on the left line above where it 
says your name, is that your signature?  
MR. ALPER:  Yes, it is. 
MS. CHAIKEN:  And, for the record, page 23 and 24 are 
also signed by representatives of the United States.  
Mr. Thomas, is that your signature on page 25 above 
where it says your name?  
THE DEFENDANT:  Yes, it is. 
MS. CHAIKEN:  Mr. Alper, is that your signature on page 
26 above where it says your name?  
MR. ALPER:  Yes, it is. 
MS. CHAIKEN:  May I tender the plea agreement, your 
Honor?  
THE COURT:  Sure.  Thank you.  
Mr. Thomas, before I can accept your plea of guilty, I 
need to go over several matters with you.  As we go through this 
process, if anything I state is unclear, let me know and I will 
repeat or rephrase it for you.  It's important that you understand 
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not only my statements to you but also my questions.  You need to 
understand my questions so that you can answer them truthfully.   
A failure to truthfully answer any question could result in 
additional charges being brought against you.  
Also, as I ask questions please answer the questions  
out loud.  This will allow the court reporter to take down your 
responses so that we can have an accurate record of these 
proceedings.  Do you understand, sir?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  How old are you, sir?  
THE DEFENDANT:  Thirty-five. 
THE COURT:  And how far did you go in school?  
THE DEFENDANT:  Some college. 
THE COURT:  In the last 24 hours have you taken any 
drugs, medicine, pills or had any alcoholic beverages to drink?  
THE DEFENDANT:  No, your Honor. 
THE COURT:  And have you been treated recently for any 
mental illness or addiction to alcohol or drugs, sir?  
THE DEFENDANT:  No, your Honor. 
THE COURT:  Mr. Alper, are you aware of any issues 
regarding your client's competence to enter a plea this morning?  
MR. ALPER:  No, your Honor. 
THE COURT:  Sir, I will now review with you the rights 
that you're guaranteed under the Constitution and laws of the 
United States.  I want to be sure that you understand your rights 
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and that by entering this plea of guilty, you're giving up many of 
these rights.  
Do you understand, first, that under the Constitution 
and laws of the United States you have a right to plead not guilty 
and have a trial by jury?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you understand that you're entitled to a 
speedy and public trial on charges against you?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you understand that you have the right to 
be represented by an attorney throughout all proceedings and if 
you cannot afford an attorney, one will be appointed to represent 
you at no cost to you?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you understand that if you pled not 
guilty and went to trial, at the trial you would be presumed to  
be innocent and the government would have to overcome that 
presumption and prove you guilty beyond a reasonable doubt?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you understand that at a trial you would 
not have to prove you're innocent because the burden would be on 
the government to prove you're guilty beyond a reasonable doubt?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you understand that at a trial you would 
have the right to subpoena witnesses which would be an order from 
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the Court compelling their appearance at trial to testify on your 
behalf?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you understand that during a trial 
witnesses for the government must come to the Court and testify in 
your presence?  
THE DEFENDANT:  Yes, your Honor.  
THE COURT:  Do you understand that your attorney would 
have the opportunity to cross-examine the witnesses for the 
government, object to evidence offered by the government and offer 
evidence on your behalf?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you understand that at a trial, while you 
would have the right to testify if you chose to do so, you would 
also have the right not to testify?  And do you understand that if 
you chose not to testify or put on any evidence, those facts could 
not be used against you?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you understand that in order to convict 
you at a trial the jury would have to reach a unanimous verdict 
that you were guilty of the crimes with which you're charged?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  If I accept your plea of guilty, you will 
not have a trial and a jury will not decide your guilt, but I will 
find you're guilty of the charges based on your admission that 
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you're guilty.  Do you understand?
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Are you willing to give up your right to a 
trial and proceed with a plea of guilty at this time?
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  You earlier verified your signature on the 
plea agreement that you entered into with the government.  In a 
moment I will ask the Assistant US Attorney to review the terms 
of the plea agreement other than the potential penalties which we 
will discuss a bit later in this proceeding.  After that I will be 
asking you whether the agreement as presented accurately reflects 
your understanding of the agreement that you reached with the 
government.  
Ms. Chaiken. 
MS. CHAIKEN:  Thank you, your Honor.  
