Exhibit 132 — USA v. Crowther (Dkt. 136.110)

Record facts

Full text

Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 1 of 34 PageID 2725
DECLARATION OF AUTHENTICATION OF BUSINESS RECORDS
I, Diana L Kizer, am the custodian of records or am otherwise
(name)
qualified to authenticate the records of FineMark National Bank & Trust
(company or business)
I have provided the following records to the United States pursuant to Subpoena No.
2020R01381005
List of records provided:
Deposit account signature card, articles, resolution statements with copies of checks & deposits, wire agreement,
Under Federal Rules of Evidence 803(6) and 902(11), as amended December 1, 2000, I certify that the above records are business records of regularly conducted activity and that I am a custodian or am otherwise qualified as to the authentication of these records. I also certify that the records: (1) were made at or near the time of the occurrence of the matters set forth in the records by a person with knowledge of those matters or from information transmitted by a person with knowledge of those matters; (2) were kept in the course of a regularly conducted activity; and (3) were made by the regularly conducted activity as a regular practice. I make these claims under penalty of perjury.
The address and phone number where I can be reached are:
12501 World Plaza Lane
Fort Myers FL 33907
239-461-5982
Diana L. Kizer (signature) EVP
Name and Signature
8/18/2020
Date
U.S. District Court
Middle District of Florida
Fort Myers Division
GOVERNMENT EXHIBIT
Exhibit No.: 132
Case No.: 2:S20-cr-114-FtM-JES-MRM
UNITED STATES OF AMERICA
vs.
CASEY DAVID CROWTHER
Date Identified:
Date Admitted:
EX_132_001
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 2 of 34 PageID 2726
FINEMARK NATIONAL BANK & TRUST
12681 Creekside Lane
Fort Myers, FL 33919-3359
Return Service Requested
Member FDIC
Telephone: (239) 461-5900
Fax: (239) 461-5902
www.finemarkbank.com
Last statement: December 31, 2019
This statement: January 31, 2020
Total days in statement period: 31
CASEY CROWTHER
DBA FORT MYERS PRO RODEO
6651 NALLE GRADE RD
NORTH FORT MYERS FL 33917
Page 1
XXXXXX3074
(6)
For personal assistance, call:
Patrick Halvarson, 239-461-5943
Finemark National Bank & Trust
12681 Creekside Lane
Fort Myers, FL 33919
Small Business Checking
Account number XXXXXX3074 Beginning balance $2,470.26
Enclosures 6 Total additions 12,224.91
Low balance $2,470.26 Total subtractions .00
Average balance $3,406.54 Ending balance $14,695.17
Avg collected balance $3,034
CREDITS
Date Description Additions
01-03 Deposit Mobile 75.00
01-27 ' Preauthorized Credit 849.91
PAYPAL TRANSFER 200127
01-30 Business Dep Mobile 600.00
01-30 Business Dep Mobile 700.00
01-30 Business Dep Mobile 2,500.00
01-30 Business Dep Mobile 2,500.00
01-30 Business Dep Mobile 5,000.00
DAILY BALANCES
Date Amount Date Amount Date Amount
12-31 2,470.26 01-27 3,395.17
01-03 2,545.26 01-30 14,695.17
EX_132_002
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 3 of 34 PageID 2727
FINEMARK NATIONAL BANK & TRUST
CASEY CROWTHER Page 2
January 31, 2020 XXXXXX3074
OVERDRAFT/RETURN ITEM FEES
Total for this period Total year-to-date
Total Overdraft Fees $0.00 $0.00
Total Returned Item Fees $0.00 $0.00
Thank you for banking with Finemark National Bank & Trust
EX_132_003
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 4 of 34 PageID 2728
FINEMARK
PLEASE RECONCILE THIS STATEMENT AT ONCE
IF NO ERRORS ARE REPORTED WITHIN THIRTY DAYS, THE ACCOUNT WILL BE CONSIDERED CORRECT.
MONTH YEAR
THIS FORM IS PROVIDED TO HELP YOU RECONCILE YOUR BANK STATEMENT
CHECKS OUTSTANDING NOT CHARGED TO ACCOUNT
NO. $
TOTAL $
BANK BALANCE SHOWN ON THIS STATEMENT $
YOUR CHECK BOOK BALANCE $
ADD +
DEPOSITS NOT CREDITED IN THIS STATEMENT (IF ANY) $
$
INTEREST + $
TOTAL $
SUBTRACT
CHECKS OUTSTANDING $
SERVICE CHARGE - $
THESE BALANCES SHOULD EQUAL
BALANCE $ = $
IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS:
Please call us at (239) 461-5900 or write to us at the address on the front of this statement as soon as you can, if you think your statement or receipt is wrong, or if you need more information about a transfer listed on this statement or a receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. Tell us:
• Your name and account number (if applicable)
• Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information
• The dollar amount of the suspected error
If you tell us verbally, we may require you to send us your complaint or question in writing within 10 business days. We will determine whether an error occurred within 10 business days (5 business days for MasterCard® debit card point-of-sale transactions and 20 business days if the transfer involved a new account) after we hear from you and will correct any error promptly. If we need more time, however, we may take up to 45 days (90 days if the transfer involved a new account, a point-of-sale transaction, or a foreign-initiated transfer) to investigate your complaint or question. If we decide to do this, we will credit your account within 10 business days (5 business days for MasterCard® debit card point-of sale transactions and 20 business days if the transfer involved a new account) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing, and we do not receive it within 10 business days, we may not credit your account. An account is considered a new account for 30 days after the first deposit is made if you are a new customer.
