Exhibit A — United States of America v. Elick (Dkt. 26.1)

Record facts

U.S. District Court for the Southern District of West Virginia · No. 1:25-cr-00056 · Doc. 26-1 · 2025-09-30 · Docket on CourtListener

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EXHIBIT A
Case 1:25-cr-00056     Document 26-1     Filed 09/30/25     Page 1 of 2 PageID #: 76

DocuSign Envelope ID: 092ECE16-842B-41 F6-85E5-843730337583 
Doc# C-01-022843327-01 
SBA Loan #3132439101 
Application #3315020797 
U.S. Small Business Administration 
Economic Injury Disaster Loan 
AMENDED LOAN AUTHORIZATION AND AGREEMENT 
Date: 01.24.2022, 04.28.2022 (Effective Date) 
On the above date, this Administration (SBA) authorized (under Section 7(b) of the Small Business Act, as amended) a Loan 
or Loan Modification (SBA Loan #3132439101) to April Elick (Borrower) of 
 ST APT 3 BLUEFIELD 
West Virginia 24701 in the amount of sixty-nine thousand seven hundred and 00/100 Dollars ($69,700.00), upon the 
following conditions: 
PAYMENT 
• 
Installment payments, including principal and interest, of$369.00 Monthly, will begin Twenty-four (24) months 
from the date of the Original Note. The balance of principal and interest will be payable Thirty (30) years from 
the date of the Original Note. 
INTEREST 
• 
Interest will accrue at the rate of3.75% per annum and will accrue only on funds actually advanced from the 
date(s) of each advance. 
PAYMENT TERMS 
• 
Each payment will be applied first to interest accrued to the date of receipt of each payment, and the balance, if 
any, will be applied to principal. 
• 
Each payment will be made when due even if at that time the full amount of the Loan has not yet been advanced 
or the authorized amount of the Loan has been reduced. 
COLLATERAL 
• 
For loan amounts of greater than $25,000, Borrower hereby grants to SBA, the secured party hereunder, a 
continuing security interest in and to any and all "Collateral" as described herein to secure payment and 
performance of all debts, liabilities and obligations of Borrower to SBA hereunder without limitation, including 
but not limited to all interest, other fees and expenses (all hereinafter called "Obligations"). The Collateral 
includes the following property that Borrower now owns or shall acquire or create immediately upon the 
acquisition or creation thereof: all tangible and intangible personal property, including, but not limited to: (a) 
inventory, (b) equipment, (c) instruments, including promissory notes (d) chattel paper, including tangible 
chattel paper and electronic chattel paper, (e) documents, (f) letter of credit rights, (g) accounts, including 
health-care insurance receivables and credit card receivables, (h) deposit accounts, (i) commercial tort claims, (j) 
general intangibles, including payment intangibles and software and (k) as-extracted collateral as such terms 
may from time to time be defined in the Uniform Commercial Code. The security interest Borrower grants 
includes all accessions, attachments, accessories, parts, supplies and replacements for the Collateral, all 
products, proceeds and collections thereof and all records and data relating thereto. 
• 
For loan amounts greater than $500,000, Borrower agrees to also provide a Deed of Trust/Mortgage on the 
business real property, if available, prior to any new or additional disbursement of loan funds. Borrower is not 
required to provide a Deed of Trust/Mortgage on any business real property that is Borrower's primary 
residence, but must provide other real property collateral if available. Real property collateral is in addition to 
the business assets collateral requirement stated above. 
• 
For loan amounts of $25,000 or less, SBA is not taking a security interest in any collateral. 
Page 2 of 11 
SBA Form 1391 (5-00) 
Ref 50 30 
Case 1:25-cr-00056     Document 26-1     Filed 09/30/25     Page 2 of 2 PageID #: 77

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