Pursuant to the plea agreement the defendant is pleading 
guilty to Counts 1 and 18 of the indictment.  
Paragraph 11 sets forth that the government agrees to 
dismiss the remaining counts pending against the defendant.  
Paragraph 12 sets forth that the government agrees    
not to bring further charges related to the charges to which 
Mr. Thomas is pleading guilty.  
Paragraphs 13 through 21 set forth a series of guideline 
stipulations between the parties.  Specifically, paragraph 14 sets 
forth that the applicable offense guideline is Section 2B1.1; that 
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a 20-level upward adjustment applies under Section 2B1.1(b)(1)(K) 
because the amount of loss is greater than 9.5 Million but less 
than 25 Million; a two-level upward adjustment applies under 
Section 2B1.1(b)(2)(A)(1) because there are ten or more victims; a 
two-level upward adjustment applies under Section 2B1.1(b)(10) 
because the offense involved sophisticated means and the defendant 
intentionally engaged in or caused the conduct constituting 
sophisticated means; a two-level upward adjustment applies under 
Section 2B1.1(b)(17)(A) because defendant derived more than $1 
Million in gross receipts from one or more financial institutions.  
Paragraph 15 sets forth the parties' agreement that   
the relevant conduct includes conduct related to defendant's 
participation in an auto loan fraud scheme.  
Paragraph 16 sets forth that the parties do not have   
an agreement as to the applicability of an adjustment for the 
defendant's role in the offense pursuant to Section 3B1.1(a), but 
that defendant understands that the United States will argue that 
a four-level adjustment applies and will present evidence related 
to that at sentencing.  
Paragraph 17 sets forth the parties' agreement that a 
two-level upward adjustment applies pursuant to Section 3C1.1 for 
obstruction.  
Paragraph 18 sets forth that the applicable offense 
guideline as to Count 18 is Section 2S1.1; that the base offense 
level for the underlying offense from which the laundered funds 
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UNITED STATES DISTRICT COURT - OFFICIAL CERTIFIED TRANSCRIPT
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were derived is 33; that a two-level upward adjustment applies 
pursuant to Section 2S1.1(b)(2)(B) because the defendant is 
pleading guilty to a violation of Title 18 United States Code, 
Section 1956; and that a two-level adjustment will not apply 
pursuant to Section 2S1.1(b)(3) for sophisticated means.  
Paragraph 19 sets forth that the parties do not have   
an agreement as to the applicability for an adjustment for the 
defendant's role in the offense pursuant to Section 3B1.1(a), but 
that the defendant understands the United States will argue for   
a four-level adjustment and will present evidence as to that 
adjustment at sentencing.  
Paragraph 20 provides that a two-level upward adjustment 
applies pursuant to Section 3C1.1 for obstruction.  
And paragraph 21 sets forth that no adjustment will 
apply pursuant to Section 3D1.4 for grouping of multiple counts.  
Paragraph 22 sets forth that the government will 
recommend an adjustment for acceptance of responsibility to the 
maximum extent authorized by the guidelines subject to the 
exceptions that are listed in that paragraph.  
Paragraph 23 sets forth the parties' recognition that 
each party reserves the right to make recommendations for 
sentencing and that there are no agreements on the guidelines 
other than those specifically mentioned in the agreement.  
Paragraph 24 sets forth that the United States reserves 
the right to modify its sentencing recommendation if it learns 
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additional information.  
Paragraph 25 sets forth a cooperation agreement that the 
defendant agrees to cooperate truthfully and completely with the 
government, including producing all records requested, making 
himself available for interviews, responding truthfully to all 
government inquiries, and at the government's request testifying 
at trial or another proceeding.  
Paragraph 26 provides that the defendant consents to 
direct contact with the government outside the presence of his 
attorney for cooperation purposes.  
Paragraph 27 provides that the government agrees to 
abide by Section 1B1.8 of the United States Sentencing Guidelines  
and not to use information previously unknown for sentencing 
purposes with the caveat that if the defendant is not truthful in 
cooperation, he may be prosecuted for perjury, false statements, 
obstruction, and all information he provided may be used against 
him.  
