Exhibit 102 — USA v. Crowther (Dkt. 136.80)

Summary

Exhibit 102, filed March 31, 2021 as Document 136-80 in United States v. Crowther, Case 2:20-cr-00114-JES-M_M, in the U.S. District Court for the Middle District of Florida, is a Sanibel Captiva Community Bank business checking statement for the Target Roofing and Sheet Metal Inc operating account for the period ending April 30, 2020, showing a beginning balance of $0.00, 0 credits, 0 debits and an ending balance of $0.00. The exhibit also includes the bank’s notice that, as an essential service, it is open for business with branch lobbies temporarily closed to customers.

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Record facts

Full text

Case 2:20-cr-00114-JES-M_M     Document 136-80     Filed 03/31/21     Page 1 of 6 PageID
2603 oo,
Sanibel mam Captiow Statement Ending 04/30/2020.
COMMUNITY BANK TARGET ROOFING AND SHEET Page 1 of 2
2475 Library Way Account Number: X0XX6331

Sanibel, FL 33957
ADDRESS SERVICE REQUESTED

TARGET ROOFING AND SHEET METAL INC
OPERATING ACCOUNT

1841 ORTIZ AVE

FORT MYERS FL 33905-4908

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Summary of Accounts

As a nonconventional bank, our foundation is built on people and relationships. We empower and support our

neighbors, team and community through local decision-making. Thank you for choosing Sanibel Captiva Community

Bank to be your banking partner.

Account Type Account Number Ending Balance
BUSINESS CHECKING XXXX6331 $0.00 |
BUSINESS CHECKING-XXXX6331
Account Summary
Date Description Amount
04/01/2020 Beginning Balance $0.00

0 Credit(s) This Period $0.00

0 Debit(s) This Period $0.00

04/30/2020 Ending Balance $0.00

Overdraft and Returned Item Fees
Total for this period Total year-to-date
Total Overdraft Fees $0.00 $0.00
Total Returned Item Fees $0.00 $0.00
MEMBER @
FDIC

Qua HOUSING
ENDER

EX_102_00
Case 2:20-cr-00114-JES-M_M     Document 136-80     Filed 03/31/21     Page 2 of 6 PageID
TARGET ROOFING AND SHBET META Mo QSH Ment 136-80 ctonfeltFhdtig darstrbo20 Pade 2 OF 6 PABEID a5

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EX 102 002
Case 2:20-cr-00114-JES-M_M     Document 136-80     Filed 03/31/21     Page 3 of 6 PageID
We Are Here for You

As an essential service, we are open for business and remain committed to assist you with all
of your banking needs.

We have made temporary adjustments to our daily operations to protect the health and safety
of both our team and customers.

e Branch lobbies are temporarily closed to customers.
e Limited lobby services are available by appointment at all locations.
e All drive-through locations remain open during regular business hours.

e Safety deposit boxes are available by appointment.

To stay informed, visit www.sancapbank.com for the latest COVID-19 updates.

Today and in the days ahead, our SanCap Bank team is dedicated to supporting you.

3 Bank online anytime, Sfp ATM Access
= anywhere

Digital banking is always available to you via online and Most of our locations have ATMs available 24/7. We
mobile banking. If you don't currently utilize our digital are part of the Allpoint ATM network, which includes

banking products, now is a great time to start. Visit hundreds of fee-free ATMs in Southwest Florida (and
www.sancapbank.com for more information. If you 55,000 worldwide). And, don't forget you have free
need assistance, call us during regular business hours access at Presto! ATMs at all Publix locations.

at 239-472-6100 and one of our team members will

be happy to help you.

Contact us by phone or email - we are here for you.

COMMUNITY BANK Member
: Foc @
| f/E/* in| 239-472-6100 | www.SanCapBank.com NNILS 411964

EX 102 003
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EX_102_004
Case 2:20-cr-00114-JES-M_M     Document 136-80     Filed 03/31/21     Page 5 of 6 PageID
THIS FORM IS PROVIDED TO HELP YOU BALANCE

YOUR STATEMENT
WITHDRAWALS OUTSTANDING - BEFORE YOU START-
NOT CHARGED TO ACCOUNT PLEASE BE SURE YOU HAVE ENTERED IN YOUR REGISTER ALL
No. $s AUTOMATIC TRANSACTIONS SHOWN ON THE FRONT OF YOUR
STATEMENT.
YOU SHOULD HAVE ADDED YOU SHOULD HAVE SUB-
IF ANY OCCURRED: TRACTED IF ANY OCCURRED:
1. Loan advances. 1. Automatic toan payments.
2. Credit memos. 2. Automatic savings transfers.
3. Other automatic deposits. 3. Service charges.
4. Debit memos.
5. Other automatic deductions
and payments.
BALANCE SHOWN
ON THIS STATEMENT S$
ADD
DEPOSITS NOT SHOWN
ON THIS STATEMENT
(iF aNy) = S
TOTAL [es
SUBTRACT -
WITHDRAWALS
OUTSTANDING $
BALANCE s
SHOULD AGREE WITH YOUR REGISTER
BALANCE AFTER DEDUCTING SERVICE CHARGE
TOTAL|S (IF ANY} SHOWN ON THIS STATEMENT.