We will tell you the results within 3 business days after completing our investigation. If we decide there was no error, we will send you a written explanation. You may ask for copies of the documents we used in our investigation.
EX_132_004
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 5 of 34 PageID 2729
FINEMARK NATIONAL BANK & TRUST
Account Number ******3074 Date 01/31/2020
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 75.00
01/03/2020 Deposit $75.00
REMOTE DEPOSIT TICKET
SMALL BUSINESS CHECKING *3074
Deposit amount: 600.00
01/30/2020 Deposit $600.00
REMOTE DEPOSIT TICKET
SMALL BUSINESS CHECKING *3074
Deposit amount: 700.00
01/30/2020 Deposit $700.00
REMOTE DEPOSIT TICKET
SMALL BUSINESS CHECKING *3074
Deposit amount: 2500.00
01/30/2020 Deposit $2,500.00
REMOTE DEPOSIT TICKET
SMALL BUSINESS CHECKING *3074
Deposit amount: 2500.00
01/30/2020 Deposit $2,500.00
REMOTE DEPOSIT TICKET
SMALL BUSINESS CHECKING *3074
Deposit amount: 5000.00
01/30/2020 Deposit $5,000.00
EX_132_005
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 6 of 34 PageID 2730
FINEMARK NATIONAL BANK & TRUST
12681 Creekside Lane
Fort Myers, FL 33919-3359
Return Service Requested
Member FDIC
Telephone: (239) 461-5900
Fax: (239) 461-5902
www.finemarkbank.com
Last statement: January 31, 2020
This statement: February 29, 2020
Total days in statement period: 29
CASEY CROWTHER
DBA FORT MYERS PRO RODEO
6651 NALLE GRADE RD
NORTH FORT MYERS FL 33917
Page 1
XXXXXX3074
(32)
For personal assistance, call:
Patrick Halvarson, 239-461-5943
Finemark National Bank & Trust
12681 Creekside Lane
Fort Myers, FL 33919
Small Business Checking
Account number XXXXXX3074 Beginning balance $14,695.17
Enclosures 32 Total additions 85,829.75
Low balance $17,095.17 Total subtractions 50,214.02
Average balance $37,091.74 Ending balance $50,310.90
Avg collected balance $35,772
CHECKS
Number Date Amount Number Date Amount
1021 02-06 5,000.00 1106 * 02-28 1,100.00
1102 * 02-26 2,784.00 * Skip in check sequence
1103 02-28 10,000.00
DEBITS
Date Description Subtractions
02-04 ' Internet/Phone Trsfr 4,000.00
TO ACC XXXXXXX4732DATE: 02-04-20 TIME: 13:03:59
02-18 ' Internet/Phone Trsfr 2,000.00
TO ACC XXXXXXX4732DATE: 02-17-20 TIME: 05:47:51
02-19 Debit Memo 8,500.00
02-20 Debit Memo 1,400.00
02-20 ' Preauthorized Wd 80.02
PAYPAL ECHECK 200220
02-24 ' Internet/Phone Trsfr 10,000.00
TO ACC XXXXXXX4732DATE: 02-23-20 TIME: 11:06:33
02-26 ' Internet/Phone Trsfr 4,000.00
TO ACC XXXXXXX8794DATE: 02-26-20 TIME: 11:13:54
02-28 ' Electronic Check 1,350.00
PRCA PROPERTIES CHECKPAYMT 200228
1105
EX_132_006
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 7 of 34 PageID 2731
FINEMARK NATIONAL BANK & TRUST
CASEY CROWTHER Page 2
February 29, 2020 XXXXXX3074
CREDITS
Date Description Additions
02-03 Deposit Mobile 400.00
02-03 Deposit Mobile 2,000.00
02-04 Deposit Mobile 700.00
02-04 Deposit Mobile 1,500.00
02-04 Deposit Mobile 5,000.00
02-05 ' Preauthorized Credit 1,475.70
PAYPAL TRANSFER 200205
02-06 Deposit Mobile 7,500.00
02-10 Business Dep Mobile 500.00
02-10 Business Dep Mobile 600.00
02-10 Business Dep Mobile 1,500.00
02-10 Business Dep Mobile 2,500.00
02-11 Deposit Mobile 500.00
02-12 Deposit Mobile 150.00
02-13 Business Dep Mobile 500.00
02-13 ' Preauthorized Credit 7,174.57
PAYPAL TRANSFER 200213
02-18 Deposit Mobile 200.00
02-18 Deposit Mobile 350.00
02-18 Deposit Mobile 500.00
02-18 Deposit Mobile 1,500.00
02-19 Deposit Mobile 475.00
02-19 Deposit Mobile 2,000.00
02-20 Deposit Mobile 75.00
02-20 Deposit Mobile 150.00
02-20 Deposit Mobile 700.00
02-20 Deposit Mobile 700.00
02-20 Deposit Mobile 2,250.00
02-20 ' Preauthorized Credit 14,881.99
PAYPAL TRANSFER 200220
02-24 ' Preauthorized Credit 22,414.48
PAYPAL TRANSFER 200224
02-25 ' Preauthorized Credit 3,042.94
PAYPAL TRANSFER 200225
02-28 Deposit Mobile 500.00
02-28 Deposit Mobile 2,500.00
02-28 ' Preauthorized Credit 1,590.07
PAYPAL TRANSFER 200228
DAILY BALANCES
Date Amount Date Amount Date Amount
01-31 14,695.17 02-05 21,770.87 02-11 29,870.87
02-03 17,095.17 02-06 24,270.87 02-12 30,020.87
02-04 20,295.17 02-10 29,370.87 02-13 37,695.44
EX_132_007
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 8 of 34 PageID 2732
FINEMARK NATIONAL BANK & TRUST
CASEY CROWTHER Page 3
February 29, 2020 XXXXXX3074
Date Amount Date Amount Date Amount
02-18 38,245.44 02-24 61,911.89 02-28 50,310.90
02-19 32,220.44 02-25 64,954.83
02-20 49,497.41 02-26 58,170.83
OVERDRAFT/RETURN ITEM FEES
Total for this period Total year-to-date
Total Overdraft Fees $0.00 $0.00
Total Returned Item Fees $0.00 $0.00
Thank you for banking with Finemark National Bank & Trust
EX_132_008
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 9 of 34 PageID 2733
FINEMARK
PLEASE RECONCILE THIS STATEMENT AT ONCE
IF NO ERRORS ARE REPORTED WITHIN THIRTY DAYS, THE ACCOUNT WILL BE CONSIDERED CORRECT.