Paragraph 28 provides for a conditional 5K/Rule 35 
motion.  And the government agrees to inform the Court of 
defendant's cooperation.  
Specifically, if the government determines that the -- 
defendant's cooperation qualifies as substantial assistance, it 
will file a motion for a downward departure if that happens before 
sentencing or a Rule 35 motion for reduction of sentence if that 
happens after sentencing.  
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The defendant understands that the government alone 
determines if the defendant provided substantial assistance.  And 
the defendant understands that the government may recommend a 
sentence if it files a motion but the ultimate decision would rest 
with the Court.  
Paragraph 29 provides that the government agrees to 
recommend a sentence at the low end of the applicable guideline 
range subject to the caveats in paragraph 22 related to acceptance 
of responsibility.  
Paragraph 30 provides that the government agrees to make 
no specific recommendation as to the fine to be imposed.  
Paragraph 31 provides that the defendant agrees to pay 
$14,748,786.35, plus applicable interest, in restitution to the 15 
victims and in the amounts that are identified in that paragraph.  
Paragraph 32 provides that the defendant agrees to 
forfeiture of three real properties in Atlanta, Georgia, that    
are identified in that paragraph, funds seized from three bank 
accounts held in the names of Bellator Phront Group, Inc., or 
Elite Executive Services, Inc., that are identified in that 
paragraph, $131,000 in cash, three vehicles that are identified  
in the plea agreement, and three pieces of jewelry that are 
identified in the plea agreement.  
Paragraphs 33 to 37 set forth the forfeiture provision 
and provide that the defendant waives his interest in that 
property that is being forfeited and agrees to the forfeiture 
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procedure set forth in those paragraphs.  
Paragraph 38 provides that the defendant agrees to pay a 
special assessment of $200.  
Paragraphs 39 through 43 provide that the defendant 
agrees to cooperate fully in the collection of any restitution and 
fine pursuant to the terms that are laid out in paragraphs 39 
through 43.  
Paragraph 44 provides that the defendant understands 
that the recommendations and the agreement are not binding on the 
Court.  
Paragraph 45 sets forth an appeal waiver, which I would 
like to read in full into the record:  
To the maximum extent permitted by federal law, the 
defendant voluntarily and expressly waives the right to appeal his 
conviction and sentence and the right to collaterally attack his 
conviction and sentence in any post-conviction proceeding, 
including but not limited to motions filed pursuant to 28 United 
States Code, Section 2255, on any ground except that the defendant 
may file a direct appeal of an upward departure or upward variance 
above the sentencing guideline range as calculated by the district 
court.  
Claims that the defendant's counsel rendered 
constitutionally ineffective assistance are excepted from this 
waiver.  
The defendant understands that this plea agreement does 
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not limit the government's right to appeal, but if the government 
initiates a direct appeal of the sentence imposed, the defendant 
may file a cross-appeal of that same sentence.  
Paragraph 46 provides that the defendant agrees to the 
standard FOIA and Privacy Act waivers.  
And paragraph 47 provides that there are no other 
agreements between the parties other than those set forth in the 
plea agreement.
THE COURT:  Thank you.  
Mr. Thomas, does that accurately reflect the agreement 
that you believe you've reached with the government?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you understand that any provisions in the 
agreement regarding recommendations to be made by the government 
are not binding on the Court?  In other words, if I choose not to 
follow some recommendation that the government makes, do you 
understand that you will still be bound by your plea of guilty and 
would not be entitled to withdraw the plea based on the Court not 
following the recommendation?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Is this the only agreement that you've 
entered into with the government?
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Other than the terms of this agreement has 
any promise of any kind been made to you to cause you to plead 
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guilty?
THE DEFENDANT:  No, your Honor. 
THE COURT:  Per the terms of the plea agreement, the 
United States Attorney for the Northern District of Georgia has 
agreed not to bring any additional charges related to the offenses 
to which you're pleading guilty.  Other than those terms, has 
anyone threatened or forced you to plead guilty or told you that 
if you do not plead guilty, further charges will be brought 
against you or other adverse action taken against you?
THE DEFENDANT:  No, your Honor. 
THE COURT:  Mr. Alper, are you aware of any plea 
agreement or promise being made to your client other than what's 
been discussed here in open court?  
