Exhibit 114 — USA v. Crowther (Dkt. 136.92)

Summary

Exhibit 114, filed March 31, 2021 as Document 136-92 in United States v. Crowther, Case 2:20-cr-00114-JES-M_M, in the U.S. District Court for the Middle District of Florida, is a Sanibel Captiva Community Bank business checking statement for 3801 Jade Avenue LLC for the period ending January 31, 2020, showing a beginning balance of $418.10 with 0 credits and 0 debits in the period. The rest of the exhibit is the bank’s printed form to help balance the statement and its notice on errors or questions about electronic transfers.

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Record facts

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Case 2:20-cr-00114-JES-M_M     Document 136-92     Filed 03/31/21     Page 1 of 6 PageID
2637 i

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JSantbel mm Caption Statement Ending 01/31/2020
COMMUNITY BANK 3801 JADE AVENUE LLC Page 1 of 2

2475 Library Way Account Number: XXXX8841
Sanibel, FL 33957 ane a a eo

ADDRESS SERVICE REQUESTED

3801 JADE AVENUE LLC
2043 W FIRST ST
FORT MYERS FL 33901-3110

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Summary of Accounts
As a nonconventional bank, our foundation is built on people and relationships. We empower and support our
neighbors, team and community through local decision-making. Thank you for choosing Sanibel Captiva Community
Bank to be your banking partner.
Account Type Account Number Ending Balance
\ BUSINESS CHECKING XXXX8841 $418.1 10 )
MEMBER ft)
FDIC a

EX_114_00
Case 2:20-cr-00114-JES-M_M     Document 136-92     Filed 03/31/21     Page 2 of 6 PageID
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BUSINESS CHECKING-XXXX8841

Account Summary

Date Description Amount
01/01/2020 Beginning Balance $418.10
0 Credit(s) This Period $0.00
0 Debit(s) This Period $0.00
01/31/2020 Ending Balance $418.10
Overdraft and Returned Item Fees
Total for this period Total year-to-date Previous year-to-date
Total Overdraft Fees $0.00 $0.00 $0.00
Total Returned Item Fees $0.00 $0.00 $0.00

EX_114_002
Case 2:20-cr-00114-JES-M_M     Document 136-92     Filed 03/31/21     Page 3 of 6 PageID
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Janibelraboptiow I | OQok Back at 2019

50% of team members
have been with the

100 employees bank 5+ years

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Surpassed $450M+ 6 consecutive years 1O0K+ customers
in assets with record profits

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1,000+ $1.5M+ contributed Purchased new
employee to local community main office on

volunteer hours causes since 2003 Sanibel, opening
donated in 2020

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3 employees recognized Finalist for 4 We grew again!

for individual outstanding local business Purchased our

performance awards awards 8th and largest
location

EX 114 003
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EX 114004
Case 2:20-cr-00114-JES-M_M     Document 136-92     Filed 03/31/21     Page 5 of 6 PageID
THIS FORM IS PROVIDED TO HELP YOU BALANCE

YOUR STATEMENT
WITHDRAWALS OUTSTANDING - BEFORE YOU START-
NOT CHARGED TO ACCOUNT PLEASE BE SURE YOU HAVE ENTERED IN YOUR REGISTER ALL
No. $ AUTOMATIC TRANSACTIONS SHOWN ON THE FRONT OF YOUR
STATEMENT.

YOU SHOULD HAVE ADDED YOU SHOULD HAVE SUB-
IF ANY OCCURRED: TRACTED IF ANY OCCURRED:
1. Loan advances. 1, Automatic loan payments.
2. Credit memos. 2. Automatic savings transfers.
3. Other automatic deposits. 3. Service charges.

4, Debit memos. .
5, Other automatic deductions

and payments.
BALANCE SHOWN
ON THIS STATEMENT S$
ADD
DEPOSITS NOT SHOWN
ON THIS STATEMENT
{IFANY) §&
TOTAL s
SUBTRACT —
WITHDRAWALS
OUTSTANDING $

BALANCE $

SHOULD AGREE WITH YOUR REGISTER
BALANCE AFTER DEDUCTING SERVICE CHARGE
TOTALIS (IF ANY) SHOWN ON THIS STATEMENT.