MONTH YEAR
THIS FORM IS PROVIDED TO HELP YOU RECONCILE YOUR BANK STATEMENT
CHECKS OUTSTANDING NOT CHARGED TO ACCOUNT
NO. $
TOTAL $
BANK BALANCE SHOWN ON THIS STATEMENT $
YOUR CHECK BOOK BALANCE $
ADD +
DEPOSITS NOT CREDITED IN THIS STATEMENT (IF ANY) $
$
INTEREST + $
TOTAL $
SUBTRACT
CHECKS OUTSTANDING $
SERVICE CHARGE - $
THESE BALANCES SHOULD EQUAL
BALANCE $ = $
IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS:
Please call us at (239) 461-5900 or write to us at the address on the front of this statement as soon as you can, if you think your statement or receipt is wrong, or if you need more information about a transfer listed on this statement or a receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. Tell us:
• Your name and account number (if applicable)
• Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information
• The dollar amount of the suspected error
If you tell us verbally, we may require you to send us your complaint or question in writing within 10 business days. We will determine whether an error occurred within 10 business days (5 business days for MasterCard® debit card point-of-sale transactions and 20 business days if the transfer involved a new account) after we hear from you and will correct any error promptly. If we need more time, however, we may take up to 45 days (90 days if the transfer involved a new account, a point-of-sale transaction, or a foreign-initiated transfer) to investigate your complaint or question. If we decide to do this, we will credit your account within 10 business days (5 business days for MasterCard® debit card point-of sale transactions and 20 business days if the transfer involved a new account) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing, and we do not receive it within 10 business days, we may not credit your account. An account is considered a new account for 30 days after the first deposit is made if you are a new customer.
We will tell you the results within 3 business days after completing our investigation. If we decide there was no error, we will send you a written explanation. You may ask for copies of the documents we used in our investigation.
EX_132_009
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 10 of 34 PageID 2734
FINEMARK NATIONAL BANK & TRUST
Account Number ******3074 Date 02/29/2020
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 400.00
02/03/2020 Deposit $400.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 2000.00
02/03/2020 Deposit $2,000.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 700.00
02/04/2020 Deposit $700.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 1500.00
02/04/2020 Deposit $1,500.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 5000.00
02/04/2020 Deposit $5,000.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 7500.00
02/06/2020 Deposit $7,500.00
REMOTE DEPOSIT TICKET
SMALL BUSINESS CHECKING *3074
Deposit amount: 500.00
02/10/2020 Deposit $500.00
REMOTE DEPOSIT TICKET
SMALL BUSINESS CHECKING *3074
Deposit amount: 600.00
02/10/2020 Deposit $600.00
REMOTE DEPOSIT TICKET
SMALL BUSINESS CHECKING *3074
Deposit amount: 1500.00
02/10/2020 Deposit $1,500.00
REMOTE DEPOSIT TICKET
SMALL BUSINESS CHECKING *3074
Deposit amount: 2500.00
02/10/2020 Deposit $2,500.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 500.00
02/11/2020 Deposit $500.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 150.00
02/12/2020 Deposit $150.00
EX_132_010
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 11 of 34 PageID 2735
FINEMARK NATIONAL BANK & TRUST
Account Number ******3074 Date 02/29/2020
REMOTE DEPOSIT TICKET
SMALL BUSINESS CHECKING *3074
Deposit amount: 500.00
02/13/2020 Deposit $500.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 200.00
02/18/2020 Deposit $200.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 350.00
02/18/2020 Deposit $350.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 500.00
02/18/2020 Deposit $500.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 1500.00
02/18/2020 Deposit $1,500.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 475.00
02/19/2020 Deposit $475.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 2000.00
02/19/2020 Deposit $2,000.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 75.00
02/20/2020 Deposit $75.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 150.00
02/20/2020 Deposit $150.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 700.00
02/20/2020 Deposit $700.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 700.00