Please examine immediately and report if incorrect. If no reply is received within 60 days the accoun! will be considered correct.
IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS
in case of errors or questions about your electronic transfers telephone us at the phone number listed on the front, of write us at the address
listed on the front as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer
listed on the statement or receipt. We must hear trom you no later than 60 days alter we sent the FIRST statement on which the problem or error appeared.

(1) Tell us your name and account number (if any).

(2) Describe the error or the transter you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information.

(3) Tell us the dollar amount of the suspected error.

Mf you tell us orally, we may require thal you send us your complaint or question in writing within 10 business days.
We will d ine whether an error d within 10 business days after we hear {rom you and will correct any error promptly. If we need more time, however, we may take up
to 45 days to investigate your complaint or question. it we decide to do this, we will cradit your account within 10 business days for the amount you think is in etror, so that you will
have the use of the money during the time if takes us to complete our investigation. If we ask you !o put your complaint or question in writing and we do not receive tt within 10
business days, we may not credit your account
For errors involving new accounts, point-of-sale, or foreign initiated transactions, we may take up 10 90 days to investigate your complaint or question. For new accounts, we may
take up to 20 business days to credit your account for the amount you think is in error.
We will tell you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask
fer copies of the documents that we used in cur investigation.

YOUR LINE OF CREDIT ACCOUNTS SUMMARY OF RIGHTS IS OUTUNED BELOW.
This is a summary of your rights: a full statement of your rights and our responsibihties under the Federal Fair Credit Billing Act will be sent to you both upon request and
in response to a billing error notice.
The following int ion applies only to loans made to you under your Loan Account line of credit.
IN CASE OF ERRORS OR QUESTIONS AB UR LINE OF CREDIT ACCOUNTS

Wf you think your bill is wrong, or if you now more in! sitio Out a a on pat af write us On a BE rTalershost at the address located on the front of this bill
as soon as possible. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem app: d. You can telep us, but doing so
will not preserve your rights. In your letter, give us the following information:

t Your name and account number.

2) The dollar amount of tha suspected error.

'3) Describe the error and explain, if you can, why you delieve there is an error. If you need more information, describe the item you are unsure about.
You do not have to pay any money in question while we are investigating, but you ara still obligated to pay the parts of your bill that are not in question. While we
investigate your question, we cannot report you as delinquent or take any action to collect the amount you question.
We figure a portion of the Finance Charge on your account by applying the appropriate "Daily Periodic rate" to the appropriate portions of the "Principal balances. We
take the beginning “Principal balance o P hee account each day. ad any new (purchases, advances, loans) and subtract the “principal” portion of the payments or
credits. This gives us the new “principal*. We then apply the applicable daily periodic rate to the “principal” times the number of “days” at the new "Principal", This gives
us the “Accrued Finance Charge” for each period of days in the biling cycle. To arrive at the “Finance Charge” for the billing cycle. we add ail of the “Accrued Finance
Charge"(s) together for the billing cycle.
The mini period . .
payments. Payments shall be applied, first to any unpaid FINANCE CHARGES, and principal toa g in your Credit Line Account. Periodic
Statements may be sent to you at the end of each billing cycle showing your Credit Line Account loan transactions.
Send pay and Inquirtes to add: hi on front of bill.
NOTE: Payments received after close of business shall be deemed received on the following busi day for purp of crediting your account.
Cheek 21 Notification
If you request the return of your original checks you may receive a “Substitute Check” in response. The Substitute Check is the legal equivalent of an origina! check and you
have rights that apply when you believe, in good faith, that a Substitute Check was not properly charged to your account. Contact your branch or call the number on the front
of this statement to request a Check 21 disclosure.

d is shown on the front of this bill. You may pay off your Credit Line Account loan balance at any time, or make voluntary additional
d the prince; n bal 4i
Case 2:20-cr-00114-JES-M_M     Document 136-80     Filed 03/31/21     Page 6 of 6 PageID
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EX_102_006.


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