Exhibit 48 — USA v. Crowther (Dkt. 136.36)

Summary

Exhibit 48, filed 03/31/21 as Document 136-36 in Case 2:20-cr-00114-JES-M_M in the U.S. District Court for the Middle District of Florida, is a Sanibel Captiva Community Bank business checking statement for the period ending 06/30/2020. It records an incoming wire of $522,744.69 from FLORIDA GULF COAST TITLE SPECIALIST on 06/12/2020, outgoing wires of $100,500.00 to CITIZENS BANK & TRUST and $18,500.00 to SD HORSE CREEK LLC, and an ending balance of $404,114.79.

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Case 2:20-cr-00114-JES-M_M     Document 136-36     Filed 03/31/21     Page 1 of 6 PageID
pI
COMMURITY BANK

2475 Library Way
Sanibel, FL 33957

ADDRESS SERVICE REQUESTED

3801 JADE AVENUE LLC
1841 ORTIZ AVE
FORT MYERS FL 33905-4908

Good news savers!

You now have more
access to your money

Statement Ending 06/30/2020 ;

3801 JADE AVENUE LLC Page 1 of 2
Account Number: XXXX8841

Recent changes in banking regulations now
allow you to make unlimited withdrawals
from your savings and money market
accounts, instead of being limited to six per
month. If you have any questions, please
contact your branch for more information.

> I
COMMUNITY BANK

Let's get social! We're ready to connect with you on Facebook, Twitter and LinkedIn.

‘Summary of Accounts

Bank to be your banking partner.

As a nonconventional bank, our foundation is built on people and relationships. We empower and support our
neighbors, team and community through local decision-making. Thank you for choosing Sanibel Captiva Community

Account Type Account Number Ending Balance
_ BUSINESS CHECKING XXXX8841 $404,114.79 )
MEMBER
FDIC oa eae
ENDER
EX 48 oot
Case 2:20-cr-00114-JES-M_M     Document 136-36     Filed 03/31/21     Page 2 of 6 PageID
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BUSINESS CHECKING-XXXX8841

Account Summary
Date Description

05/30/2020 Beginning Balance
1 Credit(s) This Period
5 Debit(s) This Period
06/30/2020 Ending Balance

Electronic Credits

Amount
$418.10
$522,744.69
$119,048.00
$404,114.79

Date Description Amount
06/12/2020 ‘Incoming Wire Tsfr 40451962 FLORIDA GULF COAST TITLE SPECIALIST $522,744.69
Electronic Debits

Date Description Amount
06/16/2020 Outgoing Wire Tsfr 60202 CITIZENS BANK & TRUST $100,500.00
06/23/2020 Outgoing Wire Tsfr 60563 SD HORSE CREEK LLC $18,500.00
Other Debits

Date Description Amount
06/12/2020 Incoming Wire Fee 40451962 $8.00
06/16/2020 Outgoing Wire Fee 60202 $20.00
06/23/2020 Outgoing Wire Fee 60563 $20.00
Daily Balances

Date Amount Date Amount Date Amount
06/12/2020 $523,154.79 06/16/2020 $422,634.79 06/23/2020 $404,114.79

Overdraft and Returned Item Fees

Total for this period

Total year-to-date

Total Overdraft Fees

$0.00

$0.00

Total Returned Item Fees

$0.00

$0.00

EX_48 002
Case 2:20-cr-00114-JES-M_M     Document 136-36     Filed 03/31/21     Page 3 of 6 PageID
SWEFEL
Businesses
Open

Small Business Administration Paycheck Protection Program

We're committed to protecting the vibrancy of our small businesses and community. Our
team has worked around the clock for the past few months to process hundreds of SBA PPP
loans to ensure critical funds were made available to those who needed it most. Each loan
processed - big or small, for a customer or non-customer - is meaningful to us because it is
helping a business keep their doors open and support their employees in a time of need.

SanCap Bank Strong

700+ PPP loans processed

$70M+ funded

@ 9K+ SWEL jobs saved

Loans ranged from $500 to $3.7M+

{OOK $100K average loan amount

COMMUNITY BANK

239-472-6100 | www.SanCapBank.com EX 48N003 #411904
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EX_48_004
Case 2:20-cr-00114-JES-M_M     Document 136-36     Filed 03/31/21     Page 5 of 6 PageID
THIS FORM IS PROVIDED TO HELP YOU BALANCE