02/20/2020 Deposit $700.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 2250.00
02/20/2020 Deposit $2,250.00
EX_132_011
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 12 of 34 PageID 2736
FINEMARK NATIONAL BANK & TRUST
Account Number ******3074 Date 02/29/2020
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 500.00
02/28/2020 Deposit $500.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 2500.00
02/28/2020 Deposit $2,500.00
ADVICE OF CHARGE (FineMark debit slip) TRAN CODE 828 ACCOUNT NUMBER [illegible]
DATE 2/19/2020 APPROVED BY (signature)
WE DEBIT YOUR ACCOUNT AS FOLLOWS: PER [illegible] EMAIL FROM [illegible] PETTY CASH FOR [illegible] RODEO
(signed below)
02/19/2020 $8,500.00
ADVICE OF CHARGE (FineMark debit slip) TRAN CODE 828 ACCOUNT NUMBER [illegible]
DATE 2/20/2020 APPROVED BY (signature)
WE DEBIT YOUR ACCOUNT AS FOLLOWS: PETTY CASH FOR RODEO PER [illegible] EMAIL
02/20/2020 $1,400.00
[check 1021] PAY TO THE ORDER OF Margaret Crowther
02/06/2020 1021 $5,000.00
(back of check 1021: signed endorsement)
[check 1102] PAY TO THE ORDER OF Lee Co. Sheriffs Office
02/26/2020 1102 $2,784.00
(handwritten on check: #5720)
(back of check 1102: endorsement stamp For Deposit Only, Office of the Sheriff Lee County, 6147147840154, 14750 Six Mile Cypress Parkway)
[check 1103] PAY TO THE ORDER OF PRCA
02/28/2020 1103 $10,000.00
(back of check 1103: endorsement stamp PAY TO THE ORDER OF WELLS FARGO BANK, N.A. [illegible] FOR DEPOSIT ONLY PRCA RODEOPAY [illegible])
EX_132_012
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 13 of 34 PageID 2737
FINEMARK NATIONAL BANK & TRUST
Account Number ******3074 Date 02/29/2020
[check 1106] PAY TO THE ORDER OF PRCA
02/28/2020 1106 $1,100.00
(back of check 1106: endorsement stamp PAY TO THE ORDER OF WELLS FARGO BANK, N.A. [illegible] FOR DEPOSIT ONLY PRCA RODEOPAY [illegible])
EX_132_013
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 14 of 34 PageID 2738
FINEMARK NATIONAL BANK & TRUST
12681 Creekside Lane
Fort Myers, FL 33919-3359
Return Service Requested
Member FDIC
Telephone: (239) 461-5900
Fax: (239) 461-5902
www.finemarkbank.com
Last statement: February 29, 2020
This statement: March 31, 2020
Total days in statement period: 31
CASEY CROWTHER
DBA FORT MYERS PRO RODEO
6651 NALLE GRADE RD
NORTH FORT MYERS FL 33917
Page 1
XXXXXX3074
(16)
For personal assistance, call:
Patrick Halvarson, 239-461-5943
Finemark National Bank & Trust
12681 Creekside Lane
Fort Myers, FL 33919
Small Business Checking
Account number XXXXXX3074 Beginning balance $50,310.90
Enclosures 16 Total additions 23,764.15
Low balance $43,691.24 Total subtractions 30,383.81
Average balance $52,010.20 Ending balance $43,691.24
Avg collected balance $51,428
CHECKS
Number Date Amount Number Date Amount
1023 03-09 860.00 1110 * 03-04 3,660.00
1025 * 03-04 3,355.80 1111 03-30 508.01
1104 * 03-02 250.00 * Skip in check sequence
1108 * 03-09 1,300.00
DEBITS
Date Description Subtractions
03-06 ' Deposit Return Item 225.00
RET CK NSF THE BULLET BOUTIQUE
CK #1072
03-13 ' Deposit Return Item 225.00
RET CK NSF THE BULLET BOUTIQUE
03-30 ' Internet/Phone Trsfr 10,000.00
TO ACC XXXXXXX4732DATE: 03-30-20 TIME: 06:40:11
03-30 ' Internet/Phone Trsfr 10,000.00
TO ACC XXXXXXX8794DATE: 03-30-20 TIME: 06:40:29
CREDITS
Date Description Additions
03-02 Deposit Mobile 100.00
EX_132_014
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 15 of 34 PageID 2739
FINEMARK NATIONAL BANK & TRUST
CASEY CROWTHER Page 2
March 31, 2020 XXXXXX3074
Date Description Additions
03-02 Deposit Mobile 175.00
03-02 Deposit Mobile 225.00
03-02 Deposit Mobile 300.00
03-02 Deposit Mobile 3,000.00
03-03 ' Preauthorized Credit 1,205.51
PAYPAL TRANSFER 200303
03-09 Deposit 225.00
03-11 Deposit Mobile 1,272.00
03-11 Deposit Mobile 4,235.00
03-17 Deposit Mobile 500.00
03-25 Deposit Mobile 5,000.00
03-26 ' Preauthorized Credit 7,526.64
PAYPAL TRANSFER 200326
DAILY BALANCES
Date Amount Date Amount Date Amount
02-29 50,310.90 03-06 47,825.61 03-17 51,672.61
03-02 53,860.90 03-09 45,890.61 03-25 56,672.61
03-03 55,066.41 03-11 51,397.61 03-26 64,199.25
03-04 48,050.61 03-13 51,172.61 03-30 43,691.24
OVERDRAFT/RETURN ITEM FEES
Total for this period Total year-to-date
Total Overdraft Fees $0.00 $0.00
Total Returned Item Fees $0.00 $0.00
Thank you for banking with Finemark National Bank & Trust
EX_132_015
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 16 of 34 PageID 2740
FINEMARK
PLEASE RECONCILE THIS STATEMENT AT ONCE
IF NO ERRORS ARE REPORTED WITHIN THIRTY DAYS, THE ACCOUNT WILL BE CONSIDERED CORRECT.