MR. ALPER:  No, sir. 
THE COURT:  Mr. Thomas, in a moment I will ask the 
Assistant US Attorney to state the elements of the offenses to 
which you're pleading guilty.  The elements of the offenses are 
those matters that the government must prove beyond a reasonable 
doubt in order to convict you of the charges.  
Ms. Chaiken. 
MS. CHAIKEN:  Thank you, your Honor.  
Count 1 of the indictment charges conspiracy to commit 
bank fraud and wire fraud in violation of Title 18 United States 
Code, Section 1349.  
The elements of conspiracy to commit bank fraud and wire 
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fraud are as follows:  
One, two or more persons in some way or manner agreed to 
try to accomplish a common and unlawful plan to commit bank fraud 
and wire fraud as charged in the indictment;
And, two, the defendant knew the unlawful purpose of the 
plan and willfully joined in it.  
The elements of bank fraud are as follows:  
One, the defendant knowingly carried out or attempted 
to carry out a scheme to defraud a financial institution or to get 
money, assets or other property from a financial institution by 
using false or fraudulent pretenses, representations or promises 
about a material fact;
Two, the false or fraudulent pretenses, representations 
or promises were material;
Three, the defendant intended to defraud the financial 
institution;
And, four, the financial institution was federally 
insured.  
The elements of wire fraud are as follows:  
The defendant knowingly devised or participated in a 
scheme to defraud someone by using false or fraudulent pretenses, 
representations or promises;
Two, the false pretenses, representations or promises 
were about a material fact;
Three, the defendant acted with the intent to defraud;
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And, four, the defendant transmitted or caused to be 
transmitted by wire some communication in interstate commerce to 
help carry out the scheme to defraud.  
And Count 18 of the indictment charges money laundering 
in violation of Title 18 United States Code, Section 1956.  
The elements of money laundering are as follows:  
One, the defendant knowingly conducted or tried to 
conduct a financial transaction;
Two, the defendant knew that the money or property 
involved in the transaction were the proceeds of some kind of 
unlawful activity;
Three, money or property did come from an unlawful 
activity, specifically bank fraud and/or wire fraud;
And, four, the defendant knew that the transaction was 
designed in whole or in part to conceal or disguise the nature, 
location, source, ownership or control of the proceeds.
THE COURT:  Thank you.  
Mr. Thomas, do you understand that those are the 
elements that the government would have to prove beyond a 
reasonable doubt in order to convict you of the charges?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  And in a moment I will ask the Assistant US 
Attorney to summarize the evidence that the government would 
expect to present at trial to prove each of these elements.  In 
other words, these are what the government contends are the facts 
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of the case.  It's necessary for the government to state these 
facts because I must determine whether there is a factual basis 
for you to enter this plea of guilty.  After this statement, I 
will ask you whether you disagree with any of the facts as stated 
by the prosecutor.  If you do, tell me and we'll discuss those 
facts at that time.  
Ms. Chaiken. 
MS. CHAIKEN:  Thank you, your Honor.  
If this case were to go to trial, the United States 
would prove by admissible evidence and beyond a reasonable doubt 
the following facts:  
The Paycheck Protection Program, referred to as the PPP, 
was authorized as part of the Coronavirus Aid, Relief and Economic 
Security Act to provide forgivable loans to eligible small 
businesses.  
Under the PPP small businesses could apply for loans 
that must be used for payroll expenses, interest on mortgage, rent 
and/or utilities.  The amount of a PPP loan that a business could 
receive was generally two-and-a-half times, or 250 percent, of the 
business's average monthly payroll cost.  
While the United States Small Business Administration 
oversaw the PPP, individual PPP loans were issued by private 
approved lenders, including Cross River Bank, which is a 
federally-insured financial institution.  
The PPP borrower application form asked the applicant to 
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provide information related to their loan application, including 
the amount of the business's average monthly payroll, the number 
of the business's employees and the purpose of the loan with 
options for payroll, lease or mortgage interest, utilities and/or 
other.  
The lender then used this information to calculate the 
amount of the loan that the business was eligible to receive.   
The application form also included certain representations and 
certifications, including certifications as to the accuracy of  
the information included in the application itself and in any 
supporting documents and a certification that the funds would be 
used to retain workers and maintain payroll or to make mortgage 
interest payments, lease payments and utility payments.  