YOUR STATEMENT °
WITHDRAWALS OUTSTANDING - BEFORE YOU START-
NOT CHARGED TO ACCOUNT PLEASE BE SURE YOU HAVE ENTERED IN YOUR REGISTER ALL
No. $ AUTOMATIC TRANSACTIONS SHOWN ON THE FRONT OF YOUR
STATEMENT.
YOU SHOULD HAVE ADDED YOU SHOULD HAVE SUB-
IF ANY OCCURRED: TRACTED IF ANY OCCURRED:
1. Loan advances. 1. Automatic loan payments.
2. Credit memos. 2. Automatic savings transfers.
3. Other automatic deposits. 3. Service charges.
4. Debit memos.
5. Other automatic deductions
and payments.
BALANCE SHOWN
ONTHIS STATEMENT §$&
ADD
DEPOSITS NOT SHOWN
ON THIS STATEMENT
(PANY) §
TOTAL $e
SUBTRACT —
WITHDRAWALS
OUTSTANDING $
BALANCE $
SHOULD AGREE WITH YOUR REGISTER
BALANCE AFTER DEDUCTING SERVICE CHARGE
TOTALIS (iF ANY) SHOWN ON THIS STATEMENT.

Please examine immediately and report if incorrect. If no reply is received within 60 days the account will be considered correct.
IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS
In case of errors or questions about your electronic transfers telephone us al the phone number listed on the front, or write us at the address
listed on the front as soon as you can, if you think your statement or receipt is wrong or if you need more Information about a transfer
fisted on the statement or receipt. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared.

(1) Tell us your name and account number (if any).

(2) Describe the error or the transfer you are unsure about, and expiain as clearly as you can why you believe it is an error or why you need more informatian.

(3) Tell ws the dollar amount of the suspected error.

It you tell us orally, we may require that you send us your complaint or question in writing within 10 business days.
We will determine whether an error occurred within 10 business days after we hear from you and vail correct any error promptly. if we need more time, however, we may take up
to 45 days to i igate your complaint or question. If we decide to do this, we will credit your account! within 10 business days for the amount you think is in error, so that you wall
have the use of the money during the time it takes us to complete aur investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10
business days, we may not credit your account.
For errors involving new accounts, point-ol-sale, or foreign initiated transactions, we may take up to $0 days to investigate your complaint or question. For new accounts. we may
take up to 20 business days to credit your account for the amount you think is in error.
We will tefl you the results within three busi days alter completing our investigation. If we decide that there was no enor, we will Send you a written explanation. You may ask
fos copies of the documents thal we used in our investigation.

YOUR LINE OF CREDIT ACCOUNTS SUMMARY OF RIGHTS iS OUTLINED BELOW.
This is a summary of your rights: a full statement of your rights and our responsibilities under the Federal Fair Credit Billing Act will be sent to you both upon reques! and
in response to a bitting error notice.
The ing inf ion applies only to loans made to you under your Loan Account line of credit.
El RS OR

If you think your bill is wrong, or if you nowy GaSe 2 Eman about ouesmoNs 68 pet YQUR NE bs SREOTARS oT She address located on the front of this bill
as soon as possible. We must hear from you no later than 60 days after we sent you the first bill on which the error or probl ppeared. You can tel us, Dut doing so
will not preserve your rights. In your letter, give us the following information:
(1) Your name and account number.
The dollar amount ol the suspected error.
'3) Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about.
You do not have to pay any money in question while we are investigating, but you are still obligated to pay the parts of your Dill that are not in question. While we
investigate your question, we cannot report you as delinquent or take any action to colfect the amount you question.
We figure a portion of the Finance Charge on your account by applying the appropriate "Daily Periodic rate” to the appropriate portions of the “Principa!’ balances. We
take the beginning “Principar of your gach day, add any new (purchases, advances, loans) and subtract the “principal” portion of the payments or
credits. This gives us the new “principal*. We then apply the applicable daily periodic rate to the “principal” times the number of “days” at the new “Principal”. This gives
us the “Accrued Finance Charge" for each period of days in the billing cycle. To arrive at the “Finance Charge” for the billing cycle, we add all of the “Accrued Finance
Charge’({s) together for the billing cycle.
The minimum periodic Payment fequited is shown on the front of this bill. You may pay off your Credil Line Account loan balance at any time, or make voluntary additional
payments. Payments shalt be applied, first to any unpaid FINANCE CHARGES, and second the principal Joan balance outstanding in your Credit Line Account. Periodic
statements may be sent to you at the end of each billing cycle showing your Credit Line Account loan transactions.

Send pay ts and Inquirtes to address sh on front of bfil.

NOTE: Payments received atter close of business shall be d Jd ived an the f ing busi day for purp of crediting your account.

Check 21 Notification

Ul you request the return o! your original checks you may ive a “Substitute Check’ in response. The Substitute Check is the legal equivalent of an origina! check and you

have rights that apply when you believe, in good faith, that a Substitute Check was not properly charged to your account. Contact your branch or cail the number on the front
of this statement to request a Check 21 disclosure.
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EX 48 006


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