MONTH YEAR
THIS FORM IS PROVIDED TO HELP YOU RECONCILE YOUR BANK STATEMENT
CHECKS OUTSTANDING NOT CHARGED TO ACCOUNT
NO. $
TOTAL $
BANK BALANCE SHOWN ON THIS STATEMENT $
YOUR CHECK BOOK BALANCE $
ADD +
DEPOSITS NOT CREDITED IN THIS STATEMENT (IF ANY) $
$
INTEREST + $
TOTAL $
SUBTRACT
CHECKS OUTSTANDING $
SERVICE CHARGE - $
THESE BALANCES SHOULD EQUAL
BALANCE $ = $
IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS:
Please call us at (239) 461-5900 or write to us at the address on the front of this statement as soon as you can, if you think your statement or receipt is wrong, or if you need more information about a transfer listed on this statement or a receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. Tell us:
• Your name and account number (if applicable)
• Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information
• The dollar amount of the suspected error
If you tell us verbally, we may require you to send us your complaint or question in writing within 10 business days. We will determine whether an error occurred within 10 business days (5 business days for MasterCard® debit card point-of-sale transactions and 20 business days if the transfer involved a new account) after we hear from you and will correct any error promptly. If we need more time, however, we may take up to 45 days (90 days if the transfer involved a new account, a point-of-sale transaction, or a foreign-initiated transfer) to investigate your complaint or question. If we decide to do this, we will credit your account within 10 business days (5 business days for MasterCard® debit card point-of sale transactions and 20 business days if the transfer involved a new account) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing, and we do not receive it within 10 business days, we may not credit your account. An account is considered a new account for 30 days after the first deposit is made if you are a new customer.
We will tell you the results within 3 business days after completing our investigation. If we decide there was no error, we will send you a written explanation. You may ask for copies of the documents we used in our investigation.
EX_132_016
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 17 of 34 PageID 2741
FINEMARK NATIONAL BANK & TRUST
Account Number ******3074 Date 03/31/2020
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 100.00
03/02/2020 Deposit $100.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 175.00
03/02/2020 Deposit $175.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 225.00
03/02/2020 Deposit $225.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 300.00
03/02/2020 Deposit $300.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 3000.00
03/02/2020 Deposit $3,000.00
DEPOSIT TICKET
Virtual Document
Account: (masked)
Description:
$225.00
Name:
Cash Drawer: 0007 User: [illegible]
03/09/2020 Deposit $225.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 1272.00
03/11/2020 Deposit $1,272.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 4235.00
03/11/2020 Deposit $4,235.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 500.00
03/17/2020 Deposit $500.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 5000.00
03/25/2020 Deposit $5,000.00
[check 1023] PAY TO THE ORDER OF Bayshore Fire & Rescue
03/09/2020 1023 $860.00
(back of check 1023: endorsement stamp Bayshore Fire Protection and Rescue Service District, Depository Account [illegible], [illegible] Bank [illegible])
EX_132_017
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 18 of 34 PageID 2742
FINEMARK NATIONAL BANK & TRUST
Account Number ******3074 Date 03/31/2020
[check 1025] PAY TO THE ORDER OF J J Taylor
03/04/2020 1025 $3,355.80
(back of check 1025: endorsement stamp For Deposit Only to [illegible] COMPANIES, INC JJ TAYLOR DISTRIBUTING FLORIDA Deposited by: LW; bank stamp Seq: 121 Dep: 048960 Date: 03/03/20)
[check 1110] PAY TO THE ORDER OF Lee Co. Posse Arena
03/04/2020 1110 $3,660.00
(back of check 1110: endorsement stamp PAY TO THE ORDER OF BANK OF AMERICA [illegible] FOR DEPOSIT ONLY LEE COUNTY POSSE INC [illegible])
[check 1104] PAY TO THE ORDER OF WPRA
03/02/2020 1104 $250.00
(stamp on check 1104: RECEIVED FEB 28 2020)
(back of check 1104: endorsement stamp FOR DEPOSIT ONLY WOMENS PROFESSIONAL RODEO ASSOC. [illegible]; For Deposit Only - JPMC)
[check 1111] PAY TO THE ORDER OF Custom Rhinestones
03/30/2020 1111 $508.01
(back of check 1111: handwritten For Deposit)
[check 1108] PAY TO THE ORDER OF Carter Pritchett
03/09/2020 1108 $1,300.00
(back of check 1108: endorsement stamp FOR DEPOSIT ONLY CARTER PRITCHETT ADV. INC [illegible])
EX_132_018
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 19 of 34 PageID 2743
FINEMARK NATIONAL BANK & TRUST
12681 Creekside Lane
Fort Myers, FL 33919-3359
Return Service Requested
Member FDIC
Telephone: (239) 461-5900
Fax: (239) 461-5902
www.finemarkbank.com
Last statement: March 31, 2020
This statement: April 30, 2020
Total days in statement period: 30
CASEY CROWTHER
DBA FORT MYERS PRO RODEO
6651 NALLE GRADE RD
NORTH FORT MYERS FL 33917
Page 1
XXXXXX3074
(5)
For personal assistance, call:
Patrick Halvarson, 239-461-5943
Finemark National Bank & Trust
12681 Creekside Lane
Fort Myers, FL 33919
Small Business Checking
Account number XXXXXX3074 Beginning balance $43,691.24
Enclosures 5 Total additions 1,086.00
Low balance $10,459.67 Total subtractions 33,231.57
Average balance $11,072.20 Ending balance $11,545.67
Avg collected balance $11,036
CHECKS
Number Date Amount Number Date Amount
1114 04-01 33,231.57
CREDITS
Date Description Additions
04-13 Deposit Mobile 500.00
04-15 Deposit Mobile 61.00
04-15 Deposit Mobile 225.00
04-15 Deposit Mobile 300.00
DAILY BALANCES
Date Amount Date Amount Date Amount
03-31 43,691.24 04-13 10,959.67
04-01 10,459.67 04-15 11,545.67
EX_132_019
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 20 of 34 PageID 2744
FINEMARK NATIONAL BANK & TRUST
CASEY CROWTHER Page 2
April 30, 2020 XXXXXX3074
OVERDRAFT/RETURN ITEM FEES
Total for this period Total year-to-date
Total Overdraft Fees $0.00 $0.00
Total Returned Item Fees $0.00 $0.00
Thank you for banking with Finemark National Bank & Trust
EX_132_020
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 21 of 34 PageID 2745
FINEMARK
PLEASE RECONCILE THIS STATEMENT AT ONCE
IF NO ERRORS ARE REPORTED WITHIN THIRTY DAYS, THE ACCOUNT WILL BE CONSIDERED CORRECT.