Defendant Darrell Thomas is the owner of a Georgia 
company called Bellator Phront Group, Inc.  Starting in or around 
April 2020 and continuing to the present, Thomas orchestrated a 
fraudulent PPP loan and money laundering scheme involving at least 
14 PPP loans totaling approximately $11.2 Million.  The 14 loan 
applications were submitted between April 21, 2020, and August 10, 
2020, and contained false representations about each business's 
number of employees, average monthly payroll and the purpose of 
the PPP loan.  
The loan applications also included fabricated 
documentation supporting the business's false representations, 
including fabricated IRS Form 941s, which are employer's quarterly 
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federal tax returns, fabricated bank statements, fabricated 
payroll spreadsheets and other fabricated financial and tax 
documents.  
On or around May 18th, 2020, Thomas submitted or 
assisted in the submission of a PPP loan application for a Georgia 
business called Gaines Reservation & Travel, which I'll refer to 
as Gaines Reservation.  In the PPP loan application Gaines 
Reservation represented that it had 69 employees and $322,684 in 
average monthly payroll and that the purpose of the loan was 
payroll, lease or mortgage interest and utilities.  
To support these payroll figures, Gaines Reservation 
submitted IRS Form 941s for Gaines Reservation for each quarter of 
2019 and a JP Morgan Chase Bank statement for Gaines Reservation 
for February 2020.  
Thomas and his co-conspirators fabricated the Form 941s 
as the IRS confirmed that Gaines Reservation did not file a Form 
941 for any quarter in 2019.  Thomas and his co-conspirators also 
fabricated the JP Morgan Chase Bank statement as the actual bank 
statement for Gaines Reservation chose (sic).  In reality Gaines 
Reservation did not have any employees or any monthly payroll 
costs.  
Based on the false representations in Gaines 
Reservation's PPP loan application and the fabricated supporting 
documents, Cross River Bank issued an $806,710 PPP loan to Gaines 
Reservation.  
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On or about May 29th, 2020, a $93,785 check purportedly 
for "Roswell Road Warehouse Rent" from Gaines Reservation's JP 
Morgan Chase account was deposited into Bellator Phront Group's 
Bank of America account.  Gaines Reservation did not rent any 
warehouse space from Bellator.  Instead the transaction was a 
payment to Thomas that was designed to conceal or disguise the 
nature, location, source, ownership or control of Gaines 
Reservation's PPP loan proceeds and to make it appear as though 
Gaines Reservation was spending its PPP loan proceeds on rent, 
which is an approved expense.  
THE COURT:  All right.  Thank you.  
Mr. Thomas, do you disagree with any of the facts as 
stated by the Assistant US Attorney?  
THE DEFENDANT:  No, your Honor. 
THE COURT:  I'm going to now read through with you again 
those elements and ask you about them.  
Do you admit that two or more persons in some way or 
manner agreed to try to accomplish a common and unlawful plan to 
commit bank fraud and wire fraud as charged in the indictment?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you admit that you knew the unlawful 
purpose of the plan and willfully joined in it?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  As to bank fraud, do you admit that you 
knowingly carried out or attempted to carry out a scheme to 
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defraud a financial institution or to get money, assets or other 
property from a financial institution by using false or fraudulent 
pretenses, representations or promises about a material fact?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you admit that the false or fraudulent 
pretenses, representations or promises were material?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you admit that you intended to defraud 
the financial institution?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you admit that the financial institution 
was federally insured?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  As to wire fraud, do you admit that you 
knowingly devised or participated in a scheme to defraud someone 
by using false or fraudulent pretenses, representations or 
promises?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you admit that the false pretenses, 
representations or promises were about a material fact?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you admit that you acted with the intent 
to defraud?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you admit that you transmitted or caused 
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to be transmitted by wire some communication in interstate 
commerce to help carry out the scheme to defraud?  
THE DEFENDANT:  Could you explain interstate commerce, 
could you explain that to me. 
THE COURT:  Sure.  
Ms. Chaiken, would you like to take a first crack at 
that.  And then I'll let Mr. Alper see if he disagrees in any way 
with your representation. 