Please examine immediately and report if incorrect. If no reply is seceived within 60 days the accoun! will be considered correct.
IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS
In case of errors or questions about your elactroni fers teleph us al the phone number listed on the front, of write us at the address
listed on the front as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer
fisted on the statement or recelpt. We must hear from you no faler than 60 days alter we sent the FIRST statement on which the problem or error appeared.

z Tell us your name and account number (if any).

2) Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information.

(3) Tell us the dolar amount of the suspected error.

Ifyou tell us orally, we may require that you send us your complaint or question in writing within 10 business days.
Wa will di ine whether an error d within 10 business days after we hear from you and will correct any error promptly. tf we need moro tima, however, we may take up
to 45 days to investigate your complaint or question. lf we decide to do this, we will credit your account within 10 business days for the amount you think is in error, so that you will
have the use of the money during the time it takes us to complete our investigation. If wa ask you to put your complaint or question in writing and we do not receive it within 10
business days, we may not credit your account.
For errors involving new accounts, point-of-sale, or foreign initiated transactions, we may take up to 90 days to Investigate your complaint or question. For new accounts, we may
take up to 20 business days to credit your account for the amount you think is in error.
We will tell you the results within three business days alter completing our investigation. if we decide that there was no error, we will send you a written explanation. You may ask
for copies of the documents that we used in our investigation.

YOUR LINE OF CREDIT ACCOUNTS SUMMARY OF RIGHTS IS OUTLINED BELOW.

This is a summary of your rights; a full statement of your rights and our responsibilities under the Federal Fair Credit Bitting Act will be sent to you both upon request and
in response to a billing error notice.
The following information applies only to toans made to you under your Loan Account line of credit.

B
If you think your bill is wrong, or if you nell SARE SEER CRS CF ueSTONS on oT YQUa NE oF § RET GOUT Sho address located on the front of this bill

as soon as possible. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us, bul doing so
will not preserve your rights. In your letter, give us the following Information:

1) Your name and account number,

2) The dollar amount of the suspected error.

'3} Describe the error and explain, if you can, why you believe there Is an error. {f you need more information, describe the item you are unsure about.
You do not have to pay any monay In question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we
investigate your question, we cannol report you as delinquent or take any action to collect the amount you question.
We figure a portion of the Finance Charge en your by applying the appropriate “Daily Pericdic rate" to the appropriate portions of the "Principal" balances. We
take the beginning "Principal batance o| A haa account gach day, add any new (purchases, advances, loans) and subtract the “principal” portion of tho payments or
credits. This gives us the new “principal”. We then apply tho applicable dally periodic rate to the “principal” times the number of “days” al the new “Principal”. This gives
us the "Accrued Finance Charge” {for aach period of days in the billing cycle. To arive at the “Finance Charge” for the billing cycle, we add atl of ihe “Accrued Finance
Charge"(s) together for the billing cycle.
The minimum periodic f2 ent required is shown on the front of this bill, You may pay off your Credit Lina Account loan balance at any time, or make voluntary additional
payments. Payments shall be applied, first to any unpaid FINANCE CHARGES, and second the principal loan balance outstanding in your Credit Line Account. Periodic
statements may be sent to you at the end of each billing cycle showing your Credit Line Account foan transactions.
Send payments and Inquiries to address shown on front of bill,
NOTE: Payments received atter clase of business shail be deemed received cn the following business day for purposes of crediting your account.
Check 21 Notification
Ul you request the return ol your original checks you may receive a "Substitule Check" in response. The Substitute Check is the tegal equivalent of an original check and you
have rights that apply when you befeva, in good faith, that a Substitute Check was not properly charged to your account. Contact your branch or call the number on the front
of this statement to request a Check 21 disclosure.
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EX_114_006


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