MONTH YEAR
THIS FORM IS PROVIDED TO HELP YOU RECONCILE YOUR BANK STATEMENT
CHECKS OUTSTANDING NOT CHARGED TO ACCOUNT
NO. $
TOTAL $
BANK BALANCE SHOWN ON THIS STATEMENT $
YOUR CHECK BOOK BALANCE $
ADD +
DEPOSITS NOT CREDITED IN THIS STATEMENT (IF ANY) $
$
INTEREST + $
TOTAL $
SUBTRACT
CHECKS OUTSTANDING $
SERVICE CHARGE - $
THESE BALANCES SHOULD EQUAL
BALANCE $ = $
IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS:
Please call us at (239) 461-5900 or write to us at the address on the front of this statement as soon as you can, if you think your statement or receipt is wrong, or if you need more information about a transfer listed on this statement or a receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. Tell us:
• Your name and account number (if applicable)
• Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information
• The dollar amount of the suspected error
If you tell us verbally, we may require you to send us your complaint or question in writing within 10 business days. We will determine whether an error occurred within 10 business days (5 business days for MasterCard® debit card point-of-sale transactions and 20 business days if the transfer involved a new account) after we hear from you and will correct any error promptly. If we need more time, however, we may take up to 45 days (90 days if the transfer involved a new account, a point-of-sale transaction, or a foreign-initiated transfer) to investigate your complaint or question. If we decide to do this, we will credit your account within 10 business days (5 business days for MasterCard® debit card point-of sale transactions and 20 business days if the transfer involved a new account) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing, and we do not receive it within 10 business days, we may not credit your account. An account is considered a new account for 30 days after the first deposit is made if you are a new customer.
We will tell you the results within 3 business days after completing our investigation. If we decide there was no error, we will send you a written explanation. You may ask for copies of the documents we used in our investigation.
EX_132_021
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 22 of 34 PageID 2746
FINEMARK NATIONAL BANK & TRUST
Account Number ******3074 Date 04/30/2020
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 500.00
04/13/2020 Deposit $500.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: [illegible]1.00
04/15/2020 Deposit $61.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 225.00
04/15/2020 Deposit $225.00
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 300.00
04/15/2020 Deposit $300.00
[check 1114] PAY TO THE ORDER OF Priority marketing
04/01/2020 1114 $33,231.57
(back of check 1114: endorsement stamp PAY TO THE ORDER OF Edison National Bank 067014301 FOR DEPOSIT ONLY Priority Marketing of SW FL [illegible])
EX_132_022
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 23 of 34 PageID 2747
FINEMARK NATIONAL BANK & TRUST
12681 Creekside Lane
Fort Myers, FL 33919-3359
Return Service Requested
Member FDIC
Telephone: (239) 461-5900
Fax: (239) 461-5902
www.finemarkbank.com
Last statement: April 30, 2020
This statement: May 31, 2020
Total days in statement period: 31
CASEY CROWTHER
DBA FORT MYERS PRO RODEO
6651 NALLE GRADE RD
NORTH FORT MYERS FL 33917
Page 1
XXXXXX3074
(1)
For personal assistance, call:
Patrick Halvarson, 239-461-5943
Finemark National Bank & Trust
12681 Creekside Lane
Fort Myers, FL 33919
Small Business Checking
Account number XXXXXX3074 Beginning balance $11,545.67
Enclosures 1 Total additions 100.00
Low balance $11,545.67 Total subtractions .00
Average balance $11,623.09 Ending balance $11,645.67
Avg collected balance $11,613
CREDITS
Date Description Additions
05-08 Deposit Mobile 100.00
DAILY BALANCES
Date Amount Date Amount Date Amount
04-30 11,545.67 05-08 11,645.67
OVERDRAFT/RETURN ITEM FEES
Total for this period Total year-to-date
Total Overdraft Fees $0.00 $0.00
Total Returned Item Fees $0.00 $0.00
Thank you for banking with Finemark National Bank & Trust
EX_132_023
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 24 of 34 PageID 2748
FINEMARK
PLEASE RECONCILE THIS STATEMENT AT ONCE
IF NO ERRORS ARE REPORTED WITHIN THIRTY DAYS, THE ACCOUNT WILL BE CONSIDERED CORRECT.