MS. CHAIKEN:  Sure.  
Interstate commerce means that the communication passed 
from one state to another state.  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Mr. Alper, is there any disagreement with 
that synopsis?  
MR. ALPER:  No, your Honor. 
THE COURT:  And, Mr. Thomas, let me ask you again, just 
so the record is clear, although I think you have answered:  Do 
you admit that you transmitted or caused to be transmitted by wire 
some communication in interstate commerce to help carry out the 
scheme to defraud?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  As to money laundering, do you admit that 
you knowingly conducted or tried to conduct a financial 
transaction?  
THE DEFENDANT:  Yes, your Honor. 
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THE COURT:  Do you admit that you knew that the money or 
property involved in the transaction were the proceeds of some 
kind of unlawful activity?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you admit that money or property did come 
from an unlawful activity, specifically bank fraud and/or wire 
fraud?
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  And do you admit that you knew that the 
transaction was designed in whole or in part to conceal or 
disguise the nature, location, source, ownership or control of the 
proceeds?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Ms. Chaiken, if you could please now state 
the potential penalties that the defendant faces for the charges, 
including maximum penalties and any mandatory minimums. 
MS. CHAIKEN:  Yes, your Honor.
Mr. Thomas faces the following maximum and mandatory 
minimum penalties as to Count 1:  
The maximum term of imprisonment is 30 years.  There is 
no mandatory minimum; 
The authorized term of supervised release is zero years 
to five years; 
The maximum fine is $1 Million or twice the gain or 
twice the loss, whichever is greatest, which is due and payable 
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immediately; 
There's full restitution due and payable immediately to 
all victims of the offense and relevant conduct; 
A mandatory special assessment of $100 due and payable 
immediately; 
And forfeiture of any property, real or personal, 
constituting or derived from proceeds obtained directly or 
indirectly as a result of the offense.  
And Mr. Thomas faces the following maximum and mandatory 
minimum penalties as to count 18:  
The maximum term of imprisonment is 20 years.  There is 
no mandatory minimum; 
The authorized term of supervised release is zero to 
three years; 
The maximum fine is $500,000 or twice the gain or twice 
the loss, whichever is greatest, due and payable immediately; 
Full restitution due and payable immediately to all 
victims of the offense and relevant conduct; 
A mandatory special assessment of $100 due and payable 
immediately; 
And forfeiture of any and all property, real or 
personal, involved in the offense or any property traceable to 
such property.  
THE COURT:  Thank you.  
Mr. Thomas, do you understand that those are the 
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possible penalties that you could receive in this case?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you understand that it's not possible for 
me to state to you today what your sentence will be?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you understand that in deciding your 
sentence I will consider sentencing guidelines and that the 
guidelines are advisory, which means that I have the discretion to 
impose a sentence that is either within the guidelines, greater 
than the guidelines or less than the guidelines?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  In the plea agreement that was reviewed with 
you a few moments ago, you waived certain appeal rights.  I want 
to be sure that you understand the meaning of that waiver.  
Let me first state to you the rights you would have if 
you did not waive or give up these rights.  
The defendant in every case has a right to file a direct 
appeal immediately after his conviction and sentence.  In that 
appeal you may raise any issues concerning the handling of your 
case in this court that you wish to raise.  Those issues would be 
reviewed by the Court of Appeals.  If errors were found, the Court 
of Appeals could order that action be taken to correct those 
errors.  
Besides the right to a direct appeal, you would have an 
additional opportunity for review of your case by filing a writ of 
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habeas corpus pursuant to 28 USC, Section 2255.  That's another 
opportunity for you to challenge the legality of your conviction 
and/or your sentence.  These are rights that every defendant has 
unless he waives or gives them up.  
In your plea agreement you have for the most part given 
up these rights.  Your right of review will be limited to three 
specific circumstances:  
First, after calculating the sentencing guidelines that 
apply in your case, I then impose a sentence that is greater than 
the guidelines, you would have a right to file a direct appeal 
challenging that sentence; 
Second, if the government files an appeal for any 
reason, you have a right to file a cross-appeal raising any issues 
that you wish to raise; 
Finally, you always reserve the right to challenge 
constitutionally ineffective assistance of counsel.  