MONTH YEAR
THIS FORM IS PROVIDED TO HELP YOU RECONCILE YOUR BANK STATEMENT
CHECKS OUTSTANDING NOT CHARGED TO ACCOUNT
NO. $
TOTAL $
BANK BALANCE SHOWN ON THIS STATEMENT $
YOUR CHECK BOOK BALANCE $
ADD +
DEPOSITS NOT CREDITED IN THIS STATEMENT (IF ANY) $
$
INTEREST + $
TOTAL $
SUBTRACT
CHECKS OUTSTANDING $
SERVICE CHARGE - $
THESE BALANCES SHOULD EQUAL
BALANCE $ = $
IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS:
Please call us at (239) 461-5900 or write to us at the address on the front of this statement as soon as you can, if you think your statement or receipt is wrong, or if you need more information about a transfer listed on this statement or a receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. Tell us:
• Your name and account number (if applicable)
• Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information
• The dollar amount of the suspected error
If you tell us verbally, we may require you to send us your complaint or question in writing within 10 business days. We will determine whether an error occurred within 10 business days (5 business days for MasterCard® debit card point-of-sale transactions and 20 business days if the transfer involved a new account) after we hear from you and will correct any error promptly. If we need more time, however, we may take up to 45 days (90 days if the transfer involved a new account, a point-of-sale transaction, or a foreign-initiated transfer) to investigate your complaint or question. If we decide to do this, we will credit your account within 10 business days (5 business days for MasterCard® debit card point-of sale transactions and 20 business days if the transfer involved a new account) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing, and we do not receive it within 10 business days, we may not credit your account. An account is considered a new account for 30 days after the first deposit is made if you are a new customer.
We will tell you the results within 3 business days after completing our investigation. If we decide there was no error, we will send you a written explanation. You may ask for copies of the documents we used in our investigation.
EX_132_024
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 25 of 34 PageID 2749
FINEMARK NATIONAL BANK & TRUST
NOTICE OF CHANGE TO OUR FUNDS AVAILABILITY POLICY
Changes to Funds Availability – effective July 1, 2020:
We are increasing the amount we make available for withdrawal by checks, not subject to the next day availability, from $200 to $225. In addition, the amount available for withdrawal on exception holds for large deposits, new accounts, and the threshold for determining a repeat overdraft, increases from $5,000 to $5,525.
For more information on our Funds Availability Policy, please contact your relationship banker or call 1-877-461-5901.
www.finemarkbank.com · Member FDIC · Equal Housing Lender
EX_132_025
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 26 of 34 PageID 2750
FINEMARK NATIONAL BANK & TRUST
Account Number ******3074 Date 05/31/2020
REMOTE DEPOSIT TICKET
Fort Myers Pro Rodeo *3074
Deposit amount: 100.00
05/08/2020 Deposit $100.00
EX_132_026
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 27 of 34 PageID 2751
FINEMARK NATIONAL BANK & TRUST
12681 Creekside Lane
Fort Myers, FL 33919-3359
Return Service Requested
Member FDIC
Telephone: (239) 461-5900
Fax: (239) 461-5902
www.finemarkbank.com
Last statement: May 31, 2020
This statement: June 30, 2020
Total days in statement period: 30
CASEY CROWTHER
DBA FORT MYERS PRO RODEO
6651 NALLE GRADE RD
NORTH FORT MYERS FL 33917
Page 1
XXXXXX3074
(0)
For personal assistance, call:
Patrick Halvarson, 239-461-5943
Finemark National Bank & Trust
12681 Creekside Lane
Fort Myers, FL 33919
Small Business Checking
Account number XXXXXX3074 Beginning balance $11,645.67
Low balance $11,645.67 Total additions .00
Average balance $11,645.67 Total subtractions .00
Avg collected balance $11,645 Ending balance $11,645.67
** No activity this statement period **
OVERDRAFT/RETURN ITEM FEES
Total for this period Total year-to-date
Total Overdraft Fees $0.00 $0.00
Total Returned Item Fees $0.00 $0.00
Thank you for banking with Finemark National Bank & Trust
EX_132_027
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 28 of 34 PageID 2752
FINEMARK
PLEASE RECONCILE THIS STATEMENT AT ONCE
IF NO ERRORS ARE REPORTED WITHIN THIRTY DAYS, THE ACCOUNT WILL BE CONSIDERED CORRECT.
MONTH YEAR
THIS FORM IS PROVIDED TO HELP YOU RECONCILE YOUR BANK STATEMENT
CHECKS OUTSTANDING NOT CHARGED TO ACCOUNT
NO. $
TOTAL $
BANK BALANCE SHOWN ON THIS STATEMENT $
YOUR CHECK BOOK BALANCE $
ADD +
DEPOSITS NOT CREDITED IN THIS STATEMENT (IF ANY) $
$
INTEREST + $
TOTAL $
SUBTRACT
CHECKS OUTSTANDING $
SERVICE CHARGE - $
THESE BALANCES SHOULD EQUAL
BALANCE $ = $
IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS:
Please call us at (239) 461-5900 or write to us at the address on the front of this statement as soon as you can, if you think your statement or receipt is wrong, or if you need more information about a transfer listed on this statement or a receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. Tell us:
• Your name and account number (if applicable)
• Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information
• The dollar amount of the suspected error
If you tell us verbally, we may require you to send us your complaint or question in writing within 10 business days. We will determine whether an error occurred within 10 business days (5 business days for MasterCard® debit card point-of-sale transactions and 20 business days if the transfer involved a new account) after we hear from you and will correct any error promptly. If we need more time, however, we may take up to 45 days (90 days if the transfer involved a new account, a point-of-sale transaction, or a foreign-initiated transfer) to investigate your complaint or question. If we decide to do this, we will credit your account within 10 business days (5 business days for MasterCard® debit card point-of sale transactions and 20 business days if the transfer involved a new account) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing, and we do not receive it within 10 business days, we may not credit your account. An account is considered a new account for 30 days after the first deposit is made if you are a new customer.