But aside from those three very narrow circumstances, 
you will have no right of appeal and will be essentially bound by 
my decision.  Do you understand all that, sir?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  And, Mr. Alper, have you reviewed the rights 
with your client such that you're comfortable he understands both 
his rights and the waiver of those rights?  
MR. ALPER:  Yes, your Honor, he does. 
THE COURT:  Mr. Thomas, do you understand that parole 
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has been abolished in the federal system and that if you're 
sentenced to prison, you will not be released early on parole?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you understand that you may be sentenced 
to a term of supervised release that will follow any term of 
imprisonment and will include rules governing your conduct that if 
you violate could result in more time in prison?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you understand that you may be ordered to 
pay restitution to any victim of the offense?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Are you a citizen of the United States 
government?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Do you understand that as part of your 
sentence certain property that's been identified by the government 
may be forfeited by you to the government?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Is there anything that we've talked about 
today that you do not feel you fully understand?  
THE DEFENDANT:  No, your Honor. 
THE COURT:  Have you had a sufficient opportunity to 
talk about your case with your attorney and have your attorney 
answer any questions that you have before entering your plea?  
THE DEFENDANT:  Yes, your Honor. 
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THE COURT:  Are you satisfied with the representation 
that your attorney has provided to you?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  How do you plead to Counts 1 and 18 of the 
indictment?  
THE DEFENDANT:  Guilty. 
THE COURT:  Mr. Alper, do you feel that you've had a 
sufficient opportunity to investigate your client's case and 
advise him concerning the entry of this plea?  
MR. ALPER:  Yes, your Honor. 
THE COURT:  Are you aware of any reason I should not 
accept the plea?  
MR. ALPER:  No, sir. 
THE COURT:  Is there anything else you want me to 
address with your client on the record at this time?  
MR. ALPER:  No, thank you. 
THE COURT:  And, Ms. Chaiken, is there anything further 
that the government wishes the Court to address at this time?  
MS. CHAIKEN:  No, your Honor.  Thank you. 
THE COURT:  I find that the defendant understands the  
charges and the consequences of the plea.  
I've observed the defendant during this proceeding and 
he does not appear to be under the influence of any substance that 
might affect his judgment or actions in any manner.  
The Court finds that the plea has a factual basis and is 
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free of any coercive influence of any kind.  
I find that there have been no promises made to the 
defendant except those set out in the plea agreement.  
I find that the defendant is competent to understand 
these proceedings and enter a knowing plea of guilty.  
I find that the plea is freely and voluntarily entered.  
It's therefore ordered that the plea of guilty of the 
defendant to Counts 1 and 18 of the indictment is accepted and 
entered.  
Mr. Thomas, you are hereby adjudged guilty of the 
charges contained in Counts 1 and 18 of the indictment.  
I will now be referring your case to a probation officer 
who will prepare a presentence report.  Before I receive the 
report, Mr. Thomas, you and your attorney will receive a report -- 
excuse me, will receive a copy of the report and will have an 
opportunity to object to any findings in the report.  
At your sentencing hearing I will hear from the 
government and any witnesses that it wishes to present and from 
you, your attorney and any witnesses that you wish to present.  At 
that time I will decide the proper sentence in your case.  
Do you understand, sir?  
THE DEFENDANT:  Yes, your Honor. 
THE COURT:  Counsel, anything else?  
MS. CHAIKEN:  No, your Honor.  
MR. ALPER:  No, your Honor. 
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THE COURT:  All right.  
Good to see all of you.  And the defendant is remanded 
to the Marshal service.  
Ms. Walker, Ms. Coudriet, Officer, thank you.  
We're adjourned.
(PROCEEDINGS REPORTED WERE CONCLUDED AT 10:45 A.M.)
___________________________ 
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C E R T I F I C A T E
UNITED STATES DISTRICT COURT
NORTHERN DISTRICT OF GEORGIA
I do hereby certify that the foregoing pages are a true and 
correct transcript of the proceedings taken down by me in the case 
aforesaid.
This the 9th of November, 2022. 
    ________________________________
  
  
               
    PENNY PRITTY COUDRIET, RMR, CRR
    OFFICIAL COURT REPORTER
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