We will tell you the results within 3 business days after completing our investigation. If we decide there was no error, we will send you a written explanation. You may ask for copies of the documents we used in our investigation.
EX_132_028
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 29 of 34 PageID 2753
FINEMARK NATIONAL BANK & TRUST
NOTICE OF CHANGE TO OUR FUNDS AVAILABILITY POLICY
Changes to Funds Availability – effective July 1, 2020:
We are increasing the amount we make available for withdrawal by checks, not subject to the next day availability, from $200 to $225. In addition, the amount available for withdrawal on exception holds for large deposits, new accounts, and the threshold for determining a repeat overdraft, increases from $5,000 to $5,525.
For more information on our Funds Availability Policy, please contact your relationship banker or call 1-877-461-5901.
www.finemarkbank.com · Member FDIC · Equal Housing Lender
EX_132_029
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 30 of 34 PageID 2754
FINEMARK NATIONAL BANK & TRUST
Account Number ******3074 Date 06/30/2020
EX_132_030
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 31 of 34 PageID 2755
FINEMARK NATIONAL BANK & TRUST
12681 Creekside Lane
Fort Myers, FL 33919-3359
Return Service Requested
Member FDIC
Telephone: (239) 461-5900
Fax: (239) 461-5902
www.finemarkbank.com
Last statement: June 30, 2020
This statement: July 31, 2020
Total days in statement period: 31
CASEY CROWTHER
DBA FORT MYERS PRO RODEO
6651 NALLE GRADE RD
NORTH FORT MYERS FL 33917
Page 1
XXXXXX3074
(0)
For personal assistance, call:
Patrick Halvarson, 239-461-5943
Finemark National Bank & Trust
12681 Creekside Lane
Fort Myers, FL 33919
Small Business Checking
Account number XXXXXX3074 Beginning balance $11,645.67
Low balance $9,645.67 Total additions .00
Average balance $11,387.61 Total subtractions 2,000.00
Avg collected balance $11,387 Ending balance $9,645.67
DEBITS
Date Description Subtractions
07-28 ' Internet/Phone Trsfr 2,000.00
TO ACC XXXXXXX4732DATE: 07-28-20 TIME: 14:42:09
DAILY BALANCES
Date Amount Date Amount Date Amount
06-30 11,645.67 07-28 9,645.67
OVERDRAFT/RETURN ITEM FEES
Total for this period Total year-to-date
Total Overdraft Fees $0.00 $0.00
Total Returned Item Fees $0.00 $0.00
Thank you for banking with Finemark National Bank & Trust
EX_132_031
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 32 of 34 PageID 2756
FINEMARK
PLEASE RECONCILE THIS STATEMENT AT ONCE
IF NO ERRORS ARE REPORTED WITHIN THIRTY DAYS, THE ACCOUNT WILL BE CONSIDERED CORRECT.
MONTH YEAR
THIS FORM IS PROVIDED TO HELP YOU RECONCILE YOUR BANK STATEMENT
CHECKS OUTSTANDING NOT CHARGED TO ACCOUNT
NO. $
TOTAL $
BANK BALANCE SHOWN ON THIS STATEMENT $
YOUR CHECK BOOK BALANCE $
ADD +
DEPOSITS NOT CREDITED IN THIS STATEMENT (IF ANY) $
$
INTEREST + $
TOTAL $
SUBTRACT
CHECKS OUTSTANDING $
SERVICE CHARGE - $
THESE BALANCES SHOULD EQUAL
BALANCE $ = $
IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS:
Please call us at (239) 461-5900 or write to us at the address on the front of this statement as soon as you can, if you think your statement or receipt is wrong, or if you need more information about a transfer listed on this statement or a receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. Tell us:
• Your name and account number (if applicable)
• Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information
• The dollar amount of the suspected error
If you tell us verbally, we may require you to send us your complaint or question in writing within 10 business days. We will determine whether an error occurred within 10 business days (5 business days for MasterCard® debit card point-of-sale transactions and 20 business days if the transfer involved a new account) after we hear from you and will correct any error promptly. If we need more time, however, we may take up to 45 days (90 days if the transfer involved a new account, a point-of-sale transaction, or a foreign-initiated transfer) to investigate your complaint or question. If we decide to do this, we will credit your account within 10 business days (5 business days for MasterCard® debit card point-of sale transactions and 20 business days if the transfer involved a new account) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing, and we do not receive it within 10 business days, we may not credit your account. An account is considered a new account for 30 days after the first deposit is made if you are a new customer.
We will tell you the results within 3 business days after completing our investigation. If we decide there was no error, we will send you a written explanation. You may ask for copies of the documents we used in our investigation.
EX_132_032
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 33 of 34 PageID 2757
FINEMARK NATIONAL BANK & TRUST
NOTICE OF CHANGE TO OUR FUNDS AVAILABILITY POLICY
Changes to Funds Availability – effective July 1, 2020:
We are increasing the amount we make available for withdrawal by checks, not subject to the next day availability, from $200 to $225. In addition, the amount available for withdrawal on exception holds for large deposits, new accounts, and the threshold for determining a repeat overdraft, increases from $5,000 to $5,525.
For more information on our Funds Availability Policy, please contact your relationship banker or call 1-877-461-5901.
www.finemarkbank.com · Member FDIC · Equal Housing Lender
EX_132_033
Case 2:20-cr-00114-JES-M_M Document 136-110 Filed 03/31/21 Page 34 of 34 PageID 2758
FINEMARK NATIONAL BANK & TRUST
Account Number ******3074 Date 07/31/2020
EX_132_034


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